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2020-12-31-accounts

REGISTERED CHARITY NUMBER: 1108473

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

FOR

GRACE COMMUNITY CHURCH (STEVENAGE)

GRACE COMMUNITY CHURCH (STEVENAGE)

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

Page
Report of the Trustees 1 to 5
Statement of Trustees' Responsibilities 6
Independent Examiner's Report 7
Statement of Financial Activities 8
Statement of Financial Position 9
Notes to the Financial Statements 10 to 18

GRACE COMMUNITY CHURCH (STEVENAGE)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020

The trustees present their report with the financial statements of the charity for the year ended 31 December 2020. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

Background

Grace Community Church was formed from a merger between City Church and Hydean Way Baptist Church in October 2004. The trust was formed in March 2005.

In March 2009 the church, via the trust, obtained a mortgage to purchase a building with grounds in Hydean Way, Stevenage at which point the Trust became responsible for its ongoing maintenance and development.

Grace Community Church is a member of the Catalyst family of churches, which is a part of Newfrontiers. At its inception the church had an adult membership of 90. By the end 2020 the membership total was around 125.

Page 1

GRACE COMMUNITY CHURCH (STEVENAGE)

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 31 DECEMBER 2020

ACHIEVEMENT AND PERFORMANCE

Review of Activities & Achievements 2020

In February, a much-needed new website went live, giving updated functionality and a more contemporary look and feel.

In March, in common with everyone in the UK, the Church experienced huge disruption to its normal activities due to the arrival of the Covid19 pandemic. Various restrictions and lockdowns were imposed by the UK Government and these remained in place in different forms for the rest of the year. All usual in-person meetings at the Church Building including Sunday morning services, Youth Ministry and Community outreach and social action activities were stopped and moved online wherever possible. Sunday morning meetings were transformed into a one-hour per-recorded video that could be accessed through the church website. Sermons were filmed at the church buildings, following Government guidelines for Places of Worship. Music for worship was provided by church musicians and singers recording themselves at home separately and then stitching all the parts together into one video of a complete song. Talks aimed specifically at the primary school aged children were filmed by individuals at home. Later in the year the method of showing these videos was changed to broadcast via the churchonline platform which enables multiple people to watch the video at the same time and interact with each other by online chat. Overall, these videos proved to be very successful. While no substitute for in-person meetings, they did provide a way for the church to continue to gather together for common worship and teaching. Many church members contributed to the videos and many new skills were learnt. The technical skills of a small number of volunteers from the Church community were essential in making all this possible and to a high standard.

Most other church activities and meetings were moved online using the Zoom video platform. These included mind-week Small Groups (which formerly met in people`s homes), Youth and young adults ministry, prayer meetings, leaders meetings and Trustees meetings.

Particularly hard hit were the various activities that serve vulnerable people in the wider community and where the contact and service provided by physically meeting in the Church Building could not be replicated online. These included:

The leaders and helpers of these various activities made every effort to maintain contact with and support those that attended prior to Covid19. Methods used included telephone calls, Zoom calls, socially distanced walks (when allowed), and food delivery.

We continued to be involved in supporting overseas mission and social care activities with Newfrontiers and others, including:

Employees of the Trust worked from home where possible, but some admin functions could only be performed at the Church building due to the limitations of the IT systems. All use of the Church Building by non-church groups and organisations stopped.

The trustees took advantage of the lack of use of the building to carry out some essential maintenance during the year.

Page 2

GRACE COMMUNITY CHURCH (STEVENAGE)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020

FINANCIAL REVIEW

Finance Review 2020

There are the fifteenth set of accounts for a full calendar year.

Income for 2020 held up very well, despite the disruption caused by Covid19. Many regular givers changed their method of giving from cheques and cash given on a Sunday to bank transfer online. Overall, final income was 94% of budget. Of this, 80% came from donations and the majority of the remainder from tax reclaim through Gift Aid/GASDS.

The Trust continued to expend resources in four main areas:

1. Property running costs.

  1. Management and administration. This included the salary of a full time elder/pastor, a part-time staff worker, a part-time administrator, part-time admin assistant/bookkeeper and a part-time caretaker. The Trust also continued to pay a pension to a retired pastor.

  2. Funding of Church ministries and activities.

  3. Mission giving to overseas and external organisations. (All giving received for specified missionary work is held in restricted funds).

Items 1 and 3 were less than budget because of the curtailment of activities due to Covid19.

Reserves policy

The Trustees keep a minimum of £20,000 as a contingency float for emergencies and to secure a reserve to pay all salaries for six months in the event that donations cease. At the end of 2019 the Trustees agreed to increase the second full time Elder`s reserve to £30,000. This, along with the £20,000 contingency, was invested in a saving account with Kingdom Bank in 2020.

Risk Review

The Trustees are conscious that the work can only continue with the financial support of the members and congregation giving by collection and donation. Without this support the work would be unable to continue.

FUTURE DEVELOPMENTS

It is difficult to plan with any certainty at this stage due to the unknowns still surrounding the Covid19 situation. However, these are some areas where we hope to develop the ministry of the church:

- Return to in-person meetings for regular church activities

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The trust is a charity registered on 7 March 2005 (Charity No. 1108473). Its governing document is the Declaration of Trust, dated 10 February 2005.

Charitable objectives

As a Christian congregation, Grace Community Church has the purpose of promoting the Christian religion.

Page 3

GRACE COMMUNITY CHURCH (STEVENAGE)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020

STRUCTURE, GOVERNANCE AND MANAGEMENT Recruitment and appointment of new trustees

In March 2020 Mr Paul Horsley, one of the original trustees and the Church Treasurer, resigned as a trustee due to his impending move away from Stevenage area. The vacant role was advertised to the Church Community with two people expressing an interest. The trustees agreed to appoint both people, increasing the size of the Board of Trustees from seven to eight. These people were:

Mrs. Scott brings with her experience from her employment over many years with a Pension Provision Company. Mrs. Dance brings with her experience of working in the Public Sector managing a team supporting children and young adults with Sepcial Educational Needs and Disabilities.

These appointments make a welcome improvement to the gender balance of The Board of Trustees.

Organisational structure

The spiritual government and leadership of the church fellowship is undertaken by the church's elders. The trustees are responsible for the proper management and administration of the trust's funds in accordance with the provision of the trust deed and in furtherance of the trust's objectives. Three elders have served as trustees in 2020.

The trust deed requires the trustees to meet at least twice every calendar year. In 2020 the trustees held a formal meeting on four occasions. Jon Woodrow continued as Chairman of the Trustees throughout the year.

The trustees have a secretary to the trustees who is not a trustee.

The trustees continued to employ a full time elder/pastor, a part-time administrator, a part time admin assistant/bookkeeper and a part-time caretaker and a part-time staff worker (assisting the full-time elder).

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1108473

Principal address

Hydean Way Stevenage Hertfordshire SG2 9XJ

Trustees

P D G Horsley (resigned 31.3.20) P Watkins J Scott J C G Woodrow J V Sugden D Horne Mrs J Kuffour Mrs T Dance (appointed 2.6.20) Mrs L Scott (appointed 2.6.20)

Page 4

GRACE COMMUNITY CHURCH (STEVENAGE)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020

REFERENCE AND ADMINISTRATIVE DETAILS Independent Examiner

Neil Harding FCA Bradshaw Johnson Chartered Accountants Croft Chambers 11 Bancroft Hitchin Hertfordshire SG5 1JQ

Approved by order of the board of trustees on 30 September 2021 and signed on its behalf by:

J C G Woodrow - Trustee

Page 5

GRACE COMMUNITY CHURCH (STEVENAGE)

STATEMENT OF TRUSTEES' RESPONSIBILITIES FOR THE YEAR ENDED 31 DECEMBER 2020

Charity law requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of its incoming and application of resources including income and expenditure for that period. In preparing those financial statements, the trustees are required to:

The Trustees are responsible for keeping proper accounting records, which disclose with reasonable accuracy at any time the financial position of the charity. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 6

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF GRACE COMMUNITY CHURCH (STEVENAGE)

Independent examiner's report to the trustees of Grace Community Church (Stevenage)

I report to the charity trustees on my examination of the accounts of Grace Community Church (Stevenage) (the Trust) for the year ended 31 December 2020.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Neil Harding FCA Bradshaw Johnson Chartered Accountants Croft Chambers 11 Bancroft Hitchin Hertfordshire SG5 1JQ

4 October 2021

Page 7

GRACE COMMUNITY CHURCH (STEVENAGE)

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2020

Unrestricted
funds
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
125,676
Other trading activities
3
1,491
Total
127,167
EXPENDITURE ON
Charitable activities
4
Grace Community Church
107,376
NET INCOME
19,791
RECONCILIATION OF FUNDS
Total funds brought forward
91,796
TOTAL FUNDS CARRIED FORWARD
111,587
Restricted
funds
£
22,968
-
22,968
18,668
4,300
450,715
455,015
31.12.20
31.12.19
Total
Total
funds
funds
£
£
148,644
156,798
1,491
3,468
150,135
160,266
126,044
137,725
24,091
22,541
542,511
519,970
566,602
542,511
31.12.20
31.12.19
Total
Total
funds
funds
£
£
148,644
156,798
1,491
3,468
150,135
160,266
126,044
137,725
24,091
22,541
542,511
519,970
566,602
542,511
160,266
137,725
22,541
519,970
542,511

The notes form part of these financial statements

Page 8

GRACE COMMUNITY CHURCH (STEVENAGE)

STATEMENT OF FINANCIAL POSITION 31 DECEMBER 2020

Notes
FIXED ASSETS
Tangible assets
8
CURRENT ASSETS
Debtors
9
Cash at bank and in hand
CREDITORS
Amounts falling due within one year
10
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
11
Unrestricted funds
Restricted funds
TOTAL FUNDS
Unrestricted
funds
£
-
13,728
106,232
119,960
(8,373)
111,587
111,587
111,587
Restricted
funds
£
438,450
-
16,565
16,565
-
16,565
455,015
455,015
31.12.20
Total
funds
£
438,450
13,728
122,797
136,525
(8,373)
128,152
566,602
566,602
111,587
455,015
566,602
31.12.19
Total
funds
£
441,474
15,310
104,247
119,557
(18,520)
101,037
542,511
542,511
91,796
450,715
542,511

The financial statements were approved by the Board of Trustees and authorised for issue on 30 September 2021 and were signed on its behalf by:

L Scott - Trustee

J C G Woodrow - Trustee

The notes form part of these financial statements

Page 9

GRACE COMMUNITY CHURCH (STEVENAGE)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Grace Community Church (Stevenage) meets the definition of a public entity under FRS 102.

The accounts are prepared in pounds sterling.

Income

All income is included in the statement of financial activities when the charity is entitled to the income and the amount can be quantified with reasonable accuracy. The following specific policies are applied to particular categories of income:

Expenditure

Expenditure is recognised on an accrual basis as a liability is incurred. Expenditure includes attributable VAT which cannot be recovered, and is reported as part of the expenditure to which it relates:

Tangible fixed assets

Depreciation is calculated to write off the cost of each fixed asset over its expected useful life. The annual rates used, which are consistent with last year are:-

Building - over 50 years Land - not depreciated

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds are available for use at the discretion of the Trustees in the furtherance of the general objectives of the charity.

Designated funds are unrestricted funds earmarked by the Trustees for particular purposes.

Restricted funds are subjected to restrictions on their expenditure imposed by the donor or through terms of an appeal.

Pension costs and other post-retirement benefits

The charity operates a defined contribution pension scheme. Contributions payable to the charity's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

continued...

Page 10

GRACE COMMUNITY CHURCH (STEVENAGE)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

1. ACCOUNTING POLICIES - continued

Short term debtors and creditors

The charitable company only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

Cash at bank and in hand

Cash at bank and cash in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

2. DONATIONS AND LEGACIES

Gift aided and other donations
Gift aid receivable
Grants
Grants received, included in the above, are as follows:
Other grants
3.
OTHER TRADING ACTIVITIES
Premises usage donations
Other income
31.12.20
£
122,075
26,569
-
148,644
31.12.20
£
-
31.12.20
£
400
1,091
1,491
31.12.19
£
132,340
22,458
2,000
31.12.19
£
132,340
22,458
2,000
156,798
31.12.19
£
2,000
31.12.19
£
1,683
1,785
3,468
3,468

continued...

Page 11

GRACE COMMUNITY CHURCH (STEVENAGE)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

4. CHARITABLE ACTIVITIES COSTS

Restricted Unrestricted 2020 Total 2019 Total
£ £ £ £
Missionary and other gifts 9,551 14,929 24,480 27,130
Salaries and pensions - 62,670 62,670 61,809
Employers NI - 659 659 460
Pension contributions - 3,460 3,460 3,489
Payroll charges - 842 842 831
Light and heat and water charges - 2,747 2,747 4,078
Insurance - 2,468 2,468 2,303
Repairs and maintenance - 1,258 1,258 4,037
Equipment - 385 385 1,966
Telephone/Broadband - 510 510 526
Cleaning/Caretaking - - - 44
Domestic items 211 604 815 920
Printing, stationery and postage - 530 530 843
Photocopier expenses - 204 204 254
Evangelism - 167 167 536
Conferences and training - 356 356 829
Travel expenses - 174 174 257
Subscriptions - 515 515 555
Licences - 1,507 1,507 967
Ministries - 1,817 1,817 6,136
Website costs - 202 202 236
Miscellaneous expenses - 130 130 714
Building projects 5,882 10,522 16,404 15,061
Independent examiners fees - 720 720 720
Depreciation 3,024 - 3,024 3,024
18,668 107,376 126,044 137,725

5. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2020 nor for the year ended 31 December 2019.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 December 2020 nor for the year ended 31 December 2019.

6. STAFF COSTS

2020 2019
£ £
Salaries and pension 62,670 61,809
Employers NI 659 460
Pension contributions 3,460 3,489
66,789 65,758
The average monthly number of employees during the year was as follows:
Support staff
31.12.20
6
31.12.19
6

No employees received emoluments in excess of £60,000.

continued...

Page 12

GRACE COMMUNITY CHURCH (STEVENAGE)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

7.
2019 COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
Restricted
funds
funds
£
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
131,297
25,501
Other trading activities
3,468
-
Total
134,765
25,501
EXPENDITURE ON
Charitable activities
Grace Community Church
113,539
24,186
NET INCOME
21,226
1,315
RECONCILIATION OF FUNDS
Total funds brought forward
70,570
449,400
TOTAL FUNDS CARRIED FORWARD
91,796
450,715
8.
TANGIBLE FIXED ASSETS
COST
At 1 January 2020 and 31 December 2020
DEPRECIATION
At 1 January 2020
Charge for year
At 31 December 2020
NET BOOK VALUE
At 31 December 2020
At 31 December 2019
Total
funds
£
156,798
3,468
160,266
137,725
22,541
519,970
542,511
Freehold
property
£
453,570
12,096
3,024
15,120
438,450
441,474
Total
funds
£
156,798
3,468
160,266
137,725
22,541
519,970
542,511

Included in cost or valuation of land and buildings is freehold land of £302,380 (2019 - £302,380) which is not depreciated.

continued...

Page 13

GRACE COMMUNITY CHURCH (STEVENAGE)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

9.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Prepayments and accrued income
10.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade creditors
Other creditors
11.
MOVEMENT IN FUNDS
Net
movement
At 1.1.20
in funds
£
£
Unrestricted funds
General fund
51,796
19,791
Contingency Fund
20,000
-
Second Full Time Elder Fund
20,000
-
91,796
19,791
Restricted funds
Acts 2 v 45
1,063
917
Miscellaneous
7,058
(6,093)
Property Fund
441,474
(3,024)
Youth Fund
1,120
-
Special Projects
-
12,500
450,715
4,300
TOTAL FUNDS
542,511
24,091
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
127,167
Restricted funds
Mission Funds
8,791
Acts 2 v 45
1,677
Miscellaneous
-
Property Fund
-
Special Projects
12,500
22,968
TOTAL FUNDS
150,135
31.12.20
31.12.19
£
£
13,728
15,310
31.12.20
31.12.19
£
£
556
13,208
7,817
5,312
8,373
18,520
Transfers
between
At
funds
31.12.20
£
£
(10,000)
61,587
-
20,000
10,000
30,000
-
111,587
-
1,980
-
965
-
438,450
-
1,120
-
12,500
-
455,015
-
566,602
Resources
Movement
expended
in funds
£
£
(107,376)
19,791
(8,791)
-
(760)
917
(6,093)
(6,093)
(3,024)
(3,024)
-
12,500
(18,668)
4,300
(126,044)
24,091

continued...

Page 14

GRACE COMMUNITY CHURCH (STEVENAGE)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

11. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
General fund
Contingency Fund
Second Full Time Elder Fund
Restricted funds
Acts 2 v 45
Miscellaneous
Property Fund
Youth Fund
TOTAL FUNDS
At 1.1.19
£
30,570
20,000
20,000
70,570
1,413
988
444,498
2,501
449,400
519,970
Net
movement
in funds
£
21,226
-
-
21,226
(350)
6,070
(3,024)
(1,381)
1,315
22,541
At
31.12.19
£
51,796
20,000
20,000
91,796
1,063
7,058
441,474
1,120
450,715
542,511

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Mission Funds
Acts 2 v 45
Miscellaneous
Property Fund
Youth Fund
TOTAL FUNDS
Incoming
resources
£
134,765
11,088
1,524
12,889
-
-
25,501
160,266
Resources
Movement
expended
in funds
£
£
(113,539)
21,226
(11,088)
-
(1,874)
(350)
(6,819)
6,070
(3,024)
(3,024)
(1,381)
(1,381)
(24,186)
1,315
(137,725)
22,541
Resources
Movement
expended
in funds
£
£
(113,539)
21,226
(11,088)
-
(1,874)
(350)
(6,819)
6,070
(3,024)
(3,024)
(1,381)
(1,381)
(24,186)
1,315
(137,725)
22,541
1,315
22,541

Page 15

continued...

GRACE COMMUNITY CHURCH (STEVENAGE)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

11. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
Contingency Fund
Second Full Time Elder Fund
Restricted funds
Acts 2 v 45
Miscellaneous
Property Fund
Youth Fund
Special Projects
TOTAL FUNDS
At 1.1.19
£
30,570
20,000
20,000
70,570
1,413
988
444,498
2,501
-
449,400
519,970
Net
movement
in funds
£
41,017
-
-
41,017
567
(23)
(6,048)
(1,381)
12,500
5,615
46,632
Transfers
between
funds
£
(10,000)
-
10,000
-
-
-
-
-
-
-
-
At
31.12.20
£
61,587
20,000
30,000
111,587
1,980
965
438,450
1,120
12,500
455,015
566,602

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Mission Funds
Acts 2 v 45
Miscellaneous
Property Fund
Youth Fund
Special Projects
TOTAL FUNDS
General funds
Incoming
resources
£
261,932
19,879
3,201
12,889
-
-
12,500
48,469
310,401
Resources
Movement
expended
in funds
£
£
(220,915)
41,017
(19,879)
-
(2,634)
567
(12,912)
(23)
(6,048)
(6,048)
(1,381)
(1,381)
-
12,500
(42,854)
5,615
(263,769)
46,632
Resources
Movement
expended
in funds
£
£
(220,915)
41,017
(19,879)
-
(2,634)
567
(12,912)
(23)
(6,048)
(6,048)
(1,381)
(1,381)
-
12,500
(42,854)
5,615
(263,769)
46,632
5,615
46,632

The general funds are the unrestricted funds available for the use of the Church.

The contingency fund is a designated fund for emergencies and a reserve to allow salaries to be paid should donations cease.

The second full time elder fund is a designated fund for possible use towards paying a second full time Elder's salary.

Restricted funds

Page 16

continued...

GRACE COMMUNITY CHURCH (STEVENAGE)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

11. MOVEMENT IN FUNDS - continued

Each week we collect money for specific missionary and aid organisation which we support as a Church. These vary each week and rotate on a published calendar. This money is then topped up from funds and sent to the organisation. We show this in the accounts as 'Restricted Missionary Giving' to show that we are holding that money and sending it straight out again. There is one restricted fund that is different, it is called the ACTS 2v45 Fund, it represents the balance of a special monthly offering designed to provide funds to be used at the discretion of the Elders. Tax is not reclaimed on any money given to this fund as it is used primarily to meet the needs of individual members of the church.

Purpose of each restricted fund

continued...

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GRACE COMMUNITY CHURCH (STEVENAGE)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

11. MOVEMENT IN FUNDS - continued

12. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 December 2020.

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