Company registration number: 04740215 Charity registration number: 1108141
**EBRAHIM COMMUNITY COLLEGE TRUSTEES' REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 29 AUGUST 2025**
**Ebrahim Community College Contents**
||**Page**|
|---|---|
|Reference and Administrative Details|1|
|Trustees' Report|2—3|
|Independent Examiner's Report|4|
|Statement of Financial Activities (including Income and Expenditure Account)|5|
|Balance Sheet|6|
|Statement of Cash Flows|7|
|Notes to the Statement of Cash Flows|8|
|Notes to the Financial Statements|9—12|
|The following pages do not form part of the statutory accounts:||
|Detailed Statement of Financial Activities (including Income and Expenditure Account)|13—14|
**Ebrahim Community College Reference and Administrative Details For The Year Ended 29 August 2025**
**Trustees** Mr Mohammed Shams Uddin - Chair Mr Mohammad Mushfique Uddin - Trustee Mr Amjadur Rahman - Trustee **Charity Number** 1108141 **Company Number** 04740215 **Registered Office** 399-401 High Street Stratford London England E15 4QZ **Independent Examiner** Quilfords Limited Chartered Certified Accountants 113 Romford Road London E15 4LY
Page 1
**Ebrahim Community College Company No. 04740215 Trustees' Report For The Year Ended 29 August 2025**
The trustees present their report and the financial statements for the year ended 29 August 2025.
## **Objectives and Activities**
## **Aims and Objectives**
Ebrahim Community College (EC) is a charitable company limited by guarantee and is a leading provider of Arabic language and Traditional Islamic Sciences as well as providing a wide range of valuable community services.
EC aims and objectives are: -
1) To advance education, including education in the Islamic religion and such other courses for the benefit of the community as the trustees shall think fit.
2) To promote such other charitable purposes as may from time to time be determined.
## **Public Benefit**
The Trustees confirm that they have complied with their duty under the Charities Act 2011 to have due regard to the Charity Commission's general guidance on public benefit.
## **Achievements and Performance**
## **Main Achievements**
## **Achievements and performance**
EC has achieved its aims and objectives and targets set for this year. Projects which have been running are; Arabic Intensive and Alimiyah Programmes - there were over one hundred and twenty students on the specialised programmes. Flexible Learning-There were over twelve hundred students studying the part time short and flexible learning courses.
## **New Campus**
The college moved to its new dedicated campus in Stratford in January 2025. This campus is in the heart of Stratford and will make it easier for on campus students from all over London to attend classes due to Stratford’s transport connectivity.
## **Financial Review**
## **Financial Position**
## **Funds in Surplus**
The charity received income of £501,591 (2024: £417,993) during the year. After outgoing expenses of £479,451(2024: £405,636), the charity was left with a surplus of £22,140 (2024: £12,357) for the year.
## **Risk Management**
The trustees have a risk management strategy which comprises:
- An annual review of the principal risks and uncertainties that the charity undertakes;
- The establishment of policies, systems and procedures to mitigate those risks identified in the annual review; and
- The implementation of procedures designed to minimise or manage any potential impact on the charity should those risks materialise.
The Trustees constantly review risks relevant to the charity. Any risks identified are reported to the Trustees and decisions made on how to minimise risk. This year the charity has reviewed the main risk to its viability and operations due to the Covid 19 Pandemic.
The main risks considered this year are;
## **Qard Hasana (Interest Free) Loans**
The outstanding loan book and debts of Ebrahim College are the main concern for the College as a going concern and its long-term viability. The trustees have been working on a long-term strategy and have plans and strategy in place to repay all outstanding Qard Hasana Loans (currently around £1.03 million) over the next eight years. The trustees are working with these creditors and have set up repayment plans with creditors who have requested urgent repayment of their loans. More repayment plans will be set up with other creditors.
The trustees no longer use any qard hsan loans for operational costs as the college has been able to meet its operation costs through the activity related income and some fundraising. A new dedicated fundraising initiative will be launched to assist with the repayment of loans. The annual loan repayment target amount has been set at £100,000 for the coming year. Over the next 3 years a total of £300,000.00 is planned to be repaid subject to the trustees raising the target funds.
...CONTINUED
Page 2
**Ebrahim Community College Trustees' Report (continued) For The Year Ended 29 August 2025**
## **Structure, Governance and Management**
## **Governing Document**
In April 2003 EC became a company limited by guarantee (number 4740215) governed by its Memorandum and Articles and registered as a charity on 17th February 2005. The overall management of finance is the responsibility of all the Directors/Trustees acting on the recommendations of the College Director and the senior management team. The Trustees and Management Committee meet regularly.
## **Statement of Trustees' Responsibilities**
The trustees (who are also the directors of Ebrahim Community College for the purposes of company law) are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).
Company law requires the trustees to prepare financial statements for each financial year. Under company law the trustees must not approve the financial statement unless they are satisfied that they give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that period. In preparing the financial statements the trustees are required to:
- select suitable accounting policies and then apply them consistently;
- observe the methods and principles in the Charity SORP;
- make judgments and accounting estimates that are reasonable and prudent; and
- prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.
The trustees are responsible for keeping adequate accounting records which disclose with reasonable accuracy at anytime the financial position of the charitable company and to enable them to ensure that the accounts comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company's website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.
The trustees' report was approved by the board of trustees and signed on its behalf by:
Mr Mohammed Shams Uddin Trustee 13/05/2026
Page 3
**Ebrahim Community College Independent Examiner's Report to the Trustees of Ebrahim Community College For The Year Ended 29 August 2025**
I report to the charity trustees on my examination of the accounts of the Company for the year ended 29 August 2025.
## **Responsibilities and Basis of Report**
As the charity trustees of the Company (and also its directors for the purposes of company law), you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (“the 2006 Act”).
Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.
## **Independent Examiner's Statement**
Since the Company’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of The Association of Chartered Certified Accountants, which is one of the listed bodies.
I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:
1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or
2. the accounts do not accord with those records; or
3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent examination; or
4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Askir Ali Charterted Certified Accountants Quilfords Limited 13/05/2026 113 Romford Road London E15 4LY
Page 4
## **Ebrahim Community College Statement of Financial Activities (including Income and Expenditure Account) For The Year Ended 29 August 2025**
|**Notes**
**INCOME AND ENDOWMENTS FROM:**
Donations and legacies
**3**
Other trading activities
**4**
Other
**5**
**EXPENDITURE ON:**
Charitable activities:
**6**
Support Costs
NET INCOME
NET MOVEMENT IN FUNDS
**RECONCILIATION OF FUNDS:**
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
**13**|**2025**
**Unrestricted**
**funds**
**£**
170,789
326,646
4,156|**2024**
**Unrestricted**
**funds**
**£**
126,147
291,811
35|
|---|---|---|
||501,591|
417,993|
||(479,451 )|(405,636 )|
||22,140|
12,357|
||22,140
(1,169,484 )|
12,357
(1,181,841 )|
||(1,147,344 )|(1,169,484 )|
The notes on pages 8 to 12 form part of these financial statements.
Page 5
## **Ebrahim Community College Balance Sheet As At 29 August 2025**
|**Notes**
**CURRENT ASSETS**
Cash at bank and in hand
**Creditors: Amounts Falling Due Within One Year**
**10**
**NET CURRENT ASSETS (LIABILITIES)**
**TOTAL ASSETS LESS CURRENT LIABILITIES**
**Creditors: Amounts Falling Due After More Than**
**One Year**
**11**
**NET LIABILITIES**
**FUNDS OF THE CHARITY**
Unrestricted Funds
TOTAL FUNDS
**13**|**Unrestricted**
**funds**
**£**
64,780|
**Restricted**
**funds**
**£**
-|**2025**
**Total funds**
**£**
64,780|**2024**
**Total funds**
**£**
58,999|
|---|---|---|---|---|
||64,780
**(134,177 )**|
-
**-**|64,780
**(134,177 )**|
58,999
**(102,654 )**|
||**(69,397 )**|**-**|**(69,397 )**|**(43,655 )**|
||**(69,397 )**|**-**|**(69,397 )**|**(43,655 )**|
||**(1,077,947**
**)**|
**-**|**(1,077,947**
**)**|
**(1,125,829**
**)**|
||**(1,147,344**
**)**|
**-**|**(1,147,344**
**)**|
**(1,169,484**
**)**|
||||(1,147,344 )|(1,169,484 )|
||||(1,147,344 )|(1,169,484 )|
For the year ending 29 August 2025 the charitable company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006. The trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime. The financial statements were approved by the board of trustees and authorised for issue on 13 May 2026 and were signed on its behalf by:
Mr Mohammed Shams Uddin Trustee
The notes on pages 8 to 12 form part of these financial statements.
Page 6
**Ebrahim Community College Statement of Cash Flows For The Year Ended 29 August 2025**
|**Notes**
**Cash flows from operating activities**
Net cash generated from operations
**1**
Net cash generated from operating activities
**Cash flows from financing activities**
Repayment of other loans
Increase/(decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of year
**2**
Cash and cash equivalents at end of year
**2**|**2025**
**£**
53,663
53,663
(47,882)
5,781
38,999
44,780|**2024**
**£**
21,316|
|---|---|---|
|||21,316|
|||(43,199)|
||||
|||(21,883 )
60,882|
|||38,999|
Page 7
**Ebrahim Community College Notes to the Statement of Cash Flows For The Year Ended 29 August 2025**
## **1. Reconciliation of income to cash generated from operations**
|**.** **Reconciliation of income to cash generated from operations**|||
|---|---|---|
|Net income
Movements in working capital:
Increase in trade and other creditors
Net cash generated from operations|**2025**
**£**
22,140
31,523
53,663|**2024**
**£**
12,357
8,959|
|||21,316|
## **2. Cash and cash equivalents**
Cash and cash equivalents, as stated in the Statement of Cash Flows, relates to the following items in the Balance Sheet:
|Cash at bank and in hand
Overdraft facilities repayable on demand
Cash and cash equivalents as stated in the Statement of Cash Flows|**2025**
**£**
64,780
(20,000 )
44,780|**2024**
**£**
58,999
(20,000 )|
|---|---|---|
|||38,999|
## **3. Analysis of changes in net debt**
|**.** **Analysis of changes in net debt**||||
|---|---|---|---|
|Cash at bank and in hand
Overdraft facilities repayable on demand
Cash and cash equivalents
Debts falling due after more than one year|**As at 30**
**August 2024**
**£**
58,999
(20,000)|**Cash flows**
**£**
5,781
-|**As at 29**
**August 2025**
**£**
64,780
(20,000)|
||38,999
(1,125,829)|
5,781
47,882|
44,780
(1,077,947)|
||(1,086,830)|53,663|
(1,033,167)|
Page 8
**Ebrahim Community College Notes to the Financial Statements For The Year Ended 29 August 2025**
## **1. General Information**
Ebrahim Community College is a company limited by guarantee, incorporated in England & Wales, registered number 04740215 and registered charity number 1108141 . The registered office is 399-401 High Street, Stratford, London, England, E15 4QZ.
## **2. Accounting Policies**
## **2.1. Basis of Preparation of Financial Statements**
The financial statements have been prepared in accordance with the Charities SORP (FRS 102) "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)", Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.The financial statements have been prepared under the historical cost convention.
The charitable company is a Public Benefit Entity as defined by FRS 102.
## **2.2. Fund Accounting**
Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.
Designated funds comprise unrestricted funds that have been set aside by the trustees for a specific purpose.
Restricted funds are to be used for specific purposes as laid down by the donor.
Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.
## **2.3. Incoming Resources**
All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.
## **2.4. Resources Expended**
Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.
## **2.5. Taxation**
The charity is exempt from tax as all its income is charitable and applied for charitable purposes.
## **3. Income from Donations and Legacies**
|Donations and gifts
Gift aid|**2025**
**Unrestricted **
**funds**
**£**
138,664
32,125|**2024**
**Unrestricted**
**funds**
**£**
104,770
21,377|
|---|---|---|
||170,789|
126,147|
Page 9
**Ebrahim Community College Notes to the Financial Statements (continued) For The Year Ended 29 August 2025**
## **4. Income from Other Trading Activities**
|Income from other trading activities
**5.** **Other Income**
Other income
**6.** **Analysis of Expenditure**
Support Costs
Support Costs
**7.** **Support Costs**
Employee costs
Premises expenses
General administration|**2025**
**Unrestricted funds **
**£**
326,646|**2024**
**Unrestricted funds**
**£**
291,811|**2024**
**Unrestricted funds**
**£**
291,811|
|---|---|---|---|
||**2025**
**Unrestricted funds **
**£**
4,156|**2024**
**Unrestricted funds**
**£**
35||
||||**2025**
**Support**
**costs**
(see note7)
**£**
479,451|
||||**2024**
**Support**
**costs**
(see note7)
**£**
405,636|
||||**2025**
**Support**
**Costs**
**£**
343,062
76,200
60,189|
||||479,451|
Page 10
**Ebrahim Community College Notes to the Financial Statements (continued) For The Year Ended 29 August 2025**
|Employee costs
Premises expenses
General administration|**2024**
**Support**
**Costs**
**£**
302,879
58,615
44,142|
|---|---|
||405,636|
## **8. Staff Costs**
Staff costs were as follows:
|**.** **Staff Costs**
taff costs were as follows:|||
|---|---|---|
||**2025**|**2024**|
||**£**|**£**|
|Wages and salaries|341,519|302,816|
No employees received employee benefits (excluding employer pension costs) for the reporting period of more than £60,000.
## **9. Average Number of Employees**
Average number of employees during the year was: 5 (2024: 5)
## **10. Creditors: Amounts Falling Due Within One Year**
|**10.** **Creditors: Amounts Falling Due Within One Year**|||||
|---|---|---|---|---|
|Trade creditors
Bank loans and overdrafts
Other creditors
**11.** **Creditors: Amounts Falling Due After More Than One Year**
Bank loans
Other loans
**12.** **Loans**
An analysis of the maturity of loans is given below:
Amounts falling due between one and five years:
Bank loans
Other loans||**2025**
**£**
50,000
20,000
64,177|
|**2024**
**£**
50,000
20,000
32,654|
|||134,177||102,654|
|||**2025**
**£**
44,742
1,033,205||**2024**
**£**
44,742
1,081,087|
|||1,077,947||1,125,829|
|||**2025**
**£**
44,742
1,033,205
1,077,947||**2024**
**£**
44,742
1,081,087|
|||||1,125,829|
Page 11
**Ebrahim Community College Notes to the Financial Statements (continued) For The Year Ended 29 August 2025**
## **13. Movement in Funds**
|**3.** **Movement in Funds**|||||
|---|---|---|---|---|
|**Unrestricted funds**
General:
General unrestricted fund
**Total funds**
**Unrestricted funds**
General:
General unrestricted fund
**Total funds**|**As at 30**
**August 2024**
**£**
(1,169,484 )|**Income**
**£**
501,591|**Expenditure**
**£**
(479,451 )|**As at 29**
**August 2025**
**£**
(1,147,344 )|
||(1,169,484 )|501,591|
(479,451 )|(1,147,344 )|
||**As at 30**
**August 2023**
**£**
(1,181,841 )|**Income**
**£**
417,993|**Expenditure**
**£**
(405,636 )|**As at 29**
**August 2024**
**£**
(1,169,484 )|
||(1,181,841 )|417,993|
(405,636 )|(1,169,484 )|
## **14. Transactions with Trustees**
None of the trustees received any remuneration or any other benefits from an employment with the charity or a related entity during the current or previous year.
No trustee expenses have been incurred.
## **15. Related Party Disclosures**
There have been no related party transactions in the reporting period that require disclosure.
Page 12
## **Ebrahim Community College Detailed Statement of Financial Activities (including Income and Expenditure Account) For The Year Ended 29 August 2025**
|**INCOME AND ENDOWMENTS FROM:**
**Donations and legacies**
Donations
Gift aid
**Other trading activities**
Fees
**Other**
Other income
**EXPENDITURE ON:**
**Charitable Activities:**
**Support Costs**
Wages and salaries
Travel and subsistence expenses
Rent
Rates
Light and heat
Repairs and maintenance
Cleaning
Insurance
Printing, postage and stationery
Terminal Charges
Equipment Write Off
Advertising costs
Training expenses
Event expenses
Telecommunications and data costs
Fines and penalitities
Office Supplies
Website costs
Accountancy fees
Consultancy fees
Subscriptions|**2025**
**Total funds**
**£**
138,664
32,125|**2024**
**Total funds**
**£**
104,770
21,377
126,147
291,811
291,811
35
35
417,993
(302,816)
(63)
(47,730)
(6,253)
(3,749)
(824)
(59)
(561)
(1,580)
(6,119)
(1,661)
(1,895)
(360)
(1,884)
(2,397)
(400)
(339)
(179)
(2,000)
(18,870)
(3,604)
...CONTINUED|
|---|---|---|
||170,789
326,646||
||326,646
4,156||
||4,156||
||501,591
(341,519)
(1,543)
(45,602)
(1,787)
(6,568)
(21,701)
(542)
(801)
(4,843)
(3,673)
(1,509)
(2,348)
(121)
(1,470)
(498)
(195)
(2,779)
-
(2,000)
(25,549)
(6,431)||
Page 13
## **Ebrahim Community College Detailed Statement of Financial Activities (including Income and Expenditure Account) (continued) For The Year Ended 29 August 2025**
|Bank charges
Entertaining
Sundry expenses
**NET INCOME**|(114)
(3,487)
(4,371)|(35)
(2,258)
-|
|---|---|---|
||(479,451)|(405,636)|
||(479,451)|(405,636)|
||**22,140**|**12,357**|
Page 14