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2021-04-05-accounts

REGISTERED COMPANY NUMBER: 05337262 (England and Wales) REGISTERED CHARITY NUMBER: 1108102

Report of the Trustees and Unaudited Financial Statements for the Year Ended 5 April 2021

for

Sri Guru Singh Sabha Gurdwara Letchworth

George Hay Partnership LLP Chartered Accountants Brigham House High Street Biggleswade Bedfordshire SG18 0LD

Sri Guru Singh Sabha Gurdwara Letchworth

Contents of the Financial Statements for the Year Ended 5 April 2021

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6 to 7
Notes to the Financial Statements 8 to 14

Sri Guru Singh Sabha Gurdwara Letchworth (Registered number: 05337262)

Report of the Trustees for the Year Ended 5 April 2021

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 5 April 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

Achievements and Performance

  1. To further improve religious Sikh education, we have 2 Gianis to perform Kirtan, Katha and teach Guru Granth Sahib Ji.

  2. Special classes on correct pronunciation and reading of Sri Guru Granth Sahib Ji are in progress. Furthermore, to understand the meanings of the teaching we have Bani grammar classes for children and adults.

  3. Religious ceremonies performed regularly every day, main ones once a week and additional ceremonies according to demand.

  4. Engagement and Marriage ceremonies, birthday ceremonies are being performed on as required basis with a full view of the legal requirement of this country.

  5. Additional Gianis, Katha Vachiks, Dhadi Jathas etc are called to enhance the religious ceremonies.

  6. Punjabi School with about 50 children and some 10 teachers. Children have achieved good understanding of Punjabi reading and writing with GCSE in Punjabi during the year.

  7. Youth development team set up with wider female participants.

  8. Electrical rewiring work was completed in April 2020 at total cost of £22,000.

  9. The leaking roof at the front of the building work was completed throughout the period at a cost of £111,900.

  10. Additional renovation work relating to the middle section of building was completed during the year at a cost of £47,992, but with the requite improvement and the anticipated new tenants coming soon this will mean that this cost is easily recouped by the building value rise now and in the future.

Page 1

Sri Guru Singh Sabha Gurdwara Letchworth (Registered number: 05337262)

Report of the Trustees for the Year Ended 5 April 2021

FINANCIAL REVIEW

Financial position

The results for the year, the financial position of the company and the transfers of funds are shown on page 5. The company's total loss for the year amounted to £108,487 and with the previous year's total brought down the amount carried forward is £1,137,042.

Principal funding sources

The main source of funds is the donations from Sadh Sangat and so far, it has been positive and responsive. We thank all the Sikh community for their financial support.

Investments

The trustees' investment powers are governed by the Memorandum and articles of Association.

Reserves policy

We are looking to invest charity's reserves so as not to lose its value by investing in land and building.

FUTURE PLANS

The whole of Irvin House has been purchased and a section of the area is being rented to keep Sangat's burden to a minimum. All plans will be completed with a view to available funds and long-term survival of the Gurdwara.

Health and Safety taken seriously; that said COVID-19 is going to take majority of our resources to deal with and protect the Sangat, a nominated person will continue to look at issues to make the Gurdwara a safer place for all.

The much needed car park issue is still with us and we must find a solution to address this requirement, pending funding and nearby place availability.

The kitchen is in requirement of an update, this will be looked to be addressed now the roof repairs have been completed.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Charity constitution

Sri Guru Singh Sabha Gurdwara Letchworth is constituted under the Memorandum and Articles of Association dated 23 December 2005 and is a registered charity No. 1108102. Sri Guru Singh Sabha Letchworth is an incorporated charity and the company registration number is 05337262.

Recruitment and appointment of new trustees

Appointed or elected by The Gurdwara's Sadh Sangat (people who have faith in Sikhism)

Risks

The Board examines the major risks that the charity faces each period when preparing and updating the strategic plan. The charity has developed systems to monitor and control these risks to mitigate any impact they may have on the charity in the future.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Company number

05337262 (England and Wales)

Registered Charity number

1108102

Page 2

Sri Guru Singh Sabha Gurdwara Letchworth (Registered number: 05337262)

Report of the Trustees for the Year Ended 5 April 2021

Registered office

Irvin House Icknield Way Letchworth Garden City SG6 1EF

Trustees

D S Sekhon Director (resigned 6.1.21) J S Aujla Director R S Aujla Director K S Dhariwal Director (resigned 6.1.21) G S Dhesi Director J S Johal Director N S Liddar Director (resigned 6.1.21) C S Sandhu Director R S Sangha Director (Chair) M S Shokar Director Miss J K Khangura Director (appointed 6.1.21) (resigned 8.1.21) K H Jagpal Director (appointed 6.1.21) Mrs K Kaur Director (appointed 22.2.21)

Company Secretary R S Sangha

Independent Examiner

George Hay Partnership LLP Chartered Accountants Brigham House High Street Biggleswade Bedfordshire SG18 0LD

Approved by order of the board of trustees on 1 January 2022 and signed on its behalf by:

R S Sangha - Trustee

Page 3

Independent Examiner's Report to the Trustees of Sri Guru Singh Sabha Gurdwara Letchworth

Independent examiner's report to the trustees of Sri Guru Singh Sabha Gurdwara Letchworth ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 5 April 2021.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Richard Dilley FCA FCCA George Hay Partnership LLP Chartered Accountants Brigham House High Street Biggleswade Bedfordshire SG18 0LD

4 January 2022

Page 4

Sri Guru Singh Sabha Gurdwara Letchworth

Statement of Financial Activities for the Year Ended 5 April 2021

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
Investment income
2
Total
EXPENDITURE ON
Charitable activities
Management and adminstration
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
fund
£
49,862
29,202
79,064
187,551
(108,487)
1,245,529
1,137,042
Restricted
fund
£
3,045
-
3,045
3,045
-
-
-
2021
Total
funds
£
52,907
29,202
82,109
190,596
(108,487)
1,245,529
1,137,042
2020
Total
funds
£
149,489
50,023
199,512
467,415
(267,903)
1,513,432
1,245,529

The notes form part of these financial statements

Page 5

Sri Guru Singh Sabha Gurdwara Letchworth (Registered number: 05337262)

Balance Sheet 5 April 2021

Notes
FIXED ASSETS
Tangible assets
6
CURRENT ASSETS
Stocks
7
Debtors
8
Cash at bank and in hand
CREDITORS
Amounts falling due within one year
9
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
10
NET ASSETS
FUNDS
12
Unrestricted funds
TOTAL FUNDS
Unrestricted
fund
£
1,115,723
-
11,054
66,993
78,047
(7,561)
70,486
1,186,209
(49,167)
1,137,042
Restricted
fund
£
-
-
-
-
-
-
-
-
-
-
2021
Total
funds
£
1,115,723
-
11,054
66,993
78,047
(7,561)
70,486
1,186,209
(49,167)
1,137,042
1,137,042
1,137,042
2020
Total
funds
£
1,057,630
2,000
32,605
164,250
198,855
(10,956)
187,899
1,245,529
-
1,245,529
1,245,529
1,245,529

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 5 April 2021.

The members have not required the company to obtain an audit of its financial statements for the year ended 5 April 2021 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

Page 6

continued...

Sri Guru Singh Sabha Gurdwara Letchworth (Registered number: 05337262)

Balance Sheet - continued 5 April 2021

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 1 January 2022 and were signed on its behalf by:

R S Sangha - Trustee

The notes form part of these financial statements

Page 7

Sri Guru Singh Sabha Gurdwara Letchworth

Notes to the Financial Statements for the Year Ended 5 April 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention, as modified by the revaluation of certain assets.

Going Concern

The financial statements are prepared on a going concern basis under the historical cost convention, modified to include certain items at fair value. The financial statements are presented in sterling which is the functional currency of the charity and rounded to the nearest £0.

Financial reporting standard 102 - reduced disclosure exemptions

The charitable company has taken advantage of the following disclosure exemptions in preparing these financial statements, as permitted by FRS 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland':

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and Fittings - 25% Reducing balance

Equipment - 25 % Reducing balance

Stocks

Stocks are valued at the lower of cost and net realisable value, after making due allowance for obsolete and slow moving items.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Page 8

continued...

Sri Guru Singh Sabha Gurdwara Letchworth

Notes to the Financial Statements - continued for the Year Ended 5 April 2021

1. ACCOUNTING POLICIES - continued

Fund accounting

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

The charitable company operates a defined contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

2. INVESTMENT INCOME

Rents received
Interest receivable
2021
£
29,171
31
29,202
2020
£
49,687
336
50,023

3. NET INCOME/(EXPENDITURE)

Net income/(expenditure) is stated after charging/(crediting):

2021 2020
£ £
Depreciation - owned assets 1,907 2,543

4. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 5 April 2021 nor for the year ended 5 April 2020.

Trustees' expenses

There were no trustees' expenses paid for the year ended 5 April 2021 nor for the year ended 5 April 2020.

Page 9

continued...

Sri Guru Singh Sabha Gurdwara Letchworth

Notes to the Financial Statements - continued for the Year Ended 5 April 2021

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL COMPARATIVES FOR THE STATEMENT OF FINANCIAL COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted Restricted Total
fund fund funds
£ £ £
INCOME AND ENDOWMENTS FROM
Donations and legacies 149,489 - 149,489
Investment income 50,023 - 50,023
Total 199,512 - 199,512
EXPENDITURE ON
Charitable activities
Management and adminstration 467,415 - 467,415
NET INCOME/(EXPENDITURE) (267,903) - (267,903)
RECONCILIATION OF FUNDS
Total funds brought forward 1,513,432 - 1,513,432
TOTAL FUNDS CARRIED FORWARD 1,245,529 - 1,245,529
6. TANGIBLE FIXED ASSETS
Fixtures
Freehold and
property fittings Equipment Totals
£ £ £ £
COST OR VALUATION
At 6 April 2020 1,070,641 37,248 24,118 1,132,007
Additions 178,894 - - 178,894
Revaluations (118,894) - - (118,894)
At 5 April 2021 1,130,641 37,248 24,118 1,192,007
DEPRECIATION
At 6 April 2020 20,641 34,385 19,351 74,377
Charge for year - 715 1,192 1,907
At 5 April 2021 20,641 35,100 20,543 76,284
NET BOOK VALUE
At 5 April 2021 1,110,000 2,148 3,575 1,115,723
At 5 April 2020 1,050,000 2,863 4,767 1,057,630

Page 10

continued...

Sri Guru Singh Sabha Gurdwara Letchworth

Notes to the Financial Statements - continued for the Year Ended 5 April 2021

6. TANGIBLE FIXED ASSETS - continued

Cost or valuation at 5 April 2021 is represented by:

Valuation in 2020
Valuation in 2021
Cost
Freehold
property
£
(388,182)
(118,893)
1,637,716
1,130,641
Fixtures
and
fittings
£
-
-
37,248
37,248
Equipment
£
-
-
24,118
24,118
Totals
£
(388,182)
(118,893)
1,699,082
1,192,007

NB The valuation report dated 04/06/2021 issued by Davies King Chartered Surveyors stated that the property (Irvin House, Icknield Way, Letchworth Garden City, Herts, SG6 1EF) has a market value of £1,110,000 (one million and one hundred and ten thousand).

7. STOCKS

Stocks
8.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other debtors
Prepayments and accrued income
9.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Bank loans and overdrafts (see note 11)
Accruals and deferred income

Page 11

continued...

Sri Guru Singh Sabha Gurdwara Letchworth

Notes to the Financial Statements - continued for the Year Ended 5 April 2021

10.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
Bank loans (see note 11)
11.
LOANS
An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Bank loans
Amounts falling between one and two years:
Bank loans - 1-2 years
Amounts falling due between two and five years:
Bank loans - 2-5 years
Amounts falling due in more than five years:
Repayable by instalments:
Bank loans more 5 yr by instal
12.
MOVEMENT IN FUNDS
At 6.4.20
£
Unrestricted funds
General fund
1,245,529
TOTAL FUNDS
1,245,529
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
79,064
Restricted funds
Khalsa Aid
3,045
TOTAL FUNDS
82,109
2021
£
49,167
2021
£
833
10,000
30,000
9,167
Net
movement
in funds
£
(108,487)
(108,487)
Resources
expended
£
(187,551)
(3,045)
(190,596)
2020
£
-
2020
£
-
-
-
-
At
5.4.21
£
1,137,042
1,137,042
Movement
in funds
£
(108,487)
-
(108,487)

Page 12

continued...

Sri Guru Singh Sabha Gurdwara Letchworth

Notes to the Financial Statements - continued for the Year Ended 5 April 2021

12. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

At 6.4.19
£
Unrestricted funds
General fund
1,513,432
TOTAL FUNDS
1,513,432
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
199,512
TOTAL FUNDS
199,512
Net
movement
in funds
£
(267,903)
(267,903)
Resources
expended
£
(467,415)
(467,415)
At
5.4.20
£
1,245,529
1,245,529
Movement
in funds
£
(267,903)
(267,903)

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At 6.4.19
£
1,513,432
1,513,432
Net
movement
in funds
£
(376,390)
(376,390)
At
5.4.21
£
1,137,042
1,137,042

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Khalsa Aid
TOTAL FUNDS
Incoming
resources
£
278,576
3,045
281,621
Resources
Movement
expended
in funds
£
£
(654,966)
(376,390)
(3,045)
-
(658,011)
(376,390)

Page 13

continued...

Sri Guru Singh Sabha Gurdwara Letchworth

Notes to the Financial Statements - continued for the Year Ended 5 April 2021

13. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 5 April 2021.

Page 14