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2022-04-30-accounts

GURU NANAK GURDWARA SOUTH BIRMINGHAM

Charity No. 1107767

Trustees' Report and Unaudited Accounts

30 April 2022

GURU NANAK GURDWARA SOUTH BIRMINGHAM Contents

Pages
Trustees' Annual Report 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Notes to the Accounts 6

Page 1

GURU NANAK GURDWARA SOUTH BIRMINGHAM Trustees Annual Report

The trustees present their report with the unaudited financial statements of the charity for the year ended 30 April 2022.

REFERENCE AND ADMINISTRATIVE DETAILS

Charity No. 1107767

Principal Office

629-631 Strafford Road Sparkhill Birmingham B11 4AN

Trustees

The following trustees served during the year:

M.S. KHALSA A. SAGGU B.S. SANDHAWALIA

Accountants

Bilkhu and co ltd 18-20 Navigation Street Walsall West Midlands WS2 9LT

Bankers

Barclays Bank plc

OBJECTIVES AND ACTIVITIES

A large charity must provide an explanation of its aims, including details of the issues it seeks to tackle and the changes or differences it seeks to make through its activities...

A large charity must provide an explanation how the achievement of its aims will further its legal purposes...

A large charity must provide an explanation of its strategies for achieving its stated aims and objectives...

A large charity must provide an explanation of its criteria or measures it uses to assess success in the reporting period...

A large charity should provide a more detailed explanation of its short-term and long-term aims and objectives...

ACHIEVEMENTS AND PERFORMANCE

A large charity must review its charitable activities undertaken, explaining performance achieved against objectives set ...

A large charity must include an explanation when material fundraising activities are undertaken, details of the performance achieved against fundraising objectives set ...

Page 2

GURU NANAK GURDWARA SOUTH BIRMINGHAM

Trustees Annual Report

A large charity must provide an explanation when material investments are held, details of investment performance achieved against objectives set ...

A large charity must provide an explanation of any material expenditure occurred to raise income in the future...

A large charity must provide commentary on those significant positive and negative factors within and outside the charity's control which are relevant to the achievement of its objectives ...

PLANS FOR FUTURE PERIODS

A large charity must provide a summary of the charity's plans for the future including its aims and objectives and details of any plans to achieve them ...

A large charity's report should explain the trustees perspective of the future direction of the charity...

Statement of trustees' responsibilities in relation to the financial statements

The charity trustees are responsible for preparing a trustees' annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the Trust deed. The Trustees are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

Signed on behalf of the charity's trustees

M.S. KHALSA Trustee 30 April 2022

Page 3

GURU NANAK GURDWARA SOUTH BIRMINGHAM Independent Examiners Report

Independent Examiner's Report to the trustees of GURU NANAK GURDWARA SOUTH BIRMINGHAM

I report to the trustees on my examination of the financial statements of GURU NANAK GURDWARA SOUTH BIRMINGHAM for the year ended 30 April 2022 which comprise the Statement of Financial Activities, the Balance Sheet and the related notes.

Responsibilities and basis of report

As the charity's trustees you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011('the Act'). The trustees consider that an audit is not required for this year under the Charities Act 2011, s.144(2) (the 2011 Act) and that an independent examination is needed.

I report in respect of my examination of the charity's financial statements carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

As the charity's gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination by being a qualified member of Fellow Member of the Association Of International Accountants.

I have completed my examination. I can confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Mr Sarbjit Bilkhu FAIA FMAAT Fellow Member of the Association Of International Accountants Bilkhu and co ltd 18-20 Navigation Street Walsall West Midlands

WS2 9LT 30 April 2022

Page 4

GURU NANAK GURDWARA SOUTH BIRMINGHAM Statement of Financial Activities

for the year ended 30 April 2022

Notes
Income and endowments
from:
Donations and legacies
3
Investments
4
Other
5
Total
Expenditure on:
Raising funds
6
Other
7
Total
Net gains on investments
Net income
8
Transfers between funds
Net income before other
gains/(losses)
Other gains and losses
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
Unrestricted
funds
Total funds Total funds
2022 2022 2021
£ £ £
263,802 263,802 126,935
39,280 39,280 31,445
282 282 118
303,364 303,364 158,498
46,203 46,203 14,868
166,397 166,397 111,321
212,600 212,600 126,189
- - -
90,764 90,764 32,309
- - -
90,764 90,764 32,309
90,764 90,764 32,309
2,209,050 2,209,050 2,176,741
2,299,814 2,299,814 2,209,050

Page 5

GURU NANAK GURDWARA SOUTH BIRMINGHAM Balance Sheet

at 30 April 2022

Charity No. 1107767
Fixed assets
Tangible assets
10
Current assets
Debtors
11
Cash at bank and in hand
Creditors:Amount falling due within one year
12
Net current assets
Total assets less current liabilities
Creditors:Amounts falling due after more than one year
13
Net assets excluding pension asset or liability
Total net assets
The funds of the charity
Restricted funds
14
Unrestricted funds
14
General funds
Reserves
14
Total funds
Approved by the trustees on 30 April 2022
2022
£
3,343,857
3,343,857
10,000
126,206
136,206
(2,000)
134,206
3,478,063
(1,178,249)
2,299,814
2,299,814
2,299,814
2,299,814
2,299,814
2021
£
3,351,360
3,351,360
-
76,085
76,085
(2,000)
74,085
3,425,445
(1,216,395)
2,209,050
2,209,050
2,209,050
2,209,050
2,209,050

And signed on their behalf by:

M.S. KHALSA Trustee 30 April 2022

Page 6

GURU NANAK GURDWARA SOUTH BIRMINGHAM Notes to the Accounts

for the year ended 30 April 2022

Basis of preparation

The financial statements have been prepared in accordance with Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic if Ireland (FRS 102) issued on 16 July 2014 and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011.

Change in basis of accounting or to previous accounts

There has been no change to the accounting policies (valuation rules and method of accounting) since last year and no changes have been made to accounts for previous years.

Fund accounting

Income

Volunteer help The value of any volunteer help received is not included in the accounts. Investment income This is included in the accounts when receivable. Gains/(losses) on This includes any gain or loss resulting from revaluing investments to market value revaluation of fixed at the end of the year. assets Gains/(losses) on This includes any gain or loss on the sale of investments. investment assets

Page 7

GURU NANAK GURDWARA SOUTH BIRMINGHAM Notes to the Accounts

Expenditure

Other expenditure These are support costs not allocated to a particular activity.

Taxation

The charity is exempt from tax on its charitable activities.

Tangible fixed assets and depreciation

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life:

Plant and machinery 15% Flat rate

Freehold investment property

Investment properties are measured initially at cost and subsequently at fair value at each balance sheet date and are not depreciated. All gains or losses are taken to the Statement of Financial Activities as they arise.

Stocks

Stock is included at the lower of cost or net realisable value. Donated items of stock are recognised at fair value which is the amount the charity would have been willing to pay for the items on the open market.

Trade and other debtors

Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

Cash and cash equivalents

Cash and cash equivalents comprise cash at bank and on hand, demand deposits with banks and other short-term highly liquid investments with original maturities of three months or less and bank overdrafts. In the statement of financial position, bank overdrafts are shown within borrowings or current liabilities. In the Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the company's cash management.

Page 8

GURU NANAK GURDWARA SOUTH BIRMINGHAM Notes to the Accounts

Trade and other creditors

Short term creditors are measured at the transaction price. Other creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

Research and development

Expenditure on research and development is written off in the year in which it is incurred.

Foreign currencies

Monetary assets and liabilities denominated in currencies other than the functional currency of the charity are translated at the rates of exchange prevailing at the end of the reporting period. Transactions in currencies other than the functional currency of the charity are recorded at the rate of exchange on the date that the transaction occurred.

All exchange differences are are taken into account in arriving at net income/expenditure.

Leased assets

Where the charity enters into a lease which entails taking substantially all the risks and rewards of ownership of an asset, the lease is treated as a finance lease.

Leases which do not transfer substantially all the risks and rewards of ownership to charity are classified as operating leases.

Assets held under finance leases are initially recognised as assets of the charity at their fair value at the inception of the lease or, if lower, at the present value of the minimum lease payments. The corresponding liability to the lessor is included in the balance sheet date as a finance lease obligation. Lease payments are apportioned between finance expenses and reduction of the lease obligation so as to achieve a constant rate of interest on the remaining balance of the liability. Finance expenses are recognised immediately, unless they are directly attributable to qualifying assets, in which case they are capitalised in accordance with the charity's policy on borrowing costs. Assets held under finance leases are depreciated in the same way as owned assets.

Operating lease payments are recognised as an expense on a straight-line basis over the lease term. In the event that lease incentives are received to enter into operating leases, such incentives are recognised as a liability. The aggregate benefit of incentives is recognised as a reduction of rental expense on a straight-line basis.

Pension costs

The charity operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the charity pays fixed contributions into a separate entity. Once the contributions have been paid the charity has no further payments obligations. The contributions are recognised as expenses when they fall due. Amounts not paid are shown in accruals in the balance sheet. The assets of the plan are held separately from the charity in independently administered funds.

Receipt of donated goods, facilities and services

All donated goods, facilities and services received are recognised within incoming resources and expenditure at an estimate of the value to the charity.

Page 9

GURU NANAK GURDWARA SOUTH BIRMINGHAM

Notes to the Accounts

2 Statement of Financial Activities - prior year

Income and endowments from:
Donations and legacies
Investments
Other
Total
Expenditure on:
Raising funds
Other
Total
Net income
Net income before other
gains/(losses)
Other gains and losses:
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
3
Income from donations and legacies
Donations,offering and other
forms of voluntry income are
recognised as incoming
resources when
receivable,expect insofar as
they are incapable of
financial management.
The value of services
provided by the volunteers
as well as food offering has
not been included in the
accounts.
Unrestricted
£
234,539
29,263
263,802
Unrestricted
funds
2021
£
126,935
31,445
118
158,498
14,868
111,321
126,189
32,309
32,309
32,309
2,176,741
2,209,050
Total
2022
£
234,539
29,263
263,802
Total funds
2021
£
126,935
31,445
118
158,498
14,868
111,321
126,189
32,309
32,309
32,309
2,176,741
2,209,050
Total
2021
£
114,977
11,958
126,935

Page 10

GURU NANAK GURDWARA SOUTH BIRMINGHAM Notes to the Accounts

4 Income from investments

5
Other income
6
Expenditure on raising funds
Costs of generating voluntary
income
Donations,offering and other
forms of voluntry income are
recognised as incoming
resources when
receivable,expect insofar as
they are incapable of
financial management.
7
Other expenditure
Bank loan and overdraft
interest payable
Employee costs
Motor and travel costs
Premises costs
Amortisation, depreciation,
impairment, profit/loss on
disposal of fixed assets
General administrative costs
Legal and professional costs
Unrestricted
£
39,280
39,280
Unrestricted
£
282
282
Total
2022
£
39,280
39,280
Total
2022
£
282
282
Total
2021
£
31,445
31,445
Total
2021
£
118
118
Unrestricted
£
46,203
46,203
Unrestricted
£
1,000
27,674
25,530
1,958
93,131
7,503
7,601
2,000
166,397
Total
2022
£
46,203
46,203
Total
2022
£
1,000
27,674
25,530
1,958
93,131
7,503
7,601
2,000
166,397
Total
2021
£
14,868
14,868
Total
2021
£
-
27,236
11,971
205
52,821
8,827
4,181
6,080
111,321

Page 11

GURU NANAK GURDWARA SOUTH BIRMINGHAM Notes to the Accounts

8
Net income before transfers
This is stated after charging:
Depreciation of owned fixed assets
9
Staff costs
Salaries and wages
No employee received emoluments in excess of £60,000.
10 Tangible fixed assets
Cost or revaluation
At 1 May 2021
At 30 April 2022
Depreciation and
impairment
At 1 May 2021
Depreciation charge for the
year
At 30 April 2022
Net book values
At 30 April 2022
At 30 April 2021
11 Debtors
Trade debtors
12 Creditors:
amounts falling due within one year
Accruals
13 Creditors:
amounts falling due after more than one year
Bank loans and overdrafts
2022
£
7,503
2022
13,025
13,025
Land and
buildings
£
3,301,339
3,301,339
-
-
-
3,301,339
3,301,339
2022
£
10,000
10,000
2022
£
Plant and
machinery
£
226,601
226,601
176,580
7,503
184,083
42,518
50,021
2021
£
8,827
2021
5,467
5,467
Total
£
3,527,940
3,527,940
176,580
7,503
184,083
3,343,857
3,351,360
2021
£
-
-
2021
£
2,000 2,000
2,000
2022
£
1,178,249
1,178,249
2,000
2021
£
1,216,395
1,216,395

Page 12

GURU NANAK GURDWARA SOUTH BIRMINGHAM Notes to the Accounts

14 Movement in funds

Restricted funds:
Unrestricted funds:
General funds
Total funds
15 Analysis of net assets between funds
Fixed assets
Net current assets
Creditors due in more than one year and
provisions
16 Reconciliation of net debt
Cash and cash equivalents
At 1 May
2021
2,209,050
2,209,050
Incoming
resources
(including
other
gains/losses
)
£
303,364
303,364
Unrestricted
funds
£
3,343,857
124,206
(1,178,249)
2,289,814
At 1 May
2021
£
Resources
expended
£
(212,600)
(212,600)
Restricted
funds
£
-
10,000
-
10,000
Cash flows
£
At 30 April
2022
£
2,299,814
2,299,814
Total
£
3,343,857
134,206
(1,178,249)
2,299,814
At 30 April
2022
£
76,085 50,121 126,206
76,085
(1,216,395)
50,121 126,206
(1,178,249)
Bank loans 38,146
Net debt (1,216,395)
(1,140,310)
38,146
88,267
(1,178,249)
(1,052,043)

Page 13

GURU NANAK GURDWARA SOUTH BIRMINGHAM Statement of Cash flows for the year ended 30 April 2022

Cash flows from operating activities
Net income per Statement of Financial Activities
Adjustments for:
Depreciation of property, plant and equipment
Dividends, interest and rents from investments
Increase in trade and other receivables
Decrease in trade and other payables
Net cash provided by operating activities
Cash flows from investing activities
Dividends, interest and rents from investments
Net cash from investing activities
Cash flows from financing activities
Repayment of borrowings
Net cash used in financing activities
Net increase in cash and cash equivalents
Cash and cash equivalents at the beginning of the year
Cash and cash equivalents at the end of the year
2022
£
90,764
7,503
(39,562)
(10,000)
-
48,705
39,562
39,562
(38,146)
(38,146)
50,121
76,085
126,206
2021
£
32,309
8,827
(31,563)
-
(1,037)
8,536
31,563
31,563
(15,568)
(15,568)
24,531
51,554
76,085
Components of cash and cash equivalents
Cash and bank balances 126,206 76,085
126,206 76,085

Page 14

GURU NANAK GURDWARA SOUTH BIRMINGHAM Detailed Statement of Financial Activities

for the year ended 30 April 2022

Income and endowments from:
Donations and legacies
Donations,offering and other
forms of voluntry income are
recognised as incoming resources
when receivable,expect insofar as
they are incapable of financial
management.
The value of services provided by
the volunteers as well as food
offering has not been included in
the accounts.
Investments
Other
Total income and endowments
Expenditure on:
Costs of generating donations and
legacies
Donations,offering and other
forms of voluntry income are
recognised as incoming resources
when receivable,expect insofar as
they are incapable of financial
management.
Total of expenditure on raising
funds
Other expenditure
Bank loan and overdraft interest
payable
Employee costs
Salaries/wages
Unrestricted
funds
2022
£
234,539
29,263
263,802
39,280
39,280
282
282
303,364
46,203
46,203
46,203
1,000
27,674
28,674
13,025
Total funds
2022
£
234,539
29,263
263,802
39,280
39,280
282
282
303,364
46,203
46,203
46,203
1,000
27,674
28,674
13,025
Total funds
2021
£
114,977
11,958
126,935
31,445
31,445
118
118
158,498
14,868
14,868
14,868
-
27,236
27,236
5,467

Page 15

GURU NANAK GURDWARA SOUTH BIRMINGHAM

Detailed Statement of Financial Activities

Staff training
Temporary staff
Motor and travel costs
Vehicles - General costs
Premises costs
Rates
Light, heat and power
Premises cleaning
Premises insurances
Premises repairs and
maintenance
Other premises costs
General administrative costs,
including depreciation and
amortisation
Depreciation of Plant and
machinery
Bank charges
Software, IT support and related
costs
Stationery and printing
Subscriptions
Sundry expenses
Telephone, fax and broadband
Legal and professional costs
Accountancy and bookkeeping
Other legal and professional
costs
Total of expenditure of other costs
Total expenditure
Net gains on investments
Net income
Net income before other
gains/(losses)
Other Gains
Net movement in funds
Reconciliation of funds:
10,327
2,178
25,530
1,958
1,958
2,094
37,460
6,039
7,215
36,827
3,496
93,131
7,503
1,976
146
3,888
159
179
1,253
15,104
2,000
-
2,000
166,397
212,600
-
90,764
90,764
-
90,764
10,327
2,178
25,530
1,958
1,958
2,094
37,460
6,039
7,215
36,827
3,496
93,131
7,503
1,976
146
3,888
159
179
1,253
15,104
2,000
-
2,000
166,397
212,600
-
90,764
90,764
-
90,764
6,504
-
11,971
205
205
7,305
26,703
5,571
9,858
3,384
-
52,821
8,827
851
144
714
-
1,556
916
13,008
3,005
3,075
6,080
111,321
126,189
-
32,309
32,309
-
32,309

Page 16

GURU NANAK GURDWARA SOUTH BIRMINGHAM Detailed Statement of Financial Activities

GURU NANAK GURDWARA SOUTH BIRMINGHAM
Detailed Statement of Financial Activities
Total funds brought forward
Total funds carried forward
2,209,050
2,299,814
2,209,050
2,299,814
2,176,741
2,209,050

Page 17