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2023-12-31-accounts

Jubilee Christian Church International Zion Chapel, London UK

Charity No. 1107628

Trustees' Report and Unaudited Accounts For the year ended 31 December 2023

B M Cooper & Co. Limited Chartered Certified Accountants

88 Wood Lane

Dagenham Essex RM9 5SL

Jubilee Christian Church International Zion Chapel, London UK Contents

Pages
Trustees' Annual Report 2 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Accounts 7 to 12
Detailed Statement of Financial Activities 13 to 14

Page 1

Jubilee Christian Church International Zion Chapel, London UK Trustees Annual Report

The Trustees present their report with the unaudited financial statements of the charity for the year ended 31 December 2023.

REFERENCE AND ADMINISTRATIVE DETAILS

Charity No. 1107628

Principal Office

Marks Gate Community Centre Rose Lane Chadwell Heath Essex RM6 5NJ

Trustees

The following Trustees served during the year: Adebola Odunlami Kolawole Jesubayode Matthew Oyeneye Olusina Olubowale Victor Sogaolu

Accountants

B M Cooper & Co. Limited 88 Wood Lane Dagenham Essex RM9 5SL

Bankers

Barclays Bank Plc

OBJECTIVES AND ACTIVITIES

The charity's main objective as set out in the Declaration of Trust is to advance the Christian religion.

The principal activities of the charity are Christian worship and involvement of various ministries and ministers of religion in propagating Christian tenets to members and non-members of the ministry at various meetings.

To achieve the charity's objectives, the charity undertook various activities during the year including Christian outreach programmes designed to increase Christian awareness and spread the gospel of our Lord Jesus Christ.

The trustees are grateful to the many volunteers who freely provided their services to the charity during the year.

ACHIEVEMENTS AND PERFORMANCE

The trustees are pleased to report that the church continued to be successful spiritually by ministering to many people in the following ways;

Page 2

Jubilee Christian Church International Zion Chapel, London UK Trustees Annual Report

FINANCIAL REVIEW

The total incoming resources for the year amounted to £25,978 (2021 - £21,195) and the total resources expended amounted to £6,510 (2021 - £121,969) leaving net surplus for the year of £19,468 (2021 - £100,774 deficit) all of which was attributable to general reserves. The balance of fund as at 31st December 2022 was £39,628 (2021 - £20,160).

It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure. The trustees considers that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the charity’s current activities while consideration is given to ways in which additional funds may be raised. This level of reserves has been maintained throughout the year.

STRUCTURE, GOVERNANCE AND MANAGEMENT

The charity was established by a charitable trust deed on 21st April 2005.

Trustees are selected from long standing members of the congregation and people from outside of the church who are familiar with and have an empathy with the church's objectives.

Statement of trustees' responsibilities in relation to the financial statements

The charity trustees are responsible for preparing a trustees' annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the Trust deed. The Trustees are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

Signed on behalf of the charity's trustees

..................................................... Kolawole Jesubayode Trustee 01 February 2024

Page 3

Jubilee Christian Church International Zion Chapel, London UK Independent Examiners Report

Independent Examiner's Report to the trustees of Jubilee Christian Church International Zion Chapel, London UK

I report to the trustees on my examination of the accounts of Jubilee Christian Church International Zion Chapel, London UK for the year ended 31 December 2023 which comprise the Statement of Financial Activities, the Balance Sheet and the related notes.

Responsibilities and basis of report

As the charity's trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011('the Act'). The trustees consider that an audit is not required for this year under the Charities Act 2011, s.144(2) (the 2011 Act) and that an independent examination is needed.

I report in respect of my examination of the charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I can confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

........................................

Mr. B. M. Kalejaiye FCCA ACCA B M Cooper & Co. Limited 88 Wood Lane Dagenham Essex RM9 5SL

01 February 2024

Page 4

Jubilee Christian Church International Zion Chapel, London UK Statement of Financial Activities For the year ended 31 December 2023

Note
s
Income and endowments
from:
Donations and legacies
3
Investments
4
Total
Expenditure on:
Charitable activities
5
Other
6
Total
Net gains on investments
Net income
7
Transfers between funds
Net income before other
gains/(losses)
Other gains and losses
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
Unrestricted
funds
2023
£
29,456
77
Restricted
funds
2023
£
4,088
-
Total funds
2023
£
33,544
77
Total funds
2022
£
25,977
1
29,533
4,356
3,096
4,088
-
-
33,621
4,356
3,096
25,978
3,621
2,889
7,452
-
-
-
7,452
-
6,510
-
22,081
-
4,088
-
26,169
-
19,468
-
22,081 4,088 26,169 19,468
22,081
(15,535)
4,088
55,163
26,169
39,628
19,468
20,160
6,546 59,251 65,797 39,628

Page 5

Jubilee Christian Church International Zion Chapel, London UK Balance Sheet At 31 December 2023

Charity No. 1107628
Fixed assets
Tangible assets
9
Current assets
Cash at bank and in hand
Creditors:Amount falling due within one year
10
Net current assets
Total assets less current liabilities
Net assets excluding pension asset or liability
Total net assets
The funds of the charity
Restricted funds
11
Restricted income funds
Unrestricted funds
11
General funds
Reserves
11
Total funds
2023
£
310
310
68,007
68,007
(2,520)
65,487
65,797
65,797
65,797
59,251
59,251
6,546
6,546
65,797
2022
£
387
387
39,661
39,661
(420)
39,241
39,628
39,628
39,628
55,163
55,163
(15,535)
(15,535)
39,628

Approved by the trustees on 01 February 2024

And signed on their behalf by:

...................................................

Kolawole Jesubayode Trustee 01 February 2024

Page 6

Jubilee Christian Church International Zion Chapel, London UK Notes to the Accounts For the year ended 31 December 2023

Basis of preparation

The financial statements have been prepared in accordance with Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic if Ireland (FRS 102) issued on 16 July 2014 and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011.

Change in basis of accounting or to previous accounts

There has been no change to the accounting policies (valuation rules and method of accounting) since last year and no changes have been made to accounts for previous years.

Fund accounting

Income

Income
Recognition of Income is included in the Statement of Financial Activities (SoFA) when the charity
income becomes entitled to, and virtually certain to receive, the income and the amount of
the income can be measured with sufficient reliability.
Income with related Where income has related expenditure the income and related expenditure is
expenditure reported gross in the SoFA.
Donations and Voluntary income received by way of grants, donations and gifts is included in the
legacies the SoFA when receivable and only when the Charity has unconditional
entitlement to the income.
Tax reclaims on Income from tax reclaims is included in the SoFA at the same time as the
donations and gifts gift/donation to which it relates.
Donated services These are only included in income (with an equivalent amount in expenditure)
and facilities where the benefit to the Charity is reasonably quantifiable, measurable and
material.
Volunteer help The value of any volunteer help received is not included in the accounts.
Investment income This is included in the accounts when receivable.
Gains/(losses) on This includes any gain or loss resulting from revaluing investments to market value
revaluation of fixed at the end of the year.
assets
Gains/(losses) on This includes any gain or loss on the sale of investments.
investment assets

Page 7

Jubilee Christian Church International Zion Chapel, London UK Notes to the Accounts Expenditure

Taxation

The charity is exempt from tax on its charitable activities.

Tangible fixed assets and depreciation

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life:

useful life:
Music Equipment 20% on written down value
Fixtures, Fittings and
Equipment
20% on written down value

Freehold investment property

Investment properties are measured initially at cost and subsequently at fair value at each balance sheet date and are not depreciated. All gains or losses are taken to the Statement of Financial Activities as they arise.

Stocks

Stock is included at the lower of cost or net realisable value. Donated items of stock are recognised at fair value which is the amount the charity would have been willing to pay for the items on the open market.

Trade and other debtors

Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

Cash and cash equivalents

Cash and cash equivalents comprise cash at bank and on hand, demand deposits with banks and other short-term highly liquid investments with original maturities of three months or less and bank overdrafts. In the statement of financial position, bank overdrafts are shown within borrowings or current liabilities. In the Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the company's cash management.

Page 8

Jubilee Christian Church International Zion Chapel, London UK

Notes to the Accounts Trade and other creditors

Short term creditors are measured at the transaction price. Other creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

Research and development

Expenditure on research and development is written off in the year in which it is incurred.

Foreign currencies

Monetary assets and liabilities denominated in currencies other than the functional currency of the charity are translated at the rates of exchange prevailing at the end of the reporting period. Transactions in currencies other than the functional currency of the charity are recorded at the rate of exchange on the date that the transaction occurred.

All exchange differences are are taken into account in arriving at net income/expenditure.

Leased assets

Where the charity enters into a lease which entails taking substantially all the risks and rewards of ownership of an asset, the lease is treated as a finance lease.

Leases which do not transfer substantially all the risks and rewards of ownership to charity are classified as operating leases.

Assets held under finance leases are initially recognised as assets of the charity at their fair value at the inception of the lease or, if lower, at the present value of the minimum lease payments. The corresponding liability to the lessor is included in the balance sheet date as a finance lease obligation. Lease payments are apportioned between finance expenses and reduction of the lease obligation so as to achieve a constant rate of interest on the remaining balance of the liability. Finance expenses are recognised immediately, unless they are directly attributable to qualifying assets, in which case they are capitalised in accordance with the charity's policy on borrowing costs. Assets held under finance leases are depreciated in the same way as owned assets.

Operating lease payments are recognised as an expense on a straight-line basis over the lease term. In the event that lease incentives are received to enter into operating leases, such incentives are recognised as a liability. The aggregate benefit of incentives is recognised as a reduction of rental expense on a straight-line basis.

Pension costs

The charity operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the charity pays fixed contributions into a separate entity. Once the contributions have been paid the charity has no further payments obligations. The contributions are recognised as expenses when they fall due. Amounts not paid are shown in accruals in the balance sheet. The assets of the plan are held separately from the charity in independently administered funds.

Receipt of donated goods, facilities and services

All donated goods, facilities and services received are recognised within incoming resources and expenditure at an estimate of the value to the charity.

Page 9

Jubilee Christian Church International Zion Chapel, London UK Notes to the Accounts 2 Statement of Financial Activities - prior year

2
Statement of Financial Activities - prior year
Income and endowments from:
Donations and legacies
Investments
Total
Expenditure on:
Charitable activities
Other
Total
Net income
Net income before other
gains/(losses)
Other gains and losses:
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
3
Income from donations and legacies
Tithes and offerings
Building funds
4
Income from investments
Bank interest receivable
Unrestricted
£
29,456
-
29,456
Unrestricted
funds
2022
£
22,676
1
22,677
3,621
2,889
6,510
16,167
16,167
16,167
(31,702)
(15,535)
Restricted
£
-
4,088
4,088
Unrestricted
£
77
77
Restricted
funds
2022
£
3,301
-
3,301
-
-
-
3,301
3,301
3,301
51,862
55,163
Total
2023
£
29,456
4,088
33,544
Total
2023
£
77
77
Total funds
2022
£
25,977
1
25,978
3,621
2,889
6,510
19,468
19,468
19,468
20,160
39,628
Total
2022
£
22,676
3,301
25,977
Total
2022
£
1
1

Page 10

Jubilee Christian Church International Zion Chapel, London UK Notes to the Accounts 5 Expenditure on charitable activities

Governance costs
Honoraria and gift to
Missions
6
Other expenditure
Premises costs
Amortisation, depreciation,
impairment, profit/loss on
disposal of fixed assets
General administrative costs
Legal and professional costs
7
Net income before transfers
This is stated after charging:
Depreciation of owned fixed assets
8
Staff costs
No employee received emoluments in excess of £60,000.
9
Tangible fixed assets
Cost or revaluation
At 1 January 2023
At 31 December 2023
Depreciation and
impairment
At 1 January 2023
Depreciation charge for the
year
At 31 December 2023
Net book values
At 31 December 2023
At 31 December 2022
Unrestricted
£
4,356
4,356
Unrestricted
£
2,100
77
499
420
3,096
2023
£
77
Total
2023
£
4,356
4,356
Total
2023
£
2,100
77
499
420
3,096
Fixtures,
Fittings and
Equipment
£
6,156
6,156
5,990
33
6,023
133
166
Total
2022
£
3,621
3,621
Total
2022
£
2,100
95
274
420
2,889
2022
£
95
Total
£
12,628
Music
Equipment
£
6,472
6,472
6,251
44
6,295
177
221
12,628
12,241
77
12,318
310
387

Page 11

Jubilee Christian Church International Zion Chapel, London UK Notes to the Accounts

10 Creditors:

amounts falling due within one year

10 Creditors:
amounts falling due within one year
Notes to the Accounts
Accruals and deferred income 2023
£
2,520
2,520
2022
£
420
420
11 Movement in funds
Restricted funds:
Restricted income funds:
Total
Unrestricted funds:
General funds
Revaluation Reserves:
Total funds
12 Analysis of net assets between funds
Fixed assets
Net current assets
13 Reconciliation of net debt
Cash and cash equivalents
Net debt
At 1 January
2023
55,163
55,163
(15,535)
39,628
Incoming
resources
(including
other
gains/losses)
£
4,088
4,088
29,533
33,621
Unrestricted
funds
£
310
55,251
55,561
At 1 January
2023
£
Resources
expended
£
-
-
(7,452)
(7,452)
Restricted
funds
£
-
10,236
10,236
Cash flows
£
At 31
December
2023
£
59,251
59,251
6,546
65,797
Total
£
310
65,487
65,797
At 31
December
2023
£
39,661 28,346 68,007
39,661
39,661
28,346
28,346
68,007
68,007

Page 12

Jubilee Christian Church International Zion Chapel, London UK Detailed Statement of Financial Activities For the year ended 31 December 2023

Income and endowments from:
Donations and legacies
Tithes and offerings
Building funds
Investments
Bank interest receivable
Total income and endowments
Expenditure on:
Governance costs
Honoraria and gift to Missions
Total of expenditure on charitable
activities
Premises costs
Rent
General administrative costs,
including depreciation and
amortisation
Depreciation of Music
Equipment
Depreciation of Fixtures, Fittings
and Equipment
Sundry expenses
Legal and professional costs
Accountancy and bookkeeping
Total of expenditure of other
costs
Total expenditure
Net gains on investments
Net income
Unrestricted
funds
2023
£
29,456
-
29,456
77
77
29,533
4,356
4,356
4,356
2,100
2,100
-
77
499
576
420
420
3,096
7,452
-
22,081
Restricted
funds
2023
£
-
4,088
4,088
-
-
4,088
-
-
-
-
-
-
-
-
-
-
-
-
-
-
4,088
Total funds
2023
£
29,456
4,088
33,544
77
77
33,621
4,356
4,356
4,356
2,100
2,100
-
77
499
576
420
420
3,096
7,452
-
26,169
Total funds
2022
£
22,676
3,301
25,977
1
1
25,978
3,621
3,621
3,621
2,100
2,100
-
95
274
369
420
420
2,889
6,510
-
19,468

Page 13

Jubilee Christian Church International Zion Chapel, London UK Detailed Statement of Financial Activities Net income before other

Net income before other
Detailed Statement of Financial Activities

gains/(losses)
Other Gains
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
22,081
-
22,081
(15,535)
6,546
4,088
-
4,088
55,163
59,251
26,169
-
26,169
39,628
65,797
19,468
-
19,468
20,160
39,628

Page 14