The Bacup Consortium Trust
Stubbylee Community Greenhouses
Stubbylee Lane
Bacup
OL11 ODD
Registered Charity Number 1107532
Company Number 05097958
Trustees/ Dlrectors:
Richard Wallwork
Tom Bell
Kathryn Kelly
Rebecca Cross
Rachel Heeks
Elizabeth William50n
Keith Naylor
Adrian Bowditch
Secretary:
Rachel Heeks
Background Structure of BCT
The Bacup Consortium (sic) was constituted by its members In June 2000 as an
unincorporated association with the aims of undertaking community projects
within Bacup and its environs in order to improve the quality of peoples, lives and
make Bacup a better place in which to live, work and play.
It became incorporated as The Bacup Consortium Trust (BCT) - a private company
limited by guarantee on 7 April 2004 under a new constitution and governing
document in the form of a Memorandum and Articles of Association and registered
as a charity (number 1107532) on 10 January 2005 with the same aims and
objectives as the original Bacup Consortium.
The Bacup Consortium {unincorporated association) was dissolved by its members
at an annuat general meeting held on 20 April 2005 and all its assets transferred to
The Bacup Consortium Trust (limited company). In 2011 the aims were changed to
promote social inclusion for the public benefit by preventing people from
Rossendale, and its environs, f rom becoming socially excluded, relieving the needs
of those people who are socially excluded and assisting them to integrate into
society. In November 2014 the founders of the original Bacup Consortium decided
to leave the Company in order to set up an organisation more in line with the
original aims of the organisation.
Trustees are appointed to the board in line with the governing document. All
trustees must resign at the AGM and, if wishing to continue, stand for re-election.
Richard Wallwork
Page |lof5
21" December 2025
There is an induction process for all new trustees and further training is available
as required.
All Trustees were given a copy of the Charity Governance Code 2025 and we govern
the charity based on the eight principles, which build on the assumption that a
charity is meeting its legal and regulatory responsibilities as a foundation.
The Work we do - what we are addressing
The Bacup Consortium Trust works at the frontline of entrenched health
inequalitie5, isolation, and poor mental health in Bacup and the wider Rossendale
Valley-an area where ward-level deprivation is severe despite comparatively
average district-wide indicators. The neighbourhoods surrounding our base record
some of the lowest rankings in England for health, income, employment, and
education.
Our Place in the Communlty
We are physically and socially embedded at the heart of Bacup. Our base-situated
between Stubbylee and Moorlands Parks-offers a safe, non-clinical, stigma-free
environment within walking distance of the most deprived wards. Attendance data
f rom our UPSHOT database shows we are consistently reaching adults most
affected by disadvantage, digital exclusfon, and worsening mental health across
Rossendale and further in the Lancashire region.
Our human-centred ethos Is fundamental: people are greeted by name,
supported without tlme Ilmlts. and treated with dl8nlty-not as "clients,
"servlce users" or "patlents" but as nelghbours and mernbers of a shared
communlty.
The advantage we have as an independently funded organisation is that we can
work across post codes, boundaries, trusts and authorities. With this in mind
however, our primary focus is our local community of Bacup and Stacksteads for
whom we provide a thriving community hub.
Our Model - What We Deliver
Our mission is to promote social inclusion and prevent exclusion across Rossendale.
Guided by an ecological framework, we provide preventative, relationship-based
support that improves mental and physical wellbeing and strengthens community
resilience.
Richard Wallwork
Page 12of5
21" December 2025
Our work centres on:
Non-tlme-llmlted activities: therapeutic gardening, creative groups,
supported volunteering, and a thriving café hub.
Green soclal prescribing with primary and secondary care signposting
regularly.
Psychological education through our co-delfvered, NHS approved and
innovative Improving Mental Health course.
Face-to-face advocacy for benefits, housing, and health appointments.
Communlty contrlbutlon: park regeneration, public events, family
activities, running clubs, and multi-generational engagement.
A circular economy model integrating therapeutic participation with
earned income from the café, plant sales, SLAS, and our growing Bike
Upcycllng & Repalr Project
Activities and Objectives for 2024125
A focus on operatln8 as a Soclal Enterprlse
This approach meant us operating as a business on a day-to-dayl week-to-week
basis and for everyone to have a very keen eye on keeping costs low & where
possible lowering them.
Monetising Assets
Spotting opportunities to monetise spaces and areas we have for monetary galn,
that was from renting out meeting rooms, event space through to the areas where
we grow things - vegetables to sell in the café right through to Souta selecting
particular plants that we could cultivate / take cuttings f rom & also focussing on
plants that were quite unusual - great example the Tree Lillies that sold @ £10 ea.
Building More Sustainable Revenue Streams
This is something that is an ongoing piece of work and we continue to develop
incremental sales revenue whilst carefully balancing therapeutic activities.
Richard Wallwork
Page 13of5
21" December 2025
February 2025
Prepare for Café Changes
A close look at products. prices & profit margins
Competitive Pricing Study and Benchmarking across the Valley
Produced new pricing across all products Ilke Drinks
New menu and raised prices with a focus on fresh nutrltlous qualfty
Prices presented to the Trustee Board and approved
March 2025
New prfcing launched In the Café
Plant Sales - big focus on the Hortfculture Teams preparing plants for Sale
Development of Blke Sales as a slgnlflcant Revenue Stream wlth Davld leadln8
Achievements and Performance
During 2024125 - our achlevements against our core princlples have been
excellent, from receiving an RHS Award for Gardening for Wellbeing for the entire
North West of England, a Kings Award for Voluntary service and a High Sheriff
Award for Souta in recognition of her dedicated work with SCG over 16yrs.
The Improving Mental Health course delivered with Anna Whiteoak Associate
Psychological Practitioner (APP) based at Rossendale PCN who has recently
completed MHWP training. Since 2022, Anna has co-facllitated a community-based
mental health group with Souta Van Wick, Lead Therapeutic/ Operations Manager
at Stubbylee community greenhouses. The 'lmproving Mental Health, group is run
over 8 weeks, and each session is based on CBT and CFf principles, incorporating a
mixture of psycho-education, skills practice and peer support- continues to make a
huge difference to the lives of women and men who attend the 8 week course -
this work was nominated for an award at Psychological Professions Network annual
conference - and Won.
Financial Review and Reserves Policy
A kind and generous Legacy Gift from the Karen Kelly estate has enabled us to
Invest a sum of £1 Ook which has grown and has been invested for a second year.
As part of our forward planning the Trustees have agreed a Reserves Policy.
Richard Wallwork
Page 14of5
21° December 2025
Café sales in March were very strong and gave us a strong start to 2025126 along
with strong Plant sales and the new focus on Bicycle Revival and training more
volunteers apprentices to assist with preparing/upcycling donated bicycles
Our latest accounts show quite a shift after the tough times following covid-19
lockdown and then cost of living crisis that has been further exacerbated by the
war in Ukraine and its effect on economies around the world.
The strategy of focussing on building Sustainable Revenue Streams has resulted in
us being 90-95% self-sufficient against core costs and salaries.
By order of the board:
Richard Wallwork
Chair of Trustees
Richard Wallwork
Page 15of5
21" December 2025
Charity Registration Number : 1107532
Company Registration Number : 05097958
## **THE BACUP CONSORTIUM TRUST**
A COMPANY LIMITED BY GUARANTEE TRUSTEES’ REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025
## **THE BACUP CONSORTIUM TRUST**
## **LEGAL AND ADMINISTRATIVE INFORMATION**
FOR THE YEAR ENDED 31 MARCH 2025
|**Trustees**|Kathryn Louise Kelly|
|---|---|
||Keith John Naylor|
||Elizabeth Margaret Williamson|
||Richard Wallwork|
||Rachel Frances Callaghan Heeks|
||Thomas James Bell|
||Adrian Paul Bowditch|
||Rebecca Ann Cross|
|**Charity Number**|1107532|
|**Company Number**|05097958|
|**Registered Ofce**|Stubbylee Community Greenhouses|
||Stubbylee Lane|
||Bacup|
||OL13 0DD|
|**Secretary**|Rachel Frances Callaghan Heeks|
## **THE BACUP CONSORTIUM TRUST**
## **CONTENTS**
FOR THE YEAR ENDED 31 MARCH 2025
Trustees' Report
Statement of Financial Activities
Balance Sheet
Notes to the Financial Statements
## **THE BACUP CONSORTIUM TRUST**
## **TRUSTEES' REPORT**
## FOR THE YEAR ENDED 31 MARCH 2025
The trustees present their annual report and financial statements for the year ended 31 March 2025.
## **Trustees' report and financial statements**
The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 March 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).
## **The Bacup Consortium Trust**
Stubbylee Community Greenhouses Stubbylee Lane Bacup OL11 ODD
Registered Charity Number 1107532 Company Number 05097958
Trustees/ Directors:
Richard Wallwork Torn Bell ' Kathryn Kelly Rebecca Cross Rachel Heeks Elizabeth Williamson Keith Naylor Adrian Bowditch
Secretary: Rachel Heeks
## **Background Structure-of BCT**
The Bacup Consortium (sic) was constituted by its members in June 2000 as an unincorporated association with the aims of undertaking community projects within Bacup and its environs in order to improve the quality of peoples’ lives and make Bacup a better place in which to live, work and play.
It became incorporated as The Bacup Consortium Trust (BCT) -— a private company limited by guarantee on 7 April 2004 under a new constitution. and governing document in the form of a Memorandum and Articles of Association and registered as a charity (number 1107532) on 10 January 2005 with the same aims and objectives as the original Bacup Consortium.
The Bacup Consortium (unincorporated association) was dissolved by its members at an annual general meeting held on 20 April 2005 and all its assets transferred to The Bacup Consortium Trust (limited company). In 2011 the aims were changed to promote social inclusion for the public benefit by preventing people from Rossendale, and its environs, from becoming socially excluded, relieving the needs of those people who are socially excluded and assisting them to integrate into society.In November 2014 the founders of the original Bacup Consortium decided to leave the Company in order to set up an organisation more in line with the original aims of the organisation. Trustees are appointed to the board in line with the governing document. All trustees must resign at the AGM and, if wishing to continue, stand for re—election.
There is an induction process for all new trustees and further training is available as required.
All Trustees were given a copy of the Charity Governance Code 2025 and we govern the charity based on the eight principles, which build on the assumption that a charity is meeting its legal and regulatory responsibilities as a foundation.
## **The Work we do - what we are addressing**
Page 1 of 10
The Bacup Consortium Trust works at the frontline of entrenched health inequalities, isolation, and poor mental health in Bacup and the wider Rossendale Valley—an area where ward—level deprivation is severe despite comparatively average district—wide indicators. The neighbourhoods surrounding our base record some of the lowest rankings in England for health, income, employment, and education.
## **Our Place in the Community**
We are physically and socially embedded at the heart of Bacup. Our base—situated between Stubbylee and Moorlands Parks—*offers a safe, non-clinical, stigma-free environment within walking distance of the most deprived wards. Attendance data from our UPSHOT database shows we are consistently reaching adults most affected by disadvantage, digital exclusion, and worsening mental health across Rossendale and further in the Lancashire region.
## **Our human—centred ethos is fundamental: people are greeted by name, supported without time limits, and treated with dignity—not as “clients,”“service users” or “patients” but as neighbours and members of a sharedcommunity.**
The advantage we have as an independently funded organisation is that we can work across post codes, boundaries, trusts and authorities. With this in mind however, our primary focus is our local community of Bacup and Stacksteads for whom we provide a thriving community hub.
## **Our Model -— What We Deliver**
Our mission is to promote social inclusion and prevent exclusion across Rossendale. Guided by an ecological framework, we provide preventative, relationship-based support that improves mental and physical wellbeing and strengthens community resilience.
## Our **work centres on:**
- Non—time-limited activities: therapeutic gardening, creative groups, supported volunteering, and a thriving café hub.
- Green social prescribing with primary and secondary care signposting regularly.
- Psychological education through our co-delivered, NHS approved and innovative Improving Mental Health course.
- Face-to-face advocacy for benefits, housing, and health appointments.
- Community contribution: park regeneration, public events, family activities, running clubs, and multi-generational engagement.
- A circular economy model integrating therapeutic participation with earned income from the café, plant sales, SLAs, and our growing Bike Upcycling & Repair Project
## **Activities and Objectives for 2024/25**
## **A focus on operating as a Social Enterprise**
This approach meant us operating as a business on a day- t-o- -day, week- to- week basis and for everyone to have a very keen eye on keeping costs low & where possible lowering them
## **Monetising Assets**
Spotting opportunities to monetise spaces and areas we have for monetary gain, that was from renting out meeting rooms, event space through to the areas where we grow things — vegetables to sell in the café right through to Souta selecting particular plants that we could cultivate / take cuttings from & also focussing on plants that were quite unusual - great example the Tree Lillies that sold @ £10 ea.
## **Building More Sustainable Revenue Streams**
This is something that is an ongoing piece of work and we continue to develop incremental sales revenue - whilst carefully balancing therapeutic activities.
Page 2 of 10
**February 2025**
## **Prepare for Café Changes**
- A close look at products, prices & profit margins
- Competitive Pricing Study and Benchmarking across the Valley Produced new pricing across all products like Drinks
- New menu and raised prices with a focus on fresh nutritious quality Prices presented to the Trustee Board and approved
## **March 2025**
New pricing launched in the Café - Plant Sales - big focus on the Horticulture Teams preparing plants for Sale
Development of Bike Sales as a significant Revenue Stream with David leading
## Achievements and Performance
During 2024/25 - our achievements against our core principles have been excellent, from receiving an RHS Award for Gardening for Wellbeing for the entire North West of England, a Kings Award for Voluntary service and a High Sheriff Award for Souta in recognition of her dedicated work with SCG over 16yrs.
The Improving Mental Health course delivered with Anna Whiteoak Associate Psychological Practitioner (APP) based at Rossendale PCN who has recently completed MHWP training. Since 2022, Anna has co—facilitated a communitybased mental health group with Souta Van Wick, Lead Therapeutic/ Operations Manager at Stubbylee community greenhouses. The ‘lmproving Mental Health’ group is run over 8 weeks, and each session is based on CBT and CFT principles, incorporating a mixture of psycho education, skills practice and peer support — continues to make a huge difference to the lives of women and men who attend the 8 week-course — this work was nominated for an award at Psychological Professions Network annual conference — and Won.
## **Financial Review and Reserves Policy**
A kind and generous Legacy Gift from the Karen Kelly estate has enabled us to invest a sum of £100k which has grown and has been invested for a second year. As part of our forward planning the Trustees have agreed a Reserves Policy.
Café sales in March were very strong and gave us a strong start to 2025/26 along with strong Plant sales and the new focus on Bicycle Revival and training more volunteers apprentices to assist with preparing/upcycling donated bicycles
Our latest accounts show quite a shift after the tough times following covid-19 lockdown and then cost of living crisis that has been further exacerbated by the war in Ukraine and its effect on economies around the world.
The strategy of focussing on building Sustainable Revenue Streams has resulted in us being 90-95% self-sufficient against core costs and salaries.
## **By order of the board:**
Richard Wallwork Chair of Trustees
## **Trustees**
The trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:
Kathryn Louise Kelly (Appointed On: 13/12/2023) Keith John Naylor (Appointed On: 27/06/2017) Elizabeth Margaret Williamson (Appointed On: 08/10/2025) Richard Wallwork (Appointed On: 08/06/2012)
Page 3 of 10
Rachel Frances Callaghan Heeks (Appointed On: 13/12/2017) Thomas James Bell (Appointed On: 11/12/2019) Adrian Paul Bowditch (Appointed On: 08/10/2025) Rebecca Ann Cross (Appointed On: 20/01/2025)
## **Trustees' responsibilities statement**
The trustees, who are also the directors of Charity For The Bacup Consortium Trust for the purpose of company law, are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).
Company Law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that year.
In preparing these financial statements, the trustees are required to:
- select suitable accounting policies and then apply them consistently;
- observe the methods and principles in the Charities SORP;
- make judgements and estimates that are reasonable and prudent;
- state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and
- prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in operation.
The trustees are responsible for keeping adequate accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
This report was approved by the trustees and signed on its behalf by:
------------------------------------------------------------------------
## **Kathryn Louise Kelly,Keith John Naylor,Elizabeth Margaret Williamson,Richard Wallwork,Rachel Frances Callaghan Heeks,Thomas James Bell,Adrian Paul Bowditch,Rebecca Ann Cross Trustees**
Date : **03 December 2025**
Page 4 of 10
## **THE BACUP CONSORTIUM TRUST**
## **STATEMENT OF FINANCIAL ACTIVITIES**
FOR THE YEAR ENDED 31 MARCH 2025
|**Recommended categories**
**by activity**
**Notes**
**Income and endowments**
**from:**
Donations and legacies
2
Charitable activities
3
Investments
4
**Total**
**Expenditure on:**
Raising funds
5
Charitable activities
6
**Total**
Net income
**Net movement in funds**
**Reconciliation of funds:**
Total funds brought forward
**Total funds carried forward**|**Unrestricted funds**
**£**
157,289.77
130,033.80
759.76
**288,083.33**
20,123.70
180,516.70
**200,640.41**
87,442.92
**87,442.92**
53,515.97
**140,958.89**|**Total Funds 2025**
**£**
157,289.77
130,033.80
759.76
**288,083.33**
20,123.70
180,516.70
**200,640.41**
87,442.92
**87,442.92**
53,515.97
**140,958.89**|**Total Funds 2024**
**£**
-
-
-|
|---|---|---|---|
||||**-**|
||||-
-|
||||**-**|
||||-|
||||**-**
53,515.97|
||||**53,515.97**|
Page 5 of 10
## **THE BACUP CONSORTIUM TRUST**
## **BALANCE SHEET**
FOR THE YEAR ENDED 31 MARCH 2025
|**Recommended categories by**
**activity**
**Notes**
Fixed assets
Tangible assets
8
**Total fxed assets**
Current assets
Stocks
Debtors
9
Cash at bank and in hand
10
**Total current assets**
Creditors: amounts falling due within
one year
11
**Net current assets/(liabilities)**
**Total assets less current liabilities**
Provisions for liabilities
**Total net assets**
**Funds of the Charity**
Unrestricted funds
12
Restricted funds
12
Endowment funds
12
**Total funds**|**Total Funds 2025**
**£**
32,137.59
**32,137.59**
1,594.00
1,946.87
139,063.76
**142,604.63**
25,601.58
**117,003.05**
**149,140.64**
(8,181.75)
**157,322.39**
140,958.89
-
-
**140,958.89**|**Total Funds 2024**
**£**
-
**-**
-
-
-
**-**
-
**-**
**-**
-|
|---|---|---|
|||**-**|
|||53,515.97
-
-|
|||**53,515.97**|
For the year ended 31 March 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476.
The trustees acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.
The financial statements were approved by the trustees on 03 December 2025 and signed on its behalf by:
## **Kathryn Louise Kelly,Keith John Naylor,Elizabeth Margaret Williamson,Richard Wallwork,Rachel Frances Callaghan Heeks,Thomas James Bell,Adrian Paul Bowditch,Rebecca Ann Cross Trustees**
Date : **03 December 2025**
Page 6 of 10
## **THE BACUP CONSORTIUM TRUST**
## **NOTES TO THE FINANCIAL STATEMENTS**
FOR THE YEAR ENDED 31 MARCH 2025
## **1. Accounting Policies**
The principal accounting policies adopted by the Charity, which is a public benefit entity, in the preparation of the accounts are as follows.
## **1.1 Basis of preparation**
These accounts have been prepared under the historical cost convention, as modified by the inclusion of charitable properties and fixed asset investments and investment properties at valuation.
These accounts have been prepared in accordance with “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (effective 1 January 2019) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.
These accounts are presented in pounds sterling and rounded to the nearest pound.
## **1.2 Going concern**
The Trustees have prepared financial projections, taking into consideration the current economic conditions and have, at the time of approving these accounts, a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus they continue to adopt the going concern basis of accounting in preparing the accounts.
## **2. Income from Donations and Legacies**
|**2. Income from Donations and Legacies**|||
|---|---|---|
|**Analysis**
General grants provided by Government/other charities
Legacies
**Total**
**3. Income from Charitable Activities**
**Analysis**
Sale of service
**Total**
**4. Income from Investments**
**Analysis**
Interest income
**Total**
**5. Expenditure on Raising Funds**
**Analysis**
Rent collection, property repairs and maintenance charges
Staf costs
**Total**
Support Costs|**Unrestricted funds**
**£**
4,789.77
152,500.00
**157,289.77**
**Unrestricted funds**
**£**
130,033.80
**130,033.80**
**Unrestricted funds**
**£**
759.76
**759.76**
**Unrestricted funds**
**£**
18,390.10
1,426.21
**19,816.31**
307.40
**20,123.70**|**Total funds 2025**
**£**
4,789.77
152,500.00|
|||**157,289.77**|
|||**Total funds 2025**
**£**
130,033.80|
|||**130,033.80**|
|||**Total funds 2025**
**£**
759.76|
|||**759.76**|
|||**Total funds 2025**
**£**
18,390.10
1,426.21
**19,816.31**
307.40|
|||**20,123.70**|
Page 7 of 10
## **6. Expenditure on Charitable Activities**
|**Analysis**
Bank charges
Charity management & administration
Cost of services
Wages and salaries
Staf costs
**Total**
Support Costs
**7. Support Costs**
**Analysis**
**Support Costs**
Staf costs
**8. Tangible Fixed Assets**
**8.1 Cost or valuation**
At 01 April 2024
Additions
Disposals
Revaluations
Transfers
At 31 March 2025
**8.2 Depreciation and impairments**
At 01 April 2024
Charge for the year
Disposals
Revaluations
Transfers
At 31 March 2025
**8.3 Net book value**
At 01 April 2024
At 31 March 2025|**Unrestricted funds**
**£**
796.28
31,605.75
33,774.64
113,926.26
106.38
**180,209.31**
307.40
**180,516.70**
**Freehold Land &**
**Buildings**
**Plant &**
**Machinery**
**£**
**£**
1,312.32
17,307.67
-
14,919.33
-
-
-
-
-
-|**Unrestricted funds**
**£**
796.28
31,605.75
33,774.64
113,926.26
106.38
**180,209.31**
307.40
**180,516.70**
**Freehold Land &**
**Buildings**
**Plant &**
**Machinery**
**£**
**£**
1,312.32
17,307.67
-
14,919.33
-
-
-
-
-
-||**Total funds 2025**
**£**
796.28
31,605.75
33,774.64
113,926.26
106.38
**180,209.31**
307.40|
|---|---|---|---|---|
|||||**180,516.70**|
|||||**Total funds 2025**
**£**
614.79|
|||||**614.79**|
|||||**Computer**
**Equipment**
**£**
18,724.14
-
-
-
-
**18,724.14**
15,437.14
-
-
-
-
**15,437.14**
3,287.00
**3,287.00**|
||**1,312.32**|**32,227.00**|||
||-
-
-
-
-|4,688.73
-
-
-
-|||
||**-**|**4,688.73**|||
||1,312.32|12,618.94|||
||**1,312.32**|**27,538.27**|||
## **7. Support Costs**
Page 8 of 10
## **9. Debtors: Amounts falling due within one year**
|Trade debtors
**Total**
**10. Cash at bank and in hand**
Cash at bank and in hand
**Total**
**11. Creditors: Amounts falling due within one year**
Trade creditors
Accruals and deferred income
Other creditors
**Total**|**Total funds 2025**
**£**
1,946.87|
|---|---|
||**1,946.87**|
||**Total funds 2025**
**£**
139,063.76|
||**139,063.76**|
||**Total funds 2025**
**£**
7,362.15
436.67
17,802.76|
||**25,601.58**|
## **10. Cash at bank and in hand**
## **11. Creditors: Amounts falling due within one year**
## **12. Charity funds**
## **12.1 Details of material funds held and movements during the CURRENT reporting period**
|**Fund names**
**Unrestricted**
**funds**|**Fund**
**balances**
**brought**
**forward**
**Income**
**Expenditure**
**Transfers**
**Gains and**
**losses**
**Fund**
**balances**
**carried**
**forward**
**£**
**£**
**£**
**£**
**£**
**£**|**Fund**
**balances**
**brought**
**forward**
**Income**
**Expenditure**
**Transfers**
**Gains and**
**losses**
**Fund**
**balances**
**carried**
**forward**
**£**
**£**
**£**
**£**
**£**
**£**|**Fund**
**balances**
**brought**
**forward**
**Income**
**Expenditure**
**Transfers**
**Gains and**
**losses**
**Fund**
**balances**
**carried**
**forward**
**£**
**£**
**£**
**£**
**£**
**£**|
|---|---|---|---|
||**53,515.97**
**288,083.33**
**200,640.41**
**-**|**-**|**140,958.89**|
## **13. Average Number of Employees**
|**Total**|**This year**
**£**
5
**5**|**Last year**
**£**
5|
|---|---|---|
|||**5**|
Average number of employees during this year : 5 and last year : 5
Page 9 of 10
## **14. Reserves Policy**
## **The Bacup Consortium Trust: Policies & Procedures Reserves Policy**
The trustees have set a level equivalent to 3 months of operating costs for the organisation as a desired level of reserve.
This fund is a contingency in the event of a sudden reduction in income, in order to protect the future operation of the organisation from the effects of any unforeseen variations in its income and expenditure.
It also provides a cash flow for grants and contracts that are paid in arrears. The trustees have designated reserves where there are planned commitments that cannot be met by anticipated future income alone. These reserves are broken down into a number of funds that relate to:
- The organisation's responsibilities as an employer to hold sufficient funds to provide proper notice and redundancy costs in the event of closure.
- The organisation's responsibilities as a leaseholder with internal-repairing responsibilities.
- It is the trustees' intention to build a capital improvement fund over the next few years to meet future repair and refurbishment commitments.
The reserves policy and the levels of reserves required are reviewed yearly as part of the annual budgetary process. Authorisation for release of reserves must be granted by the Chair and senior finance trustees with full knowledge and agreement of the board. Within the accounts, the amounts of reserves are specified in a table as follows:
|**Unrestricted Funds**|**Desired Reserves**|**Balance as at March 2025 Description of Funds**|**Balance as at March 2025 Description of Funds**|
|---|---|---|---|
||||Funds to provide cash fow|
|General Purpose Reserve|**60,000**|**60,000**|and meet unforeseen
expenses for up to 3 months|
||||of annual turnover.|
|Salaries Reserve|16,500|16,500|Two months salaries and
employers NI contributions|
||22,150||Redundancy liabilities and|
|Redundancy Reserve|SVW: 12,360
16yrs JH: 6100|22,150|required notice period based
on statutory minimum|
||11yrs SC: 3690 10yrs||payments for all staf|
||||Funds to maintain, repair|
|Premises Reserve|5,000|5,000|and improve premises held
to an internal repairing|
||||lease.|
|Asset Replacement|2,500|2,500|Provision to replace IT and
furniture as required.|
|**Total**|**106,150**|**106,150**||
Page 10 of 10
**Aspire Accounting & Tax Aid Ltd** 18 Briercliffe Road, Burnley, Lancashire, BB10 1XB Tel: **01282 332333** | Email: **info@aspiretaxaid.co.uk** Website: **www.aspiretaxaid.co.uk**
Independent Examiner’s Report to the Trustees of The Bacup Consortium Trust.
I report to the Charity Trustees on my examination of the charity accounts for the year end 31/3/2025 which consists of the statement of financial activities, balance sheet and the related notes
## **Responsibilities and basis of report**
As the charity’s trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act')
I report in respect of my examination of the charity's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
## **Independent Examiner's Statement**
The charity’s gross income exceeded £250,000 and I am qualified to undertake the examination by being a qualified member of Association of Accounting Technicians AAT.
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination (other than that disclosed below *) which gives me cause to believe that in, any material respect:
- the accounting records were not kept in accordance with section 130 of the Charities Act; or
- the accounts did not accord with the accounting records; or
- The accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.
- I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report to enable a proper understanding of the accounts to be reached.
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