Company No. 5100582
Charlty No. 1107386
SMETHWICK PAKISTANI MUSLIMS
ASSOCIATION LTD
REPORT AND FINANCIAL STATEMENTS
31st MARCH 2024
•ADHQ8YSD'
1111212024
COMPANIES HOUSE
A20
#125

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
CONTENTS
PAGE
COMPANY INFORMATION
TRUSTEES REPORT
TRUSTEES STATEMENT
TRUSTEES RESPONSIBILITIES
ACCOUNTANTS REPORT
STATEMENT OF FINANCIAL ACTIVITIES
PROFIT & LOSS ACCOUNT
BALANCE SHEET
ACCOUNTING POLICIES
10
NOTES TO THE ACCOUNTS
11.12

SMETH¥VICK PAKISTANI MUSLIMS ASSOCIATION LTD
COMPANY INFORMATION
COMPANY NO:
5100582
CHARITY NO:
1107386
REGISTERED OFFICE:
Victoria Centre
Suffrage Streel
Smethwick
West Midlands
B66 3PZ
TRUSTEES & DIRECTORS:
Mr Abld Hussaln
Mr Amir Afzal
Mr Amjad Ali
Mr Saghir Ahmad
Mr Ishtlaq Hussain
Mr Mohammed Rouf
Mr Ashfaq Ahmed
Mr Abdul Ghafoor
Mr Zah¢or Ahmed
Mrs Samiya Akhter
Mr Daud Islam
Chair Person
Resigned 07.03.24
Trustee
Treasurer
Secreiary
Trustee
Truste•
Resigned 07.03.24
Trustee
Trustee
Resigned 07.03.24
SECRETARY..
Mr Ishtiaq Hussaln
Generel Secrelary
ACCOUNTANT..
Shabir Nawab & Co Accountants
11 Portland Road
Edgbaston
Birrningham
816 9HN
BANKERS..
Barclay¥ Bank
Soho Road Branch
351-359 Soho Road
West Mldlands
8219SE

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
TRUSTEES REPORT
The directors of the charltable company {'the charity.) who are also rts trustees, submit their report and the
financial ststements of Smethwick Paklstani Muslims Association'Limiled ISPMA) for the year ended 31 st
March 2024. Thfoughout thls report the directors of the charitable company are referred to as the trustees.
NAME AND NATURE OF CHARITY
The lull name of the chafity 15 Smethwi¢k Pakistani Muslims Association Limited. It Is a company limited
by guarantee, and Is a registered charity governed by its Memorandum and Articles of A550clation.
The company was lormed on 13th April 2004 and was registered with the Charity Commisslon of England
and Wales.
CHARITY TRUSTEES
The following trustees have held office durlng the period..
Zahoor Ahmed
Ishliaq Hussaln
Saghir Ahmad
Abld Hussaln
Mohammed Rouf
Amjad Ali
Samiya Akhter
Amir Afzal (Resigned 07.03.24)
Ashfaq Ahmed
Abdul Ghafoor (Reslgned 07.03.24)
Daud Islam {Resi9ned 07.03.24)
OBJECTIVES AND ACTIVITIES
The maln aims and obleckn'ves of SPMA are as follows..
' To develop a community based organi83tion that seNes the needs and aspirations of the Pakistonl
populatlon and the wlder community in Sandwell.
Establlshlng an education and training programme.
Providing advi￿ and information.
Providing a point of reference and ac¢e$s lor other group5 Wlthin S8ndwell.
The SPMA pravides services and actlvitles to Ihe communty in the following areas:
Education and Tralning
' Social Wemare
. Debt Management & Support
' Energy A(fvlce
Health Development
. Youth Development
Promoting well belng in the local community,we want people to flnd help in times ol crisis.we also want to
support people recovering from problems to work out and implement their Own ideas for a better life.
Imprtsvlng the quallty of lrfe and well being are not merely about enduring and coping-they involve laking
control and enjoying lrfe to the full.This means valuing Indiv￿UarS experience and tslents whatever their
current circumstances.we want a Cent￿ that stimulates active parttcipation.our visStors will give support
as well as receive 5t through self-help groups and rnutU81 volunteering schemes.
We want people to be able to seek help in a pla¢e that is familiar and unlnts'midailng and doos not set
seekers apart from the rest of the community.

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
TRUSTEES STATEMENT
First and foremost the trusteès would like to thank the stsff and volunteers for thelr hard work and
commitment ovei the past very difficult year. We greatty appreciate the invaluable contribution they have made to our
work.
On behalf of the Charty we would like to express our thanks to all the donors, both individuals and companles.
Thelr kind contributions are appreciated and thelr continued support is valued ty the Charity.
REVIEW OF OEVELOPMENTS
It has been a very challenging year due to the post pandemic effect and increase in cost ol living,but despite this with
careful risk and service management, SPMA Ltd has had a productive year under very difficull circumstances.
Management Commlttee members meet regularly to remew the perfomance of the organisations siaff and the
projects that they are Tunning as well as ensuring that the organisation is Continuing to be lun on a finanGially
secure basis.ln this flnancial year.SPMA has ¢onb'nued to work towards securing lunding lor the ¢ore costs of
the organisation as well as funds fof the maln actlwities and soriicè5 the organisatlon prowdes.
Further rafurbishment has been earried out at Vlctoria Centre,wlth some works still pending.This wlll enable lh•
eentre,to be lully operational offering the followlng facllltles:
Provldlng rnulti-interest access.
Study support classes lor young people.
' A¢tlviti¢S for men and women.
Sporling activilies for all age groups.
Centre hire for varbous functlons and buslness sémlnars.
Healthy Cooking & Healthy Lrfe Style classes.
Thè vision for Vlctoria Centre 18 lo transform it into a vibr8nl communty hub which will ¢aler for all rnernbers of the
communlty and also to hire the centre out foi varlous functs'ons,thus resulb'ng in an additional income stream
enabllng SPMA to be self sustaining and to further Increase ils activities and guidance whlch includes..
Wellare Rights.
Debt Management Serilce
Energy Support l Advt¢e
Housing.
Benefits.
. Support and Advocacy.
Translations Service.
During 2023r2024 SPMA Ltd has officialty 3UPPOrted 18,486 clients and total income generatod through Advice SeNice
was £2,197,863.
SPMA Ltd are AuthorSsed and Regulated by the Financial Conduct Authority {FCA}
as a consumer credlt Firm (629701) , providing a Debt Advice & Management Servl¢e to our cllents.
Thls financlal year the lotal number Df debt cases was 1,833 with a total debt value of £5,852,229.Through SPMA Ltd
inter￿entIon and advicelsupport the total value of debt reduced or wrttten off was £3.221,452.155%).
Although SPMA have exceeded all tsrgels set by Ihe SL4 and have made a huge difference to people's
incomes.we are acutely aware that in time8 of financlal hardship and local authority ¢Utbacks,it 1$ very often
the voluntary sector which feels the effects.As such SPMA will seek funding from a range of sources including
Specialist funding.Trusts and Government sources as well as Contracts with seNlce provlders to continue to
deliver and irnprove all aspects of the organisations work.

SMETHWICK PAKISTANI IJIUSLIMS ASSOCIATION LTD
TRUSTEES STATEMENT
RISK MANAGEMENT
Accounting fvnctions are carried out by the Trustees and staff. The Trustees have reviewed the areas ol
potential risk for the Charity ar￿ Concluded that there are sufficient controls in place to prote¢1 all the
current fund-maklng activities. The Trustees will review this issue on an annual basis and. where appropriate
tske advice from the accountants. The Trustees meet the accountants each year to discuss their report on
internal financial Controls and Iheir re¢Dmmendalions arising from th• preparalion of accounts. Their
recommendatlons are adopted.
SPMA wlll 9ive due considerakn'on to155ues such as local cufture, traditions and the political situalion.
They will also consider the advice,Information and views from local groups which will play an important
part in deciding what projects and purposes will most eflectively benefrt a communlty and fulfil the ChaTitys
purposes.
RESERVES
The Trustees consider it prudenl thal unfestrlcted funds should be suffKient for the Charty's use. The
Trustees have decided that there Is a need to maintain unrestricted funds lor the following reasons..
(a) To provide funds which can be designated to 5pecifi¢ projects to enable these projects to be undertaken
at short notico and
(b) To cover 8dministration and support costs without which the Charity could not function.
The Board of Trustees are satisfied Ihal the Charity is In a position to meet all its commltmen16 Out of
income and that its reserves are sufficient lor its purposes.
RESULTS
The results for the year are sel out in Ihe attached ac¢ount$, Incomlng resources amounted lo £139,357
and resources expended amounted to £138,910 generating a profit of £447 {2023:.£255)
ACCOUNTANTS
A fesolutlon to re-appolnt Shablr Nawab & Co, as accountants will be pul to the members at their 2024
meeting.
By Order of the Board of Trustees
Mr Abld Hussaln
ChaSrman
Mrsagh
Ahmad
Trnasurer

SMETHWICK PAKIST ANI MUSLIMS ASSOCIATION LTD
TRUSTEE'S RESPONSIBILITIES IN THE PREPARATION OF FINANCIAL STATEMENTS
Company law requlres the trustees to prepare financial statements for each financial year. which give a true
and fair view of the state of affairs of the company and of the surp.lus or deficit of the company for that perlod.
In preparing those financial statements, the trustees are required to..
(a) select suitable accounting porkies and then apply them consistentty,.
(b) make judgements and estimates thal are reasonable and prudent:
(c) prepare the financial ststements on the going concern basis Llnless it Is inappropriate io presume that
the company will continue In business.
The trustees are responsible ft)r keeping proper accounting records which disclose with reasonable accura¢y
at any time the financial position of the company and lo enable them to ensure that Ihe financial statements
Gomply wrth the requirements of the Cornpanles Act 2006. They are also responsible ft)r safeguarding the
assets of the Company and hence lor taking reasonable Step8 for the preventlon and detection of fraud and
other irregularitses,

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
ACCOUNTANTS REPORT ON THE UNAUDITED ACCOUNTS TO THE MEMBERS OF SMETHWICK
PAKISTANI MUSLIMS ASSOCIATION LTD
AS described on the balance sheet you are responslble lor the preparation of the accounts for ihe year ended
31 st March 2024 set out on pages 8 to 13, and you consider that the cornpany is exempt from an audit and
a report under Sedion 477 of the Companies Act 2006. In accordance wilh your instructions, we have
compiled these unaudited accounts in order to assist you lo fulfil your statutory re5ponsibllllies, from the
accounting records and inf¢rmalon and explanatlon supplied to us.
SHA
NAWAB & CO ACCOUNTANTS
11 Portland Road
Edgbaston
8irmin9ham
818 9HN
Dated.. 11th November 2024

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
STATEMENT OF FINANCIAL ACTIVITIES
lor the year ended 31 March 2024
Unrestrfcled Restrlcted
Funds
Funds
2024
2024
Total
Funds
2024
Total
Funds
2023
NOTE
INCOMING RESOURCES
Donations receivable
Other Income..
HMRC JRS Grant
Sandwell Council Grant
Membership fees
104,084
1,325
33,588
137,672
1.325
144,802
la
360
360
360
TOTAL INCOMING RESOURCES
105,769
33,588
139,357
145,162
RESOURCES EXPENDED
Charitable expendilure..
Managemeni and admlnkstratlon
Staff costs
18,541
11,674
30,215
108 695
37,406
107 501
TOTAL RESOURCES EXPENDED
105,322
33,588
138.910
144,907
NET MOVEMENTS IN FUNDS
447
447.
255
Funds brought lorward
61.327
Fund balance8 carrled forward at 31st March 2024
61.774
61,774
61,327

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
PROFIT & LOSS ACCOUNT
for the y•ar ended 31 March 2024
2024
2023
Income
Membership fees
138,997
360
144,802
360
Total Income
139.357
145,182
Total Expendlturn
138.910
144,907
NET INCOMING I (OUTGOING) RESOURCES FOR THE YEAR
447
255
Total income comprises £33,588 of restricted funds and £105,769 of unrestricted funds.12023:£145,162) A
detailed analysls of income by source is provided in the Slatement of Flnancial Actlvities and notes 1-2.
Detalled analysis of expenditure is provided in the Statement ol Flnancial Actfvities and notes 34.
No separate St8ternent of Total Recognised Gains and Losses h8$ been presented as all such galns and
losses have been dealt with In the Statemént of Financial Aclivities. Net incoming resources for the period
arise frorn the charitys continuin9 opeTakn'ons.

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
BALANCE SHEET
as at 31 March 2024
NOTE
2024
2023
FIXED ASSErs
20.630
21,859
CURRENT ASSETS
Cash in Hand & al Bank
Debtors
53,927
10,969
67,818
10,969
85,526
100,646
CREDITORS
Amounts falling due wlthln one year
23,752
39,319
NET ASSETS
61,774
61,327
INCOME FUNDS
Unrestrlcted funds - surplus
81,327
NEf ASSET8
81,774
61,327
The Trustees 8re satisfied that the Company is entitled lo exemption under Secllon 477 of the
Comp8nl8s Act 2006 and no members have requesled an audii pursuant to Secllon 47e of the kl.

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
BALANCE SHEET (eontsnued)
as at 31 March 2024
The Trustees acknowledge their responslbilities for: _
(i)
ensuring that the Company keep proper accountlng records which comply with Secbon 386 and
387 of the Companies Act 2006 and
preparing accounts which give a true and fair view of Ihe state of affalrs ol the Company as at
the end of the financial year and of its profft or loss for the financial year in accordance with the
requirements of Sections 394 and 395 and which otherwise comply with the requirements of the
Companies Acl 2006 relatlng to fin8nclal statements.so far as applicable to the company.
The arxounts have been prepared in accordance wtlh the special provision ol Part 15 of the Companies Act
2006 relating to small companles.
Approved by the Board of Trustees on 1 Ith November 2024
A. HUSSAIN
S. AHMAD
9A

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
ACCOUNTING POLICIES
BASIS OF ACCOUNTING
The financial slaternents have been prepared under the historical cost convention and are in a¢cordan¢e
wilh the Companies Act 2006 and follow the recommendations in Accounting and Reporting for Charities
ststement of Recommended Practice (SORP 2000) issued in Ociober 2000.
The charity has taken advantage of the exernption In Financial Reporting Standard No 1 from the requirement
to produce a cashflow statement.
INCOMING RESOURCES
All in¢oming resources are included In the Statement ol Financial Activities when the charitable company is
legally entilled to the incorne and Ihe amount can be quantified wlth reasonable accuracy.
Donation5 are recognised in full in the year In whlGh they 3re reGeivable.
Intangible income is treated as unrestrtcted funds 2nd is Included at the value to the charitable company
where this can b? quantified and a third party is bearing the cosl.
RESOURCES EXPENDED
Resources expended are recognised In the period in which they are Incurred.
Grants payable are Charged in the year when paid to the reclplent. All 9rant offers are condliional. Any
amounts not 5penl by the recipient and repaid to the charltabie company are credited to the Statement of
Financial Activities when repaid.
Management and administration comprises costs for the running of the charitable company as an organisation
VALUE ADDED TAX
Value Added Tax is not recoverable by the Charity, and as such 811 costs met directly by the charitable
Company are Included gross of VAT In the Statemenl ol Flnanc181 Actlvlties.
ACCUMULATED FUNDS
The various accurnulated fund8 represent the followlng:
Restricted Funds:
These are funds that can only be used tor particular restricted purposes within
the objects of the ¢harty. Restrictions arise when specitJed by Ihe donor or
when funds are raised for Part￿ular restricted purposes.
Unrestrlcted Funds..
These are funds which can be used in accordance wlth the charitable objects
at Ihe discrelion of the trusteos.
All donatlons received by the charity to date in the financlal statements have been prepared to show these
donations as being unrestricted. Investment Income has also been shown as unrestricted funds.
LEGAL STATUS OF THE CHARITY
The charity is a company limited by guarantee and has no share capital, The company members are the
trustees and their liabillty In the event of winding up is limited to £10.
10

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
NOTES TO THE FINANCIAL STATEMENTS
For the year ended 31 March 2024
2024
2023
1 DONATIONS
The details of donations received are as follows..
RESTRICTeD FUNDS: .
The Henry Smith Chaflty
Harborne Parish
NHS Black Country
8.B.C- CIN
27,729
3,439
42.971
3.496
300
7,260
2,420
UNRESTRICTED FUNDS: .
Sandwell Consortlum
S.M.8.C.
The Roger & Douglas Turner Charitable Trust
s.c.v.o.
37,060
63,293
2,000
14,529
70,775
2.000
3.471
137,672
144,802
la OTHER INCOME:.
The Good Trouble
1,325
2 MEMBERSHIP
Fees recelved
360
3 RESOURCES EXPENDED ON MANAGING AND ADMINISTERING THE CHARITY
Other adminlstratlon costs
34,747
37,406
4 STAFF COSTS
The average monlhty number of persons employed by the charlty durlng the year was:
Office and Management
Staff costs for above person
Wages and salaries
Social security & Pension costs
107,997
698
106,818
683
108,695
107,501
There were no employees with emoluments above £50,000.
Trustees remurieration..
No remuneration was paid to the trustees in the perlod.

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
NOTES TO THE FINANCIAL STATEMENTS
For the year ended 31 Mar¢h 2024
S FIXED ASSETS
OFFICE EQUIPMENT
2024
2023
COST
At 31st March 2023
Additions
7S.164
75.164
At 31st March 2024
75,184
75,164
DEPRECIATION
At 31st March 2023
Charge for year
. 53.305
1,229
52.065
1,240
At 31 st March 2024
54.534
53,305
Net Book Valuo
At 31 st March 2024131 st March 2023
20,630
21,859
6 CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Accruals and deferred Income
Other Taxation and Social Securty
23,617
135
39,186
133
23,752
39,319
8a DEBTORS I JMA TRUST
10.969
7 FUNDS MOVEMENT
Total
Funds
2024
Balance at
01104123
Incomlng
Resourc06
Expendltur•
Total FundB
61,327
139,357
138.910
61,774
8 ANALYSIS OF NET ASSETS BETWEEN FUNDS
Total
Funds
2024
Unrestrl¢l¢d
Fund8
Restilcted
Fund8
Current As8ei8
Liabilities due within one year
64.896
(23.752)
64,896
(23,752)
41,144
41.144
9 RELATED PARTY TRANSACTIONS
There were no related paty transactions durlng the year
12