Company No. 5100582
Charity No. 1107386
SMETHWICK PAKISTANI MUSLIMS
ASSOCIATION LTD
REPORT AND FINANCIAL STATEMENTS
31 st MARCH 2021
'iAJK6DEQ"
1711212021
COMPMIES HOUSE
A07

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
CONTENTS
PAGE
COMPANY INFORMATION
TRUSTEES REPORT
TRUSTEES STATEMENT
TRUSTEES RESPONSIBILITIES
ACCOUNTANTS REPORT
STATEMENT OF FINANCIAL ACTIVITIES
PROFIT & LOSS ACCOUNT
BALANCE SHEET
ACCOUNTING POLICIES
10
NOTES TO THE ACCOUNTS
11-12

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
COMPANY INFORMATION
COMPANY NO..
5100582
CHARITY NO:
1107386
REGISTERED OFFICE:
Victoria Centre
Suffrage Street
Smethwck
West Midlands
B66 3PZ
TRUSTEES & DIRECTORS..
Mr Amir Afzal
Mr Abid Hussain
Mr Amjad Ali
Mr SaghirAhmad
Mr Mohamme(l Araf
Mr Ishliaq Hussain
Mr Mohammed R(yJf
Mr SajKI Rehman
Mr Zah￿rAhMed
Miss Samiya Akhter
Mr ZahKY Az
Chair Person
Vice Chair
General Seerelary
Vice Secretary
Treasurer
Vice Treasurer
Trustee
Trustee
Trustee
Trustee
Trustee
SECRETARY..
Mr Amjad Ali
General Secretary
ACCOUNTANT..
Shabir Nawab & Co Accountants
11 Port￿nd Road
Edgbaslon
Birmingham
B16 9HN
BANKERS:
Barclays Bank
Soho Road Branch
351-359 Soho Road
Wesl MKIL4nds
B21 9SE

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
TRUSTEES REPORT
The directors of the charitable company {Ihe ¢hariWI ￿ are also its trustees. submit their report and the
financial slalemenls of Srnelhw￿k Pakistsni Muslims Associalion Lim'rted ISPMA} for the year ended 3151
M2r¢h 2021. Throughout this report the directors of the ¢harrtable Company are referred lo as the trustees.
NAME AND NATURE OF CHARITY
The full name of the charily is smeth￿ck Pakistsni Muslims Assoeialion Limited. It is a company limited
by guarantee, and is a registered charity govemed by its Memorandum and Articles of Asscciation.
The company was formed on 13th April 2004 and was registered wth the Charity Commission of England
and Wales.
CHARITY TRUSTEES
The following trustees have held office during the period:
Zahoor Ahmed
Ishliaq Hussain
Mohammed Araf
Abid Hussain
Mohammed Rouf
Amjad Ali
Amir Afzal
Saghir Ahmad
Sajid Rehman
Zahid knz
Samiyz Akhter
OBJECTIVES AND ACTIVITIES
The main aims and objectives of SPMA are as follows:
' To develop a community based ¢xganisation that serves ￿ needs and aspTrtions of the Pakistani
population and the wider community in Sandwdl.
Establishing an education and trainin9 progTamme.
Providing advice and infomialion.
' Providing a point of reference and access for other groups y￿1n Sandwell.
The SPMA provKles Sery￿eS and activities to the communty w) the folknwng areas..
Education and Training
' Sockal Welfare
. Debt Managernent & Support
Health Development
. Youth Oevelopment
Promoting well being in Ihe local community.we want people lo find help in times of crisis,we also want lo
support people recovering from problems lo work ¢JJt and implement their own ideas for a better life.
Improving the quality ol life and well being are not merety about enduring and coping.'they involve tsking
control and enjoying lffe to the fvll.This means valving indNiduals experience and talents whatever their
current circumstances.we want a centre that stimulates active participalion.'our visitors will give supwrt
as well as receive it through self-help groups and mutual ve4unteering $chemes.
We want people to be at4e to seek help in a plaee Ihat is familiar and uninlimidating and does not sel
seeker5 apart from the rest of Ihe communty.

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
TRUSTEES ST ATEMENT
First and foremost the trustees would h.ke lo thank the staff and volunteers for their hard work and
gmmitmenl over the pasl very difficult year. We greatly appreciate the invaluable contribution they have made tg our
work.
On behalf of Ihe Charity we would like lo express our thanks to all the donors. tKsth individuals and companies.
Their kind contributions are appreciated and their continued sUPPOrt is valued by the Charity.
REview OF DEVELOPMENTS
This year SPMA Ltd has relocated all ser¥￿eS and actiwties to Victoria Centre.
11 has been a very challenging year due to the pandemic.bul despite Ihis with carefvl risk and semce management
SPMA Ltd has had a prcKluctive year under very dIff￿ul1 circumstsnces.
Management Committee member5 meet regularty to rewew the perf¢xmance of the organisations staff and the
projects that they are running as well as ensuring thal the organisation is ¢ontinuin9 to be run on a finan¢ially
secure basis.ln this financi81 year,SPMA has Cc￿linUed lo work towards securing funding lor the core costs of
the organisalion as well as funds for the main activities and services the organisatKJn provides.
Further refurbishment has been carried out at Victoria centre.wilh some works pending.This will enable the cenlre.
post covid restrictions,lo be fully operational offering the follthving faciliknes..
Providing multi-inlerest access.
' Study support classes for young peopk.
Activities for men and women.
Sporting activities for all age groups.
. Centre hire for various functions and business seminars.
Healthy C(ioking Classes.
The VISI(￿ for ViGloria Centre is lo transform it into a wbranl community hub ¥thich wll cater for all members of the
community and also lo hire the centre out for variou5 functions.thus resulting in an additional income stream
enabling SPMA to be self sustaining and lo further increase its activit￿$ and guidance which includes..
Welfare Rights.
Debt Management Service
Housing.
Benef((s.
' Support and Advocacy.
Translations ServKe.
During 202012021 SPMA Ltd ha$ offKialty supported 5.767 dients and total income generated through Advice Service
was £2.184,396.
The impact of Cov1￿19 restrICt￿n5 aTrJ lockdowns has had a s1gnrf￿I effect on ¢lient numbers as was expected.
SPMA Ltd are Authorised and Regulated by the Financial Conduct Authorty IFCA)
as a consumer Credit Fim {629701) . prO￿dIng a Debt Advice & Mana3ement Service to our ¢lFents.
This financial year the total number of debt cases was 1.089 with a total debt value of £3,512,780.Through SPMA Ltd
inlervenlion and advicelsupport the total value of debt reduced or wriiten off was £2.118.403.160%1.
though SPMA have exceeded all targets set by the SLA and have made a huge difference to people's
incomes,we are acutely aware that in times of Tinanck81 hardship and local authority cutbacks,il is very often
the voluntary sector which feels Ihe effects.As such SPMA will seek funding from a range of sources including
Specialist fund1ng,Trusts and Government sources as well as Contracts with service provNJers to conlinue to
deliver and improve all aspects of the organisations W￿k.

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
TRUSTEES STATEMENT
RISK MANAGEMENT
Accounting functions are carried OLrt by the Trustees and staff. The Trustees have reviewed the areas of
potential risk for the Charity and ¢(Included that there are sufficient controls in pla￿ to protect all the
current fund-making activities. The Trustees ￿11 review this issue on an annual basi5 and. where approwiate
lake advice from the accountants. The Tmslees meet the accK)untants each year lo discuss their report on
internal financial controls and their ￿t)MmendatIOnS arisry from Ihe preparation of accounts. Their
recommendations are adopted.
SPMA will give due consideration to issues such as Ic￿1 cuflure, traditrjns and the wlitical silual#)n.
They will also consider the advice,infomation and views from thal groups which will play an important
part in deciding what projects and purFrf)ses will most effectively benefit a ujmmunty and fulfil the Charitys
purposes.
RESERVES
The Trustees consmler il prudent that unrestricted funds should be sufficient for the Charivs use. The
Trustees have decided that there is a nee(1 lo maintsin unrestricted fvnds for the followng reasons=
la} To proV￿e funds which can be designated to specffic projects lo enable these projects to be undertaken
al short notice and
Ib} To cover administration and support costs wthwt which Charity ccyjld not function.
The Board of Tiustees are satisfied that the Charity is in a position to meet all its commitrnents tyJI of
income and that its reserves are sufficient for rts purposes.
RESULTS
The fesults for the year are set out in the attached accounts. Incoming reSoUr￿S amounted kn £191,704
and resources expended amounted to £187.778 generating a profit of £3.92612020=.£2285)
ACCOUNTANTS
A resolution lo re•appoint Shabir Nawab & Co. as accountants wll b8 wl to Ihe members at their 2021
mèeting.
By Order of the Board of Trustees
Ami
Afzal
Chairnian
Amjad
Gèneral Secretary

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
TRUSTEE'S RESPONSIBILITIES IN THE PREPARATION OF FINANCIAL STATEMENTS
Company law requires the trustee5 to prepare financial staternent5 for each financial year. whith gNe a true
and fair view of the stale of affaits of the company and of Ihe surplus or deficit of the company for that perioJ.
In preparing those fina￿181 slalements. the trustees are required to".
(al select suitable aGcounting p)licies and then ap￿Y them CC￿SiS1enty.
{bl make judgements and eslimates that are reasonable and prudent:
(cl prepare the financial slalemenls on goirKJ concem basis unless it is inappropriate lo presume that
the company will continue in business.
The Iruslees are responsible for keeping proper aCC￿ntIng records which disc105e with reasonable accuracy
al any time the financial position of the company and to enable them to ensure that Ihe financial slalemenls
comply with the requirements of the Companies Act 2006_ They are also responsible lor safeguarding the
assets of the company and hence taking reasonable steps for the prevent￿n and detection of fraud and
other irregularities.

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
ACCOUNTANTS REPORT ON THE UNAUDITED ACCOUNTS TO THE MEMBERS OF SMETHWICK
PAKISTANI MUSLIMS ASSOCIATION LTD
As described on the balance sheet you are responsible for the preparation of the account5 for the year ended
31st March 2021 set out on pages 8 10 13. and you ccnsider that company is exernpt from an audjt and
report under Section 477 of the Companies Act 20C6. In a¢¢ofd8nce with your instrucb"ons. we have
ornpiled Ihese unaudited accounts in order lo assist you to fu￿11 your ststutory ￿sponSI￿.1rties. fr￿ the
accounting records and information and expianatK)n supplied lo us.
SHABIR NAWAB & CO ACCOUNTANTS
11 Portland Road
Edgbaslon
Birmingham
B169HN
Dated: 9th December 2021

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
STATEMENT OF FINANCIAL ACTIVITIES
for the year •ndod 31 Mar¢h 2021
Unrestrlcted Restrfcted
Funds
Funds
2021
2021
Totsl
Funds
2021
Total
Fund¥
2020
NOTE
INCOMING RESOURCES
Donations receiva￿e
Other In¢ome'.
tMRC JRS Granl
Sandwell Council Grant
Membership fees
81.135
33.961
115.096
158,489
la
43.212
33.0
360
43,212
33.036
360
360
TOTAL INCOMING RESOURCES
157.743
33.961
191,704
158.849
RESOURCES EXPENDED
Charitable expenditure:
Management and adminislralion
Staff costs
89.419
64,398
5.372
28,589
94,791
92.987
68.328
92.806
TOTAL RESOURCES EXPENDED
153.817
33.961
187.778
161.134
NET MOVEMENTS IN FUNDS
3.926
3.926.
-2.285
Funds brought forward
51.849
51,849
54.134
Fund balances carrled forward at 31st March 2021
55.775
55.775
51,849

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
PROFIT & LOSS ACCOUNT
for the year ended 31 March 2021
2021
2020
Income
Membership fees
191,344
360
158,489
360
Total Income
191.704
158.849
Total Expènditure
187.778
161.134
NET INCOMING I (OUTGOING) RESOURCES FOR THE YEAR
3,926
12.2851
Total income ¢omprise$ £33.961 of reslricled funds aThJ £157.743 of unrestricted funds.{2020."£158,8491 A
detailed analysis of income by source is provided in the Staiement of Financial Activities and note5 1-2.
Detadèd analysis of expendilure is provided in Ihe Statement of Financial Activ￿.eS and notes 34.
No separate Slatemenl of Totsl Recognised Gains and Losses has l)een presènted as all such gains and
losses have been dealt wrth in the Statement of Financial Acts'wties. Nel incoming resour¢e$ for the peri¢Jd
arise from the tharitY5 continuing operaknons.

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
BALANCE SHEET
as at 31 Ma￿h 2021
NOTE
2021
2020
FIXED ASSETS
24.890
19,742
CURRENT ASSETS
Cash in Hand & at Bank
Debtors
90,828
10.969
25,203
10,969
126,687
55.914
CREDITORS
Amounts falling due wilhin one yEar
70.912
4,065
NET ASSETS
55,775
51,849
INCOME FUNDS
Unrestricted funds- suwus
55,775
51,849
NET ASSETS
55.775
51.849
The Trustees are satisfied that the Company is entitled lo exemption under Section 477 of the
Companies Act 2006 and no members have requesled an audit pursLFant to Section 476 of the Act.

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
BALANCE SHEET Icontlnued)
•$ at 31 March 2021
The Trustees ackno%￿edge their responsknilit￿s for- _
ensuring that the company keep prcper aeeiKJnling records %*hi¢h tompty with Sect￿1n 386 and
387 of the Companies Act 2006 and
preparing acwunl$ give a true and fair vi8w of the Stale of affairs of the Company as at
the end of the financial year and of ils proTIt or loss for Ihe financial year in accordance with the
requirements of Sections 394 and 395 and which othe￿iSe compty with the requirements of the
Companies Act 20C6 rekiling to financial statements.50 far as applicable lo the company.
The accI￿nIS have been prepared in accLYdance with the special provisK)n of Part 15 of the Companies Act
2006 r￿alIng to small companies.
Approved by the Board of Trustees on 9th December 2021
ALI
9A

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
ACCOUNTING POLICIES
BASIS OF ACCOUNTING
The finaneial sl8lemenls have been prepared under the hist(vical cost convention and are in a¢cordan¢e
with the Companies Act 20C6 and follow the recommendatsons in Accounting and Rep(￿tIng for Charit￿8
Statement of Recommended Pra¢tti ISORP 2000) issued n Octcthr 20C(I.
The Charity has tsken advantage of the exempti￿ in Financial Reporting Standard No 1 from the requremenl
to produce a cashflow statement.
INCOMING RESOURCES
Ail incoming resources are included in the Statement of Financi81 Activrties vthen the charitable company is
legally enlilled to the Income and the amount can be quantified wth reasonable aeeuracy.
Donation$ are recognised in full in the year in v•hi¢h they are receivat4e.
Intangible income is treated as unrestricled funds and is included at the value to the charitable company
where thi5 can be quantified and a third party is bearing the cosL
RESOURCES EXPENDED
Resources expended are recognised in the period in which they are intsjrred.
Grants payable are charged in the year when paid to the reci)ienl. All grant offers are conditional. Any
amounts not S￿nt by the recipient and repaid to the charitable company are uedited to the Statement of
Financial Aclivrties when repaid.
Management and administration comprises ￿$1$ for the running of th8 charitable company as an organisalion
VALUE ADDED TAX
Value Added Tax is not recoverable by the charity. and as such all CAJ5t5 met directly by the charitsble
company are included gross of VAT in the Statement of Financial Activit￿$.
ACCUMULATED FUNDS
The variou5 accumulated funds represent the following..
Restricted Funds..
These are funds that can only be used for particular reslricled purposes wthin
the objects of the charity. Restriction5 arise when specified by the donor or
en funds are raised for partbcular restricted purposes.
Unrestricted Funds=
These are funds can be used in accordance with Ihe charilable objects
at the disuetion of the trustees.
All donations received by the (*kanty to date in the financial statements have been prepared to show these
donations a5 being unrestricted. Invesknenl income has abo been shown as unrestrrted funds.
LEGAL STATUS OF THE CHARITY
The charity is a company limited by guarantee and has no share caprtal. The company members are the
trustees and their liability in the event of wnding up is limited to £10.
10

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTD
NOTES TO THE FINANCIAL STATEMENTS
For tho year ended 31 March 2021
2021
2020
1 DONATIONS
The details of donations received are as follo1￿.
RESTRICTED FUNDS: .
The Henry Smith Charity
Harborne Parish
The Roger & Douglas Turner Chwitsble Trust
Wolverhampton Council
Sport England
8.8.C- CIN
30.6C(J
31,900
844
2,000
2.750
33.134
8,314
3.302
UNRESTRICTED FUNDS: .
Sandwell Consortium
S.M.B.C.
Centre Hire
13,130
63.293
1.962
12.866
62.772
6.659
115,096
158,489
18 OTHER INCOME:.
HMRC JRS Grant
Sandwell Council - Grant
43.212
33.036
76.248
2 MEMBERSHIP
Fees ￿ce￿d
360
360
3 RESOURCES EXPENDED ON MANAGING AND ADMINISTERING THE CHARI
Other administration costs
94.791
68,328
4 STAFF COSTS
The average monthly number of persons employed by the charity during the year was..
Offire and Management
Staff costs for above person
Wages and salaries
Social security & Pension Costs
92.409
578
92,225
581
92,987
92.806
There were no empkjyees with emoluments above £SO.Olh).
Trustees remuneration..
No remuneralion wa5 paid lo the tTU51ee5 in the peri￿1.

SMETHWICK PAKISTANI MUSLIMS ASSOCIATION LTO
NOTES TO THE FINANCIAL STATEMENTS
For the year ended 31 March 2021
5 FIXED ASSETS
OFFICE EQUIPMENT
2021
2020
COST
Al 31 st March 2020
Addilions
68.225
6.939
66,419
1,806
Al 31 St Mar¢h 2021
75.164
68,225
DEPRECIATION
Al 31 st March 2020
Charge for year
48.483
1.791
46,692
1,791
Al 31st March 2021
50.274
48.483
Net Book Value
At 31 sl March 2021131st March 2020
24.89J
19.742
6 CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Accruals and defeThed income
Other Taxation and Social Seeunty
70.8Crf)
112
3.952
113
70.912
4,065
6a DEBTORS I JMA TRUST
10.969
10,969
7 FUNDS MOVEMENT
Total
Fund5
2021
Balance at
01104120
Incomlng
Resources
Expendlture
Totsl Funds
51.849
191.704
187.778
55.775
8 ANALYSIS OF NET ASSETS BETWEEN FUNDS
Total
Funds
2021
Unrestrlcted
Funds
Restrlcted
Funds
Current Asset5
Liabilities due within one year
101.797
170.9121
101.797
170.912}
JU,B85
30,885
9 RELATED PARTY TRANSACTIONS
There were no related party transacti(￿5 dumg Ihe ye8r
12