**Trustees' Annual Report for the period** |a|A|**From **
Period start date
**01**
**04**
**2024**|**From **
Period start date
**01**
**04**
**2024**|**From **
Period start date
**01**
**04**
**2024**|**From **
Period start date
**01**
**04**
**2024**|**To**|Period end date
**31**
**03**|Period end date
**31**
**03**|Period end date
**31**
**03**|**2025**|| |---|---|---|---|---|---|---|---|---|---|---|---| |Reference and administration details|Reference and administration details|||Reference and administration details|||||||| ||||**Charity name**||**Charity name**||Maghull Chapel Congregational Trust||||| ||**Other names charity is known by**
**Registered charity number (if any)**||||**Other names charity is known by**
**Registered charity number (if any)**1107348
~~———~~||||||| ||**Charity's principal address**||||**Charity's principal address**
85 Foxhouse Lane
Maghull
Liverpool
**Postcode**
**L31 6EE**
~~————~~||||||| ||**Names of the charity trustees who manage the charity**|**Names of the charity trustees who manage the charity**|||||||||| ||**Trustee name**||**Office (if any)**||**Dates acted if not for whole**
**year **||||**Name of person (or body) entitled**
**to appoint trustee (ifany)**||| |1 Jo|1 JoyKnipe|e|Hon Treasurer|Hon Treasurer|||||||| |2|Susan Patricia
Cappell||||||||||| |3 Ste|3 Stephen Michael||Hon Chairman|Hon Chairman|1/4/24 – 21/8/24||||||| |4
5|Leanora Fay
Burton
22/10/24 – 31/3/25
Joy Knipe & Susan Patricia
Cappell
5
~~——~~||||||||||| |6|6||||||||||| |7|7||||||||||| |8|8||||||||||| |9|9||||||||||| |10|10||||||||||| |11|11||||||||||| |12|12||||||||||| |13|13||||||||||| |14|14||||||||||| |15|15||||||||||| |16|16||||||||||| |17|17||||||||||| |18|18||||||||||| |19|19||||||||||| |20|20||||||||||| ## Reference and administration details **Names of the trustees for the charity, if any, (for example, any custodian trustees)** **Name Dates acted if not for whole year** ~~—=_——————~~ **December 2005** **TAR** 1 ## **Names and addresses of advisers (Optional information)** **Type of advisor Name Address** ## **Name of chief executive or names of senior staff members (Optional information)** ## **Structure, governance and management** ## **Description of the charity’s trusts** Type of governing document - (eg. trust deed, constitution) How the charity is constituted Trust - (eg. trust, association, company) Trustee selection methods Appointed by - (eg. appointed by, elected by) ## **Additional governance issues (Optional information)** You **may choose** to include additional information, where relevant, about: - Policies and procedures adopted for the induction and training of trustees. - The charity’s organisational structure and any wider network with which the charity works. - Relationship with any related parties. - Trustees’ consideration of major risks and the system and procedures to manage them. ## **Objectives and activities** **Summary of the objects of the charity set out in its governing document** - a) To advance the Christian faith in accordance with the Statement of Beliefs appearing in the schedule hereto in Maghull, Liverpool and in such other parts of the UK or the world as the Trustees may from time to time think fit and to fulfil such other purposes which are exclusively charitable according to the law of England & Wales and are connected with the charitable work of the Trust. **December 2005** **TAR** 2 b) To relieve persons who are in conditions of need or hardship or who are aged or sick and to relieve the distress caused thereby in the said location and in such other parts of the UK or the world as the Trustees may from time to time think fit. Church Services Chat & Light Exercise Wellbeing Group Yarnigans **Summary of the main** Guitar Club **activities in relation to these** Homemakers Ladies Meetings **objects** Toddler Group Coffee Shop (non profit making) Men’s Bible study group Ladies Bible study group Prayer Meeting **Additional details of objectives and activities (Optional information)** You **may choose** to include further statements, where relevant, about: - Policy on grantmaking - Policy programme related investment - Contribution made by Volunteers ## Achievements and performance **December 2005** **TAR** 3 ## Achievements and performance We are happy to report that our congregation numbers have remained stable. **Summary of the main achievements of the charity** In September we had our Community Day outreach which was well attended, and everything was free including a BBQ, activities for all ages that attended including a children’s entertainer and an **during the year** afternoon tea café. In October and November, we ran an Alpha Course which was well attended including 10 people from the community who do not come to the church. The Yarnigans (knitting & crochet) group is still very well attended on Thursday mornings and twice a month on a Wednesday evening. The majority of these ladies are from the community and do not attend any of the services. A lot of their work continues to be given to Alder Hey Children’s Hospital and other neonatal units. We continue with our monthly online YouTube service which has an average of 30-80 views which is a great encouragement to us. All of our weekly activities seem to be growing in numbers. ## **Financial review** The Trustees have the power to: **Brief statement of the** a) Invest money in the purchase of or at interest upon the security of **charity’s policy on reserves** such stocks funds shares, securities or other investments or property. b) To make investments in the names of 2 only of the Trustees. c) To borrow or take loans by bank overdraft or other. d) To use funds in the purchase or improvement of any land, houses or buildings. e) Leave money on deposit in the bank. **Details of any funds materially** None **in deficit** **Further financial review details (Optional information)** **December 2005** **TAR** 4 You **may choose** to include additional information, where relevant about: - The charity’s principal sources of funds (including any fundraising). The Chapel’s main source of income is from church offerings taken on a Sunday morning and also by people who wish to give regularly by standing order direct from their bank. We are able to claim back income tax under the Gift Aid and GASDS schemes. As in the previous year we have been especially grateful for those paying by standing orders as we know what our guaranteed monthly income will be. - How expenditure has supported the key objectives of the charity. - Investment policy and objectives including any ethical investment policy adopted. ## **Other optional information** ## **Declaration** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** **Signature(s) Full name(s) Position (eg secretary, chair,** Hon Treasurer **etc) Date** **December 2005** **TAR** 5 ## FINANCE STATEMENT ## OF ## MAGHULL CHAPEL CONGREGATIONAL TRUST For the Year Ended 31st March 2025 **MAGHULL CHAPEL CONGREGATIONAL TRUST** **Page 1** ## **INCOME AND PAYMENTS ACCOUNT For the Year Ended 31st March 2025** |**INCOME**|**2023/2024**|**2024/2025**|**PAYMENTS**|**2023/2024**|**2024/2025**| |---|---|---|---|---|---| |Notes Pages|||Notes Pages||| |Offerings|20,161.00|18,971.00|Building Fund|2,400.00|2,400.00| |Deposit to Missionary FundNotes Page 3|9,500.00|12,500.00|Missionary Fund:Notes Page 3|9,500.00|12,500.00| |Deposit to Events:Notes Page 4|||Speakers Expenses|130.00|155.00| |Deposit to Toddlers:Notes Page 5|405.00|800.00|Water|465.19|232.68| |Deposit to Patmos:Notes Page 6|3,792.57|14,390.00|Electricity|514.61|1,833.15| |Deposit to General Fund re:|||Gas|1,199.49|1,228.77| |Gift Aid Income|3,284.00|3,229.00|Telephone/Broadband|539.95|497.53| |GASDS|663.75|1,007.50|Catering|482.93|209.15| |Interest|588.29|1,777.15|Alpha Catering||728.35| |Donation for Zoe's Place||120.00|Stationery|258.60|221.09| |Sefton Council Re Defibrilator||200.00|Music||589.25| |Return of Speakers Expenses|40.00|35.00|Child Protection||295.00| |Refund from SSE Energy|81.39||New Computer||| |Scottish Power Refund|||Building Maintenance|2,068.36|3,320.68| |Hire of Chapel|450.00|900.00|Zoom|187.08|187.08| |Compensation|500.00||Copyright Licence|679.28|714.37| |Gifts to General Fund Re:|||Outreach/Evangelism|276.36|1,866.76| |Miscellaneous|7,000.00|2,440.00|Return of Events:Notes Page 4|NIL|NIL| ||||Return of Missionary:Notes Page 3|10,050.00|10,050.00| ||||Return of Patmos:Notes Page 6|3,597.57|15,238.92| ||||Return of ToddlersNotes Page 5|391.64|271.59| ||||Evangelical Alliance / TFH|240.00|240.00| ||||Flowers|119.99|114.51| ||||Audio/Visual Equipment|265.85|31.98| ||||Auditing Accounts|175.00|175.00| ||||Subscription to Partnership||| ||||Insurance|3,263.06|3,403.44| ||||Trustee Indemnity Insurance||147.00| ||||British Youth For Christ|120.00|120.00| ||||Website|653.42|117.44| ||||Publicity|101.17|65.83| ||||Homemakers|100.00|| ||||Leaders Away Day|50.43|| ||||Bank Charges|128.74|139.88| ||||New Tables||74.80| ||||Sundry Gifts:Notes Page 7|1,500.00|890.00| ||||Total Payments|39,458.72|58,059.25| ||||Excess of Income|7,007.28|-1,689.60| |Total Income|46,466.00|56,369.65|Total Payments|46,466.00|56,369.65| ||||||| **Page 2** **MAGHULL CHAPEL CONGREGATIONAL TRUST** FUNDS BALANCES As at 31st March 2025 |**Notes**|**31.3.24**|**31.3.25**| |---|---|---| |**CURRENT ASSETS**
Bank Balance
(Current a/c)
Cash Balance
High Interest Saver A/c
Money Market A/c 389
Money Market A/c 752
Money Market A/c 397
Represented by:
**Reserves Held:**
Reserve Funds
Missionary Fund Balance
Notes Page 3
Events Fund
Notes Page 4
Toddlers
Notes Page 5
Patmos
Notes Page 6
Designated Funds:
Andy Patching
D Barry
Medical Missionary News
Maritime Christian Ministries|42,034.46
149.16
6,385.29
15,000.00
15,000.00
15,000.00
93,568.91
91,007.59
233.89
NIL
742.42
1,285.01
150.00
150.00
93,568.91|38,613.10
103.77
6,508.00
15,453.70
15,621.58
15,579.16| |||91,879.31| |||87,188.50
2,983.89
NIL
1,270.83
436.09| |||91,879.31| **Notes Page 3** MAGHULL CHAPEL CONGREGATIONAL TRUST **MISSIONARY ACCOUNT: INCOME, PAYMENTS AND BALANCE** For the Year Ended 31st March 2025 |**Notes Page 3**||| |---|---|---| |**MISSIONARY ACCOUNT**
BALANCE Brought Forward
DEPOSITS During the Year
Less:
PAYMENTS
R & G Palermo
Amy Thompson
Radio Bible Class
Brass Tack
Ruth Cushing
Ann Hughes
LifeWords
United Christian Broadcasting
R & M Buckley
A & M Caley
A Garner
REACH
Maritime Christian Ministries
D Barry
Scripture Union
YWAM
Barnabas Fund
Dave Bennett
R & P Hedley
Medical Missionary News
Balance on Hand||**2023/2024**
**2024/2025**| |||633.89
233.89
9,500.00
12,500.00
10,133.89
12,733.89
3,600.00
3,600.00
3,600.00
3,600.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
9,900.00
9,750.00
233.89
2,983.89| **Notes Page 4** MAGHULL CHAPEL CONGREGATIONAL TRUST **EVENTS ACCOUNT: INCOME, PAYMENTS AND BALANCE** For the Year Ended 31st March 2025 |**Notes Page 4**|||| |---|---|---|---| ||**EVENTS ACCOUNT**|**2022/2023**|**2023/2024**| ||Balance Brought Forward
Add : RECEIPTS
Homemakers
Less: PAYMENTS
Homemakers
Balance on Hand Carried Forward|NIL
NIL
NIL
NIL
NIL
NIL|NIL
NIL| ||||NIL| ||||NIL| ||||NIL| ||||| ||||NIL| **Notes Page 5** MAGHULL CHAPEL CONGREGATIONAL TRUST **TODDLERS ACCOUNT: INCOME, PAYMENTS AND BALANCE** For the Year Ended 31st March 2025 |**Notes Page 5**|||| |---|---|---|---| ||**TODDLER ACCOUNT**|**2023/2024**|**2024/2025**| ||Balance Brought Forward
Add : RECEIPTS
Donations
Less: PAYMENTS
Gift to Zoe's Place
Party
Books
New Toaster
Balance on Hand Carried Forward|729.06
405.00
1,134.06
100.00
149.37
142.27
391.64
742.42|742.42
800.00| ||||1,542.42| ||||100.00
73.22
64.37
34.00| ||||271.59| ||||| ||||1,270.83| ## **Notes Page 6** ## MAGHULL CHAPEL CONGREGATIONAL TRUST **PATMOS ACCOUNT: INCOME, PAYMENTS AND BALANCE** For the Year Ended 31st March 2025 |**Notes Page 6**|||| |---|---|---|---| ||**PATMOS ACCOUNT**|**2023/2024**|**2024/2025**| ||Balance Brought Forward
Add : RECEIPTS
Deposits
Gift Aid
Less: PAYMENTS
To Patmos
Balance on Hand Carried Forward|1,090.01
3,372.57
420.00
4,882.58
3,597.57
3,597.57
1,285.01|1,285.01
14,020.00
370.00| ||||14,390.00| ||||15,238.92| ||||15,238.92| ||||| ||||436.09| **Notes Page 7** MAGHULL CHAPEL CONGREGATIONAL TRUST **SUNDRY GIFTS DONATED: (see PAYMENTS )** For the Year Ended 31st March 2025 |**Notes Page 7**|**Notes Page 7**||| |---|---|---|---| ||SUNDRY GIFTS DONATED:|**2023/2024**|**2024/2025**| ||Sunday School
Chat & Light Exercise
Homemakers
Guitar Club
Wellbeing
MCYC
Patmos
Zoe's Place (Yarnigans)
Friends in Need
RNLI
Julie Noble
M Royden
Church Without Walls
Jenny Christoffer
Lynne Wilcock
Joy Michael
TOTAL per Income & Payments Page 1|50.00
50.00
50.00
1,000.00
100.00
100.00
100.00
50.00
1,500.00|50.00
50.00
250.00
50.00
50.00
120.00
120.00
100.00
50.00
25.00
25.00| ||||890.00| Il':P'&'_"IMI]5 fL Ir-b-.4' j ￿j1￿.% J U ¥., AccouKfs CERTIFICATE Rep)rt of the audrtor to Tritstees arKI M9Jnt￿rs ￿ tt MAGHULL CHAPEL Col￿REGATIoNAL TRUSr. Trustees we res￿￿)SIt￿e ts the preparatkn (* ts Accwnts, ccKtsrfJtr that the aLKJIt requlrur*nts of the Charlt*s 1993 (tr* Art) doe5 ath. It Is my reSP)r￿t￿lity to state, on the basis of WCKeOure S[￿fIed in the General ￿rertI￿ g4ven by the Qwrity c(xnmlsskMiers urKler Seckn 43(7)(b) Acl. Y4t partt￿r mJttefS ol slgnlflcarKe have c(*r£ to my My examlnatkxb was carrled out In acc(Ndm wlth tr* G￿eral tlirectths gI￿n by the cl￿rI￿5 coMn￿s￿)n￿s. kn examthnatlon irKlude5 a wlew of ac[our￿TWj wr￿dS kept by tr* Church arKI a comparis￿ of the xc(xmts pre5ent&l with tho* recots. It also jrKIth (Th￿￿eratIon ol any unusual tew6 or dSsck6ures In the accounts, aThY seeklng eX￿TratKjn fr(m the Tntstees a￿￿MI￿j any m&tws. The prc(edure5 ￿￿ertak￿ ¢be5 pThlde all tr iduKT be r￿U•r￿1 in an aLMJrt. In CL¥)￿ wlth my examlnatk)n. fK+ matters of matawl SIgnIfkan￿ has c￿(* to attentx)n. reconls and exFlanabon5 wovtho the TREASURER. MAGHULL CHAPEL CONGREGATIONAL TRusf arKI I certlfy them to be In 17 2 <24) CHARLES A. fyfim , MBA, ACCA. #VALUE! ]coNtg tA pnYtÈlENIG LINII Fofft @p]o@D S ACCOUNTS AP We approve these accounts and confirm th relevant records and information for their p Signed MISS JOY KNIPE- TREASURE￿ MAG Signed.... OVERS MA CHAPEL ACCOUNTS CER The attached accounts have been prepare( explanations provided the TREASURE CHAPEL and I certify t them to be in accord Signed... CHARLES A. OTIM . MBA. FAAP HAPEL D sNEt I" Tra]LSfft¢N 2009 PROVAL iat we have made avallable all reparation. ,Date HULL CHAPEL .Date... TIFICATE J and audited from records and MAGHULL CONGREGATIONAL lance therewith. Date 2315 J*oo7....... I I MAGHULL CHAPEL AL TRUST ILLNj￿0Lfvu Lg u LrfA U Ubv LgLfil U ¥ LQUNJ llj ￿)￿L￿aulJ￿L£ wLiiJ Lsd, d Foo TN@ YtSlR ft￿￿@0 5L&* NLXta¢N 2025 ACCOUNTS CERTIFICATE Report of the auditor to the Trustees and Members of the MAGHULL CHAPEL CONGREGATIONAL TRUSr. The TrUSt￿S are responsible for the preparation of the Accounts, they consider that the audit requirements of the Charities Att 1993 (the Act) d￿S apply. It is my responsibility to stste, on the basis of procedure specified in the General Direction given by the Charity Commissioners under Section 43(7)(b) of the Att, whether particular matters of significance have come to my attention. My examination was carried out in accordan￿ with the General Direttions given by the Charities Commissioners. An examination includes a review of accounting records kept by the Church and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanation from the Trustees concerning any such matters. The procedures undertaken d￿S provide all the evidence that would be required in an audit. In connection with my examination, no matters of material significance has come to my attention. The attached accounts have b￿n prepared and examined from records and explanations provided the TREASURER, MAGHULL CHAPEL CONGREGATIONAL TRusf and I certify them to be in accordance therewith. g/i•¢4dJA7 /? /21/)J 2 <2 CHARLES A. OTIM , MBA., ACCA.