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2021-03-31-accounts

Page
Trustees'
annual
report
(incorporating the directors' report)
Independent
examiner's
report to the trustees
Statement
of financial
activities (including income and expenditure account) 15
Balance sheet 16
Notes to the financial statements 17

2021 2020
Unrestricted Restricted
funds funds Total funds Total funds
Note K 6
Income and endowments
Grants and donations 5 272,337 66,791 339,128 242,816
Charitable
activities
7 1,309 1,309 1,872
investment
income
8 1,836 1,836 1,144
Total income 275,482 66,791 342,273 245,832
Expenditure
Charitable
activities
9 177,260 73,074 250,334 225,191
Total expenditure 177,260 73,074 250,334 225,191
Net income before transfer offunds 98,222 (6,283) 91,939 20,641
Transfers
between
funds
(8,538) 8,538
Net movement
in funds
89,684 2,255 91,939 20,641
Reconciliation
offunds
Total funds
brought
forward 184,519 2,835 187,354 166,713
Total funds carried forward 274,203 5,090 279,293 187,354

Note f 2021 2020
f
Current assets
Debtors 15 766 718
Cash at bank and in hand 296,508 246,069
297,274 246,787
Creditors: Amounts falling due within
one year 16 (17,981) (59,433)
Net current assets 279,293 187,354
Total assets less current liabilities 279,293 187,354
Net assets 279,293 187,354
Funds ofthe charity
Restricted
funds
5,090 2,835
Unrestricted
funds
274,203 184,519
Total charity funds 17 279,293 187,354

Grants and donations
Unrestricted Restricted Total Funds
Funds Funds 2021
f
Donations
Donations 25,488 4,500 29,988
Grants
Grants 246,849 62,291 309,140
272,337 66,791 339,128
Unrestricted Restricted Total Funds
Funds Funds 2020
5 f 6
Donations
Donations 30,112 7,100 37,212
Grants
Grants 148,000 57,604 205,604
178,112 64,704 242,816

Grants and donations
2021 2020
6 6
Grants Receivable
Mid Suffolk District Council 86,700 86,700
Suffolk Community
Foundation
56,155 405
The National
Association of Citizen
Advice Bureaux 55,689 41,482
Ipswich
& East Suffolk CCG
20,251 20,250
Innovation
Community
16,667
Stowmarket
Relief Trust
15,000 15,000
Suffolk County Council 12,973 20,250
Ipswich
& District CAB
12,659
Stowmarket
Town Council
7,600 7,600
Mrs Smith & Mrs Mount Trust 7,083 2,917
Caf Bank - Covid 19 5,000
NHS Ipswich 5,000
M SSociety 4,000 4,000
Alfred Williams
Charitable
Trust 3,000 2,000
Needham
&Barking Charitable
Trust 1,000
Access to Justice Foundation 5,000
Other grants 363
309,140 205,604
Donations
Ashton
KCJ
7,949
Private Donations 7,813 10,422
Parish Councils 6,900 4,265
Mr & Mrs Ward 3,000
Needham
Market Town Council
2,500 2,000
Stowmarket
District Lions
1,000 1,000
Needham
Market 8 Barking Welfare Charities
500 500
Mid Suffolk District Council - locality grant 300 8,800
Other donations 26
Geoffrey Burton Charitable Trust 1,850
Santander 3,750
Stowmarket
Town Council
Mayor's Charity 2,625
Suffolk County Council
—locality
grant 2,000
29,988 37,212
Charitable activities
Unrestricted Restricted Total Funds
Funds Funds 2021
E 6 6
Other income 1,309 1,309
PensionWise
1,309 1,309

7. Charitable activities activities (conrinued)
Unrestricted Restricted Total Funds
Funds
f
Funds
f
2020
f
Other income 924 55 979
PensionWise 893 893
1,817 55 1,872
8. Investment income
Unrestricted Total Funds Unrestricted Total Funds
Funds
f
2021
f
Funds
f
2020
f
Bank interest receivable 1,836 1,836 1,144 1,144

Unrestricted Restricted Total Funds
Funds Funds 2021
6 6 6
Surviving Winter grants 3,790 3,790
Staff recruitment 75 75
Staff training
Travel
Volunteer training 668 668
Volunteer expenses 1,406 351 1,757
Volunteer other 192 192
Wages and salaries 125,731 56,729 182,460
Supportcosts 45,398 15,994 61,392
177,260 73,074 250,334
Unrestricted Restricted Total Funds
Funds Funds 2020
f F f
Surviving Winter grants
Staff recruitment
Staff training 1,858 325 2,183
Travel 723 201 924
Volunteer training 89 89
Volunteer expenses 2,874 371 3,245
Volunteer other 198 198
Wages and salaries 103,476 49,836 153,312
Support costs 47,465 17,775 65,240
156,683 68,508 225,191
Analysis ofsupport costs
2021 2020
F
Offices costs 33,344 36,789
Premises costs 25,963 25,456
Legal and professional fees 2,085 2,487
Trustees expenses 508
61,392 65,240
10. Net income
Net income is stated after charging:
2021 2020
6
Depreciation
oftangible
fixed assets 3,403
Operating lease rentals 20,156 19,839
20,156 23,242

Independent examinatio n
fees
2021
f
2020
6
Fees payable to the independent examiner for:
Independent examination ofthe financial statements 1,800 1,800
Staff costs
The total staff costs and employee benefits for the reporting period are analysed as follows:
2021 2020
5 6
Wages and salaries 166,596 140,542
Social security costs 5,301 3,499
Pension costs 10,563 9,271
182,460 153,312

Office
equipment
Cost
At 1 April 2020 and 31 March 2021 33,986
Depreciation
At 1 April 2020 and 31 March 2021 33,986
Carrying amount
At 31 March 2021
At 31 March 2020
15. Debtors
2021 2020
5
Prepayments and accrued income 766 718

Creditors: Amounts
falling due within one year
2021 2020
E
Accruals and deferred income 17,272 59,233
Social security and other taxes 204
Other creditors 505 200
17,981 59,433

Analysis of charitable
fun
ds
At 1 April At 31 March
2020f Income
6
Expenditure Transfers
8
2021
E
Unrestricted funds
General funds 74,519 275,482 (177,260) (48,538) 124,203
Equipment
Reserve
10,000 10,000 20,000
Contractual Commitment
Reserve 55,000 55,000
Development Reserve 5,000 5,000 10,000
Property
Reserve
40,000 40,000
Covid 19Reserve 25,000 25,000
184,519 275,482 (177,260) (8,538) 274,203
Restricted funds
BIM Project 11,916 (15,627) 3,711
Employment Advice 1,357 8,000 (4,688) 4,669
Financial
Capability
4,851 6,973 (11,824)
Help to Claim (3,373) 28,302 (29,756) 4,827
M SSociety 4,000 (3,579) 421
Rent 7,600 (7,600)
2,835 66,791 (73,074) 8,538 5,090
At 1 April At 31 March
2019
6
Incomef Expenditure
6
Transfers 2020
f
Unrestricted funds
General funds 53,248 181,073 (156,683) (3,119) 74,519
Equipment
Reserve
10,000 10,000
Contractual Commitment
Reserve 55,000 55,000
Development Reserve 5,000 5,000
Property
Reserve
40,000 40,000
163,248 181,073 (156,683) (3,119) 184,519
Restricted funds
BIM Project 15,426 (18,545) 3,119
Employment Advice 5,000 (3,643) 1,357
Financial
Capability
2,995 7,826 (5,970) 4,851
Help to Claim 24,907 (28,280) (3,373)
M SSociety 470 4,000 (4,470)
Rent 7,600 (7,600)
3,465 64,759 (68,508) 3,119 2,835

As at 31 December 2021
Unrestricted Designated Restricted Total Funds
Funds
6
Fundsf Funds
f
2021
Current assets 124,203 150,000 5,090 279,293
Net Assets 124,203 150,000 5,090 279,293
As at 31 December 2020
Unrestdcted Designated Restricted Total Funds
Funds
6
Fundsf Funds 2020
Current assets 74,519 110,000 2,835 187,354
Net Assets 74,519 110,000 2,835 187,354
Financial commitments
Total commitments under non-cancellable operating
leases
are as follows:
2021 2020
f
Amounts
due within
one year 21,628 17,607
Amounts
due between one and 5years
18,607
40,235 17,607