## ## ## |Trustees|R F Brooks|||| |---|---|---|---|---| ||S ECole|||| ||Y Hunter|||| ||N BKnapman|||| ||AJTownsend|||| ||6 Fitzgerald|||| ||l M Stark|||| ||P K Rodgers|||| ||H JSerrano|||| ||K A Payne||(Appointed|10December| ||||2021)|| |Secretary|J A Robinson|||| |Charity number|1106631|||| |Company number|05252247|||| |Registered ofAce|10Hamilton|Terrace||| ||Leamington|Spa||| ||Warwickshire|||| ||CV32 4LY|||| |Auditor|Burgis &Bullock|||| ||SElm Court|||| ||Arden Street|||| ||Stratford upon Avon|||| ||CV37 6PA|||| ## ## |||Page| |---|---|---| |Trustees' report||1-8| |Statement ofTrustees'|responsibilities|| |Independent
auditor's|report|| |Statement offinancial|activities|| |Balance sheet||| |Statement ofcash flaws||| |Notes to the financial|statements|19-33| ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## |Current financial year|Current financial year|||||||| |---|---|---|---|---|---|---|---|---| |||||Unrestricted
Unrestricted||Restricted|Total|Total| |||||funds|funds|funds||| |||||general|designated|||| |||||202Z|20ZZ|2022|2022|2021| ||||Notes|f|f|f|f|f| |Income from:||||||||| |Donations
and legacies||||5,642||250,717|256,359|31,038| |Charitable
activities||||||||| |Advice Services|||3|415,794||615,440|1,031,234|921,537| |Fundraising|||4|904|||904|3,917| |Investments|||5|1,895|||1,895|2,971| |Total income||||424,235||866,157|1,290,392|959,463| |Ex enditure on:||||||||| |Charitable
activities||||||||| |Advice Services|||6|382,277||612,125|994,402|917,588| |Total charitable|expenditure|||382,277||612,125|994,402|917,588| |Net incoming resources||before||||||| |transfers||||41,958||254,032|295,990|41,875| |Gross transfers|between|funds||(17,514}|4„500|13,014||| |Net income Forthe year/||||||||| |Net movement|in funds|||24,444|4,500|267,046|295,990|41,875| |Fund balances at 1April||2021||316,528|65,038|34,715|416,281|374,406| |Fund balances|at 31March 2022|||340,972|69,538|301,761|712,271|416,281| ## ## |Prior financial year|Prior financial year||||||| |---|---|---|---|---|---|---|---| |||||Unrestricted|Unrestricted|Restricted|Total| |||||funds|funds|funds|| |||||general|designated||| |||||2021|2021|2021|2021| ||||Notes||f|f|f| |Income from:|||||||| |Donations
and|legacies|||31,038|||31,038| |Charitable
activities|||||||| |Advice Services||||400,446||521,091|921,537| |Fundraising||||3,917|||3,917| |Investments||||2,971|||2,971| |Total income||||438,372||521,091|959,463| |Ex enditure on:|||||||| |Charitable
activities|||||||| |Advice Services||||414,541||503,047|917,588| |Total charitable|expenditure|||414,541||503,047|917,588| |Net incoming resources||before transfers||23,831||18,044|41,875| |Gross transfers|between|funds||(9,092)||9,092|| |Net income forthe year/|||||||| |Net movement|in funds|||14,739||27,136|41,875| |Fund balances at 1April||2020||301,789|65,038|7,579|374,406| |Fund balances|at 31March 2021|||316,528|65,038|34,715|416,281| ## ## ||||2022||2021|| |---|---|---|---|---|---|---| |||Notes|E||f|| |Fixed assets||||||| |Tangible assets||10||18,795||23,244| |Current assets||||||| |Debtors|||75,423||78,840|| |Cash at bank and in|hand||730,222||565,198|| ||||805,645||644,038|| |Creditors: amounts|falling due within|||||| |one year||12|(112,169}||(251,001}|| |Net current assets||||693,476||393,037| |Total assets less current liabilities||||712,271||416,281| |Income funds||||||| |Restricted funds
Unrestricted
funds|- eneral|14||301,761||34,715| |Designated
funds:||||||| |Building reserves|||65,038||65,038|| |Client Emergency
Fund|||4,500|||| |||15|69,538||65,038|| |General unrestricted|funds||340,972||316,528|| |||||410,510||381,566| |||||712,271||416,281| ## ## ## ||||||2022||2021|| |---|---|---|---|---|---|---|---|---| |||||Notes|f||f|| |Cash flows from|operating||activities|||||| |Cash generated|from|operations||||163,129||75,698| |Investing
activities||||||||| |Interest received|||||1,895||2,971|| |Net cash generated||from|investing|||||| |activities||||||1,895||2,971| |Net increase in|cash|and cash equivalents||||165,024||78,669| |Cash and cash equivalents|||at beginning|ofyear||565,198||486,529| |Cash and cash equivalents|||at end ofyear|||730,222||565,198| ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## |2|Donations and legacies|Donations and legacies|Donations and legacies||||| |---|---|---|---|---|---|---|---| |||||Unrestricted|Restricted|Total|Unrestricted| |||||funds|funds||funds| |||||general|||general| |||||2022|2022|2022|2021| |||||f||f|f| ||Oonations,||legacies and gifts|5,642|250,717|256,359|31,038| |3|Charitable||activities||||| ||||||2022||2021| ||||||f||f| ||Advice|services income|||1,031,234||921,537| ||Analysis|by|fund||||| ||Unrestricted||funds - general||415,794||400,446| ||Restricted funds||||615,440||521,091| ||||||1,031,234||921,537| |4|income|from|fundraising||| |---|---|---|---|---|---| |||||Unrestricted|Unrestricted| |||||funds|funds| |||||general|general| |||||2022|2021| ||||||f| ||Income|from|fundraising|904|3,917| ## ## ## |5|Investments|||||| |---|---|---|---|---|---|---| ||||||Unrestricted
Unrestricted|| ||||||funds|funds| ||||||general|general| ||||||2022|2021| ||||||f|f| ||Interest receivable||||1,895|2,971| |6|Charitable|activities||||| ||||||2022|2021| ||||||f|f| ||Staff costs||||801,078|751,127| ||Depreciation||and impairment||4,449|4,448| ||Staff and Volunteer|||expenses|16,606|15,089| ||ONce and|general|||55,153|59,149| ||Premises costs||||89,612|82,054| ||||||966,898|911,867| ||Governance||costs (see note 7)||27,504|5,721| ||||||994,402|917,588| ||Analysis
by||fund|||| ||Unrestricted||funds|- general|382,277|414„541| ||Restricted|funds|||612,125|503,047| ||||||994,402|917,588| ## ## ## ## ## |The average m|onthly
number ofemployees
during the|year was:|| |---|---|---|---| |||2022|2021| |||Number|Number| |Management|||7| |Administration|and advisors||30| |Total|||| |Employment|costs|2022|2021| |||E|E| |Wages and salaries||727,962|682,144| |Social security|costs|50,008|47,563| |Other pension|costs|23,108|21,420| |||801,078|751,127| ## ## ## |10|Tangible fixed assets||||||| |---|---|---|---|---|---|---|---| ||||Tenants'|Fixtures,|fitangs|Computer|rotai| ||||improvements||and|equipment|| |||||improvements|||| ||||f||f||| ||Cost||||||| ||At 1April 2021||152,078|54,598||62,165|268,841| ||At31March 2022||152,078|54,598||62,165|268,841| ||Depreciation
and impairment||||||| ||At 1April 2021||128,834|54,598||62,165|245,597| ||Depreciation
charged|in the year|4,449||||4,449| ||At 31March 2022||133,283|54,598||62,165|250,046| ||Carrying amount||||||| ||At 31March 2022||18,795||||18,795| ||At31March 2021||23,244||||23,244| |11|Debtors||||||| |||||||2022|2021| ||Amounts
falling due|within one year:||||f|f| ||Trade debtors|||||25,828|17,134| ||Prepayments
and accrued income|||||49,595|61,706| |||||||75,423|78,840| |12|Creditors: amounts|falling due within one year|||||| |||||||2022|2021| |||||Notes||f|f| ||Deferred income|||||58,050|171,917| ||Other creditors|||||17,772|34,396| ||Accruals|||||36,347|44,688| |||||||112,169|251,001| ## ## ||||2022|2021| |---|---|---|---|---| ||||f.|E| |Other|deferred|income|58,050|171,917| ||||«J
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fQ| |||||||fO| |||||||"Cl| |||COC||||C| |||||||LL| ## ## ## ## ||||||||||2022|2021| |---|---|---|---|---|---|---|---|---|---|---| ||||||||||f|f| ||Within one year||||||||52,651|54,872| ||8etween two and five years||||||||144,585|165,986| ||In over five years||||||||39,683|70,933| ||||||||||236,919|291,791| |18|Related party transactions|||||||||| ||Remuneration
of key management|||personnel||||||| ||The remuneration
of key management||||personnel|||is as follows.||| ||||||||||2022|2021| |||||||||||f| ||Aggregate
compensation||||||||42,814|39,469| |19|Cash generated
from operations||||||||2022|2021| ||||||||||f|f| ||Surplus for the year||||||||295,990|41,875| ||Adjustments
for:|||||||||| ||Investment
income recognised||in|statement|||offinancial activities||(1,895)|(2,971)| ||Depreciation
and impairment|oftangible||||fixed assets|||4,449|4,448| ||Movements
in working capital:|||||||||| ||Decrease/(increase)
in debtors||||||||3,417|(18,111)| ||(Decrease)/increase
in creditors||||||||(24,965)|14,988| ||(Decrease)/increase
in deferred||income||||||(113,867)|35,469| ||Cash generated
from operations||||||||163,129|75,698|