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2022-03-31-accounts

Trustees Mr A Drake Mr A Drake
Mr D Hall-Davies
M R Mulloy
Mr C N Seamarks
Mr G Oatridge (Appointed 23 November
2021)
Mr B R Cooke (Appointed 23 November
2021)
Ms S Hartley (Appointed 25 January
2022)
Secretary M Lloyd
Charity number 1106198
Company number 05194135
Registered office StAlbans Road
Lytham St Annes
Lancashire
FY8 1XD
Auditor Champion Accountants LLP
Unit 2 Olympic Court
Whitehills Business Park
Blackpool
Lancashire
FY4 5GU

Page
Trustees'
report
1-4
Independent
auditor's
report 5-8
Statement offinancial activities
Balance sheet 10
Statement ofcash flows
Notes to the financial statements 12-26

Unrestricted Restricted Total Unrestricted Total Unrestricted Restricted Tota I
funds funds funds funds
Notes 2022
f.
2022
F
2021
6
2021f 2021
6
wm n fro
Donations
and
legacies 827,112 827,112
Charitable
activities
660,250 660,250 2,184,600 2,184,600
Investments 498,563 498,563 516,823 516,823
Other income 28,927 28,927 9,680 9,680
Total income 527,490 660,250 1,187,740 526,503 3,011,712 3,538,215
~gtito~ur n:
Charitable
activities
7 209,444 79,582 289,026 190,669 57,310 247,979
Other 125,556 125,556 110,387 110,387
Total expenditure 335,000 79,582 414,582 301,056 57,310 358,366
Net income for the year/
Net incoming resources 192,490 580,668 773,158 225,447 2,954,402 3,179,849
Other recognised gains and losses
Actuarial
loss on
defined benefit pension
schemes (9,242) (9,242) (1,282) (2,112) (3,394)
Net movement in funds 183,248 580,668 763,916 224,165 2,952,290 3,176,455
Fund balances at 1 April 2021 3,018,699 2,974,582 5,993,281 2,794,534 22,292 2,816,826
Fund balances at 31 Nlarch
2022 3,201,947 3,555,250 6,757,197 3,018,699 2,974,582 5,993,281

2022 2021
Notes 6 6
Fixed assets
Tangible assets 12 4,675,444 868,454
Investment properties 13 7,031,203 6,537,209
11,706,647 7,405,663
Current assets
Debtors 14 210,067 6,394
Cash at bank and in hand 493,164 1,883,892
703,231 1,890,286
Creditors: amounts falling due within
one year 16 (211,165) (125,255)
Net current assets 492,066 1,765,031
Total assets less current liabilities 12,198,713 9,170,694
Creditors: amounts falling due after
more than one year 17 (5,422,105) (3,165,336)
Provisions for liabilities 19 (19,411) (12,077)
Net assets 6,757,197 5,993,281
Income funds
Restricted
~trd
funds
d
d 21 3,555,250 2,974,582
Designated funds 20 213,586 108,452
General unrestricted funds 2,988,361 2,910,247
3,201,947 3,018,699
6,757,197 5,993,281

2022 2021
Notes 8 F
Cash flows from operating activities
Cash generated
from operations
27 115,390 1,954,164
Investing activities
Purchase oftangible
fixed assets
(4,304,294) (643,725)
Investment income received 498,563 516,823
Net cash used in investing activities (3,805,731) (126,902)
Financing activities
Proceeds from borrowings 90,000
Proceeds of new bank loans 2,291,350
Repayment ofbank loans (81,737) (87,477)
Net cash generated
from/(used
in)
financing activities 2,299,613 (87,477)
Net (decrease)/increase
in
cash and cash
equivalents (1,390,728) 1,739,785
Cash and cash equivalents at beginning ofyear 1,883,892 144,107
Cash and cash equivalents at end ofyear 493,164 1,883,892

3 Donations and legacies
Total Restricted
funds
2022f 2021
6
Donations and gifts 827,112
4 Charitable activities
Charitable Charitable
Income Income
2022 2021
6 6
Performance related grants 660,250 2,184,600

Unrestricted Unrestricted
funds funds
2022f 2021
Rental income 498,552 516,800
Income from listed investments 11 23
498,563 516,823

Unrestricted Unrestricted
funds funds
2022
6
2021f
28,927 9,680

Charitable Charitable
Expenditure
Expenditure
2022 2021
f f
Staff costs 37,126 13,228
Depreciation and impairment 662 828
Housing
rents
(311)
Repairs
&maintenance
74,683 69,083
Property
insurance
21,918 22,156
Motor &travel expenses 997 228
Telephone 55 60
Postage 8 stationery 1,792 30
Grant funded programmes 2,461 10,673
139,694 115,975
Share of support costs (see note 10) 103,954 72,043
Share of governance costs (see note 10) 45,378 59,961
289,026 247,979
Analysis
by
fund
Unrestricted
funds
209,444 190,669
Restricted funds 79,582 57,310
289,026 247,979

2022 2021
Number Number

Employees (Continued)
Employment
costs
2022 2021
6 6
Wages and salaries 36,314 13,025
Other pension costs 812 203
37,126 13,228
There were no employees whose annual remuneration was more than F60,000.
Support costs
Support Governance 2022 Support Governance 2021
costs costs costs costs
E F F F
Operating lease charges 65,000 65,000 32,500 32,500
Central management
cost 38,954 38,954 39,543 39,543
Audit fees 4,840 4,840 5,060 5,060
Legal and professional 24,049 24,049 45,774 45,774
Bank charges 16,489 16,489 9,127 9,127
103,954 45,378 149,332 72,043 59,961 132,004
Analysed
between
Charitable activities 103,954 45,378 149,332 72,043 59,961 132,004

11 Other
Unrestricted Unrestricted
funds funds
2022 2021
Net loss on disposal oftangible fixed assets 2,648
Financing costs 122,908 110,387
12 Tangible fixed assets
Assets under Fixtures and Total
construction fittings
E
Cost
At 1 April 2021 865,144 43,647 908,791
Additions 4,304,294 4,304,294
Disposals (43,647) (43,647)
Transfer to investment property (493,994) (493,994)
At 31 March 2022 4,675,444 4,675,444
At 1 April 2021 40,337 40,337
Depreciation
charged
in the year 662 662
Eliminated in respect ofdisposals (40,999) (40,999)
Carrying amount
At 31 March 2022 4,675,444 4,675,444
At 31 March 2021 865,144 3,310 868,454

Investment
property
2022f
Fair value
At 1 April 2021 6,537,209
Transfers
from assets
in course of construction 493,994
At 31 March 2022 7,031,203

14 Debtors
2022 2021
Amounts falling due within one year: 6 6
Trade debtors 2,567 6,394
Other debtors 207,500
210,067 6,394
15 Loans and overdrafts
2022 2021
E F
Bank loans 5,287,426 3,077,814
Other loans 90,000
5,377,426 3,077,814
Payable within one year 130,321 87,478
Payable after one year 5,247,105 2,990,336
Amounts included above which fall due after five years:
Payable by instalments (4,444,683) (2,640,418)

Notes 2022
F
2021f
Bankloans 15 122,821 87,478
Other borrowings 7,500
Other taxation and social security (1,792) 73
Trade creditors 64,376 18,254
Accruals and deferred income 18,260 19,450
211,165 125,255
Credi tors: amounts
falling due after m
ore than one year
2022 2021
Notes F 6
Bank loans 15 5,164,605 2,990,336
Other borrowings 82,500
Other creditors 175,000 175,000
5,422,105 3,165,336
The loan of f175,000 is unsecured,
interest free
and with no fixed repayment
t
erms.
Provisions for liabilities 2022 2021
Notes F. 6
Retirement benefit obligations 19 19,411 12,077
19,411 12,077

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24 Capital commitments Capital commitments 2022
F
2021f
At 31 March 2022 the charity had capital commitments as follows:
Contracted for but not provided
in the financial statements:
Acquisition of property, plant and equipment 676,953 4,518,437

During the year the charity received income During the year the charity received income totalling E498,550 totalling E498,550 totalling E498,550 totalling E498,550 (2021: f516,800) from other YMCA's who f516,800) from other YMCA's who f516,800) from other YMCA's who
occupy
property
owned
by Blackburn
YMCA. The board of trustees of Blackburn
YMCA includes
a
member
from each ofthe tenant YMCA's.
27 Cash generated
from operations
2022 2021
E f
Surplus for the year 773,158 3,179,849
Adjustments
for.
Investment
income recognised
in statement
offinancial activities (498,563) (516,823)
Loss on disposal oftangible
fixed assets
2,648
Depreciation
and impairment
oftangible
fixed assets 662 828
Difference between
pension charge and
cash contributions (1,908) (1,844)
Movements
in working
capital:
(Increase)
in debtors
(203,674) (5,443)
Increase/(decrease)
in creditors
43,067 (702,403)
Cash generated
from operations
115,390 1,954,164
28 Analysis
ofchanges
in net (debt)/funds
At 1 April 2021f Cash llowsAt 31 March 2022
f
E
Cash at bank and
in hand
1,883,892 (1,390,728) 493,164
Loans falling due within one year (87,478) (42,843) (130,321)
Loans falling due after more than one year (2,990,336) (2,256,769) (5,247,105)
(1,193,922) (3,690,340) (4,884,262)