Company registrab'on number.. 5115880
Charity registrdtion number. 1106050
Find (Families in Need) Ltd
FJND
IA company limtled by share capital)
Annual ReF￿rt *KI Finncial Ststements
lor the Year Ended 31 December 2021
*ABAGZOYZ'
15108r2022
COMPANIES HOUSE
AOS
#220 1

Find (Families in Need) Ltd
known as FIND
Contents
Reference and Administsab"ve Details
Trustees, Report
2103
Statement of Trustees. RestM)nsits'lities
Independent Eyaminerfs Rep)rt
5t06
Statement of Financial Aclivities
7108
Balanc* Sheet
9t010
Notes to the Financial Statements
111018

Find (Families in Need) Ltd
knovm as FIND
Reference and Administrative Detsils
Chairman
O A Reynel
Trustees
D N Ausbn
P C Burtcm. Treasurer
AHCade
A Carrington-Porter
D A Reynel
DPAlkn
Principal office
42 Ctwuers R¢se
Great 81akenham
Ipswich
Suffolk
IP60LT
The Ch￿ is ir￿rated in EnglaTrJ and Wales.
Company Registratlon Number 5115880
Charity Reglstrat6on Number
11C6050
Independent Examiner
Peter Du
AIMS Accountants for Business
Page 1

Find (Families In Need) Ltd
known as FIND
Trustees. Report
The trustees. who are diredors for the purposes of company law, present the annual report together with
the financial statements of the charitable company for the year ended 31 December 2021.
ObJecl•ves and aclivlties
Publlc benefft
The Iruslees conffim that they have coMpl￿d wilh the requirements of seCt￿n 17 of the Charities Act
2011 to have due regard to the public benefit gu￿anCe published by the Charity Commission for England
and Wales.
Activitles undertaken to further public benefrt
FIND exists to relieve Kx)vety in the area of the Borough of Ipswbch and a 35 mile radius thereof of
persons who by reason of their individual family or economic orCumstan￿S or ty reason of illness.
disability or handicap are in need. hardship or distress. by the proviston of Servi￿$. money and facilities
and household items lin¢luding focwj. fvel, clothing, tcols, fvMItu￿, bedding, safety equipment, healing,
cooking or washing applIan￿S arKI such other rtems as may be needed).
FIND is blessed with the generosty of so many irKINiduals. businesses. clubs. churches and schools (to
list bul a few) enabling us to provide a val￿ty of much needed aid i.e.: tr￿$ and bedding. clothing,
furniture, white gwds, school unrfofms, ga5 and electric. travel costs. ternpo￿ry accommodation. the list
goes on.
We must never give up on doing all we Can to provKle for those in need. we are at times their ¢)nly hope,
passing by on the other side must NOT be an optitin. Never think that the lrttle you can do is not worth
doing. b￿use it won't make a difference. believe me IT DOESI!
To each and every FIND volunteer lof which there are many), to my SUPPOrrive Trustees, to Ihe Donors,
Fundraisers, ProvKlers and those who encourage. also rny husband 'Thank you lor blessing me.
Chairfs Report 2021.
It is said that time passes very quic￿ if one is busy. this was Certainty the case wilh regard to FIND in
2021 when no sooner had the year begun r( Seer￿ to end. Two pandemic lockdowns were tough
enough but 2021 was filled week after week wrth compl￿tIOnS and more need, very litue tsme of respite,
seeking ways of accesyng bulk forjj orders whth berame increasingty rnre difficult which meant time
onsuming attempts to purchase smatter amounts of similar prcrfluets from multiple slore's rather tttan
placing orders Y•ith 2 or 3.
The one thing we were not short of was the generous monetary donal¥)ns of 100's of people of all ages,
from children to adults, groups and indNiduals. These grfts enable FIND to purchase ambienl foods along
with fresh veg and trui( meats, fish and dairy pr(KJucts. ensvnng the continUat￿n of prov¢ding the ever
increasiThJ numbers of people in need wilh good focmj par￿.
{Be¢ause of personal reasons in 2022 1 have not abEe to rAJllate the st* for 2021 as yet but plan to
do so very S(￿).
Page 2

Find (Families in Need) Ltd
known as FIND
Trustees. Report
Provision of the usual Christmas Hampers and Gifts was. for a 3rd year not an easy task but with the
support of RRT UK, 500 h'ampers aNived in b.me for us to distribute along wilh the 100 hampers made up
by Scrutton Bland at their office base. Aong with hampers went our regular food parcels, grfl vouchers for
both food and toy stores and a quantr.ty of grfl wrapped presents.
Nothing happens without the blllliant teanmiork of close to 100 volunteers, amazing people who give so
much of Ihemsefves lo enable FIND to care for those in need. All my volunteers are deserving of an
award - what they get is my thanks.
We wekomed 2 new Tnjstees. Nicola and Daren. arml it didn't take lon9 for them to find a nthe where
their expertise (x)ukl be put to use.
FIND ts blessed to be govemed by a team of gc*>J ¥tho all share the same aim - that of care for
others.
N¢)w in its 32nd year. FIND is needed more than ever and must e4)ntinue to give hope to those in despair.
Maureen Reynei M.B.E.
Founder.
The annual report was approved by the trustees of the chaiity on 28 Juty 2022 and signed on its behalf
M D A Reynel
Chaim)an and Trustee
Page 3

FirKI {Families in Needl Ltd
known as FIND
Statement of Trustees. Responsibilities
The trustees {who are also the directors of Find IFamilies in Need) Ltd for the purFX)ses of company law)
are responsible for preparing the trustees. report and the finanaal statements in accordance with the
United Kingdom Accounling Standards (Unrted lfjngdom Generally Accepted Accounting Practicel and
applicable law and regulations.
Company law requires the trustees to prepare financial ststerrents for each ftnancial year. Under
company law the trustees musl not approve the financial stslements unless they are satisfied that they
give a true and fair view of the state of affrairs of the charitable company and of its incoming resources
and appliCat￿n of resources. including its incKMne and expendilure. for Ihal peiiod. In preparing these
financial ststements. the trustees are required to..
select suitable accounting ￿lI￿eS and appty them ￿nSiStenI￿.
observe the methods and prinaples in the charit￿S SORP.,
make judgements and estimates that are reasonable and pnthnt.,
stale whether appluble UK Accounb"ng Standards have been followed, subject to any material
departures disclosed and explauied in financKal statements: and
prepare the financial stateffÉnls on the going Co￿*M basis unless it is inappropriaie to presume that
the charitable CA)mpany will contsnue in ￿j￿nesS.
The tnjstees are resFonsibte for keeping adequate accounting recorts that are SUI￿lent to show and
explain the charitable compan￿$ transactions and disek)se wth reasonable aceuracy at any time the
financial txjsition of the tharitsb￿ company and enable them lo ensure that the finanual ststements
comply with the Companies Act 2C¥J6. They are also reSpon￿bIe for safeguarding the assets of the
charitable company and hence for lakn.ng reasonknle steps for ￿ preven11￿ and detection of fraud and
other irregularittes.
Approved by the trusiees of the ¢hanty on 28 Juty 2022 and wgned on its behalf by.
M D A Reynel
Chairman and Tmstee
Page 4

Find (Families in Need) Ltd
known as FIND
Independent Examiner's Report to the trustees of Find (Familios in Need) Ltd
I report to the charity trustees on my examination of the accounts of the charity for the year ended 31
December 2021 whKh are set on pages 7 to 18.
Respectlve responslbllltles of trustws and examSner
As the charity's trustees of Find (Families in Needl Ltd land also its directors for the purposes of company
lawl you are responsible for the preparatKm of the accounts in accordance with the requirements of the
Companies Act 20061'the 20(￿ ACYI.
Having satisfied myself that the accounts of Find (Famifies in Need) Ltd are not required to be audited
under Part 16 of 2006 Act and are eligible for independent examination. I report in respect of my
examination of your charity's accounts as carried out under section 145 of the Charities Act 2011 {'the
2011 Act'l. In carrying out my examination I have followed the Direclions gbven by the Charity
Commission under seclton 14515}Ib) of the 2011 Act.
Independent examineV8 Statement
Since Find (Families in Need} Ltrts gross inco￿* exr£eded £250.000 your examiner must be a member
of a body listed in section 145 of the 2011 ACL l eonfimi that l am qualified to undertake the exaw•natic
because l am a member of. whK* is one of the listed bodies.
I have completed my examinatron. I confirm ttllt no mattets have come to my attentK)n in cx)nneclion with
the exarninab.on giving me cause to believe.
1. a¢¢ountr"ng records were noi kept in respect of Find (Familtes tn Need) Ltd as required by section
386 01 the 2006 Act. or
2. the accounts do not accord with re￿rdS." or
3. the accounts do not compty wrth the actounting requirements of section 396 of the 2006 Act other
than any requireffent thal the accounts give a 'true and fair vievl which is Tr)t a matter considered
as part of an independent examination., or
4. the a¢¢ounts have not been prepared in a¢eordanee wrth the methc*Js and prineiples of the
ststemenl of Recommended Practice for accountsng and rewrting by chartties lapplicable to
charities preparing their accounts in accordan￿ with the Financial Repjrting Standard applicable in
the UK and Republic of Ireland (FRS 10211.
I have no concems and have come across no other rnatter5 in COnnect￿n with the examination to which
attentson shoukJ be drawn in this report in order to enable a proper understanding of the accounts lo be
reached.
Page S

Find IFamilies in Need) Ltd
known as FIND
Independent Examinerfs Report to the trt￿teeS of Find IFamities in Need) Ltd
Peter Duley . The AS￿)Ciation of Chartered Certified Acc(￿ntants
AIMS Accountsnts for Business
28 Juty 2022
Pa9e 6

Find (Families in Need) Ltd
krKbwn as FIND
Statement of Financial Activities for the Year Ended 31 December 2021
(Including Income and Expenditure Account and Statement of Total Recognised
Gains and Losses)
Totsl
2021
funds
Income and Endowments from:
Donations and legacies
Investment income
173,188
123.347
296,535
22
Tolal income
173.210
123,347
296,S57
Expenditure on:
Raising funds
Charitable activilies
{25,730)
68.783
{25,730)
130,717
61.934
Total expenditure
94.513
61,934
156,447
Net income
78.697
61,413
140,110
Net movement in fvnds
78,697
61,413
140,110
R¢con¢iliation of funds
Total funds brought forward
Total fvnds carr￿d fopward
475.062
286.757
348.170
Restricted
funds
761,819
13
553,759
Unrestricled
funds
901,929
Total
2020
Income and Endowments froffl:
Donations and legacies
Investment income
291.789
249
160.723
452.512
249
Totsl income
292.038
160.723
452.761
Expenditure on:
Raising funds
Charitabie activiknes
{26.938}
51.615
{26,9381
91,511
39,8
Total expenditure
78,553
39.896
118,449
Nel income
213.485
120,827
334.312
Net movement in funds
213.485
120.827
334.312
Reconclliation olfvnds
Total funds brought fofwafd
261.577
165.930
427.507
Page 7

Find (Families in Need) Ltd
known as FIND
Statement of Flnancial .4cllvities for the Year Ended 31 December 2021
(Including Income and Expenditure Account and Statement of Total Recognised
Gains and Lo&ses)
Unrestricted Restrict•d
funds
Total
2020
Total funds carried foNMrd
13
475,062
286,757
761.819
All of the chanty's activrties derive from ¢3)ntinuing QFwakns durity tr* above t4YO ￿riodS.
The lunds breakdown for 2020 is shown in note 13.
Page 8

Find (Families in Need) Ltd
known as FIND
(Registration number: 5115880)
Balance Sheet as at 31 Decemb•r 2021
2021
2020
Fixed assets
Tangible assets
Current assets
Deblors
Cash at bank and in hand
311,237
343,589
10
11
1,841
599.156
1,774
434,817
61)0.997
10,305
436,591
Creditovs: Am(wnts lalling due within one year
12
18,361
Net current assets
590.692
418,230
Net assets
901.929
761,819
Funds of the charity:
Reslricted income funds
Restricted funds
348.170
286,757
Unrestrlcted income fvnds
Unrestitted funds
553.759
475,062
Total funds
13
901,929
761,819
Page 9

Find (Families in Need) Ltd
knowTh as FIND
(Regfjstration number. 5115880)
Balance Sheet as at 31 December 2021
For the finanoal year ending 31 2021 the charity Yras entitW to exemption from audit under
section 477 of the Companies Act 2006 relating to small coryn￿.
Dire¢tors' responsibilrties=
The members have not required the charity io obtain an audrt of its accounts for the year in quests.on in
cordance with ￿tIOn 476,. and
The directors acknowledge their respongbilib.es for ￿mpty1ng the requirements of the Act with
respect to aecountsng records and the preparation of accounts.
These accounts have been prepared HI aecordanc* with the provisions applicable to companies subject
to the small eompan*s regime.
The financial statements on pages 7 to 18 were approved by the trustees, and author￿ed for issue on 28
July 2022 and signed on their behalf by:
P C Burton
Trustee
Page 10

Find (Families in Need) Ltd
known as FIND
Notes to the Financial Statements for the Year Ended 31 December 2021
1 Chartty status
The charity is limited by share ￿PrtaI. ino)rporated in England aThl W*s.
The address of its registered office ￿..
42 Chequers Rise
Great Blakenham
Ipswich
Suffolk
IP6 OLT
These financial statements were authortsaj fDr issue by the tnJst*s on 28 July 2022.
2 Accounting pollcles
Summary of signillcant accounting policles and key accounting estimates
The principal accountbng Folic￿$ applied in the preparatr>n of these financial statements are set out
bel¢y. These Fdictes have teen conststentty appl*d to all the years presented. unless othepwise stated.
Statement of ¢ompllan¢e
The finanaal statements have prepared in accordan¢e A¢¢ountsng and Reporting by Charities..
Stsiement of Recommended Practtce applicable to ehaiilies preparing their acts)unts in aC0)rdan￿ with
the Financial Reporting Stsndard applicabk in the UK and Republic of IreLand IFRS 1021 (effective I
January 20151- (Charities SORP IFRS 10211. the Financpl Reporting Stsndard applicable in the UK and
Republic of Ireland IFRS 102). They also comply with the Companies Act 2006 and Charilies Act 2011.
Basis of prepardtion
Find IFamilies in Need) Ltd meets the definity.on of a publi¢ benefit ent.ty under FRS 102. Assets and
liabilities are initsalty recogntsed at trystorK21 cost or transacts'on value unless otheThvise slated in the
relevant accounts.ng policy notes.
Going concem
The trustees conyder that there are no matefial ur￿ertaIntles atrf)ut the ¢I￿ri￿$ ats'lty to conbnue as a
going concem nor any significant areas of uncertainty Ihat affecl the carrying value of assets held by the
charity.
Exempllon from pveparing a ush ststement
The charity opted to early adopt Bultetin 1 published on 2 Febn￿ry 2016 and have therefore not included
a cash flow ststement in these financial statements.
P￿e 11

Find (Families in Need) Ltd
known as FIND
Notss to the Financial Ststements for the Year Ended 31 December 2021
In¢ome and endoymients
All ineome is recognised once the charity has entbtsment to Ihe incorne. li is probab￿ that the income will
be received and the amount of the receivab￿ can be nW&ured reliably.
Donations and legacies
Donations a￿ recognised when the chanty has been notified in wrbting of t()th the amount and settlement
dale. In the evenl Ihat a donation is subject to rJ)ndity"ons that require a ￿e1 of perlomiance by the charity
before the charity is entitled to the funds. the income Ls deferred and not recognised unb"l either Ih05e
conditions are fully met. or the ftjlfilment of Ihose eA)ndilions is wholty wilhin the control of the chanty and il
is probable that these condtti.ons will be lulfilW in the reporting periLXI.
Expenditure
All expenditure is re¢o9nised once there is a legal or ¢onstruetp4e 0￿￿allOn to Ihat expendlture. It is
probable setuement is required and the amount can be rneasLt￿ reliably. All costs We allocated to the
applicable expenditure heading that aggregate si￿￿lar costs to that category. Where costs cannot be
direclty attributed to particular headings they have been alt(raled on a basis consistent with the use of
resour￿$. wth central staff costs al￿ted on the basis of ts.me spent, and dep￿CiatIon charges
allocated on the portion of the assevs use. Other support costs are allocated based on the spread of staff
costs.
RaiTsing fiinds
These are costs in¢ured in attrading ¥dunlary income. the management of investrnents and those
incurred in trading actbVitEs that ratse furKIs.
Charitable activltles
Charitable expendrture Comprises those ¢osts in0jr￿ by the charity in the delivery of ¢ts xtivities and
services for its beneficiafies. It includes costs that can be alkncate(I ￿￿e¢ty lo suth activibes and
those cosls of an indirect nature ne￿$sary to support them.
Support costs
Support costs indude central funth.ons ar￿ have been allc¢ated to acbwty o)st categories on a basis
consistent with the use of resources. for exampEe. all￿￿ting property costs by floor areas, or per capita,
stsff ¢osts by ihe ts"￿ spent and other costs by their usage.
Governance costs
These include the costs attributable to the Chari￿s compliance with c4)nstr(ulional and stalulory
requirements. including audiL strategic manag￿￿nt and trustees. meetings and reimbursed expenses.
Page 12

Find (Families in Need) Ltd
known as FIND
Notes lo the Financial Ststements for tho Year Ended 31 December 2021
Taxatlon
The charity is considered to pass the tests set K) Paragrnph 1 Schedvk 6 of the Finance Act 2010
and therefore rt meets the definition of a charitsble company for UK corporation tax purposes.
Accordingly, the charity is potentialty exempt from taxat￿n in respect of income or capital gains Teceived
within categories covered by Chapter 3 Part 11 of the Corporalion Tax Act 2010 or SeclHJn 256 of the
Taxation of Chargeable Gains Acl 1992. to the extent that wch income or gains are applied exclusively to
Charitable purposes.
Tangible fixed assets
IndNidual fixed assets costing £500.t)O or more are initialty re￿)rded at cost.
Deprecialion and amorti&ition
Depreciation bs provided on tsngible fixe(l assets so as to wnte off the cost or Va￿at￿n, less any
estsmated residual value, over their expected usefijl economic life as foU(yws:
Asset class
Leasehold propefty
Motor vehicles
Oepreciation method and rate
6.67°h per annum straight line basis
25% per annum reduciNJ balance
basis
3 years straight line
Fumiiure and equipment
Cash and cash equivalents
Cash and cash equivalents comprise cash i)n hand and call deposits. and olher short-temi highly liquid
investments that are readity cDn¥ertÈble to a amount of cash and are subject lo an ins￿n[ficant risk
of change in value.
Fund slructuro
Unrestricted income furtds are general funds that are available for use at trustees, discretion in
furtheran￿ of the objectNes of the charity.
Designated fijnds are unrestricted funds set aside for specific purtrt)ses at the discretson of th8 trustees.
Restricted income funds are those rtinated for use in a pathjkr area or for specific purposes. the use of
whth ts restricted to that area or purpose.
P4e 13

Find IFamilies in Need) Ltd
known as FIND
Notes to the Financial Statements for Ihe Year Ended 31 December 2021
3 Income from donatlons and legacles
tunds
Restricted
nds
Total
2021
Total
2020
General
Donations and legac*s'
Donations from indivKluals
173.188
123,347
296.535
452.512
173.188
123.347
296.535
452,512
4 Inveslment Income
nds
Total
2021
Total
2020
Designated
Interest receivable and similar income".
Interest receivable on bank dewsits
22
22
249
5 Exp¢nditurg on raising fitnds
al Costs of trading activities
Total
2021
Total
2020
Genernl
Depreciatth. amorbsation and other smikr
costs
25.730
25.730
26,938
25.730
25,730
26.938
Page 14

Find (Families in Need) Ltd
knovm as FIND
Notes to the Financial Stat•ments for the Year Ended 31 December 2021
6 Expendlthre on charttable xtlvllle6
Unrestridod
lunds
Restrfcted
funds
Total
2021
Total
2020
Gwwral
Rough sleepers
Food bank
Payments in relief of
povety
Govemance costs
5,616
,318
5.616
56.318
3,545
36.351
67.CM%
1.777
67,IXIS
1.777
49,808
1,807
68,783
61.934
130.717
91,511
7 Anatysls of gov¢mance and support costs
Governance costs
fund6
Total
2021
Total
2020
Alloeated support costs
1.777
1,807
1.777
1.777
1.807
P4e 15

Find (Families in Need) Ltd
known as FIND
Notes to the Financial Statements for the Year Ended 31 December 2021
8 Taxatlon
The charity is a registered charity and is theretse exempt from taxati￿.
9 Tangible fixed assets
Furniture
and
equlpment
Land and
building8
otor
vehicles
Total
Cost
At 1 January 2021
Addrtions
371.398
6.814
3.990
192
4.522
379,910
6.622
At 31 December 2021
364.584
4.182
4.522
373,288
Depreciation
Al 1 January 2021
Charge for the year
33,013
23,7C
1.330
1.394
1.978
636
36,321
25.730
At 31 December 2021
56.713
2,724
2,614
62,051
Net book value
At 31 December 2021
307,871
1.458
1.908
311,237
At 31 December 2020
338,385
2,660
343,589
Included within the net ￿￿k value of land and buiklings above is £Nil12020 - £Nil) in resFe¢t of freehold
land and buildings and £307.871 12020- £338.385) in respect of leasehokls.
10 Debtors
2021
2020
Prepayments
1.841
1.774
11 Cash and ush equivalents
Page 16

Find (Families in Need) Ltd
known as FIND
Notes to the Financial Ststements for the Year Ended 31 December 2021
2021
2020
Cash on hand
Cash at bank
Short-term deposits
753
352.4C6
245,997
470
250.371
183,976
599,156
434,817
12 CreditorJ: amounts falling due within one year
2021
2020
Other creditors
Accruals
10.306
18,362
18,361
10,305
Page 17

Find (Families in Need) Ltd
known as FIND
Notes to the Financial Ststements for the Year Ended 31 December 2021
13 Funds
' Balance at
Resources 31 December
expended
2021
Balance at 1
January 2021
Incomlng
resources
Unrestrlcted funds
General
350,411
173.188
(94.513)
429.086
Designated
124,651
22
124.673
Total unrestricted funds
475.062
173.210
{94.513}
61.934
553.759
Restricted funds
286.757
123.347
348.170
Total funds
761.819
296.557
156,447
901,929
Balance al
31 December
2020
Balance at 1
January 2020
Incomlng
Resources
expended
Unrestricted funds
Gener21
137.175
291,789
(78.553)
350,411
Desi9nated
Tolal unrestrlcted funds
124.402
249
124,651
261.577
292,038
(78.553)
39,896
475,062
Restricted funds
165.930
286,757
Total funds
427,S07
4S2.761
118,449)
761,819
Page 18