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2024-10-31-accounts

Charity registration number 1106010 (England and Wales)

ANGEL WELFARE AND EDUCATION TRUST

ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2024

ANGEL WELFARE AND EDUCATION TRUST

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees Mr Nasim Patel Mrs Yasmin Patel Mr Hussan Mussa Mrs Zubeda Mussa Mr Moinuddin Saiyed Mr Farook Essa Mr Rizwan Yusuf Charity number (England and Wales) 1106010 Principal address 29 The Drive Fulwood Preston Lancashire UK PR2 8FF Independent examiner Xeinadin Ground Floor, Citygate Longridge Road Preston PR2 5BQ

ANGEL WELFARE AND EDUCATION TRUST

CONTENTS

Page
Trustees report 1 - 2
Statement of trustees responsibilities 3
Independent examiner's report 4
Statement of financial activities 5
Balance sheet 6
Statement of cash flows 7
Notes to the financial statements 8 - 13

ANGEL WELFARE AND EDUCATION TRUST

TRUSTEES REPORT FOR THE YEAR ENDED 31 OCTOBER 2024

The trustees present their annual report and financial statements for the year ended 31 October 2024.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's governing document, the Charities Act 2011, FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)".

Objectives and activities

Public benefit

The trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the charity should undertake.

Main Activities in 2024:

All activities were conducted in accordance with our charitable objectives and were designed to empower communities sustainably.

Achievements and performance

Significant activities and achievements against objectives

2024 was a year of significant impact and growth for Angel Welfare and Education Trust. Key achievements include:

The trustees are particularly proud of the Ramadan food distribution campaign, which reached 15,000 families and helped provide over 1,000,000 meals.

Financial review

ANGEL WELFARE AND EDUCATION TRUST

TRUSTEES REPORT (CONTINUED) FOR THE YEAR ENDED 31 OCTOBER 2024

Reserves policy

It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure. The trustees consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the charity’s current activities while consideration is given to ways in which additional funds may be raised. This level of reserves has been maintained throughout the year.

Plans for future periods

In 2025, the Trust aims to:

Structure, governance and management

Angel Welfare and Education Trust is a charitable trust governed by its Trust Deed dated April 2004. The trustees are appointed in accordance with the provisions of the deed and meet regularly to oversee the charity’s operations and strategic direction.

The trustees who served during the year and up to the date of signature of the financial statements were: Mr Nasim Patel

Mrs Yasmin Patel Mr Hussan Mussa Mrs Zubeda Mussa Mr Moinuddin Saiyed Mr Farook Essa Mr Rizwan Yusuf

Organisational structure

The day-to-day administration is carried out by the trustees and volunteers. All major decisions are taken collectively, with a commitment to transparency and the charitable objectives of the trust.

The trustees report was approved by the Board of Trustees.

Mr Nasim Patel

Trustee

20 August 2025

ANGEL WELFARE AND EDUCATION TRUST

STATEMENT OF TRUSTEES RESPONSIBILITIES

FOR THE YEAR ENDED 31 OCTOBER 2024

The trustees are responsible for preparing the Trustees Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that year.

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

ANGEL WELFARE AND EDUCATION TRUST

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF ANGEL WELFARE AND EDUCATION TRUST

I report to the trustees on my examination of the financial statements of Angel Welfare and Education Trust (the charity) for the year ended 31 October 2024.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011.

I report in respect of my examination of the charity’s financial statements carried out under section 145 of the Charities Act 2011. In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the Charities Act 2011.

Independent examiner's statement

Since the charity’s gross income exceeded £250,000, the independent examiner must be a member of a body listed in section 145 of the Charities Act 2011. I confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

Your attention is drawn to the fact that the charity has prepared the financial statements in accordance with the relevant version of the Statement of Recommended Practice applicable to charities preparing their financial statements in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn. I understand that this has been done in order for the financial statements to provide a true and fair view in accordance with UK Generally Accepted Accounting Practice.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Farook Patel FCA Xeinadin Ground Floor, Citygate Longridge Road Preston PR2 5BQ 20 August 2025

ANGEL WELFARE AND EDUCATION TRUST

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 31 OCTOBER 2024

Unrestricted
Restricted
funds
funds
2024
2024
Notes
£
£
Income from:
Donations and legacies
2
112,792
734,817
Total income
112,792
734,817
Expenditure on:
Raising funds
3
1,968
-
Charitable activities
4
246,482
606,507
Total expenditure
248,450
606,507
Net income/(expenditure) and
movement in funds
(135,658)
128,310
Reconciliation of funds:
Fund balances at 1 November
2023
232,037
168,666
Fund balances at 31 October
2024
96,379
296,976
Total
Unrestricted
Restricted
funds
funds
2024
2023
2023
£
£
£
847,609
212,456
843,325
847,609
212,456
843,325
1,968
4,058
-
852,989
163,758
674,659
854,957
167,816
674,659
(7,348)
44,640
168,666
400,703
187,397
-
393,355
232,037
168,666
Total
2023
£
1,055,781
1,055,781
4,058
838,417
842,475
213,306
187,397
400,703

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

ANGEL WELFARE AND EDUCATION TRUST

BALANCE SHEET

AS AT 31 OCTOBER 2024

Notes
Current assets
Debtors
10
Cash at bank and in hand
Creditors: amounts falling due within
one year
11
Net current assets
The funds of the charity
Restricted income funds
12
Unrestricted funds
13
2024
£
37,400
358,116
395,516
(2,161)
£
393,355
296,976
96,379
393,355
2023
£
74,615
337,248
411,863
(11,160)
£
400,703
168,666
232,037
400,703

The financial statements were approved by the trustees on 20 August 2025

Mr Nasim Patel Trustee

ANGEL WELFARE AND EDUCATION TRUST

STATEMENT OF CASH FLOWS

FOR THE YEAR ENDED 31 OCTOBER 2024

2024
Notes
£
Cash flows from operating activities
Cash generated from operations
16
Net cash generated from investing activities
Net cash generated from financing activities
Net increase in cash and cash equivalents
Cash and cash equivalents at beginning of year
Cash and cash equivalents at end of year
2023
£
£
20,868
-
-
20,868
337,248
358,116
£
204,691
-
-
204,691
132,557
337,248

ANGEL WELFARE AND EDUCATION TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2024

1 Accounting policies

Charity information

Angel Welfare and Education Trust is a charitable trust governed by its Trust Deed dated April 2004. .

1.1 Accounting convention

The financial statements have been prepared in accordance with the charity's governing document, the Charities Act 2011, FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)". The charity is a Public Benefit Entity as defined by FRS 102.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the charity.

1.4 Income

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

ANGEL WELFARE AND EDUCATION TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 OCTOBER 2024

1 Accounting policies

(Continued)

1.5 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

1.6 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.7 Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

1.8 Grant making policy

The trustees consider grant making an effective means of delivering aid using partners.

The trustees actively develop the programmes for the year, identify whether it is most effective to deploy volunteers and resources or whether to seek a partner for some or all the planned programmes for each geographical locality. Where a partner is preferable, those organisations active in the target area are reviewed for their track record in the field, financial transparency and operational capability. Our grant making policy is reviewed each year to align our grants with our priorities and programmes activities for the year.

2 Income from donations and legacies

Unrestricted Restricted Total Unrestricted Restricted Total
funds funds funds funds
2024 2024 2024 2023 2023 2023
£ £ £ £ £ £
Donations and gifts 112,792 734,817 847,609 212,456 843,325 1,055,781

ANGEL WELFARE AND EDUCATION TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 OCTOBER 2024

3 Expenditure on raising funds
Unrestricted Unrestricted
funds funds
2024 2023
£ £
Fundraising and publicity
Other fundraising costs 1,968 4,058
4 Expenditure on charitable activities
Charitable Charitable
activities activities
2024 2023
£ £
Direct costs
Charitable activities overseas 845,478 823,152
Share of support and governance costs (see note 5)
Support 7,511 15,265
852,989 838,417
Analysis by fund
Unrestricted funds 246,482 163,758
Restricted funds 606,507 674,659
852,989 838,417
5 Support costs allocated to activities
2024 2023
£ £
Other expenses 35 35
Bank charges 5,207 4,070
Governance costs 2,269 11,160
7,511 15,265
Analysed between:
Charitable activities 7,511 15,265

ANGEL WELFARE AND EDUCATION TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 OCTOBER 2024

5
Support costs allocated to activities
Governance costs comprise:
Audit fees
Accountancy
6
Net movement in funds
The net movement in funds is stated after charging/(crediting):
Fees payable for the independent examination of the charity's financial
statements
(Continued)
2024
2023
£
£
-
9,000
2,269
2,160
2,269
11,160
2024
2023
£
£
-
9,000
(Continued)
2024
2023
£
£
-
9,000
2,269
2,160
2,269
11,160
2024
2023
£
£
-
9,000
11,160
2023
£
9,000

7 Trustees

None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the year.

8 Staff costs

There were no staff costs for the year ended 31 October 2024 nor for the year ended 31 October 2023.

9 Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

10 Debtors

10
Debtors
Amounts falling due within one year:
Other debtors
11
Creditors: amounts falling due within one year
Accruals and deferred income
2024
£
37,400
2024
£
2,161
2023
£
74,615
2023
£
11,160

ANGEL WELFARE AND EDUCATION TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 OCTOBER 2024

12 Restricted funds

The restricted funds include Zakat, Lillah and Sadqa. These are all related to removing human suffering, provide shelter, clothing and food, clean water, education facilities and establish work for people to look after themselves.

At 1
November
2023
Incoming
resources
Resources
expended
At 31
£
£
£
Zakat
103,882
522,158
(486,507)
Lillah
8,683
18,507
-
Sadqa
44,306
155,172
(120,000)
Interest
2,718
19,410
-
Well
9,077
19,570
-
168,666
734,817
(606,507)
Previous year:
At 1
November
2022
Incoming
resources
Resources
expended
At 31
£
£
£
-
843,325
(674,659)
October
2024
£
139,533
27,190
79,478
22,128
28,647
296,976
October
2023
£
168,666

13 Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1
November
2023
Incoming
resources
Resources
expended
At 31
£
£
£
General funds
232,037
112,792
(248,450)
Previous year:
At 1
November
2022
Incoming
resources
Resources
expended
At 31
£
£
£
General funds
187,397
212,456
(167,816)
October
2024
£
96,379
October
2023
£
232,037

ANGEL WELFARE AND EDUCATION TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 OCTOBER 2024

14 Analysis of net assets between funds

Unrestricted
Restricted
funds
funds
2024
2024
£
£
At 31 October 2024:
Current assets/(liabilities)
96,379
296,976
96,379
296,976
Unrestricted
Restricted
funds
funds
2023
2023
£
£
At 31 October 2023:
Current assets/(liabilities)
232,037
168,666
232,037
168,666
15
Related party transactions
There were no disclosable related party transactions during the year (2023 - none).
16
Cash generated from operations
2024
£
(Deficit)/surplus for the year
(7,348)
Movements in working capital:
Decrease/(increase) in debtors
37,215
(Decrease)/increase in creditors
(8,999)
Cash generated from operations
20,868
17
Analysis of changes in net funds
Total
2024
£
393,355
393,355
Total
2023
£
400,703
400,703
2023
£
213,306
(17,615)
9,000
204,691

The charity had no material debt during the year.