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2021-03-31-accounts

LinkAge Southwark Communities supporting older people (A Company Limited by Guarantee) Trustees Annual Report and Financial Statements For the Year Ended 31 March 2021 Company Registration Number: 05189161 Charity Registration Number: 1105923

Page Legal and Administrative Information Report of the Trustees Report of the Independent Examiner li Statement of Financial Activities 12 Balance Sheet 13 Statement of Cash Flow 14 Notes to the Financial Statements 15

Report of the Trustees for the Year Ended 31$1 March 2021 Legal and Administrative Information Trustees Caroline Havers Ichairl Adrian Greenwood {Deputy Chair & Company Secretary) Bev Tanner (Treasurer) Appointed May 2020 Juanita Fan Resigned March 2021 Nicholas Merriman QC Resigned Ottober 2020 Susan Sternglass Noble Rebecca Torry Mary Woodman Tim Devine Stephen Henden Lesley O'mara Tim Roberts Resigned July 2021 Appointed May 2020 Resigned July 2020 Resigned October 2020 Company Number 05189161 Charity Number 1105923 Registered Office United Reformed Church. Tell Grove, London SE22 8RH Dlrector Sophie Wellings Independent Examiners Knox Cropper LLP Chartered Accountants 65-68 Leadenhall Street London EC3A 2AD Bankers CAF Bank Ltd 25 Kings Hill Avenue Kings Hill, West Malling Kent ME19 4JQ

Trustees, Report For the year ended 31 March 2021 The Trustees (who are alsothe Dirertors of the charitable Companyforthe purposes of the Companies Actl, present their combined Directors, report and Trustees. report, as required by company law, together with the audited financial statements of Link Age Southwark Ithe Charity) for the year ended 31st March 2021. The Trustees confirm that the Trustees, report and financial statements of the Charity comply with the current statutory requirements. requirements of the Charitvs governing document, and the provisions of the Statement of Recommended Prartice ISORPI "Accounting and Reportin8 by Charities" applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland {FRS1021 leffertive l January 20151. Mission Vision Values and Activities Ourvlslon Friendly, vibrant local communities where older people thrive. Our Mission Link Age Southwark helps older people stay connected with their communities. alleviating loneliness, improving health and wellbeing and making communities stronger through volunteering. Our Values We are positive We brin8 loy. Vitality and warmth to every setting we enter. We have a 'can do. attitude We encourage everyone to share their unique skills. talents. passions and experience with each other. We are always connecting We know th3t connecting with other people is critical to everyone's wellbeing. We respert the individual We see the person, not their age and always truly listen to the person in front of us, seeking to understand their point of view. We are not alone We work in strong partnerships and link oldef people with our volunteers and with other services when that will help them and their communities thrive. Achievement and erformance The year 2020-21 was challenging on a global scale. not just for Link Age 5outhwark. The pandemic has required us to adapt all of our service provision alongside moving to home working. Our service users, who are all 60 plus and include those with a mild to moderate diagnosis of dementia, are one of the most vulnerable groups when exposed to the coronavirus. This has meant that many of them have been restricted to their homes for an extended period of time and unable to access many of the services that kept them active and engaged with their local community. Link Age Southwark's vision and mission is focused on alleviating loneliness, improving people's mental and physical wellbeing as well as keeping them connected to each other and the local community. The pandemic heightened the need for our services whilst also requiring us to adapt our delivery. Desplte this, we have continued to perform well in ensuring we maintained contact with our 7C(I plus service users and our 400 plus volunteers.

The adaptations that we have made to our service provision to ensure that we can continue to support our service users are detailed below: Befriending This usually involves a volunteer visiting someone in their home. This has been adapted to include telephone calls. online meetings as well as garden and walking visits when restrictions have allowed. Exercise, social and activity 8roups We have developed eight online groups including specialist groups for our service users with dementia. The groups have included both exercise and activities. We have also moved our social events online hosting two virtual parties. For those without online access, our specialist exercise tutors and volunteers have kept in touch by telephone on 3 weekly basis. We have also delivered activity packs and books to people's homes. Prartical support We have developed a shoppin8 and prescription pick vp service for our service users during the pandemic. When restrictions have allowed. we have completed odd job5 and offered 8ardening support desi8ned to help service users live independently in their own homes. We also crowdfunded for a flower and plant delivery project. Transport We usually provide transport for service users to assist them to access our groups. This service has been put on hold for the last year. Inter-generational work with local schools We have had a 'pen pal, arrangement with a local school where we matched youn8 people with a service user and they have been exchanging letters on a weekly basis. Local schools also provided us with large numbers of Christmas goody bags for older people that we delivered to their homes. Ageing Well Southwark This hub-based provision is provided in partnership with five local Southwark charities in contract with the local authority. The vision is for 'one front door, where older people and their carers can access a range of support services. This includes all Link Age Southwark's service Provision as well as the specialist work of the other partners which ranges from= information and advice. support for carers as well as day centre provision and toenail cuttin8 services. In 2020-2021. we: Worked with 437 dedicated volunteers, who contributed 16,787 hours of volunteering which is worth the equivalent of £182.138 (London Living wage £10.85 per hour from 9 November 20201 Mana8ed over 780 contarts with older people throughout the year. The average age of our service users is 81. 19% are over 90 years. 57% are over 80 years Supported older people with a diagnosis of mild to moderate dementia through the provision of online groups and delivery of packs to stimulate people at home Offered 8 online groups which were a combination of exercise, activity and social and supported those without online access through telephone c311s from our specialist exercise tutors resulting in 4927 contarts either online or via the telephone Supported 237 befriending relationships

Undertook 734 shoppin8, gardening and odd job tasks Supported one inter-generational pen pal scheme with a local school Held two virtual parties for older people and volunteers Delivered books, flowers. activity packs. Christmas meals and goody ba85 to over i¢XI service users Demand for our services has fluctuated during the year. with an initial upturn at the start of the pandemic, following our welfare calls to service users and the addition of the shopping service. We have fared well financially over the last 12 months, having benefited from Covid specific sources of funding as well as additional support from some of our long-standing supporters. We also did well in moving our communityfundraising to online events and new attivities. Plans for the Future Our current work has been focused around the Government road map and how we recommence our face to face provision in line with the lifting of restrirtions. Due to the extended period of confinement for many of our service users we are mindful that this will have impacted on their mobility as well as. in some instances. their willingness to re-engage. We will be workin8 closely with our service users to encourage them, where possible, out of their homes and back into the community. The adaptations that we made during the last year have taught us a great deal about what can be achieved through the use of online platforms. A great deal of time has been expended by individual staff members in making this happen and we have been delighted by the response from our service users and their carers. Following on from this success, we have surveyed service users to assess their interest in further developing their digital capabilities and we will be making this a core part of our service offer moving forward. We also used this time to undertake a strategic review of our groups and events offer with a view to ensuring that our groups are both well attended and impactful. Alongsidethis, we are p5annin8for the opening up of our provision of theAgeing Well Southwark hub at the Tessa Jowell Health Centre. This provision is part of our partnership with the Consortium of Older People's Services in Southwark {COPSINS) and our contract with the local authority. The pandemic has meant that we have been unable to offer services on site, as originally envisaged. We will begin to open up this provision in line with the lifting of restriction5. There is a huge amount of work to be done in order to restart our face-to-face provision and it is likely that this, alongside taking the digital work forward and dealing with the backlo8 of in-home assessments, will take up the bulk of the year. Governance and Administration Public Benefrt The Trustees confirm that in setting LAS'S objectives and planning its activities they have complied with the duty to have due regard to the Charity Commission's Beneral guidance on public benefit. Charities and Public Benefit.

Link Age Southwark constitution and organisational structure Link Age Southwark is controlled by its governing document. the Memorandum and Articles of Association and is constituted as a charity and company. limited by Guarantee. as defined by the Companies Act 2¢￿76. Link Age Southwark was known as Dulwich Helpline and Southwark Churches Care {DH&SCCI until September 2015, when the charitvs name was changed at a Special General Meeting of its members. The members of Link Age Southwark {all Trustees plus up to 35 additional members from among our supporters, service users and volunteers) are eligible to elect Directorsnrustees. and to put forward and vote on resolutions at the Annual General Meeting IAGMI. Staff At the end of the financial year there were four full time and seven part time staff. Governance and decision-making Legal responsibility for the management and stewardship of the Charity is vested in the Board of Trustees. The charity has a Chair, Deputy Chair, Company Secretary and a Treasurer. Trustees meet every two months. The Board of Trustees has a Finance Committee, which meets regularly throughout the year, reports to the Board, and has its own Terms of Reference. Trustees make strategic decisions. in consultation with the Chief Executive. Day to day management is delegated to the Chief Executive, who attends all Board meetings. Operational decisions are taken by the Chief Executive and Senior Management Team ISMTI. SMT members report to the Chief Executive. who, in turn, is line managed by the Chair. Recruitment and appointment of Trustees Rule 38 of the Articles of Association refers to a power to fix the maximum number of Directors. At th the AGM of 19 October 2015, a resolution was passed to set the maximum number of Directors at 15, on the understanding that the usual number will not exceed 12. The period of office is three years. The Articles of Association provide that, at each AGM, one third of the Trustees lor the number nearest to one thirdl must retire from office- those who have been in office longest retire first. Retiring Trustees may normally put themselves forward for re-election by the members of the charity. A succession plan is reviewed by the Board regularly, and skills audits are carried outto inform Trustee recruitment. Trustees bring experience from the public, private and voluntary sertors and have expertise in management, finance, law, property, service delivery, IT and care of older people. Trustees are recruited according to their knowledge. skills and experience. Durin8 2020-2021, Nicholas Merriman, Juanita Fan. Mary Woodman. Lesley O'mara and Tim Roberts resigned from the Board. A recruitment process commenced in April 2021 to source new Trustees with a focus on- social care. marketing and communications and a desire to recruit greater diversity to the Board. Trustee5' Liability and Responsibilities The financial liability of the members (including all Trustees) is limited to a sum not exceeding £10. The Trustees are responsible for preparing the Annual Report 3nd the Financial Statements in accordance with applicable law and regulations. The financial statements are required by law to give

a true and fair view of the state of affairs of the charitable company. In preparing these financial Statements. the Trustees are required to: select suitable accountin8 policies and then apply them consistently,- make judgements and estimates that are reasonable and prudent; and prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charitable company will continue in business. The Trustees are responsible for keeping proper accounting records that disclose, with reasonable accuracy at any time, the financial position of the company and enable them to ensure that the financial statements comply with the Companies Act 2CM)6. They are also responsible for 5afe8uarding the assets of the company and for taking reasonable steps for the detection and prevention of fraud and other irregularities. Trustees are also aware of and aspire to ensuring that Link Age Southwark demonstrates all the hallmarks of an effective charity. namely to: be clear about its direction have the right mix of skills and experience achieve its purposes and deliver its services efficiently assess its performance to help improve its efficiency have the financial resources to deliver its purposes be accountable and transparent Indurtion and training of Trustees The induction pro8r3mme for new Trustees includes: written information about LAS'S activities- a copy of LAS'S memorandum and articles of association: a copy of LAS'S policies and procedures- a copy of the NCVO Code of Good Governance; a copy of the Charity Commission's CC3 - The Essential Trustee information on Trustees. legal responsibiltties: a meeting with the Chair and the Dirertor: an invitation to attend a service user referral and matching meetin an invitation to attend an activity 8roup to meet service users: an invitation to attend LAS'5 activities in the communwty: attendance, as an observer, at a Board of Trustees meeting Trustee5 are encouraged to attend relevant training courses includin8 those run by Community Southwark. the Small Charities Coalition. Cass Business School, New Philanthropy Capital and legal firms offering relevant training. They also receive updates from the office on matters pertaining to effective governance. Risk Management Trustees maintain a risk register to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error. LAS'S risk register is reviewed and updated annually, with appropriate mitigation measures put in place. At every Board meetin8, the top three risks are highlighted with a discussion. if necessary.

Fundin and Flnances Financial Review LAS entered 2020/21 with a deficit budget of £30,OCM). This budget was adopted both to meet the service delivery objettives and also because the healthy level of reserves made this an acceptable risk. This involved setting a target income of £180.IXrf) from trusts and foundations. In addition to this. we have secured multi-year income from the National Lottery and Southwark Council. The outcome for the year was that LAS exceeded the target income from trusts and foundations which made it possible to eliminate the budgeted deficit. In reality, the service activity was impacted by the pandemic and so, in reconfiguring the service offering to respond to the pandemic, certain activities were suspended or delivered in a different and innovative way as described earlier in this report. LAS'S total income for the financial year 2020121 was £577.652 {2019/20- £559,842) Grants received from foundations, trusts and the National Lottery were £292.872, which was a tremendous and much appreciated outcome as it even exceeded the previous year's celebrated total of £285,680. Details of all the organisations who have kindly contributed to this, and the amounts involved, are shown in Note 2 of the accounts which accompany this report. These grants were a major factor in enabling us to eliminate the budgeted deficit as described above. The core grant from Southwark Council was £136.088 as part of the delivery of the older persons and carers hub, Ageing Well Southwark. Thetotal expenditure increased by£32,436to £558,321. Staffingcosts increased by £36.827 asshown in Note 8 to the accounts. This was in line with a minor restructure to meet the increasing demand for our services. As a result of the pandemic. however. our expenditure on tutors and transport reduced Fundraising The charity is committed to ensurin8 that all of its fundraising activities are legal, open, honest and respectful. The majority of the income is derived from grant funding applications made by the staff team to trusts and foundations and the local authority. Donations are also received from individuals and organisations in the local community through artivities carried out by a group of committed volunteers with support from the Staff. No external professional fundraisers or commercial participators are used in these fundraising attivities. The charity is committed to meetin8 the requirements of the new Fundraising Regulator, the standards of the Code of Fundraising Prartice, and the requirements of the D3ta Protection Att 2018 around proterting vulnerable people and treating personal data with respett when carrying out fundraising activities. Result for the year The total net Surplus of £19.331 is made up of a surplus of £36,694 in unrestricted funds and a deficit of £17,363 in restricted funds. The position on unrestricted funds is very healthy, as this is money that is freely available to LAS to use in the best interests of the organisation. The deficit on restricted money arises solely because funds were received and recognised as income in the previous financial year. This money was carried forward and actually spent in 2020121 therefore leading to the deficit in that year. Despite this good news, it is important to note that the Trustees have agreed to start the financial year 2021122 with a budgeted deficit of £51.877. This is largely due to the need to engage sessionèl staff to progressthe A8eing Well Southwark and Groups and Events programmes, as well as providing additional needs assistance on a one-to-one basis. Adopting this approach to the budget is made possible by our healthy level of unrestrirted reserves. but this will be accompanied by continuous

monitoring and strong financial control to protect the organisation's financial sustainability and to again eliminate the budget deficit, if possible. On 31" March 2021, the total fLtnds were £436,915. At the balance sheet date there were restrirted funds of £65.206 leaving £371,709 of unrestricted and designated funds. The unrestritted or free reserve5 were £299,134 which is just slightly below our target level for free reserves of £311,000 {see below). Reserves and Investments Policies The Trustees have reviewed the Reserves and Investment Policies as follows.. The charity should hold reserves equivalent to six months of budget expenditure. This is desi8ned to allow the charity to continue to meet its commitment to support both current and future service users in the face of an unexpected loss of income. This would allow time to consider all possibilities, from establishing alternative provision for current service users. reshaping the cost base particularly with regard to personnel posts, through to the orderly closure of the charity as a very last resort. On this basis the target level of reserves would be £311,1))O {six months of the £622,000 budgeted expenditure for 20211221. In order to hold sufficient cash in reserves. the Trustees have invested these free fund5 in various term deposits and notice accounts with other banking institutions. up to the limit of the FSCS guarantee, to ensure they are available if called on for such adverse circumstances as foreseen in the Resen4es Policy. Independent Examiner A proposal to appoint Shoaib Arshad of Knox Cropper LLP. Chartered Accountants as independent examiner for the forthcoming year will be put fonrfrfard at the Annual General Meetin8. This report was approved by the Board of Trustees on 14th September 2021 and signed on its behalf by: Caroline Havers Chair Bev Tanner Trustee and Treasurer io

INDEPENDENT EXAMINER’S REPORT TO THE TRUSTEES OF

LINK AGE SOUTHWARK

FOR THE YEAR ENDED 31 MARCH 2020

I report to the charity trustees on my examination of the accounts of Link Age Southwark for the period ended 31 March 2021.

Responsibilities and basis of report

As the trustees of the charitable company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’). You are satisfied that the accounts of the Company are not required by charity or company law to be audited and have chosen instead to have an independent examination.

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of the Company’s accounts carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner’s statement

Since the Company’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I can confirm that I am qualified to undertake the examination because I am a registered member of ICAEW which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Shoaib Arshad, ACA, FCCA Knox Cropper LLP Chartered Accountants 65-68 Leadenhall Street, London, EC3A 2AD

Date:

11

LINK AGE SOUTHWARK

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31st MARCH 2021

Unrestricted
Restricted
Total
Funds
Funds
Funds
Notes
£
£
£
INCOME AND ENDOWMENTS FROM:
Donations, Grants and Legacies
Voluntary Income
2
182,866
202,544
385,410
Charitable Activities - Supporting Older People
Fundraising
53,806
-
53,806
Investment Income
2,348
-
2,348
London Borough of Southwark
3
136,088
-
136,088
TOTAL INCOME
375,108
202,544
577,652
EXPENDITURE FROM:
Charitable Activities - Supporting
Older People
4
318,656
219,907
538,563
Raising Funds
4
19,758
-
19,758
TOTAL EXPENDITURE
338,414
219,907
558,321
Net Income/(Expenditure) before Transfers
36,694
(17,363)
19,331
Transfers between Funds
-
-
-
Reconciliation of Funds:
Total Funds at the start of the year
335,015
82,569
417,584
Total Funds at the end of the year
371,709
£
65,206
£
436,915
£
Year ended 31 March 2021
Unrestricted
Restricted
Total
Funds
Funds
Funds
Notes
£
£
£
INCOME AND ENDOWMENTS FROM:
Donations, Grants and Legacies
Voluntary Income
2
182,866
202,544
385,410
Charitable Activities - Supporting Older People
Fundraising
53,806
-
53,806
Investment Income
2,348
-
2,348
London Borough of Southwark
3
136,088
-
136,088
TOTAL INCOME
375,108
202,544
577,652
EXPENDITURE FROM:
Charitable Activities - Supporting
Older People
4
318,656
219,907
538,563
Raising Funds
4
19,758
-
19,758
TOTAL EXPENDITURE
338,414
219,907
558,321
Net Income/(Expenditure) before Transfers
36,694
(17,363)
19,331
Transfers between Funds
-
-
-
Reconciliation of Funds:
Total Funds at the start of the year
335,015
82,569
417,584
Total Funds at the end of the year
371,709
£
65,206
£
436,915
£
Year ended 31 March 2021
Unrestricted
Restricted
Total
Funds
Funds
Funds
£
£
£
187,847
186,713
374,560
59,392
-
59,392
2,640
-
2,640
123,250
-
123,250
Year ended 31 March 2020
375,108
202,544
577,652
373,129
186,713
559,842
318,656
219,907
538,563
19,758
-
19,758
312,050
190,140
502,190
23,695
-
23,695
338,414
219,907
558,321
335,745
190,140
525,885
36,694
(17,363)
19,331
-
-
-
335,015
82,569
417,584
37,384
(3,427)
33,957
-
-
-
297,631
85,996
383,627
371,709
£
65,206
£
436,915
£
335,015
£
82,569
£
417,584
£

The Statement of Financial Activities includes all gains and losses recognised in the year The notes on pages 15 to 20 form part of these financial statements

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LINK AGE SOUTHWARK

BALANCE SHEET

AS AT 31st MARCH

Notes
FIXED ASSETS
9
CURRENT ASSETS
Debtors
10
Cash at Bank and in Hand
Less:CURRENT LIABILITIES
11
TOTAL ASSETS LESS CURRENT LIABILITIES
CHARITY FUNDS
Restricted Funds
Designated Funds
Unrestricted Funds
TOTAL FUNDS
£
£
77,326
17,218
371,776
388,994
(29,405)
359,589
436,915
£
65,206
72,575
299,134
436,915
£
2021
£
£
81,645
31,589
329,398
360,987
(25,049)
335,938
417,583
£
82,569
81,646
253,369
417,584
£
2020
£
£
81,645
31,589
329,398
360,987
(25,049)
335,938
417,583
£
82,569
81,646
253,369
417,584
£
2020
388,994
(29,405)
360,987
(25,049)
417,583
£
82,569
81,646
253,369
417,584
£

The Company is exempt from the requirements relating to preparing audited accounts in accordance with section 477 of the Companies Act 2006. The members have not required the Company to obtain an audit of its accounts for the year in question in accordance with section 476 of the Companies Act 2006.

The Directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to the accounting records and the preparation of accounts. These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies' regime.

The financial statements were approved by the Trustees on the and signed on their behalf by:

Caroline Havers Chair of Trustees

Bev Tanner

Trustee & Treasurer

The notes on pages 15 to 20 form part of these financial statements Company Registration No. 05189161

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LINK AGE SOUTHWARK

STATEMENT OF CASH FLOW FOR THE YEAR ENDED 31st MARCH 2021

Cash flows from operating activities
Net cash provided by operating activities (reconciliation below)
Cash flows from investing activities
Dividends and Interest from Investments
Purchase of property, plant and equipment
Net cash provided by/(used in) investing activities
Change in cash and cash equivalents in the reporting period
Cash and cash equivalents at the start of the year
Cash and cash equivalents at the end of the year
Reconciliation of net income to net cash flow from operating activities
Net income for the reporting period
Depreciation charges
Dividends and interest from investments
(Increase)/Decrease in debtors
Increase/(decrease) in creditors
Net cash provided by operating activities
2021
£
45,193
2020
£
(18,157)
2,348
(5,163)
-
2,640
-
-
(2,815) 2,640
42,378
329,398
(15,517)
344,915
371,776
£
329,398
£
2021
£
19,331
9,483
(2,348)
14,371
4,356
2020
£
33,957
9,072
(2,640)
(22,177)
(36,369)
45,193 (18,157)

-14-

LINK AGE SOUTHWARK

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31st MARCH 2021

ACCOUNTING POLICIES

Basis of Preparation

The financial statements of the charitable company, which is apublic entity under FRS102, have been prepared inaccordance with the small entities provisions of Financial Reporting Standard 102 and with the Charities SORP(FRS102)- 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the Uk and Republic of Ireland (FRS10)(effective 1 January 2019)' and the Companies Act 2006. Assets and liabilities are initiallly recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note.

Company Status

The company is a company limited by guarantee. In the event of the company being wound up, the liability in respect of the gurantee is limited to £10 per member of the company.

Fund Accounting

General funds are unrestricted funds which are available for use at the discretion of the trustees in furtherance of the general objectives of the company and whichhave not been designated for other purposes.

Restricted funds are to be used in accordance with the specific restrictions imposed by the donors and have been raised by the company for particular purposes. The cost of raising and administering such funds is charged against the specific fund. Investment Income, gains and losses are allocated to the appropriate fund.

Income

All income is included in the Statement of Financial Activities when the company is legally entitled to the income and the amount can be quantified with reasonable accuracy - except when donors specify that donations and grants given to the charity must be used in future accounting periods, the income is deferred until those periods.

Expenditure

All expenditure is accounted for on an accruals basis and has been included under expense catergories that aggregate all costs for allocation to activities. Where costs cannot be directly attributed to particular activities they have been allocated on a basis consistent with the use of the resources. Overheads and other salaries are allocated between the expense headings on the basis of time spent.

Fundraising costs are those incurred in seeking voluntary contributions and do not include the costs of disseminating any information in support of the charitable activities.

Support costs are those costs incurred directly in support of expenditure on the objecs of the charity and are allocated on the basis of staff cost.

Governance costs are those incurred in connection with enabling the charity to comply with external regulation, constitutional and statutory requirements and in providing support to the board of trustees in the discharge of their statutory duties.

Going Concern

In the light of the current pandemic the trustees have considered the following: (a) promised continued funding from the local authority and other external funders, (b) evidence of tremendous financial and other support from the local community, and (c) the strong cash reserves. Taking all these factors into account the Trustees consider that there are no other material uncertainties about the Charity's ability to continue as a going concern for at least twelve months and beyond from the signing date of these accounts.

Tangible Fixed Assets and Depreciation

Assets costing more than £1,000 are capitalised.Tangible fixed assets are stated at cost less depreciation. Depreciation is provided at rates calculated to write off the cost of fixed assets, less their estimated residual value over their expected useful lives.

At 31 March 2019 the assets held had been written down to NIL. At the end of that year the charity had spent over £90,000 on refurbishing premises which were to be leased for a period of ten years. The expenditure will be amortised on a straight-line basis at 10% per annum over the ten years.

Pensions

The charity set up a pension scheme for employees to comply with auto enrolment regulation; and contributed to this for all enrolled employees. The pension charge represents the amounts payable by the charity to the approved scheme in respect of the reporting year.

-15-

LINK AGE SOUTHWARK

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31st MARCH 2021

2. VOLUNTARY INCOME
Grant Income
Restricted Income
National Lottery Community Fund
The National Lottery
Henry Smith Charity
Goldsmiths' Company Charity
Merchant Taylors' Company
United St Saviour's Charity
Ground Work UK
Wakefield & Tetley
Robert McAlpine Foundation
CAF Bank
Southwark Council
Southwark Council (Neighbourhood Funds)
GIC
Neighbourly Community Fund
Independent Age Enterprises Ltd
Austin & Hope Pilkington Trust
Mercers Trust
Home Instead (Bring Joy)
Unrestricted Income
The Dulwich Almshouse Trust
United St Saviour's Charity
Age UK
Garfield Weston Foundation
St George the Martyr
Southwark Council (Neighbourhood Funds)
Mercers Trust
Woodroffe Benton
Southwark Charities
NHS Southwark CCG
London Community Foundation
Sir Jules Thorn Charitable Trust
Other small grants
Other Voluntary Income- Donations
Legacies
The Elizabeth & Prince Zaiger Trust
John Horseman Trust
Inman Charities
Northwick Trust
Individual (inc. Patrons) and Organisations
Gift Aid
Unrestricted
Income
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
14,000
17,500
5,000
30,000
-
-
16,667
-
-
1,111
5,000
1,000
50
90,328
10,000
-
3,000
-
5,000
64,566
9,972
92,538
182,866
Restricted
Income
£
90,340
37,743
-
-
-
5,750
-
-
10,000
1,500
1,500
31,611
2,700
400
15,000
1,000
4,000
1,000
-
-
-
-
-
-
-
-
-
2021
Total
£
90,340
37,743
-
-
-
5,750
-
-
10,000
1,500
1,500
31,611
2,700
400
15,000
1,000
4,000
1,000
-
14,000
17,500
5,000
30,000
-
-
16,667
-
-
1,111
5,000
1,000
50
2020
Total
£
88,313
-
30,000
15,000
14,900
17,500
1,000
10,000
10,000
-
-
-
-
-
-
-
-
-
-
35,000
5,000
-
5,000
19,247
16,667
2,000
12,000
4,053
202,544 292,872 285,680
-
-
-
-
-
-
-
10,000
-
3,000
-
5,000
64,566
9,972
5,000
10,000
3,000
5,000
-
53,380
12,500
- 92,538 88,880
202,544 385,410 374,560

-16-

LINK AGE SOUTHWARK

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31st MARCH 2021

3. CHARITABLE ACTIVITIES

3.
CHARITABLE ACTIVITIES
Southwark Council
4.
RESOURCES EXPENDED
Charitable Expenditure
Direct Costs
Support Costs (Note 5)
Governance Costs (Note 6)
Fundraising Costs
5.
SUPPORT COSTS
Repairs, Maintenance & IT
Telephone
Bookkeeping
Rent & Utilities
Depreciation
Insurance
Training & recruitment
Printing, Postage & Stationery
Staff Costs
Payroll Processing
Other
Bank Charges & Consumables
Direct
Staff
Costs
£
371,411
-
18,000
Unrestricted
Income
£
136,088
Restricted
Income
£
-
2021
Total
£
136,088
2020
Total
£
123,250
Other
Direct
Costs
£
23,972
-
-
Governance
and Support
Costs
£
-
115,337
9,843
2021
Total
Costs
£
395,383
115,337
27,843
2020
Total
Costs
£
377,399
95,818
28,973
389,411
12,413
23,972
1,772
125,180
5,573
538,563
19,758
502,190
23,695
401,824 25,744 130,753 558,321 525,885
Supporting
Older People
£
10,752
4,539
11,700
12,535
8,535
1,007
3,894
6,808
43,963
1,184
7,843
2,578
Raising
Funds
£
552
252
650
696
474
56
216
379
1,824
65
274
134
Governance
Costs
£
552
252
650
696
474
56
216
379
1,824
65
274
135
2021
Total
£
11,856
5,043
13,000
13,927
9,483
1,119
4,326
7,566
47,611
1,314
8,391
2,847
2020
Total
£
15,292
3,279
13,250
15,234
9,072
1,058
4,588
12,073
27,026
1,115
1,133
3,346
115,337 5,573 5,573 126,483 106,466
6.
GOVERNANCE COSTS
Independent Examination Fees
Other Governance costs
Support Costs
Staff Costs
7.
NET INCOME (EXPENDITURE)
This is stated after charging:
Depreciation of fixed assets
Independent Examination
Pension Costs
2021
Total
£
2,646
1,624
5,573
18,000
2020
Total
£
2,930
2,719
5,324
18,000
27,843 28,973
2021
Total
£
9,483
2,646
17,697
2020
Total
£
9,072
2,930
15,696
29,826 27,698

During the year no Trustee received any remuneration or benefits in kind (2020 - £Nil). During the year noTrustees received a reimbursement of expenses (2020 - £309).

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LINK AGE SOUTHWARK

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31st MARCH 2021

8.
STAFF COSTS
Staff costs were as follows:
Wages and Salaries
Social Security costs
Pension costs
The average number of staff employed during the year:
Charitable Activities
Support
2021
Total
£
353,670
30,457
17,697
2020
Total
£
322,370
26,931
15,696
401,824 364,997
No.
12.5
1.5
No.
12
1
14.0 13

No employee received remuneration in excess of 60,000 (2020 - Nil) during the year

The total employees benefits, including employer contributions of the key management personnel amounted to £57,093 (2020 - 51,990)

9.
TANGIBLE FIXED ASSETS
COST
At the beginning of the year
Additions during the year
At the end of the year
DEPRECIATION
At the beginning of the year
Charge for the year
At the end of the year
NET BOOK VALUE
At 31 March 2021
At 31 March 2020
Office
Equipment
-
5,163
Leasehold
Improvements
90,717
-
2021
Total
£
90,717
5,163
2020
Total
£
90,717
-
5,163 90,717 95,880 90,717
-
411
9,072
9,072
9,071
9,483
-
9,072
411 18,143 18,554 9,072
4,752 72,574 77,326 -
- 81,645 81,645 81,645

10. DEBTORS

BTORS
Other debtors
Prepayments and accrued income
2021
2020
Total
Total
£
£
3,849
2,103
13,369
29,486
17,218
31,589

11. CREDITORS - amounts falling due within one year

EDITORS - amounts falling due within one year
Other creditors
Accruals and deferred income
2021
Total
£
2,856
26,549
2020
Total
£
22,049
3,000
29,405 25,049

-18-

LINK AGE SOUTHWARK

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31st MARCH 2021

12. STATEMENT OF FUNDS at 31.03.21
Unrestricted Funds
General Funds
Designated Fund - new offices
Restricted Funds
Henry Smith Charity
Goldsmiths' Company Charity
United St Saviour's Charity
Merchant Taylors
Groundwork UK
Sir Robert McAlpine Foundation
National Lottery Community Fund
The National Lottery
CAF Bank
Southwark Council
Southwark Council Neighbourhood Funds
GIC
Neighbourly Community Fund
Independent Age Enterprises Ltd
Austin & Hope Pilkington Trust
Mercers Trust
Home Instead (Bring Joy)
Total Funds
Unrestricted Funds
Restricted Funds
STATEMENT OF FUNDS at 31.03.20
Unrestricted Funds
General Funds
Designated Fund - new offices
Restricted Funds
Henry Smith Charity
Goldsmiths' Company Charity
Wakefield & Tetley
United St Saviour's Charity
East End Communities Foundation
Merchant Taylors
Age UK - Warm and Well in Winter
London Community Foundation
Groundwork UK
Sir Robert McAlpine Foundation
National Lottery Community Fund
Total Funds
Unrestricted Funds
Restricted Funds
Brought
Forward
£
253,369
81,646
Income
£
375,108
-
Expenditure
£
(338,414)
-
Transfers
£
9,071
9,071
-
Carried
Forward
£
299,134
72,575
335,015 375,108 (338,414) - 371,709
15,000
8,750
-
13,659
500
7,500
37,160
-
-
-
-
-
-
-
-
-
-
-
-
5,750
-
-
10,000
90,340
37,743
1,500
1,500
31,611
2,700
400
15,000
1,000
4,000
1,000
(15,000)
(8,750)
(5,750)
(13,659)
(500)
(17,500)
(74,875)
(25,162)
(1,500)
(1,500)
(31,611)
(2,700)
(400)
(15,000)
(1,000)
(4,000)
(1,000)
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
52,625
12,581
-
-
-
-
-
-
-
-
82,569 202,544 (219,907) - 65,206
335,015
82,569
375,108
202,544
(338,414)
(219,907)
-
-
371,710
65,206
417,584 577,652 (558,321) - 436,916
Brought
Forward
£
206,914
90,717
Income
£
373,129
-
Expenditure
£
(335,745)
-
Transfers
£
9,071
(9,071)
Carried
Forward
£
253,369
81,646
297,631 373,129 (335,745) - 335,015
15,000
8,750
-
5,708
833
12,500
5,415
5,000
-
-
32,790
30,000
15,000
10,000
17,500
-
14,900
-
-
1,000
10,000
88,313
(30,000)
(15,000)
(10,000)
(23,208)
(833)
(13,741)
(5,415)
(5,000)
(500)
(2,500)
(83,943)
-
-
-
-
-
-
-
-
-
-
-
15,000
8,750
-
-
-
13,659
-
-
500
7,500
37,160
85,996 186,713 (190,140) - 82,569
297,631
85,996
373,129
186,713
(335,745)
(190,140)
-
-
335,015
82,569
383,627 559,842 (525,885) - 417,584

-19-

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31st MARCH 2021

13. ANALYSIS OF NET ASSETS BETWEEN FUNDS - 31.03.21

ANALYSIS OF NET ASSETS BETWEEN FUNDS - 31.03.21
Tangible Fixed Assets
Current Assets
Current Liabilities
ANALYSIS OF NET ASSETS BETWEEN FUNDS - 31.03.20
Tangible Fixed Assets
Current Assets
Current Liabilities
Unrestricted
Funds
£
77,326
323,788
(29,405)
Restricted
Funds
£
-
65,206
-
2021
Total
£
77,326
388,994
(29,405)
371,709 65,206 436,915
Unrestricted
Funds
£
81,646
278,418
(25,049)
Restricted
Funds
£
-
82,569
-
2020
Total
£
81,646
360,987
(25,049)
335,015 82,569 417,584

14. PENSION COMMITMENTS

The charity commited up to 5% of gross salaries into the NEST pension scheme as approved by the Board of Trustees. The pensions cost charge represents the contributions paid by the charity into the scheme and amounted to £17,697 (2020 - £15,696). At the end of the year the balance due to the pension provider was £2,638 (2020 - £2,472)

15. RELATED PARTY TRANSACTIONS

There were no related party transactions in the year.

-20-