## **CHRISTIAN COMMUNITY TRUST FOR NORWICH AND NORFOLK LTD**
Annual Report and Accounts for the year ended 31st March 2025
Registered Charity in England No: 1105340
Company Registration No: 5079406
## **Trustees Annual Report for the period from 1st April 2024 to 31st March 2025**
The trustees present their report and the accounts for the year ended 31st March 2025
## **Reference and administrative details**
The charity is also known by the following names, which operate as separate projects or activities under the main charity:
Dreams and Visions Network Norwich Registered charity number 1105340 Company number 5079406 Charity’s principle address Gunn’s Cottage Smallburgh Road Barton Turf Norfolk NR128YT Company’s registered office: 24 Golden Dog Lane Norwich NR3 1BP Company secretary: Mr Howard Green Governing Document: Memorandum and Articles of Association Incorporated.
## **Names of the charity trustees (who are also the directors of the company) who manage the charity.**
Mrs B Collyer Mr H Green Miss A Heydon Miss L Lain-Rogers
## **Names and address of advisers**
Bankers
The Co-operative Bank plc Skelmersdale Lancashire
Independent Reviewer
Mr J Payne 35 Henby Way NORWICH, NR7 0LD
## **Governance of the Charity**
The charity is constituted as a company limited by guarantee, not having a share capital. The company is governed by the Memorandum and Articles dated 22nd March 2004. The liability of the members is limited by guarantee to £10 per member, the total liability is £40. The trustees are appointed by members of the company.
## **Management & Governance Structure**
Four Trustees have run the Christian Community Trust for Norwich and Norfolk Ltd over this period, each with differing backgrounds and expertise that can contribute to the delivery of the charity’s objectives.
The policy and key operating decisions (i.e. budget setting, risk management) of the charity rest with the Trustees who meet regularly to monitor the activities of the charity.
During the year, CCTNN directly employed four staff in connection with the Network Norwich operation. Others were paid on a self-employed basis in the different projects to deliver the activities of the charity.
## **Objectives and activities**
The principle activity of the charity is to advance the Christian religion within the City of Norwich, the County of Norfolk and worldwide.
The trust aims to encourage service and unity in Norwich and Norfolk. It is particularly intended to release and support Christians who see how things might be different and who want to work with others to turn these dreams and visions into reality for their community.
## **Summary of the main activities in relation to these objects.**
**The Christian Community Trust for Norwich and Norfolk Ltd** make small grants to individuals and groups to meet immediate needs through Dreams and Visions. The resources are derived locally and nationally.
Most of the support given through **Dreams and Visions** in the year to March 2025 has been to provide counselling to individuals experiencing difficulties in the workplace and family relationships which are affecting their ability to work effectively. Grant was also given towards the cost of providing family counselling and for respite support. We also paid for extra supervision for the counsellors at a school in Manchester and for support for disadvantaged children at the same school. Some funding has been given for spiritual direction. The grants have mainly been awarded in England, with a few in Greece and one in Ghana.
## In addition:
- Christian Retreats in Norwich for individuals
- Brave movement which works to end sexual violence towards children - £5000
- Forerunners for Christ - missionary organisation in Ghana £1050
## **Policy on grant making**
Projects are considered by the trustees on a regular basis, which meet the aims of the charity and serve the local community.
Grants of were made during the period as follows:-
## **Total Grants awarded £59,160**
**The Trust also runs the following activity:**
## **Network Norwich**
The Trust employs the staff that run, and actively supports, www.networknorwich.co.uk. This is a very successful internet service for the Christian Community of the Norfolk area.
## **Financial review**
|**Financial review**||
|---|---|
|During the period the charity received income as follows:||
|Network Norwich - Sales of Advertisements|£18,788|
|Donations, including Gift Aid|£65,814|
|Good News for Norfolk|£ 5,380|
## **Expenditure**
The main costs to the charity were those of salaries and pensions for Network Norwich. The end-of-year financial administration work is undertaken by a book keeper. Daily administrative work in overseeing the payments of grants is undertaken by the Chairman and £500 for expenses was received by her to cover broadband and printing costs.
## **Reserves Policy**
On an annual basis the Trustees consider the level of reserves they wish to retain that are appropriate to meet the Charity’s needs and circumstances. This is based on the charity’s size and level of commitment held. The Trustees endeavour not to set aside funds unnecessarily and aims to hold no more than 6 months running costs in unrestricted funds.
## **Risk Statement**
The Trustees have and continue to review the major strategic, business and operational risks, which a small charity with few employees is likely to be exposed to. A framework has been established and procedures are in place to identify, monitor and review these risks on a regular basis.
All major insurable risks have been covered by the charity’s insurance coverage. Contracts and associated risks are reviewed before being finalised to ensure they do not significantly impact (negatively) upon the charity’s ability to fulfil its objectives.
We noted the risks associated with ‘custom and practice’ and possible lack of transparency in how we represent charity income and expenditure. In response, we have made decisions about clarifying both this year’s accounts and forthcoming years.
Signed Howard Green Company Secretary
Approved by the Trustees on 8th December 2025
Bridget Collyer, Chairman CHRISTIAN COMMUNITY TRUST FOR NORWICH & NORFOLK LTD
Christian Community Trust for Norwich and Norfolk Ltd INCOME AND EXPENDITURE ACCOUNT 1.4.24 to 31.3.25
|||**2024/25**|**2023/24**|2024/25|**2023/24**|
|---|---|---|---|---|---|
|INCOME||||||
|DonatIons and
Grants|Anonymous donor
through Stewardship|
56,000|75,615|||
||Miscellaneous
donations|45|145|||
||Network Norwich|8,818|5,090|||
|||||64,863|80,850|
|Gift Aid|CCTNN|344|411|||
||Network Norwich|607||||
|||||951|411|
|Trading Activities|**Network Norwich**|||||
||Sales of adverts|18,788|18,225|||
||Good news for
Norwich|5,380|6,788|||
|||||24,168|25,013|
|||||||
|TOTAL INCOME||||89,982|105,863|
|||||||
|||||||
|||||||
||EXPENDITURE
Administration
Network Norwich
1,949
1,840
CCTNN
1,030
326
Miscellaneous
Network Norwich
104
95
Printing
Good News for
Norwich
2,685
2,775
Salaries
Network Norwich
21,482
24,773
Bonus
Network Norwich
5,601
3,390
Pension
Contributions
Network Norwich
699
641
33,549
34,001
Grants made
CCTNN
59,160
69,175
59,160
69,175
TOTAL Expenditure
92,708
103,176
Excess Expenditure
over income
2,727
Excess Income over
Expenditure
2,687
89,982
105,863
**2024/25**
**2023/24**
2024/25
**2023/24**|
|---|---|
||||Total for last
year
37,263
37,263
37,263
**£37,263**
37,263
9,563
27,700|
|---|---|---|---|
||**CHRISTIAN COMMUNITY TRUST FOR**
**NORWICH & NORFOLK LTD**|||
||**Balance Sheet**|||
||**31st March 2025**|||
|||||
|||Total this
year|Total for last
year|
|||||
||**Current assets**|||
||Cash at Bank and in hand|34,536|37,263|
||**Total current assets**|34,536|37,263|
|||||
||**Net current assets**|34,536|37,263|
|||||
||**Total assets**|**£34,536**|**£37,263**|
|||||
||**Funds of the charity**|||
||Unrestricted funds|34,536|37,263|
||Restricted funds|||
|||||
||**Closing Balances**|||
||CCTNN|5,763|9,563|
||Network Norwich|28,773|27,700|
|||||
|||||
|**Total net assets**
**£34,536**
**Total Assets**
**£34,536**
|**£37,263**
**£37,263**|
|---|---|
Christian Community Trust for Norwich and Norfolk Ltd INCOME AND EXPENDITURE ACCOUNT 1.4.24 to 31.3.25
|||**2024/25**|**2023/24**|2024/25|**2023/24**|
|---|---|---|---|---|---|
|INCOME||||||
|DonatIons and
Grants|Anonymous donor
through
Stewardship|56,000|75,615|||
||Miscellaneous
donations|45|145|||
||Network Norwich|8,818|5,090|||
|||||64,863|80,850|
|Gift Aid|CCTNN|344|411|||
||Network Norwich|607||||
|||||951|411|
|Trading Activities|**Network Norwich**|||||
||Sales of adverts|18,788|18,225|||
||Good news for
Norwich|5,380|6,788|||
|||||24,168|25,013|
|||||||
|TOTAL INCOME||||89,982|105,863|
|||||||
|||||||
|||||||
|||||||||
|---|---|---|---|---|---|---|---|
||||**2024/25**|**2023/24**|2024/25|**2023/24**||
|||||||||
||EXPENDITURE|||||||
||Administration|Network Norwich|1,949|1,840||||
|||CCTNN|1,030|326||||
||Miscellaneous|Network Norwich|104|95||||
||Printing|Good News for|2,685|2,775||||
|||Norwich||||||
||Salaries|Network Norwich|21,482|24,773||||
||Bonus|Network Norwich|5,601|3,390||||
||Pension|Network Norwich|699|641||||
||Contributions|||||||
||||||33,549|34,001||
||Grants made|CCTNN|59,160|69,175||||
||||||59,160|69,175||
||TOTAL||||92,708|103,176||
||Expenditure|||||||
|||Excess|||2,727|||
|||Expenditure over||||||
|||~~income~~||||||
|||Excess Income||||2,687||
|||over Expenditure||||||
||||||89,982|105,863||
|||||||||
||||
|---|---|---|
|**CHRISTIAN COMMUNITY TRUST FOR**
**NORWICH & NORFOLK LTD**|||
|**Balance Sheet**|||
|**31st March 2025**|||
||||
||Total this
year|Total for last
year|
||||
|**Current assets**|||
|Cash at Bank and in hand|34,536|37,263|
|**Total current assets**|34,536|37,263|
||||
|**Net current assets**|34,536|37,263|
||||
|**Total assets**|**£34,536**|**£37,263**|
||||
|**Funds of the charity**|||
|Unrestricted funds|34,536|37,263|
|Restricted funds|||
||||
|**Closing Balances**|||
|CCTNN|5,763|9,563|
|Network Norwich|28,773|27,700|
||||
||||||
|---|---|---|---|---|
||**Total net assets**|**£34,536**|**£37,263**||
||||||
||**Total Assets**|**£34,536**|**£37,263**||
||||||
||||||
|||**Independent examiner's report on the**
**accounts**|**Independent examiner's report on the**
**accounts**|**Independent examiner's report on the**
**accounts**|**Independent examiner's report on the**
**accounts**||
|---|---|---|---|---|---|---|
||**Section A Independent Examiner’s Report**||||||
||||||||
||**Report to the trustees/**
**members of**||Charity Name
Christian Community Trust for Norwich & Norfolk||||
||||||||
||**On accounts for the year**
**ended**||31stMarch 2025|**Charity no**
**(if any)**|1108363||
||||||||
||**Set out on pages**||1 and 2
(remember to include the page numbers of additional sheets)||||
||||||||
||**Respective**
**responsibilities of**
**trustees and examiner**||The charity's trustees are responsible for the preparation of the accounts.
The charity’s trustees consider that an audit is not required for this year
under section 144 of the Charities Act 2011 (the Charities Act) and that an
independent examination is needed.
It is my responsibility to:
·
examine the accounts under section 145 of the Charities Act,
·
to follow the procedures laid down in the general Directions given by the
Charity Commission (under section 145(5)(b) of the Charities Act, and
·
to state whether particular matters have come to my attention.||||
||**Basis of independent**
**examiner’s statement**||My examination was carried out in accordance with general Directions given
by the Charity Commission. An examination includes a review of the
accounting records kept by the charity and a comparison of the accounts
presented with those records. It also includes consideration of any unusual
items or disclosures in the accounts, and seeking explanations from the
trustees concerning any such matters. The procedures undertaken do not
provide all the evidence that would be required in an audit, and
consequently no opinion is given as to whether the accounts present a ‘true
and fair’ view and the report is limited to those matters set out in the
~~statement below~~||||
1
**March 2025**
**IER**
||**Independent**
**examiner's statement**|**Independent**
**examiner's statement**|In connection with my examination, no matter has come to my attention .
1. which gives me reasonable cause to believe that in, any material respect,
the requirements:
·
to keep accounting records in accordance with section 130 of the
Charities Act; and
·
to prepare accounts which accord with the accounting records and
comply with the accounting requirements of the Charities Act
have not been met; or
2. to which, in my opinion, attention should be drawn in order to enable a
proper understanding of the accounts to be reached.
*_Please delete the words in the brackets if they do not apply._|In connection with my examination, no matter has come to my attention .
1. which gives me reasonable cause to believe that in, any material respect,
the requirements:
·
to keep accounting records in accordance with section 130 of the
Charities Act; and
·
to prepare accounts which accord with the accounting records and
comply with the accounting requirements of the Charities Act
have not been met; or
2. to which, in my opinion, attention should be drawn in order to enable a
proper understanding of the accounts to be reached.
*_Please delete the words in the brackets if they do not apply._|In connection with my examination, no matter has come to my attention .
1. which gives me reasonable cause to believe that in, any material respect,
the requirements:
·
to keep accounting records in accordance with section 130 of the
Charities Act; and
·
to prepare accounts which accord with the accounting records and
comply with the accounting requirements of the Charities Act
have not been met; or
2. to which, in my opinion, attention should be drawn in order to enable a
proper understanding of the accounts to be reached.
*_Please delete the words in the brackets if they do not apply._|In connection with my examination, no matter has come to my attention .
1. which gives me reasonable cause to believe that in, any material respect,
the requirements:
·
to keep accounting records in accordance with section 130 of the
Charities Act; and
·
to prepare accounts which accord with the accounting records and
comply with the accounting requirements of the Charities Act
have not been met; or
2. to which, in my opinion, attention should be drawn in order to enable a
proper understanding of the accounts to be reached.
*_Please delete the words in the brackets if they do not apply._|
|---|---|---|---|---|---|---|
||||||||
||**Signed:**|||**Date:**|11th November 2025||
||||||||
||**Name:**||John Payne||||
||||||||
||**Relevant professional**
**qualification(s) or body**
**(if any):**||ACMA||||
||||||||
||**Address:**||35 Henby Way||||
||||Norwich||||
||||NR7 0LD||||
||||||||
|**Section B Disclosure**|||||||
|||Only complete if the examiner needs to highlight material problems.|||||
2
**March 2012**
**IER**
**Give here brief details of any items that the examiner wishes to disclose** .
3
**March 2025**
**IER**