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2021-03-31-accounts

Company No.3702274

HARMONY CHRISTIAN MINISTRIES

Unaudited Financial Accounts And Trustees Report

For The Year Ended 31 March 2021

Charity No. 1105101

HARMONY CHRISTIAN MINISTRIES CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2021

Page
Company Information 1
Trustees' Report 2
Independent Examiners Report 6
Income and Expenditure Account 7
Balance Sheet 8
Notes to the Financial Statements 9

HARMONY CHRISTIAN MINISTRIES CHARITY INFORMATION FOR THE YEAR ENDED 31 MARCH 2021

Trustees Adebowale A Adesina Kayode Obateru Morakinyo O Bayode Harmony Community Projects (9 December 2021) Secretary Carolyn Prass Registered Company Number 3702274 Registered Charity Number 1105101 Registered Address Concord House 23-27 Kemp Road Dagenham Essex RM8 1ST Independent Examiner Daniel Ewusi Mensah, ACMA

Page 1

HARMONY CHRISTIAN MINISTRIES TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2021

The trustees who are also the directors for the purpose of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 March 2021. The trustees have prepared the accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (Charities SORP FRS 102) (effective 1 January 2019).

Status and Administration

The Charity is constituted and registered with the Charity Commission under charity number 1105101.

Governance and Internal Control

Trustees serve for a year period and may be re-elected. The trustees meet six times a year including a weekend meeting to review the strategy and performance and to set the operating plans and budgets.

Financial Activities and Results

The net incoming resources for the year amounted to £505,062.66 (2020: £458,497) leading to a net surplus carried forward of £87,039.41 as at 31 March 2021.

Investment Powers, Policy and Performance

The memorandum and articles of association, which states clear guidelines on investments policy, governs the trustees’ investments powers.

Reserves

The trustees have forecast the level of free reserves( that is those funds not tied up in fixed assets, and designated as restricted funds) that the charity will require to sustain its operations over the period when it is anticipated that some of the income generating activities will be further funded to garner more income. The level of free reserve as at 31 March 2021 was £168,411

Volunteers

The Charity is grateful for the unstinting effort of its volunteers who are involved in service provision. Members are given the free will, without any form of coercion, to determine their form and level of support, manually or financially to the charity.

Grant Making Policy

The charity made grants to Harmony Christian Centre International. The purpose of the grant is in the furtherance of the charity objectives Harmony Christian as mentioned below. The total amount of grant made was £24,760 (2020 : £40,961).

Page 2

HARMONY CHRISTIAN MINISTRIES TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2021

Risk Management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

The trustees examine the major risks that the ministry faces in each financial year when preparing and updating the strategic plan. The Charity has developed systems to monitor and control these risks to mitigate any impact that they may have on the organisation in the future. Including:

An annual review of the risk which the charity may face

The establishment of systems and procedures to mitigate those risks identified in the plan

The implementation of procedures designed to minimise any potential impact on the charity should any of those risks materialise.

Charitable Objects

The objects of the Charity are:

The ministry delivers these objectives through;

Public Benefit

The trustees believe the pursuance of its charitable objectives helps members to practice their Christian faith more effectively which leads to improvements in their lives as well as that of the community.

Advancement of Christian Faith

Sunday morning religious discourse takes place at concord house which is open to general public. During these meetings, Christian teachings and principles are discussed and preached. This program is usually broadcast on the internet from 11am to 1:00pm.

Page 3

HARMONY CHRISTIAN MINISTRIES TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2021

Outreach

Counselling on issues such as marriage, bereavement, health and other support are provided during the week by appointment only.

The ministry continued to make its hall available for counsellors' surgery as well as community neighbourhood meetings.

The Charity continues to support missionary work in Nigeria and Ghana. The partnership with Christ to the Rural World continues to grow in leaps and bound each year. During such missionary trips food, clothing, health screening, medical advice, farming materials and other necessities of life are distributed as well as the preaching of the good news of Christ.

Education

The ministry during the year organised education and empowerment seminar for parents and people in the borough. Testimonies are always been received from parents on the benefit of these training programs. Such testimony involves how the program has changed their lives and enabled them to improve their examination results.

Responsibilities of the Trustees

The charity’s trustees (who are also the directors of Harmony Christian Ministry for the propose of company law) are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standard (United Kingdom Generally Acceptable Accounting Practice)

The Charities Act 2011 requires the trustees to prepare financial statement for each financial year which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including income and expenditure, of the charitable company for that period. In preparing those financial statements, the trustees are required to:

Page 4

HARMONY CHRISTIAN MINISTRIES TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2021

The trustees are responsible for maintaining proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Companies Act 2006. The trustees are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

ON BEHALF OF THE BOARD

Name of Trustee: K Obateru Date : 27th December 2021

Page 5

HARMONY CHRISTIAN MINISTRIES ACCOUNTANT AND INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 31 MARCH 2021

I report on the accounts of the Trust for the year ended 31 March 2021, as are set out on pages 7 to 12.

Respective responsibilities of Trustees and Examiner

The charity’s trustees (who are also the directors for the purpose of company law) are responsible for preparing the account. The charity’s trustees consider that an auditor is not required for this year (under section 144(2) of the Charity Act 2011 (the 2011)) and that an independent

examination is required. The charity’s gross income exceeded £250,000 and I am qualified to undertake the examination by being a qualified member of Charted Institute of Management Accountants.

Having satisfied myself that the charity is not subject to audit under company law and is eligible for independent emanation, it is my responsibility to:

Basis of the independent examiner’s report

My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and comparison of the accounts presented with those records. It also includes consideration of any unusual Items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedure undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as whether the accounts present a “true and fair view” and the report is limited to those matters set out in the statement below.

Independent examiner’s statement

In connection with my examination, no matter has come to my attention:

(1) which gives me reasonable cause to believe that, in any respect, the requirements

(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Daniel Ewusi Mensah, ACMA Date : 27th December 2021

Page 6

HARMONY CHRISTIAN MINISTRIES INCOME AND EXPENDITURE STATEMENT FOR THE YEAR ENDED 31 MARCH 2021

2021
GENERAL AND UNRESTRICTED INCOME
Notes
£
Donations and legacies
2
481,580
Investments
23,482
Total General and Unrestricted income
505,062
Total income
505,062
GENERAL AND UNRESTRICTED EXPENDITURE
Expenditure on charitable activities
417,979
Governance Cost
44
Total General and Unrestricted expenditure
418,023
Total expenditure
418,023
GENERAL AND DESIGNATED FUNDS
General and Designated fund b/f
618,636
Surplus / (Deficit)
87,039
General and Unrestricted funds c/f
705,675
Total Funds per financial return
705,675
REPRESENTED BY
Cash at bank and in hand
168,411
Creditors: Amounts falling due after more than one year
(1,172,497)
Creditors: Amounts falling due in one year
(11,883)
Tangible assets
1,721,644
Total Funds per financial return
705,675
2021
GENERAL AND UNRESTRICTED INCOME
Notes
£
Donations and legacies
2
481,580
Investments
23,482
Total General and Unrestricted income
505,062
Total income
505,062
GENERAL AND UNRESTRICTED EXPENDITURE
Expenditure on charitable activities
417,979
Governance Cost
44
Total General and Unrestricted expenditure
418,023
Total expenditure
418,023
GENERAL AND DESIGNATED FUNDS
General and Designated fund b/f
618,636
Surplus / (Deficit)
87,039
General and Unrestricted funds c/f
705,675
Total Funds per financial return
705,675
REPRESENTED BY
Cash at bank and in hand
168,411
Creditors: Amounts falling due after more than one year
(1,172,497)
Creditors: Amounts falling due in one year
(11,883)
Tangible assets
1,721,644
Total Funds per financial return
705,675
2020
£
436,124
22,373
505,062 458,497
505,062 458,497
417,979
44
399,669
490
418,023 400,159
418,023 400,159
618,636
87,039
560,298
58,338
705,675 618,636
705,675 618,636
168,411
(1,172,497)
(11,883)
1,721,644
82,939
(1,214,960)
(19,440)
1,770,097
705,675 618,636

Page 7

HARMONY CHRISTIAN MINISTRIES BALANCE SHEET AS AT YEAR ENDED 31 MARCH 2021


Fixed assets
Notes
Tangible assets
7
Total fixed assets

Current assets
Cash at bank and in hand
Total Current assets
Liabilities
Creditors: Amounts falling due in one year
9
Creditors: Amounts falling due after more than one year
10
Total Liabilities
Net Asset surplus (deficit)

Reserves
Excess / (Deficit)
Reserves
Total Reserves

Represented by
Unrestricted
Total
2021
£
1,721,644
1,721,644

168,411
168,411
11,883
1,172,497
1,184,380
705,675

87,039
618,636
705,675

705,675
705,675
2020
£
1,770,097
1,770,097
82,939
82,939
19,440
1,214,960
1,234,400
618,636
58,338
560,298
618,636
618,636
618,636

The charitable company is entitled to exception from audit under Section 477 of the Company Act 2006 for the year ending 31 March 2021.

The members have not required the charitable company to obtain an audit of its financial statement for the year ended 31 March 2021 in accordance with Section 476 of the Company Act 2006.

The trustees acknowledge their responsibilities for:

The financial statements were approved by the Board of Trustees on 27 of December 2021 and were signed on its behalf by:

K Obateru Trustee

Page 8

HARMONY CHRISTIAN MINISTRIES NOTES TO THE FINANCIAL STATEMENT FOR THE PERIOD ENDED 31 MARCH 2021

ACCOUNTING POLICIES

A. Accounting Policies

The financial statements have been prepared under the historical cost convention and in accordance with the Companies Act 2006 and the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standards applicable in the UK and Republic Of Ireland (Charities SORP FRS 102) issued and Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and Charities Act 2011.

B. Recognition of Income and Expenditure

Income and Expenditure are recognised on an accrual basis. Donations and legacies are accounted for as received and accrued only when a value can be established before payment is received. Resources expended for both charitable activities and governance.

General Fund

Revenue grants and other income and expenditure associated with the general operations of the charity and its international projects are dealt with in the General Fund.

Restricted Fund

These comprise donations, legacies or other income, the use of which has been specified by the donor. There is currently no restricted fund.

Endowment Fund

There is currently no endowment fund.

C. Depreciation

All fixed assets over £ 1,000 are capitalised. The charge for depreciation is calculated to write off the cost of the fixed assets over their useful lives on the following bases:

Land and Buildings 2% straight line Musical Equipment 25% reducing balance Motor Vehicles 25% reducing balance Furniture & fittings 25% reducing balance Computer Equipment 25% reducing balance

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. As permitted by the transitional provisions, under the previous UK GAAP, pre FRS 102 adoption, the Charity had elected not to adopt a policy of revaluations of tangible fixed Assets. The Charity has retained the book values of Freehold properties on transition to FRS102.

Page 9

HARMONY CHRISTIAN MINISTRIES NOTES TO THE FINANCIAL STATEMENT FOR THE PERIOD ENDED 31 MARCH 2021

2: DONATIONS AND INVESTMENT INCOME

2: DONATIONS AND INVESTMENT INCOME
Donations
Tithe and Offering
Outreach
TV & radio broadcast
Other income
Gift Aid
Grants
Total Voluntary & Other Income
Investment Income
Rental Income
Bank Interest
Total Income
3. NET MOVEMENTS IN FUNDS FOR THE YEAR
The net movement in funds for the year is stated after charging:
Depreciation of tangible assets owned by the charity
2021
£
340,416
4,870
5,290
1,085
87,770
42,149
2020
£
331,595
5,325
5,761
7,272
86,171
-
481,580
23,236
246
436,124
22,326
47
23,482 22,373
505,062 458,497
2021
£
61,728
2020
£
62,307

4. TRUSTEES’ REMUNERATION AND BENEFITS

There were no trustees’ remuneration or other benefits for the year ended 31 March 2021 nor for the previous year.

5. STAFF COST

5. STAFF COST
No remuneration was paid to trustees in the year, nor was any
expenses reimbursed to them. The staff costs were: 2021 2020
£ £
Wages and Salaries 109,903 108,829

The average weekly number of staff employed, calculated on the basis of full time equivalents during the year was 6 (2020 - 5)

No employee received remuneration of more than £ 60,000

Page 10

HARMONY CHRISTIAN MINISTRIES NOTES TO THE FINANCIAL STATEMENT FOR THE PERIOD ENDED 31 MARCH 2020

6. INTEREST PAYABLE AND SIMILAR CHARGES

Loan Interest Payable
7. TANGIBLE FIXED ASSETS
COST:
At 01/04/2020
Additions
At 31/03/2021
At 01/04/2020
Charge for the year
At 31/03/2021
NET BOOK VALUE:
At 31/03/2021
At 31/03/2020
COST:
At 01/04/2020
Additions
At 31/03/2021
At 01/04/2020
Charge for the year
At 31/03/2021
NET BOOK VALUE:
At 31/03/2021
At 31/03/2020
Land & Building
2,335,928
2,335,928
612,594
46,718
659,312
1,676,616
1,723,334
Motor
Vehicle
48,879
48,879
48,879
-
48,879
-
-
2021
£
19,315
Plant &
Machinery
137,823
0
2020
£
27,493
Fixtures &
Fittings
134,413
13,275
137,823 147,688
125,268
3,139
109,084
9,651
128,407 118,735
9,416 28,953
12,555 25,329
Computer
Equipment
21,592
0
TOTAL
2,678,635
13,275
21,592 2,691,910
12713
2220
908,538
61,728
14,933 970,266
6,659 1,721,644
8,879 1,770,097

Page 11

HARMONY CHRISTIAN MINISTRIES NOTES TO THE FINANCIAL STATEMENT FOR THE PERIOD ENDED 31 MARCH 2021

8. CREDITORS – Due within one year

Trade Creditors
Taxation & social security Costs
Other creditors
Groups & Association
9. CREDITORS – After one year
Bank Loans more 5yr by Instalment -1
Bank Loans more 5yr by Instalment -2
10. SECURED DEBTS
The following secured debts are included within Creditors:
Bank and Building Societies Loans
2021
£
1,480
4,865
-
5,538
11,883
2021
£
708,845
463,652
1,172,497
2021
£
1,172,497
2020
£
2,240
14,325
-
2,875
19,440
2020
£
751,260
463,700
1,214,960
2020
£
1,214,960

11. CONTINGENT LIABILITY

A legal charge has been given on 23 - 27 Kemp Road, Dagenham, Essex to Barclays Bank PLC on all monies due or hereafter to become due or from time to time accruing due from Harmony Christian Ministries to the bank upon any account and in any matter whatsoever, but only in respect of the liabilities due to the Bank under the terms of facility letter dated the 24 October 2007.

Page 12

HARMONY CHRISTIAN MINISTRIES DETAILED INCOME AND EXPENDITURE FOR THE PERIOD ENDED 31 MARCH 2021

GENERAL AND UNRESTRICTED INCOME
Tithe and Offering
Outreach
TV & radio broadcast
Other income
Gift Aid
Grants
Bank interest
Rental income
Total General and Unrestricted income
Total income
GENERAL AND UNRESTRICTED EXPENDITURE
Publicity & advertisement
Printing
Design cost
Website management
Rent - branch venue
Stationery - office
Stationery - church
Equipment hire
Material & Equipment cost
Motor fuel
Mobile & telephone
Adsl & broadband
Employer's, Property & Public Liability
Motor Finance/ Lease
Insurance
Water
Utility
Balance Carried Forward
2021
£
340,416
4,870
5,290
1,085
87,770
42,149
246
23,236
505,062
2020
£
331,595
5,325
5,761
7,272
86,171
47
22,326
458,497
505,062 458,497
1,152
846
1,081
708
6,379
412
840
2,234
16,170
1,949
1,119
2,732
5,776
3,148
3,952
636
18,575
568
5,909
1,172
195
14,586
209
537
1,393
10,098
8,274
1,144
2,561
4,978
1,961
10,840
67,711 64,425

This Page does not form part of the statutory statement

Page 13

HARMONY CHRISTIAN MINISTRIES DETAILED INCOME AND EXPENDITURE FOR THE PERIOD ENDED 31 MARCH 2021

Balance brought Forward
Subscription
Licencing
Staff Welfare
Maintenance - building
Maintenance - Office Equipt
Maintenance - vehicle
Cleaning expenses
Travelling expenses - local
Salaries
Accountancy & Audit Expenses
Bank charges
Mortgage loan interest - church building
Mortgage Loan Interest - Other Properties
Professional & consultancy expenses
Freehold building - depreciation
Musical equipment - Depreciation
Office Equipt - Depreciation
Church F&F - Depreciation
Equipment warranty
Postal services
Other charges
Cargo & Shipping
Statutory Expenses
Retreat & training expenses
Mission & outreach expenses
Total expenditure
Surplus / (Deficit)
2021
£
67,711
2,559
29,234
832
1,190
6,282
785
109,903
936
3,393
10,326
8,989
20,217
46,719
3,139
2,220
9,651
584
44
34,329
58,982
418,023
87,039
2020
£
64,425
1,550
118
1,102
11,820
1,527
993
7,555
1,758
108,829
3,886
15,855
11,638
16,079
46,719
4,185
2,960
8,443
317
80
940
3,087
490
39,710
46,093
400,159
58,338

This Page does not form part of the statutory statement

Page 14