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2023-12-31-accounts

e) MustardTree ANNUAL REPORT AND ACCOUNTS 023 IIAY cllciii

Message from the CEO

CONTENTS

Our way of working 3 Our projects 5 Engage 7 Rahab 10

Starting Point

Starting Point 13 Finances 17

The Mustard Tree is part of the diverse communities we serve, and we are passionate about local people supporting local people. Inflation and cost-of-living pressures placed additional burdens on our communities in 2023. However, our team responded by drawing on their own experience and compassion for others and giving their time and energy to provide befriending, mentoring, and outreach, while creating opportunities, reducing isolation and supporting people to overcome challenges.

In 2023 we moved from London Street to a new home right in the heart of the town. We have made full use of the newly built Greyfriars Centre to operate our drop in and hubs which has proved very popular with our service beneficiaries.

We consolidated some of our activities and developed new initiatives, ensuring a focus on priority areas in Reading. Some of the highlights have been: a brand new over 18’s hub; developing exciting opportunities through

our Starting Point Studio (you can see some of the films co-produced by young people on our website) training volunteers living in care homes to provide befriending to others in their residential settings. Our Rahab team handing out presents at Christmas.

As we move into 2024 we remain dedicated to providing long term relational support enabling people to make small changes that lead to a big difference. None of our activities would be possible without our amazing team of staff and volunteers. Also, the statutory and voluntary partnerships, local businesses, trusts and foundations, and community groups with whom we work so closely. It is by working together that we can see the most impact. Thank you to everyone who has ensured our ongoing success in 2023.

Katherine Shepherd

2

Our way of working

Our vision:

We are passionate that every individual has the opportunity to thrive.

Our mission is to:

Our approach is to:

Our ethos:

As a charity with a Christian ethos the projects we generate are inspired by our faith, and designed to serve all sections of our diverse communities.

How we do it:

Our values are embedded in all that we undertake. Our team are dedicated to providing our services with integrity, compassion, innovation, professionalism, and inclusivity.

3

Our projects

Our projects are driven by local people through the networks and partnerships we have built over the last 20 years.

----- Start of picture text -----
409 271
Service Volunteers
beneficiaries
201 38
People trained Partners
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In 2023 we supported 409 people with our 271 volunteers working alongside 38 partners. We also trained over 200 people.

The Mustard Tree delivers high impact projects to some of Reading’s most underrepresented people. Our teams of volunteers provide befriending, mentoring, and outreach. Creating opportunities, reducing isolation, and supporting people to overcome barriers and to thrive.

ENGAGE BEFRIENDING

Reducing isolation and loneliness by developing positive relationships and networks in our communities.

R AHAB

Identifying and supporting sex workers to break free from the cycles of abuse, poverty and addiction.

STARTING POINT

Providing mentoring and creating opportunities for young people aged 11–25 who face disadvantage.

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Projects
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4

Reducing isolation and loneliness by developing positive relationships and networks in our communities.

THE YEAR IN NUMBERS:

homes, creating opportunities to recruit people living in the care/residential settings to be trained as befrienders and visit those living close by.

Our monthly newsletter continues to share information about the different services and activities in Reading designed to encourage people to take part in community activities.

5

N’s story – “I took the chance and went for it”

We included details of a new friendship group in one of our newsletters; it was near to where N lived.

She told us that she took a deep breath, booked the Readibus to get her then and went. She enjoyed it so much that she is now attends regularly and encouraged her neighbour to come too.

W’s story

We recently matched one lady as she was unable to get out due to her health deteriorating, and was feeling lonely.

She said her volunteer is “very kind and visits regularly. It’s very nice to have somebody to talk to as I’m a people person.”

“ She’s a lifeline. I would have cracked up by now without her, with everything that is going on. I would have sunk back into depression. I dont feel so lonely.”

“I think befriending is an excellent scheme and I would rate it highly”

Engage volunteer

Engage client

6

Rahab is a chaplaincy outreach caring for on-street sex workers in Reading.

THE YEAR IN NUMBERS

7

• D and S were hospitalised due to taking contaminated drugs. Different members of the Rahab team visited them, supplying them with toiletries and checking to see how they were. When they were discharged from hospital, the team continue to provide support in checking on their health and providing food parcels.

• J came out of prison and broke the rules of her licence meaning that she was recalled back. She was hoping it would lead to rehabilitation opportunities, but she was not in prison long enough to take part. We are praying that a rehab place will be made available to her soon.

• B has been homeless for a while and has not wanted to engage with organisations as she didn’t trust them. The team encouraged her to think about moving on from the streets and supported her to access help. She is now in her new home.

“You’re brilliant, because you are on our side”

Rahab service user.

“You’re always there when I need you”

Rahab service user.

8

Providing mentoring and creating opportunities for young people aged 11–25 who face disadvantage.

STARTING POINT IN NUMBERS

9

Lewis* self-referred after completing counselling sessions locally. It was his goal towards the end of counselling to feel confident enough to refer himself for mentoring. When he referred himself, Lewis was struggling with motivation and getting back into a routine as depression and anxiety caused him to stop working and going to the gym. Lewis’s goals were to have a good morning routine and get back in the gym while searching for employment.

Lewis was matched to a local volunteer mentor at Starting Point who shared his interest in business and entrepreneurship, and together they applied for multiple skills and confidence-building courses, which Lewis then completed himself.

“I met two people last night at A&E when I was feeling in a dark place and for the first time, I felt a tiny bit hopeful that I could have someone to talk to and who might understand a bit of what I’m going through” Young person in A&E

Hallie was beginning her A Levels when she was met in A&E by a volunteer on shift; she was in a moment of crisis, following self-harm. She was feeling overwhelmed due to several life changes and feeling isolated. Hallie was keen to be matched with a volunteer mentor so she would have someone to talk to and support her in navigating these issues.

Hallie grew in confidence, working with her mentor on managing her anxieties on a daily basis. She strengthened her friendships, making new friends and repairing old ones. Hallie started working part time alongside her education. She began driving lessons, passed her test and was able to get a car which increased her independence.

In February, Lewis successfully applied for a job as a gardener and has been working full-time since. Reflecting on his mentoring journey so far, Lewis expressed he felt more confident with work-ready skills, feels he has a healthier lifestyle, improved emotional wellbeing, more friends and connections, and greater confidence and aspirations.

She has reported increased confidence, reduced anxiety and she no longer self-harms. She said she knows she has a good support system around her, and a balance of what she wants in her life. She has just completed her A-levels and is now at University.

10

Our funders

We would like to thank the trusts, churches, individuals and organisations who have supported our work over the last 12 months. Without your partnership and generosity we would not have been able to provide our services to our local communities.

Abbey Baptist Church Archer Trust Berkshire Community Foundation (Pargiter Trust) Brighter Futures for Children Church Welfare Association Deloitte Edward Gostling Foundation Gerald Palmer Eling Trust Greyfriars Church John Sykes foundation Kiriath Trust Lifespring Church Maurice And Hilda Laing Norcot Mission Church Pat Newman Memorial Trust Reading Borough Council Reading Family Church St James’s Place Charitable Foundation St Laurence Relief in Need Trust St Mary’s Purley Symondson Foundation Thames Valley Violence Prevention Partnership The Blagrave Trust The National Lottery Community Fund The Olly Stephens Fund The Oracle The Rank Foundation Trinity Church (Earley) Tudor Trust

11

THE MUSTARD TREE FOUNDATION (READING) ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS

For the year ended 31 December 2023

Trustees’ report 13–15
Independent examiner’s report 16
Statement of fnancial activities 17
Statement of fnancial position 18–19
Notes to the fnancial statements 20–31

Trustees

Mr M Penson (Chair)

Dr J Hawkins OBE

Mr K Potter Ms A Awuku

Mr D Gibbons Ms I Clifford (Appointed 16 February 2023)

CEO Ms Katherine Shepherd

Charity number 1104631 Company number 04986086

Principal address

4 Sackville Street, Reading, Berkshire RG1 1NT

Registered office

4 Sackville Street, Reading, Berkshire RG1 1NT

Independent examiner

Colin Dadswell FCA ACCA DChA

Caladine Limited, Chantry House, 22 Upperton Road, Eastbourne, East Sussex BN21 1BF

Bankers

HSBC Bank PLC, 26 Broad Street, Reading RG1 2BU

Charity registration number 1104631 Company registration number 04986086 (England and Wales)

CAF Bank Limited, 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4JQ

12

TRUSTEES’ REPORT (INCLUDING DIRECTORS’ REPORT) For the year ended 31 December 2023

The trustees present their annual report and financial statements for the year ended 31 December 2023. The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity’s memorandum and articles of association, the Companies Act 2006 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)”.

We continue to work strategically to identify social needs that are not being met by existing provision, and under-represented beneficiaries who face barriers to support. We work with local communities and partner with other charities and organisations to develop effective solutions, Creating and supporting projects which address unmet needs, as well as maintaining our strategic presence on various boards to effect positive change for overlooked communities or individuals. By doing so we seek to:

Objectives and activities

The objects for which the Charity is established are:

Public Benefit

The trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the charity should undertake.

Achievements and performance

The first section of the report has set out the achievements and impact of the charity over the year. Our projects are driven by local people and enhanced by our networks and partnerships.

We have a number of active commissioning partnerships involving multiple charities and statutory agencies and a working model that enables us to engage with ‘the hardest to reach’. Our strong reputation demonstrates that we deliver high impact services, collaborate effectively, and use our resources well.

Fundraising performance

Fundraising activities during the year

We are very grateful for the donations from our financial supporters (see pg 24 for details of our funders). Our services are funded by statutory bodies and charitable trusts, fundraising events and donations from organisations, churches and individuals. The charity does not work with any commercial partners for fundraising.

13

TRUSTEES’ REPORT (INCLUDING DIRECTORS’ REPORT) continued

Volunteers

Many of our activities are carried out by our team of volunteers who live within the communities we serve and are often experts by lived experience. We want to take this opportunity to recognise the impact that our befrienders, mentors, navigators, admin and prayer supporters and outreach workers have and to say thank you to them for all they do.

Financial review

The charity received income amounting to £489,828 (2022: £544,776) and incurred expenditure of £434,330 (2022: £503,313) leading to a surplus in the year of £55,498 (2022: surplus of £41,463). Unrestricted reserves at the balance sheet date amounted to £187,822 (2022: £132,324), of which £85,860 (2022: £59,466) had been designated by the Trustees for specific projects. There were no restricted funds held at the balance sheet date.

We have reviewed and consolidated activities. We drew our mentoring in Swindon and Milton Keynes to a close, working with our local partners to ensure ongoing support for young people in those areas. We have moved offices from London Street to Sackville Street which will provide a significant saving in rent and utilities and access to excellent facilities to operate activities from. We also streamlined the management of our projects and where employees have left, we have taken the decision not to replace them with an identical recruited position. Our different project teams are working closer and sharing resources more than before. We have strong budgetary controls in place.

Reserves policy

The Trustees have considered the level of reserves (that is those funds that are freely available) that the charity ought to have. The Trustees have set a reserves policy of at least 3 months of budgeted expenditure to bridge any funding gaps between spending on administrative and operational activities and resources received. At the end of 2023 this amount was approximately £110k. They have also

considered any additional obligations such as contracts. The trustees have reviewed the current reserves held across designated and unrestricted funds and are satisfied with our current level of £187k. The trustees will continue to monitor the level of reserves to support the charity’s activities.

Structure, governance and management

The charity is constituted as a company limited by guarantee, registered under the Companies Acts, and its governing document is a Memorandum and Articles of Association under company legislation, dated 5 December 2003.

By operation of law all Trustees are Directors under the Companies Act 2006 and all Directors are Trustees under Charities legislation and have responsibilities, as such, under both company and Charity legislation. The Trustees are all individuals.

The trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:

Mr M Penson (Chair) Dr J Hawkins OBE

Mr K Potter

Ms D Malone (Resigned 23 November 23) Ms A Awuku Mr D Gibbons Rev. Leonard Onugha (Resigned 2 June 2023) Ms I Clifford (Appointed 16 February 2023)

Recruitment and appointment of trustees

The Mustard Tree Foundation seeks to attract new trustees with relevant skills and experience to ensure a balanced and effective trustee board. We have recruitment and induction procedures in place so that each trustee is clear of the work of the charity, and the expectation of a trustee so that we are well governed and operating with best practice. Induction and training of trustees

14

TRUSTEES’ REPORT (INCLUDING DIRECTORS’ REPORT) continued

Trustees are encouraged to attend appropriate external training events that facilitate the undertaking of their role. They are also able to request training through the Chair, and arrangements will be made where appropriate and cost effective for the needs of the charity.

Statement of trustees’ responsibilities

The trustees, who are also the directors of The Mustard Tree Foundation (Reading) for the purpose of company law, are responsible for preparing the Trustees’ Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company Law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that year.

The trustees are responsible for keeping adequate accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees’ report was approved by the Board of Trustees.

Mr M Penson (Chair) Trustee Dated: 4 July 2024

In preparing these financial statements, the trustees are required to:

15

INDEPENDENT EX AMINER’S REPORT

TO THE TRUSTEES OF THE MUSTARD TREE FOUNDATION (READING)

I report to the trustees on my examination of the financial statements of The Mustard Tree Foundation (Reading) (the charity) for the year ended 31 December 2023.

Responsibilities and basis of report

As the trustees of the charity (and also its directors for the purposes of company law) you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006 (the 2006 Act).

Having satisfied myself that the financial statements of the charity are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of the charity’s financial statements carried out under section 145 of the Charities Act 2011 (the 2011 Act). In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner’s statement

Since the charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Association of Chartered Certified Accountants, which is one of the listed bodies.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Colin Dadswell FCA ACCA DChA

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

Caladine Limited Chantry House 22 Upperton Road Eastbourne East Sussex BN21 1BF Dated: 4 July 2024

16

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

For the year ended 31 December 2023

Notes
Unrestricted
funds
2023
£
Restricted
funds
2023
£
Income from:
Donations and legacies
3
178,807
306,354
Charitable activities
4
850
-
Investments
5
3,817
-
Total income
183,474
306,354
Expenditure on:
Raising funds
6
23,845
-
Charitable activities
7
104,131
306,354
Total expenditure
127,976
306,354
Net income and movement in funds
55,498
-
Reconciliation of funds:
Fund balances at 1 January 2023
132,324
-
Fund balances at 31 December 2023
187,822
-
Total
2023
£
Unrestricted
funds
2022
£
Restricted
funds
2022
£
485,161
136,821
398,042
850
9,252
-
3,817
661
-
489,828
146,734
398,042
23,845
22,319
-
410,485
82,952
398,042
434,330
105,271
398,042
55,498
41,463
-
132,324
90,861
-
187,822
132,324
-
Total
2022
£
534,863
9,252
661
544,776
22,319
480,994
503,313
41,463
90,861
132,324

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

17

STATEMENT OF FINANCIAL POSITION

as at 31 december 2023

2023 2023 2022 2022
Notes £ £ £ £
Fixed assets
Property, plant and equipment 12 4,313 6,155
Current assets
Trade and other receivables 13 9,684 5,750
Cash at bank and in hand 232,924 316,738
242,608 322,488
Current liabilities 14 (59,099) (196,319)
Net current assets 183,509 126,169
Total assets less current liabilities 187,822 132,324
Net assets excluding pension liability 187,822 132,324
Net assets 187,822 132,324
The funds of the charity
Unrestricted funds 187,822 132,324
187,822 132,324

18

STATEMENT OF FINANCIAL POSITION continued As at 31 December 2023

The company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006, for the year ended 31 December 2023.

The directors acknowledge their responsibilities for ensuring that the charity keeps accounting records which comply with section 386 of the Act and for preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of the financial year and of its incoming resources and application of resources, including its income and expenditure, for the financial year in accordance with the requirements of sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime. The financial statements were approved by the trustees on 4 July 2024

Mr M Penson (Chair) Trustee Company Registration No. 04986086

19

NOTES TO THE FINANCIAL STATEMENTS

1 Accounting policies

Company information

The Mustard Tree Foundation (Reading) is a private company limited by guarantee incorporated in England and Wales. The registered office is 4 Sackville Street, Reading, Berkshire, RG1 1NT.

1.1 Accounting convention

The financial statements have been prepared in accordance with the charity’s memorandum and articles of association, the Companies Act 2006 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)”. The charity is a Public Benefit Entity as defined by FRS 102.

The charity has taken advantage of the provisions in the SORP for charities applying FRS 102 Update Bulletin 1 not to prepare a Statement of Cash Flows.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives. This includes amounts disclosed as ‘designated funds’ representing monies allocated to projects run by the charity. These projects are partly funded by specified donations and partly by monies set aside out of unrestricted funds by the trustees for those projects.

Designated funds comprise funds which have been set aside at the discretion of the trustees for specific purposes. The purposes and uses of the designated funds are set out in the notes to the financial statements.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

1.4 Income

Income, whether from exchange or non-exchange transactions, is recognised in the statement of financial activities (SOFA) on a receivable basis, when a transaction or other event results in an increase in the charity’s assets or a reduction in its liabilities and only when the charity has legal entitlement, the income is probable and can be measured reliably.

Income subject to terms and conditions which must be met before the charity is entitled to the resources is not recognised until the conditions have been met.

All income is accounted for gross, before deducting any related fees or costs.

Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

20

NOTES TO THE FINANCI AL STATEMENTS continued

1 Accounting policies (Continued)

Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

1.5 Expenditure

A liability, and the related expenditure, is recognised when a legal or constructive obligation exists as a result of a past event, and when it is more likely than not that a transfer of economic benefits will be required in settlement, and when the amount of the obligation can be measured or reliably estimated.

Liabilities arising from future funding commitments and constructive obligations, including performance related grants, where the timing or the amount of the future expenditure required to settle the obligation are uncertain, give rise to a provision in the accounts, which is reviewed at the accounting year end. The provision is increased to reflect any increase in liabilities and is decreased by the utilisation of any provision within the period and reversed if any provision is no longer required. These movements are charged or credited to the respective funds and activities to which the provision relates.

1.6 Property, plant and equipment

Property, plant and equipment are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Items of PPE with a cost over £500 are capitalized and depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following basis:

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

1.7 Impairment of non-current assets

At each reporting end date, the charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.8 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.9 Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the charity’s balance sheet when the charity becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Fixtures and fittings 25% straight line Computers 25% reducing balance

21

NOTES TO THE FINANCI AL STATEMENTS continued

1 Accounting policies (Continued)

Basic financial assets

Financial assets classified as other financial assets are stated at fair value with any gains or losses arising on remeasurement recognised in profit or loss. The net gain or loss recognised in profit or loss includes any dividend or interest earned on the financial asset.

Other financial assets

Financial assets with fixed or determinable payments and fixed maturity dates that the charity has the positive intent and ability to hold to maturity are classified as held to maturity investments.

Held to maturity investments are measured at amortised cost using the effective interest method less any impairment, with revenue recognised on an effective yield basis.

The effective interest method is a method of calculating the amortised cost of a debt instrument and of allocating the interest income over the relevant period. The effective interest rate is the rate that exactly discounts estimated future cash receipts through the expected life of the debt instrument to the net carrying amount on initial recognition.

Impairment of financial assets

Financial assets, other than those held at fair value through income and expenditure, are assessed for indicators of impairment at each reporting date. Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows have been affected.

If an asset is impaired, the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in net income/ (expenditure) for the year.

If there is a decrease in the impairment loss arising from an event occurring after the impairment was recognised, the impairment is reversed. The reversal is such that the current carrying amount does not exceed what the carrying amount would have been, had the impairment not previously been recognised. The impairment reversal is recognised in net income/ (expenditure) for the year.

Derecognition of financial assets

Financial assets are derecognised only when the contractual rights to the cash flows from the asset expire or are settled, or when the charity transfers the financial asset and substantially all the risks and rewards of ownership to another entity, or if some significant risks and rewards of ownership are retained but control of the asset has transferred to another party that is able to sell the asset in its entirety to an unrelated third party.

Basic financial liabilities

Basic financial liabilities, including trade and other payables and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade payables are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade payables are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

22

NOTES TO THE FINANCI AL STATEMENTS continued

1 Accounting policies (Continued)

2 Critical accounting estimates and judgements

Other financial liabilities

Derivatives, including interest rate swaps and forward foreign exchange contracts, are not basic financial instruments. Derivatives are initially recognised at fair value on the date a derivative contract is entered into and are subsequently re-measured at their fair value. Changes in the fair value of derivatives are recognised in or in finance costs or finance income as appropriate, unless hedge accounting is applied and the hedge is a cash flow hedge.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

1.10 Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

Termination benefits are recognised immediately as an expense when the charity is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.11 Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

1.12 Foreign exchange

Transactions in currencies other than pounds sterling are recorded at the rates of exchange prevailing at the dates of the transactions. At each reporting end date, monetary assets and liabilities that are denominated in foreign currencies are retranslated at the rates prevailing on the reporting end date. Gains and losses arising on translation in the period are included in profit or loss.

23

NOTES TO THE FINANCI AL STATEMENTS continued

3 Donations and legacies

Unrestricted Restricted Total Unrestricted Restricted Total
funds funds funds funds
2023 2023 2023 2022 2022 2022
£ £ £ £ £ £
Donations and gifts 146,107 - 146,107 101,269 - 101,269
Grants – Statutory & Trusts 32,700 306,354 339,054 35,552 398,042 433,594
178,807 306,354 485,161 136,821 398,042 534,863
Donations and gifts
Donations Individuals 25,469 - 25,469 25,438 - 25,438
Donations Churches 20,181 - 20,181 31,451 - 31,451
Donations Trusts 98,394 - 98,394 42,339 - 42,339
Gift aid recovered 2,063 - 2,063 2,041 - 2,041
146,107 - 146,107 101,269 - 101,269

4 Income from Charitable activities

4 Income from Charitable activities
Unrestricted funds Unrestricted funds
2023 2022
£ £
Charitable activities
Sale of goods 850 8,174
Salary reimbursement 1,078
850 9,252

5 Income from Investments

5 Income from Investments
Unrestricted funds Unrestricted funds
2023 2022
£ £
Interest receivable 3,817 661

6 Expenditure on Raising funds

6 Expenditure on Raising funds
Unrestricted funds Unrestricted funds
2023 2022
£ £
Fundraising and publicity
Staf costs 23,845 22,319

24

NOTES TO THE FINANCI AL STATEMENTS continued

7 Expenditure on Charitable activities

Direct costs
Staf costs
Depreciation and impairment
Other staf related costs (incl. travel/subsistence/voluntary & training)
Rent and rates
Ofce refurbishment
Ofce equipment
Professional fees including accountancy and IT support
Other
Postage and stationery
Telecommunications
Insurance
Subscriptions
Cleaning
Sub-contractors
Advertising and PR costs
Overclaimed input VAT
Share of governance costs (see note 8)
Governance
Analysis by fund
Unrestricted funds
Restricted funds
Charitable
activities
2023
£
306,838
2,513
6,160
36,251
2,841
-
18,099
6,041
3,173
4,108
4,365
6,679
5,034
1,884
4,189
-
408,175
2,310
410,485
104,131
306,354
410,485
Charitable
activities
2022
£
358,213
2,062
10,589
39,763
5,438
2,641
16,738
6,514
2,570
5,015
5,620
4,456
4,167
13,700
3,671
(3,116)
478,041
2,953
480,994
82,952
398,042
480,994

25

NOTES TO THE FINANCI AL STATEMENTS continued

8 Support costs allocated to activities

Governance costs
Analysed between:
Charitable activities
Governance costs comprise:
Accountancy and independent examination
2023
£
2,310
2,310
2022
£
2,310
2,310
2022
£
2,953
2,953
2022
£
2,953
2,953

9 Trustees

None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the year.

Aggregate donations from Trustees for the year were £132 (2022; £145).

10 Employees

The average monthly number of employees during the year was:

Employment costs
Wages and salaries
Social security costs
Other pension costs
2023
Number
16
2023
£
305,979
18,874
5,830
330,683
2022
Number
18
2022
£
350,990
23,624
5,918
380,532

The majority of staff were part time. The average full-time equivalent was 12 (2022: 12).

There were no employees whose annual remuneration was more than £60,000.

26

NOTES TO THE FINANCI AL STATEMENTS continued

11 Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

12 Property, plant and equipment

Fixtures and
fttings
£
Computers
£
Cost
At 1 January 2023
2,834
7,147
Additions
-
672
At 31 December 2023
2,834
7,819
Depreciation and impairment
At 1 January 2023
599
3,228
Depreciation charged in the year
559
1,954
At 31 December 2023
1,158
5,182
Carrying amount
At 31 December 2023
1,676
2,637
At 31 December 2022
2,235
3,920
13 Trade and other receivables
Amounts falling due within one year:
2023
£
Trade receivables
3,111
Other receivables
823
Prepayments and accrued income
5,750
9,684
Total
£
9,981
672
10,653
3,827
2,513
6,340
4,313
6,155
2022
£


5,750
5,750

27

NOTES TO THE FINANCI AL STATEMENTS continued

14 Current liabilities
Notes
Other taxation and social security
Deferred income
15
Trade payables
Accruals and deferred income
15 Deferred income
Other deferred income
Deferred income is included in the fnancial statements as follows:
Deferred income is included within:
Current liabilities
Movements in the year:
Deferred income at 1 January 2023
Released from previous periods
Resources deferred in the year
Deferred income at 31 December 2023
2023
£
4,747
50,391
1,151
2,810
59,099
2023
£
50,391
2023
£
50,391
177,349
(177,349)
50,391
50,391
2022
£
6,320
177,349
361
12,289
196,319
2022
£
177,349
2022
£
177,349
92,893
(92,893)
177,349
177,349

The deferrals included in creditors relate to funding specified by the funders as relating to specific periods and represent those parts of unrestricted funds which relate to periods subsequent to the accounting year end and are treated as grants in advance, or, alternatively, where there are conditions which must be fulfilled prior to entitlement or use of the unrestricted funds by the Charity.

Deferred income analysed by project is as follows:
Rahab £5,000
Starting point £34,891
Engage £10,500

28

NOTES TO THE FINANCI AL STATEMENTS continued

16 Retirement beneft schemes
2023 2022
Defned contribution schemes £ £
Charge to proft or loss in respect of defned contribution schemes 5,830 5,918

The charity operates a defined contribution pension scheme for all qualifying employees. The assets of the scheme are held separately from those of the charity in an independently administered fund.

17 Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

At 1 January
2023
£
Incoming
resources
£
Resources
expended
£
At 31
Starting Point Reading

265,921
(265,921)
Rahab Project

433
(433)
Engage Befriending

40,000
(40,000)

306,354
(306,354)
Previous year:
At 1 January
2022
£
Incoming
resources
£
Resources
expended
£
At 31
Starting Point Reading

328,219
(328,219)
Rahab Project

6,000
(6,000)
Engage Befriending

63,823
(63,823)

398,042
(398,042)
December
2023
£


December
2022
£


Projects undertaken by the Charity were partly funded through restricted grants. Restricted funding received as shown above was all expended during the year. The Trustees additionally allocated some general funds towards the projects to cover additional expenses as can be seen in note 18.

Engage Befriending

Rahab Project

Connecting isolated, older people Offering support and advocacy to with their local community through those involved in sex working. visits from a volunteer befriender.

Starting Point

Providing mentoring and opportunities for young people aged 11–25.

29

NOTES TO THE FINANCI AL STATEMENTS continued

18 Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions

by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1 January Incoming Resources Transfers At 31
2023 resources expended December 2023
£ £ £ £ £
Starting Point Reading 52,644 107,679 (37,420) (43,400) 79,503
Rahab Project 5,486 18,325 (17,454) - 6,357
Engage Befriending 1,336 28,117 (44,720) 15,267 -
General funds 72,858 29,353 (28,382) 28,133 101,962
132,324 183,474 (127,976) - 187,822
Previous year: At 1 January Incoming Resources Transfers At 31
2022 resources expended December 2022
£ £ £ £ £
Starting Point Reading 6,953 61,675 (15,983) - 52,645
Rahab Project 5,545 19,550 (19,609) - 5,486
Engage Befriending 7,629 17,198 (23,492) - 1,335
General funds 70,734 48,311 (46,187) - 72,858
90,861 146,734 (105,271) - 132,324

Engage Befriending

Connecting isolated, older people with their local community through visits from a volunteer befriender.

Rahab Project

Offering support and advocacy to those involved in sex working.

Starting Point

Providing mentoring and opportunities for young people aged 11–25.

30

NOTES TO THE FINANCI AL STATEMENTS continued

18 Unrestricted funds continued

The projects experience temporary fluctuations in their financial position during the year, due to variations in income and expenditure. To allow the projects to operate effectively, the Trustees support the projects by allowing them to spend more than the funds available temporarily, which the Trustees describe as an “overdraft facility”, supported by the reserves held in the unrestricted revenue fund.

19 Operating lease commitments

Lessee

At the reporting end date the charity had outstanding commitments for future minimum lease payments under non-cancellable operating leases, which fall due as follows:

Within one year
Between two and fve years
2023
£
16,000
60,625
76,625
2022
£
23,422
23,422

20 Related party transactions

There were no disclosable related party transactions during the year (2022 – none).

31