Cornerstone
Pregnancy Advice Centre
Trustees, Annual Report and Accounts
for the year ended 31st March 2024
Reglstered wlth
FR
FUNDRAISING
REGULATOR
(AJVE

Cornerstone Care in Confidence
TRUSTEES, ANNUAL REPORT
Reference and Administrative Informatlon
Charlty Narne and Reglstratlon Number
Cornerstone Care in Confidence - Registration number 1104599
Address
l Trinity Place
Hartford Road
HUNTINGDON
Carnbridgeshire
PE29 3QA
Trustees who served durlng the year
Mrs Aramide Caunt (resigned 17th October 2023)
Mrs Clair Cooper
Mrs Alice Gilbert (resigned 12th October 2023)
Mr Adam Johannes (joined 18th March 2024)
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Revd Mike Kendal (resigned 20 June 2023)
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Mr Greg Kerr (reslgned 17 October 2023)
Mrs Wilma Kotsenberg
Mr Peter Lusmore
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Mrs Hilary Thompson (joined 15 January 2024, resigned 18 March 2024)
Structure, Governance and Management
Cornerstone Care In Confldence (referred to as Cornerstone 8oing forward) was establlshed
on 7th May 2004 and is governed by a Trust Deed of the same date, thls can be provided on
request.
The Charity Trustees are responsible for the governance of Cornerstone. The Charity
Trustees are elected to the board by the existing trustees taking into account their
professional qualifications or personal experience so as to be able to make a contribution to
the pursuit of the objects of the charity.
Trustees are appolnted for an Initlal three-year term with the opportunlty to be nominated
for reappointment at the end of each three-year term. There is always a minimum of three
trustees.

Cornerstone Care in Confidence
Objectives and Activities
Cornerstone's mission is is to reach every woman in Cambridgeshire facing an unplanned
pregnancy so that we can offer her time, space and non-directive information in order that
she can make a fully informed choice and to offer her on-goin8 SUPPOrt, whatever decision
she makes.
The principal purpose of the charity is the protection and presep4ation of women's wellbeing
through the provision of advice, counsellin8 and assistance to women and their families who
are suffering any emotional stress or poverty during or as a result of pregnancy or following
an abortion or miscarriage.
In fulfilling its principal purpose, the charlty will engage in a range of activities either on its
own or with others that will vary from time to time. The activities include:
Offering care and support to women and thelrfamilies facing an unplanned
pregnancy or sufferin8 from any negative emotional effects following a previous
termination choice.
Offering time, space and non-directive information in a non-judgemental caring
environment to ensure individuals are making a decision without coercion, that
they have the information needed and are able to talk through their decision with
someone who is trained to listen, help and remain neutral. Cornerstone gives
each individual time to confidentially discuss their declslon, whilst reviewin8
circumstances, feelings and thoughts,
Our befriending service support goes beyond the decision-makin8 process and
provides emotional and/or practical help, if required. Anything from a listening
ear and a cup of coffee, accompanyin8 clients to appointments, sourcing baby
equlpment or building a support network including referrals to other agencies and
servlces.
Offerin8 peer counselling for anyone, including partners, who have experienced
a mlscarriage.
Si8npostin8 cliénts to other charities and or8anisatlons where appropriate such as
food banks, Home Start, debt advice etc.
One in three pregnancies currently ends in termination In the UK amounting to stress and
concern for many women and men who are not offered help or support anywhere else. One
in 3 women will have a termination bythe time she is 40 and many will 80 on to have further
terminations. 45% of babies born last year in Britaln were unplanned. There is, therefore,
lot of angst surrounding early pregnancy. We are increasingly seeing clients where their
pregnancy has been a trigger for domestic abuse and know that existing abuse may get worse
during pregnancy or after giving birth. It is imperative that we continue to reach these
women and there is no other group in Cambridgeshire offering the unique set of services that
we do.
In addition to our trustees and staff we have a group of volunteers some of whom are trained
counsellors who work directly with our clients and 8eneral volunteers who undertake clerical

Cornerstone Care in Confidence
support duties in our offices. Without these volunteers Cornerstone would not be able to
help the number of women it does each year.
Cornerstone operates systems to ensure that all people working with children and vulnerable
adults are appropriately vetted with regard to the Disclosure and Barring Service.
The Trustees have read the Charity Commission guidance on public benefit, and are satisfied
that the activities outlined above clearly demonstrate that the Cornerstone Is providing a
benefit to the public.
Achievements and Performance
To support our clients we have taken the followin8 Steps
Our volunteers have held counselling sessions in person or via telephone.
We have continued to provide materlal support (e.g. baby clothes, emergency nappv
supplies and other Items) free of charge to clients from our Baby Boutique at our
offices.
We liaise with other charities to help clients with their immediate needs following
rehousln8 such as the provlslon of carpets, white goods etc as well as debt advice and
puttlng them in contact with local food banks where needed. As part of thls we
maintain contact with our clients to provide ongoing support as needed.
We have recruited additional volunteers to enable the expansion of our work in
Cambrid8e.
We have provided pregnancy choices training for new volunteers and post abortion
support trainlng for new and existing volunteers. The tralnlng is run by the Pregnancv
Centres Network and is largely undertaken online wlth others from dlfferent
Pregnancy Centres around the Country. This has deepened the learnin8 experience to
include the ability to share experiences.
We undertook extenslve research into the provision of a hostel for single mothers
who have become homeless as a result of their decision to keep their baby. We
explored various potential premises in conjunction with the Exaireo Trust (an
established trust providing a similar sen4ice in other parts of the UK). Ultimately we
decided not to pursue this project and have instead worked with St Neots Evangelical
Church who have set up such a hostel and one of our clients has already taken
residence there.
During the year we have registered as members of the Livlng Wage Foundation as
well as registerin8 With the Fundraising Regulator to demonstrate our desire to act
responsibly in everything we do.

Cornerstone Care in Confidence
Over the past year we have
Had 58 new clients (crisis pregnancyp Post abortion and miscarriage) not including
those simply spoken to on the phone who subsequently didn't have appointments
with our counsellors
Had 677 appointments with clients and professionals
Run classes/mother and baby and post-abortion sessions attended by 38 clients
Had 129 visits to our Baby Boutique where we have provided 3,985 items to clients
free of charge
We have had the following feedback from our clients
A lovely calming environment with freedom to talk. Not Judge and Just a reassurinq
experience.
From the get-go Helen made mefeel listened to, caredfvr and helped me get back to
being me. I honestly don't know where I would be without the support I've received.
Helen and Christine were very supportive throughout my vlslt, checked on me
frequently and Helen offered her time to understand my situation and guided me
further. I had an amazing experience despite my difficult personal situation, l am glad
that I visited Cornerstone. Thank you,
I was signposted to Cornerstone by my GP when Ifound out I was pregnant & felt
unsure of what my next steps would be. I had regular meetings with Hilary in the city
centre which made it easy to occess and she was very accommodating to fit around
my work schedule. Hilary was very easy to talk to & helped mefind my way through
the difficultjourney into moking the best decisionfor me. I connot thank you enough
for the encouragement, support and safe space you provided.
Staff was so welcomlng and made mefeel comfortable. Very klnd ladles. Felt no
judqement was very helpful
Financial Review
Cornerstone has three main sources of Income, direct donations from individuals, churches
and companies who support the aims of the charity, 8rants made followln8 applications to
various public organisatlons and fundraising.
The current climate has proved challenging with regard to fundraising as the case for almost
all third sector organisations. However, due to our Fundraisin8 Banquet held last year we had
sufficient funds to remain solvent and did not have to dip into our agreed reserves despite
the additional costs associated with our enlarged premises and the additional staff member
recruited last year.
Our decision to discontinue the hostel project meant that we contacted each donor or grant
provider and arranged to either return the donations/grants to them or to gain permission to
repurpose the donations for the general use of the charity.

Cornerstone Care in Confidence
Reserves policy
Cornerstone aims to maintain reserves in unrestricted funds equal to approximately three
rnonths, total annual expenditure as a matter of general financial prudence. Additional
reserves are currently being held to meet known, and anticipated, future commitments in
meeting Cornerstone's planned activities.
Approval by the Trustees
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This report was approved by the Trustees on 18 June 2024.

Cornerstone Care in Confidence
Independent Examiner's Report to the Trustees of
Cornerstone Care in Confidence on the accounts
for the year ended 31st March 2024
Respective responsibilities of Trustees and Examiner
Cornerstone's Trustees are responsible for the preparation of the accounts. The Trustees
consider that an audit is not required for this year under section 144 of the Charities Act 2011
(the Charities Act) and that an independent examination is needed.
It Is my responsibility to:
examine the accounts under section 145 of the Charlties Act,
to follow the procedures laid down in the 8eneral Directions given by the Charitv
Commission (under section 145(5)Ibl of the Charities Act, and
to state whether particular matters have come to my attention.
Basis of independent examiner's statement
My exarnination was carried out in accordance with general Directions given by the Charitv
Commission. An examination includes a review of the accounting records kept by the charity
and a comparison of the accounts presented with those records. It also Includes
consideratlon of any unusual iterns or d isclosures in the account5 and seeking explanations
from the trustees concerning any such matters. The procedures undertaken do not provide
all the evidence that would be required in an audit, and consequently no opinion is given as
to whether the accounts present a 'true and fairf view and the report is limited to those
matters set out in the statement below.
Independent examiner's statement
In connection with my examination. no material matters have come to my attention whlch
8ives me cause to believe that in, any material re5peGt:
accountin8 records were not kept in accordance with sectlon 130 of the Charities Act,
or
the accounts do not accord with the accounting records.
I have come across no other matters in connection with the examination to which attention
should be drawn in order to enable a proper understanding of the accounts to be reached.
Name:
FkroL J FU
Date:
28hl2

Cornerstone Care in Confidence
Independent Examiner's Report to the Trustees of
Cornerstone Care in Confidence on the accounts
for the year ended 31" March 2024
Respective responslbilities of Trustees and Examiner
Cornerstone's Trustees are responsible for the preparatlon of the accounts. The Trustees
consider that an audit is not required for this year under section 144 of the Charities Act 2011
(the Charities Act) and that an independent examination is needed.
It is my responsibility to:
examine the accounts under section 145 of the Charities Act,
to follow the procedures laid down In the general Directions given by the Charlty
Commission (under section 145{5>(b) of the Charitles Act, and
to state whether particular matters have come to my attentlon.
Basss of independent examinerfs statement
My examination was carried out in accordance with general Directions glven by the Charlty
Commission. An examination includes a review of the accountin8 records kept by the charity
and a comparison of the accounts presented with those records. It also includes
consideration of any unusual iterns or disclosures in the accounts and seeking explanations
from the trustees concerning any such matters. The procedures undertaken do not provide
all the evidence that would be required in an audit, and consequently no opinion is given as
to whether the accounts present a 'true and fairf view and the report is limited to those
rnatters set out in the statement below.
Independent examiner's Statement
In connection with my examinatlon, no material matters have come to my attention which
gives me cause to believe that in, any materlal respect:
accounting records were not kept in accordance with section 130 of the Charities Act,
or
the accounts do not accord with the accounting records.
I have come across no other matters in connection with the examination to which attentlon
should be drawn in order to enable a proper understanding of the accounts to be reached.
Name:
Signed:
Date:

Cornerstone Care in Confidence
Financial Statements for the Year Ended 31st March 2024
General Fund Receipts and Payments Account
Note
2024
2023
Receipts
Donations
Grants
Fund Raislng
Bank Interest
Gift Aid Recovered
Other Income
Total recelpts
38,226
30,243
184
44,452
22
8,872
77
83,850
14,126
484
6,195
240
Payments
Salaries and other staff costs
Fund Raisin8 Costs
Rent, Rates, Power and Utilities
Repairs
Supervlslon
Office expenses (including telephone,
software, stationary, postage)
Publicity (including website, videos,
social media and printing costs)
Insurances (Professional indemnity,
contents etc)
Subscrlptions and Memberships
Client support, Outreach
Donations made
Staff & volunteer tralning
Miscellaneous
Total payments
49,947
6,337
20,448
114
112
2,094
36,283
14,806
15,720
1,464
1,929
2,314
1,331
I,soo
1,238
220
344
1,200
1,734
145
86,509
98
70
1,975
563
90
75,567
Net recelpts/lpayrnents) for the year
Transfer from/{to) other Funds
General Fund at 1st April 2023
General Fund at 31st March 2024
(27,238)
16,341
47,957
37,060
8,283
(3,000)
42,674
47.957

Cornerstone Care in Confidence
Hostel Fund Receipts and Payments Account
(Restricted Fund)
Note
2024
2023
Recelpts
Donations
Grants
Bank Interest
Gift Aid Recovered
Total recelpts
5,500
50,000
15
125
55.69)
1,400
Payments
Hostel project expenses
Returned grants and donations
Total payments
11
10
55,000
55,CrfX)
11
Net recelpts/(payments) for the year
Transfer from/(to) General Fund
Hostel Fund at I. April 2023
Hostel Fund at 31" March 2024
690
115,956)
16,327
1,061
1,389
3,000
11,937
16,327
Baby Boutique Fund Receipts and Payments Account
(Restrlcted Fund)
Note
2024
2023
Recelpts
Donations
Grants
Bank Interest
Gift Aid Recovered
Total recelpts
1,940
380
1,940
Payments
Cllent support
Expenses
Total payments
172
62
234
75
75
Net recelpts/(payments) for the year
Transfer from/(to) General Fund
Baby Boutique Fund at 1st April 2023
Baby Boutlque Fund at 31" March 2024
1,865
(385)
356
1,836
146
210
356

Cornerstone Care in Confidence
Statement of Assets and Llabilities as at 31" March 2024
Note
2024
2023
Cash and Bank Balances
Santander Treasurers Account
Santander Deposit Account
Localgiving Account
Hubb.Church Account
Total
7,278
32,622
56
45,605
18,587
447
39,957
Representlng balances In these funds:
General Fund (including reserves)
Hostel Fund (Restricted)
Baby Boutique Fund (Restricted)
Total
37,060
1,061
1,836
39,957
47,957
16,327
356
The Receipts and Payments Accounts and Statements of Assets and Liabilitles set out on
pages 7 to 9, together with the Notes to the Accounts on pages 10 and 11 were approved by
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the Trustees on 18 June 2024.
Signed
Treasurer

Cornerstone Care in Confidence
Notes to the Accounts
1. Basls of preparatlon of the accounts
These accounts have been prepared on a receipts and payments basis In accordance with
Section 133 Charities Act 2011.
2. Donatlons
Thls represents donations from indivlduals, churches and companles who have donated
money to Cornerstone with no specific purpose
3. Grants
Cornerstone benefited from various 8rants for general usage over the year, in partlcular
Places for People gave £1,190 to allow us to pay for additional hours for the Baby
Boutique manager
Huntingdon Town Council gave £500 towards the Baby Boutlque
St Neots branch of The Royal Naval Association gave £250 towards the Baby Boutlque
for the purchase of baby formula milk
4. Fund Ralslng
The major fundraising event for 2023-24 was the Annual Golf Day which raised £9,652 in
addition we had a successful Curry Evening with the entertainment provided by "Indian Elvis"
which raised £3,939.
5. Publlclty
Thls year Cornerstone invested in the production of professional videos to hlghlight our work
which can be used at events as well as on our website, these highlight inteNiews with both
staff and clients describing the difference our service has made to their lives.
We also experimented with engaging a social media company to raise wider public awareness
of our services on platforms such as Facebook, Instagram and X (formerly Twitter). Following
this trial we will be allocating resources from our own team to continue this during 2024.
6. Donatlons made
As members of the Pregnancy Centres Network, the trustees agreed that following our
successful Fundraising Banquet we would make a £100 per month donatlon to PCN this year.
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Cornerstone Care in Confidence
7. Transfers from Hostel Fund
Following the decision of the trustees not to continue with the setup of our own hostel a5
described on page 3 all donors were contacted and where permission was obtained to reuse
their donations for the wider purposes of Cornerstone thls Is shown here. In addition the
additional seed fundin8 for the hostel from the General fund was returned.
8. Transfers from Baby Boutlque Fund
This represents funds that were provided toward the salary of the Baby Boutique manager
that has been paid out of the General Fund.
9. Grants to Hostel Fund
We successfully won a grant of £IO.000 towards the Hostel Fund however once the decision
was taken not to continue this project it was returned to the National Lottery as shown under
note 10. We also received a grant of £40,000 towards the cost of one particular property
however when this was no longer avallable it was returned to the donor as had been
previously agreed.
10. Returned grants and donatlons
Following the closure of the Hostel Fund the £10,000 grant from the National Lottery as well
as a £5,000 individual donation were returned as requested. This figure also includes the
£40,000 mentioned in note 9.
11