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2024-04-05-accounts

Charity number: 1104345

H & T CLIENTS CHARITABLE TRUST

UNAUDITED

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 5 APRIL 2024

H & T CLIENTS CHARITABLE TRUST

CONTENTS

Page
Reference and Administrative Details of the Charity, its Trustees and Advisers 1
Trustees' Report 2 - 4
Independent Examiner's Report 5 - 6
Statement of Financial Activities 7
Balance Sheet 8
Notes to the Financial Statements 9 - 15

H & T CLIENTS CHARITABLE TRUST

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 5 APRIL 2024

Trustees R M Harris N J Newman C E Harris J L Taylor Charity registered number 1104345 Principal address 101 New Cavendish Street 1st Floor South London W1W 6XH Independent examiner Charles Goldstein C/O Brindley Goldstein Ltd 103 High Street Waltham Cross Hertfordshire EN8 7AN Bankers Coutts & Co 440 Strand London WC2 0QS

Page 1

H & T CLIENTS CHARITABLE TRUST

TRUSTEES' REPORT FOR THE YEAR ENDED 5 APRIL 2024

The Trustees present their annual report together with the financial statements of the Charity for the 6 April 2023 to 5 April 2024.

Financial review

a. Financial review

Income from donations (grossed up for tax purposes) amounted to £307,920 (2023: £236,130). Of these amounts, £184,532 (2023: £154,655) was in respect of Unrestricted Funds, £123,388 (2023: £81,475) was in respect of Restricted Funds.

The Unrestricted Funds are used for funding various projects at the Trustees' discretion. The majority of the donations £81,143 (2023: £71,745) into this fund come from Harris & Trotter LLP and its clients. Grants totalling £245,669 (2023: £164,885) were made from Unrestricted Funds during the year.

Within Restricted Funds are amounts raised for the Helping Treat Cancer Together Committee. This fund is used to support individuals in need of specialist medical treatment for Cancer that is not readily available on the NHS. During the year, the total donations received for this fund were £41,924 (2023: £75,012). £151,386 (2023: £123,105) was expensed on cancer treatment during the year.

At the balance sheet date, the total Charitable funds amounted to £668,725 (2023: £841,114). This is made up of:

Included within the restricted fund is an amount of £425,316 (2023: £534,778) in respect of the Helping Treat Cancer Together Committee.

The trustees consider the financial position of the Charity as at 5 April 2024 to be healthy. The trustees are grateful to all donors for the contributions received during the year and their continued support in the future.

b. Going concern

After making appropriate enquiries, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the accounting policies.

c. Reserves policy

It is the policy of the Charity that unrestricted funds which have not been designated for a specific use should be maintained at a level that the Trustees see fit.

d. Investment policy

It is the policy of the Charity that unrestricted funds which have been designated for a specific use should be maintained at a level that the Trustees see fit.

Page 2

H & T CLIENTS CHARITABLE TRUST

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 5 APRIL 2024

Structure, governance and management

a. Constitution

H & T Clients Charitable Trust was established under a Trust Deed dated 14 May 2004 and on 14 June 2004 was registered with the Charities Commission for England and Wales.

The trustees who served during the year were: R M Harris N J Newman C E Harris J L Taylor

b. Induction and Training of Trustees

Existing trustees brief new trustees on the charity's aims and objectives. They are given a copy of the Trust Deed along with the latest financial statements. They are also given literature about the charity. This will enable them to fulfil their role in line with charity law.

No trustee had any beneficial interest in any contract with the charity during the period.

No insurance has been taken out to protect the charity against lossess arising from neglect or default of the trustees. neither have the trustees been indemnified in respect of the consequences of any such loss.

c. Financial risk management

The Trustees have assessed the major risks to which the Charity is exposed, in particular those related to the operations and finances of the Charity, and are satisfied that systems and procedures are in place to mitigate exposure to the major risks.

Achievements and performance

Objectives and activities

a. Strategies for achieving objectives

The trustees of H & T Clients Charitable Trust shall hold the Trust funds and its income upon trust to apply them for all charitable purposes allowed by law within England and Wales.

Page 3

H & T CLIENTS CHARITABLE TRUST

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 5 APRIL 2024

Statement of Trustees' responsibilities

The Trustees are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the Trustees to prepare financial statements for each financial which give a true and fair view of the state of affairs of the Charity and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Charity's transactions and disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the Trust deed. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the members of the board of Trustees on and signed on their behalf by:

................................................

J L Taylor

Page 4

H & T CLIENTS CHARITABLE TRUST

INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 5 APRIL 2024

Independent Examiner's Report to the Trustees of H & T Clients Charitable Trust ('the Charity')

I report to the charity Trustees on my examination of the accounts of the Charity for the year ended 5 April 2024.

Responsibilities and Basis of Report

As the Trustees of the Charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the 2011 Act').

I report in respect of my examination of the Charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent Examiner's Statement

Since the Charity's gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of ICAEW, which is one of the listed bodies.

Your attention is drawn to the fact that the Charity has prepared the accounts in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has been withdrawn.

I understand that this has been done in order for the accounts to provide a true and fair view in accordance with the Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Charity as required by section 130 of the 2011 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination.

Page 5

H & T CLIENTS CHARITABLE TRUST

INDEPENDENT EXAMINER'S REPORT (CONTINUED) FOR THE YEAR ENDED 5 APRIL 2024

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Charles Goldstein FCA

C/O Brindley Goldstein Ltd 103 High Street Waltham Cross, Herts EN8 7AN Date: 28/11/24

Page 6

H & T CLIENTS CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 5 APRIL 2024

Note
Income from:
Donations and legacies
2
Investments
3
Total income
Expenditure on:
Charitable activities:
Donations paid
4
Governance costs
5
Total expenditure
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Unrestricted
funds
2024
£
162,037
22,495
184,532
245,670
1,708
247,378
(62,846)
275,035
(62,846)
212,189
Restricted
funds
2024
£
123,388
-
123,388
232,521
410
232,931
(109,543)
566,079
(109,543)
456,536
Total
funds
2024
£
285,425
22,495
307,920
478,191
2,118
480,309
(172,389)
841,114
(172,389)
668,725
Total
funds
2023
£
234,954
1,176
236,130
320,892
3,086
323,978
(87,848)
928,962
(87,848)
841,114

The Statement of Financial Activities includes all gains and losses recognised in the year.

The notes on pages 9 to 15 form part of these financial statements.

Page 7

H & T CLIENTS CHARITABLE TRUST

BALANCE SHEET AS AT 5 APRIL 2024

Note
Current assets
Debtors
8
Cash at bank and in hand
Creditors: amounts falling due within one
year
9
Net current assets
Total assets less current liabilities
Net assets excluding pension asset
Total net assets
Charity funds
Restricted funds
10
Unrestricted funds
11
Total funds
44,318
772,643
816,961
(148,236)
2024
£
668,725
668,725
668,725
668,725
456,536
212,189
668,725
30,666
934,046
964,712
(123,598)
2023
£
841,114
841,114
841,114
841,114
566,079
275,035
841,114

The financial statements were approved and authorised for issue by the Trustees on Complete 'ACCOUNTS COMPLETION' section and signed on their behalf by:

................................................

J L Taylor

The notes on pages 9 to 15 form part of these financial statements.

Page 8

H & T CLIENTS CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2024

1. Accounting policies

1.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair' view. This departure has involved following the Charities SORP (FRS 102) published in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

H & T Clients Charitable Trust meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

1.2 Income

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Income tax recoverable in relation to investment income is recognised at the time the investment income is receivable.

1.3 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Charity's objectives, as well as any associated support costs.

Grants payable are charged in the year when the offer is made except in those cases where the offer is conditional, such grants being recognised as expenditure when the conditions attaching are fulfilled. Grants offered subject to conditions which have not been met at the year end are noted as a commitment, but not accrued as expenditure.

All expenditure is inclusive of irrecoverable VAT.

Page 9

H & T CLIENTS CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2024

1. Accounting policies (continued)

1.4 Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the Charity; this is normally upon notification of the interest paid or payable by the institution with whom the funds are deposited.

1.5 Investments

Fixed asset investments are a form of financial instrument and are initially recognised at their transaction cost and subsequently measured at fair value at the Balance Sheet date, unless the value cannot be measured reliably in which case it is measured at cost less impairment. Investment gains and losses, whether realised or unrealised, are combined and presented as ‘Gains/(Losses) on investments’ in the Statement of Financial Activities.

1.6 Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

1.7 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

1.8 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance Sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the Statement of Financial Activities as a finance cost.

Page 10

H & T CLIENTS CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2024

1. Accounting policies (continued)

1.9 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.

Designated funds comprise unrestricted funds that have been set aside by the Trustees for particular purposes. The aim and use of each designated fund is set out in the notes to the financial statements.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors or which have been raised by the Charity for particular purposes. The costs of raising and administering such funds are charged against the specific fund. The aim and use of each restricted fund is set out in the notes to the financial statements.

Investment income, gains and losses are allocated to the appropriate fund.

2. Income from donations and legacies

Unrestricted
funds
2024
£
Donations
162,037
Total 2023
153,479
Restricted
funds
2024
£
123,388
81,475
Total
funds
2024
£
285,425
234,954
Total
funds
2023
£
234,954

3. Investment income

Unrestricted
funds
2024
£
Bank interest
22,495
Total 2023
1,176
Total
funds
2024
£
22,495
1,176
Total
funds
2023
£
1,176

Page 11

H & T CLIENTS CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2024

4. Analysis of grants

Grants,
Total 2023
Grants to
Institutions
2024
£
478,191
320,892
Total
funds
2024
£
478,191
320,892
Total
funds
2023
£
320,892

5. Governance costs

Unrestricted
funds
2024
£
Bank charges
344
Independent examiner fees
840
Foreign exchange (gain)/loss
(74)
Just giving fees
598
1,708
Total 2023
1,546
Restricted
funds
2024
£
-
-
-
410
410
1,540
Total
funds
2024
£
344
840
(74)
1,008
2,118
3,086
Total
funds
2023
£
268
864
(7)
1,961
3,086

6. Independent examiner's remuneration

The independent examiner's remuneration amounts to an independent examiner fee of £840 ( 2023 - £840 ).

7. Trustees' remuneration and expenses

During the year, no Trustees received any remuneration or other benefits (2023 - £NIL) .

During the year ended 5 April 2024, no Trustee expenses have been incurred (2023 - £NIL) .

Page 12

H & T CLIENTS CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2024

8. Debtors

Due within one year
Other debtors
Tax recoverable
2024
£
14,082
30,236
44,318
2023
£
8,195
22,471
30,666

9. Creditors: Amounts falling due within one year

Bank overdrafts
Accruals and deferred income
2024
£
-
148,236
148,236
2023
£
15
123,583
123,598

Page 13

H & T CLIENTS CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2024

10. Restricted funds

Balance as at
6 April 2023
£
Income
resources
£
Resources
expended
£
Transfers
£
Balance as at
5 April 2024
£
Balance as at
6 April 2023
£
Income
resources
£
Resources
expended
£
Transfers
£
Balance as at
5 April 2024
£
Balance as at
6 April 2023
£
Income
resources
£
Resources
expended
£
Transfers
£
Balance as at
5 April 2024
£
Balance as at
6 April 2023
£
Income
resources
£
Resources
expended
£
Transfers
£
Balance as at
5 April 2024
£
Balance as at
6 April 2023
£
Income
resources
£
Resources
expended
£
Transfers
£
Balance as at
5 April 2024
£
Balance as at
6 April 2023
£
Income
resources
£
Resources
expended
£
Transfers
£
Balance as at
5 April 2024
£
The Z Silas Fund 1,294 - - - 1,294
Helping Treat Cancer Together
Committee
534,778 41,924 (151,386) - 425,316
JA Africa 13,945 - - - 13,945
Ambulance service 1,945 - - - 1,945
Clarat LLP 10,788 1,200 (5,441) - 6,547
RMH Bike Ride - 57,287 (57,273) - 14
Andy Sarsby 3,329 - - - 3,329
Peace of Mind - 22,977 (18,831) - 4,146
Total
566,079
123,388
(232,931)
-
456,536

11. Unrestricted funds

Balance as at
6 April 2023
£
Income
resources
£
Resources
expended
£
Transfers
£
Balance as at
5 April 2024
£
Balance as at
6 April 2023
£
Income
resources
£
Resources
expended
£
Transfers
£
Balance as at
5 April 2024
£
Balance as at
6 April 2023
£
Income
resources
£
Resources
expended
£
Transfers
£
Balance as at
5 April 2024
£
Balance as at
6 April 2023
£
Income
resources
£
Resources
expended
£
Transfers
£
Balance as at
5 April 2024
£
Balance as at
6 April 2023
£
Income
resources
£
Resources
expended
£
Transfers
£
Balance as at
5 April 2024
£
Balance as at
6 April 2023
£
Income
resources
£
Resources
expended
£
Transfers
£
Balance as at
5 April 2024
£
Unrestriced funds 275,035 184,532 (247,378) - 212,189
Total 275,035 184,532 (247,378) - 212,189

12. Analysis of net assets between funds Analysis of net assets between funds - current period

Unrestricted
funds
2024
£
Current assets
213,869
Creditors due within one year
(1,680)
Total
212,189
Restricted
funds
2024
£
603,092
(146,556)
456,536
Total
funds
2024
£
816,961
(148,236)
668,725

Page 14

H & T CLIENTS CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2024

12. Analysis of net assets between funds (continued)

Analysis of net assets between funds - prior period

Current assets
Creditors due within one year
Total
Unrestricted
funds
2023
£
275,890
(855)
275,035
Restricted
funds
2023
£
688,822
(122,743)
566,079
Total
funds
2023
£
964,712
(123,598)
841,114

13. Related party transactions

During the year donations amounting to £37,315 (2023: £33,385) were received from Harris & Trotter LLP, the trustees are all members of this Limited Liability Partnership.

Page 15