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2023-12-31-accounts

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River Church Sutton

Trustees’ Annual Report

1 January 2023 to 31[st] December 2023

Contents Page
Charity Information 2
Trustees' Annual Report 3 - 6
Statement of Financial Activities 7-10
Independent Examiner's Report 11

Independent Examiner's Report

Charity Contact information

River Church Sutton

Charity Registration Number: 1104168

Principal office

River Church Sutton Highfield Hall 320 Carshalton Road Sutton SM5 3QB

Trustees

Steve Musters Roz Ullman Simon Waters Ed Rodriguez

Independent Examiner

Peach Accounting

Bankers

Santander Business Banking Centre, 287-301 St. Vincent Street, Glasgow G2 5NT

Objectives of the charity

i) To advance the Christian faith and express God’s love through practical support and compassion for those in physical, mental and spiritual hardship, without discrimination or passing judgment.

ii) To promote such charitable purposes as which benefit the local community and those overseas, bringing hope through the message of Jesus Christ.

2

Achievements and performance

In setting objectives and planning for activities, the Trustees have given due consideration to general guidance published by the Charity Commission relating to public benefit.

Review of activities

2023 was a year of numerical growth as new people decided to call River Church home. As with the previous year we wanted to focus on building community and unity in our increasing cultural diversity. We also opened our new coffee shop to offer our local community a safe welcoming space.

3

Review of activities (cont.)

Future plans

Looking ahead to 2024 we plan the following:

4

Structure, governance and management

Type of governing document

Trust Deed dated 29 October 2003 as amended on 13 June 2016

River Church Sutton is a registered charitable trust, number: 1104168.

Trustee recruitment and appointment

The policy and operating decisions of the charity rest with the trustees who meet regularly to monitor the activities of the charity. New trustees are recruited and appointed by the existing trustees and receive relevant training. We welcomed Ed Garcia to the board of trustees at the beginning of this year.

Organisational structure and decision-making policies

River Church Sutton is a charismatic evangelical Church, which has been established in Sutton since 2004. The trustees delegate responsibility for the day-to-day running of the charity's activities to the Leadership Team personnel. Trustees approve an annual budget each year, with non-regular items outside of budgeted amounts that exceed £250 requiring additional trustee approval.

Related party relationships

River Church Sutton is a separate and self-governing church, but is also part of the New Ground group in the NewFrontiers family of Churches and a member of the Evangelical Alliance.

We enjoy great working partnerships with several other local churches in the borough through which Sutton Community Works was founded.

Financial risk management

The Trustees have carried out a risk assessment regarding the Church’s operations and are continually taking action to ensure that the risks are minimized as much as possible.

Reserves Policy

The Church’s Reserves Policy is to retain approximately 6 months of essential operating expenditure, which would be approximately £65,000.

Principal funding

River Church Sutton receives the majority of its income as donations from members who have informally or formally committed to regular giving. On going financial support is encouraged of new and existing members, but such support is not a requirement of membership and there is no pressure to give.

5

The Church also holds 'gift days' from time to time to support specific projects or fundraising targets. A majority of church members use the HMRC 'Gift Aid' scheme where possible. Hall hire also contributes to our income. We offer competitive rates and prioritise chartable and community focused events.

Financial review

The financial statements show total incoming resources of £288,967, an increase of 56% on 2022 (£185,321). This was driven by a small number of large donations received by the Church during the period, as well as a 6% increase in income from charitable activities with strong hall rent income and the introduction of a coffee shop as the Church looks to diversify its income streams.

Expenses for the year totalled £191,555, an increase of 25% on 2022 (£152,618). This was driven by the introduction of another staff member, repairs to the Church, and increased borrowing costs on the loan due to the economic climate. This was partially offset by a decrease in gifts and donations during the year as the Church looked to manage its costs.

The result was a surplus of £97,412 for the year, a significant improvement over 2022 by +300%, driven again by the large donations received. Total accumulated reserves stood at £364,048, of which net current assets account for £116,265 (2022: £82,747), demonstrating that the Charity has the liquidity to cover its reserves policy and debt obligations referred to below.

At the time of signing the report, the BOE interest rate had started to decrease to 5% after one year at 5.25%. Although there is unlikely to be any immediate impact, the Church may see a reduction in its borrowing rates later in the year and into 2025 should more rate decreases be announced.

Note that the charity has no restricted funds which restrict assets from being used to manage debt during this period of high interest.

Declaration

The Trustees declare that they have approved the trustees’ report above.

Signed on behalf of the Trustees:

…………………………………

Chair - Steve Musters

6

Financial Statements for the year ended 31 December 2023

STATEMENT OF FINANCIAL ACTIVITIES

Income and endowments from
Donations
Charitable activities
Investment income
Total
Expenditure on
Charitable activities
Net income
Reconciliation of Funds
Accumulated Funds Bfwd
Accumulated Funds Cfwd
STATEMENT OF FINANCIAL POSITION
Fixed Asset
Note
Tangible Assets
2
Current Assets
Debtors
3
Cash and cash equivalents
2023
£
222,251
66,271
445
288,967
191,555
97,412
266,636
364,048
521,094
8,034
126,530
2022
£
122,954
62,336
31
185,321
152,618
32,703
233,933
266,636
522,909
17,489
82,050
Current Liabilities
4
Net Current Assets (Liabilities)
Total Assets less Current Liabilities
Non-Current Liabilities
5
Net Assets
Accumulated Funds
134,564
(18,299)
116,265
637,359
(273,311)
364,048
364,048
99,539
(16,792)
82,747
605,656
(339,020)
266,636
266,636

7

1 Accounting Policies

Basis of preparation

The financial statements of the charity have been prepared in accordance with the Charities SORP (FRS102). The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity is entitled to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible Fixed Assets

Tangible fixed assets are stated at cost.

Building and improvements are held at cost and revalued periodically at the discretion of the board of trustees.

Equipment and other assets are capitalised at cost and depreciated over their useful economic life of the asset concerned at 25% per annum on a straight line basis.

Taxation

The Company is a registered Charity and, in the opinion of the trustees, is exempt from corporation tax on its surpluses on financial activities in accordance with section 486 of the corporation tax act 2010.

2 Tangible Assets
Cost
At 1 January 2023
Additions
At 31 December 2023
Depreciation
At 1 January 2023
Charge in the year
At 31 December 2023
Net Book Value
At 31 December 2023
At 31 December 2022
Buildings
and
improv.
Equipment
and other
assets
Total
517,298
8,713
526,011
-
484
484
517,298
9,197
526,495
-
3,102
3,102
2,299
2,299
-
5,401
5,401
517,298
3,796
521,094
517,298
5,611
522,909

8

3 Debtors
2023 2022
£ £
Hall Rent 680 669
Gift Aid Receivable 7,354 16,820
8,034 17,489
4 Current Liabilities
2023 2022
£ £
Deposits Held 1,770 2,226
Tax and Social Security 2,158 520
Accruals 2,891 6,886
Capital Lease Obligations 6,924 7,160
18,299 16,792
5 Non-current Liabilities
2023 2022
£ £
Capital Lease Obligations 273,311 339,020
273,311 339,020
6 Average Number of Employees
During the year the average number of employees was 3 (2022: 2).
DETAILED STATEMENT OF FINANCIAL ACTIVITIES
2023 2022
Donations £ £
Gift Aided Giving 170,050 91,871
Non Gift Aided Giving 12,456 8,115
Tax Reclaimed 39,745 22,968
222,251 122,954
Charitable Activities
Rental Income 63,421 62,336
Other Income 2,850 0
66,271 62,336
Investment Income
Interest Received 445 31
Total Incoming Resources 288,967 185,321

9

DETAILED STATEMENT OF FINANCIAL ACTIVITIES (CONT)
2023
Wages and Salaries
£
Salaries, Wages and Benefits-in-Kind
92,222
Social Security Costs
2,696
Pension Costs
2,299
97,217
Property Costs
Rate and Utilities
1,604
Light and Heat
10,346
Repairs and Maintenance
20,138
32,088
Conference Expenses
Registrations
2,129
Travel and Subsistence
15
2,144
Church Activity Costs
Evangelism
432
Hospitality
1,488
Gifts and Donations
15,900
Coffee Shop Expenses
4,600
Miscellaneous Expenses
548
25,653
Church Running Costs
Telephone and Internet
1,511
Subscriptions
754
Insurance
2,814
Office Supplies
951
Audio/ Visual
3,481
Professional Fees
1,210
Depreciation
2,299
13,350
Finance Costs
Interest Payable
21,103
Total resources expensed
191,555
Surplus (Deficit) for the year
97,412
2022
£
60,597
1,694
4,548
66,839
862
7,108
6,808
14,778
3,138
122
3,260
283
871
31,984
682
38,554
1,840
1,499
2,552
643
3,161
858
1,074
11,627
17,560
152,618
32,703

10

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