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2022-12-31-accounts

Registered Charity Number 1103746 Registered Company Number 5091856

Sivananda Yoga Vedanta Centre (A Charitable Company Limited By Guarantee)

Unaudited Accounts

For the year ended 31 December 2022

Sivananda Yoga Vedanta Centre Report and accounts

Contents Page
Reference and administrative information 1
Trustees' annual report 2 - 6
Independent examiner's report 7
Statement of financial activities 8
(Incorporating an income and expenditure account)
Balance sheet 9
Notes to the financial statements 10 - 15

Sivananda Yoga Vedanta Centre Reference and administrative information For the year ended 31 December 2022

Charity name Sivananda Yoga Vedanta Centre
(A Charitable Company Limited by Guarantee)
Nature of governing document Memorandum and Articles of Association
Registered company number 5091856
Registered charity number 1103746
Directors / Trustees Brigitte Fletcher ( Swami Durgananda)
Florence Aillot ( Swami Kailasananda)
Jonas Mueller ( Swami Sivadasananda)
Rony Magazanic ( Swami Swaroopananda)
Mark Ashley ( Srinivasan)
Maria Guagliano (Kanti Devi)
Swami Sitaramananda
Maartje Johanna Onderwater (Swami Jyotirmayananda)
Hedwig Selmeier (Swami Ramapriyananda)
Sabine Margarethe Malecek (Swami Gokulananda)
Secretary Florence Aillot ( Swami Kailasananda)
Accountants/
Independent Examiner Bernard Gross
Winston Gross & Co
Chartered Accountants
34 Arlington Road
London
NW1 7HU
Bankers Royal Bank of Scotland
36 New Bridge Street
London
EC4V 6BJ
Solicitors Russell-Cooke
2 Putney Hill
London
SW15 6AB
Registered office/
Operational address 51 Felsham Road
London
SW15 1AZ

1

Sivananda Yoga Vedanta Centre Trustees' annual report For the year ended 31 December 2022

The trustees who are also directors under company law. present their report and financial statements for the year ended 31 December 2022. The trustees confirm that the financial statements comply with current statutory requirements, the memorandum and articles of association and the Charities Statement of Recommended Practice (SORP) - Accounting and Reporting by Charities SORP applicable to charities preparing their accounts in accordance with FRS 102 effective 1 January 2019.

Structure, Governance and Management

Governing document

Sivananda Yoga Vedanta Centre is a company limited by guarantee, number 5091856 incorporated on 2 April 2004 and a charity registered with the Charity Commission on 13 May 2004, number 1103746. The charity is governed by its Memorandum and Articles of Association.

The company has no share capital but under the terms of its Memorandum of Association every member is liable to contribute a sum not exceeding £1 in the event that the company is wound up whilst they are a member or for one year thereafter. The number of trustees shall not be less than six members nor more than ten. The number of trustees at present is ten (2021: ten).

Recruitment and appointment of board of management

The members of the Board of Management are the members in accordance with the Articles of Association. Under the requirements of the Memorandum and Articles of Association the members of the Board of Management are elected by the Board of Management to serve for a period of 3 years after which they may be re-appointed for one or more further terms of three years. All officers must be sympathetic to the teachings of Sri Swami Sivananda Maharaj.

The trustees are:

Brigitte Fletcher (Swami Durgananda) Florence Aillot (Swami Kailasananda) Jonas Mueller (Swami Sivadasananda) Rony Magazanic (Swami Swaroopananda) Mark Ashley (Srinivasan) Maria Guagliano (Kanti Devi) Swami Sitaramananda Maartje Johanna Onderwater (Swami Jyotirmayananda) Hedwig Selmeier (Swami Ramapriyananda) Sabine Margarethe Malecek (Swami Gokulananda)

Organisational structure

The business of the Centre is managed by the Board of Management as a whole and they are responsible for the strategic direction and policy of the charity. Certain trustees - Swami Kailasananda, Swami Durgananda, Swami Sivadasananda and Swami Jyotirmayananda - who are experienced in the operational and financial issues of associated centres which are part of the Sivananda Yoga Vedanta worldwide movement - play a more active role as trustees of the centre. Responsibility for the day to day management of the Centre was delegated to the Centre Director, Swami Jyotirmayananda who is responsible for all the activities of the centre.

2

Sivananda Yoga Vedanta Centre Trustees' annual report For the year ended 31 December 2022

Trustee induction and training

The trustees are already familiar with the practical work of the charity being practising Yogis themselves. All are sympathetic to the teachings of Sri Swami Sivananda Maharaj and generally are active in other associated non profit making centres which are part of the Sivananda Yoga Vedanta Centre movement worldwide. Most trustees are active in the annual budgeting process and are very familiar with the objectives of the Centre. Information regarding the duties of trustees is circulated to and discussed with all trustees.

Risk management

The board of management regularly conducts a review of the major risks to which the charity is exposed. Regular reporting to the board of management helps minimise financial and operational risks and certain trustees visit the centre. Individuals involved in running any classes are required to have the appropriate qualifications. Insurance is in place to protect against operational risks.

The charity's risk assessment has been updated and fine-tuned further under the guidance of a professional risk consultant.

Related parties

The Centre is affiliated in spirit, to the extent permitted by applicable laws and the objects of the Centre, in aim and activity, with the Sivananda Yoga Vedanta Centre, Val Morin, Quebec, Canada, which was registered as a non-profit corporation in the Province of Quebec, Canada in conformity with Article 2, Chapter 271, Statutes 1964 of Canadian legislation on 29 November 1965. There are affiliated Centres throughout the world.

Objectives, activities and public benefit

The Centre's principal activity during the year remains to advance the Hindu religion as a way of life by the propagation, practice and dissemination of the spiritual teachings and doctrines of the Indian saint, mystic and sage His Holiness Sri Swami Sivananda, founder of the Divine Life Society, Rishikesh, India, who taught the yoga of synthesis as a means to reach physical and mental wellbeing and ultimately Self-realisation.

The trustees have had due regard to the guidance issued by the Charity Commissioners, including public benefit guidance, and they consider that the work carried out by the centre is for the public benefit.

In furtherance of these objects the Centre brings together persons interested in the discipline of Yoga and promotes the knowledge of such discipline. This is achieved by running a centre at its operational address to promote the theory and practice of such a discipline. Projects are occasionally undertaken at other venues.

Classes in meditation, yoga and relaxation are offered. The five basic principles of yoga promoted by Swami Vishnudevananda are taught as part of the classes. Certificate courses, retreats and special programmes take place at the centre and occasionally at other venues. Invited guests visit the centre to assist in providing some of the special programmes.

Investment and funding

The trustees confirm that all the income and expenditure is for the sole purpose of meeting these objectives.

3

Sivananda Yoga Vedanta Centre Trustees' annual report For the year ended 31 December 2022

Achievements and performance

The main area of charitable activity is the running of classes, courses, workshops, residential certificate courses held at the centre and retreats to achieve the charitable objectives of the centre. There are also online yoga classes and courses. The centre also runs a boutique shop located at its operational address where products promoting the activities of the centre are for sale. The range of products are regularly reviewed and stock levels are carefully monitored. The centre has written various books promoting the objects of the charity, Royalties are received from these books which are also available for sale in the boutique.

The centre is dependent on and grateful for the contributions rendered by its unpaid volunteers who play an essential role in helping to achieve the objectives of the centre.

Achieving these goals is dependent on the number of people attending the classes and courses organised by the Centre. These numbers are affected by general economic trends and the income does vary each year. During 2022 numbers remained lower than pre pandemic years, but towards the end of the year, the Centre saw a gradual increase in student numbers. There was good attendance for the annual Easter retreat and the residential certificate courses in the centre.

Members of the centre

Members of the Centre, as distinct from members of the board of management, are entitled to a discount on classes, courses, workshops and retreats. The Centre has an active membership scheme. There are currently 96 members of the centre who pay a subscription, to be members.

Financial review

Principal funding sources

Income from charitable activities in the year comprised £80,095 (2021: £91,130). The trustees are satisfied with the level of income given the exceptional situation with the ongoing cost of living crisis. This income is derived from yoga classes, courses (including online courses), teacher training, workshops, retreats and other programs.

Other trading activities include income from sales in the boutique of related yoga and meditation products of £11,219 (2021: £2,643), Royalties £Nil (2021: £658).

Insurance claims relating to accidental property damages amounted to £7,533 (2021: £Nil) and are included in income under their charitable heading of the claim, as follows: £6,903 charitable activities and £630 other trading activities.

Donations received have decreased in the year, down to £5,457 (2021: £13,913). Gift aid income of £2,585 (2021: £Nil) is included in total donations.

Costs are incurred in running the classes, courses and residential certificate courses at the centre's premises and at other locations. The expenditure has been apportioned between these different charitable headings.

No fundraising is undertaken directly and no costs are incurred in that regard.

The deficit in funds for the year of £151,133 (2021: £28,882) is stated after depreciation of £95,728 (2021: £87,354).

4

Sivananda Yoga Vedanta Centre Trustees' annual report For the year ended 31 December 2022

Investment policy

The Board has the power to make investments under the Articles and can appoint a professional investment manager if deemed appropriate. No such appointment has been made. The Board takes a very prudent view regarding the investment of surplus funds which are invested in bank balances as funds are required to meet the centre's ongoing needs and to build up reserves.

Financial position at year end and reserves policy

The charity has a reserves policy that unrestricted funds in the form of free reserves not committed or invested in tangible fixed assets should represent between 3-6 months of expenditure. The board recognise that this is important as a significant proportion of the reserves are invested in the freehold property owned by the charity.

The centre has cash balances of £37,581 and net current liabilities of £396,279 at the year end (2021: cash balances of £61,919 and net current liabilities of £324,420).

Annual expenditure was circa £248,000 which means circa £62,000-£124,000 of reserves are required.

The Centre is keen to increase the available net assets and is working to achieve this over a period of time.

The charity has loans from other centres. These loans are denominated in a foreign currency. The charities functional currency is £ Sterling. Foreign exchange differences arise on these outstanding loans at the year end. In 2022 there is a foreign exchange loss of £43,278 (2021: £23,455 gain).

Plans for future periods

After 18 months of Capital Repayment Holidays granted to the centre by Royal Bank of Scotland (RBS) from mid-2020 to December 2021, the capital repayments re-started in January 2022 while interest rates were rising steeply resulting in a significant increase in the monthly overhead compared to 2021. The Sivananda Yoga Seminar House in Reith lent funds to the London Centre to redeem the business loan with RBS. This loan redemption took place in September 2022. A new loan agreement was set up between Reith and London to refund the borrowed sum of 570,000 Euros over a period of 20 years. Now the monthly refunds are smaller compared to the RBS loan repayments and the interest rate is fixed, returning progressively to a more balanced financial position looks more possible than at any time since the pandemic began.

The first external retreat since the pandemic took place over Easter in a rented venue in the UK countryside. The retreat was fully booked and students have also returned to attend residential certificate courses in the centre.

Going forward, the Centre is increasing the offer of retreats and residential courses to make full use of the generous space of the Centre’s premises and to work towards a major recovery of income.

5

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Sivananda Yoga Vedanta Centre (Limited by guarantee) Statement of financial activities

(Including Income & Expenditure Account) for the year ended 31 December 2022

for the year ended 31 December 2022
Notes
Income from:
Donations, grants and legacies
2
Charitable activities
3
Other trading activities
4
Income from investments
5
Total income
Expenditure on:
Raising funds
6
Charitable activities
6
Total expenditure
Net movement in funds
Reconciliation of funds
Total funds as at 1 January 2022
Total funds as at 31 December 2022
General
unrestricted
Restricted
funds
funds
£
£
5,457
-
80,095
-
11,219
-
99
-
96,870
-
33,363
-
214,640
-
248,003
-
(151,133)
-
879,989
-
728,856
-
2022
£
5,457
80,095
11,219
99
96,870
33,363
214,640
248,003
(151,133)
879,989
728,856
2021
£
38,975
91,130
3,301
3
133,409
6,999
155,292
162,291
(28,882)
908,871
879,989

The statement of financial activities includes all gains and losses. All income and expenditure derives from continuing activities.

8

Slvan•nda Yw V•danta Contr• Balanu Shogt as at 31 D¢c•mFr 2022 Rgglerpd C￿np£r￿ Nurnber s￿1856 21 Fixed a•sets 10 1.T29.891 I.824.￿) a88•t8 stsets 10.¢JJQ 15.181 12,Crf)J 11 Cash at ￿nk ¥•J kn 81,9"9 83.279 wRhln on• yMf 12 (45B.0411 {407.699) NÈt current Ilabllltie5 (398.279 P24.4201 Total assets Ins r￿￿'1111e9 1.333.612 1.51x1.610 CY•dll•rn: IM•￿141￿• du• ftÈr morè than one yÈar 13 (M¢7SGI N•t A6B• 726,856 Unrn•lrlthl lund• Cenerd lunds 14 8T9.9Bg Total ch4rtty . ¥ll Mnrestnoted- 31 Qeaernxr BI9.￿9 For thg fln&nckl swr In qug3kn tro oryny w grrttjgd gxamptbn from thè rgqulrpment UJ tyift in A￿)rt SOth>n 471 oftrie Gomp&w ¢￿￿An No rnember5 ha¥e royMr•4 the crryrytD &Aan an its acr￿￿[& fDr thE yEar in (LUtI GornD8nies Aet 14iin respect tts aecfrtmiro recKts ak1 rrfepaaNI of acoxnts. 8artye Johanna 0ThJtr￿1er J5th8￿*T￿la1 nfthA nl Appvrnl by Lrf 24

Sivananda Yoga Vedanta Centre Notes to the Accounts

for the year ended 31 December 2022

1 Accounting policies

a) Basis of preparation

The financial statements have been prepared under historical cost convention in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable to UK and Republic of Ireland (FRS 102) (effective 1 January 2019) - (Charities SORP FRS 102 second edition October 2019), the financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy or note.

b) Public benefit entity

The charitable company meets the definition of a public entity under FRS 102.

Concessionary loans

The centre has received loans from other centres. These are at rates below the prevailing market rates of interest of a similar commercial loan . The loans have been treated as public benefit concessionary loans under the definition in the Financial Reporting Standard FRS 102. These loans are reported at the amount received adjusted for any unpaid accrued interest. The loans have not been discounted to their present value and the liability in subsequent years is not recognised at amortised cost using the effective interest rate method.

c) Going concern

At the date of these accounts, cost of living crisis has impacted the speed of the post Covid - 19 recovery of the Charity's net incoming resources.

As indicated in the trustees report steps have been taken to try and minimise the impact of rapidly increasing interest rates and costs. New ways of generating income have been put in place. The accounts have therefore been prepared on a going concern basis.

The trustees do not consider that there are any sources of uncertainty at the reporting date that have a significant risk of causing a material adjustment to the carrying amounts of assets and liabilities within the next reporting period.

d) Income

All income is included in the statement of financial activities when the charity is entitled to the income, it is probable that the income will be received and the amount can be quantified with reasonable accuracy. The following specific policies are applied to particular categories of income:

e) Interest receivable

Interest on funds held in bank accounts is included when receivable and the amount can be measured reliably by the charity, this is normally upon notification of the interest paid or payable by the bank.

f) Fund accounting

Unrestricted funds are donations and other incoming resources received or generated for the charitable purposes.

Restricted funds are to be used for specific purposes as laid down by the donor. Expenditure which meets these criteria is charged to the fund.

10

Sivananda Yoga Vedanta Centre Notes to the Accounts for the year ended 31 December 2022

1 Accounting policies - continued

g) Expenditure

Expenditure is recognised on an accrual basis as a liability is incurred. Expenditure is stated net of Vat. Any irrecoverable VAT is reported separately:

h) Allocation of support costs

Resources expended are allocated to the particular activity where the cost relates to that activity. The cost of overall direction and administration of each activity, comprising the overhead costs of the central function, are apportioned based on the amount attributable to each activity.

i) Tangible fixed assets

Fixed assets are stated at cost less accumulated depreciation. Depreciation is provided at rates calculated to write off the

Freehold buildings 2% on building-straight line Improvements to land and buildings 5% straight line Equipment, furniture and fittings 20% reducing balance basis

The estimated value of the land is not depreciated.

j) Stocks

Stock is valued at the estimated lower of cost and net realisable value.

k) Debtors

Debtors are recognised at the settlement amount due after any discounts offered. Prepayments are valued at the amount prepaid net of any discounts due.

l) Cash at bank and in hand

Cash at bank and in hand includes bank balance kept in current accounts.

m) Creditors and provisions

Creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any discounts due.

The charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments which are initially recognised at transaction value and subsequently measured at their settlement value.

n) Leasing and hire purchase commitments

Rentals applicable to operating leases where substantially all of the benefits and risks of ownership remain with the lessor are charged to the Statement of Financial Activities as incurred.

o) Foreign currencies

Transactions in foreign currencies are recorded at the rate ruling at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies are translated at the rate of exchange ruling at the balance sheet date. All differences are taken to the profit and loss account.

11

Sivananda Yoga Vedanta Centre Notes to the Accounts for the year ended 31 December 2022

2
Income from donations, grants and legacies
Unrestricted
£
Donations
5,457
Grants from local authority
-
5,457
3
Income from charitable activities
Unrestricted
£
Yoga activities income
80,095
4
Income from other trading activities
Other trading activities
11,219
5
Income from investments
Bank interest received
99
2
Income from donations, grants and legacies
Unrestricted
£
Donations
5,457
Grants from local authority
-
5,457
3
Income from charitable activities
Unrestricted
£
Yoga activities income
80,095
4
Income from other trading activities
Other trading activities
11,219
5
Income from investments
Bank interest received
99
Restricted
£
-
-
2022
Total
£
5,457
-
2021
Total
£
13,913
25,062
5,457 - 5,457 38,975
Restricted
£
-
2022
Total
£
80,095
2021
Total
£
91,130
11,219 - 11,219 3,301
99 - 99 3
6
Analysis of expenditure
Boutique costs
Special programmes
Retreat expenses
Direct yoga supplies
Brochure cost, design and distribution
Motor and travel
Support costs allocated to activities
Establishment expenses
General office expenses
Legal and professional
Accountancy
Independent examination fee
Depreciation
Irrecoverable input VAT
Credit card charges
Foreign exchange loss/(profit)
Bank charges and interest
Governance costs
Total expenditure 2022
Total expenditure 2021
Contribution
to
Headquarters'
&
overseas
Ashram donation
Charitable
activities
£
-
646
38
7,734
1,541
2,302

Raising

funds
£
6,305
-
-
-
-
-
Governance
£
-
-
-
-
-
-
2022
Total
£
6,305
646
38
7,734
1,541
2,302
2021
Total
£
2,028
1,376
1,559
1,364
2,615
925
12,261 6,305 - 18,566 9,867
38,311
10,587
1,385
5,498
-
84,241
-
3,945
10
38,085
19,657
5,224
1,444
189
750
-
11,487
-
-
1
5,193
2,680
-
-
-
-
750
-
-
-
-
-
-
43,535
12,031
1,574
6,248
750
95,728
-
3,945
11
43,278
22,337
30,838
12,739
11,114
7,254
750
87,354
3,303
5,429
226
(23,455)
16,872
201,719 26,968 750 229,437 152,424
660 90 (750) - -
214,640 33,363 - 248,003 162,291
155,292 6,999 - -

The support costs are allocated between the yoga activities and boutique pro rata to their turnover.

12

Sivananda Yoga Vedanta Centre Notes to the Accounts for the year ended 31 December 2022

7
Net incoming resources
This is stated after charging:
Depreciation of owned fixed assets
Independent Examiner's fees
2022
£
95,728
750
2021
£
87,354
750

8 Analysis of staff costs, trustee remuneration and expenses and the cost of key management personnel

No members of the board of management received any remuneration during the year. Travel costs amounting to £Nil (2021: £Nil) were paid on behalf of any members of the board in their roles as trustees. The charity paid orthodontic expenses of £2,426 (2021: £Nil) for one trustee.

No amounts are included in the financial statements for services donated by key management personnel and volunteers as these cannot be quantified.

9 Taxation

As a charity, Sivananda Yoga Vedanta Centre is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or section 256 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects. No tax charges have arisen in the Charity.

The company is exempt from levying VAT on certain of its income and can therefore only recover input tax on a proportion of goods and services purchased.

10 Tangible fixed assets

Cost
At 1 January 2022
Additions
At 31 December 2022
Depreciation
At 1 January 2022
Charge for the year
At 31 December 2022
Net book value
At 31 December 2022
At 31 December 2021
Freehold land
and buildings
£
3,108,293
689

Equipment,
furniture
and fittings
£
118,022
-

Total
£
3,226,315
689
3,108,982 118,022 3,227,004
1,287,686
94,863
113,699
865
1,401,385
95,728
1,382,549 114,564 1,497,113
1,726,433 3,458 1,729,891
1,820,607 4,323 1,824,930

The Executive Committee are of the opinion that the market values of the freehold functional properties are not less than their book value at 31 December 2022.

11 Debtors

Debtors
Other debtors and prepayments
2022
£
15,181
2021
£
9,360

13

Sivananda Yoga Vedanta Centre Notes to the Accounts for the year ended 31 December 2022

12 Creditors: amounts falling due within one year
Bank loans and overdrafts (secured)
Trade creditors
Other loans (secured as below)
Other taxes and social security costs
Accruals and deferred income
2022
£
-
5,212
403,056
-
50,773
2021
£
38,324
1,388
323,853
67
44,067
459,041 407,699

The bank loan (repaid in 2022) and overdrafts are secured by a first charge over the land and buildings. Certain of the other loans are secured by a fixed charge over Freehold land and buildings owned by the company.

In 2013 and 2015 the centre received loans from other centres. These are shown above as other loans.

The rates charged on these loans vary from 0% to 3%. Loans totalling £180,612 (2021:168,711) are secured .The loans are repayable over years ranging from 5-12 years from the date of the agreement. These loans are reported at the amount received. Unpaid accrued interest is included in accruals. The loans have not been discounted to their present value.

During the year the bank loan was repaid in full.

The Charity entered into an unsecured loan agreement with another centre for the term of 20 years at an annual rate at £1.5%.

**13 ** Creditors: amounts falling due after one year
Bank loans (secured)
Other loans (secured as below)
Total loans commitments
Loans falling due within one year
Loans falling due between 1 and 2 years
Loans falling due between 2 and 5 years
Loans falling due after 5 years
2022
£
-
604,756
2021
£
453,217
167,304
604,756 620,521
403,056
67,426
188,435
348,895
362,177
86,673
258,091
275,757
1,007,812 982,698

Loans are repayable in instalments. The bank loan (repaid in 2022) and overdraft facility are secured by a first charge over the land and buildings. Certain of the other loans are secured by a fixed charge over Freehold land and buildings owned by the company.

14 Movements in funds

Movements in funds
At 1 January
Incoming resources
Resources expended
At 31 December
2022
£
879,989
96,870
(248,003)
2021
£
908,871
133,409
(162,291)
728,856 879,989

15 Related party transactions

The affiliated centres' loans that are stated in notes 12 and 13 were received based on arm's length agreements.

Over the last few years, and since the outset of Covid - 19 and the current cost of living crisis, the terms of repayment on these loans have not been adhered to, by mutual consent.

The capital loan repayments that are not made in an individual year, are added to loans falling due within one year and deducted from loans falling due after one year.

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Sivananda Yoga Vedanta Centre Notes to the Accounts for the year ended 31 December 2022

16 Company information

Sivananda Yoga Vedanta Centre is a private company limited by guarantee incorporated in England and Wales. The registered office is 51 Felsham Road, London, SW15 1AZ.

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17 Presentation currency

The financial statements are presented in Sterling.

18 Liabilities of members

The company has no share capital but under the terms of its memorandum and articles of association every member is liable to contribute a sum not exceeding £1 in the event the company is wound up whilst they are a member or for one year thereafter.

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