OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2024-12-31-accounts

THE BANISTER CHARITABLE TRUST

Trustees’ Report

and Financial Statements

for the year ended 31 December 2024

Registered Charity Number 1102320

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

THE BANISTER CHARITABLE TRUST

INDEX

Page
Charity information 1
Trustees’ report 2
Independent auditor’s report 4
Statement of financial activities 7
Balance sheet 8
Statement of Cash Flows 9
Accounting policies 10
Notes to the financial statements 12

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

THE BANISTER CHARITABLE TRUST

CHARITY INFORMATION

Trustees

Mr Christopher Banister

Mr Huw Banister

Ludlow Trust Company Limited, corporate trustee. The directors of the corporate trustee, company no. 12492064, during the year under review:

Mr Gary St John Collins

Mr Walter Duncan Coxon

Mr Ali Reza Sarikhani Miss Ziba Christina Sakine Sarikhani Mr Christopher Ian Thurlow Mr Matthew John Wickers Mr John Stephen Dennis (resigned 25/10/2024)

Principal office

Ludlow Trust Company Limited Tower Wharf Cheese Lane Bristol BS2 0JJ

Registered charity number

1102320

Independent Auditor

Blue Spire Limited Cawley Priory South Pallant Chichester West Sussex PO19 1SY

Banker

Coutts & Co 440 The Strand London WC2R 0QS

Solicitor

TLT LLP One Redcliffe Street Bristol BS1 1TP

Page 1

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

THE BANISTER CHARITABLE TRUST

TRUSTEES’ REPORT

The trustees have pleasure in presenting their annual report for the purposes of the Charities Act 2011, together with the accounts for the year ended 31 December 2024. The trustees have adopted the provisions of the Statement of Recommended Practice (SORP) “Accounting and Reporting by Charities” (FRS 102) in preparing the annual report and financial statements of the charity.

STRUCTURE GOVERNANCE AND MANAGEMENT

The Banister Charitable Trust is a registered charity constituted under a trust deed dated 30 January 2004 and registered as a charity 25 February 2004.

The trust is controlled by the trustees (list provided on page 1). Trustees are appointed by the Trustees from time to time in accordance with sections 4.3 and 4.4 of the trust deed.

On agreeing to become a trustee of the charity, the trustees are thoroughly briefed by the existing co-trustees on the history of the trust, the day-to-day management, responsibilities of the trustees, the current objectives and future plans.

The charity is managed by the trustees, with all decisions taken by the trustees.

The trustees have assessed the major risks to which the charity is exposed. The trustees believe that by ensuring controls exist over key financial systems incorporating Coutts & Co’s systems and controls they have established effective systems to mitigate those risks.

OBJECTIVES AND ACTIVITIES

The charity’s objects are:

The trustees shall apply the income and, in their absolute discretion, the capital of the Trust in promoting the objects. In order to further the charity’s objects the trustees apply the income and capital by making grants to charitable organisations for the public benefit. These grants are made to organisations whose core purposes meet the charity’s objects and the trustees consider in making these grants the charity is fulfilling its aims.

In determining how the charity should pursue its objects, the trustees have had regard to the Charity Commission's guidance on public benefit.

ACHIEVEMENTS, PERFORMANCE AND FINANCIAL REVIEW

During the year under review the charity made grants in furtherance of the objects amounting to £701,300 (2023: £3,444,982). Applications must be made in writing setting out the project details and either the budgeted cost or the amount being requested. The trustees pledge funds based on the relevance to the trust’s aims and the benefit to the environment.

Overall, the charity had a deficit for the year of £628,646 (2023 deficit: £3,389,670) before net gains on investments of £nil (2023 gain: £144,068) giving an overall decrease in funds of £628,646 (2023 decrease: £3,245,602).

At 31 December 2024 the charity’s total funds amounted to £45,790 (2023: £674,436) with reserves a deficit of £324,208 (2023 deficit: £1,256,926). The deficit on free reserves at the balance sheet date arises due to the timing of the recognition of liabilities and the transfer of funds from the endowment fund. Given the availability of the expendable endowment fund the trustees do not consider that the charity needs to maintain any significant free reserves although they recognise that such reserves will arise from time to time.

Page 2

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

THE BANISTER CHARITABLE TRUST

TRUSTEES’ REPORT

FUNDRAISING STANDARDS

The charity does not carry out any fundraising activities from the public with grants made from income derived from capital and capital withdrawals.

PLANS FOR FUTURE PERIODS

At the meeting held on 25 April 2023, the trustees agreed to commence preparations for the winding-up of the charity’s activities, this included the liquidation of the charity’s investments during in the year ended 31 December 2023. At a subsequent meeting held on 4 June 2024, the trustees reviewed the progress of the winding-up process and confirmed that the process is ongoing, with no fixed date set for final closure at that time.

The trustees intend to continue the charity’s grant-making activity in furtherance of the charity’s objects from the available funds until closure.

STATEMENT OF TRUSTEES’ RESPONSIBILITIES

The trustees are responsible for preparing the Trustees’ Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

APPOINTMENT OF INDEPENDENT AUDITOR

During the year under review the charity exceeded the threshold for audit and appointed Blue Spire Limited as auditors to the charity. Blue Spire Limited have expressed their willingness to continue as auditors to the charity for subsequent financial years.

Approved by the trustees and signed on their behalf.

Joanne Spiceley on behalf of Ludlow Trust Company Limited Trustee

Date 28 October 2025

Page 3

THE BANISTER CHARITABLE TRUST

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

INDEPENDENT AUDITOR’S REPORT

Independent Auditor’s Report to the Trustees of The Banister Charitable Trust

Opinion

We have audited the financial statements of The Banister Charitable Trust (the ‘charity’) for the year ended 31 December 2024 which comprise the Statement of Financial Activities, the Balance Sheet, the Statement of Cash Flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor’s responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Emphasis of matter – financial statements prepared on a basis other than going concern

We draw attention to note 12 to the financial statements, which explains that the trustees have taken the decision to wind-up the charity’s activities. As the winding-up process is ongoing, the trustees consider it appropriate to prepare the financial statements on a basis other than going concern.

Our opinion is not modified in respect of this matter.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the trustees’ report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Page 4

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

THE BANISTER CHARTITABLE TRUST

INDEPENDENT AUDITOR’S REPORT

Matters on which we are required to report by exception

We have nothing to report in respect of the following matters in relation to which the Charities (Accounts and Reports) Regulations 2008 require us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the statement of trustees’ responsibilities, the trustees are responsible for the preparation of financial statements which give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the financial statements

We have been appointed as auditor under section 144 of the Charities Act 2011 and report in accordance with regulations made under section 154 of that Act.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Based on our understanding of the Charity and the sector in which it operates, we identified that the principal laws and regulations that directly affect the financial statements to be the Charities Act 2011. We assessed the extent of compliance with these laws and regulations as part of our procedures on the related financial statement items.

As an investment funded grantmaker there is a limitation to areas which could have a material effect on amounts or disclosures in the financial statements. Auditing standards limit the required audit procedures to identify noncompliance with these laws and regulations to enquiry of the trustees and other management and inspection of regulatory and legal correspondence if any.

Audit procedures performed by the engagement team included:

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.

Page 5

THE BANISTER CHARTITABLE TRUST

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

INDEPENDENT AUDITOR’S REPORT

A further description of our responsibilities is available on the FRC's website at: https://www.frc.org.uk/auditors/auditassurance/auditor-s-responsibilities-for-the-audit-of-the-fi/description-of-the-auditor%E2%80%99s-responsibilitiesfor.This description forms part of our auditor’s report..

Use of our report

This report is made solely to the charity’s trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the charity’s trustees those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity’s trustees as a body, for our audit work, for this report, or for the opinions we have formed.

Blue Spire Limited, Statutory Auditor

Cawley Priory South Pallant Chichester West Sussex PO19 1SY

Date 28 October 2025

Blue Spire Limited is eligible to act as an auditor in terms of section 1212 of the Companies Act 2006.

Page 6

THE BANISTER CHARITABLE TRUST

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

STATEMENT OF FINANCIAL ACTIVITIES

Note
INCOME AND ENDOWMENTS FROM:
Investments
1
Total
EXPENDITURE ON:
Raising funds - Investment management fees
2
Charitable activities
3
Total
Net gains/(losses) on investment assets
Net income/(expenditure)
Transfers between funds
11
Net movement in funds
RECONCILIATION OF FUNDS
Total funds brought forward
11
Total funds carried forward
11
Unrestricted
Funds
£
86,366
86,366
-
715,012
715,012
-
(628,646)
1,561,364
932,718
(1,256,926)
(324,208)
Endowment
Funds
£
-
-
-
-
-
-
-
(1,561,364)
(1,561,364)
1,931,362
369,998
2024
Total
Funds
£
86,366
86,366
-
715,012
715,012
-
(628,646)
-
(628,646)
674,436
45,790
2023
Total
Funds
£
93,930
93,930
8,974
3,474,626
3,483,600
144,068
(3,245,602)
-
(3,245,602)
3,920,038
674,436

None of the charity's activities were acquired or discontinued during the above two financial years.

The charity has no recognised gains or losses other than those dealt with in the statement of financial activities.

Page 7

THE BANISTER CHARITABLE TRUST

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

BALANCE SHEET AS AT 31 DECEMBER 2024

2024 2023
Note £ £ £ £
FIXED ASSETS
Investments - managed funds 8 - -
Total fixed assets - -
CURRENT ASSETS
Cash at hand and in bank 394,240 1,965,711
Total current assets 394,240 1,965,711
CURRENT LIABILITIES
Creditors: amounts falling due within one year 9 348,450 1,241,275
Net current assets/(liabilities) 45,790 724,436
Total assets less current liabilities 45,790 724,436
Creditors: amounts falling due after more than one year - grants payable - (50,000)
Total assets/(liabilities) 45,790 674,436
THE FUNDS OF THE CHARITY
Expendable endowment funds 11 369,998 1,931,362
Unrestricted funds 11 (324,208) (1,256,926)
Total charity funds 45,790 674,436

The notes on pages 12 to 16 form part of the finanical statements.

The financial statements were approved and authorised for issue by the trustees and signed on their behalf:

Joanne Spiceley on behalf of Ludlow Trust Company Limited Trustee

28 October 2025 Date

Page 8

THE BANISTER CHARITABLE TRUST

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

STATEMENT OF CASH FLOWS

Note
£
£
Net cash flow from operating activities (see below)
(1,657,837)
Cash flow from investing activities
Investment income
86,366
Payments to acquire investments
-
Receipts on sale of investments
-
Net cash flow from investing activities
86,366
Net increase/(decrease) in cash and cash equivalents
(1,571,471)
Cash and cash equivalents at 1 January
1,965,711
Cash and cash equivalents at 31 December
394,240
Cash and cash equivalents consist of:
Cash at bank and in hand
394,240
Cash and cash equivalents at 31 December
394,240
Reconciliation of net income to net cash flow from operating activities
£
£
Net income
(628,646)
Adjusted for:
Investment income
(86,366)
Net (gains)/losses on investments
-
Increase/(decrease) in creditors
(942,825)
(1,029,191)
(1,657,837)
2024
2024
£
£
(4,197,173)
93,930
(376,971)
5,682,827
5,399,786
1,202,613
763,098
1,965,711
1,965,711
1,965,711
£
£
(3,245,602)
(93,930)
(144,068)
(713,573)
(951,571)
(4,197,173)
2023
2023
£
£
(4,197,173)
93,930
(376,971)
5,682,827
5,399,786
1,202,613
763,098
1,965,711
1,965,711
1,965,711
£
£
(3,245,602)
(93,930)
(144,068)
(713,573)
(951,571)
(4,197,173)
2023
2023
(4,197,173)

Page 9

THE BANISTER CHARITABLE TRUST FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

ACCOUNTING POLICIES

General information, scope and basis of the financial statements

The Banister Charitable Trust is an unincorporated charity constituted under a trust deed. The address of the principal office is given in the reference and administrative details section and the nature of the charity’s operations and principal activities are given in the trustees' report.

The charity constitutes a public benefit entity as defined by FRS 102. The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019, the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102), the Charities Act 2011 and UK Generally Accepted Accounting Practice.

The financial statements are prepared on a basis other than going concern under the historical cost convection, modified to include certain items at fair value as necessary. The financial statements are presented in sterling which is the functional currency of the charity and rounded to the

The significant accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all years presented unless otherwise stated.

Incoming resources

All incoming resources are included in the Statement of Financial Activities (SoFA) when the charity is legally entitled to the income after any performance conditions have been met, the amount can be measured reliably and it is probable that the income will be received.

Investment income is earned through holding assets for investment purposes such as shares. It includes dividends and interest. Where it is not practicable to identify investment management costs incurred within a scheme with reasonable accuracy the investment income is reported net of these costs. It is included when the amount can be measured reliably. Interest income is recognised using the effective interest method and dividend and rent income is recognised as the charity’s right to receive payment is established.

Resources expended

All expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category. Expenditure is recognised where there is a legal or constructive obligation to make payments to third parties, it is probable that the settlement will be required and the amount of the obligation can be measured reliably. It is categorised under the following expenditure headings:

● Raising funds; these include investment management fees charged by the charity's investment managers

● Charitable activities; these include grants to third parties and the costs of administering the charity inclusive of governance costs

Grants payable to third parties are within the charitable objectives. Where unconditional grants are offered, this is accrued as soon as the recipient is notified of the grant, as this gives rise to a reasonable expectation that the recipient will receive the grants. Where grants are conditional relating to performance then the grant is only accrued when any unfulfilled conditions are outside of the control of the charity.

Support and governance costs are those that assist the work of the charity but do not directly represent charitable activities. They are incurred directly in support of expenditure on the objects of the charity. Governance costs are those incurred in the governance of the charity and primarily associated with the constitution and statutory requirements.

VAT

The charity is not registered for VAT and is unable to recover VAT incurred. On this basis costs are recorded inclusive of VAT within the SOFA.

Taxation

The charity is considered to pass the tests set out in sections 521 to 536 Income Tax Act 2007 (ITA 2007), as such no income tax is payable on the charity's activities.

Page 10

THE BANISTER CHARITABLE TRUST FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

ACCOUNTING POLICIES

Investments

Investments are recognised initially at fair value which is normally the transaction price excluding transaction costs. Subsequently, they are measured at fair value with changes recognised in ‘net gains / (losses) on investments’ in the SoFA if the shares are publicly traded or their fair value can otherwise be measured reliably. Other investments are measured at cost less impairment.

Where investments are denominated in currencies other than Sterling, transactions are translated at the rate prevailing at the date of the transaction and year end values are calculated using the exchange rate prevailing at the year end.

Investments held in foreign currencies

Where investment assets are held in a foreign currency they are translated at the prevailing rate at the balance sheet date and any gain/loss on exchange rate movements is included in the statement of financial activities in the other recognised gains and losses section.

Debtors receivable and creditors payable within one year

Debtors and creditors with no stated interest rate and receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in expenditure.

Fund accounting

Unrestricted income funds are available for use at the discretion of the trustees in furtherance of the general objectives of the charity and which have not been designated for other purposes.

Expendable endowment funds are those which are required to be invested to produce income but which may be transferred to unrestricted funds at the discretion of the trustees in order that they may be expended in furtherance of the charity's objectives.

Page 11

THE BANISTER CHARITABLE TRUST

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

NOTES TO THE FINANCIAL STATEMENTS

1. Investment income

Unrestricted
Funds
£
Income from investments
-
Interest on cash deposits
86,366
86,366
2. Raising funds - investment management charges
Unrestricted
Funds
£
Fees paid to investment managers
-
-
Endowment
Funds
£
-
-
-
Endowment
Funds
£
-
-
2024
Total
Funds
£
-
86,366
86,366
2024
Total
Funds
£
-
-
Unrestricted
Funds
£
65,621
28,309
93,930
Unrestricted
Funds
£
-
-
Endowment
Funds
£
-
-
-
Endowment
Funds
£
8,974
8,974
2023
Total
Funds
£
65,621
28,309
93,930
2023
Total
Funds
£
8,974
8,974

3. Charitable activities

Grants (see note 4)
Administrative services
Legal fees
Governance costs (see note 5)
Unrestricted
Funds
£
701,300
11,610
2
2,100
715,012
Endowment
Funds
£
-
-
-
-
-
2024
Total
Funds
£
701,300
11,610
2
2,100
715,012
Unrestricted
Funds
£
3,444,982
27,544
-
2,100
3,474,626
Endowment
Funds
£
-
-
-
-
-
2023
Total
Funds
£
3,444,982
27,544
-
2,100
3,474,626

4. Grants - to institutions to promote the conservation, protection and improvement of the physical and natural environment

Amphibian & Reptile Conservation Trust
Avon Wildlife Trust
Avon Wildlife Trust
Beaver Trust
Campaign for National Parks
Cheshire Wildlife Trust: Green Booth Farm
Conservation Education & Research Trust
Cornwall Heritage Trust Limited
Cornwall Wildlife Trust
Cumbria Wildlife Trust Ltd
Durham Wildlife Trust
Groundwork South
Kyle Of Sutherland Fisheries Trust
Langdyke Countryside Trust
Lincolnshire Wildlife Trust
Norfolk Wildlife Trust
North Wales Wildlife Trust
Carried forward
2024
£
-
-
Yr1 2023
-
Yr2 2024
-
5,000
-
-
3,000
-
100,000
-
-
-
-
-
-
-
108,000
2023
£
50,000
25,000
25,000
10,000
-
167,000
30,000
-
85,000
-
293,500
14,994
12,500
8,960
63,050
75,000
214,000
1,074,004

Page 12

THE BANISTER CHARITABLE TRUST

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

NOTES TO THE FINANCIAL STATEMENTS

4. Grants - to institutions to promote the conservation, protection and improvement of the physical and natural environment (continued)

Brought forward
Plantlife International - The Wild Plant Conservation Trust
Radnorshire Wildlife Trust
RSPB Bempton Cliffs
RSPB Northward Hill
RSPB Scotland
RSPB Scotland: Morvern Tree Nursery
RSPB Vyrnwy
RSPB Vyrnwy
RSPB Wales
Sandwich Bay Bird Observatory Trust
Sheffield Wildlife Trust
Shropshire Wildlife Trust
Somerset Wildlands
Somerset Wildlife Trust: Avalon Marshes
South Downs National Park Trust
Suffolk Wildlife Trust: Martlesham Wilds Nature Reserve
Surrey Wildlife Trust Limited
The Landmark Trust
The Landmark Trust
The Landmark Trust
The Springhead Trust Limited
The Wildlife Trust for Bedfordshire Cambridgeshire Northamptonshire
The Woodland Trust
The Woodland Trust: Hay hills
The Yorkshire Dales Millenium Trust
West Horsley Place Trust
Wilderness Foundation UK
2024
£
108,000
-
-
165,000
-
-
300
-
Yr1 2023
-
Yr2 2024
-
-
-
145,000
-
-
-
-
63,000
-
Yr1 2023
-
Yr2 2024
-
Yr3 2025
-
-
-
220,000
-
-
-
701,300
2023
£
1,074,004
10,000
150,000
150,000
130,000
150,000
-
25,000
25,000
21,600
65,000
90,000
278,000
100,000
150,000
18,000
185,878
10,000
25,000
25,000
25,000
7,500
97,500
500,000
-
50,000
5,000
77,500
3,444,982

5. Governance Costs

Auditor's fees
6. Auditor's fees
Auditor's fees - audit
Unrestricted
Funds
£
2,100
2,100
Unrestricted
Funds
£
2,100
Endowment
Funds
£
-
-
Endowment
Funds
£
-
2024
Total
Funds
£
2,100
2,100
2024
Total
Funds
£
2,100
Unrestricted
Funds
£
2,100
2,100
Unrestricted
Funds
£
2,100
Endowment
Funds
£
-
-
Endowment
Funds
£
-
2023
Total
Funds
£
2,100
2,100
2023
Total
Funds
£
2,100

Page 13

THE BANISTER CHARITABLE TRUST

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

NOTES TO THE FINANCIAL STATEMENTS

7. Related party transactions

During the year under review, Ludlow Trust Company Limited, a trustee, charged the charity £11,610 (2023: £27,544) for admirative services with £1,700 (2023: £5,988) accrued at the balance sheet date. These fees are authorised under section 6 of the trust deed.

The charity has no employees, with all administration being carried out by the trustees.

Other than the fees noted above, no remuneration nor expenses were paid to or behalf of any trustee during the year under review or the comparative year.

8. Fixed asset investments - managed funds

8. Fixed asset investments - managed funds
Market value brought forward
Additions at cost
Disposals at carrying value
Gain/(Loss) on revaluation
Market value carried forward
Asset distribution:
Listed investments
Net gains/(losses) on investments:
Unrealised gain/(loss) on investments
Realised gain/(loss) on investments
2024
£
-
-
-
-
-
-
-
-
-
-
2023
£
5,161,788
376,971
(5,387,620)
(151,139)
-
-
-
(151,139)
295,207
144,068

9. Creditors: amounts falling due within one year

Accruals - Auditor's remuneration
Accruals - administrative services
Accruals - grants payable
Unrestricted
Funds
£
2,100
1,700
344,650
348,450
Endowment
Funds
£
-
-
-
-
2024
Total
Funds
£
2,100
1,700
344,650
348,450
Unrestricted
Funds
£
2,100
5,988
1,233,187
1,241,275
Endowment
Funds
£
-
-
-
-
2023
Total
Funds
£
2,100
5,988
1,233,187
1,241,275

10. Analysis of net assets between funds

Current assets
Current liabilities
Non-current liabilities
Unrestricted
Funds
£
24,242
(348,450)
-
(324,208)
Endowment
Funds
£
369,998
-
-
369,998
2024
Total
Funds
£
394,240
(348,450)
-
45,790
Unrestricted
Funds
£
34,349
(1,241,275)
(50,000)
(1,256,926)
Endowment
Funds
£
1,931,362
-
-
1,931,362
2023
Total
Funds
£
1,965,711
(1,241,275)
(50,000)
674,436

Page 14

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

THE BANISTER CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS

11. Analysis of net movements in funds

Endowment funds
Unrestricted funds
Endowment funds
Unrestricted funds
Year ended 31 December 2024 Year ended 31 December 2024
Total funds
brought
resources
£
1,931,362
(1,256,926)
674,436
Total
incoming
resources
£
-
86,366
86,366
Total
Transfers
resources
between
expended
funds
£
£
-
(1,561,364)
(715,012)
1,561,364
(715,012)
-
Year ended 31 December 2023
Gains/(losses)
on investment
assets
£
-
-
-
Total funds
carried
forward
£
369,998
(324,208)
45,790
Total funds
brought
resources
£
6,195,293
(2,275,255)
3,920,038
Total
incoming
resources
£
-
93,930
93,930
Total
resources
expended
£
(8,974)
(3,474,626)
(3,483,600)
Transfers
between
funds
£
(4,399,025)
4,399,025
-
Gains/(losses)
on investment
assets
£
144,068
-
144,068
Total funds
carried
forward
£
1,931,362
(1,256,926)
674,436

The transfer of funds from the expendable endowment fund to unrestricted general fund was implemented by the trustees in order to provide resources for grant awards in furtherance of the charity's objectives as authorised by clause 2.3 of the trust deed.

12. Going concern and planned cessation of activities

At the meeting held on 25 April 2023, the trustees agreed to wind-up the charity's activities commencing with the liquidation of the charity's investments during the year ended 31 December 2023.

At the subsequent meeting held on 4 June 2024, the trustees confirmed that the winding-up process remains ongoing and no fixed date has been set for the final cessation.

The financial statement have been prepared on a basis other than going concern and no adjustments have been made to these financial statements in respect of the planned cessation.

13. Financial instruments

The carrying amounts of the charity's financial instruments are as follows:

Financial assets
Measured at fair value through net income/(expenditure):
Fixed asset investments
2024
Total
Funds
£
-
-
2023
Total
Funds
£
-
-

Page 15

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

THE BANISTER CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS

13. Financial instruments (continued)

The income, expense, net gains and net losses attributable to the charity's financial instruments are summarised as follows:

Income and expense
Financial assets measured at fair value through net income/(expenditure)
Investment income
Investment management fees
Net gains and losses (including changes In fair value)
Financial assets measured at fair value through net income/(expenditure)
Net gains/(losses) on investments
2024
Total
Funds
£
-
-
-
-
-
2023
Total
Funds
£
65,621
(8,974)
56,647
144,068
144,068

Fixed asset investments are held at fair value with valuations obtained by reference to market prices from the appropriate stock exchange, bid prices and last traded prices where applicable.

14. Comparative statement of financial activities

Note
INCOME AND ENDOWMENTS FROM:
Investments
1
Total
EXPENDITURE ON:
Raising funds - Investment management fees
2
Charitable activities
3
Total
Net gains/(losses) on investment assets
Net income/(expenditure)
Transfers between funds
11
Net movement in funds
RECONCILIATION OF FUNDS
Total funds brought forward
11
Total funds carried forward
11
Unrestricted
Funds
£
93,930
93,930
-
3,474,626
3,474,626
-
(3,380,696)
4,399,025
1,018,329
(2,275,255)
(1,256,926)
Endowment
Funds
£
-
-
8,974
-
8,974
144,068
135,094
(4,399,025)
(4,263,931)
6,195,293
1,931,362
2023
Total
Funds
£
93,930
93,930
8,974
3,474,626
3,483,600
144,068
(3,245,602)
-
(3,245,602)
3,920,038
674,436

None of the charity's activities were acquired or discontinued during the above two financial years. The charity has no recognised gains or losses other than those dealt with in the statement of financial activities.

Page 16