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2024-06-27-accounts

Charity registration number 1102017

Company registration number 04838548 (England and Wales)

TRENCH TOTS NEIGHBOURHOOD NURSERY LTD ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 27 JUNE 2024

TRENCH TOTS NEIGHBOURHOOD NURSERY LTD

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees

Mrs Rachel Pitt Mrs Claire Osborn Mrs Jessica Brown

Mrs Jessica Brown (Appointed 10 November 2023) Mr Daniel Oliver (Appointed 10 November 2023) Mrs Sophie Lindsay (Appointed 10 November 2023) Mrs Nicole King (Appointed 10 November 2023) Mrs Lucy Breakwell (Appointed 10 November 2023) Mr Daryl Breakwell (Appointed 10 November 2023) Mr Andrew Brown (Appointed 10 November 2023)

Secretary Mrs Jessica Brown Charity number 1102017 Company number 04838548 Registered office Gibbons Road Trench Telford Shropshire United Kingdom TF2 7JR Independent examiner Azets Column House London Road Shrewsbury Shropshire United Kingdom SY2 6NN

TRENCH TOTS NEIGHBOURHOOD NURSERY LTD

CONTENTS

Page
Trustees report 1 - 3
Independent examiner's report 4
Statement of financial activities 5
Balance sheet 6
Notes to the financial statements 7 - 14

TRENCH TOTS NEIGHBOURHOOD NURSERY LTD

TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) FOR THE YEAR ENDED 27 JUNE 2024

The trustees present their annual report and financial statements for the year ended 27 June 2024.

The accounts have been prepared in accordance with the accounting policies set out in note 1 to the accounts and comply with the charity's governing document, the Companies Act 2006 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (as amended for accounting periods commencing from 1 January 2016)

Objectives and activities

The charity's objectives are to enhance the development and education of the children primarily under statutory school age by:

Intent

At Trench Tots Nursery our vision for the curriculum is to develop each individual child’s holistic development in a safe, stimulating, and caring environment. We use the Birth to Five document to relate each child to the Early Years Foundation Stage Framework. We aim for every child to become confident, resilient, and happy individuals who feel empowered and ready for the next stage in their lives.

Implementation

Planning is based around the children’s interests as well as linking with children’s next steps in their development to ensure that the learning opportunities and experiences provided are meaningful. Learning opportunities are differentiated to meet the needs of all individual children.

The Curriculum we create is responsive to individual children and their families. We as a team form positive relationships with all our children and their families. This enables us to have strong knowledge and understanding of all our children, their capabilities, and their needs.

Each child will have a key person. The key person is chosen by the child, based on which member of staff they form a close bond with. Each key person also has a key buddy, which is responsible for their buddy’s key group of children in their absence.

We provide rich learning opportunities which inspire children’s 7 areas of learning and development. Our aim is to provide safe spaces for children to explore, experiment, develop their own ideas and test their theories. We promote children’s physical development by providing experiences both indoors and outdoors which has a positive impact on their health and wellbeing. We celebrate different cultures and faiths as we encourage children to learn about others’ beliefs.

Impact

At Trench Tots Nursery, we understand that the experiences children enjoy during their early years has a huge impact later in life. The impact of our pedagogy has been to strengthen children’s communication and language by delivering a curriculum that is language rich and will support children to develop an extensive vocabulary. Children are offered a varied approach to learning, and they are encouraged to lead their own learning.

Through our curriculum we can see that each child is happy and ready to move on to the next stage of their lives whether that be transitions within our setting or if they are leaving to go on to a new setting or school.

Our commitment to each child enables them to thrive and to be confident within themselves. High quality early years education will have huge benefits which will enable children to achieve their next milestones and succeed throughout their lifetime.

All our children leave the setting as resilient, confident, and ambitious learners having enjoyed their experiences with us.

TRENCH TOTS NEIGHBOURHOOD NURSERY LTD

TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 27 JUNE 2024

The trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the charity should undertake in relation to public benefit.

Achievements and performance

Trench Tots continues to maintain high numbers across all 4 childcare rooms. With the new Government Funding that has been released the last few places we had have been taken up. As it stands we are unable to take any new children 2 years and up until 2027.

Although fees have had to increase due to the minimum wage increase from April 2025, we have kept the increase as minimal as possible to allow us to remain affordable to our users. This is reflected in the number of children we have enrolled at present. No families have left following the increase in fees.

We continue working on developing our outdoor areas to enhance the children’s learning opportunities whilst playing outside. This is an ongoing project and we are looking into funding.

We are looking into having canopies in the three outdoor gardens, so will be reviewing finances to see if this is affordable. Hopefully grants available will help this project.

We continue to invest money in staff training to continue to keep them up to date and enhance their CPD.

We now have a new committee formed who are very positive and have a clear vision for the nursery's future moving forward.

Financial review

We receive government funding for children 9 months – 2 years old and 3 & 4 years old. As of September 2025 working families will be entitled to 30 hours funding. This is topped up by parents to cover food and other resources.

For staff that are qualified to a level 3, we decided to give them a small hourly increase as recognition of completing

the higher qualification.

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

The charity trustees aim to have sufficient funds available to continue the charity for at least three months should funding sources cease, to allow time to apply for further funding.

Unfortunately, rising costs and relaying all flooring throughout the setting as well as redecorating has been a big outlay, this has left the Charity short of that target at the year end.

Whilst the Trustees remain confident that the level of reserves held remains sufficient for the Charity to continue in operational existence for the foreseeable future, we have taken steps during 2024/25 to cover further increases in staff costs by increasing fees, securing increased core funding and generating new income streams through grant applications for the wraparound club for school children to attend before and after school.

We are regularly reviewing staffing needs and structures, this will be ongoing to try and streamline staffing where possible.

The Committee regularly reviews current finances to see where they are at and if we can source resources elsewhere.

Structure, governance and management

The charity is controlled by its governing document, the memorandum and articles of association incorporated 19 July 2003, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

TRENCH TOTS NEIGHBOURHOOD NURSERY LTD

TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 27 JUNE 2024

The trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:

Mrs Rachel Pitt Mrs Claire Osborn Mrs Jessica Brown (Appointed 10 November 2023) Mr Daniel Oliver (Appointed 10 November 2023) Mrs Sophie Lindsay (Appointed 10 November 2023) Mrs Nicole King (Appointed 10 November 2023) Mrs Catherine Edwards (Appointed 10 November 2023 and resigned 10 April 2025) Mrs Lucy Breakwell (Appointed 10 November 2023) Mr Daryl Breakwell (Appointed 10 November 2023) Mr Andrew Brown (Appointed 10 November 2023) Mrs G Casey (Appointed 10 November 2023 and resigned 18 March 2024) Mrs Lesley Lane (Appointed 10 November 2023 and resigned 18 March 2024) Mrs Stacey Westbrook (Appointed 10 November 2023 and resigned 18 March 2024)

People who are interested in the charity are recruited by word of mouth or through other trustees. Their interest in the charity is discussed with all parties. Appointments are made if new trustees are required and the perspective candidate is deemed suitable.

The Trustees report was approved by the Board of Trustees.

Mrs Rachel Pitt Trustee

8 May 2025

TRENCH TOTS NEIGHBOURHOOD NURSERY LTD

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF TRENCH TOTS NEIGHBOURHOOD NURSERY LTD

I report to the trustees on my examination of the financial statements of Trench Tots Neighbourhood Nursery Ltd (the charity) for the year ended 27 June 2024.

Responsibilities and basis of report

As the trustees of the charity (and also its directors for the purposes of company law) you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006 (the 2006 Act).

Having satisfied myself that the financial statements of the charity are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of the charity’s financial statements carried out under section 145 of the Charities Act 2011 (the 2011 Act). In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Since the charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of ACCA, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Helen Tinsley FCCA

Column House London Road Shrewsbury Shropshire SY2 6NN

Dated: 6 May 2025

TRENCH TOTS NEIGHBOURHOOD NURSERY LTD

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 27 JUNE 2024

Unrestricted
Restricted
funds
funds
2024
2024
Notes
£
£
Income from:
Charitable activities
2
426,465
257,808
Investments
3
820
-
Total income
427,285
257,808
Expenditure on:
Charitable activities
4
479,598
257,808
Net (expenditure)/income for the year/
Net movement in funds
(52,313)
-
Fund balances at 29 June 2023
155,283
-
Fund balances at 27 June 2024
102,970
-
Total Unrestricted
funds
2024
2023
£
£
684,273
643,724
820
58
685,093
643,782
737,406
626,769
(52,313)
17,013
155,283
138,270
102,970
155,283
Total Unrestricted
funds
2024
2023
£
£
684,273
643,724
820
58
685,093
643,782
737,406
626,769
(52,313)
17,013
155,283
138,270
102,970
155,283
643,782
626,769
17,013
138,270
155,283

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

The statement of financial activities also complies with the requirements for an income and expenditure account under the Companies Act 2006.

TRENCH TOTS NEIGHBOURHOOD NURSERY LTD

BALANCE SHEET

AS AT 27 JUNE 2024

Notes
Fixed assets
Tangible assets
9
Current assets
Debtors
11
Cash at bank and in hand
Creditors: amounts falling due within
one year
13
Net current assets
Total assets less current liabilities
Creditors: amounts falling due after
more than one year
14
Net assets
Income funds
Unrestricted funds
2024
£
9,145
62,078
71,223
(28,737)
£
68,047
42,486
110,533
(7,563)
102,970
102,970
102,970
2023
£
13,621
106,069
119,690
(23,364)
£
69,309
96,326
165,635
(10,352)
155,283
155,283
155,283

The company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006, for the year ended 27 June 2024.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the Trustees on 8 May 2025

Mrs Rachel Pitt

Trustee

Mrs Jessica Brown Trustee

Company Registration No. 04838548

TRENCH TOTS NEIGHBOURHOOD NURSERY LTD

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 27 JUNE 2024

1 Accounting policies

Charity information

Trench Tots Neighbourhood Nursery Ltd is a private company limited by guarantee incorporated in England and Wales. The registered office is Gibbons Road, Trench, Telford, Shropshire, TF2 7JR, United Kingdom.

1.1 Accounting convention

The accounts have been prepared in accordance with the charity's governing document, the Companies Act 2006 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (as amended for accounting periods commencing from 1 January 2016). The charity is a Public Benefit Entity as defined by FRS 102.

The charity has taken advantage of the provisions in the SORP for charities applying FRS 102 Update Bulletin 1 not to prepare a Statement of Cash Flows.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the charity.

1.4 Income

Income, including core funding from local authority, is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

Grants received are recognised on receipt. All grants received have not been performance related, restricted in terms of the use of the funds. All grants received in the year relate to the JRS scheme.

TRENCH TOTS NEIGHBOURHOOD NURSERY LTD

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 27 JUNE 2024

1 Accounting policies

(Continued)

1.5 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

1.6 Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Land and buildings 2% straight line Equipment 20% on reducing balance Office Equipment 20% on reducing balance

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

1.7 Impairment of fixed assets

At each reporting end date, the charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.8 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.9 Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

TRENCH TOTS NEIGHBOURHOOD NURSERY LTD

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 27 JUNE 2024

1 Accounting policies

(Continued)

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

1.10 Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

Termination benefits are recognised immediately as an expense when the charity is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.11 Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

1.12 Taxation

The charity is exempt from corporation tax on its charitable activities.

1.13 Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objectives of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

All funds held within Trench Tots Neighbourhood Nursery are unrestricted funds.

1.14 Government grants

Government grants are recognised at the fair value of the asset received or receivable when there is reasonable assurance that the grant conditions will be met and the grants will be received.

A grant that specifies performance conditions is recognised in income when the performance conditions are met. Where a grant does not specify performance conditions it is recognised in income when the proceeds are received or receivable. A grant received before the recognition criteria are satisfied is recognised as a liability.

TRENCH TOTS NEIGHBOURHOOD NURSERY LTD

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 27 JUNE 2024

2 Charitable activities

Charitable activities
Analysis by fund
Unrestricted funds
Restricted funds
For the year ended 28 June 2023
Unrestricted funds
Nursery
income
Core funding
2024
2024
£
£
426,465
257,808
426,465
-
-
257,808
426,465
257,808
399,709
244,015
Total
2024
£
684,273
426,465
257,808
684,273
Total
2023
£
643,724
643,724
-
643,724
643,724

3 Investments

**Unrestricted ** Unrestricted
funds funds
2024 2023
£ £
Interest receivable 820 58

TRENCH TOTS NEIGHBOURHOOD NURSERY LTD

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 27 JUNE 2024

4 Charitable activities

Staff costs
Depreciation and impairment
Rent and rates
Insurance
Light and heat
Telephone
Post and stationery
Uniforms
Property repairs and maintenance
Staff training
Sundry expenses
Travel and entertainment
Equipment, repairs and renewals
Cleaning supplies and hygiene
Activity costs
Food
Bank charges
Other charitable expenditure
Share of governance costs (see note 5)
Analysis by fund
Unrestricted funds
Restricted funds
For the year ended 28 June 2023
Unrestricted funds
Nursery
2024
£
578,701
3,324
14,394
6,484
3,387
1,988
582
1,810
25,193
4,449
595
-
11,762
7,713
4,249
54,507
163
6,713
726,014
11,392
737,406
479,598
257,808
737,406
626,769
Nursery
2023
£
503,482
3,306
16,123
5,668
7,904
2,115
793
1,591
5,430
4,309
691
1,475
11,213
8,529
3,991
35,618
197
3,469
615,904
10,865
626,769
626,769
-
626,769

TRENCH TOTS NEIGHBOURHOOD NURSERY LTD

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 27 JUNE 2024

5 Support costs

Accountancy
Legal and professional
Analysed between
Charitable activities
Support
costs
Governance
costs
£
£
-
7,138
-
4,254
-
11,392
-
11,392
2024
£
7,138
4,254
11,392
11,392
2023 Basis of allocation
£
7,357 Governance
3,508 Governance
10,865
10,865

The Accountancy remuneration includes an independent examination fee of £1,200.

6 Trustees

None of the trustees received remuneration from the company during the period. There were also no reimbursements of expenses for the trustees.

7 Employees

The average monthly number of employees during the year was:

Employees
Employment costs
Wages and salaries
Social security costs
Other pension costs
2024
Number
31
2024
£
536,249
34,027
8,425
578,701
2023
Number
31
2023
£
474,683
22,324
6,475
503,482

There were no employees whose annual remuneration was £60,000 or more.

8 Taxation

The charity is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or section 252 of the Taxationof Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects.

TRENCH TOTS NEIGHBOURHOOD NURSERY LTD

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 27 JUNE 2024

9
Tangible fixed assets
Cost
At 29 June 2023
Additions
At 27 June 2024
Depreciation and impairment
At 29 June 2023
Depreciation charged in the year
At 27 June 2024
Carrying amount
At 27 June 2024
At 28 June 2023
Land and
buildings
Equipment
Office
Equipment
£
£
£
66,769
41,183
12,303
-
-
2,062
66,769
41,183
14,365
5,342
36,344
9,260
1,335
968
1,021
6,677
37,312
10,281
60,092
3,871
4,084
61,428
4,838
3,043
Total
£
120,255
2,062
122,317
50,946
3,324
54,270
68,047
69,309

Land and buildings comprises the cost of a purpose built nursery on Gibbons Road. The total cost of this build was £719,149, of which £652,380 were covered by grants and subsidies. The total cost to the company was £66,769.

10
Financial instruments
Carrying amount of financial assets
Debt instruments measured at amortised cost
Carrying amount of financial liabilities
Measured at amortised cost
2024
£
8,109
36,300
2023
£
12,734
33,716

Financial assets measured at amortised cost consists of trade debtors and other debtors, which includes the wages control account.

Financial liabilities measured at amortised cost consists of bank loans, deferred income, trade creditors, amounts due to employees, other creditors and accruals.

11
Debtors
Amounts falling due within one year:
Trade debtors
Other debtors
Prepayments and accrued income
2024
£
8,109
-
1,036
9,145
2023
£
11,568
1,166
887
13,621

TRENCH TOTS NEIGHBOURHOOD NURSERY LTD

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 27 JUNE 2024

12
Loans and overdrafts
Bank loans
Payable within one year
Payable after one year
2024
£
10,063
2,500
7,563
2023
£
12,852
2,500
10,352

==> picture [462 x 37] intentionally omitted <==

13
Creditors: amounts falling due within one year
Notes
Bank loans
12
Other creditors
Accruals and deferred income
14
Creditors: amounts falling due after more than one year
Notes
Bank loans
12
15
Related party transactions
2024
£
2,500
9,845
16,392
28,737
2024
£
7,563
2023
£
2,500
8,255
12,609
23,364
2023
£
10,352

There were no disclosable related party transactions during the year (2023 - none).