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2020-08-31-accounts

REGISTERED COMPANY NUMBER: 04501003 (England and Wales) REGISTERED CHARITY NUMBER: 1101241

V.H.L.T LTD (A COMPANY LIMITED BY GUARANTEE)

REPORT OF THE TRUSTEES AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 AUGUST 2020

Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS

V.H.L.T LTD

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2020

Page
Reference and Administrative Details 1
Report of the Trustees 2 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6 to 7
Cash Flow Statement 8
Notes to the Cash Flow Statement 9
Notes to the Financial Statements 10 to 14

V.H.L.T LTD

REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 31 AUGUST 2020

TRUSTEES Y Frand A Streicher Y Marmorstein R Frand REGISTERED OFFICE 61 Fairholt Road London N16 5EW REGISTERED COMPANY 04501003 (England and Wales) NUMBER REGISTERED CHARITY 1101241 NUMBER INDEPENDENT EXAMINER Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS BANKERS The Royal Bank of Scotland plc 40 Islington High Street London N1 8XB

Page 1

V.H.L.T LTD (REGISTERED NUMBER: 04501003)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 AUGUST 2020

Reference and administrative information

Reference and administrative information is shown on page 1 of the financial statements and forms part of this report.

OBJECTIVES AND ACTIVITIES

Object for public benefit

The objects of the charity are to advance religion in accordance with the Orthodox Jewish faith and the relief of poverty, in particular by assisting individuals in need of food, clothing, shelter or medical services who are unable to afford these from their own means. The charity also supports educational and religious institutions and gives grants and scholarships to suitable qualified students.

The trustees confirm that they have given due regard the Charity Commission's guidance on public benefit.

Grantmaking

In general the trustees select the institutions to be supported according to their personal knowledge of work of the institution. Whilst not actively inviting applications, they are always prepared to accept any application which will be carefully considered and help given according to circumstances and funds then available.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The income and expenditure of the charity both rose by a small amount and there was a surplus for the year. During the year the charity continued its philanthropic activities and has maintained its support of organisations engaging in education, advancement of religion, and the relief of poverty. The charity also helped needy individuals and families..

FINANCIAL REVIEW

Reserves policy

The trustees do not seek to maintain reserves, other than to ensure that they can continue the activities of the charity. Reserves at the year end were £124,678 (2019 - £96,574) of which £49,362 (2019 - £55,368) are free reserves.

FUTURE PLANS

The trustees anticipate that the charity will continue on a similar basis in the foreseeable future subject to satisfactory income and there are no plans for any major changes.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Constitution

The charity is constituted as a limited company and is governed by its Memorandum and Articles of Association dated 1 August 2002.

Organisational structure

The power to appoint new trustees is vested in the continuing board. It is not the intention of the trustees to appoint any new trustees. Should the situation change in the future, the trustees will apply suitable recruitment induction and training procedures.

Risk management

The trustees have reviewed the major risks that the charity faces and confirm that they have established systems to mitigate them.

Page 2

V.H.L.T LTD (REGISTERED NUMBER: 04501003)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 AUGUST 2020

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by order of the board of trustees on 20 July 2021 and signed on its behalf by:

Y Frand - Trustee

Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF V.H.L.T LTD

Independent examiner's report to the trustees of V.H.L.T LTD ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 August 2020.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a registered member of Institute of Chartered Accountants in England and Wales which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

E Meyer FCA BSc Institute of Chartered Accountants in England and Wales Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS

20 July 2021

Page 4

V.H.L.T LTD

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 AUGUST 2020

2020
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
709,089
EXPENDITURE ON
Raising funds
3
25,168
Charitable activities
4
Charitable activities
656,317
Total
681,485
NET INCOME
27,604
RECONCILIATION OF FUNDS
Total funds brought forward
96,574
TOTAL FUNDS CARRIED FORWARD
124,178
2019
Total
funds
£
693,625
27,207
628,377
655,584
38,041
58,533
96,574

The notes form part of these financial statements

Page 5

V.H.L.T LTD (REGISTERED NUMBER: 04501003)

BALANCE SHEET 31 AUGUST 2020

Notes
FIXED ASSETS
Tangible assets
9
CURRENT ASSETS
Debtors
10
Cash at bank
CREDITORS
Amounts falling due within one year
11
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
12
NET ASSETS
FUNDS
Unrestricted funds:
General fund
TOTAL FUNDS
2020
Total
funds
£
1
99,815
51,042
150,857
(1,680)
149,177
149,178
(25,000)
124,178
124,178
124,178
2019
Total
funds
£
1
41,305
58,508
99,813
(3,240)
96,573
96,574
-
96,574
96,574
96,574

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 August 2020.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 August 2020 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

Page 6

V.H.L.T LTD (REGISTERED NUMBER: 04501003)

BALANCE SHEET - continued 31 AUGUST 2020

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 20 July 2021 and were signed on its behalf by:

Y Frand - Trustee

The notes form part of these financial statements

Page 7

V.H.L.T LTD

CASH FLOW STATEMENT FOR THE YEAR ENDED 31 AUGUST 2020

Notes
Cash flows from operating activities
Cash generated from operations
1
Loan received
Net cash (used in)/provided by operating activities
Change in cash and cash equivalents
in the reporting period
Cash and cash equivalents at the
beginning of the reporting period
Cash and cash equivalents at the end
of the reporting period
2020
£
(32,466)
25,000
(7,466)
(7,466)
58,508
51,042
2019
£
40,981
-
40,981
40,981
17,527
58,508

The notes form part of these financial statements

Page 8

V.H.L.T LTD

NOTES TO THE CASH FLOW STATEMENT FOR THE YEAR ENDED 31 AUGUST 2020

1. RECONCILIATION OF NET INCOME TO NET CASH FLOW FROM OPERATING ACTIVITIES OPERATING ACTIVITIES
2020 2019
£ £
Net income for the reporting period (as per the Statement of
Financial Activities) 27,604 38,041
Adjustments for:
(Increase)/decrease in debtors (58,510) 2,700
(Decrease)/increase in creditors (1,560) 240
Net cash (used in)/provided by operations (32,466) 40,981
  1. ANALYSIS OF CHANGES IN NET FUNDS
At 1.9.19 Cash flow At 31.8.20
£ £ £
Net cash
Cash at bank 58,508 (7,466) 51,042
58,508 (7,466) 51,042
Debt
Debts falling due after 1 year - (25,000) (25,000)
- (25,000) (25,000)
Total 58,508 (32,466) 26,042

The notes form part of these financial statements

Page 9

V.H.L.T LTD

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Donations are included in full in the Statement of Financial Activities when received.

Expenditure

Liabilities are recognised in the year in which they are incurred and includes irrecoverable VAT which is reported as part of the expenditure to which it relates.

Support costs are those incurred to assist the work of the charity but are not direct charitable activities.

Governance cost are those incurred in connection with the administration of the charity and compliance with constitutional and statutory requirements.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Going concern

There are no material uncertainties about the charity's ability to continue.

2. DONATIONS AND LEGACIES

DONATIONS AND LEGACIES
2020 2019
Unrestricted Total
funds funds
£ £
Donations 709,089 693,625

Page 10

V.H.L.T LTD

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 AUGUST 2020

3. RAISING FUNDS

Raising donations and legacies

2020
Unrestricted
funds
£
Telephone
290
Postage and stationery
17,439
Advertising
7,439
25,168
2019
Total
funds
£
574
22,636
3,997
27,207

4. CHARITABLE ACTIVITIES COSTS

4.
CHARITABLE ACTIVITIES COSTS
Grant
funding of
activities
(see note
5)
£
Charitable activities
651,064
5.
GRANTS PAYABLE
Charitable activities
The total grants paid to institutions during the year was as follows:
Relief of poverty
Education
Advancement of religion
Vaad Harabonim Israel
Olam Chesed Yiboneh
Keren Metzuda
Others under £12,000
The total grants paid to individuals during the year was as follows:
Relief of poverty
Support
costs (see
note 6)
£
5,253
2020
£
651,064
2020
£
572,739
41,445
5,580
619,764
572,633
19,500
12,092
19,509
619,764
2020
£
31,300
Totals
£
656,317
2019
£
624,006
2019
£
421,876
8,020
169,460
599,356
2019
£
24,650

Page 11

V.H.L.T LTD

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 AUGUST 2020

6. SUPPORT COSTS

Finance
£
Charitable activities
1,685
Support costs, included in the above, are as follows:
Finance
Bank charges
Other
Sundry expenses
Governance costs
Independent examiner's fee
Independent examiner's other fees
General expenses
Legal and professional fees
Governance
Other
costs
Totals
£
£
£
419
3,149
5,253
2020
2019
Charitable
Total
activities
activities
£
£
1,685
2,055
2020
2019
Charitable
Total
activities
activities
£
£
419
419
2020
2019
Charitable
Total
activities
activities
£
£
480
480
1,200
1,200
769
217
700
-
3,149
1,897

7. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 August 2020 nor for the year ended 31 August 2019.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 August 2020 nor for the year ended 31 August 2019.

Page 12

V.H.L.T LTD

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 AUGUST 2020

8. AVERAGE STAFF NUMBERS

The average number of staff in the year was Nil (2019 - Nil).

9. TANGIBLE FIXED ASSETS

COST
At 1 September 2019 and
31 August 2020
DEPRECIATION
At 1 September 2019 and
31 August 2020
NET BOOK VALUE
At 31 August 2020
At 31 August 2019
10.
DEBTORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
Other debtors
11.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Accruals and deferred income
Accrued expenses
12.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
Bank loans (see note 13)
13.
LOANS
An analysis of the maturity of loans is given below:
Amounts falling due in more than five years:
Repayable by instalments:
Bank loans more 5 yr by instal
Computer
equipment
£
557
556
1
1
2020
2019
£
£
99,815
41,305
2020
2019
£
£
(1,560)
-
3,240
3,240
1,680
3,240
2020
2019
£
£
25,000
-
2020
2019
£
£
25,000
-

Page 13

V.H.L.T LTD

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 AUGUST 2020

14. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 August 2020.

Page 14