Docusign Envelope10'. 5F70AD2B-3103427&A8BA-5C5B59DB4574
Company registration number 04777720 {England and Wales)
Charity registi*ion number 1100976 (England and Wales)
LANCASHIRE WOMEN
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

Docusign Envelopè ID.. 5F70AD2B_31034273_A8BA.5C5B59DB4574
LANCASHIRE WOMEN
LEGAL AND ADMINISTRATIVE INFORMATION
Truste88
L B Harwood (Chair)
M A Lishman
P Geraghty MBE
C Ba￿oW
L Brown
H Hamilton-smith
S Biggs
R Dickinson
ALee
(Appointed 15 October 2024)
(Appointed 15 April 2025)
(Appointed 8 September 2025)
Charlty number
1100976
Company number
04777720
Reglst8r8d office
21-23 Blackburn Road
AG￿ngtOn
BB5 1HF
Chief executlve officer
Siobhan Collingwood
Auditor
Smith & Goulding Limited
4 Southport Road
Chorley
Lancashire
England
PR7 1LD
Bankers
Unity Trust Bank
Nine Brindleyplace
Bimiingham
B12HB
Solicitors
Robinson's Solicitors
Beckett House
17 Sovereign Court
Vfyrefields
Pouhon
FY6

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LANCASHIRE WOMEN
CONTENTS
Page
Chairperson's report
Chief Executive Officefs report
Twstees, report
3-10
Statement of trustees, responsibilities
11
Independent auditorfs report
12-14
ststement of financial activities
15
Balance sheet
16-17
Statement of cash Ilows
18
Notes to the financial statements
19-33

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LANCASHIRE WOMEN
CHAIRMAN'S STATEMENT
FOR THE YEAR ENDED 31 MARCH 2025
CHAIRPERSON'S REPORT
Vithat a year it has been for the board of Trustees at Lancashire Vvomen!
As we celebrate our 40 years of working with v￿rnen across Lancashire, we have had time to reflect on how we
have grown as an organisation.
I have been involved with Lancashi￿ INomen in various roles for 15 of those years and I have seen how our
seriices have been shaped by those women who have come through our doors or whose lives have touched ours.
and we theirs. Together we have created what we now see as L8ncashire Women.
This year has seen signrficant Changes., in December the Board started to develop its strongest strategic plan yet,
one that seeks finanaal sustainability and growth whilst Gonsolidating the things we are realty good at.
We saw the recruitment of a fourth member of our senior leadership team Specifi￿llY focused on c(mmercial
development and expanding on our collaborative work with partners and key stskeholders.
In June we welcomed a new Chief Execlrtive Offi￿r who will be pivotal in taking forward the plan bringing in
wealth of expeTience around trauma informed care and the use of intelligence to enhance our planning.
Next year will be exciting as we continue to irnprcwe and grow. I'm grateful and proud that our organisation is
embracing change together. Although change Gan be thallenging. I know that everyone is working hard to fjnd the
right balan￿ l)ut ......... we are Lancashire Ihlomen and that is what we do best!
Lynetto HaThvood
Chair of thè Board of Tru$ts•$

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LANCASHIRE WOMEN
CHAIRMAN'S STATEMENT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
CHIEF EXECUTIVE OFFICER'S REPORT
In the immortal words of Tammi Wynette. "Sometirnes ifs hard to be a woman.. but at Lancashire w0￿en we are
working tireles51y and produdively to ensure that when life does feel hard. women have somewhere to go and
somebody to make contact with. Our charty has been operating for 40 years, and we have celebrated this
anniversary in style with joyful celebraltons and fundraising efforts including a Fashion show in Blackpool. a walk
across Morecambe Bay, an 80's themed ball and a fjjn filled race across Lancashire. I have been proud beyond
words to join this amazing organisation as CEO and be part of the Charity's ongoing joumey as il moves fO￿VardS
into the next 40 years and beyond.
Our works streams continue to broaden their reach and delivery, but there is much left to do. The women
participating in our programmes tell us heartbreaking, yet inspiring stortes of adversity. resilience and recovery=
every day they tell us about the difference that Lancashire Women makes in their lives. This is why we love being
able to do what we do.
We provide training, friendship groups and support networks for women whatever their issue, tsilored to
their needs.
We continue to provide economic and employment advi￿ to help women at the hard edge of systemic
economic inequalities.
We provide therapeutic services for those needing to heal.
We help women, struggling to deal with addiction lo re¢over and rebuild lives.
We guide and support women with experien￿ within the criminal justice system, helping them to stabilise
and move forward positively.
We collaborate with and signpost to partn6rs working to support women across Lancashire.
IN8 advocate for women and their needs.
We do all of this by holding true to our values of compassion. collaboration, creativity, and no judgement, not
always easy in a time of undeniable pressure and adversty within the charitable sector. As seNices strive to assist
people whose needs are often driven by unaddressed systemic inequalty, we see flames of malcontent and angar
being fanned by voices of prejudice, and polarisation, threatening to sel ffire to the Communities we are striving to
strengthen and protect. All of this can feel oveThvhelmingly negative, but at Lancashire Women it is a joy to be part of
building an altemative way lo live in and experience the WOTId.
Representing this amazing org8nisation makes me proud be.yond words, because though life is undeniably hard, it
is also a joyful and celebratory thing to be a woman -to quote another inspirational diva
'The best thing about
being a woman is the prerogative to have a little fun. Man, I feel like a woman!.
Siobhan Collingwood
Chief Executlve Officer

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LANCASHIRE WOMEN
TRUSTEES. REPORT (INCLUDING DIRECTORS, REPORT)
FOR THE YEAR ENDED 31 MARCH 2025
The trustees present their annual report together with the audited financial slatements for the year ended 31
March 2025.
The Trustees confim thal the Annual Report and financial ststemenls of the company comply with the current
ststutory requirements. the requirements of the company's goveming document and the provisions of the
Statement of Recommended Practi￿ (SORP). applicable to charities prepaTing their acEounts in accordance
with the Financial Reporting StsndaTd applicable in the UK and Republic of Ireland {FRS 102) (effective 1
January 2019).
Since the tharitable company qualifies as small under section 383, the strategic report required of medium and
large companies under The Companies Act 2006 (Slrategic Report and Direclorfs Report) Regulations 2013 is
not required.
OBJECTIVES AND ACTIVITIES
a. POUCIES AND OBJECTIVES
In setting objedives and planning for activities, the Twsteos hav8 given due Consideration to general guidance
published by the Charities Commission relating to public benefit and in particular to its supplementary public
benefit guidance (Section 17{5) of the 2011 Charities Act) on the Charitable company's activities.
The charitys policies and objectives are the provision of infomiation, support and courses relating to 811
aspects of women's lives.
b. ACTIVITIES FOR ACHIEVING OBJECTIVES
The charity engaged in the following activities to meet its objectives..
Services to support positive mental health and emotional wellbeing and induding provision of
psythological therapies.,
ii. The provision of advice, information. gurdance and employment
support;
iii. Leaming. skills and personal developmerrt opportunities.
iv. Specialist services for Ihe most vulnerable and at risk women in our communiti'es, including women in the
criminal justice system.

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LANCASHIRE WOMEN
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Fundlng was gratsfully recelved from:
NHS Lancashire and South Cumbria
Integrated Care Board
Ministry of Justir
NHSE
Department for Work & Pensions
Energy Redress
Blackbuin with Darwen Council
Lancashire County Council
Biitish Gas
National Lottery
Smallwood
Blackpool Council
Hyndbum Counul
Household Support Fund
Scottish Pt)wer
Bumley Counal
Active Lancashire
Morrisons
Community CVS
UCLAN
Grantscape
Active Lancashire
VOLUNTEERS
Our volunteers make a vital contribution to the organisation. bringing on board skills, expertise and community
knowledge. Our volunteers undertake a range of roles including administration. mentoring. service user support
and therdpy. This area of the organisation is managed by a Volunteer Lead whith has resulted in more
volunteers coming on board along with a new process being put in place. There is currently a Befriending Pilot
taking place and for the future we are looking at more volunteer development along with sourcing funds to help
ingrain a more comprehensive volunteer infrastructure in order to build reSour￿S and manage volunteer
capacty.
ACHIEVEMENTS AND PERFORMANCE
Our vision is where all women in Lancashire are valued and treated as equals.
To empower women to be able to transform their lives by bringing them together to..
Find their voice
Share experiences and understanding
Develop their knowledge and skills
Challenge stereotypes and miscon￿ptIonS about them
. so that they can have choices in becoming the individuals they want to be.

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LANCASHIRE WOMEN
TRUSTEES. REPORT (INCLUDING DIRECTORS, REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
All the work undertaken in 2024125 has been through the following workstreams:
Communities, Mentsl Health and Wellb8ing
Through support lo women and their families to help improve their emotional wellbeing and resllie￿e providing
them with the skills, knowledge and tools to better manage their mental health.
Our seNices indude..
Psychological Ireatments to understand and manage mental health issues, thoughts, feelings, and
behaviours. Provided in a safe and confidential Spa￿ to discuss problems, identify pattems. and learn
coping strategies for mental and emotional problems like stress, anxiety and depression
Perinatsl mentsl health and wellbeing support provided at the hospital along with one-tovone therapy to
families accessing community provision through the family hubs
Wellbeing groups to increase confidence and build resilience
Communty projects workin9 to improve health and wellbeing and overcome barriers by developing a
range of per￿nal skills to support a more positive future
Justlce and Safety
Through support to reduce the risk of reoffending or prevent the criminalisation of women with multiple and
complex needs.
Our services include..
Providing community and prison-based support to women who are involved in the criminal justi
system. Delivering int8nsive one to one work through a team of case and resettlement workers vtho
provide bespoke Inte￿entionS that are trauma infomied and female specific to help improve outcomes
for women. Key areas include: A￿0mModatIOn., Employment. Training and Education. Finance, Benefit
and Debt and Personal Wellbeing
Specialist trauma informed addiction & recovery support to women across Lancashire. Supporting
women who may struggle to engage with drug & alcohol treatment providers by reducing and addressing
potential barriers in respect of stigma, housing, finances. emotional wellbeing, education & employment,
family & relationships
Specialised one to one and group support for young women 18-25. Fo￿81ng on overcoming barriers
and getting the young women ready to ffind and engage in employment, educati¢Jn and training

DooJ8lgn Envelope ID.. 5F70AD2B-31034273-A8BA-5C5B59DB4574
LANCASHIRE WOMEN
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Money Eneryy Advlce and Guidance
Through imparttal, non-judgmental advice regarding any aspect of debt along with support to help ridividuals
stsy wami and reduce their energy bills.
Our services indude:
Budgeting and energy sa¥ing tips and techntques
Money management slep by step personalised guide
Income maximisation
Benefit checker, advice, completion and appeals
Support with arrears and enfor￿rnent
Energy advice and small repair through our home visit service
Employabillty Advlce and Guldance
Providing tailored employment support to assist individuals in starting, staying, or succeeding in employment
while managing their well-being.
Our servi￿5 indude..
personal assessments
goal and tsrgel setting
• acwss to local and workplace support
job search and techniques
interview preparation
Employment and Guldance Programme
Our team work with women to improve their skills and knowledge and help them move closer to the la)our
market.
Projects include-
Employment Advisors into Talking Therapies- East Lancashire
the employment advisors work alongside the
therapy team to provide tsilored support to the irKJividual in relation to their employment goals. Example support
indudes: helping them PrOg￿sS at work, improve relationships in the workplace. reasonable adjustm*.
retuming to work after a period of absence. career change or managing stress in the workpla￿. This team work
dosely with the Talking Therapies team to identify referrals.
MPT Steps (More Positive Together} - Pan LanLxshiie project fund through the European Social Fund that
provides tailored one to one support to job seekers who may have re￿ntlY become unemployed or are
uneconomically inactive. Support includes confidence building. help with CV writing and interview preparation.
job search and application along with any tailored support that is needed. All will help improve their self-esteem
and employability skills.
INVESTMENT POLICY AND PERFORMANCE
The Twstees retain funds in an interest bearing accL)unt platform and take advantage of the interest received.
The platrom enables us also to mitigate the risk of bank failure risk under the FCSC Protection. The charity also
owns a small number of listed inveslments which again reflect the ￿rrent economic climate.

Docuslgn Envelope ID.. SF70AD2B-3103427&A8BA-SC5BS9DB4S74
LANCASHIRE WOMEN
TRUSTEES, REPORT (INCLUDING DIRECTORS, REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
FINANCIAL REVIEW
GOING CONCERN
After making appropriate enquiries, the Irustees have a reasonable expectation that the charitable
company has adequate resources to continue in operational existence for the foreseeable fLrture. For this
reason they continue to adopt the going ¢oncem basis in preparing the financial statements. Further details
regarding the adoption of the going concem basis can be found in the Accounting Policies.
b. FINANCIAL RESULTS FOR THE YEAR
In the year ended 31 March 2025 the charitable company received incorning resources of £2,473,409 in
unrestricted funds for the actNities of the charity. Resources expended in the year were £2,299,152. After
taking account of the increase in investment values of £938 the surplus for the year was £175,195. After
taking into account a transfer of £54,397 from restricted funds. there is a surplus of £229,592 which has been
added to the charity r8s8rv8s. In addition to this the charity re¢eiv8d restricted funds of £1,474,157. The
expenditur8 from r8Strict8d funds was £1,431,669 resuliing in a surplus of £42,469. After taking ac￿Unt the
transfer of £54,397 to unrestricted funds. Ihere was a deficit amounting to £11,928 which has been applied to
restricted funds c4rried forward. The overall surplus for the year was therefore £217,664
At 31 March 2025 the charitable company held Total Reseples of £1,768,544. This comprises restricted funds
of £85,238, unrestricted general funds of £1,479,384, and a designated fund of £203,922.
¢. RESERVES POLICY
Lan¢ashire Women is required to hold ￿selveS in order to 8¢hieve its charitable objectives. Reserv8s of cash
enable current activities and liabilities to be met in the event of a significant drop in funding.
Designated funds are held to cover potential wind-up costs which may arise in the event of sources of funds
becoming unavailable.
The Trustees therefore consider it both prudent and realistic to hold g8neral funds of be￿@en &8 months
running costs within which 3 mcnths should be cash balances. The Trustees through their Finan￿ and Audit
Risk Sub Committee and otherwise will keep the level of reserves under review and take steps to keep any
available surplus ￿ndS to the reseNe range outlined above fully invested in line with the Charity's Investment
Policy or utilised to achieve charilable objectNes. They will also seek to ensure. through rnanagem￿t, that no
decisions of the charity allow the general fund to drop below the levels described above considering the option
for sustaining reserves in good time.
The following are the types of funds:_
Restricted funds ar8 funds subjèct to special trusts specified by the donor.
Restricted income funds are received for spending in the short-term on the specified purpose.
Permanent endowment funds are donalions that have been given to a charity to be held as capital wilh no
power to Convert the funds to income. These may be cash or other assets.
Expendable endowment funds are donations that have been given to a charity to be held as capital, where the
twstees do have a discretionary power to use the funds as income.
Unrestricted funds are funds available for the purposes of the chaiyty, to be spent as the trustees see fit.
Designated funds are unrestricted funds that have been earmarked for a particular purpose by the trustees.
General funds are unrestricted funds which have not been earmarked and may be used for the charity's
objectives.

Docusign Envelope ID.. 5F70AD2B-31034273-A8BA-5CSB59DB4574
LANCASHIRE WOMEN
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
d. RISK MANAGEMENT
The Trustees have assessed the major risks lo which the charitable Company is exposed, in particular those
related to the operations and ffinances of Ihe charitable company, and are satisfied that systems and
procedures are in place to mltigate our exposure to the major risks.
Principal risks and strategies include-.
Governance
Board of Trustees
skills audit now completed with Trustees to fill gaps and expertise. Ther8 has been
recruitment of new Trustees which has broadened the skill set and knowledge of the board.
Staff retention has improved and lots of work has taken place to support this. Focus on strengthening the
induction process and ensuring staff are better supported in this period. More robust reporting has been
implemented on staff retention and performance.
An in depth review has also taken place using the Governance Ci)de involving all Trus*ees and is an ongoing
process to continually assess and Strengthen our Goveman¢e.
Operatlonal
Competition from similar organisalions. This risk could impad on the charity as follows: loss of contract
income. reduced fundraising potential, reduced public profile and profitability of trading activities. To mitigate
these risks the following strategies have been put in place- monitor and assess performance and quality of
service, review market and methoés of servitrE delivery. agree fund-raising strategy, ensure regular contact
with funders and monitor public awareness and profile of the charity
Financial
Dependency on income sources. The potential impact that this risk could have is the cash Ilow and budget
impact of loss of income sour¢X. Steps in plac6 to mitigate the risks are.. identify major dependencps,
implement adequate reserves policies and execute diversification plans.
Environmental or External fa¢tors
There are some specific challenges - the effect of inflation increases on stati¢, long standing grant and contract
values, energy prices for us as an organisation as well as for our service users and clients, overall 'cost of living,
increases that add to the demand for our support but where competilion for limited resources could potentially
reduce what we can achieve.
FUTURE DEVELOPMENTS
For our next 12 months our priorities includ8'.
An UFrfJated EDI strategy,.
The further diversification of income generation and a focus on commercial funding opportunities
These activities and more will ensure we will be able to maintsin a strong core offer as well as fjjcussing on our
wider sustainability which also includes reducing our carbon footprint as an organisation.
The process of developing and supporting our B¢)ard of Trusleès will continue so thal our governan
infraslructure progresses and enables the organisation to S8Ne our beneficiaries and meet their needs as
effectively as possiblè.

Docusign Envelope ID: 5F70AD2&31034273-A8BA-5C5B59DB4574
LANCASHIRE WOMEN
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
STRUCTURE, GOVERNANCE AND MANAGEMENT
CONSTITUTION
The charitable company is a charitable company limited by guarantee and was set up by a Memorandurn of
Association dated 27 May 2003 (last amended 17 Seplember 2014) and amended by Special Resolution
dated 21 October 2003, 1 Ociober 2009 and 21 July 2017, as amended by a Certificate of Incorwration on
change of name. The charty was formerly known as The Women's Centre for Blackburn and District
Limited. The registered charity number is 1100976.
The trustees, who are also the directors for the purpose of LX)rnpany law, and who seprfed during the year and up
to the date of signature of the financial statements were:
L B Harwood (Chair)
M A Lishman
E L Plachciak
P Geraghty MBE
C Barrow
L Brovm
D Livesey
H Hamilton-smith
S Biggs
R Dickinson
ALee
(Resigned 23 April 2025)
(Resigned 23 April 2025)
(Appointed 15 October 2024)
(Appointed 15 April 2025)
(Appointed 8 September 2025)
b. METHOD OF APPOINTMENT OR ELECTION OF TRUSTEES
The management of the charitable company is the responsibility of the Trustees who are elected and co-opied
under the terms of the Articles of Association.
In order to become a trustee the individual must have a strong inlerest and passion for supportino women in
line with our organisational aims and understand the challenges faced by women in our communities. The
individual must possess a skill in a specific area which are stated in our 'Trustee RecrufÉment and
Infomiation Pack 2016.
Wrth a view to selecting and appointing the correct trustees we have an essential and desirable criteria
which sets out personal attributes, skills and experience that have to be met in order to become a
trustee. This can also be found within our 'Tmstees Recruitment and Infomiation Pack 2016..
c. ORGANISATIONAL STRUCTUREAND DECISION MAKING
The chatity employed a full time equivalent of 88 members of staff to provide services.
Day to day management of the charity is delegated by the Board of Twstees to the CEO, with the support of
the Senior Management Team and Operational Management Team.
The Trustees meet bi-monthly and receive financial management reports and senior management team reports
regarding progress against our agreed stralegy.
d. POLICIES ADOPTED FOR THE INDUCTION AND TRAINING OF TRUSTEES
Trustees are inducted in line with Charity Commission recommendations. The documents in use includ8 a
Trustee contract, induclion programme and disclosure of any conflicts. All twstees sign a conffidentiality
agreement.

Docuslgn Envelope ID.. 5F70AD2B-31034273-A8BA-5C5B59DB4574
LANCASHIRE WOMEN
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Auditor
In accordance with the company's articles, a resolution proposing that Smith & Goulding Limited be ￿appoInted
as auditor of the company will be put at a meeting of the Trustees.
The trustees, report was approved by the Board of Trustees.
Slwod by..
'Ilèhair)
a￿00
Trustee
08 January 2026
10-

Docusign Envelope ID.. 5F70AD28-31034273-A8&4￿cSBs9DB4s74
LANCASHIRE WOMEN
STATEMENT OF TRUSTEES. RESPONSIBILITIES
FOR THE YEAR ENDED 31 MARCH 2025
The trustees, who are also the diredors of Lancashire Women for the purpose of company law, are responsible for
preparing the Trustees, Report and the financial statements in accordance with applicable law and United Kingdom
Accounting Standards (United Kingdom Generalty Ac￿pIed Accounting Practi￿).
Company law requires the trustees to prepare financial ststements for each finanual year which give a true and fair
view of the stale of affairs of the charity and of the incoming resources and application of resources, including the
income and exp8nditure, of the charitable company for that year.
In preparing these financial statements. the trustees are required to..
select suitable accounting policies and then apply them consistently.,
obsetve the method5 and principles in the Charities SORP:
- make judgements and estimates that are reasonable and prudent..
state whether applicable UK Accounting Standards have been followed, subject lo any material departures
disclosed and explained in the financial statements- and
prepare the financial statements on the going COn￿M basis unless it is inappropriate to presume thal Ihe charity
will continue in operation.
The trustees are responsible for keeping adequate arxounting records that disclose with reasonable accuracy at
any time the finan¢ial position of the tharity and enable them to ensure thal the financial statements comply with the
Companies Act 2006. They are also responsible for safeguarding the assets of the ¢harity and hence for taking
reasonable steps for the prevention and detection of fraud and other irregularities.
11

Docuslgn Envelope ID: 5F70AD2B-31034273-A8BA-5C5B59DB4574
LANCASHIRE WOMEN
INDEPENDENT AUDITOR'S REPORT
TO THE TRUSTEES OF LANCASHIRE WOMEN
Opinion
V*le have audited th8 financial statements of Lancashire Women {the 'charity') for the year ended 31 March 2025
whith comprise the statement of financial activities, the balance sheet. the statement of Gash flows and notes to the
financial statements, including significant accounting poliues. The financial reporting framework that has been
applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial
Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of I￿land (United
Kingdom Generally Accepted Accounting Practice).
In our opinion, the financial statements:
give a true and fair view of the state of the charitable exjmpany's affairs as at 31 March 2025 and of its
incoming resources and application of resources, for the year then ended.,
have beèn properly prepared in accordance with United Kingdom Generally Accepted Accounting Practi￿.
and
have been prepared in accoTdano with the requirements of the Companies Act 2006.
Basis for opinion
INe conducted our audit in accordance wbth International Standards on Auditing (UK) {ISAs (UK)) and applicable
law. Our responsibilities under those standards are further described in the Audilorfs ￿sponsIbl1111eS for the audit ol
the finanGial stalemenls section of our report. We are independent of the charity in accordance with the ethicAI
requirements that are relevant to our audit of the financial ststements in the UK, Including the FRC'S Ethical
Stsndard, and we have fulfilled our other 8thic81 responsibilities in accordance with these requirements. We b81ieve
that the audit evidence we have obtained is sufficient and appropriate lo provide a basis for our opinion.
Con¢lu8ions relating to going ¢oncern
In audiling the financial statements, we have concluded that the trustees, use of the going GOn￿M basis of
accounting in the preparation of the financial statements is appropriate.
Based on th8 work we have performed, we have not identified any material uncertainlies relating to events or
conditions that, individually or Gollectively. may casl significant doubt on the charrty's ability to continue as a going
¢on¢em for a period of at least twelve months from when the financial statements are authorised for issue.
Our responsibilities and the responsibilities of the trustees with resped to going concem are describ6d in the
relevant sections of this report.
Other Information
The other infomiation comprises the information included in the annual report other th8n the finar£ial ststements
and our auditorfs report thereon. The trustees are responsible for the other information contained within the annual
report. Our opinion on the financial statements does not cover the other information and we do not express any fomi
of assuran￿ conclusion thereon. Our responsibility is to read the other infomialion and, in doing so, consider
whether the other information is materially inconsistent with the financial statements or our knowledge obtained in
the course of the audit, or othe￿iSe appears to be materially misslated. If we identify su¢h material inconsistencies
or apparent material misstatements. we are required to detenTrine whether this gives rise to a materBI misstatement
in the financial statements themselves. If, based on the work we have performed, we condude that there is
material misstatement of Ihis other information, we are required to report that fad.
We have nothing to report in this regard.
Mattors on which we are requlred to report by excep￿On
We have nothing to report in respect of the following matters in relation to which the Charities (Accounts and
Reports) Regulations 2008 requires us to report to you rf, in our opinion..
the information given in the financial statements is inconsistsnt in any material respect with the trustees,
report., or
sufficrent accounting records have not been kept. or
Ihe financial statements are not in agreement with the a¢¢ounting r8cords,' or
we have not received all the information and explanations we require for our audit.
-12-

DocusSgn Envelope ID.. SF70AD2B-31034273-A8BA-5C5B59DB4574
LANCASHIRE WOMEN
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE TRUSTEES OF LANCASHIRE WOMEN
Responsibilities of trustees
As explained more fully in Ihe slatemenl of trustee5' responsibilities, the trustees, who are also the directors of the
chatity for the purpose of company law, are responsible for the preparatron of the financial statements and for being
satisfied that they give a true and fair view. and for such internal control as the trnstees detemine is ne￿SSary to
enable the preparation of financial statements that are free from material misstatement. whether due to fraud or
error. In preparing the finanual stslements, the tmstees are responsible for assessing the charity's abilty to
continue as a going concem, disclosing, as applicable. matters related to going concern and using the going
concem basis of accounting unless the trustees either intend to liquidate the charitable company or to cease
operations. or have no realistic alternative but to do so.
Auditor'8 responsibilities for the audit of the fFnancial statements
We have been appointed as 8udilor under section 144 of the Charities Act 2011 and report in acGordanGe with the
Act and relevant regulations made or having effect thereunder.
Our objertives are to obtsin reasonable assurance about wheth8r the financial stalemerrts as a whole are free from
material misstatement, whelher due to fraud or error. and to issue an auditovs report that includes our opinion.
Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordan
with ISAS (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or
error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence
the economi¢ deGision5 of users taken on the basis of these financial statements.
The extent lo which our procedures are capable of detecting irregularities, including fraud, is detailed below.
The engagement partner ensured that the engagement team collectivety had thè 8ppropriatè comp8ten¢e,
capabilities and skills to identify or recognise non-compliance with applicable laws and regulations.,
• we identified the laws and regulations applicable to the charitable company through discussions wtth
trustees and other management, and from our commercial knowledge and experience of the charty sector,.
we focused on speafic laws and regulations whith we considered may have a direct material effect on the
financial statements or the operalions of the charity, induding the Companies Act 2006, taxation legislation
and data protection, employment, environmental and health and safety legislation.,
we assessed the extent of compliance Wbth the laws and regulations identified above through making
enquiries of m8n8gement and inspecting legal correspondence., and
identified laws and regulations were communicated within the audit team regularfy and the team remained
alert to instsnces of non-compliance throughout the audit.
We assessed the susceplibility of the company's financial statements to material misstatement, induding obtaining
an understanding of how fraud might occur. by..
making enquiries of management as to where they considered there was susceptibility to fraud, their
knowledge of actual, suspected and alleged fraud; and
considering the intemal controls in place to mttigate risks of fraud and non-compliance with laws and
regulations.
To address the risk of fraud through management bias and override of controls, we..
perfomied analytical procedures to identify any unusual or unexpected relationships;
lesled journal entries to identify unusual transactions., and
assessed whether judgements and assumptions made in determining the accounting estimates were
indicative or potential bias.
13-

Docusign Envelopg ID: 5F70AD2B-31034273-A88A4C5B59DB4574
LANCASHIRE WOMEN
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE TRUSTEES OF LANCASHIRE WOMEN
In response to the risk of irregularities and nonwcompliance with laws and regulations, we designed procedures
which induded, but were not limf(ed to..
agreeing financial statement disclosures to underlying supporting documentation;
r8ading the minutes of meetings of Ihose charged with govemance.
enquiring of management as to a¢tual and potential litigation and ¢laims- and
reviewing correspondénce with relevant regulators and the company's legal advisors.
There are inherent limitations in our 8udit procedures described above. The more removed that laws and
regulationsare from financial Iransadions, the lèss likely it is that we would become aware of no
compliance. Auditing standards also limit the audit procedures required to identify norFcomplian¢e with laws and
regulations to enquiry of the directors and other management and the inspection of regulatory and lejal
correspondence. if any.
Malerial misstatements that arise due to fraud can be harder to detect that those that arise from error as they may
involve deliberate concealment or collusion.
A further description of our responsibilities is available on the Finan¢BI Reporting Council's website at.. https.'Il
Y4%w.fr¢.org.uklaudilorsresponsibilities. This description fonns part of our auditorfs report.
Use of our report
This report is made solely to the charity's twstees. as a body, in accordance wilh Part 4 of the Charities (Accounts
and Reports) Regulations 2008. Our audit work has been undertaken so that we might slate to th8 charity's trustees
those matters we arè required to stste to them in an auditor's report and for no other purpose. To the fullest extent
pemiitted by law, w8 do not accept or assume responsibility to anyone other than the charily and the charity's
trustees as a body, for our audit work, for thi$ report, or for the opinions we have fomied.
Andrew Slmm F.C.A. (Senlor Statutory Auditor)
for and on behalf of Smith & Goulding Limited
Chartered Accountants
Statutory Audltor
4 Southport Road
Chorley
Lancashire
England
PR7 1LD
Smith & Goulding Limf(ed is eligible for appointment as auditor of the charity by virtue of its eligibility lor appointment
as auditor of a company under section 1212 of the Companies Act 2006.
14-

Docuslgn Envelope ID.. 5F7oAD28-310￿273-A88A-sc5BS9DB4S74
LANCASHIRE WOMEN
STATEMENT OF FINANCIALACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 MARCH 2025
Unre8tricted Restrictsd
funds
funds
2025
2025
Total Unrestrlcled Restrlcted
funds
funds
2024
2024
Total
2025
2024
Notes
Income and endowments from:
Donations and legacies
Charitable activities
Other trading activities
Investments
Other income
22,866
22,866
2,392.290 1.474,157 3.866,447
13,922
13.922
41,242
41.242
3.089
3,089
26,172
26,172
2,269,352 1.356.569 3,625,921
20,311
20,311
11,337
11,337
178
178
Total income
2.473.409 1.474,157 3.947,566
2,327,350 1,356.569 3,683,919
Expendlture on:
Raising funds
Charitable activities
19
19
2,299,152 1,431,669 3.730,821
59
59
1,943,506 1,308.285 3.251,791
Totsl expenditure
2,299,152 1,431,888 3,730,840
1.943,506 1,308,344 3,251,850
Net gainsl{losses) on
investments
12
938
938
{5.387)
{5,387>
Net Income
175,195
42,469
217,664
378.457
48,225
426,682
Transfers between
funds
54,397
(54,397)
53,516
(53.516)
Net movement in
funds
10
229,592
(11.928)
217,664
431,973
(5,291)
426,682
Reconclllatlon of funds:
Fund balanrxs at 1 April 2024
1,453,714
97,166 1.550,880
1.021,741
102.457 1.124,198
Fund balances at 31 March
2025
1.683,308
85,238 1,768,544
1,453.714
97,166 1,550.880
The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure
derive from continuing activities.
15-

Docusign EnvelDpe ID.. 5F70AD2B-31034273-A88A-5C5B59D84574
LANCASHIRE WOMEN
BALANCE SHEET
AS AT31 MARCH 2025
2025
2024
Notes
Flxed assets
Tangible assets
Investments
15
16
201,354
24,007
207,587
23,068
225.361
230,655
Current assèts
Debtors
Cash at bank and in hand
17
419,598
1,540,667
615,252
1,146,739
1,960,265
1.761,991
Credltors: amounts falllng duo wlthln
one year
19
(393,019)
{403,613}
Net current assets
1,567,246
1,358,378
Totsl assets le88 current liabilit188
1,792,607
1,589,033
Creditors: amounts falling due after
more than one year
20
(24,¢X3)
(38,153)
Net assets
1,768.644
1,550.880
Income funds
Restricted funds
Unr
ricted f
Designated funds
General unrestricted funds
85,238
97.166
203.922
1.479,384
160,071
1,2g3,643
1.683.306
1.453.714
1,768,544
1,550,880
The company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act
2006, for the year ended 31 Marth 2025.
The trustees ad(nowledge their responsibilities for ensuring that the charity keeps accounting ￿e0rd$ which comply
with section 386 of the Act and for preparing financial statements which give a true and fair view of the slate of
affairs of the company as at the end of the financial year and of its incoming resouros and application of
resources, including its income and expenditure, for the financial year in accordance with the requirements of
sections 394 and 395 and which othe￿iSe comply with the requirements of the Companies Act 2CQ6 relating to
financral statements, so far as applicable to the company.
The members have not required the company to obtain an audit of its financial statements under the requirements
of the Companies Act 20C6, for Ihe year in question in accordan￿ with section 476.
16-

Docusign Envelope ID.. 5F70AD2B-31034273-A8BA-5C5B59DB4574
LANCASHIRE WOMEN
BALANCE SHEET (CONTINUED)
AS AT31 MARCH 2025
These financial statements have been prepared in accordance with the provisions applicable to companies subject
lo the small companies regime.
08 January 2026
The finan¢ial statements were approved by the Trustees on ...... ................ .
by..
L B Harwood (Chair)
Trustee
Company Registration No. 04777720
17-

Docusign Envelope ID: 5F70AD2B-31034273-A8BA-5C5B59DB4574
LANCASHIRE WOMEN
STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 MARCH 2025
2025
2024
Notes
Cash flows from operatlng actlvltlos
Cash generated from operations
28
363,273
435,367
Investing activlties
Investment income received
41,242
11,337
Net cash generated from investing
actsvities
41,242
11,337
Flnanclng actlvltles
Proceeds from new bank loans
Repayment of bank loans
46.200
{10,587)
Net cash (used Inygenerated from
financing activities
(10,587)
46.200
Net increase in cash and cash equivalents
393,928
492.904
Cash and cash equivalents at beginning ofyear
1,146,739
653,835
Cash and cash equivalents at end of year
1,540,667
1,146,739
18-

Doctsslgn Envelope ID.. 5F70AD2B-3103427348BA-5C5B59D84574
LANCASHIRE WOMEN
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Accountlng pollcles
Charity inforn7ation
Lancashire Women is a private company limited by guarantee incorporated in England and Wales. The
regislered office is 21-23 Blackbum Road, Accrington, BB5 1HF.
1.1 Accounting convention
The financial statements have been prepared in accordan￿ with the charity's goveming documenl, the
Companies Ad 201￿ and "Accounting and Reporting by Charities.. Statement of Recommended Practice
applicable to charilies preparing their accounts in accordance with the Financial Reporting Standard
appli¢able in the UK and Republic of Ireland (FRS 102) (effeGlive 1 January 2019)" The charity is a Public
Benefit Entity as defined by FRS 102.
The financial statements are prepared in sterling, which is the fiJn¢tional currency of the ¢harty. Monetary
amounts in these financial statements are rounded to the nearest £.
The finanaal statements have been prepared under the historical Cost ¢onventton, modified to include the
revaluation of freehold properties and to indude investment properties and certain financial instruments at fair
value. The principal a¢¢ounling poli¢ies adopted are set out below.
1.2 Going concem
At the time of approving the financial statements, the trustees have a reasonable expectation that the charity
has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees
continue to adopt the going concern basis of accounting in preparing the financial statements.
1.3 Charitable fund8
Unrestricted funds are available for use at the discretion of the trustees in furtheran￿ of their charitable
ollectives.
Restricted funds are subject to specific conditions by donors or granlors as to how they may be used. The
purposes and uses of the rèstri¢Xed funds are set out in the notes to the financial statements.
Endowment funds are subject to specifi¢ ¢onditions by donors that the capital must be maintained by the
charity.
1.4 Incoming resources
Income is recognised when the charity is legally entitled to it after any performan￿ conditions have been met.
the amounts can be measured reliably, and it is probable that income will be reoived.
Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified
of the donation, unless performan￿ ￿nditionS require deferral of the amount. Income tax recoverable in
relation to donations received under GiftAid or deeds of covenant is recognised at the time of the donation.
Legacies are recognised on receipt or othe￿iSe rf the charity has been notified of an impending distribution,
the amount is known. and r6c8iPt is expected. If thè amount is not known, the legacy is treated as a
contingenl asset.
Turnover is measured at the fair value of the consideration received or re￿1¥able and represents amounts
receivable for goods and services provided in the nomal course of business, net of discounts, VAT 8nd other
sales related taxes.
19

Docusign Envelope ID: 5F70AD2B-31034273-ABBA-5C5B59DB4574
LANCASHIRE WOMEN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Accounting policies
{Conlinued)
1.5 Resources expended
Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to
third party, it 15 probable that a transfer of economic benefits will be required in settlement. and the amount of
the obligation can be measured reliably.
Expenditure is classified by aGlivty- The costs of each activity are made up of the total of direct costs and
shared costs. including support costs involved in undertaking each activity. Direct costs attributable to a single
activity are allocated direclly to that aclivity. Shared costs which contribute to more than one activity and
support costs which are not attributable to a single activity are apportioned between those activities on a basis
Consistent with the use of resources. Central staff costs are allocated on the basis of time spent. and
depreciation charges are allocated on the portion of the assevs use.
Expenditure is recognised once there is a legal or constructive obligation to make payment to a third party, it
is probable that settlement will be required and the amourrt of the obligation Gan be measured reliably.
All expenditure is accounted for on an accruals basis. All expenses including support costs and gc*4ernance
costs are allocated to the applicable expenditure headings.
Charitable expenditure comprises those cL)sts incurred by the charity in the delivery of activities and services
for its beneficiaries. Fundraising costs are those incurred in seeking voluntary contributions and do not indude
the costs of diss8minating information in support of the charitable activities. Support costs are those costs
incurred directly in support of expenditure on the objects of the charity and include project management at the
registered offi¢e. Govem8nce costs are those incurred in connection with the administration of the charity and
compliance with constitutional and statutory requirements.
Expenditure indudes any VAT which cannot be fully recovered, as part of the expenditure to which it ￿lates.
1.6 Tangible fixed assets
Tangible fixed assets are initially measured at cost and subsequenlly measured at cost or valuation. net of
depreGiation and any impairment losses.
All assets costing more than £1,000 with an expected life of at least five years are capitalised.
A review for impainnent of a fixed asset is Ca￿led out if events or changes in Gircumslances indicate that the
carrying value of any fixed asset may not be recoverable. Shortfalls be￿een the carrying value of r￿ed
assets and their recoverable amounts a￿ reLX)gnised as impairments. Impairment losses are recognised in
the statement of financial activities incorporating inu)me and expenditure account.
Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their
useful lives on the following bases..
Freehold land and buildings
Leasehold land and buildings
Fixtures and fittings
Equipment
Buildings 20/0 on cost
Buildings 2Yo on cost
100/0 on cost
25Yv on cost
The gain or loss arising on the disposal of an asset is detem)ined as the difference between Ihe sale
proceeds and the carrying value of the asset, and is recognised in the ststement of financial activities.
1.7 Fixed a88et inve8tments
Fixed asset investments are initially measured at transaction price excluding transaction costs, and are
subsequently measured at fair value at each reporting date. Changes in fair value are recognised in net
in¢omel(expenditure} for the year. Transaction costs are expensed as incurred.
-20-

Docusign En%Rlope ID.. SF70AD2B-31034273-A8BA-5C5B59DB4574
LANCASHIRE WOMEN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Accounting policies
(Contin￿d)
1.8 Impalrment of fixed assets
At each reporting end date, the charrty reviews the carrylng amounts of its langible assets to determine
whether there is any indication that those assets have suffered an impairment loss. If any such ind￿tIon
exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment
loss (if any).
1.9 Cash and cash equivalents
C8sh and cash equivalents include cash in hand. deposits held at call with banks, other short-terrn liquid
investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown
within borrowings in current liabilities.
1.10 Financial instruments
The Charity has elected to apply the provisions of Section 11 '8asic Financial Instruments. and Section 12
'Other Financial Instruments Issues, of FRS 102 trj all of its financial instruments.
Financial inslrumenls are reGognised in the charitys balance sheet when the charity becomes party to the
contractual provisions of the instrument.
Financial assets and liabilities are offset. with the net amounts presented in the financial statements, when
there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a
net basis or to realise the asset and settle the liability simultaneously.
Basic financial assets
Basic finanaal assets, whi¢h include debtors and cash and bank balances. are initially measured at
transaction price including transaction costs and are subsequently ￿rrIed al amortised cost using the
effective interest Method unless the arrangement constitutes a financing transaction, where the transaction is
measured at th& presént value of the future receipts discounted at a market rate of interest. Financial assets
classified as receivable within one year are not amortised.
Baslc flnancial liabilities
Basic financial liabilities, including creditors and bank loans are inTrtially re¢ognised al transaction price unless
the arrangement constitutes a financing transaction, where Ihe debt instrument is measured al the present
value of the future payments discounted at a market rate of interest. Financial liabililies dassthed as payable
within one year are not amortised.
Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.
Trade creditofs are obligations to pay for goods or servI￿S that have been acquired in the ordinary course of
operations from suppliers. Amounts payable are classrfied as current liabilities if payment is due within one
year or less. If not. they are presented as non-current liabilities. Trade creditors are recognised initially at
transaction pri￿ and subsequently measured at amortised cost using the effective interest method.
Derecognition of financial liabilities
Financial liabilities are derecognised when the charitys contractual obligations expire or are discharged or
cancelled.
1.11 Employee benefits
The cost of any unused holiday entitlement is re￿gnised in the perrod in which the employee's services are
received.
Termination benefits are recognised immediately as an expense when the charity is demonstrably committed
to terminate the employment of an employee or to provide terminalion benefits.
21

Docusign En¥elope ID.. 5F70AD2B41034273-A8BA-5CSB59D84574
LANCASHIRE WOMEN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Accountlng pollcles
(Continued)
1.12 Retirnment benefits
Payments to defined contribution retirement benefit schemes are charged as an expense as they f811 du8.
Income from donatlons and legacies
Unrestricted Unrestrlctod
funds
funds
2025
2024
Donations and gifts
22,866
26,172
InGome from charitable activities
Unrestricted Restrlcted
fund8
funds
2025
2025
Total Unrestrlcted Restricted
funds
funds
2024
2024
Total
2025
2024
Charitable activities
Sale of goods
sep11￿5 provided under
contract
Performance related
grants
3.050
3,050
1,042
1,042
1,811.237
1,811,237
1.580,259
1,580,259
578.003 1,474,157 2,052,160
688,051
1.356.569 2,044,620
2,392.290 1,474,157 3,866,447
2,269,352 1.356.569 3,625.921
Income from other trading activities
Unrestrlcted Unrestrlcted
funds
funds
2025
2024
Fundraising evenls
Shop income
12,779
1,143
16,148
4,163
Other trading activities
13,922
20,311
-22-

Docusign Envelope ID.. 5F70AD2B-31034273-A8BA-5C5B59DB4574
LANCASHIRE WOMEN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Income from investments
Unrestricted Unre8tricted
funds
funds
2025
2024
Interest receivablè
41,242
11,337
Other income
Unrostrlcted Unrestrlcted
funds
fund8
2025
2024
Other income
3,089
178
Raising funds
Restrictsd Restricted
funds
funds
2025
2024
Fundraisin
and ublici
Staging fundraising events
19
59
19
59
-23-

Docusign Envelope ID.. 5F70AD2B_31034273_A8BA.5C5859D84574
LANCASHIRE WOMEN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Expendlture on charltable actlvltles
Charitable
actlvltles
2025
Charitablo
actlvlties
2024
Dlrect costs
Staff costs
Training ￿$ts
Volunteer expenses
Other staff costs
IT and communication costs
Books and leaflets
Travelling costs
Rent, rates. utilities and room hire
Repairs and renewals
Postage, ststionery and Offi￿ ¢osts
Subscriplions and sundry expenses
Access to client seriice costs
Subcontracted services
Insurance
Other charitable expenditur8
2,001.279
12,675
4,121
80,222
88.629
5,437
47,658
8,813
10,746
1,747
51,566
15,736
151,047
5,592
86.571
1,671,3(MJ
7.456
18.886
55,130
66,759
8,543
34,641
13,893
17,594
1,038
32,843
16,286
190,468
1,652
71,595
2,571.839
2.208,084
Sharp of support and governance costs (see note 9)
Support
Governance
1,063,898
95.084
919.182
124,545
3,730,821
3,251,791
Analysi8 by fund
Unrestricted fijnds
Restrided funds
2,299,152
1,431,669
1,943,506
1,308,285
3,730,821
3,251,791
-24-

DO￿lsign Envelopg ID: 5F70AD2B-31034273-A8BA-5C5B59D84574
LANCASHIRE WOMEN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Support costs allocatsd to actlvltles
2025
2024
Staff costs
Depreciation
Administration costs
IT and communication costs
Postage, stationery and office costs
Fundraising expens8S
Centre running costs
Provision of service costs
Other staff costs
Bank charges
HP interest
Govemance costs
707,738
4,823
78,179
86,026
13,869
3,740
129,263
1,893
35,272
2,341
2,753
95,085
653,588
35,261
3,628
94.428
10.596
3,095
74,312
(90)
43,318
1,026
124,545
1,158,982
1,043,707
Analysed between:
Charitable activtties
1,158,982
1,043,707
2025
2024
Govemance costs comprise:
Depreciation
Audit fees
Legal and professional
Professional fees
Staff recruitment costs
1,410
9.720
2,597
70,835
10,523
5,784
33,000
78.537
7.224
95,085
124.545
10 Net movement in funds
2025
2024
The net movement in funds is stated after chargingl(crediting).'
Fees payable for the audit of the charity's financial statements
Depreciation of owned tangible fixed assets
Loss on disposal of tangible fixed assets
9,720
4,823
1,410
5,784
35,261
11 Trustees
None of thè trust8es (or any persons connected with them) received any remuneration or benefits from the
charity during the year.
-25-

Docuslgn En￿lOpe ID.. SF70AD2B-31034273-A8BA-SCSB59DB4574
LANCASHIRE WOMEN
NOTES TO THE FINANCIAL STATEMENTS ICONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
12 Galns and losses on Investments
Unre$tri¢ted Unrestricted
funds
fund3
2025
2024
Gainsl(losses) arising on:
Revaluation of investments
938
(5,387)
13 Employees
Number of employees
The average monthly number of employees during the year was..
2025
Number
2024
Number
Charitable activities
110
95
Employment costs
2025
2024
Wages and salaries
Social security costs
Other pension costs
2,459,203
207,924
41.89)
2.113,689
172,190
39,009
2,709,017
2,324,888
The total remuneration and benefits received by key management personnel including the CEO amounted to
£157,400 (2024- £149.214) within the financial yèar.
The number of employees whose annual remuneration was £60.ofxi or more
were:
2025
Number
2024
Number
Total emoluments belween £60,OCrf) and £70,000
14 Taxation
The charity is exempl from laxation on ils aciivilies because all its income is applied for tharitable purposes.
-26-

Docusign Envelope ID.. 5F70AD2&31034273-A8BA-5C5B59D84574
LANCASHIRE WOMEN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED
FOR THE YEAR ENDED 31 MARCH 2025
15 Tangible fixed assets
Fmhold land
and bulldlngs
L•as•hold Flxturo8 and
land and
ffttlngs
bullding•
Equlpmgnt
Totsl
Cost
At 1 April 2024
Disposals
116.0(MJ
125.156
57,152
(2.820)
34,740
333,048
(2.820)
At 31 March 2025
116.0(Kl
125.156
54,332
34.740
330.228
Dèprn¢iation and impainnent
At 1 April 2024
Depreciation charged in the year
Eliminated in respect of disposals
13,775
2,320
21,204
55,742
2,503
(1,410)
34.740
125,461
4,823
(1,410)
At 31 March 2025
16,095
21,204
56.835
34,740
128,874
Carrying amount
Al 31 Marth 2025
99.905
103.952
(2.503}
201.354
At 31 March 2024
102,225
103,952
1,410
207,587
16 Fixed asset investments
Listed
inve8lJnents
Cost or valuatlon
At 1 April 2024
Valuation changes
23,068
938
At 31 March 2025
24.006
Carrying amount
At 31 March 2025
24,006
At 31 March 2024
23,068
17 Debtors
2025
2024
Amounts falllng due wlthin one year:
Trade debtors
other debtors
Prepayments and accrued income
184,848
221,225
13.525
317,353
282.283
15,616
419,598
615,252
-27-

Docusign Envelope ID.. 5F70AD2B-31034273-A8BA-5C5B59DB4574
LANCASHIRE WOMEN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
18 Loans and overdrafts
2025
2024
Bank loans
35,613
46,2(￿1
Payable within one year
Payable after one year
11,550
24.063
8,047
38,153
19 Credltors: amounts falling due within one year
2025
2024
Notes
Bank loans
Other taxation and social secuiity
Defetred income
Trade creditors
Accruals
18
11.550
56,742
146,823
155,904
22.000
8.047
53,927
240,610
88,289
12,740
22
393,019
403,613
20 Creditors: amounts falling due after more than one year
2025
2024
Notes
Bank loans
18
24,063
38,153
21 Retiremont benèfit sch8m8S
2025
2024
Defined contribution s¢heme$
Charge lo profft or loss in respect of defined contribution schemes
41.890
39.009
The charity operates a defined contribution pension scheme for all qualifying employees. The assets of the
scheme are held separate5y from those of Ihe Charity in an independently administered fund.
22 Deferred income
2025
2024
Deferred contract income
146,823
240.610
-28-

Docusign Envelope ID.. 5F70AD2B.31034273-A8BA-5C5859DB4574
LANCASHIRE WOMEN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
23 Unrestricted funds
The unrestricted funds of the charity comprise the unexpended balan￿S of donations and grants which are
not subject lo speafic conditions by donors and grantors as to how they may be used. These include
designated funds which have been set aside out of unreslticted funds by the tTUSlees for spectfic purposes.
At 1 Aprll
2024
Incomlng Resources
resources
expended
Transfers
Gains and At 31 March
losses
2025
Designated fijnd
General funds
160.071
1.293,643
43,851
10,546
203,922
1,479.384
2,473.409
(2.299,152)
938
1,453,714
2,473,409
(2,299,152)
54,397
938
1,683,308
Prevlous year:
At 1 April
2023
Incoming
resources
Re80urce8
expended
Transfer8
Gains and At 31 March
losses
2024
Designated fund
General funds
81,903
939.838
78,168
(24.652)
160,071
1.293,643
2,327,350
(1,943.506)
(5,38n
1,021,741
2.327.350
(1,943,506)
53,516
(5,387)
1.453,714
The ttustees have designated £81,903 to ensure that funds are available for the settlement of redundancy
osts and outslanding lease obligations in the event of the winding up of the charitable company.
24 Analysis of net a88ets between fund8
Unrestrictsd
funds
2025
R•strictad
funds
2025
Total
2025
At 31 Mar¢h 2025:
Tangible assets
Investments
Current assetsl(liabilities)
Long tem liabilities
201,354
24,007
1,482,008
(24,083)
201,354
24,007
1,567,246
(24,063)
85.238
1,683,306
85,238
1,768,544
-29-

Do(xJsign Envelo￿ ID.. 5F70AD2B-31034273A8BA-5C5B59DB4574
LANCASHIRE WOMEN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
24 Analysis of net assets between funds
(Continued)
Unrestrictsd
funds
2024
Reslricted
funds
2024
Total
2024
At 31 March 2024:
Tangible assets
Investments
Current assetsl(liabilities)
Long tem) liabilities
207,587
23,068
1,261.212
(38,153)
207,587
23,068
1,358,378
(38.153)
97,166
1,453,714
97,166
1,550,880
30-

Docustgn Envelope ID: 5F70AD2B-31034273-A8BA-5C5B59DB4574
LANCASHIRE WOMEN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
25 Restrict￿ funds
The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust
subject to specrfic conditions by donors as to how they may be used.
At 1 Aprll
2024
Incoming
resources
Resources
expended
Transfer8
Gains and At 31 March
losses
2025
Smal￿00d
Trust
POW2
Blackbum
Therapeutic
Services
Preston
Counselling
British Gas
Move Forward
HSF4
Blackpool
HSF4
Hyndbum
Hyndbum ICB 1
Scottish Power
LCC Drugsl
Alcohol
Innovation
recalls
Lot 3 Raising
Aspiratians
Bumley
Handywoman
Burnley Money
Advi￿ Service
Energy Redress
Healthy Heads
Women's Health
Hub
HSF5
HSF6
Workwell
24,999
(1,334)
55,OCrf)
80.832
{51,417)
{86,497)
(5,599)
22,983
{6.999}
2,150
(63.77n
2.017
1,061
15,586
{1,061)
{249)
201,090
40.007
(204.511)
{32,854)
11,916
7,153
{2,035)
17,500
{18,34n
2,882
12,410
4,110
(913>
19,083
<26,852)
(4,641)
{4,110)
2,165
70,0
(71,252)
38,999
303,110
(307.552)
34,557
69,095
(69,843)
748
2,133
182,919
(176.911)
(7,152)
989
25.0(M)
(20.656)
12,000
260,645
12.651
12,000
(228,062)
{16,22n
(32,583)
(3.576)
(2n
(16,436)
(40,348)
(119)
(27>
23,457
38,124
(7,021>
2,224
(119)
97,166
1,474,157
(1.431,688)
(54,397)
85,238
31

Docuslgn Envelope ID.. 5F70AD2B-31034273-A8BA-5C5B59DB4574
LANCASHIRE WOMEN
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
25 Restricted funds
Icontlnued)
Previous yoar:
At 1 Aprll
2023
Incomlng
resources
Resources
expended
Transfers
Gains and At 31 March
1088e3
2024
Smal￿¢￿d
Trust
Big Lottery-
Positive
Outcomes for
Women
Starting Well
Household
Support
BB03 Changing
Futures
POW2
British Gas
British Gas
Energy
Measures
HSF 3 Fund
LCC Drugsl
Alcohol
Lot 3 Raising
Aspirations
FAM (Fishwick
& St Matthews)
HSF Blackpool
COL Grant
National Lottery
COL
BB01 Age of
Opportunity
BWD Complex
Case Hub
Blackburn
Therapeutic
Services
Preston
Counselling
Energy Redress
18,825
(49,909)
24.999
(3,096)
287
6,529
{6,816)
1,974
{1.974)
18,164
(2,199)
(11,855)
80,832
134.040
{117)
(81,045)
(137.461)
(6.192)
1,078
16,963
11,334)
15,586
1,692
5.658
(1,692)
720
(6,378)
40,837
250,750
(252,588)
38,999
789
187,515
(169,101)
(17,070)
2,133
3,724
14,500
(17,496)
(728)
1,324
12,917
(14.952)
(1,324)
(2,035)
48,OCrfJ
(47.961)
(39)
1,321
(50)
{1,271)
37.5CKI
{33,181)
(4,319)
12.175
{10,025)
2.150
75,000
{73,939)
1,061
285,454
73,517
37,500
11,564
31,199
(248,047)
(77,394)
<25,090)
(7,454)
(29,870}
{913)
(37,407)
3.877
ESF MPT
HSF4
Hyndbum ICB 1
Move Forward
Scottish Power
Innovation
Recalls
(1,329)
18,557
(18,55n
102.457
1,356,569
(1,308,344)
(53,516)
97,166
32-

Doojsign Envelope ID.. 5F70AD28-31034273-A8BA.5C5B59DB4574
LANCASHIRE WOMEN
NOTES TO THE FINANCIAL STATEMENTS {CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
26 Related party transactions
There were no disclosable related paty transactions during the year (2024- none)-
27 Analysis of changes in net funds
At l Apfll 2024
¢•8h fftiwsAt 31 March 2025
Cash at bank and in hand
1.146,739
393,928
1,540.667
Loans falling due within one year
Loans falling due after more than one year
(8,047)
(38,153)
<3,503)
14,090
{11.550)
(24,C63)
1,100.539
404,515
1,505,054
28 Cash generated from operations
2025
2024
Surplus for the year
217,663
426,682
Adjustments for:
Investrnent income recognised in statement of financial activities
Loss on disposal of langible fixed assets
Fair value gains and losses on investments
Depreciation and impaimient of tangible fixed assets
(41.242)
1,410
(938)
4,823
(11.337)
5,387
35,261
Movements in working capital..
Decreasel(increase) in debtors
Increase in Creditors
(Decrease)lincrease in deferred income
195,654
79,690
{93,787)
(247,818)
46.697
180.495
Cash generated from operations
363,273
435,367