www.ncauk.org nishkam NISHKAM CIVIC ASSOCIATION ANNUAL REPOR 2024125
CONTENTS Message from Life President 03 Message from Chairman 04 Introduction 05 Trustees Report 06 Strategic Objectives 07 Volunteering 08 Civic Engagement 09 Social Policy 10 Interfaith Activities 11-13 Strengthening Families & Welfare Services 13 Community Safety Net 14-16 South Asian Family Support Hub 17-19 Energy Redress 20-22 Learning & Development 23 Apprenticeships 24-26 page 01 ishkam Civic Association Annual Report
CONTENTS Multiply 27-28 Health & Wellbeing 29 Nishkam Start of Life Care 30-32 Asra Hub and Macmillan Community 33-38 Conference & Events 39-42 Audit Opinion and Financial Statements 43-69 page 02 ishkam Civic Association Annual Report
MESSAGE FROM LIFE PRESIDENT GG As Founder and Life President, I remain deeply humbled by the enduring generosity and steadfast belief in our charitys mission shown by so many funders. The Annual Report for 2024125 stands as a testament to the shared resolve and spiritual strength that continue to guide our journey and deepen our impact on the lives we are privileged to serve. This past year has tested us all. With the prolonged conflict5 In Ukraine and Gaza, rising geopolitical tensions, technological disruption, and the deepening cost-of-living crisis, the world has felt increasingly fragile. Yet amidst this turbulence. the Nishkam Civic Association has exemplified resilience, moral courage, and unwavering seva (selfless servicel. Through faith and innovation, we adapted to adversity and upheld our commitment to serve those most in need. Our accomplishments reflect the collective spirit of our devoted team, selfle55 volunteers, trusted partners, and generous supporters. Together, we have extended a hand of hope, providing essential seNices, nurturing educational potential, enabling dignified livelihoods, and embedding the principles of compassion and sustainability into everything we do. The journey ahead demands even greater resolve. The social, economic, and ethical challenges facing our communities grow more complex by the day. Yet I draw strength from the Sikh spirit of chardi kala lever-rising optimism). With your continued support, l am confident that we will meet these challenges with grace, renew our vision, and expand our reach to transform more lives. Encouragirigly, Government over this period has begun to better appreciate the profound role of civil society and faith-based organisations in renewal and recovery. Religious groups are no longer on the periphery.. they are now seen as essential partner5 in the UK'S evolving post-Brexit strategy for fostering community cohesion, social justice, and shared prosperity. l invite you to read this Annual Report not only to witness the outcomes of our collective service, but to feel the heartbeat of a values-led mavement. May it inspire reflection, action, and unity of purpose. Let us honour the progress made, embrace the wark ahead, and recommit ourselves to a future rooted in shared humanity. Thank you forjourneying with us through these extraordinary times. Your compassion, convictlDn, and continued belief empower us to build a fairer, kinder, and more inclusive world. One act of service, one transformed life at a time. Bhai Sahlb. Professor Mohlnder Slngh Ahluwalla, OBE KSG Founder and Life President, Nishkam Civic Association page 03 ishkam Civic Association Annual Report
CHAIRMAN S MESSAGE GG 'of Upkar Singh Pardi Eipc.ulivo Chairman Lhaifmdn As we reflect on the achievements of 2024125,1 extend my deepest gratitude to our funders, delivery partners, Staff, volunteers, and the communities we serve. Your steadfast support ha5 enabled the Nishkam Civic Association to continue delivering vital programmes with dignity and compassion in a year marked by exceptional complexity and volatility. Together, we have uplifted families, built resilience, and advanced civic participation rooted in our shared values of humility. integrity, and mutual service. This year, in a highly competitive and resource-constrained voluntary sector landscape, l am proud to report that NCA secured record levels of grant funding, an extraordinary milestone that speaks volumes about the trust placed in our work and the strength of our values-led approach. This success was not accidental but the result of Strategic agility, collaborative leadership, and operational discipline across the organisation. The commitment of our team, led by Alit Singh, MD, to adapt, find efficiencies, and innovate ensured that we closed the year on a strong financial footing despite intensifying external pressures. A particularly notable development has been our sustained investment in the growth of value5-led apprenticeship programme5. These are now a cornerstone of our long-term strategy. bridging skills gaps, widening access to leadership pathways, and equipping individuals to contribute meaningfully to local and national prosperity. Our work in this area aligns with the need for inclusive economic recovery and social mobility. especially among underrepresented groups. Looking ahead, we are entering an even more challenging environment. Public sector funding for charities is set to decline further, following the Government's Spring 2024 Budget which confirmed multi-year spending restrictions acr055 key departments including the Department for Levelling Up, Housing and Communitie5 IDLUHCI, and the Department for Education. Local government grants are expected to shrink, and charities like ours face delayed commissioning cycles, tighter eligibility criteria, and growing demand for services. Rising employer costs, including pension contributions, wage inflation, and Lttility bills, further compound the strain on voluntary organisations. These fiscal pressures threaten to widen inequalities and reduce the capacity of the sector to respond quickly and effectively. At NCA, we are not naive to these re31ities, but we are resolute. We will respond with the same spirit that has always guided us: transparency, prudent financial stewardship, and service before self. Our priorities will include protecting our frontline services, deepening partnerships. diversifying our income streams, and reinforcing the core values that underpin every decision we make. This Annual Report provides a detailed insight into the work we have accomplished and the lives we have touched. It a150 offers a vision of hope and transformation anchored in spiritual and civic renewal. l encourage you to read it not only as a summary of the past year but as an invitation to walk with us into the fLJture, with courage, with compassion, and with a shared commitment to community wellbeing. Thank you for continuing to Stand with us. Your belief in our mission sustains our efforts and drives our ambition to serve more, serve better, and Serve together. 5haminder Singh Rai Chairman. Nishkam Civic Association page 04 ishkam Civic Association Annual Report
INTRODUCTION ABOUT US OUR VISION The Nishkam Civic Association {NCA), fondly known as the Nishkam Centre, is a unique organisation with the mission to facilitate personal, community, civic and sustainable transformation, guided by the practice of selfles5 service, for the wellbeing of communities, the environment and all creation. By 2025, NCA will beC0e a local. national and international exemplar catalysing institution to deliver values- led, social and economic transformation for the benefit of humanity and the environment. WHO IS IT FOR? Our services predominately serve all communities in Handsworth and wider locality. Nishkam Civic Association Annual Report | page 05
The Trustees Report The Trustees present their report with the financial statements of the charity for the year ended 31 March 2024. The Trustees have adopted the provision5 of Accounting and Reporting by charities.. Statement of Recommended Practice applicable to charities preparin their accounts in accordance with the Financial licable in the UK and Re eporting Standard 8gi (effective l January 201 ublic of Ireland IFRS REFERENCE AND ADMINISTRATIVE DETAILS Re8lStered Company number 04378505 IEng13nd and Wales) Re iStered charity number InvesThent polcy and objective5 Apart from retainin8 2 prudent arnount in reserve% all the charity s funds are intended to be spent In the short term. under the overarchin8 poliey ol service dela ed is service denied" Consequently, there are no lunls for long-term Investment. 31though the Charity owns the premises from which the Ckoriiy operates 2nd provides services Irotn The costs defrayed by the cPrItY in the year in deliverin8 the charitable 3CliVities and su ort C05t5 were £1.017.203, leaving a delicii of £2 .444. Total reserves funds are £3,419.970, which the Tru51ee5 consider 3dequaie io support the CrItY s objectives Going Clybcem The 3ccount5 h3ve been prepared on the basis of being 3 going concern. The TrLJStees confirm thai tIV have t2ken Into account 3112vailable inlormarion about the future lor 31 least 12 rnonth5 Irotn the date the accounts were approved and conclude th3t there is no uncertainty rekting 10 going concern. Pay policy for senior staff The pay of stall is reviewed annually by ihe M3nagement Team 3nd increased as and where appropriate The senior mar)agernent pa! is reviewed by the Board ol Trustees. All directors give their time freely 3nd no direetor received remuneration in the year Principal Address 6 Soho Road, Birmingham. West Midlands, B219BH Trustees Professor Upkar Singh Pardesi (Resigned 31 july 20241 Parminder Sin hjhutti larnail Singh B inder Pamjit KaLJr Bahia Gurinder Singh Mandla Gopinder Kaur Sagoo Shaminder Singh Rai Harr-joht Kaur Padam lagdev Kaur Bhogal Auditors BSN Associates Limited 38 Swallowfield Cou ard Wolverhampton Roa Oldbu , West Midlands B69 2J STRUCTURE. GOVERNANCE AND MANAGEMENT Reserves Policy The present level of funding 15 adequate for the future artivities of the Chari trustees on a regular basis. and is assessed by the o avoid the necessity of realising fixed asset5 held for the charitys use, the trustees endeavour to retain net current assets roximately 3-6 month5 unavoidable equating to apihe trustees monitor the cash flows running c05t5. on a regular basi5 and are satisfied that sufficient resources are held. Recruitment ¥pointsnent of ManageMt Committee The directors ol the Company are also Charity Trustees for the purposes of charity law and under the Companys Artic5 are knowll as members ol the Man2gement Commitree. Under the requirements of the Memor2ndum and Arricles of Associalion the minitnum and maximum mernbers of the Management Comtllittee shall be determined by the Company in the Annual General Meetin8, but until so fixed there shall be no maxirnum number 2nd the minimum number of members ol the council 5h311 be three. All members ol the Management Cornmiitee give their titne volllntarily and received no benefits from the Ch¥ity. Risk ffiagement The Trusiees aciively review the major risks which the Charity faces on a regukr basi5 and believe Ih31 maintaining reserves at current levels. CDmbined with an annual review of the controls over key financi31 sysrems. will provide sullicient resources in the event ol adverse condiiions. The Trustees have also ex3mined other operational and business risk5 faeed by the charity and conlirtn thai Ihey have established systems to mitl83te the significant risk& Govemin8 document The ch3rity Is controlled by irs governing document, a deed ol Irust. and consiitures a limited cornpany, limited by gu2r3niee, defined by the Companies Act 2006 Principal fundin sources The Charitls fL5n ing comes from various sources, in the form of grants from public bodies funding specific community initiatives. revenues from the use of the Charity5 facilities and donations from the public and other connected Charitys. Fundraisin8 No fundraising event5 or activities took place in the year. Rekted mies The Charity sets out its related parry transaciions in the note5 to the linanc121 statement5 Nishkam Civic Association Annual Report | page 06
STRATEGIC OBJECTIVES 24/25 Our Strategic Objectives align with the Sustainable Development Goals outlined by the United Nations with the aim of bringing about'peace and prosperity for people and the planey,. Our Strategic Objectives for 24125 focused on four key areas.. personal development, community & civic development, 5UStainable development and interfaith and intra- faith development. PERSONAL DEVELOPMENT To enable individuals to realise their full potential, inspire and uplift communities and society, and enable people to excel and lead productive, happy and healthy lives. COMMUNITY & civic DEVELOPMENT To increase community and economic wellbeing in the city and enable local people and communities to become actively involved and engaged in community cohesion. civic engagement, arts, culture and heritage. SUSTAINABLE DEVELOPMENT To create a better place to live and work, and proactively secure the survival and future flourishing of our communities and societies. INTERFAITH AND INTRA-FAITH DEVELOPMENT We will connect with global, national, regional and local interfaith and intra-faith organisations to prornote the universal values of compassion, forgiveness, reconciliation and peace. page 07 | Nishkam Civic Association Annual Report
Volunteering Volunteers remain atthe forefront of advancing community and economic wellbeing, promoting interfaith, intercultural, and inter-community dialogue, and championing social justice and inclusion. Volunteers continue to support the NCA to be agile and adaptable. During the last year, we were successfully re-assessed for the Investors in Volunteering Iliv) Standard. showcasing our commitment to investlng in volunteers for the 3rd consecutive time. Volunteers are the backbone of the organisation and are one of the most essential components of the Nlshkam service offering. The Start of Llfe Care programme utilises volunteer5 With healthcare backgrounds to deliver the programme, which received high pralse from mothers who attend and board members from the Birmingham and Solihull Integrated Care Board, showcasingthe Impact volunteers can have and the limitless value they can bring to a prograrnme. Volunteers and Staff contributed over 10.000 hours. valued conservatively at £135.000 Nishkam Civic Association Annual Report | page 08
Civic Engagement A key area of work for Lfjs at the Nishkam Clvic A550clation is Civic Engagement. Based in one of the most deprived areas in Birmingham, our community often doesn't have its voice heard, our Civic Engagement work aims to get the community involved to help Shape public policy and our community, making participation more inclusive, respectful, equitable and ultimately creating co-produced, co-owned policies, outputs and outcomes. Our long-term goal for our Clvlc Engagement work is to achieve: Values-based engagement and cooperation Trusted relationships between faiths, communities, public agencies and stakeholders Shared responslbilities and accountabilities Culturally responsive and appropriate outputs and outcomes Policies service provision and engagement is more inclusive, equitable and transparent How we champion Civic Engagement Board Representation- Sitting on different advisory boards within the community, ranging from faith, business & health organisations, allows us to share the voice of our community and champion equality, diversity, and inclusion at senior levels. Civic Society Covenant- This year, we were able to support the Governmenys creation ofthe Civic Society Covenant, whlch was designed to support collaboration between civil society organisations and the government. National Police Chiefs Council Advisory Group- We were able to take this opportunity to share information and help improve proactiveness when dealing with community/faith matters. Bishop & Archbishop of Birmlngham visit Nishkam Campus Chairing WMCA Faith Strategic Partnership Group Nishkam Civic Association Annual Report | page 09
Social Policy Our Social pollcy work champions the voices of those too often Ignored, highlighting systemic issues and influencing policy to protect and empower vulnerable communities. We gather inslghts from frontline services to Speak truth to power. We do social policy work to advocate the root causes of povety, injustice, and inequallty. While our advice projerts help individuals, our social policy work aims to change the system5 that fail them by influencing policy and funding decisions that affert local people, ensuring community voices 5hapejustice, welfare, and housing reforms, defend actess to vital advice services under threat, and drlve fairer outcomes for marginalised comfflunities. Highlights Invited by the Ministry of Justice to take part in a national research interview exploring delivery. data, and future funding An NCA Case Study was presented in Parliament as part of the Advice Saves Campaign byAdvice UK Letter to Shabana Mahmood MP led to a formal response from the Minister of Courts and Legal Services, praising our life-changing work Influenced local and regional policy through Birmingham Community Action Network IB:CANI and WMCA partnerships Featu red in Action for Race Equality's national Windrush Justice Programme, in Parliament with case study and event presence. Nishkam Civic Association Annual Report | page 1
I NTERFAITH ACTIVITIES Highlights of some of our interfaith activities across the year, carried out to promote the universal values of compassion, forgiveness, reconciliation and peace. Oxford Interfaith Forum Visit In May, 2024, we welcomed a delegation of esteemed guests from the Oxford Interfaith Forum, who visited the Nishkam Centre and Guru Nanak Nishkam Sewakjatha, next door, to learn more about the Sikh faith as part of a reciprocal exchange following GNNSJ members, vi51t to Oxford to celebrate World Interfaith Harmony Week. Birmingham Commemorates Holocaust Memoria Day This year we had the privilege of attending Birmingham City Council's annual ceremony to mark Holocaust Memorial Day {HMDI. This year's theme'For a Better Future,, re50nated throughout the ceremony, reminding attendees of the fragility of freedom and the continuous efforts required to uphold human rights. Cancer Support Event At Green Lane Masjid th July 18 saw our Community Cancer Care Connectors visit Green Lane Masjid for a Cancer Support Event. highlighting the importance of cu5tural/faith-based approaches to cancer support to improve outcomes for marginalised communities. Nishkam Civic Association Annual Report | page 11
Birmingham Faith Leaders Peace Service On September 12th, 2024, the Birmingham Faith Leaders held their annual peace service, marking 23 years since the formation of the group, founded in the immediate aftermath of 9111 when faith leaders came together in solidarity to proclaim that religious faith is a unifying force and have since then, used faith to build positive connections. Religion Media Centre Panel During October, our Director of Civic Engagement & Partnerships, Amrick Singh Ubhi, had the pleasure of speaking on a panel discussing the role faith organisations play in providing health care in their communities and how they complement NHS services by reducing pressure, broadening services and offering holistic approaches. RMC Archbishop Bemard Longley Visits Nishk3m Campus Also in December, we had the pleasure of giving the Catholic Archbishop of Birmingham, Bernard Longley, a tour of the Nishkam Campus, highlighting interfaith collaboration and shared values of community service, education, and spiritual reflection. Bishop Michael Visits Nishkarn Campus On December 19, our Patron, Bhai 5ahib Mohinder Singh Ahluwalia OBE KSG, welcomed Bishop Michael and Dr Andrew Smith, from the Church of England Birmingham, to the NCA to strengthen our relationship and encourage stronger collaborations. Nishkam Civic Association Annual Report | page 12
STRENGTHENING FAMILIES & | WELFARE SERVICES Our Strengthening Families and Welfare Services provide support to faMIleS to improve the overall wellbeing of the community- Our avenues of support range from debt and benefits to household support to resolve issues and work towards building stronger, more resilient families. Our advice seNices werp set up to support vulnerable individuals from both established and new- arrival migrant communities, who face obstacles such as language, cultural barriers and low IT and literacy skills. We aspire to deliver a service that meets community needs, is accessible and provide5 access to welfare 5UPPOrt as we are based in one of the most deprived wards in Birmingham. ENERGY REDRESS COMMUNITY SAFETY N SOUTH ASIAN FAMILY SUPPORT HUB We deliver the Energy Redress Project to help vulnerable people recover from the economic and Social impacts of the energy crisis. The Communitysafety Net projertempowers people to become self sufficlent and provides support with welfare benefits, housing & debt. The South Asian Family Support Hub provides culturally appropriate support to families and individuals to help them overcome barriers. page 13 | Nishkam Civic Association Annual Report
STRENGTHENING FAMILIES & WELFARE SERVICES Community Safety Net (CSN) Project Overview ji !Iim- The Community Safety Net ICSNI is our advice project which dellvers a culturally sensitive, person<entred service, open to all within a 1-mile radlus of the centre who need support with issues regarding welfare benefits, housing and debt. Why we do it We are experts in the factors that impact ethnic communities in getting the support they need. Barriers such as language and lack of knowledge prevent marginalised communities from meeting their needs, leading to increased vulnerability and a lower quality of life. By providing language support, we support individuals from these communities to convey their issues and access the support they need. The project aims to successfully provide financial and emotional 5UPPOrt to the community, helping individuals achieve a better standard of living. By serving as a safety net, the prolect seeks to alleviate living conditions, manage debt., and maximise income, empowering people to become confident and resilient. Nishkam Civic Association Annual Report | page 14
STRENGTHENING FAMILIES & WELFARE SERVICES Key Highlights - CSN Exwsion of tPE CSN Team During 24125, we received several sources of additional funding, allowing u5 to grow the team to 7 caseworkers and operate within a 2-mile radius for a while. Benefici¥y Fin21 Outcomes Cases Tget £4,000.000 Tar8et 766 Achieved Achieved £6.79M 69% 998 28% HIghghted in Paarnent Thls year, we had the privilege of having our work highlighted at Parliament multiple times, from the work we do as part of our advice services highSighted as part of the"Advice Saves" campaign, led by AdviceUK and also our work on the Windrush Justice Scheme alongside Action for Race Equality. IO0/ of Clients said the project is vital for the community. Nishkam Civic Association Annual Report | page 15
STRENGTHENING FAMILIES & WELFARE SERVICES TrE Upcoming Ye¥ - CSN Plans for the future £1.5 million in financial outcornes (due to a reduced team size, equivalent to 1.5 caseworkers) Open 340 cases (based on 1.5 caseworkersl Focus on self-empowerment of clients and move towards employment and further education. Chalenges 24125 Funder5 Key Area Strategy Change in Government 8uldellnes Change5 to PIP will Èffect applicants so VIÈ must find a way to inform them of these changes ènd m3nage their expettations COMMUNITY FUND The cost of livin8 cri515 continues, requiring u5 to consolidate our wrap around approach to ensure clients have èccess 10 all the 5upporrthey need C05t of Llvlng Crlsis heart of england Transitional rates from Legacy benefits 10 Univer1 credir are ending which iould cause an increase of clients needed further 5UPPOrt due to not hawng enough money. We Are Group Change in Government systems crient Quote hank you do much for all your help with everything. I was really struggling with my health as I have been diagnosed with breast cancer. I can't thank my caseworker enough, S am very sad that the funding may be cut in March and don't really trust anyone to help me more than Nishkam Centre. Thank you. were -1 am so thankful to have visited Nishkam centre. The support and help i got was outstanding. Thelthe so profes510nal, kind and warm towards me. My claim was reco nised and I have been awarde enhanced rate. l always remember the caseworker and pra fort eir wellbeing and the continuation of the service a5 thi5 is very valuable for vu nerable people like me. Nishkam Civic Association Annual Report | page 16
STRENGTHENING FAMILIES & WELFARE SERVICES Family Support Hub Project Overview The Famlly Support Hub is here to strengthen family relationships by promoting, peace, harmony, compasslon. and family routines thus empowering families to develop structures for long~term stability, hence improving the quality of life for the community through advocacy and mediation. Whywethit Our experience has shown that there are numerous factors which lead to a family relationship breakdown e.g., illness, environment, financial hardship. trauma and being unable to access the service5 that people require to meet their needs. The Family Support Hub advocates, mediates and advises to empower people to overcome these barriers and gain access to the support they need. The Family Support Hub aims to continue to build positive famlly relationships through early helplintervention to avoid escalation and improve family dynamics, with the ultlmate goal of reducing deprivation and poverty in Birmingham and creating long- lasting change through a values-led approach. Nishkam Civic Association Annual Report | page 17
STRENGTHENING FAMILIES & WELFARE SERVICES Key Highlights - Family Support Hub P¥tnership Working Improvement of client Anxiety/Depression after support This year, our partnership with Birmingham Children's Trust has flourished and evolved, going from delivering Values-led RPC (Reducing Parental Conflict) Training for practitioners to help parents realise the impact of their daily behaviours on the emotional wellbeing of their children, to developlng a Faith- Inspired Family Values Toolklt, from a Sikh perspective, to be used as a guiding template to inspire a toolkit series, reflecting Birfflingham's different faiths. 91.79 Reduction Severe Anxiety 2.3% Re&Jckn In The training has been well received by practitioners and organisations and was observed by an Area Manager from the DWP, who are funding thi5 work. This observation led to our training being entered into the National DWP Good Practice Guide. 182 Families Supported Being recognised in the DWP Good Practice Guide led to us being commissioned by Hampshire County Council to deliver training to their frontline staff and comtnunity organisations, which we successfully delivered to over 125 staff. 30 136 16 Single Issue Moderate Complex Nishkam Civic Association Annual Report | page 18
STRENGTHENING FAMILIES & WELFARE SERVICES The Upcoming Ye¥ - Fan1 Support Hub Plans for tPE future Continue providing a high-level service Continue building our networks Ensure we meet our output5 and outcomes Deliver Values-Led RPC Training to community leader5. Identify funding to meet growing demand around researchlengagemenutraining Define our role in Early Helpllntervention Develop and complete the Faith Inspired Family Values Toolkit ChaJen8es for 24125 Funders Key Area Strategy Tudortrust Refe¥ral Detalls Work wth referrers to receive improvèd details on referral forms COMMUNITY FUND The project has been funded by The Tudor Trust & National Lottery. Funding Appropriate grant funding to meet the expanding and devoFrflng role of SAFSH We have also received funds for.. Values-Led RPC Toolkit & Training.. £31,741 Neurodiverslty Research on South Asian Communitie5.' £8,000 Family Hub Engagement Sessions.. £23,487.03 (After expenditure) Our rolea5 Early HelpllnteNention providers as BCC cutbècks will reduce support in these aa5 Early Melp aient Quote "If I didn't receive the help and support, I don't know where I would be today and I have received a lot of support for myself and my son, he received the support as if it was a family memberf, Nishkam Civic Association Annual Report | page 19
STRENGTHENING FAMILIES & WELFARE SERVICES Energy Redress Project Overview We have a formal partnership with Witton Lodge, AGE Concern Birmingham, NewHope Global & Birchfield Big Local to form the Birmingham CommunityAction Network and deliver the Energy Redress Project, to help vulnerable people recover from the economic and social impacts of the Energy Crisis. RG Why we It The Energy Redress Project was established to help people in fuel poverty by providing energy- saving tIP5 at face-to-face meetings, home visits, home visits and providing free equipment to help clients save on energy such as warmer packs, LED lamps, radiator reflectors and more. Home visits are conducted to assess property energy efficiency and identify areas for potential savings. By offering practical help and tlPS to alleviate rising fuel poverty by reducing fuel consumption and maximising income we aim to benefit the community with debt alleviation, leveraging funds and improving financial wellbeing. Nishkam Civic Association Annual Report page 20
STRENGTHENING FAMILIES & WELFARE SERVICES Key Highlights - Energy Redress Key stats 622_ 376 Free LED bubs handed out to clients to replace inefficient bulbs Iiir 99 Horne visits to identify ¥eas of energy saving 22 Free Radiator Foils to improve heating efficiency Winter Warrner Packs handed out Nishkam Civic Association Annual Report | page 21
STRENGTHENING FAMILIES & WELFARE SERVICES The Upcoming Year - Energy Reckess Plans for future Continue to carry out energy redress objectives in assisting clients on fLJel poverty Consider recrLJiting another part time energy advisor to assist with new targets Refer clients for fuellfood voucher scheme iflwhen available Chaienges for 24125 Funda5 Key Area Strategy eneryy saving trust Cotne upwith unique 501utions to engage with cliÈnts during summer and ideniify potentl81 savings they can make during the period Summer Perlod This project is funded by The Ener Saving Trust which has been appointed by Ofgem to distribute payments from companies that may have breached Ofgem rules. Grant eligibility. in most Cases. ictaies whether the clieni can rnake the c05t-saving itnpfDvement in their home ès many of our clients18ck the funds to make these irnprovements thout rhem. Grant Ellglbllty Client Quote "I was surprised at how much savings I can make byjust changing my habits" "l always felt they assed me from one team to another or the call was dropped an ing got resolved, you spoke on m behalf, and I finally felt they listened and made the necessary c anges." Nishkam Civic Association Annual Report | page 22
LEARNING & DEVELOPMENT Here at the Nishkam Centre, we have over 20 years experience in providing high-quality adult education for personal and professional development. Our Learning & Development programmes are designed to build confidence and support people in the local community to find opportunities which support their development. MULTIPLY AppRENTIH1Ps Agovernment scheme that provides free numeracy courses to employed adults. Our Apprenticeship prograrnme delivering values-led education to grow businesses and learners. JOB= page 23 Nishkam Civic Association Annual Report
LEARNING & DEVELOPMENT Apprenticeships Project Overview We deliver high-quality Apprenticeships focused on personal, professional and communlty transformatlon. Our flagship Senior Leadership Programme IESLPI at Level 7 is a values-led, work-based learning Initiative that nurtures ethical, effective leaders across sectors. The programme is fully funded through the governmenvs Apprenticeship Levy and is designed for aspiring and current leaders in small and medium-5Szed enterprises ISMES), charities, education, social housing, healthcare and local authorities. Why we do it We believe leadership development must go beyond skills- it must also build character, values and a deep commitment to public good. There is a growing need for strategic, compassionate, and inclusive leadership, particularly in underseNed communities and mission-driven organisations. OurApprenticeship programme aims to equip emerging and existing leaders with the tools, insight and values required to systemic change, lead diverse teams effectively, and navigate ethical decision-making with confidence, supporting social mobllity and equitable access to professional development. By investing in this project, we help individuals lead with integrity and purpose while helping their organisations thrive in a complex and changing world. Nishkam Civic Association Annual Report | page 24
LEARNING & DEVELOPMENT Key Highlights - Apprenticeships Launch of First COlrt This year saw the launch of the first cohort of our Senior Leadership Programme, taking on 15 leaders from across the health, education, housing and charity sectors. In the lead up to the first cohort, we held 10 awareness events, both online and Sn person, engaging with over 150 potential learner5 and employers. QUALITY OF EDUCATION BEHAVIOUR & ArnTUDES PERSONAL DEVELOPMEHr LEADERSHIP APPREimcESHIPS GOOD IN ALL AREAS Nishkam Civic Association Annual Report | page 25
LEARNING & DEVELOPMENT The Upcoming Ye¥ - Apprenticeships Pkns for the fijture Launch Senior Leadership Cohort Two with 15-20 new leaders and a stronger regional employer base Work with large and small local employers to identify their needs and develop and launch new level 4 to 6 apprenticeships in leadership. business and management, and new technologie5, like Al Expand outreach to the voluntary sector, Black and Minority Ethnic IBMEI communities, women leaders and NHS Trust and Schools Introduce a learner alumni network and leadership coaching circles Develop evaluation tools to assess long-term leadership impatt CIHUenges for 24/25 Funders Increase awareness atnons titne-poor employers in 8 crowded post-COVID training landscape Education & Skills Funding Agency Awarene55 Our Apprenticeship programrne is by the Educatlon & Skills Funding Agenry, who manage the UK Governments Apprenticeship Ley. Tlme ManHgemÈrtt Ensure learners balance full-tlme work commltments with academic Study Build upon tutor capacity to meei growing Interest while maintaining programme quality atscalÈ Tutor Capcatsy LEaner Feed)ack Avg Mothle Rating
Le¥ners report: Improved confidence in making strategic decisions and assisting in building resilience and adaptability Improvement in leading people and managing resources effectively Nishkam Civic Association Annual Report | page 26
LEARNING & DEVELOPMENT Multiply Project Overview The Multiply Project is a programme fully funded by the UK Government to help adults acr055 the UK improve their numerary skills and gain skllls for life. We are one ofthe key partners delivering the Multiply Scheme in the West Midlands. Why we do it We deliver the programme to encourage adults in the communitywithout a GCSE grade C14 or higher in Maths to access educational programme5 that can fit around their work commitments. This allows them to flexibly develop their numeracy skills, use maths in their day-to-day lives, as well as supporting career advancement. By delivering the Multiply Projert, we aim to empower individuals as people who improve numeracy skills are more likely to be employed, have higherwages, and better wellbeing. We also want to benefit buslnesses by providing a more skilled workforce and better produrtivlty. Nishkam Civic Association Annual Report | page 27
LEARNING & DEVELOPMENT Key Highlights - Multiply Further Funding Achieved Following a successful round 2 appllcation to continue delivering the Multiple project, we continued to expand on the networks we had created in round 1 to provide more opportunitie5 for the community to enhance their numeracy skills. Engagements exceeded by Refei-rals to training exceeded by Trainins Enrolmenls exceeded by Nishkam Civic Association Annual Report | page 28
HEALTH & WELLBEING Our Health & Wellbeing service5 are designed to combat health inequalities by improving access to healthcare seNices and health education. By addressing the Specific needs of our diverse community, we aim to empower individuals with the knowledge and resources necessary to make informed decisions about their health. NISHKAM START OF LIFE CARE MACMILLAN'S COMMUNITY CANCER CARE CONNECTORS ASRA HUB Our antenatal course empowering motherg through pregnancy. birth and beyond. The Community Safety Net project empowers people to become self sufficient and provides support with welfare benefits, housing and debt. Our project to support elder volunteers who are suffering from isolation to meet their social and emotional needs. page 29 Nishkam Civic Association Annual Report
HEALTH & WELLBEING Nishkam Start of Life Care (SOLC) Project Ovwview The Ni5hkam Start of Life Care project Is ajoint venture between the Nishkam Civic Association and the Nishkam Healthcare Trust, to develop and implement a values-led holistic enhanced antenatal education prograffitne to meet the needs of the local community and work alongside NHS services to empower families in preparing for parenthood, givlng children the best possible start to life. Why we cb it West Birmingham's {WBI biggest single contributor to excess years of life lost is infant mortality, driven by high maternal BMI, teenage pregnancy, smoking, reduced breastfeedin& and poverty (West Locality Profile, 20221. Our project addressed these issues by providing comprehensive support to reduce maternal BMIO, encourage breastfeeding, and tackle other risk factors through education and integrated support service5. WB has a higher proportion of premature births and congenital abnormalities, and the highest proportion of chlldren aged 0-5 of any local authority, characterised by high ethnic dlversity. SOLC aim5 to reduce health inequalities and improve outcomes forthese communities. Nishkam Civic Association Annual Report | page 30
HEALTH & WELLBEING Key Highlights - SOLC SOLC Phase 2 The SOLC programme was initially planned as 3 cohorts. Due to its outstanding success, high demand and exceptional praise from participants, a second phase was introduced to facilitate another 3 cohorts. This has enabled us to continue delivering this vital work. Awvrferldno ¢hw rtot 165 enqulries ts9 132 150 abyltsdir¢ wi 2.73 4.70 77 C4r&Dais•ty sitss 252 4.70 291 4.60 mothers enrolled Effooymenii3 227 4.70 4.78 BabyfEadmB2 2.41 4.50 114 4.70 2.91 87 PwnrytorL¥rth internal referrals to Ni5hkam Support Setvices Nishkam Civic Association Annual Report | page 31
HEALTH & WELLBEING The Upcoming Ye¥ - SOLC Pkns for the fijture Scheduled future cohorts with presenters The plan is to complete 7 cohorts by the end of March 2026 Ckdlenges for 24125 Funda5 Key Area Strategy This programme is only feaslble as a majority of the sessions are supported by community he41th profe5siona15 and volunteer5 and currentty face staffing issues to support wilh eniry an(1 annual leave cover. Birmingham and Solihull Integrated Care System Caring about healthier lives Staffing We have received funding from the Fairer Futures Fund-west 8irmingharn Locality Fund for 3 years. lent Quotes "l appreciated how considerate Jasbinder was to ensure a seat was reserved for me at the front due to m question was asked from he back of the c hearing issues, if a always repeated to ensure I heard the ass the presenter/s uestions, this has made me feel at ease and part of t e sessions." "I have attended my first sessions and was wowed by the amount of information that was shared and easy to understand, re the feeding session and much rnore, I can't wait to attend t arding e next session. Nishkam Civic Association Annual Report | page 32
HEALTH & WELLBEING Asra Hub Project Overview The Asra Hub provides 2 weekly sessions to SUPPOrt members of the Sikh community who are suffering from isolation to meet their social and emotional needs. This comes in the form of physical activity, advice on health conditions, social get-togethers and more. Why we do it The Nishkam Asra Hub was established to be a community-led, per50n-centred wellbeing hub for seniors to improve health and well-being outcomes. The Asra Hub provides emotional, mental, physical, and Spiritual support to elderly members of our long-standing sangat to alleviate anxiety and isolation through culturally appropriate early intervention services. To enable individuals to realise their full potential To inspire and uplift commLtnities and society To enable people to excel and lead productive, happy and healthy lives To alleviate anxiety, isolation and bereavement Nishkam Civic Association Annual Report page 33
HEALTH & WELLBEING Key Highlights - Asra Hub Weekly Sessions High levels of engagement and positive feedback has proven the success of the programme. i r'w v, 2 sessions were carried out per week throughout the year on Tuesday and Thursday mornings. Overthe last year, we held 92 sessions with over 1509 attendees. ¥pl.•& Felt thelr cultural needs were met Felt le5S i501ated and more connected Were able to a<¢ess e$5ential support services 80 Ladies on the register Who experlen¢ed bereavement felt supported Improvement in ph slcal we 18 Men on thè règlster Improvement in emotional wellbelng Nishkam Civic Association Annual Report | page 34
HEALTH & WELLBEING The Upcoming Ye¥ - Asr3 Hub PlS for the future The demand for the continuance of the Nishkam Asra Hub programme has been clear from continually increasing registration numbers and enquiries More of a focus on registering more male participarits on the programme Plan monthly day trips during the Spring and summer rnonths. and 2 overnight trips with the support of staff and volunteers Refurbish phase 2 of the saunalsteamlshowers Chalen8es f 25126 Funders Key Area Strategy With our current funding endin& we will be unable to meet our current demand5, let alone the rapid uptak ofthe programme. EVESON Fundlng Trust The Nishkam A5ra Hub is funded by the Eveson Trust from 2024 tojuly 2025. Cre31e a wlde volunteer neknvork as the progrBtnme 15 heavily reliant on volkJnteÈrs. Volunteers Due to not having available male st8ff, male attendee5 are reouired to self-regulaie. which could cause complications Male Sesslons aient Quotes "I have recently joined the gym, I feel l am able to move better and not feel so stiff since attending the haven't had to use my waiioga sessions, at times I Ing stick." "I found attending the session on Stroke very helpful as it reminded me of all the signs and s mptoms that I had when I suffered from the stroke and would like everyone to be aware of the signs." Nishkam Civic Association Annual Report | page 35
HEALTH & WELLBEING Macmillan Community Cancer Care Connectors Project Overvlew The Black Country & West Birmingham have some of the UK'S most deprived areas, with around half the population from an ethnically diverse community. Macmillan Cancer Support is working with the NCA and four other partners to deliver culturally appropriate knowledge, focusing on cancer prevention, early diagnosis and supporting marginalised communities in overcoming barriers to support. 11 Why we do it We carry out this projert to help the south Asian community with cancer and build trust in services by having the important conversations about how we can improve cancer care and services. Our service aims to provide a welcoming and supportive environment for anyone affected by cancer, including patients, their families, and caregivers. Prevention and early intervention are also an integral component, encouraging healthy habits and support for mental health, and encouraging national screening programmes. Nishkam Civic Association Annual Report page 36
HEALTH & WELLBEING Key Highlights - Macmillan Community Cancer Care Connectors Project Lamth On Novernber 30, of 2024, we officially launched the project with an open day at the centre, brlnglng together healthcare organisations and the community to fulfil our goal of making healthcare services more accessible to the community, increasing awareness of the varlous support services out there. 'AddMsJmKH1th1neqIlItr4¥ Thro4qhC0mnytltyMF•ithXJF4rndApPY•h•I- Each month, we focus on a different type of cancer, holding events at the NCA and across West Birmingham and the Black Country. To date, we have hosted over 15 awareness sessions on different topics and made appearances on the radio and TV to promote cancer awareness. Nishkam Civic Association Annual Report | page 37
HEALTH & WELLBEING The Upcoming Yu - Macmill Community ccer C¥e Connectors Pkns for the future In discLtssions with several charitieslorganisatlDnslschools. universities to deliver training for seTvice user5, Staff, children, and parents Supporting Macmillan with proofreadingltranslation of leaflets and videos on their website Arranging mini-podcasts on Sangat TV on Cancer awareriess se5sion5 to be aired internationally Cldknges for 25126 Funders Key Area Strategy fflACfflILLAN CANCER SUPPORT In Year 2. M8cmi113n'sllC8 will set KP15 foryear 2 3 based on benchmarks created KPIS The Community Cancer Connectors project is funded by Macmillan Cancer Support to carry out a 3.year pilot. Ctrproduce a sustainable straregy in partnÈrship with the tommunitie5, Macmlllan and the ICB Strate Complete an Ènd-of-projÈtt evaluation repori & action plan to 5upporrthe sustainability strategy Reporting aient Quotes 'The delivery of the session exceeded m expectations. The facilitator, Sukhy Uppal, was very welcoming, anlher presentation was clear, en I Iing, and confident throughout. The use of props in conjunction wit was particularly impressed with Sukhls a to engage the audience. I in our native language, Pun ity to deliver the content abi. She encouraged discussions about cultural barriers and skiilully allowed attendees to share their experiences while keeping the presentation on track... I would highly recommend these sessions to everyone. Many misunderstandings I had have now been clarified, and l understand the importance of screenin others to address t and early diagnosis. I will also encourage eir concerns as soon as possible. Nishkam Civic Association Annual Report | page 38
CONFERENCE & EVENTS At the Nishkam Civic Association, we provide a Conference & Events service with various rooms available to hlre. This includes our Conference Hall (capable of accommodating up to 200 people),. our smaller training room5 (great for workshops and team training)., and Serninar Room (offering a floor- to-ceiling panoramic view of the surrounding areal. CONFEREN & EVENTS Our room hire and events servlce which can accofflmodate variou5 professional events and activities. I: page 39 Nishkam Civic Association Annual Report
CONFERENCE AND EVENTS Conference & Events Project Overview Our Conference and Events seNlce accommodates various client requests to utili5e the Spaces available in the centre from workshop5, English classes, and large-scale conferences. Why we do It We provide Conference & Events services to SUPPOrt client5 who need office spaces and to build partnerships in the surrounding area. Additionally. the Conference & Events service is the only project that generates a profit and isn reliant on grants, allowing us to be le55 reliant on grant funding. The aim of our conference and events service is to build partnerships and strong working relationships with organisations. This helps us unlock innovative avenues to collaborative working. Nishkam Civic Association Annual Report | page 40
CONFERENCE & EVENTS Key Highlights - Conference & Events Partnerships Over the lastyear, our Conference & Events team continued to accommodate Maximus, Sandwell College and Birmingham Adult Education on a weekly basis, bringing Pre-ESOL, ESOL & a Refugee Employability Programme to the local area. We also held several key events for the Ilkes of Wise Age UK, Legacy WM, Abdullah Homes Housing Association & the University of Birmingham £74.180.80 £60,000 Nishkam Civic Association Annual Report | page 41
CONFERENCE & EVENTS The Upcoming Yu - Conference & Events Pkns for the future Securing and maintaining existing clients. bookings Promoting the services of the new facilities in each room To secure more bookings for the Conference Room & Seminar Room Developing the catering menu Chaknges for 24125 Key Area Strategy Outreach More outreach to tlients to secure further bookings Outreaching & Securing bookings due to funding of exisiing client prograrnme5 comingto an end Fundlns Utlllslng the entlre space of the NCA Secure more bookings for the onference & Meetin8 room5 a5 the are under utilised. Nishkam Civic Association Annual Report | page 42
Staternent of Trustees Responsibilities The trustees are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards Iunited Kingdom Generally Accepted Ac.counting Practice) including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland" The law applicable to charitiès in England and Wales, the Charities Act 2011, Charity (Accounts and Reportsl Regulations 2008 and the provisions of the trust deed requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period. In preparing those financial statements, the trustees are reqLSired to- select suitable accountinE policies and then apply them consistently; observe the methods and principles in the Charity SORP.. make judgements and eslimates that are reasonable and prudent,. state whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financi31 st3tements- prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in business. The trustees are responsible for keeping proper accounting records which di5c105e with reasonable accuracy at 3ny time the financial position of the charity and to enable them to ensure that the financi31 statements comply with the Charities Act 2011, the Charity (Accounts and Reportsl Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for takin8 reasonable steps for the prevention and detection of fraud and other irregularities. Approved by order of the board of trustees on . 6 October 2025 and signed on its behalf by-. Shaminder Rèi Nishkam Civic Association Annual Report page 43
Nishkam Civic Association Company Llmlted by Guarantee Independent Audltor's Report to the Members of Nishkam Civic AssocSatlon Year ended 31 March 2025 Oplnlon We have audited the finanryal slalemenls of Nishkam Civic Association Ilhe 'charilable company'l for the year ended 31 March 2025 which Comprise the statement of financial activities (including income and expenditure a¢¢ountl, statement of financial position, statement of cash flows and the related notes, including a summary of signifi'cant accounting policies. The financial reporting frarnework that has been applied In their preparation is applicable law and United Kingdom Accounting Standards, induding FRS 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland Iuniled Kingdom Generally Accepted Acctsunling Pra¢ticel. In our opinion the financial statemenl5'. give 8 true and fair view of the slate of the charitable company's affairs as at 31 March 2025 and of ils incoming resources and application of resour¢es. including its income and expenditure. for the year then ended., have baen propedy prepared in accordance wth United Kingdom Generally Accepted Accounting Practice., have been prepared in accordance wth the requirements of the Companies Act 20C6. Basis for opinion We conducted our audit in accordance with International SlandaTd5 on Auditing IUKI IISAS IUKII and applicable law. Our responsibilities under those standards are further described in the auditor's responsibilities for the audit of the financial slalements section of our report. We are independent of the chanlable company in accordance wi(h the ethical requirements that are relevant to our audit of the financial stslemenls in the UK, including the FRC'S Ethical Standard. and we have fulfilled our other ethical re5ponsibililies In accordance wlh these requirements. We believe that the audit evidence we have obtained 15 suffiaenl and appropriate lo provide a basis for our opinion. Conclusions relating to going concern In auditing the financial slalements. we have concluded that the Iruslees, use of the going concem ba515 of accounting in the pparatiOn of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncgrtaint16s relating to events or conditions that, individually or collectively. may cast Significant doubt on the charitable company's ability to continue as a going conrn for a period of 81 least twelve months from when the financial stslements are authorised for issue. Our responsibili(ies and the responsibilities of the trustees with resFEcI to going concem are described in the relevant sectsons of this report. Nishkam Civic Association Annual Report page 44
Nishkam Civic Association Company Limlted by Guarantee Independent Auditorfs Report to the Members of Nishkam Civic Association Icontinuedj Year ended 31 March 2025 Other informatlon The other information comprises the information included in the annual report, other than the financial staternents and our auditor's report Ihereon. The trustees are responsible for the other information. Our opinion on the financial statements doe5 not cover the other information and. except to the extent othenmse expliciuy staled in our report. we do not expres5 any form of assurance conclusion thereon. In connection wth our audit of the financial statements, our responsibility is lo read the other information and, in doing so. consider whether the other information is materially incon51Stenl with the financial statements or our knowledge obtained in the au(Sit or otherwise appears lo be materially misstated. If we identify such material inconsistencies or apparent material misslalements, we are required to determine whether there is a material misstatement in the financial slalernents or material misstatement of the other information. 11. based on the work we have performed, we conclude that there is a material misstalemenl of this other infomialion, we are required lo report that fact. We have nothing to report in this regard. Oplnlons on other matters prg$crlbgd by the Companles Act 2008 In our opinion, based on the work undertaken in the course of the audit.. the informab.on given in the trustees, report, which includes the director's report prepared for the purposes ol company law, for the financial year for which the financial stslem8nls are Prepared is consistent with the financial slatemenls,. and the director's report inclucled within the trustees, report have been prepared in accordance with applicable legal requirements. Matters on whlch we arg roqulrgd to report by exception In the light of the knowledge and understanding of the charitable cornpany and ils environment obtained in the course of the audit, we have not identified material mis5talemenls in the Irusl8es' report. We have nothing to report in iest)ect of the following matters in relation to which th¢ Companies Act 2006 requires us to report lo you if, in our opinion". adequate accounting records have not been kept, or retums adequate for our audit have not been received from branches not visited by us", or the financial statements are not in agreement with the accounting record5 and returns., or certain di5dosures of trustees. remuneration specified by law are not made.. or we have not received all the information and explanations we require foT our audit. Nishkam Civic Association Annual Report page 45
Nishkam Civic Association Company Limited by Guarantee Independent Auditor's Report to the Members of Nishkam Civic Association (continued) Year ended 31 March 2025 Re$ponslbllltles of trustees As explained more lully in the trustees. responsibilities staternenl, the trustees (who are also the directors of the charitable company for the Pufposes of company lawl are responsible for the preparation of the financial slalements and for being satisfied that they give a trLJe and fair view, and for such internal control a5 the trustees determine is necessary to enable the preparation of financial slalemenls that are free frorn material mi5slalemenl, whether due lo fraud or error. In preparing the financial statements, the trustees 8re responsible for assessing the charitable company's ability to continue a5 a going concern, disclosing, as applicable, matters related lo going concern and using the going concern basis of accounting unless the Iru51ee5 either Intend lo liquid*e the charitable Company or to cease operations, or have no realistic allernalive bul lo do so. Audltols re$ponslbllltle$ for the audlt of th8 financial stat&ments Our objective5 are lo obtain reasonable assurance about whether the financial statements as a whole are free frorn material misslalemenl, whether due lo fraud or error, and lo issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance, bul is not a guarantee that an audit conducted in accordance with ISAS IUKI will always delect a material misslatemenl when il exists. Misstatements can arise from fraud OT errof and are considered material if, individually or in the aggregate, they could reasonably be expected lo Influence the economic decisions of users taken on the basis of these financial statements. Irregularf(ies, including fraud, are instsnces of non-compliance wrth laws and regulations. We design procedures in line with our responsibilities, outlined above, lo detect material misslatemenls in respect of irregularities, including fraud The exlenl lo which our procedures are capable of detecting irregularf(ies, induding frauLI is detailed below.. Irregularities that result from fraud might be inherently more difficult than irregularthes that result from error, which gives rise to a risk of material misstatement. We are of the opinion that the planned audit approach, the documentation and interrogation of the entity's controls means that the audit procedures carried out were capable of detectin9 irregularibes, including fraud. We have also reviewed financial stslemenl disclosures and tested these to supporting documentation lo assess compliance with applicable laws and regulations. We have audited the risk of management override of controls, including through testing journal entries and other adjustments for appropriateness. and evaluating the business rationale of significant transactions outside the normal COUTse of business. We have also made enquiries of entity staff in lax and compliance functions lo entIfy any instsnces of non-compliance with law5 and regulations and have ieviewed Correspondence with regulatory bodies as part of our audit procedures. As part of an audr( in accordance with SSAS IUK}, we exercise professional judgment and maintain professional 5ceptlC15m throughout the audit. We also". Identify and assess the risks of material misstatement of the financial slalemenls, whether due lo fraud or error, design and pertorm audit procedures responsive to those risks. and obtain audit evidence that is sufficient and appropriate to provide a basis for our Opinion. The risk of not delecling a rnalerial misslalernenl iesulling from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, Intentional omissions, misrepresentations. or the override of internal control. Nishkam Civic Association Annual Report page 46
Nishkam Civic Association Company Livnited by Guarantee Independent Auditor's Report to the Members of Nishkam Civic Associatlon (continue Year ended 31 March 2025 Obtain an understanding of internal control relevant lo the audit in order lo design audit procedures that are appropriate in the circumstances, bul not for the purpose of expressing an opinion on the effeth'veness of the intemal Control. Evaluate the appropriateness of accounting policies used and the rea50nablenes5 uf accounting eslimales and related di5cIosures made by the Iruslees. Conclude on the appropriateness of the trustees. use of the going Concern basis of accounting and, based on the audit evidence obtained, whether a material un¢ertainly exists related to events or Conditions that may cast significant doubt on the charitable company's ability to continue as 8 going concern. If we conclude that a material uncertainly exists, we are required to draw allenlion in our auditor's report to the related disclosures in the financial stslemenls or. if such disclosures are Inadequate, lo modify our opinion. Our conclusions are based on the audit evidence Dblained up to the dale of our auditor's report. However, future events or conditions may cause the charitable company lo cease to conts'nue as a going concern. Evaluate the overall presentation. structure and wnlent of the financial staternents, including the disclosures, and whether the financial stslemenls represent the underlying transactions and events in 8 manner that achieves fair presentation. We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any signffic8nl deficiencies in intemal control that we identify during our audrt. Use of our report This report is made solely to the charitable company's members, as a body, in accordan¢e with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might 51ale lo the charitable company's members those matters we are reqUId lo slate lo them in an auditor's report and for no other purpose. To the fullest exlenl permitted by law, we do not accept or assume responsibility lo anyone other than the charitable company and the charitsble company's members as a body. for our audit work, for this report, or for the opinions we have formed. Hannah Justice FCA FCCA (Senior Statutory Audilorl For and on bèhalf of BSN Associates Limited Chartered accountants & slatulory auditor 3B Swallowfield Courtyard Wolverhampton Road Oldbury Wesl Midlands B69 2JG G o(knbef 701 r Nishkam Civic Association Annual Report page 47
Nishkam Civic Association Company Llmited by Guarantee Statement of Financial A¢tlvitles (including income and expenditure account) Year ended 31 MarGh 2025 2025 Restricted funds Total funds 2024 Unrestricted lunds Total funds Note Income and endowments Donations and legacies Other trading activities Investment Income 204.189 76.974 63.658 647.537 851.726 76.974 63.858 679,700 90,033 61,770 831,503 Total Incomo 344.821 S47,537 992,358 Expgndlturg Expenditure csn raising ftjnds.. Costs of other trading activities Expenditure on charitable activities Total expenditure 185.637 231,574 185,637 834,167 95,334 794,648 9.10 602,593 417.211 802,593 1,019,804 889,982 Net expendlture and net movement In funds 172.3901 44,944 127.4461 158,4791 Reconciliation of funds Total funds brought forward Totsl funds carrled for•vard 2,896,683 492,252 3,388,935 3,447,414 2,824.293 537, 196 3.361.489 3,388,935 The slalement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from Continuing activities. The notss on pages $1 to 68 form part of these financial Statements. Nishkam Civic Association Annual Report page 48
Nishkam Civic Association Company Limited by Guarantee Statement of Financial Position 31 March 2025 2025 2024 Note Flxed assets Intangible assets Tangible fixed assets Investments 16 13.545 17 2.890.595 18 492.253 18,717 2,887.204 492,253 3,398,393 3,396,174 Current assets Debtors Cash at bank ancf in hand 19 45.815 21.542 62.127 125.954 67.357 188,081 Creditors.. amounts falling du• within one year Net Current liabilitigs 20 102,261 195,320 34,904 7.239 Total assets less current Ilabllitles 3,361,489 3,361,489 3,388,935 Net assets 3.388,935 Funds of thè charEty Restricted funds Unreslricled funds 537.196 2.824.293 492.252 2,896,683 Total charlty funds 23 3.361,489 3,388.935 These financial statements were approved by the board of Iruslees and authorised lor issue on 6..0.cIob2a2¥ and are signed on behalf r)f the board by.. Gopindef Kaur S8goo Trustee Tho llotss on page$ 51 to 66 form part of these financial statemetts. Nishkam Civic Association Annual Report page 49
Nishkam Civic Association Company Limited by Guarantee Statement of Cash Flows Year ended 31 March 2025 2026 2024 Cash flows from opgratlng actlvltles Nel expenditure 127,4461 (58,4791 Adjuslmenls for. Depreciation of tangible fixed assets Amortisation of intangible assets Dividends. interest and rents from investments ArUed expensesllincomel 59.975 3.172 163.6581 22.532 56,454 3,172 {61.7701 17,9201 Changes in.. Trade and other debtors Trade and other creditors 16,312 1115,5911 {33,9661 2,529 Cash generated from operations Net cash used in operating activities 1104.7041 1104,7041 199,9801 {99.9801 Cash flows from Invastlng activitios Dividends. interest and rents from investments Purchase of tangible assets Nel cash from investing activities 63,658 163,366} 292 61,770 114,8741 46.896 Net d&¢reasè In cash and cash equivalents Cash and cash equlvalonts at beginning of year Cash and cash equivalents at end of year 1104,4121 125,954 153,0841 179,038 21,542 125,954 The note$ on page$ 51 to 88 forni part of these financlal statsments. Nishkam Civic Association Annual Report page 50
Nishkam Civic Association Company Limited by Guarantee Notes to the Flnancial Statements Year ended 31 March 2025 General infomiatlon The charity is a public beneff( enlily and a private company limtied by guarantee, registered in England and Wales and a registered charity in England and Wales. The address of the registered office is Nishkam Cenlre, 6 Soho Road, Birmingham, Wesl Midlands. B21 9BH. Statement of compliance Thes8 financial statements have been prepared in cornpliance with FRS 102, 'The Finanaal Reporting Standard applicable in the UK and the Republic of Ireland,, the Slaternenl of Recommended Practice applicable to charities preparing their accounts in accorcsance wrth the Financial Reporting Standard applicable in the UK and Republi¢ of Ireland IFRS 1021 (Charities SORP IFRS 10211 and the Companies Act 2006. Accounting policies Basls of preparation The financial slalemenls have been prepared Dn the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured al fair value through income or expenditure. The financial statemen15 are prepared in 51erling, which is the functional currency of the entity. Golng concgrn There are no material uncertaints'es about the charity's ability lo continue. Judgements and key sources ofestlmatlon uncertalnty The preparation of the financial 5talement5 requires management to make judgements, estimates and assurnplions that affect the amounts reported. These eslimales and judgements are Continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstsnces. Income tax The charity is exempl from corporation tax on ils charitable activities. Fund accountlng Unreslricled fund5 are available for use at the discretion of the trustees lo further any of the charity's purposes. Restricted ftjnds are subjected lo restrictions on their expenditure declared by the donor or when funds are raised for particular reslri¢led purposes. Nishkam Civic Association Annual Report page 51
Nishkam Civic Association Company Limited by Guarantee Notes to the Financial Statements Iconllnu Year ended 31 March 2025 Accountlng pollcles lcontinued) Incoming resources All incoming resources are included in the statement of financial actNrf(ies when enlilemenl has passed lo the charty., il is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following speafic policies are applied to particular categories of income.. income frorn donations or grants is recognised when there is evidence of enlillernent lo the grft, receipt is probable and ils amount can be measured reliably. legacy income is recognised when receipt Is Pfobable and entitlement is established. income from donated goods is measured at the fair value of the goods unless this is impractical lo measure reliably. in which case the value is derived from the cost to the donor or the eslimaled resale value. Donated facilities and services are recognised in the account5 when received if the value Can be reliably rneasured. No amounts are included for the contribution ol general volunteers. income from contracts for the supply of service5 is recognised with the delivery of the contracted service. This is classified as unrestricted funds unless there is a contractual requirement for il to be spent on a particular purpose and relumed if unspent, in which case il may be regarded as Stricted. Resources expended Expendrfture is recognised on an accnjals basis a5 a liability is incurred. Expenditure includes any VAT which cannot be lully recovered, and is classified under headings of the statement of financial aet5Vrties lo which il relates. expenditure on raising funds includes the costs of all fundraising aclivilies, events, non-charitable trading aclivilies. and the sale of donated goods. expenditure on charitable activities includes all costs incurred by a charity in undertaking activities that further ils charitable aims for the benefit of its beneficiaries, including those support costs and costs relating lo the govemance of the charity apportioned to charrtable aciwities. other expenditure includes all expenditure that is neither related lo raising funds for the chaTty nor part of its expenditure on charitable activiti¢s. All costs are allocated to expendf(ure categorie5 reflecting the use of the resource. Direct costs allribulable lo a single activity are allocated directly lo that activity. Shared costs are apportioned between the activities they wntribule to on a reasonable, justifiable and consislenl basis. Nishkam Civic Association Annual Report page 52
Nishkam Civic Association Company Limited by Guarantee Notes to the Financial Statements (contlnued) Year ended 31 March 2025 Accounting policies (Contlnued) Intangible assets Intsngible assets are initially recorded al cost, and are subsequently staled al cost less any accumulated amortisation and impairrnenl losses. Any Intangible a55e15 carried al revalLJed amounts. are recorded at the fair value at the date of revaluation, as delemiined by reference lo an active market, less any subsequent accumulated amortisalion and subsequent accumulated impairment losses. Amortisation Amortisation is calculated so a5 to write off the cost of an asset, less ils estimated residual value, over the useful life of that asset as follows.. Computsr software 10% straight line If there is an indication that there has been a significant change in amortisation rate, useful life or residual value of an intangible asset, the amortisalion is revised prospectively lo reftecl the new estimate5. Tanglble assets Tangible assets are initially recorded al cost, and subsequeritly slated al cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the tair value at the dale of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses. Depreciation Depreciation is calculated 50 as lo write off the cost or valuation of an asset. less ils residual value, over the useful economic lrfe of that asset a5 follow5.. Long leasehold propety Plant and machinery Motor vehicles Improvements lo propety 100 years 2Q% straight lin8 20010 reducing balance 10% slraighl line Inv&stmonts Fixed asset investments are initially recorded al cost, and subsequently stated al cost less any aumUlated impairrnent losses Investment propérty Social investmen15 that comprise Social housing are initially recorded at cost, which includes purchase price and any directly attributable expenditure. Social HoLJsing is revalued lo ils fair value at each reporting dale and any changes in fair value are COgnised in profil or loss. Nishkam Civic Association Annual Report page 53
Nishkam Civic Association Company Llmlted by Guarantee Notes to the Flnanclal Statements (CDntinue Year ended 31 March 2025 Accounting policies (coniitjuedl Invg$tmgnts In associates Investments in associates accounted for in accordance wlh the cost model are recorded al cost less any accumulated impairnient losses. Investrnents in associates 8ccounled for in accordance with the fair value model are inf(ially recorded al the transaction price. Al each reporting dale, the investments are measured at fair value, with changes in fair value taken through income or expendiluie. Where il is impracticable to rneasure fair value reliably wrthoul undue cost or effort, the cost model will be adopted. Dividends and other distributions reiVed from the investment are recogni5ed a5 income wthoul regard to whether the distributions are frorn accumulated profits of the associate arising before or after the dale ol acquisition. Impaimient of fixed assets A review for indicator5 of irnpairment is carried out al each reporting dale. with the recoverable amount bein9 estimated where such indicators exist. ere the carrying value exceeds the recoverable amount. the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal al each reporting dale. For the purposes of impairment testing, when il is not possible lo estimate the recoverable amount of an individual asset. an estimate is made of the recoverable amount of the cash-generaling unit lo which the asset belongs The cash-generating unil is the smallest idenlrfiable group ol assets that includes the asset and generates cash inflows that largely independent of the cash inflows from other assets or groups of assets. For impairment testing of goothill, the goodwill acquired in a business combination is, from the acquisition date, allocated lo each of the cash-generating units that are expected lo benefit frorn the synergies of the combination, irrespective of whether other assets or liabilities of the charity are assigned to those units. Flnanclal Instruments A financial asset or a financial liability is recognised only when the enlty becomes a paty to the contractual provisions of the instrument. Basic financial instruments are initially regnIsed at the amount receivable OT payable including any lated transaction Costs, unless the arrangement constitutes a financing transaction, whe¥e (i is recognised al the present value of the future payments discounted 81 a market rate of interest ftsr a similar debt instrument. Current assets and current liabilities are subsequently measured al the cash or other consideration expected lo be paid Dr received and not discounted. Debt instruments are subsequently measured al amortised cost. Nishkam Civic Association Annual Report page 54
Nishkam Civic Association Company Llmlted by Guarantee Notes to the Flnanclal Statements (continuedj Year ended 31 March 2025 Accounting policies iconLlnue¢¥ Deflned contrlbutlon plans Contributions lo defined contribution plans are recognised as an expense in the period in which the related service is provided. Prepaid contributions are recognised as an asset to the extent that the prepayment wll lead to a reduction in future payments or a cash refund. When contributions are not expected lo be settled wholly within 12 months of the end of the reporting dale in which the employee5 render the related service, the liabilty is measured on a discounted present value basis. The unwinding of the discount is recognised as an expense in the period in which il arises. Limlted by guarantso The charity is a company limited by guarantee. The member5 of the ctsmpany are the trustees named on page 1. In the event of the charity being wound up, the liability in SPect of the guarantee is limited lo £1 per member of the charity Donatlons and legacies unstrICted Funds Restricted Total Funds Funds 2025 Donatlons Donations 204.189 204,189 Grants Grants receivable 647,537 647,537 204,189 647,537 851,726 Unrestricted Funds Restricted Total Funds Funds 2024 Donatlons Donations 104,759 104,759 Grants Grants receivable 574,941 574,941 679,700 104.759 574,941 Nishkam Civic Association Annual Report page 55
Nishkam Civic Association Company Llmlted by Guarantee Notes to the Finan¢lal Statements (tonLlntse Year ended 31 March 2025 Other tradlng actlvltl85 Unrestricted Total Funds Unrestricted Total Funds Funds 2025 Funds 2024 Leaming and development Conferences and events 4,613 72.361 4.613 72,361 24,995 65,038 24,995 65.038 76,974 76,974 90,033 90,033 Invgstmgnt Incomg Unrestricted Total Funds Unrestricted Total Funds Funds 2025 Funds 2024 Incorne from inve5trnenl properties 63,658 63,658 61,770 61,770 Costs of other tradlng actlvltles Unrestricted Total Funds Unreslricled Total Funds Funds 2025 Funds 2024 Costs of other trading activities 185,637 185,637 95,334 95,334 Expendlture on charltable actlvltles by fund type unStrICted Funds Reslricled Total Funds Funds 2025 Direct costs of charilablg adivilies Support costs 23,083 208,491 601,217 1,376 624,300 209,867 231,574 602,593 834,167 Unrestricted Funds Restricted Total Funds Funds 2024 Direct costs of charitable aclivf(i8s Support costs 4,518 215,191 574,941 579,457 215.191 219,707 574,941 794,648 Nishkam Civic Association Annual Report page 56
Nishkam Civic Association Company Limited by Guarantee Notes to the Financial Statements iconttnuedj Year ended 31 March 2025 10. Expendlture on charltable actlvltles by actlvlty type Activrties undertaken directly Support costs Total funds 2025 Total fund 2024 Direct costs of charitable activities Governance costs 624,300 202,462 7.405 826,762 7,405 783,457 11,191 624,300 209,867 834,167 794,648 11. Analysls of support costs Charitable activities Total 2025 Total 2024 Stsff costs Communicakn'ons and IT General office Amort15ation and depreualion Professional fees Travel expenses 99,314 29.820 4.382 63.147 5,073 723 99,314 29.820 4.382 63.147 5,073 723 91,127 41,446 2.582 59,626 7.554 1,665 202,459 202,459 204,000 12. Net expendlture Nel expenditure is slated after chargingllcreditingl.. 2025 2024 Amortisation of inlangiblo assets Depreciation of tangible fixed assets 3,172 59,975 3,172 56,454 13. Audltors remuneratlon 2025 2024 Fees payable for Ihe audit of the financial statements 5,100 5,100 14. Staff costs The lolal staff costs and ernployee knefrts for the reporting period are analysed as follows.. 2025 2024 Wages and salaries Social security costs Employer contributions lo pension plans 559,779 37,839 22,375 530,644 36,323 18,672 619,993 583,639 Nishkam Civic Association Annual Report page 57
Nishkam Civic Association Company Limited by Guarantee Notes to the Financial Statements (conlinued) Year ended 31 March 2025 14. Staff ¢o$ts (conllnue No employee received employee benefits of more than £60,000 during the year12023'. Nill. The average head count of ernployees during the year was 2812024.. 261. The average number of full-lime equivalent employees during the year is analysed as follows.. 2025 No. 2024 No. Activities and project staff Administrative stsff 25 23 28 26 No employee reiVed employee benefits of more than £60,000 during the year12024'. Nill. Key Managgmont Pgrsonn•l The trust considers ils key management personnel comprise of the Iruste8s and the Cent Managing Director. The total employment benefits in¢luding employer pensi)n conlribub'ons of the key personnel were £58,53612024.. £42,340). 15. Trustee remuneratlon and gxpgnses The trustees ro¢eived no remuneration or benefits in the current or prior year. The Iruslees claimed no expense3 in the current or prior year. 16. Intsngible assets Computor software Cost At 1 Aprll 2024 and 31 March 2025 Amortlsatlon Al 1 April 2024 Charge for the year At 31 March 2025 31,722 15,005 3,172 18,177 Carrying amount At 31 March 2025 13,545 At 31 March 2024 16,717 Nishkam Civic Association Annual Report page 58
Nishkam Civic Association Company Limited by Guarantee Notes to the Financial Statements Icontlnu8 Year ended 31 March 2025 17. Tangible fixed assets Long leasehold PSanl and property machinery Improvemen tsto property Motor vehicles Total Cost At 1 April 2024 Additions 3,998,169 93,633 54,820 14,700 120,427 4,226,929 8,546 63,366 At 31 March 2025 3,998,169 148,453 14,700 128.973 4,290,295 Depreciation Al 1 April 2024 Charge for the year At 31 March 2025 1,197,854 39,981 62,766 13,487 13,479 244 65.626 1,339.725 6,283 59,975 1,237,835 76,233 13,723 71,909 1,399.700 Carying amount At 31 March 2025 2,760,334 72,220 977 57.064 2,890.595 At 31 March 2024 2,800,315 30,867 1,221 54,801 2,887.204 18. Investments Social Investments Shares in Associate Total Cost or valuation At 1 Aprll 2024 and 31 March 2025 Impalrnient At 1 April 2024 and 31 March 2026 Carying amount At 31 March 202S 492,252 492,253 492,252 492,253 Al 31 March 2024 492,252 492,253 All investments shown above are held at valuation. Soclal Investments The charty has taken part In the Empty Homes Community Grants Programme. The grant is restricted grant for the purpose of bringing empty homes bad( into use. The total funding agreed by the Department for Cornmunities and Local Government has been Sel al £550,000 to bring al lea515 empty homes or 16 units back into Use. The scheme has now ended and therefore the charity has not acquired ftjrther properties in the year. Nishkam Civic Association Annual Report page 59
Nishkam Civic Association Company Limited by Guarantee Notes to the Financial Statements (Coljllnu Year ended 31 March 2025 18. Investments Icontlnuedj Investment In Assoclate The ¢harities's investments at the balance sheet date in the share capital of companies include the following.. Nishkam Security Limited Registered office". 18-20 Soho Road, Handsworth, Birmingham, West Midlands, B21 9BH. Nature of business.. Security provider Class of Share., Ordinary 25 19. Debtors 2025 2024 Trade debtors Prepayments and accrued income Other debtors 28,244 12,805 4,766 52.820 5,321 3,986 45,815 62,127 20. Credltors.. amounts falllng due wlthln one year 2025 2024 Trade credrtors Accruals and deferred income Social security and other tsxes Other creditors 17,908 57,782 8,190 18,381 17,390 108,908 7,707 61,315 102,261 195,320 21. Dgferrgd Income 2026 2024 At 1 April 2024 Amount released lo income Arnounl deferred in year At 31 March 2025 100.633 1100,6331 26,975 102,180 177,1801 75,633 26.975 100,633 Nishkam Civic Association Annual Report page 60
Nishkam Civic Association Company Llmlted by Guarantee Notes to the Flnanclal Statements (CLtinued) Year ended 31 March 2025 22. Penslons and other post retirement benefits Defined contrlbutlon plan$ The amount recognised in income or expendilurg as an expense in relation lo defined contribution plans was £22.37512024.' £16.6721. 23. Analysls of charitable funds Unrestrictsd funds At 31 March 202 At 1 April 2024 Income Expenditure General funds 2,896.683 344.821 1417,2111 2,824,293 At 31 March 202 At 1 April 2023 Incorne Expenditure General funds 2,955.162 256,562 1315,0411 2,896,683 Restrlcted funds At 31 March 202 Al 1 April 2024 Income Expenditure Sociol Housing Big Lottery Fund- Community Safety Nel Enterprise Development- Apprenticeship Development Support Power to Change - Resilient Comrnunilies Fund Tudor Trust- Famity Support Hub Nationwide Grant Energy Redress National Lottery - Cost of Living Fund National Lottery Fund - Family Support Hub Family Action AcsS to Justice 492,252 492,252 86,267 186.2671 33,332 25,000 133.3321 125,0001 16,667 116,6671 113,267 1113,267) Nishkam Civic Association Annual Report page 61
Nishkam Civic Association Company Llmlted by Guarantee Notes to the Flnanclal Statements Iconthiue Year ended 31 March 2025 23. Analysis of charitable funds Icorttrnue Action for Race Equality- Windrush Justice Programme West Midlands Combined Authority Birmingham City Council Development of Family Support Resources Nishkam Healthcare Trust- Start of Life Care Project Birmingham Childrens Trust Wesl Birfflingham Ltscalily Hub - PCN-ARRS Project Birmingham City Council . Lead Brum Energy Project Grounowork UK- Solar Panel Install Projecl The Eveson Trust NHS Black Country- Macmillan Care Connector Project Witten Lodge Community Association - Lead Energy Project BirTningham Women's & Children's NHS - Start of Life Caie Project Heart of England Community Foundation - Birmingham City Council Income Maximisat10n Fund Birmingham City Council Birmingham City Council - Fairer luttjres ftjnd SOLC Birmingham City Council - Qualilalive Data Research on a Citizens from Asian Ethnicity living with Neurodiversity & Parents of childrens living with Neurodiversity Birmingham City Counal - SPF 5,500 73.643 15,5001 173,6431 8.125 3.000 18.1251 13.0001 51,263 10.417 16,3191 110,4171 44,944 43.790 143,7901 77,509 177,5091 20.233 120,2331 35.920 12,000 135,9201 112,0001 15.604 115,6041 e,000 8,000 18,0001 18,0001 492.252 647.537 1602,5931 537,196 Al 31 March 202 At 1 April 2023 Income Expenditure Social Housing Big Lottery Fund- Community Safety Net Enterprise Developrnenl- Apprenticeship Development Support Power lo Change - Resilient Communities Fund Tudor Trust- Family Support Hub Nationwide Grant 492,252 492,252 103,878 1103,8781 17,000 (17.0001 6.667 33,334 25,000 16.66n 133.3341 (25,0001 Nishkam Civic Association Annual Report page 62
Nishkam Civic Association Company Limited by Guarantee Notes to the Financial Statements (conllnued) Year ended 31 March 2025 23. Analysls of charltable funds Icontinuedj Energy Redress National Lottery- Cost of Liv1ng Fund Nabonal Lottery Fund - Family Support Hub Farnily Action Access to Justice Action for Race Equality- Wndrush Justice Programme West Midlands Combingd Authority Birmingham City Council Development of Family Support Resources Nishkam Healthcare Trust- Start of Life Care Project Bimiingham Childrens Trust West Birmingham Locality Hub- PCN-ARRS Project Birmingham City Council - Lead Brum Energy Project Groundwork UK- Solar Panel Install Project The Eveson Trust NHS Black Country - Macmillan Care Connector Project witen Lodge Community AssoGation - Lead Energy Project Birningh8m Women's & Children's NHS - Start of Life Care Project Heart of England Community Foundation - Birmingham Cty CouncAI Income Maximisation Fund Birmingharn City Council Birmingham City Council - FaireT futures fund SOLC Bimingham City Council - Qualilalive Data Research on a Citizens from Asian Ethnicity living wrth Neurodiversity & Parents of children living with Neurodiversity Birmingham City Council - SPF 42,671 51.196 142,6711 151,1961 16,667 34.000 82,033 116,6671 134,0001 182,0331 16,500 45.000 116,5001 145,0001 27.500 127,5001 24,375 21,800 124,3751 121,8001 20,070 120,0701 7,250 17,2501 492,252 574,941 1574,9411 492,252 Nishkam Civic Association Annual Report page 63
Nishkam Civic Association Company Limited by Guarantee Notes to the Financial Statements (conlinuEd) Year ended 31 March 2025 24. Analysis of net assets between funds Unreslricled Funds Restricted Total Funds Funds 2025 Intangible assets Tangible fixed assgls Investments Current a55ets Creditors less than 1 year Net assets 13,545 2,845.651 13,545 44.944 2,890,595 492.252 492,253 26,975 67,357 {26,9751 1102,2611 537,196 3,361,489 40,382 175.286) 2,824,293 Unrestricted Funds Restricted Total Funds Funds 2024 Intangible assets Tangible fixed assets Investments Current assets Cieditors less than 1 year Net assets 16,717 2.887,204 16.717 2,887.204 492.253 188.081 1195,3201 3,388,935 492.252 87.448 100.633 194,8871 1100,6331 2,896,683 492,252 26. Flnanclal Instruments Flnanci81 assets held by the charty 8re cash 8t bank. trade and other debtors. Financial liabilities held by the charity are trade and other creditors. 26. Analysls of changes In net debt At Al 1 Apr 2024 Cash flows 31 Mar 2025 Cash at bank and in hand 125,954 1104,4121 21,542 Nishkam Civic Association Annual Report page 64
Nishkam Civic Association Company Limited by Guarantee Notes to the Financial Statements (CLv¥thRu6dJ Year ended 31 March 2025 27. Relatgd partlos During the year the followng connected parties and transactions were identified.. Marg Sat Santokh Manufacturers A company in which the Iruslees J S Bhinder and P S Jutti were directors. Guru Nanak Nishkam Sewak Jatha IBim7inghaml UK An unincorporated charity in which the trustees J S Bhinder and P S Jutti were Iruslees. Ni$hkam Schools Multl Academy Trust A charity in whi¢h Upkar Singh Pardesi was a trustee and governor and Shaminder Rai wag a govemor. Nishkam Security Limited 25°A owned subsidiary of Nishkam Civic Assoaatton. Nishkam Healthcare Trust A Charity and ils subsidiaries which share a common subsidiary wrf(h Nishkam Civic Association in Nishkam Security Limited and in which Bhai Sahib Mohinder Singh Ahluwalia is also a Patron. GunE Nanak Nlshkam Educatlon Trust A charitable company in which trustee J S Bhinder is a director and a trustee. Transaction5 Wrth related parties are as follows.. 2025 2024 Guru Nanak Nishkam Sewak Jatha (Bimiinghaml UK Don81ions received Marg Sal Sanlokh Manufacturers Services purchases Nishkam Security Limited Services purchased Nishkam Schools Multi Academy Trust Services provided Nishkam Healthcare Tnjst Grants Received Consultancy services purchased Services provided 200,000 100,000 776 10,333 10,479 1,011 1,521 8,125 24,375 2,500 541 1,596 2025 2024 Nishkam Security Limited Monies owed from Nishkam Healthcare Trust Monies owed lo Monies owed from 671 2,500 2,200 1.800 28. Controlllng party The Trustees consider that the charity is jointly controlled by the Trustees and there is no ultimate controlling party. Nishkam Civic Association Annual Report page 65
.411 MOREABOUT US Phone Email 0121-5154229 info@ncauk.org Website Address www.ncauk.org 6 Soho Road, B219BH, Birmingham