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## CONTENTS 

Pages 

|Chairman's Statement|3to4|
|---|---|
|Report ofthe Trustees|Sto 13|
|Report ofthe IndependentAuditors|14 to 17|
|Statement of Financial Activities|18|
|Balance Sheet|19|
|Cash flow Statement|20 to 21|
|Notes to the Financial Statements|22 to 34|
|DetailedStatementofFinancialActivities|35to36|



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## CHAIRMAN’S STATEMENT- 2020 - 2021 

Bhai Sahib, Bhai Mohinder Singh OBE KSG Nishkam Civic Association 


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On behalf of the Nishkam Civic Association (NCA) Board it gives me pleasure to present this report for the period 2020 — 21. NCA was established in 2004 and has continued to remain grounded and focused on its founding mission — Civic Responsibility and Civic Engagement. This report attempts to share some of the challenges that Covid-19 pandemic impacted on whole of humanity and successes and the associated impact that the work of NCA made to the lives of all communities locally, regionally, nationally and internationally. 

NCA prides itself on being able, willing and capable of boxing well beyond its means and capability. As a local charity, it is well-versed and synchronised with global issues and causes. One such area of interest and focus is the United Nations call on companies to play a role in meeting the Sustainable Development Goals (SDGs) by 2030, and business’s operational practices are just one piece of the impact. We consider ourselves to be compelled to create projects and movements that may be initially grassroots based but have potential to scale-up to make significant social change, whilst involving other stakeholders. The Nishkam model of working selflessly and collaboratively, whilst well rooted and tested within the Sikh history, requires revival and promulgating. 

The Sustainable Development Goals (SDGs), Jaunched by the United Nations in 2015, urge us to address poverty, hunger and climate change, among other issues central to human progress and sustainable development, such as gender equality, clean water and sanitation, and responsible consumption and production. 

The Government is progressively recognising the importance that civil society, the voluntary sector and religious faith groups plays in the empowerment, regeneration and development of our communities. Faith groups are now required to play an integral part in the Government’s post-Brexit agenda for promoting community and economic wellbeing, social justice and community cohesion. 

As Trustees of NCA, our role is to provide strategic direction, good governance and to oversee the processes and scrutinise the numbers. We do this to make ensure we are providing the best help we can, to the people who need it the most. We work closely with our executive team to aid the fundraising and income generation activities. With the Covid-19 global pandemic changing what will be “normal” in the future, we must plan to sustain and grow the NCA to meet the new challenges facing all our communities here in the UK and in developing countries. Over the next five years, there will also continue to be much uncertainty of economic growth and the implications of post-Brexit government policies. Whilst there was hope that the long period of austerity would be over in 2020, the evidence of economic decline and the repayment of the huge national debt arising from the Covid-19 crisis means that further and deeper cuts in funding of community services will become the new normal. 

We know from first-hand experience of working with communities that disadvantage and lack of targeted opportunities continue unabated. We all have to completely and radically restructure the use of buildings and how we cater for our community needs while protecting them and our staff from the spread of infections. We will have to do more with less via active volunteering and deploy our energy and creativity to developing new income streams to meet the needs of all communities. The Nishkam Civic Association will be at the forefront of advancing community and economic wellbeing, promoting interfaith and intra-faith dialogue and championing social justice and inclusion. 

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As we come to the end of this reporting period, we see a period of uncertainty and challenge on the horizon with Covid-19. We have seen the devastation it has caused globally and as a Board we are confident our team to remain agile and ftexible to adapt and navigate any pending crises. 

Our experience of working with communities that suffer from disadvantage and lack of targeted opportunities will not be fixed overnight. The social inequality and injustice, we fear, will be further exasperated by the Covid-19 pandemic. Charities have always been on the forefront of providing essential, life changing functions, however, with the ever-dwindling resources, the ever increasing need is placing huge demands on already stretched resources and capacities. During the year, many constructive strategic networks and partnership were developed at local and national levels which have enabled the NCA to go from strength to strength. 

The income for the year was £596,772 against outgoings of £484,494 therefore reporting a profit of £112,278. The team has had to remain innovative and challenging, whilst ensuring exemplary levels of engagement and service. 

We are proud that the NCA continues to fulfil its overall aim of improving the civic strength and wellbeing of the community by engaging, educating, empowering, enabling and uplifting. The organisation is recognised and seen by many as a real anchor organisation, trusted partner and regarded as an exemplar of what community and civic engagement should look like. 

The Board of Trustees wishes to acknowledge and applaud the work and dedication of the staff in managing the services provided, and also all the volunteers, without whom much of this great work would be impossible to achieve. The Trustees are also grateful to all the organisations which have supported the NCA with financial or voluntary support; with their help and with good management we have continued to deliver our core deliverables, and so we offer sincere thanks to all our staff, volunteers, supporters and friends. 

Finally, we must emphasise and credit the support and funding from the Guru Nanak Nishkam Sewak Jatha (GNNSJ}, without it providing financial resources to fund critical services to be provided to communities in most need, many projects would not come to fruition. The Management Team and members of the Board are grateful for the commitment, dedication and resilience staff and volunteers exhibited during a productive but challenging year. As always, the volunteering (Nishkam Sewa) aspect of NCA’s work is crucial to its very existence. We thank all who have helped deliver another year of selfless service to many communities that most needed assistance during a very challenging period in human history. 

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TRUSTEES REPORT: The trustees present their report with the financial Tomestment Polley.and objectives . statements of the charity: for the year ended 31 March Apartoy from retaining; a prudent amount in: reserves, all the 2021. The trustees have adopted the _ provisions_ charity's funds are intended; : to be‘i spentA in the short; term,A aLAZSSUAVIRE SHE RBAGHIG bo EHAPRIGE ‘SeaIeTBiE under the overarching policy of "service delayed is service of 8 p 8 oy ian denied". Consequently, there are no funds for long-term Ps Recommended Practice applicable me charities ae investment, although the Charity owns the premises from rine their accounts m accordance with the Financial Rewhich the charity operates and provides services from. porting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015). The costs defrayed by the Charity in the year in delivering the charitable activities and support costs were £484,494 REFERENCE AND ADMINISTRATIVE DETAILS leaving a surplus of £112,278. Total reserves funds Registered Company number are £3,673,616 which the Trustees consider adequate 04378505 (England and Wales) to support the charity’s ongoing objectives. Registered Charity number Going concern 1100307 The accounts have been prepared on the basis of being a going concern. The Trustees confirm that they have taken Registered Office into account all available information about the future for 6 Soho Road, Birmingham West Midlands B21 9BH at least 12 months from the date of the accounts were approved and conclude that there is no uncertainty relating Trustees and and Directors to going concern. 

## Trustees and and Directors 

Bhai Sahib, Bhai (Or) Mohinder Singh Ahluwalia OBE KSG, Chairman Pay policy for senior staff Prof Upkar Singh Pardesi , Vice Chairman The pay of staff is reviewed annually by the Management Mr Parminder Singh Jhutti Team and increased as and where appropriate. The senior MrJarnail Singh Bhinder management pay is reviewed by the Board of Trustees. All Mrs Parmjit Kaur Bahia directors give their time freely and no director received reMr Sandeep Singh Virdee muneration in the the year. Mr Gurinder Singh Mandla Dr Gopinder Kaur Sagoo Risk management Mr Shaminder Singh Rai BEM The trustees actively review the major risks which the Miss Hernam Kaur Najran charity faces on a regular basis and believe that maintaining reserves at current levels, combined with an annual review Auditors of the controls over key financial systems, will provide Stanley Yule Chartered Accountants sufficient resources in the event of adverse conditions. The Registered Auditors trustees have also examined other operational and business Waterside Busines PAK risks faced by the charity and confirm that they have 1649 Pershore Road established systems to mitigate the significant risks. B30 3DR Governing;; document The charity is controlled by its governing document, a deed FINANCIAL REVIEW REVIEW of trust, and constitutes limited company, limited by Reserves Policy guarantee, as defined defined by the Companies the Companies Companies Act 2006. 2006. 

The pay of staff is reviewed annually by the Management Team and increased as and where appropriate. The senior management pay is reviewed by the Board of Trustees. All directors give their time freely and no director received remuneration in the the year. 

Governing;; document The charity is controlled by its governing document, a deed FINANCIAL REVIEW REVIEW of trust, and constitutes limited company, limited by Reserves Policy guarantee, as defined defined by the Companies the Companies Companies Act 2006. 2006. The present level of funding is adequate for the future activities of the charity and is assessed by the trustees ona _—_ Related Parties regular basis. To avoid the necessity of realising fixed assets The charity set out its related party transaction in note 21 of held for the charity's use, the trustees endeavour toretain _ the financial statements. net current assets equating to approximately 3 - 6 months unavoidable running costs. The trustees monitor the cash STRUCTURE, GOVERNANCE and MANAGEMENT flows on a regular basis and are satisfied that sufficient | Recruitment and appointment of Management Committee resources are held. The directors of the company are afso charity trustees for the purposes of charity law and under the company’s ArtPrincipal funding sources icles are known as members of the Management CommitThe Charity's funding comes from various sources, inthe tee. Under the requirements of the Memorandum and Artform of grants from public bodies funding specific icles of Association the minimum and maximum members of community initiatives, revenues from the use of the the Management Committee shall be determined by the charity's facilities and donations from the public and other + company in Annual General Meeting, but until so fixed there connected charities. shall be no maximum number and the minimum number of members of the council shall be three. All member of the Fundraising Management Committee give their time voluntarily and reNo fundraising events or activities took place in the year. 5 ceived no benefits from the charity. 



## Navigating a Global Pandemic 

The NCA had been carefully watching the pandemic and the subsequent impact unfold in China. Establishing an understanding of what was to come, how this may impact day to day life for our client groups, both nationally and globally. In March 2020 this became our reality as the country went into its first lockdown. A critical review of our services and sustainability found that we would expect a £100k reduction in earned income via our social enterprises and leading to a serious disruption to usual business. 

As a charity we knew we hada role to play in supporting the communities through this once in a life time pandemic which will affect us all in some way. Through leadership at Board level and Senior Management team, a short and long term plan was developed to ensure service continuation and a very robust grant funding plan to leverage funding to support new services which had been identified and to support the continuation of critical existing services. The Job Retention Scheme was maximised to safeguard jobs where possible, helping to mitigate some of the loss of earned income. 

Through an extremely focused approach to grant funding we were able to secure funding to develop and deliver 15 short term projects to support individuals through the most critical time during COVID-19. The majority of grant funders adapted their funding streams to focus on COVID-19 emergency funding and recognised the need to provide funding to support organisations to reposition themselves from a service and sustainability perspective. 

The Nishkam family (staff and volunteers) spirit was particularly evident, exhibiting great resilience and collaboration to support each other and also demonstrating an ability to continually adapt, with an overarching sense of purpose. Working very closely with our IT support provider E.conker.com we quickly adapted telephone lines, restructured methods of supporting our clients remotely via telephone and internet. We attempted to be continually creative by utilising different mediums to communicate and connect with client groups. A critical focus was implemented to upgrade technology ensuring staff had laptops and the corresponding required set up to work from home effectively and safely. 

Working closely with volunteer subject matter experts we were also able to develop and deliver novel courses and services to generate income and build capacity and capability across the sector. 

NCA has always advocated self reliance through capacity building and enticing a change in mindset to take greater responsibility where possible to manage their own affairs. This approach supported the transition from face to face services to then accessing services remotely, using new ways to communicate to acquire support. We need to recognise this behavioural change and explore ways to actively grow and sustain this approach which will benefit our client groups in the future as it is clearly apparent that COVID-19 provides a long term challenge, especially with the development of new variants. 

As an organisation it has allowed time to critically review and reposition the organisation, reprioritise and refocus through our new strategic plan developed in light of COVID-19, helping to guide and navigate our clients through the next few years. As an organisation we need to remain agile and embrace technology to meet the ever changing demands of the community. COVID-19 has shone a spotlight by further amplifying existing social, educational, economic, and health inequalities. 

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## COVID-19 Resilience Community Programme 

The Nishkam Centre, together with the global population has been deeply affected by the COVID-19 pandemic. The concerns that the Nishkam Centre attempts to combat have been further intensified by the widespread isolation of the population. 

Communities have had to cope with a multitude of physical, financial, mental and emotional pressures from the confinements of their home. In accordance with the ethos of the Nishkam Centre, an imperative conscious decision was made to ensure the continual adaptation of services, allowing the administration of the highest quality of support to Birmingham’s vulnerable BAME communities. All decisions were made with total compliance to Governmental guidelines, by implementing risk assessment protocols at every stage. 


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The centre has been redesigned to allow the transformation of the services to a virtual state, often from remote settings. Although the Nishkam Centre has been partially closed, the staff and volunteers have been busier and more driven than ever before by delivering services remotely. All services offered were transformed and delivered virtually and when the Governmental guidelines permitted, a blended approach was often taken to deliver the services. Although the varying individual circumstances have been different and has posed a challenge, we have been continually and consistently open minded to provide a tailored service to benefit clients as much as possible in the given national situation. 

## Nishkam Centre Support Team 

The Reception calls for NCA were redirected to staff phones working remotely. This ensured that any individual that required support was able to contact and access support during critical times. 

The lines were open from 09:00 to 18:00 Monday to Friday and al! Bank Holidays. Calls were logged and emailed to the relevant departments. At the end of the week calls were divided and recorded into three categories IAG, Food and other Departments. 

## Over the 12 month period staff answered over 3000 calls. 

This service was adapted to provide a central support hub, from which they were diverted to the appropriate signposted subdivisons. The range of support queries ranged from food parcels, requests for advice and advocacy, courses, emotional wellbeing, family support hub and much more. 

The centre support team carried out risk assessments, ensuring compliance with COVID-19 guidelines, thus allowing the safe opening of the centre when appropriate, always with the intention of delivering services in a very safe and managed manner. The work of the centre support team ensured services remained accessible and well coordinated to establish the best outcome for the caller. 

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## COVID-19 Check In Calls 

Wellbeingbe ‘©i Calls Understanding the challenges people were facing, we attempted to bridge the isolation effects as much as possible by contacting 761 people over telephone. 

Destruction of social dynamics and a reduction in physical exercise opportunity has led to rising levels of anxiety, depression, stress and family issues. Coupling this with the devastating loss of life and the accompanying grief for many individuals, it has been an extremely tough period 

Subsequently it has been key to listen to individuals with empathy and direct them to other mediums of support if required. 

Food parcels were arranged for those who required it, 

and emotional support and information about key 

beneficial courses were delivered. 

Moving forward it is critical to be mindful of long term effects the pandemic has had on emotional wellbeing and attempt to tackle this as the country moves out of lockdown. 

## Sikh Rogi Aasra (Chaplaincy Service) 

Nishkam Sikh Rogi Aasra (Chaplaincy Services) was We have reached out to a total of 337 clients from adapted to offer a listening ear remotely, a diverse community with lasting affect approach. providing much needed supportive care to a A total of 1923 telephone support calls were diverse community, delivered by trained made. volunteer chaptains throughout the UK, who have ; ; ; served with commitment, dedication and Due to COVID-19 clients have been isolated which powerful faith values of compassion, truthfulness, has had an effect on their families and social life. kindness, empathy and humility, sacrificing their We found through our support, clients were able time for others for the love of God in the spirit of to offload and discuss through their concerns, “Sarbat Da Bhalla”. build on their resilience and become more optimistic. This allowed them to modify their The project provided: religious and spiritual care, behaviour pattern which was built on a strong support during COVID-19 isolation, illness, end of foundation of good virtues. We felt through faith life care, bereavement and and funeral support. It was was led value support our clients were able to build a imperative to befriend and support the the elderly rapport with us, giving them an opportunity to and aid them in facing challenges challenges posed during open up and share their concerns rather the the pandemic. bottle them up which in turn would have had a knock-on effect on their health. 

The project provided: religious and spiritual care, support during COVID-19 isolation, illness, end of life care, bereavement and and funeral support. It was was imperative to befriend and support the the elderly and aid them in facing challenges challenges posed during the pandemic. 

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## Advocacy Support _and Empowerment Plus (ASEP) 

Our greatest challenge is funding, our funding from The National lottery Fund ended The Advocacy Support and Empowerment Plus (ASEP) 31.03.2021. We were able to secure some project is a first-class client centred service which delivers funding from Nationwide community Fund advice and guidance on matters relating to welfare benefits, but this will only allow for a reduced service housing and debt. up to November 2021. Despite the unprecedented times, the centre has This is extremely worrying given the increase continued, without a break in service to deliver to meet the : wdemand and tsunamtof welfare claims demands of the local and diverse community. In spite of the when furlough comes to an end in September pandemic, the demand for the service has progressively 2021. increased with an average of 8-13 new cases weekly. This demonstrates the necessity for a neutral, culturally *inicpau alensecontaun webbagpeonls sensitive advice service within the local community. Prelik y , difficult d SfPING. RESE,Ploy YOU COVID-19, a face to face approach was taken, however this ike me, inmy amast ifficu ; wi was adapted to a virtual; setting.A neverface any3 difficulties but if you do, Nonetheless, clients were tutored in depth to understand someone will be there[for][you][ too][ as][ yeu][ have] and feel more confident in dealing with their respective been here[for] me. Thank you to the Nishkam citations: Centre for helping people like me. | will pray New pathways have been developed and we have worked sar vaiel closely with other projects and organisations. Feedback by clients has shown a increase in capability and confidence of “Thank you, but it is too little to express how 71% and 85% respectively. | feel, icannot express how happy you have We will continue to monitor the demands of the community made me, and how you have helped me, and tailor our approach to a hybrid service allowing for face taking away my worries. My gratitude is to face support for the most vulnerable and telephone overflowing, | can only repay you with my based for the majority. heartfelt prayers”. [casesOnened fa ida[=i] 

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## The South Asian Family Support Hub 

> Thetackle South numerousAsian issuesFamily Supportvarying in Hub complexityattempts in to a culturally sensitive manner. COVID-19 has had a catastrophic effect on all communities, However, it is widely reported that there has been a particularly detrimental effect to BAME families. 

The aim has been to alleviate issues and implement positive frameworks to improve quality of life, despite the conditions many find themselves within the COVID-19 pandemic. The Centre has worked closely with local schools, the Birmingham City Council Children’s Trust, nonstatutory organisations and local forums to; 

## Feedback; 


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   - -56% noted improvement in physical health 

- Build positive family relationships 

- Support earlier intervention to avoid escalation 

- Improve educational attainment, attendance and punctuality 

- Reduce deprivation and poverty 

-66% noted improvement in mental health / emotional wellbeing ~©3%50% feltfelt more more confidentconfident SMAcoping withRIB BpCOVID-19OxISNIT SSUES -100% of clients wanted the project to continue Due to this research, we will continue to grow and support the individual needs of the South Asian community 

- Improve emotional and mental wellbeing 

- Signposting for specialist support services e.g., Domestic abuse, Grooming and Substance Abuse 

- Ensure saf di d id t safeguardingSSeeR USEINGand childANGprotectionPIOVICE Slessservices£0 

- - Provide improved access to statutory services to supplement a family, this includes, occupational therapy, social services and better housing 

“Rajinder came on board to support me in supporting my brother who is palliative. i cannot even begin to explain how much Rajinder has supported me on this challenging journey. He would be in consistent contact with me, just enough, never too intense, never not enough” 

- Support and strengthen families by implementing positive coping mechanisms around structure/routines. 

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## Nishkam Aasra Hub 

In natural society, it is always essential to recognise the During this short period of engagement, vulnerability of the elderly within a community. Addressing this we have already begun to see a positive has invariably been of vital importance, however COVID-19 has impactin their emotional wellbeing compounded this importance as many have faced long periods of , Aas continued isolation which can lead to a drastic increase in anxiety, @ | 1 | 4 ev depression and can lead to a mismanagement of existing health t Wi" \ hy. Se H fi conditions. ar) | Jagat Fi u Due to COVID-19 restrictions, many of the previous wellbeing ul is © GHEE services offered were not able to be implemented and there was [i a” PF | ipa , | limited access to places of worship. s ‘4 pee) oe BR te I | The Nishkam Centre has designed a new and unique project, in a oe igane: Wie: order to offer vital social interaction whilst being in total | \ 9 0 Jal 7 ie Si accordance with the Governmental guidelines. Three me =. Qs A programmes, each consisting of 12 one day sessions have been 4) SS ree \ aa i a executed to attempt to engage individuals in a range of Nia i workshops and discussions with an overarching goal of improving —“a4y wife for the first time in long time has mental, emotional and physical health. been able to stay at home alone since Activities and workshops include ; attending this programme. She is better 70% - Sikh Rogi Aasra — provide spiritual support in her Anxiety & Depression”. - Classical Music — LRG)! OE ga #1} rages |! ; a and Art Therapy 7 | ae mm e “ia.3 oF 7 ' - Access to Hot Meals i <i sg ai ie Sk During these programmes, those who required further support - | | apie ey were noted and linked to the appropriate subdivisions within the ® axe ae ae fay ag Nishkam Healthcare team. We will look to continually progress [gl ahd =|. tit K pe these workshops in accordance with Governmental restrictions. 4 CoS ae » ~ ol Learning and Development =@ \ Siege Learning and development is critical in providing a foundation of wy. 1 Pe, empowerment within communities that allows them to prosper ue IR and be successful. Our moto for Learning & Development is to — , Inspire, Educate and Empower. a , . By doing this, we can strive for greater equality and the Thecalni 5 CO-AuabE ANH Ronsisenthy Rawle advancement of deprived communities. HE BEST, SeUKER WE iis WHEMED IE Re Pre COVID-19, all courses were delivered 100% face to face, this eRe EA Pee. ranged from life skills (English Conversational and ICT) to “We were comfortable with our enrichment courses (Punjabi, Sewing, Vocal Coaching and Sitar teaching commitments and had Coaching) to professional courses (AAT accounting and gdapted to the revised method of Apprenticeships). Adapting to the changing circumstances led to delivery. We had regular contact with the creation of virtual courses and when possible a blended +4, ;ichkam Centre and were learning approach; consisting of alternating virtual and in person supported to perform our roles.” lessons. To maximise vital income, the centre successfully , developed and delivered a 100% virtual Lean Six Sigma Course, . . supporting income generation and developing the range of oh RD courses offered. ee mi, thus preventingAsout antoadditionalensure every asupport breakstudent in to progressionstudents,could access forlaptops/tablets allthe individualsvirtual werelearningloanedand CG LEAN Yo, Y, A further funded project ‘Doing things differently’, funded by the = o heart of England COVID-19 resilience project, was launched to 3 = establish a strong basis of confidence in English conversation and ac 6 O ‘2 ICT for those who struggle. As a result, various members of the o, AY community were able to overcome the increased social isolation oc oN by the fact that they could communicate with native speakers ¥ “3 ' with an increased proficiency and confidence. This has pelped to ie Analyz© 3 improve emotional and mental wellbeing. pense s 



## COVID-19 engagement with Sikh Community 

NCA was commissioned by Birmingham City Council and Public Health England to develop a range of COVID19 specific messages and engagement tailored for the Sikh community. 

Using our tacit knowledge and excellent networks across the Sikh community we designed and developed a range of key messages aligned to PHE priorities to promote better understanding of COVID-19 guidelines, provide accurate information for communities to make informed decisions to battle misinformation. 

The project used an multi channel approach using existing and new social media platforms, community TV stations, virtual meetings and interviews with community leaders and health professionals to provide balanced messaging in Punjabi and English. 

NCA worked closely with Healthy Brum and other partners to amplify messages and widen participation. Due to the overwhelming success of the project NCA has been granted an extension to continue to extend project delivery in 2021-22. 

## Civic Engagement 

During COVID-19 the need to work collaboratively was noticeably evident, and although key infrastructure across Birmingham City Council has been eroded over the years, the absence of the infrastructure became particularly apparent due to COVID-19. The charitable and faith sectors galvanised into action along with many members of the community. 

Through collective efforts the Nishkam Centre has been able to provide key services to support our communities and Strategic Civic Engagement, through existing relationships and networks it enabled collaboration across networks to provide coherent, consistent messaging and strategic collaborations for the greater good. 

- Birmingham City Council 

- ¢ Director of Public Health 

- West Midlands Police 

- ¢ West Midlands Combined Authority 

- ¢ Birmingham Voluntary Sector Council 

- ¢ NHS to share critical information and support Chaplaincy work 

- National Spirituality and Mental Health Forum 

- West Midlands Together Steering Group 

- Birmingham Faith Leaders Group 

- ¢ Birmingham Council of Faiths 

- West Midlands Police 

- Faith Action Advisory Board 

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## Nishkam Civic Association 

## Report of the Trustees For the year ended 31 March 2021 

## STATEMENT OF TRUSTEES RESPONSIBILITIES 

The trustees (who are also the directors of Guru Nanak Nishkam Education Trust for the purposes of company /aw) are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice}, including Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland". 

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that period. In preparing those financial statements, the trustees are required to 

select suitable accounting policies and then apply them consistently; 

- : observe the methods and principles in the Charity SORP; 

- make judgements and estimates that are reasonable and prudent; 

- : state whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements; 

- prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charitable company will continue in business. 

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charitable company and to enabie them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. 

In so far as the trustees are aware: 

- there is no relevant audit information of which the charitable company's auditors are unaware; and - the trustees have taken al! steps that they ought to have taken to make themselves aware of any relevant audit information and to establish that the auditors are aware of that information. 

AUDITORS 

The auditors, Stanley Yule Chartered Accountants, will be proposed for re-appointment at the forthcoming Annual General Meeting. 

Report of the trustees, incorporating a strategic report, approved by order of the board of trustees, as the company directors, on MIND IN oe and signed on the board’s behalf by: Bhai[Sahib,] Ve[Bhi] Mohinder| if ,Siggh Ahluwalia, KSG, OBE, Chairman - Trustee 

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## Report of the Independent Auditors to the Members of 

## Nishkam Civic Association 

## Opinion 

We have audited the financial statements of Nishkam Civic Association (the ‘charitable company’) for the year ended 31 March 2021 which comprise the Statement of Financial Activities, the Balance Sheet, the Cash Flow Statement and notes to the financial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards {United Kingdom Generally Accepted Accounting Practice}, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland’. 

In our opinion the financial statements: 

- give a true and fair view of the state of the charitable company's affairs as at 31 March 2021 and of its incoming resources and application of resources, including its income and expenditure, for the year then ended; have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland’; and - have been prepared in accordance with the requirements of the Companies Act 2006. 

## Basis for opinion 

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK}) and applicable law. Our responsibilities under those standards are further described in the Auditors’ responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion. 

## Conclusions relating to going concern 

In auditing the financial statements, we have concluded that the trustees‘ use of the going concern basis of accounting in the preparation of the financial statements is appropriate. 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charitable company’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. 

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report. 

## Other information 

The trustees are responsible for the other information. The other information comprises the information included in the Annual Report, other than the financial statements and our Report of the Independent Auditors thereon. 

Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon, 

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard. 

## Opinions on other matters prescribed by the Companies Act 2006 

(n our opinion, based on the work undertaken in the course of the audit: 

the information given in the Report of the Trustees for the financial year for which the financial statements are prepared is consistent with the financial statements; and the Report of the Trustees has been prepared in accordance with applicable legal requirements. 

14 



## Report of the independent Auditors to the Members of Nishkam Civic Association 

## Matters on which we are required to report by exception 

In the light of the knowledge and understanding of the charitable company and its environment obtained in the course of the audit, we have not identified material misstatements in the Report of the Trustees. 

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion: 

- adequate accounting records have not been kept or returns adequate for our audit have not been received from branches not visited by us; or 

the financial statements are not in agreement with the accounting records and returns; or 

- certain disclosures of trustees’ remuneration specified by law are not made; or 

- we have not received all the information and explanations we require for our audit. 

## Responsibilities of trustees 

As explained more fully in the Statement of Trustees’ Responsibilities, the trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. 

In preparing the financial statements, the trustees are responsible for assessing the charitable company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so. 

15 



Report of the Independent Auditors to the Members of Nishkam Civic Association 

## Our responsibilities for the audit of the financial statements 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue a Report of the Independent Auditors that includes our opinion. Reasonable assurance is a high fevel of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements. 

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below: 

- Enquiry of management around actual and potential litigation and claims. 

Enquiry of management to identify any instances of non-compliance with laws and regulations. 

Performing audit work over the risk of management override of controls, including testing of journal entries and other adjustments for appropriateness, and reviewing accounting estimates for evidence of management bias. 

- Reviewing disclosures in the financial statements and testing to supporting documentation to assess compliance with applicable laws and regulations. 

- Reviewing leases, finance agreements and other such agreements to determine if any conditions attached, whether conditions are complied with, and to ensure disclosures in the financial statements are accurate. 

Checking all statutory submissions have been submitted on time and are complete. This includes submissions to HMRC and Companies House, 

- Checking existence and continued use of fixed assets and checking calculations of depreciation to ensure valuation of assets are at fair value. 

~ Reviewing Government support received as a result of the COVID-19 pandemic and checking compliance with conditions attached to such support and eligibility to receive such support. 

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements, or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be tess likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation. 

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at www.frc.org.uk/auditorsresponsibilities. This description forms part of our Report of the Independent Auditors. 

16 



Report of the Independent Auditors to the Members of Nishkam Civic Association 

## Use of our report 

This report is made solely to the charitable company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company's members those matters we are required to state to them in an auditors’ report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and the charitable company's members as a body,VAL for the opinions we have formed. 

lan Bidmead FCA (Senior Statutory Auditor) for and on behalf of Stanley Yule Chartered Accountants 

Statutory Auditors 

Waterside House Waterside Business Park 1649 Pershore Road Birmingham West Midlands B30 30R 

pate: 280.220 ON 

17 



## NISHKAM CIVIC ASSOCIATION 

Statement of Financial Activities for the year ended 31 March 2021 


**----- Start of picture text -----**<br>
|||||||||
|---|---|---|---|---|---|---|---|
|2021|2020|
|Unrestricted|Restricted|Total|Total|
|fund|fund|funds|funds|
|Notes|£|£|£|£|
|INCOME|AND|ENDOWMENTS|FROM|
|Donations|and|legacies|2|56,482|-|56,482|106,918|
|Charitable|activities|)|
|Charitable|Activities|457,229|.|457,229|128,509|
|Other|trading activities|3|20,551|.|20,551|150,941|
|Investment|income|4|24,210|38,300|62,510|61,269|
|Total|558,472|38,300|596,772|447,637|
|EXPENDITURE|ON|
|Raising funds|6|54,418|1,195|55,613|74,255|
|Charitable|activities|7|
|Support|Costs|116,576|-|116,576|99,523|
|Premises|Costs|36,326|-|36,326|73,528|
|Charitable|Activities|133,196|-|133,196|104,017|
|Governance|Costs|4,800|.|4,300|4,800|
|Finance|Costs|-|.|-|1,036|
|Staff Costs|137,983|-|137,983|135,488|
|Total|483,299|1,195|484,494|492,647|
|NET INCOME/(EXPENDITURE)|75,173|37,105|112,278|(45,010)|
|Transfers|between|funds|20|5,745|(5,745)|-|-|
|Net movement|in funds|80,918|31,360|112,278|(45,010)|
|RECONCILIATION|OF|FUNDS|
|Total|funds brought forward|2,978,051|583,287|3,561,338|3,606,348|
|TOTAL FUNDS CARRIED FORWARD|3,058,969|614,647|.|3,673,616|3,561,338|

**----- End of picture text -----**<br>


The notes form part of these financial statements 

18 



## NISHKAM CIVIC ASSOCIATION 

Balance Sheet 31 March 2021 


**----- Start of picture text -----**<br>
||||||||||
|---|---|---|---|---|---|---|---|---|
|2021|2020|
|Unrestricted|Restricted|Total|Total|
|fund|fund|funds|funds|
|Notes|£|£|£|£|
|FIXED ASSETS|
|Intangible|assets|14|26,233|-|26,233|5,405|
|Tangible|assets|15|2,972,502|-|2,972,502|2,990,857|
|Investments|
|Investments|16|1|-|1|af|
|Social|investments|17|-|492,252|492,252|492,252|
|2,998,736|492,252|3,490,988|3,488,515|
|CURRENT ASSETS|
|Debtors: amounts|falling due|within one year|18|30,988|-|30,988|25,622|
|Cash|at|bank and|in|hand|202,188|122,395|324,583|165,094|
|233,176|122,395|355,571|190,716|
|CREDITORS|
|Amounts|failing due within one year|19|(172,943)|-|(172,943)|{117,893}|
|NET CURRENT ASSETS|60,233|122,395|182,628|,|72,823|
|TOTAL ASSETS|LESS CURRENT|LIABILITIES|3,058,969|614,647|3,673,616|3,561,338|
|NET ASSETS|3,058,969|614,647|3,673,616|3,561,338|
|FUNDS|20|
|Unrestricted|funds:|
|General|fund|3,058,969|2,978,051|
|Restricted|funds:|
|Restricted|Fund|614,647|583,287|
|TOTAL FUNDS|3,673,616|3,561,338|

**----- End of picture text -----**<br>


The financial statements were approved by the Board of Trustees and authorised for issue on ee oe 2-5 and were signed on its behalf by: 

M S Ahluwalia - Trustée 

Upkar Singh Pardesi - Trustee 

The notes form part of these financial statements 

19 



## NISHKAM CIVIC ASSOCIATION 

Cash Flow Statement for the year ended 31 March 2021 


**----- Start of picture text -----**<br>
|||||||||
|---|---|---|---|---|---|---|---|
|2021|2020|
|Notes|£|£|
|Cash flows from|operating|activities|
|Cash generated from operations|1|223,538|6,095|
|Net|cash|provided|by|operating|activities|223,538|6,095|
|Cash|flows from|investing|activities|
|Purchase|of intangible|fixed assets|(24,000)|-|
|Purchase of tangible fixed assets|{40,049)|(2,701}|
|Net cash|used|in|investing|activities|(64,049)|(2,701)|
|Change|in cash|and|cash|equivalents|in|the|
|reporting|period|159,489|3,394|
|Cash|and|cash|equivalents at the|beginning of|
|the|reporting period|165,094|161,700|
|Cash|and|cash|equivalents|at the|end|of the|
|reporting period|324,583|165,094|

**----- End of picture text -----**<br>


The notes form part of these financial statements 

20 



## NISHKAM CIVIC ASSOCIATION 

## Notes to the Cash Flow Statement for the year ended 31 March 2021 

|4.|RECONCILIATION OFNETINCOME/(EXPENDITURE) TONETCASH FLOWFROM OPERATING ACTIVITIES|RECONCILIATION OFNETINCOME/(EXPENDITURE) TONETCASH FLOWFROM OPERATING ACTIVITIES|RECONCILIATION OFNETINCOME/(EXPENDITURE) TONETCASH FLOWFROM OPERATING ACTIVITIES|RECONCILIATION OFNETINCOME/(EXPENDITURE) TONETCASH FLOWFROM OPERATING ACTIVITIES||
|---|---|---|---|---|---|
|||||2021|2020|
|||||£|£|
||Net income/{expenditure) forthe reporting period (as per theStatementof||of|||
||Financial Activities)|||112,278|(45,010}|
||Adjustments for:|||||
||Depreciation charges|||61,577|54,565|
||(Increase)/decrease indebtors|||(5,366)|3,954|
||Increase/(decrease) in creditors|||55,049|{7,414}|
||Netcash provided byoperations|||223,538|6,095|
|Z|ANALYSISOFCHANGES IN NETFUNDS|||||
|||At|1.4.20|Cash flow|At 31.3.21|
||||£|£|£|
||Net cash|||||
||Cash at bankand in hand|165,094||159,489|324,583|
|||165,094||159,489|324,583|
||Total|165,094||159,489|324,583|



The notes form part of these financial statements 

21 



i, ACCOUNTING POLICIES 

## NISHKAM CIVIC ASSOCIATION 

Notes to the Financial Statements for the year ended 31 March 2021 

## Basis of preparing the financial statements 

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102} ‘Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland’ and the Companies Act 2006. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value. 

## Income 

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably. 

## Expenditure 

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charitycharity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources. 

## Allocation and apportionment of costs 

Support costs have been allocated between governance costs and other support costs. Governance costs comprise all costs involving the public accountability of the charity and its compliance with regulation and good practice. These costs include cost related to statutory audit and legal fees. 

## Tangible fixed assets 

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life. 


**----- Start of picture text -----**<br>
||||||||||
|---|---|---|---|---|---|---|---|---|
|Short|leasehold|-|straight|line|over the|life|of the|lease|
|Improvements|to|property|-|10% 0n|cost|
|Plant|and|machinery|-|20%|on|cost|
|Fixtures and|fittings|-|20% on|cost|
|Taxation|
|The|charity|is exempt from|corporation|tax|on|its|charitable|activities.|

**----- End of picture text -----**<br>


## Fund accounting 

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees. 

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes. 

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements. 

## Grants 

Revenue Grant is recognised in full in the Statement of Financial Activities in the year for which it is receivable and any abatement in respect of the period is deducted from income and recognised asa liability. 

22 



## NISHKAM CIVIC ASSOCIATION 

## Notes to the Financial Statements - continued 

## for the year ended 31 March 2021 

## a 

## ACCOUNTING POLICIES - continued 

## Grants 

Capital grants are recognised in full when there is an unconditional entitlement to the grant. Unspent amounts of capital grants are reflected in the balance sheet.. 

## Income and Expenditure Account 

The Statement of Financial Activities discloses the identical information of the Income and Expenditure Account and as such no separate Income and Expenditure Account has been prepared. 

## Going Concern 

The account have been prepared on the basis of being a going concern as outlined in the Trustees’ report. 

## Basic financial assets 

Short term debtors ar measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment. 

## Basic financial liabilities 

Short term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised costs using the effective interest method. 

## Impairment of assets 

At each reporting date fixed assets are reviewed to determine whether there is any indication that those assets have suffered an impairment loss. If there is an indication of possible impairment, the recoverable amount of any affected asset is estimated and compared with its carrying amount. If estimated recoverable amount is lower, the carrying amount is reduced to its estimated recoverable amount, and an impairment loss is recognised immediately in profit and loss account. 

## Donated Services 

Donated professional services and donated facilities are recognised as income when the charity has control over the item, any conditions associated with the donated item have been met and the receipt of economic benefit can be measured reliably. In accordance with the Charities SORP (FRS102), the general volunteer time of Volunteers is not recognised and refer to the trustee's annual report for more information about their contribution. 

## Pension Costs 

The Charity operates a defined contribution pension scheme, managed by Royal Scottish Life. Contributions payable to the Charity's pension scheme are charged to the unrestricted funds and are included in the Statement of Financial Activities in the period to which they relate. At the end of the period the Charity owed £3,332 (2020 - £3,330) to the pension provider. 

23 



## NISHKAM CIVIC ASSOCIATION 

## Notes to the Financial Statements - continued for the year ended 31 March 2021 

|ns|DONATIONSANDLEGACIES|||
|---|---|---|---|
|||2021|2020|
|||£|£|
||Donations|56,482|106,918|
|3.|OTHERTRADING ACTIVITIES|||
|||2021|2020|
|||£|£|
||Seminarsand presentations|:|65,331|
||Heritage|-|65|
||Learning anddevelopment|20,514|52,573|
||Gym Membership& activities|{243)|31,689|
||Other income|280|1,283|
|||20,551|150,941|
|4.|INVESTMENTINCOME|||
|||2021|2020|
|||£|£|
||Rents received|62,509|61,269|
||Bank Interest|1||
|||62,510|61,269|
|5.|INCOME FROM CHARITABLE ACTIVITIES|||
|||2021|2020|
|||Charitable|Charitable|
|||Activities|Activities|
|||£|£|
||Grants|487,229|128,509|



24 



## NISHKAM CIVIC ASSOCIATION 

## Notes to the Financial Statements - continued for the year ended 31 March 2021 

## 5. INCOME FROM CHARITABLE ACTIVITIES - continued 

## Grants received, included in the above, are as follows: 


**----- Start of picture text -----**<br>
|||||||
|---|---|---|---|---|---|
|2021|2020|
|£|£|
|Birmingham|City|Council|20,199|-|
|Heritage|Lottery|Fund|27,359|19,336|
|Access|to|Justice|Foundation|45,834|-|
|Power to change fund|25,000|-|
|IAG|105,448|108,923|
|UK Community|Foundation|18,960|-|
|Good|Things|Foundation|-|250|
|National|Lottery Community Fund|73,027|-|
|Trading|Income|Support Scheme|49,061|
|Heart|of|England|15,300|
|Coronavirus Job|Retention Scheme|_77,041|___8|
|457,229|128,509|
|2021|2020|
|£|£|
|Coronavirus|job retention scheme|77,041|-|

**----- End of picture text -----**<br>


Due to the Covid-19 pandemic, various Government grants and support schemes were put in place, to which the company was entitled to utilise and are included in charitable income. 

6. RAISING FUNDS 

## Other trading activities 


**----- Start of picture text -----**<br>
||||||
|---|---|---|---|---|
|2021|2020|
|£|£|
|Conferences|and|events|14,144|22,346|
|Learning|and|development|32,185|30,485|
|Gym|8,089|12,717|
|Heritage|&|Arts|-|7,050|
|54,418|72,598|
|Investment|management costs|
|2021|2020|
|£|£|
|Investment management|costs|1,195|1,657|
|Aggregate|amounts|55,613|74,255|

**----- End of picture text -----**<br>


25 



## NISHKAM CIViC ASSOCIATION 

Notes to the Financial Statements - continued for the year ended 31 March 2021 

## 7. CHARITABLE ACTIVITIES COSTS 


**----- Start of picture text -----**<br>
||||||
|---|---|---|---|---|
|Direct|Support|
|Costs|(see|costs|{see|
|note|8}|note|9}|Totals|
|£|£|£|
|Support|Costs|-|116,576|116,576|
|Premises|Costs|-|36,326|36,326|
|Charitable|Activities|133,196|-|133,196|
|Governance|Costs|-|4,800|4,800|
|Staff|Costs|-|137,983|137,983|
|133,196|295,685|428,881|
|&.|DIRECT COSTS|OF|CHARITABLE|ACTIVITIES|
|2021|2020|
|£|£|
|Grant|costs|133,196|79,517|
|Fundraising|costs|-|24,500|
|133,196|104,017|
|9,|SUPPORT COSTS COSTS|
|Governance|
|Management|costs|Totals|
|£|£|£|
|Support|Costs|116,576|-|116,576|
|Premises|Costs|36,326|-|36,326|
|Governance|Costs|-|4,800|4,800|
|Staff|Costs|137,983|:|137,983|
|290,885|4,800|295,685|
|10.|NET INCOME/(EXPENDITURE)|
|Net|income/{expenditure)|is|stated|after charging/({crediting):|
|2021|2020|
|£|£|
|Auditors'|remuneration|4,800|4,800|
|Depreciation|- owned|assets|58,404|53,792|
|Computer software|amortisation|3,172|773|

**----- End of picture text -----**<br>


## 9, SUPPORT COSTS COSTS 

26 



## NISHKAM CIVIC ASSOCIATION 

## Notes to the Financial Statements - continued for the year ended 31 March 2021 

## 11. TRUSTEES' REMUNERATION AND BENEFITS 

There were no trustees’ remuneration or other benefits for the year ended 31 March 2021 nor for the year ended 31 March 2020. 

## Trustees’ expenses 

There were no trustees’ expenses paid for the year ended 31 March 2021 nor for the year ended 31 March 2020. 

## 12. STAFF COSTS 


**----- Start of picture text -----**<br>
||||||
|---|---|---|---|---|
|2021|2020|
|£|£|
|Salaries and wages|123,640|122,182|
|Social|Security|costs|9,725|7,793|
|Pension|costs|5,835|5,553|
|135,488|135,488|

**----- End of picture text -----**<br>


The average number of employee during the year was: 


**----- Start of picture text -----**<br>
|||
|---|---|
|2021|2020|
|8|g|

**----- End of picture text -----**<br>


All employee time involves providing either support to the governance of the charity or support services to charitable activities. 

The trust considers its key management personnel comprise of the trustees and the Centre Director. The total employment benefits including employer pension contributions of the key personnel were £47,666 (2020 - £47,687. No employees had employee benefits in excess of £60,000. 

## 13. COMPARATIVES FOR THE FOR THE THE STATEMENT OF FINANCIAL ACTIVITIES FINANCIAL ACTIVITIES ACTIVITIES 


**----- Start of picture text -----**<br>
|||||||
|---|---|---|---|---|---|
|COMPARATIVES FOR THE FOR THE THE|STATEMENT OF FINANCIAL ACTIVITIES FINANCIAL ACTIVITIES ACTIVITIES|Unrestricted|Restricted|Total|
|fund|fund|funds|
|£|£|£|
|INCOME AND|ENDOWMENTS|FROM|
|Donations|and|legacies|106,918|-|106,918|
|Charitable|activities|
|Charitable|Activities|128,509|-|128,509|
|Other trading|activities|150,941|150,941|
|Investment|income|28,908|32,361|61,269|
|Tota!|415,276|32,361|447,637|

**----- End of picture text -----**<br>


27 



## NISHKAM CIVIC ASSOCIATION 

Notes to the Financial Statements - continued for the year ended 31 March 2021 

|13.|COMPARATIVES FORTHESTATEMENT OF FINANCIALACTIVITIES - continued|COMPARATIVES FORTHESTATEMENT OF FINANCIALACTIVITIES - continued|||
|---|---|---|---|---|
|||Unrestricted|Restricted|Total|
|||fund|fund|funds|
|||£|£|£|
||Raisingfunds|72,598|1,657|74,255|
||Charitable activities||||
||Support Costs|99,523|-|99,523|
||Premises Costs|73,528|-|73,528|
||Charitable Activities|104,017|:|104,017|
||Governance Costs|4,800|-|4,800|
||Finance Costs|1,036|-|1,036|
||Staff Costs|135,488|-|135,488|
||Total|490,990|1,687|492,647|
||NETINCOME/(EXPENDITURE}|(75,714)|30,704|(45,010)|
||RECONCILIATION OF FUNDS||||
||Totalfundsbroughtforward|3,053,765|$52,583|3,606,348|
||TOTALFUNDS CARRIED FORWARD|2,978,051|583,287|3,561,338|
|14,|INTANGIBLE FIXEDASSETS||||
|||||Computer|
|||||software|
|||||£|
||COST||||
||At 1 April 2020|||7,722|
||Additions|||24,000|
||At 31 March 2021|||31,722|
||AMORTISATION||||
||At 1 April2020|||2,317|
||Charge foryear|||3,172|
||At 31March 2021|||5,489|
||NETBOOKVALUE||||
||At 31 March 2021|||26,233|
||At31March2020|||5,405|



28 



## NISHKAM CIVIC ASSOCIATION 

Notes to the Financial Statements - continued for the year ended 31 March 2021 

## 15. TANGIBLE FIXED ASSETS 

|TANGIBLE FIXED ASSETS||||
|---|---|---|---|
|||Improvements||
|||to|Plant and|
||Leasehold|property|machinery|
||£|£|;|
|COST||||
|At 1April2020|3,998,169|57,606|38,519|
|Additions|:|-|40,049|
|Disposals|:|-|(4,591)|
|Reclassification|:|:|585|
|At 31 March 2021|3,998,169|57,606|74,562|
|DEPRECIATION||||
|At 1 April 2020|1,037,927|40,780|28,061|
|Charge foryear|39,982|5,761|12,065|
|Eliminated on disposal|-|:|(4,591)|
|Reclassification/transfer|:|-|234|
|At 31 March 2021|1,077,909|46,541|35,769|
|NETBOOKVALUE||||
|At 31 March 2021|2,920,260|11,065|38,793|
|At 31 March 2020|2,960,242|16,826|10,458|
||Fixtures|||
||and|Motor||
||fittings|vehicles|Totals|
||£|£|£|
|COST||||
|At 1 April 2020|5,037|14,700|4,114,031|
|Additions|-|-|40,049|
|Disposals|(4,452)|-|(9,043)|
|Reclassification|(585)|-|-|
|At 31 March 2021|-|14,700|4,145,037|
|DEPRECIATION||||
|At 1 April 2020|4,686|11,720|1,123,174|
|Chargeforyear|-|596|58,404|
|Eliminated ondisposal|(4,452)|-|(9,043)|
|Reclassification/transfer|(234)|-|-|
|At 31 March 2021|-|12,316|1,172,535|
|NETBOOKVALUE||||
|At 31 March 2021|-|2,384|2,972,502|
|At31March2020|351|2,980|2,990,857|



29 



## NISHKAM CIVIC ASSOCIATION 

## Notes to the Financial Statements - continued 

for the year ended 31 March 2021 

## 16. FIXED ASSET INVESTMENTS 


**----- Start of picture text -----**<br>
|||||||||
|---|---|---|---|---|---|---|---|
|Shares|in|
|group|
|undertakings|
|£|
|MARKET VALUE|
|At|1|April|2020 and|31|March|2021|i|
|NET BOOK VALUE|
|At|31|March|2021|1|
|At|31|March|2020|HE|

**----- End of picture text -----**<br>


There were no investment assets outside the UK. 

The company's investments at the balance sheet date in the share capital of companies include the following: 

Nishkam Security Limited 

Registered office: Nature of business: Providers of site security 


**----- Start of picture text -----**<br>
|||||||
|---|---|---|---|---|---|
|%|
|Class|of share:|holding|
|Ordinary|25|
|2021|2020|
|£|£|
|Aggregate|capital|and|reserves|59,655|31,601|
|Profit for|the year|28,052|19,845|

**----- End of picture text -----**<br>


Nishkam Security Limited is a company that provides security services to the various charities operated from the Soho Road Campus under the lead charity Guru Nanak Nishkam Sewak Jatha (Birmingham) UK. The remaining share holding is split between the associated charities that utilise the services of this company. 

## 17. SOCIAL INVESTMENTS 


**----- Start of picture text -----**<br>
||||||||||
|---|---|---|---|---|---|---|---|---|
|Other|
|investments|
|£|
|MARKET VALUE|
|At|1|April|2020|and|31|March|2021|492,252|
|NET BOOK VALUE|
|At|31|March|2021|492,252|
|At|31|March|2020|492,252|

**----- End of picture text -----**<br>


The Charity has taken part in the Empty Homes Community Grants Programme. The grant is a restricted grant for the purpose of bringing empty homes back into use. The total grant funding agreed by the Department for Communities and Local Government has been set at £550,000 to bring at least 5 empty homes or 16 units back into use. The Charity has not acquired further properties under the scheme in the year. 

30 



## NISHKAM CIVIC ASSOCIATION 

## Notes to the Financial Statements - continued for the year ended 31 March 2021 

## 18. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR 


**----- Start of picture text -----**<br>
|||||||
|---|---|---|---|---|---|
|2021|2020|
|£|£|
|Trade|debtors|14,128|11,934|
|Other|debtors|4,345|5|
|Prepayments|12,515|13,683|
|30,988|25,622|
|19.|CREDITORS: AMOUNTS|FALLING|DUE WITHIN ONE YEAR|
|2021|2020|
|£|£|
|Trade|creditors|23,996|18,443|
|Socia!|security and|other taxes|10,958|9,266|
|Other creditors|10,659|§5,129|
|Deferred|income|16,234|12,335|
|Accrued|expenses|10,645|18,670|
|Deferred|government grants|100,451|4,050|
|172,943|117,893|
|20.|MOVEMENT|IN|FUNDS|
|Net|Transfers|
|movement|between|At|
|At|1.4.20|in|funds|funds|31.3.21|
|£|£|£|£|
|Unrestricted funds|
|General|fund|2,978,051|75,173|5,745|3,058,969|
|Restricted|funds|
|Restricted|Fund|583,287|37,105|(5,745)|614,647|
|TOTAL FUNDS|3,561,338|112,278|:|3,673,616|

**----- End of picture text -----**<br>


31 



## NISHKAM CIVIC ASSOCIATION 

Notes to the Financial Statements - continued for the year ended 31 March 2021 


**----- Start of picture text -----**<br>
||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
|20.|MOVEMENT|IN|FUNDS-|continued|
|Net movement|in|funds,|included|in|the|above|are|as|follows:|
|Incoming|Resources|Movement|
|resources|expended|in funds|
|£|£|£|
|Unrestricted|funds|
|General|fund|558,472|(483,299)|75,173|
|Restricted|funds|
|Restricted|Fund|38,300|(1,195)|37,105|
|TOTAL FUNDS|596,772|(484,494)|112,278|
|Comparatives for movement|in|funds|
|Net|
|movement|At|
|At|1.4.19|in|funds|31.3.20|
|£|£|£|
|Unrestricted|funds|
|General|fund|3,053,765|(75,714)|2,978,052|
|Restricted|funds|
|Restricted|Fund|552,583|30,704|583,287|
|TOTAL FUNDS|3,606,348|(45,010)|3,561,338|
|Comparative|net|movement|in|funds,|included|in|the above|are|as|follows:|
|Incoming|Resources|Movement|
|resources|expended|in|funds|
|£|if.|£|
|Unrestricted|funds|
|General|fund|415,276|(490,990}|{75,714)|
|Restricted|funds|
|Restricted|Fund|32,361|(1,657)|30,704|
|TOTAL FUNDS|447,637|(492,647)|(45,010)|

**----- End of picture text -----**<br>


32 



## NISHKAM CIVIC ASSOCIATION 

## Notes to the Financial Statements - continued for the year ended 31 March 2021 

## 20. MOVEMENT IN FUNDS - continued 

Acurrent year 12 months and prior year 12 months combined position is as follows: 


**----- Start of picture text -----**<br>
|||||||
|---|---|---|---|---|---|
|Net|Transfers|
|movement|between|At|
|At|1.4.19|in|funds|funds|31.3.21|
|£|£|£|£|
|Unrestricted|funds|
|General|fund|3,053,765|(541)|5,745|3,058,969|
|Restricted|funds|
|Restricted|Fund|552,583|67,809|(5,745)|614,647|
|TOTAL|FUNDS|3,606,348|67,268|-|3,673,616|

**----- End of picture text -----**<br>


A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows: 


**----- Start of picture text -----**<br>
||||||
|---|---|---|---|---|
|Incoming|Resources|Movement|
|resources|expended|in|funds|
|£|£|£|
|Unrestricted|funds|
|General|fund|973,748|(974,289)|(S41)|
|Restricted|funds|
|Restricted|Fund|70,661|{2,852)|67,809|
|TOTAL FUNDS|1,044,409|(977,141)|67,268|

**----- End of picture text -----**<br>


21. RELATED PARTY DISCLOSURES 

During the year the following connected parties and transactions were identified: 

## Marg Sat Sabot Manufacturers 

Acompany in which the trustees Mohinder Singh Ahluwalia, JS Bhinder and P S Jutti were directors. Guru Nanak Nishkam Sewak Jatha (Birmingham) UK 

An unincorporated charity in which the trustee Mohinder Singh Ahluwalia, J S$ Bhinder and P S Jutti were trustee. 

Nishkam School Trust 

A charity in which the trustee Mohinder Singh Ahluwalia was the patron, Upkar Singh Pardesi was a trustee and governor and Shaminder Rai was a governor. 

Nishkam Security Limited 

25% owned subsidiary of Nishkam Civic Association. Nishkam Healthcare Trust 

A charity and its subsidiaries in which the trustee Mohinder Singh Ahluwalia has significant influence. Guru Nanak Nishkam Education Trust 

A charitable company in which trustee Mohinder Singh Ahluwalia was a trustee and director and J S$ Bhinder a trustee. 

33 



## NISHKAM CIVIC ASSOCIATION 

## Notes to the Financial Statements - continued 

for the year ended 31 March 2021 

## 21. RELATED PARTY DISCLOSURES - continued 

||2021|2020|
|---|---|---|
||£|£|
|Ouring the yearthe charity provided the following services:|||
|Nishkam School Trust|1,635|20|
|Guru Nanak Nishkam Education Trust|-|210|
|Nishkam Healthcare Trust|:|637|
|MargSat Santokh Manufacturers Ltd|-|13|
|During the yeartheCharityreceivedthe following donation:|||
|Guru Nanak Nishkam<br>Sewak Jatha (Birmingham) UK|50,000|100,000|
|Duringtheyear the charity purchasedthefollowing services:|||
|Nishkam Security Limited|7,500|8,125|
|Nishkam Healthcare Trust|900|-|
|Marg Sat Santokh Manufacturers Ltd|9,814||
|Atthe end ofthe yearthe followingamounts wereowed to Nishkam Civic Association:|||
|Nishkam Security Limited|-|1,610|
|Nishkam Healthcare Trust|-|7S|
|Attheend oftheyear the followingamountsweredue byNishkam Civic Association:|||
|Guru Nanak NishkamSewakJatha (Birmingham) UK|-|24,500|
|Marg Sat Sabot Manufacturers Ltd|3,696||
|GuruNanakNishkamEducationTrust|-|70|



## 22. ULTIMATE CONTROLLING PARTY 

The Trustees consider that the charity is jointly controlled by the Trustees and there is no ultimate controlling party. 

34 



## NISHKAM CIVIC ASSOCIATION 

## Detailed Statement of Financial Activities for the year ended 31 March 2021 

||2021|2021|2020|
|---|---|---|---|
|||£|£|
|INCOMEAND ENDOWMENTS||||
|Donations and legacies||||
|Donations||56,482|106,918|
|Othertrading activities||||
|Seminars and presentations||-|65,331|
|Heritage||-|65|
|Learning and development||20,514|$2,573|
|Gym Membership& activities||(243)|31,689|
|Other income||280|1,283|
|||20,551|150,941|
|Investmentincome||||
|Rents received||62,509|61,269|
|Bank Interest||1|-|
|||$2,510|61,269|
|Charitable activities||||
|Grants|457,229||128,509|
|Total incomingresources|596,772||447,637|
|EXPENDITURE||||
|Othertrading activities||||
|Conferences and events||14,144|22,346|
|Learningand development||32,185|30,485|
|Gym||8,089|12,717|
|Heritage& Arts||-|7,050|
|||54,418|72,598|
|investmentmanagement costs||||
|Investmentmanagementcosts||1,195|1,657|
|Charitable activities||||
|Grant costs|133,196||79,517|
|Fundraisingcosts|<|:|24,500|
||133,196||104,017|



This page does not form part of the statutory financial statements 

35 



## NISHKAM CIVIC ASSOCIATION 

## Detailed Statement of Financial Activities for the year ended 31 March 2021 


**----- Start of picture text -----**<br>
||||||||
|---|---|---|---|---|---|---|
|2021|2020|
|£|£|
|Support|costs|
|Management|
|Wages|133,365|129,935|
|Pension|4,618|5,553|
|Rates,|water|and|service|charges|$91|27,504|
|Insurance|15,445|7,172|
|Light and|heat|28,066|38,307|
|Telephone|5,308|5,350|
|Stationery,|printing and|postage|655|2,515|
|Sundries|812|2,032|
|Motor expenses|43|492|
|Premises|repairs|and|renewals|7,669|Tdi?|
|Training|and welfare|-|53|
|Cleaning|5,684|2,747|
|IT support|12,385|9,692|
|Subscriptions|539|833|
|Equipment|expenses|36|236|
|Hire|of equipment|143|143|
|Bank charges|941|1,036|
|Legal|and|professional|fees|581|367|
|Security|6,486|8,125|
|Accountancy|fees|5,941|5,201|
|Computer software|3,172|772|
|Short|leasehold|39,982|39,982|
|Improvements to property|5,761|5,761|
|Plant and|machinery|12,066|7,188|
|Fixtures|and|fittings|-|117|
|Motor|vehicles|596|74S|
|290,885|309,575|
|Governance|costs|
|Auditors’|remuneration|4,800|___4,800|
|Total|resources expended|484,494|492,647|
|Net income/{expenditure)|112,278|(45,010)|

**----- End of picture text -----**<br>


* 

This page does not form part of the statutory financial statements 

36