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2021-12-31-accounts

The Safe Anchor Trust Limited

(Limited by Guarantee)

Financial Statements 31 December 2021 Together with Trustees and Independent Examiner's reports

Company Registered number: 4700044

Registered Charity number: 1100071

The Safe Anchor Trust Limited

Contents
Report of the Trustees
Independent Examiner's Report
Statement of Financial Activities
Balance Sheet
Notes to the Financial Statements
Pages
1-6
7
8
9
10-14

Page 1

The Safe Anchor Trust Limited

Report of the Trustees for the year ended 31 December 2021

The Trustees present their report together with the financial statements of the Charity for the year ended 31st December 2021.

The accounts have been prepared in accordance with FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" ("FRS 102"), "Accounting and Reporting by Charities" the Statement of Recommended Practice for charities applying FRS 102 and the Companies Act 2006 as applies from 1 January 2015. The company is a Public Benefit Entity as defined by FRS 102.

Reference and Administration Information

Charity Registration Number:

1100071

Company Registration Number: 4700044

Directors and Trustees

The Directors of the Charitable Company are its Trustees for the purpose of charity law and throughout this report are collectively referred to as the Trustees and the Charity respectively.

The Trustees serving during the year and subsequent to the year end were as follows:

Mr David Leigh Antcliffe Mr Dean Duane Armitage (appointed 29 September 2021) Mr Andrew John Barker (appointed 21 June 2021) Mr Mohammed Iqbal Bhana Mrs Christine Margaret Clark Mrs Michelle Anne Day (resigned 23 February 2022) Mr Paul Dyer (resigned 29 September 2021) Mr David Michael Foot (resigned 8 September 2021) Mr David Fisher (resigned 20 September 2021) Mr Stanley McIlheron Hardy Mr Kevin Arthur Sharp Mr Kevin Gordon Thorburn Mr Jeffrey David Trigg Mr John Steven Whitelock

Secretary

Mr Jeffrey David Trigg

Page 2

The Safe Anchor Trust Limited

Report of the Trustees (continued)

Registered Office

6 Mallard Way, Slaithwaite, Huddersfield HD7 5JL

Independent Accounts Examiner

Ms B Whiteley, 8 Sunhill, Fleets Lane, Rylstone, Skipton BD23 6NA

Bankers

C A F Bank Ltd, 25 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4JQ

Solicitors

Ramsdens Whitfield Hallam, 7 King Street, Mirfield, West Yorkshire, WF14 8AW

Investment Managers

Castlefield Investment Partners LLP, 111 Piccadilly, Manchester, M1 2HY

Structure Governance and Management

Governing Document

The Safe Anchor Trust Limited is a Company limited by guarantee and governed by its Memorandum and Articles of Association. The Company was incorporated on 18 March 2003 and is also a Registered Charity with the Charity Commission.

Recruitment, Appointment and Retirement of Trustees

The Directors of the Company are its Trustees for the purposes of the Charity Law and are subject to appointment, and retirement, under the rules set out in the Articles of Association. In the event of the Company being wound up members are each required to contribute an amount not exceeding £10.00 Trustees are appointed subject to the recommendation of existing Trustees provided that he or she is aged 18 years or more. In recruiting Trustees the Board seeks to ensure that the needs of the Charity are appropriately reflected through the diverse interests and skills of the Trustee body as a whole. Newly appointed Trustees retire from office at the next following Annual General Meeting of the charity when he, she or they, being willing, may stand for re-election. All Trustees are subject to retirement by rotation in accordance with the Articles of Association when the numbers nearest to one third at each Annual General Meeting shall retire. They, being willing may then stand for re-election. The number of Trustees shall not be less than four.

Messrs. David Michael Foot, David Fisher and Paul Dyer resigned during the year and since the year end Mrs Michelle Anne Day. We are grateful to them all for the tremendous service they have rendered to the Charity. All still support the work of the Trust as boating volunteers or give support in other ways. We welcome Mr Dean Duane Armitage to the Board who brings a wide range of talents and experience, which will be of huge benefit to the Trust.

Trustees retiring at this years Annual General meeting are Messrs Kevin Arthur Sharp, Mohammed Iqbal Bhana and Stanley McIlheron Hardy. All are eligible for re-election.

Page 3

The Safe Anchor Trust Ltd.

Report of the Trustees (continued)

Trustee Induction and Training

New Trustees are provided with copies of the most recent accounts of the charity and a copy of its governing documents, as well as any other documents produced by the Charity, together with an explanation from the Chairman and other Trustees of the manner in which the Charity is organised and managed and includes:

The obligations and responsibilities of the Trustees The operational framework of the Charity The current financial position Future plans and objectives

All Trustees are encouraged to maintain an up to date understanding of their responsibilities by taking advantage of any relevant external training events and publications issued by the Charity Commission.

Organisational Structure

The Board of Trustees are responsible for the overall management and control of the activities of the Charity and meet approximately every three months, and as required, if additional meetings are necessary.

The day to day management of the boating activities is undertaken by a group of the Trustees who, together with selected volunteers, process applications from groups wishing to use the cruise boats, organise outings and events for the general public and ensure the maintenance and upkeep of our passenger vessels. They also ensure that all those entrusted with the running and skippering of the boats are fully trained through our accredited RYA Training Centre and aware of their responsibilities to the general public.

Risk Management

The Trustees are responsible for the management of the risks faced by the Charity and have reviewed the major risks and measures for their mitigation, as part of an ongoing process. They are satisfied that the processes adopted are adequate to identify and mitigate any impact which such risks might have on the Charity or its activities in the future.

Objectives and Activities

The Charitable Company was incorporated on 18 March 2003 to take over the undertaking, assets and liabilities of the charity founded in 1995 and known as The Safe Anchor Trust, registered Charity number 1056959, the transfer of which took place on 1 January 2004 without any consideration being paid.

The principal objects and activities of the Charity are:

The provision of free access to the waterways for the general public and in particular special needs groups of all natures

The maintenance and improvement of the canal side environment in association with our partners, the Canal and Rivers Trust

The activities are centred on four cruise boats; The Lady Rhodes, Lady Victoria, E Austen Johnson and Safe Anchor Lady, with one work boat Lady Brenda, all of which are owned and operated by the Charity. All of the activities, including day to day maintenance of the boats, are carried out by volunteers and Trustees.

During the year the main item of expenditure was that E Austen Johnson has had a partial internal refit. We continue to be grateful to a number of volunteers who give significant amounts of their time in maintaining the boats in good mechanical condition.

When planning our activities for the year the Charity has considered the Charity Commission's guidance on public benefit.

Page 4

The Safe Anchor Trust Ltd.

Report of the Trustees (continued)

Achievements, Performance and Public Benefit

At the beginning of 2021 England was still subject to COVID restrictions. From the start of our boating season we continued to run only Bubble Boat Trips at weekends. These trips involved families in a bubble enjoying a short cruise on the canals and they continued to run successfully until the end of July.

As COVID restrictions eased, on the 16 August 'normal' trips were resumed, for the first time since October 2019, and continued until the 31 October 2021.

During 2021 we ran 453 Bubble Boat Trips and 75 'normal' trips, carrying 3174 passengers in total who donated over £8500. These trips represented around 2,200 volunteer hours.

Organisations making use of our facilities range across the spectrum of age groups and sectors including:

Mental health Faith Groups All forms of disabilities Health recovery groups Youth and education Retirement/elderly Communities

Again no outside events were attended and unfortunately our annual "Santa Special", at Shepley Bridge Marina was cancelled. We hope to restart all our usual activities once this can be done safely.

When Covid-19 restrictions allowed we were able to continue our work with Canal and Rivers Trust, to assist in the maintenance of the waterways in our local area. Our duties include painting lock beams and rails and cutting back undergrowth on the non towpath side. This will again be incorporated into our winter work schedule.

The season was completed without any serious incidents and the boats remain in a good state of repair due to careful handling and ongoing maintenance. Our wonderful team of volunteers again worked tirelessly when allowed on the activities of the Charity.

Financial Review

Incoming resources amounted to £55,355 compared to £31,843 for 2020. The Charity's reserves remain in a healthy state and the Trustees are confident for the future.

The unrealised surplus on the Trust's Investment Portfolio managed by Castlefield Investments amounts to £8,534 this year (2020 surplus of £2,279). These figures are shown separately on the accounts and the total unrealised surplus carried forward is £26,477.

Resources expended reduced this year from £50,407 in 2020 to £36,918 for 2021. This was caused by reduced boating activity due to the Covid-19 pandemic and a reduced depreciation charge as some previous improvements to the boats have now been fully depreciated. Details are shown elsewhere in this report and in the notes to the accounts.

Page 5

The Safe Anchor Trust Ltd.

Report of the Trustees (continued)

Net incoming resources amounted to £18,437 (2020 £-18,564) leaving a balance to carry forward, after adjusting for unrealised income on our investment portfolio, of £299,545.

The year ended with cash balances at the bank amounting to £111,643 (2020 £94,552).

We continue to be grateful to a number of individuals and organisations who regularly support us with very generous donations year after year.

Investment Powers and Policy

Under the terms of the Memorandum and Articles of Association, the Charity has the power to invest funds in such a manner as the Trustees may see fit. Having regard to liquidity requirements, the reserves policy and the substantial investment in refurbishing the boats, the Trustees have operated a policy of keeping available funds in interest bearing deposit accounts, or using reputable Investment Managers to advise and place monies in balanced objective, medium risk investments.

Reserves Policy

The Trustees, having reviewed the affairs and activities of the Charity, have determined that an amount approximately equivalent to one and a half times the Charity’s normal annual expenditure, excluding depreciation, be held in reserve in cash, in order to maintain a stable financial position. Based on expenditure of recent calendar years, (excluding 2020 and 2021 due to their exceptional nature) the amount so determined is £100,000.

Free Reserves at 31 December 2021, as represented by total Charity funds, less fixed assets and amounts representing restricted and designated funds, were £190,000 (2020 £156,108).

The Trustees do not have any concerns about the future situation.

Whilst existing cash balances are currently considered to be fully adequate, the Trustees continue to explore ways and means of raising funds, in addition to those raised by their existing activities, in order to achieve a level of resource necessary to fund the activities of the Charity and to maintain adequate reserves.

Plans for the Future

As with many other Charities, the Covid-19 pandemic has again had a significant impact on the 2021 financial year, in terms of planned fundraising as well as the focus of the work of the charity. However, the Charity is financially sound and has sufficient resources to weather these unprecedented times, and is carefully beginning to resume its activities as it becomes safe to do so.

Our wish is to continue with our present activities and to build and further develop them as well as making good use of the premises at Shepley Bridge Marina whilst working with our partners, The Duke of Edinburgh Award Scheme and Kirklees MBC Young Peoples Scheme. We continue to have a working relationship with the head tenant of Shepley Bridge Marina (Robinsons Cruisers Ltd)

Plans to buy a new boat have currently been suspended due to the Covid-19 pandemic, but this will be reviewed at a future date.

Page 6

The Safe Anchor Trust Ltd.

Report of the Trustees (continued)

Royal Yachting Association and Training

The Charity retains its status as an RYA Training Centre, which allows us to train and accredit our volunteers for the RYA Inland Waterways Helmsman and Crew Certificates.

The Charity has been able to restart training new volunteers and has trained 4 volunteers to qualified helmsman status at our RYA Training Centre during the past twelve months.

Trustees Responsibilities Relating to the Financial Statements

Company law requires the Trustees to prepare financial statements that give a true and fair view of the state of affairs of the Charity at the end of the financial year and of its surplus or deficit for the financial year. In doing so the Trustees are required to:

Select suitable accounting policies and then apply them consistently Make sound judgements and estimates that are reasonable and prudent Observe the methods and principles in the Charities SORP

State whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements

Prepare financial statements on the going concern basis unless it is inappropriate to presume that the Charity will continue its activities

The Trustees are responsible for keeping proper accounting records which disclose, with reasonable accuracy at any time, the financial position of the Charity, and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Independent Examiner

No members have requested an audit and as the incoming resources for the year are below £250,000 there is no requirement for an audit to be carried out. An independent examiner, Ms B Whiteley has carried out an independent review of these financial statements, and members will be asked to re-appoint her at the Annual General Meeting.

This report was approved by the Trustees on 26th September 2022

K A Sharp Chairman

Page 7

The Safe Anchor Trust Ltd.

Independent Examiners Report for the year ended 31 December 2021

I report to the Trustees on my examination of the accounts of The Safe Anchor Trust Ltd for the year ended 31 December 2021 which are set out on pages 8 to 14.

Responsibilities and basis of report

As the Charity's trustees of the company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ("the 2006 Act").

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your Charity's accounts as carried out under section 145 of the Charities Act 2011 ("the 2011 Act"). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Ms B Whiteley 8 Sunhill, Fleets Lane, Rylstone, Skipton BD23 6NA

Dated 26th September 2022

Page 8

The Safe Anchor Trust Ltd.

Statement of Financial Activities

For the year ended 31 December 2021

Income
From generated funds:
Voluntary income, grants and donations
Investment income
From Charitable activities:
Workboat contracts and other services provided
Total income
Expenditure
Charitable activities:
Upkeep, maintenance and boating costs
Marina facility costs
Governance costs
Total expenditure
Net Income /(Expenditure)
Transfers between funds
Unrealised Gain on Investment Portfolio
Net Movement of Funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
Unrestricted
Funds
Restricted
Funds Total 2021
Total 2020
Notes
£
£
£
£
3
55,006
55,006
31,282
3
349
349
561
55,355
0
55,355
31,843
55,355
0
55,355
31,843
4
25,434
25,434
36,068
4
9,567
9,567
12,018
4
1,917
1,917
2,321
36,918
36,918
50,407
2
18,437
18,437
-18,564
12
10,572
-10,572
0
0
8,534
8,534
2,279
37,543
-10,572
26,971
-16,285
248,285
24,289
272,574
288,859
11
285,828
13,717
299,545
272,574

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

Page 9

The Safe Anchor Trust Ltd.

Balance Sheet

31st December 2021

Fixed Assets
Tangible Assets
Current Assets
Stocks
Debtors
Cash at bank
Investment Portfolio
Liabilities:
Creditors falling due within one year
Net Current Assets
Total Assets less current liabilities
The Funds of The Charity
Restricted fund
Unrestricted funds:
General
Designated
Total Charity Funds
Notes
5
8
9
6
10
12
11
11
2021
2020
£
£
95,828
92,177
100
700
3,308
2,713
111,643
94,552
91,477
82,943
206,528
180,908
2,811
511
203,717
180,397
299,545
272,574
13,717
24,289
285,828
248,285
285,828
248,285
299,545
272,574

For the year ended 31 December 2021 the company was entitled to exemption from audit under section 477 of the Companies Act 2006. No members have required the Company to obtain an audit of its accounts for the year in question in accordance with Section 476 of the Companies Act 2006.

The Trustees acknowledge their responsibility for:

(i) Ensuring the charitable company keeps accounting records which comply with Section 386 and 387 of the Companies Act 2006: and

(ii) Preparing accounts which give a true and fair view of the state of affairs of the charitable company as at the end of its financial year in accordance with Section 394 and 395 and which otherwise comply with requirements of the Companies Act 2006 relating to accounts, so far as applicable to the charitable company subject to the small companies regime and in accordance with FRS 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland'

These accounts were approved by the board of Trustees on 26th September 2022 and signed on its behalf by

K. A. Sharp Chairman

The notes form part of these financial statements.

Page 10

The Safe Anchor Trust Ltd.

Notes to the Financial Statements 31st December 2021

1. Accounting Policies

(a) Basis of preparation

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

The Safe Anchor Trust meets the definition of a public benefit entity under FRS 102.

(b) Income

All income is included in the financial statements on an accruals basis. Assets and other gifts in kind received for use by the Charity are recognised as Incoming Resources at their estimated value when receivable.

(c) Expenditure

Expenditure is recognised on the accruals basis:

Costs of generating funds comprise the costs associated with attracting income from fund raising activities.

Expenditure on Charitable activities comprises those costs incurred in the delivery of activities through the provision of services associated with the cruise and work boats.

Governance costs include those associated with meeting constitutional and statutory requirements and any costs linked to the strategic management of the Charity.

(d) Tangible fixed assets and depreciation

The remaining work boat and the two cruise boats acquired from the Trustees of The Safe Anchor Trust on 1 January 2004 have been incorporated in these accounts at their original cost to the transferor together with the balance of accumulated depreciation. Depreciation is calculated on the straight line basis over a period of 10 years, from the date of the original acquisition by the transferor, with an assumed, periodically reviewed, residual value at the end of the 10[th] year. The Lady Rhodes which was acquired during the year ended 31 December 2005 and The Safe Anchor Lady, which came into service in 2010 have been depreciated over periods of 10 years. The cost of refitting E Austen Johnson during 2019 and 2021, The Lady Victoria in 2013 and The Safe Anchor Lady in 2020 are being depreciated over a 10 year period on the straight line basis.

Audio visual equipment has now been written off over a period of 3 years from the date of its acquisition. Improvements to short leasehold premises and fixtures and fittings have been written off over the unexpired period of the lease which expired on 31 May 2014.

(e) Stocks

Stocks are included at the lower of cost and net realisable value.

(f) Upkeep and maintenance of boats

Expenditure on upkeep and maintenance of boats is charged as an operating expense in the year in which incurred.

Page 11

The Safe Anchor Trust Ltd.

Notes to the Financial Statements (continued)

(g) Investments

Investments are a form of basic financial instrument. Fixed asset investments are initially recognised at their transaction value and are subsequently measured at their fair value (market value) as at the balance sheet date. The Statements of Financial Activities includes the net gains and losses arising on revaluation and disposals throughout the year. Quoted stocks and shares are included in the Balance Sheet at the current market value quoted by the investment Managers.

(h) Fund Accounting

General unrestricted funds are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity. Designated funds comprise unrestricted funds that have been set aside by the Trustees for particular purposes. Restricted funds are funds subject to restriction conditions imposed by the providers of such funds or the purpose of an appeal. The purpose and use of restricted funds is set out in the notes to the financial statements. All income and expenditure is shown in the statement of Financial Activities.

2. Net Incoming Resources for the financial year are stated after charging:

Trustee’s remuneration:
Emoluments
Retirement benefits
Expenses
Salaries and wages
Social Security costs
Other pension costs
2021
2020
£
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

3. Income

Donations

Voluntary income, grants and donations received during the year included a legacy of £10,000 from the estate of Peter Gummer, our previous Honorary Vice President and a £20,000 Covid recovery grant from Kirklees Council.

Investment Income

The realised income arising during the year was received from deposits with banks.

4. Charitable Expenditure:

Upkeep, maintenance and other boating costs
Repairs and maintenance
Waterway licences
Mooring fees
Corporate clothing
Costs of attending external events and other miscellaneous expenses
Insurance
Depreciation
2021
2020
£
£
4,862
4,835
2,370
3,270
6,507
6,779
0
295
0
428
4,774
4,869
6,921
15,592
25,434
36,068

Page 12

The Safe Anchor Trust Ltd.

Notes to the Financial Statements (continued)

Marina Facility Costs
Rent
Heating and Lighting
Repairs
Depreciation
Governance Costs
Ex gratia payment - independent accounts examiner
Training
Hospitality
Printing, stationery and miscellaneous expenses
IT and Website Costs
2021
2020
£
£
8,460
8,584
1,107
1,993
0
1,441
0
0
9,567
12,018
50
50
690
615
0
349
242
273
935
1,034
1,917
2,321

5. Tangible fixed assets

5.Tangible fixed assets
Boats Audio Visual
Equipment
Fixtures and
Fittings
Improvem
ents to
Short
Leasehold
Premises
Total
Cost
At 31 December 2020
Additions
At 31 December 2021
Depreciation
409,437
10,572
420,009
4,253
0
4,253
8,381
46,389
468,460
0
0
10,572
8,381
46,389
479,032
At 31 December 2020 317,260 4,253 8,381
46,389
376,283
Charge for the year 6,921 0 0
0
6,921
At 31 December 2021 324,181 4,253 8,381
46,389
383,204
Net Book Value
At 31 December 2021 95,828 0 0
0
95,828
The written down value of individual boats being as follows:
Cruise Boats:
Lady Victoria 2,000
E Austen Johnson 23,615
Lady Rhodes 500
Safe Anchor Lady 66,713
Work Boat: 92,828
Lady Brenda 3,000
95,828

6. Investment Portfolio

Proceeds from the sale of investments are retained by Castlefields to pay annual fees and for possible future investment, on a discretionary basis.

Multi-Asset Funds
Fixed Interest Funds
Cash
2021
2020
£
£
89,371
81,831
0
0
2,106
1,112
91,477
82,943

Page 13

The Safe Anchor Trust Limited

Notes to the Financial Statements (continued)

7. Capital Commitments

Capital expenditure authorised or contracted for at 31 December 2021 was as follows;

Authorised but not contracted for NIL (2020 NIL)
Authorised and contracted for NIL (2020 £11,475)
8.Stocks
2021 2020
£ £
Fuel 100 700
100 700
9.Debtors
Prepayments and accrued income 2021
£
3,308
2020
£
2,713
Other debtors 0 0
3,308 2,713
10.Creditors: amounts falling due within one year
Accruals 2021
£
2,811
2020
£
511
2,811 511
11.Reconciliation of Movement of Funds
Balance at 31st December 2020 Unrestricted
Designated
Restricted
2021
2021
2021
£
£
£
248,285
0
24,289
Total
2021
£
272,574
Total
2020
£
288,859
Net movement in funds for the year 37,543
0
(10,572)
26,971 (16,285)
Balance at 31 December 2020 285,828
0
13,717
299,545 272,574

The restricted fund has been decreased by E Austen Johnson internal refit in spring 2021.

Page 14

The Safe Anchor Trust Ltd.

Notes to the Financial Statements (continued)

12. Restricted Funds

New Cruise Boat Fund
E Austen Johnson Internal Refit
Balance 1
January 2021
Incoming
Resources
Resources
Expended
Balance 31
December
2021
12,814
12,814
11,475
-10,572
903
24,289
-10,572
13,717

13. Analysis of Assets and Liabilities

Fixed Assets
Tangible assets
Improvements to leasehold property
Current Assets
Stocks
Debtors
Cash at bank
Investment Portfolio
Liabilities
Current
Unrestricted
Restricted Total 2021 Total 2020
£
£
£
£
95,828
0
95,828
92,177
95,828
0
95,828
92,177
100
0
100
700
3,308
0
3,308
2,713
97,926
13,717
111,643
94,552
91,477
0
91,477
82,943
192,811
13,717
206,528
180,908
2,811
0
2,811
511
£285,828
£13,717 £299,545
£272,574

14. Employees and Related Party Transactions

The Charity has no employees. All activities are undertaken and administrated by the Trustees and volunteers who receive no form of remuneration. There were no related party transactions during the year.

15. Obligations Under Land and Buildings Lease Rental Agreement

Robinsons Cruisers Ltd is the head tenant of Shepley Bridge Marina having been appointed by the Canal and River Trust. The Charity has agreed a new sub-lease with Robinsons Cruisers Ltd effective from January 2017.

16. Members Liability

The liability of the members of the Charity is limited to £10 in respect of each member.

17. Taxation

The Charity’s activities are exempt from taxation on income and chargeable gains to the extent that these are applied to its charitable objects. Value added tax is however included on all expenditure to which such tax is applicable.