RIVE RSI DE C￿U￿¢ For the year ended 31 August 2022 Rlverside Church Trust Charity number. 1099487 Company number: 04479264 Trust Information.................................................................................-................................. .......... Reference and Admlnistrative Infomiation ............................. .................-................................. Twstee51Dirertors................ ..................................................................................................... Independent Exarniner.................... ......................................................................................... Bankers.............-.-....-........................................................................................... ..................... Solicitors.. Report of the Trustees........-............................................................................................................. Objertive5 and Activities......................................................................................~........................ Structure, Govemance and ManagemenL................................................................................... Governing Document.....................................................-...-............................. ............. Recruitment and Appointrnent of Trustees ............-........-... .................... ........................ ... Trustee Induction and Training........................................-................................................ . ..... Organisational Structure........................................................................................ ............,...... Risk Management....................................................................................-...-.............................. Relationships to other organisations......................... .................. How Our Acttvities DelFver Public Benefrt ar￿ Who Has Beneffted....-..................................... Worship and prayer....... ........_.................-............ .................................................,................ Fellowship and Pastoral Care................... ........................................ ....................................... Mission...........................................................................................................................-.......... Riverside House..........-...........................- Financial review........................................................................................................ ...-................ Reserves policy.....................-.......................-........................................................................... Rfver51d• Year End 2022 Accounts End Flnal.docx Page 1 of 22 Funding sources ........... ......................................................... Going concern........................................................ .................................. Independent Examiners Reportto the trustee5 of Rrverside Church Trust...............................10 Responsibilities and basis of report........................................................................................10 Independent examiner's statement.......................................................................................10 Statement of Financlal Artmties..................................................................................................... Balance Sheet as at 31 August 2022 ...................-..........................................................................12 Notes to the Finanaal Statements for the Year Ended 31 August 2022.....................................13 1 Accountlng Policies......................................................................................................... ..... 13 (a) Accounting convention.................................. ...............................................................13 (bl Income.............. .............................................................................................................13 (c) Resources Expended.....................................................................................................13 (d) Unrestritted Funds...............................-.............. ..............................................,.........14 (el Restricted Funds........ ...................................................................................................14 (O Flxed A5sets.................-..............................................................................-.................... 14 (g) Penslons........................................................................................................................14 {h} Finance and operating leases............................-........................... .........-..................14 Impalrment of fixed assets...................................................................................... ....14 ti) Cash and cash equivalents....................................... .......................................................14 (k) Financial instruments............ .....................................................................................,.14 O) Basic financial assets. .15 (ml Basic financial liabilities . .15 In) Employee benefits............................................................................................ ....... ..15 {0) Post Balance Sheet Events.....-......................................................................................15 2 Analysis of income................................................................................................................16 3 Analysis of expenditure...................................................................-.........................-........16 4 Staff CostS.............-................................................................................................................18 5 Trusteeg remuneration and expenses...............................................................................18 6 Tangible Fixed Assets.....................................................,........................ ............................19 8 Creditors: Amounts falling due ¥*rythin one year............................................................20 9 Obligations and commitments.......................................... .................................................20 Capital commltmentS..................................-.........................-.................................................20 10 Related paty transactions...............................................................................................20 Taxation ...................... ......................................................................................................20 Page 2 of 22 Ca - 12 Cash flow: Statement ..ccevessscsisccsssssisacassipaciosepsnoesseeageqnostensuereranstansnepvaseovessnenvsasarasisgsesoeseea.2 13 Unrestricted and Restricted Funds, and Fund Movement.......ccssscssessssessessesssececcceeesee-22 14 — Analysis of net assets between fUNS ........secsssessssssscssesssecsecssesstssesssessrsssessestsesseesssseeeoses22 15 Legal statusof the charity seveneotesensaesesesnccsuensosevenssanstesbesensessensanesenavavasabesesvesaessstassessersteee 2 16 COMEPOI nncasinensrsoenstncersavedivesswasssasipeesaitgdbelunesorbyastonnadenshosnstnsentasconnoossvivesisoyptengeary voraseneareronss D2 ## REFERENCE AND ADMINISTRATIVE INFORMATION Charity Name: Riverside Church Trust Charity Registration Number: 1099487 Company Registration Number: 04479264 - Registered Office and operational Riverside House address: 21 Alcester Road Moseley Birmingham B13 8AR - _ T Abnett (appointed 9 January 2023) TRUSTEES/DIRECTORS A Barker R Pumphrey (appointed 7 November 2022) M Robertson - Chair J Tomlinson . - M Waldram L Priestley (resigned 4 July 2022). A Worthington - Chair (resigned 5 September 2022) P Bonner (resigned 20 September 2022) INDEPENDENT BANKERS ~~—~~—SSOLICITORS.S~= |
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## GOVERNING DOCUMENT The organisation is a charitable company limited by guarantee, incorporated on 5 July 2002, merging together previous charities Riverside Ministries Trust (charity number 327647) and Riverside Fellowship Trust (charity number 1046841), The objects of Riverside Church Trust are defined in the Memorandum and Articles of Association and the Trustees ensure that the activities of the church remain in line with these at all times. ## RECRUITMENT AND APPOINTMENT OF TRUSTEES Trustees are appointed from the membership of the church following nomination and interview by members of the Board and the Senior Pastor, All trustees serve as Directors. ## TRUSTEE INDUCTION AND TRAINING > Theresources Company Secretaryis responsible for the briefing and training of trustees, drawing on the from the Trust's solicitors, accountantsand other relevant organisations such as Charity Commission and the Evangelical Alliance. We keep abreast of developments in charity law and policy through several charity bulletins and seminars available for trustees, Significant. changes are worked through in detail, Trustees are provided with an induction pack giving an introduction to the legal requirements and responsibilities of trustees, anda comprehensive statement of the objects, values and beliefs of the church. They are introduced to the financial and management.arrangements of Riverside and supported in their role by the Chair and other Trustees. ## ORGANISATIONAL STRUCTURE The Board of Trustees meet regularly throughout the year to provide support to the leadership team and oversee the direction of the church in keeping with the Objects, approve budgets, receive management accounts, and determine significant policy. The day-to-day activity of the church is managed by a Church Leadership Team acting within ‘teamresponsibilitiesand Trustees.delegated by the Trustees, Thereis regular liaison between members ofthe Page 5 of 22 The Trustees are supported by a Finance and Risk Committee, which includes two Trustees, the Operations Director and other long-standing members of the church with appropriate experience and expertise. This team, acting within delegated responsibilities, reviews budgets, considers proposals for expenditure and makes recommendations to the Church. Leadership Team and Trustees. The majority of the work of Riverside Church Trust is carried out by a large and willing body of volunteers who are engaged in every area of the church's ministry, without whom most of the aims of Riverside Church could not be delivered as they are now. No appropriate value can be attributed to this contribution, which therefore is not included in the financial valuation of the Trust. irae lh neces gua eee tee tee Approved by the Board of Trustees on oe 2023
And signed on its behalf
eye ton HBeur
Name: Ma vdindog | Name: Ay
ko BERT SON iSoarBokeh.
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Page 9 of 22 Ce | report to the charity trustees on my examination of the accounts of the company for the year ended 31st August 2022, which are set out on pages2 to 22. ## RESPONSIBILITIES ANDBASISOFREPORT = =| As the charity trustees of the company (and also its directors for the purposes of company law), you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’). Having satisfied myself that the accounts of the company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, | report in respect of my examination of your company's accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination, | have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act. a ## INDEPENDENT EXAMINER'S STATEMENT Since the company’s gross income exceeded £250,000, your examiner must be a member of a body listed in section 145 of the 2011 act. I confirm that | am qualified to undertake the examination because | am a member of Chartered Certified Accountants, which is one of the listed bodies. | have completed my examination. | confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: - e Accounting records were not kept in respect of the company as required by section 386 of the 2006 act; or - ¢ The accounts do not accord with those records; or . e The accounts do not comply with the accounting requirements of section 396 of the 2006.act other than any requirement that the accounts give a ‘true and fair view, which is not a matter considered as part of an independent examination; or - e The accounts have not been prepared in accordance with the methods and principles of the statement of recommended practice for accounting and reporting by charities [applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)]. | have no concerns.and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper undetgtanding of the accounts to be reached. **----- Start of picture text -----**
re4 Nor oe A May A003
Richard Horton FCA for and on behalf of Jerroms Business Setutions Limited, Chartered
Certified Accountants -_
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- Lumaneri House, Blythe Gate, Blythe Valley Park, Solihull B90 8AH Page 10 of 22 ## For the year ended 31 August 2022 ||Notes|Unrestricted|Restricted|2021/22|2020/21| |---|---|---|---|---|---| |Income and endowments|||||| |Income fromgenerated funds|||||| |Donationsand legacies|2|526,313|102,899|629,242|620,996| |Othertrading activities|||||| |‘Incomefrom investments||2,474||2,474|1,909| |Incomefrom charitable activities
Otherincome||22,662|47,761|70,423|=.28,943| |Grants Receivable|2|_ 573|—-27,142|27,715|__57,579| |Totalincomeandendowments||552,021|177,803|729,824|709,427| |Expenditure on|||||| |Charitable activities
Governance Costs
Total ResourcesExpended|3.|(623,997)
oe
(623,997)|(174,189)
(798,186)
(669,097)
. ee
(174,189)_—(798,186). (669,097)||| |Netincome/(expenditure)||(71,976)|3,614|(68,362)|40,330| |Transfers between funds|||||| |Net(outgoing)/incoming resources|1412|(71,976)
3.614||=(68,362)|40,330| |Fundbalances brought forwards
Fundbalancescarriedforwards||994,775
922,799|140,130
143,744|1,135,085
1,066,723|1,094,755
1,135,085| Movements on reservesand all recognised gains and losses are shown above. The notes on pages 13 to 22 form part of these accounts, Page 11 of 22 |FIXEDASSETS|Notes||2021/22||2020/21| |---|---|---|---|---|---| |TangibleAssets|6||497,250||500,792| |CURRENTASSETS|||||| |Debtors|7|~=—28,039||20,854|| |Cash atbankand inhand||581,914||625,294|| |||609,953||646,148|| |CURRENT LIABILITIES|||||| |Creditors- fallingduewithin oneyear|8|(40,480)||(11,856)|| |NETCURRENTASSETS
Total assets less current liabilites|||__569,473
1,066,723||__634,292
1,135,085| |NET ASSETS|||1,066,723||1,135,085,| |FUNDS|||||| |Unrestricted
General
Designated|13|580,907
342,574||532,997
461,779|| |Restricted|13||923,481
__143,242
4,066,723||994,775
140,310
1,135,085| These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime. The company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. ## Trustees’ responsibilities: - e The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476; **----- Start of picture text -----**
* The trustees acknowledge their responsibilities for complying with the requirements
of the Act with respect to accounting records and the preparation of accounts.
ApprovedRiverside byChurchthe BoardTrust of TrusteesCompany on No:Peg0447926 !ag 2023 and signed on its behalf.
Name: MANN seR Name:| AtiSonl: LAL KER,
hobhchreoN
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Page 12 of 22 1 ACCOUNTING POLICIES ## (A) ACCOUNTING CONVENTION ## —————— These accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts. The accounts have been prepared in accordance with: - thepreparing Statement of Recommended Practice: Accounting and Reportingby Charities applicable their[in][ the] accounts[ UK][ and] in[Republic] accordance[ of][Ireland] with the[(FRS] Financial[102)][issued] Reporting[October] Standard[ 2019.] - e the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) - e the Charities Act 2011 e the Companies Act 2006. The charity has applied Update Bulletin 1 as published on 2 February 2016. No amount is included in the financial statements for volunteer time in line with the SORP (FRS 102). Further detail is given in the Trustees’ Annual Report. Thefinancial statements are prepared in sterling, which is the functional currency ofthe company. Monetary amounts in these financial statements are rounded to the nearest £. Riverside Church Trust meets the definition of a public benefit entity under FRS 102. (BYINCOME Income from tax reclaims is included in the SOFA when due. All gifts and donations are accounted for on a receivable basis. Grants are recognised in the statement of financial activities, when there is reasonable assurance that: i) the charity will comply with the conditions attaching to them; and ii) the grants will be received Gifts received inkind are valued by the trustees at their approximate market value and included within income and expenditure. (C)RESOURCESEXPENDED recognisedExpenditureis allocated to the particular activity where the cost directly relates. Liabilities are out resources, as soon asthere is a legal or constructive obligation committing the charity to pay Administration and office overheads and other related expenses are apportioned between direct charitable activities. For each direct activity, its total of “Staff Costs” and “Direct Costs” as a percentage of the total resources expended is used for its share ofapportioned costs, Page 13 of 22 ## (D) UNRESTRICTED FUNDS These funds are available as general funds of the charity, which the Trustees are free to use in accordance with the charitable objects. ## (E)RESTRICTEDFUNDS= ——S These funds are to be used to specific purposes as laid down by the donor. Fixed assets are shown at cost. Items of a capital nature and costing in excess of £500 are capitalised. Depreciation is provided at rates calculated to write off the cost, less estimated residual value, of each asset ona straight-line basis over its expected useful life as follows: Land 0% per annum Freehold property 2% per annum Furniture and Equipment 20% per annum Office Equipment, Audio Visual equipment 25% per annum Vehicles 25% per annum (G) PENSIONS The company operates a defined contribution scheme for the benefit of its employees. Contributions payable are charged to the financial statements in the period they are payable. (H)OPERATINGLEASESFINANCE AND Rentals applicable to operating leases are charged to the SOFA over the period in which the cost is incurred. Assets purchased under finance lease are capitalised as fixed assets. Obligations under such agreements are included in creditors. The difference between the capitalised cost and the total obligation under the lease represents the finance charges. Finance charges are written-off to the SOFA over the period of the lease so as to produce a constant periodic rate of charge. () IMPAIRMENT OFFIXEDASSETS = Atdetermine each reportingend date, the charity reviews the carrying amounts of its tangible assets to such indicationwhetherexists, therethe recoverableis any indication amount that of those the sufferingasset is estimated an impairmentin order loss. to determineIf any the extent of the impairment loss (if any). (J)CASHANDCASHEQUIVALENTS Cash and cash equivalents include cash in hand and deposits held at call with banks, - (K) FINANCIAL INSTRUMENTS TheSection charity has elected to apply the provisions of Section 11 “Basic Financial Instruments”and 12 “Other Financial Instruments Issues” of FRS 102 to all of its financial instruments. Page 14 of 22 Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument. Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously. (L)BASICFINANCIALASSETS = ~~ Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised. (M)BASICFINANCIALLIABILITIES ~~ Basic financial liabilities, including creditorsand bank loans are initially recognised at transactioninstrument price unless the arrangement constitutes a financing transaction, where the debt. ismeasured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised. (N)EMPLOYEEBENEFITS= Theemployee's cost of any unused holiday entitlement‘is recognisedin the period in which the annual services are received. Each term we check that employees are on track in booking leave, and consider that this is adequate to ensure that no adjustment at year-end is required for our small number of employees. Termination benefits are recognised immediately as an expense when the charity is demonstrablybenefits. committed to the employmentof an employee or to provide termination (0) POST BALANCESHEETEVENTS= ==~~~ We are not aware of any material events post-balance sheet that require disclosure. Page 15 of 22 Ca ## 2 ANALYSIS OF INCOME |Donationsand legacies|Unrestricted|Unrestricted||Restricted|Total|Total||| |---|---|---|---|---|---|---|---|---| |||Funds||Funds|2021/22||2020/21|| |||£||£||£||£| |Donations||437,196||89,184||526,381||512,208| |HMRCGiftAidRebate||89,117||13,715||102,831||108,789| ||£|526,313|£|102,899|£|629,212
£||620,997| |Grants Receivable|Unrestricted||Restricted
Total|||||| |||Funds|Funds
2021/22|||2020/21||| |||£||£|£|£||| |BirminghamCC||||§,292|§,292||-|| |Baron Davenport's Charity|||||-||968|| |BournvilleVillageTrust|||||-|1,000||| |CommonwealthGamesFund||||18,400
18,400|||-|| |Cornerstone||||3,000|3,000|30,000||| |Maydwell||||450|450||-|| |Anon forReal RiversideTraining||||573|§73|||| |HMRCFurloughGrant|||||-|13,120||| |National LotteryCommunityFund|||||-|9,600||| |WestMidlands Police forPineapple
Youth Project|||||.|2
‘|892|| |||-||27,715
~—-27,715||~——-$7,579||| |3
ANALYSIS OF EXPENDITURE||||||||| ||||||||2021/22|=2020/21| |||Direct|StaffCosts||Apportioned||Total|Total| |GeneralFunds
Pastoral
Under-18s
WorshipGatherings
Facilities
.
Designated Funds||£
6,701
18,926
58,205
97,020||£
146,617
50,418.
22,863|£
77,358
29,326
21,431
45,901||£
230,676
98,669
102,500
112,921|£
240,840
94,798
72,574
61,623| |Academy
CommunityTeams
Giving toOthers
Restricted Funds||2,456
13,261
54,657||6,532
§,782|||8,988
19,043
$4,657|4,021.
1,887
57,256| |Giftsbeingpassed on
MoneyAdvice
PerformingArts
PineappleYouthProject
WordofHands
OtherProjects||12,695
22,344
16,859
3,445
808
154||36,695
73,861
3,873|||12,695
59,039
90,719
3,445
4,680
154|11,480
36,140
69,174
1,476
17,827| |||307,528||346,642|144,016||798,186|669,097.| Page 16 of 22 €. Total giving including gifts passed on was £67,353 (2021 :£68,736). The table below analyses giving by category. |AnalysisofGivingtoOthers||2021/22|2020/21| |---|---|---|---| |||Total|Total| ||£|£|£| |Individuals intheUK|||| |ElkeHanssman|1,858||| |Jamesand Mel Lynch|879||| |Mikeand Rachel Hill|3,976||| |Davidand Linda Isgrove|3,840||| |Discretionary Gifts(under£500)|3,438||| |||13,991|18,377| |Individuals - International|||| |BandEAllen|11,305||| |EmmaThomas|8,139||| |SteveJones|2,852||| |||22,296|19,779| |OrganizationsintheUK|||| |Interserve|7,800||| |CanaTrust|3,337||| |Agape (for thesupportofJ Blower)|1,920||| |Agape (forthesupportof PDuncan)|3,334||| |HealingontheStreets|1,000||| |The FeastYouth Project|600||| |StGermain's WellebingService|2,000||| |Time4ChangeBirmingham
EvangelicalAlliance|1,000
440||| |Radstock Ministries|600||| |MoseleyChurchesTogether|148||| |Moseley in Lights|100||| |‘ChaplaincyPlus|600||| |Fusion|300||| |PremierChristian Radio|180||| |Stewardship -forUkraine|1,000||| |International Organizations||24,359|=27,052.| |Open Doors|1,920||| |Scriptural Knowledge|4,787||| |||6,707|3,528| |||67,353|68,736| Page 17 of 22 ## 4 STAFF COSTS ||2021/22|2020/21| |---|---|---| ||£|£| |Wagesandsalaries|374,524|369,774| |Social securitycosts|32,402|24,462| |Pension|18,051|15,591| ||424,977|409,827| The company operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the company in an independently administered fund. The pension cost represents contributions paid by the company to the fund. No employee earned more than £60,000 per annum. Average number of employees (calculated on an average full time equivalent basis) ||2021/22|2020/21| |---|---|---| |Directcharitablework|10|9| |Administration|2|4| ||12|13| ## 5 TRUSTEES’ REMUNERATION AND EXPENSES No remuneration was paid or payable for the year to any Trustees for their role. See note 14 for related party transactions, Page 18 of 22 6 TANGIBLE FIXED ASSETS |||||Office and| |---|---|---|---|---| |||Freehold
Property
£|Furniture&
Minibus
Equipment
£
£|AudioVisual
Equipment
Total
£
5| |COST||||| |At31August 2021
Additions
Disposals
At31 August2022||777,609
4,342
-
781,951
A|17,280
97,160
-
14,054
- (
2,016)
17,280
109,198
EE
Ie|136,665
1,028,714
15,193
33,588
~ (
2,016)
151,858
1,060,286
181,696
1,060,266| |DEPRECIATION||||| |At31 August2021
316,177
17,280
90,014
104,451
527,922
Chargefortheyear
13,639
-
7,734
15,758
37,131
Eliminatedondisposa
-
ai
2,016)
- (
2,016)
At31 August 2022
329,816
17,280
95,732
120,209
563,036
See
ie
OUD
563,036||||| |NETBOOKVALUES||||| |At 31 August2021
At 31August2022|461,432
-
7,146
32,214
500,792
452,135
-
13,466
31,649
497,250
E8688
487,250|||| Included within the freehold property cost is £100,000 relating to freehold land, which is not depreciated. ## 7 DEBTORS **----- Start of picture text -----**
2021/22 2020/21
£ £
Prepayments 415,050 5,750
Other debtors 6,872 60
HMRC Gift Aid 6,417 15,044
28,039 20,854
**----- End of picture text -----**
Page 19 of 22 ## 8 CREDITORS: ## AMOUNTS FALLING DUE WITHIN ONE YEAR |||2021/22|2020/21| |---|---|---|---| |||£|£| |Payroll Liabilities|-HMRC PAYE|9,422|6,109| |Accounts Payable||§,366|1,447| |Leaseobligations||-|r| |Governance||4,500|4,300| |Accruals||-|-| |Deferred Income||7,485|-| |Other||13,708|-| |||40,480|11,856| > Aggregate amountof secured liabilities ENone (2021 £None) ## 9 OBLIGATIONS AND COMMITMENTS _ : > CAPITAL COMMITMENTS ——s a Contracted for but not provided: 31 August 2022 £ None, (31 August 2021 £ None) ## 10 RELATED PARTY TRANSACTIONS No related party transactions took place in the year. ## 11 TAXATION The charity is exempt from corporation tax on its charitable activities. Page 20 of 22 Cc ## 12 CASH FLOW STATEMENT ## Cash flow statement |||2021/22|2020/21| |---|---|---|---| |||£|£| |Cash generatedfromoperating activities:|||| |Netcashprovidedby(usedin)operating activities
Cashflowsfromothersources:||(7,318)|79,936 Table 1| |Interestfrom investments
Proceedsfromthesale ofproperty, plantandequipment||(2,474)|(1,909)| |Application ofcash:||(9,792)|78,026| |Purchaseofproperty, plantandequipment
Purchaseofinvestments||(33,588)
-|(40,575)
-| |Repaymentsofborrowing||-|-| |||(33,588)|(40,575)| |Netincrease/(decrease) incash:
Cash
atbankandinhandlessoverdraftsatthe beginningoftheyear
Cashatbank andinhandlessoverdraftsatendoftheyear||(43,381)
625,294
581,914|37,452
587,843Table2
625,204.| |Table 1:Reconciliationofnetincome/(expenditure)tonet cashflow
fromoperating activities.|||| |||2021/22|2020/21| |||£|£| |Netincome/(expenditure) (asper thestatementoffinancialactivities)
Adjustments for:||(68,362)|40,330| |Depreciationcharges
Interestfrominvestments
Loss/(profit)on thesaleoffixedassets||37,131
2,474
-|37,696
1,909
-| |(Increase)/decrease indebtors
Increase/(decrease) increditors
Netcashprovidedby(used in)operatingactivities|(|(7;185)
28,624
7,318)|79,936| |Table2:Analysisofcashatbankand inhandlessoverdrafts|||| |||2021/22.
2020/21|| |Cashatbank andin handatthebeginningoftheyear
Overdrafts
included inbankloansandoverdraftsfallingduewithin
one year||£
625,294
-|£
587,843
~| ||__825,294|825,294|587,843| Page 21 of 22 Cc ## 13. UNRESTRICTED AND RESTRICTED FUNDS, AND FUND MOVEMENTS ||At31|August2021|August2021|Movements infunds|Movements infunds|At31 August2022| |---|---|---|---|---|---|---| |||£||£||£| |GeneralFunds
DesignatedFunds|||532,997
461,779
994,776||47,910
(119,205)
(71,295)|580,907
342,574
923,481| |Restricted Funds|At31 August2021||2021|Movements|infunds|At31 August2022| |||£||a||£| |RiversideMoneyAdvice
Free advice service|||77,088||9,118|86,206| |Riverside PerformingArts
Christian dramagroup|||49,435||3,720|53,155| |PineappleYouth Project
Youth workonthePineapple|Estate||4,911||(1,963)|2,948| |Restricted Funds
Small gifts to missionaries|||3,300||(2,367)|933| |Word ofHands|||5,576||(5,576)|0| |Church with sign languaage||||||| ||||140,310||2,932|143,242| |Total|____1,135,086|||(68,363)||4,066,723| ## 14 ANALYSIS OF NET ASSETS BETWEEN FUNDS Fund balances at 31 August 2022 are represented by: ||Unrestricted|Restricted|| |---|---|---|---| ||funds|Funds|Total| ||£|£|£| |Fixed Assets|497,250|0|497,250| |Other netassets|22,253|5,787|28,039| |Cash|443,821|138,093|581,914.| |Liabilities|(39,842)|(638)|(40,480)| ||923,481|143,242|1,066,723| ## 15 LEGAL STATUS OF THE CHARITY The charity is a company limited by guarantee and has no share capital. The liability of each memberin the event of winding-up is limited to £1. ## 16 CONTROL There was no controlling party during the year. Page 22 of 22