**NEWBURY UNIVERSITY OF THE THIRD AGE (CHARITY REGISTRATION NUMBER 1097700) FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025**
## **INCOME AND EXPENDITURE FOR THE YEAR ENDED 31ST DECEMBER 2025**
|**NEWBURY UNIVERSITY OF THE THIRD AGE**
**(CHARITY REGISTRATION NUMBER 1097700)**
**FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025**|**NEWBURY UNIVERSITY OF THE THIRD AGE**
**(CHARITY REGISTRATION NUMBER 1097700)**
**FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025**|**NEWBURY UNIVERSITY OF THE THIRD AGE**
**(CHARITY REGISTRATION NUMBER 1097700)**
**FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025**|
|---|---|---|
|**INCOME AND EXPENDITURE FOR THE YEAR ENDED 31ST DECEMBER 2025**|||
|**1. MAIN ACCOUNT**
**INCOME**
Subscriptions
Gift Aid
Group Member Contributions
Events
Bank Interest
**Total**
**EXPENDITURE**
Group venue and activity costs
Rent & Office Expenses
National Subscription
Equpiment
Group Leader Grants
IT including Beacon
PayPal and bank charges
Events
Miscellaneous Expenses
**Total**
**SURPLUS/(DEFICIT)**
**2. OTHER ACCOUNTS**
**INCOME**
Travel Group
Theatre Group
Gardening Group
MEET Group (from Sept 2024)
Other Groups
**EXPENDITURE**
Travel Group
Theatre Group
Gardening Group
MEET Group (from Sept 2024)
Other Groups
**SURPLUS**
**3. CONSOLIDATED POSITION**
**INCOME**
**EXPENDITURE**
**OVERALL SURPLUS/(DEFICIT)**||**2025**
18,471
2,955
13,747
0
846|
|||**36,019**|
|||28,040
3,821
4,544
605
767
1,052
357
4,365
672|
|||**44,223**|
||||
||||
||||
||||
||||
||||
||||
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**NEWBURY UNIVERSITY OF THE THIRD AGE (CHARITY REGISTRATION NUMBER 1097700)**
**FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025**
|**CASH FLOW STATEMENT FOR THE YEAR**|**CASH FLOW STATEMENT FOR THE YEAR**|**ENDED 31ST**|**DECEMBER 2025**|
|---|---|---|---|
|||**2024**|**2025**|
|**SURPLUS/(DEFICIT) FROM OPERATING**||||
|**ACTIVITIES**||||
|Main account||1,605|(9,050)|
|Other accounts||473|338|
|**BANK INTEREST RECEIVED**||1,121|846|
|**(INCREASE) / DECREASE OTHER ASSSETS**||(2,461)|2,502|
|**INCREASE IN LIABILITIES**||2,923|311|
|**NET CASH PROVIDED /(USED)**||||
|**DURING THE YEAR**||**3,661**|**(5,053)**|
|**BANK AND CASH BALANCE AT THE START OF**||||
|**THE YEAR**||48,659|52,320|
|**BANK AND CASH BALANCE AT THE END OF**||||
|**THE YEAR**||52,320|47,267|
|**INCREASE /**
**(DECREASE)**
|**IN BANK**|||
|**AND CASH BALANCES**||**3,661**|**(5,053)**|
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**NEWBURY UNIVERSITY OF THE THIRD AGE (CHARITY REGISTRATION NUMBER 1097700)**
**FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025**
**----- Start of picture text -----**
STATEMENT OF ASSETS AND LIABILITES
AS AT 31ST DECEMBER 2025
ASSETS
31-Dec-24 31-Dec-25
BANK DEPOSIT ACCOUNTS
20,111 Notice or Term account 20,414
12,575 Deposit account 9,118
32,686 29,532
BANK CURRENT ACCOUNTS
2,742 Main Account 1,775
5,953 Travel Group 4,347
5,453 Theatre Group 6,387
2,177 Gardening Group 2,176
2,259 MEET Group 733
18,584 15,418
CASH IN HAND
46 Gardening Group 46
1004 Other groups 2,271
1,050 2,317
OTHER
2,890 Prepayments 388
55,210 TOTAL ASSETS 47,655
LIABILITIES
796 Due for Venue hire 799
0 Subscriptions paid in advance 152
0 Gift aid overclaim 100
1,536 Event income received in advance 1,971
2,651 Theatre Group commitments 3,251
1,410 Other accruals 431
6,393 TOTAL LIABILITIES 6,704
48,817 NET ASSETS 40,951
**----- End of picture text -----**
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**NEWBURY UNIVERSITY OF THE THIRD AGE (CHARITY REGISTRATION NUMBER 1097700)**
**FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025**
**----- Start of picture text -----**
RESERVES AS AT 31 DECEMBER 2025
31-Dec-24 31-Dec-25
SPECIAL RESERVES
5,347 Travel Group 4,347
2,802 Theatre Group 3,137
2,273 Gardening Group 1,874
0 General working capital 3,000
1,785 Other Groups 3,188
12,207 15,546
GENERAL RESERVES
5,000 Six months commitments 6,000
31,610 Surplus reserves 19,405
36,610 25,405
48,817 TOTAL RESERVES 40,951
Notes on the Reserves
Special Reserves belong to specific groups or are required as working capital
to meet prepayments and contingencies.
General reserves must always cover six months essential commitments in
accordance with the reserves policy.
The Executive Committee will continue to take steps to reduce the Surplus Reserves
by planning for Newbury u3a to operate at a deficit, thereby providing financial
benefits to members.
**----- End of picture text -----**
…………………….....…….……………………… Prepared by Sandra Grimditch (Treasurer)
## **Independent Examiner's Report to Members**
I have examined the accounts and documentation produced to me and I hereby certify the Income & Expenditure, Cash Flow, Assets & Liabilities and Reserves for Newbury University of the Third Age for the year ended 31st December 2025 to be accurate.
……………………….....…….………………………Graham Spellman (Examiner)
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