**Charity registration number 1097305** **Company registration number 03825493 (England and Wales)** ## **WIMBLEDON COMMUNITY ASSOCIATION** # **ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS** **FOR THE YEAR ENDED 31 MARCH 2023** ## **WIMBLEDON COMMUNITY ASSOCIATION** ## **LEGAL AND ADMINISTRATIVE INFORMATION** **Trustees** Mr D Hall Mrs J Chapman Mr K Schneider **Secretary** Mrs J Chapman **Charity number** 1097305 **Company number** 03825493 **Principal address** c/o 66 Kings Road Wimbledon London SW19 8QW **Registered office** St Christopher House Tabor Grove Wimbledon London SW19 4EX **Independent examiner** Frances Wilde FCCA DChA Warner Wilde Chartered Certified Accountants 4 Marigold Drive Bisley Surrey GU24 9SF **Bankers** NatWest PLC - Wimbledon 16 Wimbledon Hill Road Wimbledon London SW19 7NN Santander - Bootle Bootle Merseyside L30 4GB ## **Solicitors** Gregsons Solicitors St Christopher House Tabor Grove Wimbledon London SW19 4EX ## **WIMBLEDON COMMUNITY ASSOCIATION** ## **CONTENTS** ||**Page**| |---|---| |Trustees' report|1 - 3| |Independent examiner's report|4| |Statement of financial activities|5| |Balance sheet|6| |Notes to the financial statements|7 - 13| ## **WIMBLEDON COMMUNITY ASSOCIATION** ## **TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT)** _**FOR THE YEAR ENDED 31 MARCH 2023**_ The trustees present their annual report and financial statements for the year ended 31 March 2023. The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's governing document, the Companies Act 2006 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)". ## **Objectives and activities** Following the closure of the St Georges Road community centre in 2012 and subsequent transfer of its interest in the site in June 2013 the WCA has been unable to directly provide physical community facilities. Following a wide-ranging consultation, the trustees launched a new website, Wimblecomm, in September 2016 to support the provision of community space and promote community activities. This was refocused towards supporting the organisations and providing helpful information and positive stories as a consequence of the Covid 19 lockdown in March 2020. We extended membership to a new category of community groups in 2021. The trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the WCA should undertake. The trustees are mindful of keeping the mix heavily in favour of public benefit and are focussed on supporting the provision of facilities to meet those aims. Among the objectives of community users are health, education, sporting, arts, social and self-help. ## **Achievements and performance** The last financial year and subsequent months have seen a number of changes for the WCA. Following Jenny Burrett’s previously reported departure in June 2022, we also said goodbye to our longstanding member of staff Susanne Ollig in February 2023. Susanne had served us for almost seven years and was seeking full time employment. We were sad to see her go but thank her for her considerable efforts over that time. Since then, we were pleased to employ a temporary member of staff, Ruth Elora for four months, before recruiting our new permanent Community Development Executive, Kimberley Ellis, who joined us in June 2023. Notwithstanding these changes and other challenges along the way we have seen a significant increase in website activity in recent months with interactions almost doubling based on Google’s newest stats. Referrals to venues have dipped slightly following a huge increase in 2021/22 but are still significantly above where we were in the previous year and even before lockdown. We expect to reach 3,000 referrals in the coming months. We have continued with several short video interviews, blogs, articles and other pieces telling the stories of people past and present who have been an inspiration to our community. We are still posting regular vacancies on our recruitment section advertising paid and voluntary vacancies for our members. Our community group section is continuing to prove popular with an ever-growing number of groups registering. Our social media presence continues to expand on X (formerly Twitter), Instagram and Facebook along with new platform Threads. - 1 - ## **WIMBLEDON COMMUNITY ASSOCIATION** ## **TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)** _**FOR THE YEAR ENDED 31 MARCH 2023**_ We have been part of the Merton Community Champions programme since the start of 2023 (having successfully applied for a small grant) and are now developing an individual subscriber option to add to our growing network and disseminate information through our regular newsletters. We have once again had a presence at the Merton Heritage, Canons Fair and several other events in the last year. The WCA was previously able to facilitate major work with a number of groups before the closure of the old centre. Groups which it has previously supported include the following: adults with learning difficulties; homeopathic clinics; martial arts; drama; music appreciation, current affairs and art for older people; WAAFA; Scottish dance; alcoholics anonymous; drink awareness courses; cultural groups; athletics, football and Korfball clubs; flower club; women's groups; choir practice; English language courses for overseas students; blood donor sessions; local electoral services; fetes; residents associations; Urdu language and poetry; wedding and other receptions; first aid courses; animal welfare; ramblers; Bridge; Pythagoreans; flag days; and Zumba exercise gatherings. The WCA is seeking to ensure that it continues to support the provision of facilities for as many of these groups (and others) as possible via Wimblecomm and believe that the website is a constructive way with which to promote community facilities in the area and maintain its previous legacy. However, we continue to challenge ourselves to be increasingly involved within the community as more than an online presence. ## **Financial review** Since the closure of the St Georges Road centre in 2012 and the disposal of its interest to Merton Council in 2013, the WCA has supported itself through an investment of a large proportion of its funds (£600,000) in the CCLA. The fund value reduced from about £927,400 in March 2022 to £892,300 in March 2023 although it subsequently increased in June, and has subsequently fallen by a further £10,900 to the end of September 2023. The fund generated a dividend of over £26,000 and we also generated other income of around £2,700 from grant and other sources in 2022/23. Total costs were around £32,600 before allowing for the deficit arising from the CCLA value reduction of around £35,100. Alongside the dividend income the charity continues to be supported by a substantial number of volunteer hours from the trustees and other occasional volunteers. We are temporarily refocusing our income activities to obtaining grant funding in the coming year. ## **Plans for the future** We were very grateful to have the support of a number of representatives / former employees from Merton Council, Wimbledon Guild, Merton Connected, Merton Chamber of Commerce, AFC Wimbledon and Love Wimbledon at our strategy workshop in February 2023 which helped focus our thinking ahead. Jackie Chapman and David Hall have now been serving the WCA for 11 years and we continue to review succession plans alongside the charity’s longer-term options. In the meantime, we have recently recruited some new volunteers and are actively exploring new trustees as well. Alongside all the work we continue to do (as reported above) we are embarking on an ambitious programme to redesign and simplify the website alongside a proposed in person event which we are organising with Merton Council in 2024. Following our successful AGM at the Polka in 2022 we are planning to hold this year’s AGM at another new venue, at which we hope to make some key announcements of upcoming priorities as well as providing members the opportunity to network and explore and hear about our host’s venue. - 2 - WIMBLEDON COMMUNITY ASSOCIATION TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2023 Structur•. governance and management The Wimbkdon Community Assooalion IWCA} is a company limited by guarantee. The trustees, who are also the directors for the purpose of company law, and who served during the year and up to the dale of signature of the financial ststemenls were: Mr D Hall Ms J M Burrett Mrs J Chapman Mr K Schneider (Resigned 23 June 20221 Trustees are appointed by the existing trustees. N¢)ne of th8 trustees has any benefic4al interest in the ompany. All of the Irnstees are members of the company and guarantee lo contribute £25 in the event of a winding up. As reported above, our part-time member of staff, Susanne Olllg, left us In February 2023. Her new permanent Trplacemenl. Kimbedey Ellis joined us in June 2023. Followng the disp08al of its int8re51 in the St Georges Road site in June 2013 the trustees have pul systems in place lo ensure its assets are protected and lo mitigate ts exposure to subsequent risks. The truslees, report was approved by the Board of Trustees. Mr D Hall Trustee Dated.. LOWP. WIMBLEDON COMMUNITY ASSOCIATION INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF WIMBLEDON COMMUNITY ASSOCIATION I report to the trustees on my examinallon of the financial strtw￿nts of v￿Mble￿On Community Association (the charity) for the year ended 31 March 2023. R•8ponslbllltles and bas1$ of r•port As the Iru8tees of the charity (and also Its dlrec*or8 for the pufFW)808 of company law) you aro r88ponslble for the preparation of the flnandal Statements in acoydan¢8 wlth the r￿UireMents of tha Companies Act 2006 (tha 2006 A¢t). Havlng Satisfied myself that the finandal ststements of thg tharity are not required to bo audited under Part 16 of th8 2006 Act and are eliglble for Indopgndont examinaknt. I rewl In rospect of my examination of the charity'8 flnancial stslements tathed out urHl8r section 145 of ts Charities Ad 2011 (the 2011 Act). In carying out my 8xamln8tlon I have followed au the apPliGab￿ Dlrections grrfen by the Charity Commission urKler $e¢tlon 145(5) (b} of the 2011 kt. An examination lftdudes a ￿eW of th8 accwntlng records kept by the charlty and a l￿mparI80n of tho accounts presented with thos6 records. It also indudes considerstlon of any unusual Itoms or dlsclosur88 In the acts)unts, 8nd 8eeking explanatlons from tho In￿leaS Ct)ncemlng any suGh matters. Tha procedures undgrtakon do not provldg all the evldence that wouPJ be required In an audlt, and cfJnSequen￿Y no oplnlon Is given as to wh8ther the accounts ￿￿esent 8 and falr, vlew and Iho report 1$ limlted to those matters $ot out In the stalemgnt b61ow. Ind•p•nd•nt •xamln•rfs •tat•m•nt I have completed my 8xaminatlon. I conftmi that no matter5 havo CO￿ to my atten￿On In conno¢tlon wllh the examlnallon glvlng me cause lo bel￿ thal In any matsrial respect: acGountlng ro¢ords were not kept In respect of the tharfty a8 requlyed by 8eotk￿ 386 ofthe 2006 Act; or the flnanGig1 stalem8nts do r￿1 accord with those rg¢ords.' or the finandal $talèm8nts do not ￿rnpty wlth thg aCCoun￿n9 r8qulr8ments of 8ection 396 of th8 2006 Act other than any requlrement that the a¢o)unts gfve a In￿ and falr vlow whl¢h 18 Mt a matter consldered 08 Part of an Indapendent examlnatlon; or the financl81 ststements have nol been wepared In a(*ordance th8 methods and ylnclpl88 of the statement of Recommended Practic6 for accoUn￿ng and reporting by charitles applicable to thgrities preparing thalr accounts In a(xordance wlth the FInanc￿l Reporting Standard appliGable In the UK and Republlc of Ireland {FRS 102). I have no c4)ncem8 and have comg across no other matter8 In o)nnectb)n with thfr examinatlon to whlch attention should bè drawn in thls report In order to enabkn a propw understanding of the fina￿101 statements to be reathed. Franc•8 Wlld• FCCA DChA Wamer Wilde Chartered Certifigd Aco)untants 4 Martgold Drive Bisley Surrey GU24 9SF ## **WIMBLEDON COMMUNITY ASSOCIATION** ## **STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT** _**FOR THE YEAR ENDED 31 MARCH 2023**_ |||**Unrestricted Unrestricted**|**Unrestricted Unrestricted**| |---|---|---|---| |||**funds**|**funds**| |||**2023**|**2022**| ||**Notes**|
**£**|**£**| |**Income from:**|||| |Donations and legacies|**3**|2,500|-| |Charitable activities|**4**|94|407| |Investments|**5**|26,081|25,442| |**Total income**||28,675|25,849| |**Expenditure on:**|||| |Raising funds|**6**|653|1,927| |Charitable activities|**7**|31,989|40,995| |**Total expenditure**||32,642|42,922| |Net gains/(losses) on investments|**11**|(35,095)|73,681| |**Net movement in funds**||(39,062)|56,608| |Fund balances at start of year||995,281|938,673| |**Fund balances at end of year**||956,219|995,281| The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities. The statement of financial activities also complies with the requirements for an income and expenditure account under the Companies Act 2006. - 5 - WIMBLEDON COMMUNITY ASSOCIATION BALANCE SHEET ASAT31 MARCH 2023 2023 2022 Notes Fixed assets Inveslments 12 892.332 927,427 Current ass•ts Debtors Inveslmenls Cash at bank and In h8nd 13 14 594 58.675 7.521 509 58,675 10,796 66.790 69,980 Creditors: amounts falllng due wfthln one year 15 12,9031 12,1261 Net (￿￿ent assets 63.887 67,854 Tolal assets less current Ilabllltles 956.219 995.281 IDcome fvnd General unreslricled funds Revaluation ￿SerVe 663,887 292,332 667.854 327.427 956,219 995,281 956,219 995,281 The company 15 entitled lo the exemption from the audit requirement contained in section 477 of the Companies Act 2006. for the year ended 31 March 2023. The directors acknovAedge their responsibilities for CoMpl￿ng wth the requirements of the Companies Act 2006 wtth respect to accounling records and the preparation of financial statements. The members have not required the company lo obtain an audit of its financial stslements for the year in question in accordance wth sectlon 476. These finanaal statements have been prepared in accordance with the provisions applicat4e to companies subject to the 8mall companles reglme. e finandal statements were approved by the Trustees on ......... rDHall Trust•• J Chapman Trustee Company reglstratlon number 03825493 **WIMBLEDON COMMUNITY ASSOCIATION** ## **NOTES TO THE FINANCIAL STATEMENTS** _**FOR THE YEAR ENDED 31 MARCH 2023**_ ## **1 Accounting policies** ## **Charity information** Wimbledon Community Association is a private company limited by guarantee incorporated in England and Wales. The registered office is St Christopher House, Tabor Grove, Wimbledon, London, SW19 4EX. ## **1.1 Accounting convention** The financial statements have been prepared in accordance with the charity's governing document, the Companies Act 2006 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)". The charity is a Public Benefit Entity as defined by FRS 102. The charity has taken advantage of the provisions in the SORP for charities applying FRS 102 Update Bulletin 1 not to prepare a Statement of Cash Flows. The financial statements are prepared in sterling , which is the functional currency of the charity . Monetary a mounts in these financial statements are rounded to the nearest £. The accounts have been prepared under the historical cost convention, modified to include investment properties and certain financial instruments at fair value. The principal accounting policies adopted are set out below. ## **1.2 Going concern** At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements. ## **1.3 Charitable funds** Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives. Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the accounts. Endowment funds are subject to specific conditions by donors that the capital must be maintained by the charity. ## **1.4 Income** Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received. Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation. Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset. - 7 - ## **WIMBLEDON COMMUNITY ASSOCIATION** ## **NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)** _**FOR THE YEAR ENDED 31 MARCH 2023**_ ## **1 Accounting policies** ## **(Continued)** ## **1.5 Expenditure** Expenditure is recognised once there is a legal or constructive obligation to make a payment to a third party, it is probable that settlement will be required and the amount of the obligation can be measured reliably. ## **1.6 Tangible fixed assets** Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses. Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases: Computers 3 years straight line The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities . ## **1.7 Fixed asset investments** Fixed asset investments are initially measured at transaction price excluding transaction costs, and are subsequently measured at fair value at each reporting date. Changes in fair value are recognised in net income/(expenditure) for the year . Transaction costs are expensed as incurred. ## **1.8 Cash and cash equivalents** Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities. ## **1.9 Financial instruments** The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments. Financial instruments are recognised in the charity 's balance sheet when the charity becomes party to the contractual provisions of the instrument. Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously. ## _**Basic financial assets**_ Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at the cash or other consideration expected to be received and not discounted. Financial assets classified as receivable within one year are not amortised. - 8 - ## **WIMBLEDON COMMUNITY ASSOCIATION** ## **NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)** _**FOR THE YEAR ENDED 31 MARCH 2023**_ ## **1 Accounting policies** ## **(Continued)** ## _**Basic financial liabilities**_ Basic financial liabilities a re initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future p aymen ts discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amorti sed. They are subsequently carried at the cash or other consideration expected to be paid and not discounted. Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at at the cash or other consideration expected to be paid and not discounted . ## _**Derecognition of financial liabilities**_ Financial liabilities are derecognised when the charity ’s contractual obligations expire or are discharged or cancelled. ## **1.10 Employee benefits** The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received. Termination benefits are recognised immediately as an expense when the charity is demonstrably committed to terminate the employment of an employee or to provide termination benefits. ## **1.11 Retirement benefits** Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due. ## **2 Critical accounting estimates and judgements** In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates. The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods. ## **3 Donations and legacies** ||**Unrestricted**|Total| |---|---|---| ||**funds**|| ||**2023**|2022| ||**£**|£| |Grants|2,500|-| - 9 - ## **WIMBLEDON COMMUNITY ASSOCIATION** ## **NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)** _**FOR THE YEAR ENDED 31 MARCH 2023**_ ## **4 Charitable activities** |**5**
**6**|**Hall Letting**
**Income**
**Hall Letting**
**Income**
**2023**
**2022**
**£**
**£**
Other income
94
407
**Investments**
**Unrestricted**Unrestricted
**funds**
funds
**2023**
2022
**£**
£
Income from listed investments
25,946
25,436
Interest receivable
135
6
26,081
25,442
**Raising funds**
**Unrestricted**Unrestricted
**funds**
funds
**2023**
2022
**£**
£
Fundraising and publicity
Other fundraising costs
653
1,927
653
1,927| |---|---| - 10 - ## **WIMBLEDON COMMUNITY ASSOCIATION** ## **NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)** _**FOR THE YEAR ENDED 31 MARCH 2023**_ ## **7 Charitable activities** |Share of support costs (see note 8)
Share of governance costs (see note 8)
**Support costs**
**Support**
**costs**
**Governance**
**costs**
**£**
**£**
Staff costs
16,589
-
Storage costs
2,017
-
Bank charges
90
-
Website and internet
5,200
-
S undry office and other
costs
511
-
Insurance
416
-
Su bcontract staff
5,061
-
Independent Examiner's
fees
-
1,080
Other g overnance costs
-
1,025
29,884
2,105
Analysed between
Charitable activities
29,884
2,105|**2023**
**£**
29,884
2,105
31,989
**2023**
Support
costs
Governance
costs
**£**
£
£
16,589
18,101
-
2,017
2,810
-
90
90
-
5,200
5,647
-
511
879
-
416
410
-
5,061
12,068
-
1,080
-
783
1,025
-
207
31,989
40,005
990
31,989
40,005
990|**2022**
**£**
40,005
990
40,995
2022
£
18,101
2,810
90
5,647
879
410
12,068
783
207
40,995
40,995| |---|---|---| ## **8 Support costs** The independent examiner cost includes £705+VAT for the preparation and independent examination of the accounts (2022: £670+VAT), and £175+VAT for the preparation of the 2022 corporation tax return. ## **9 Trustees** None of the trustees (or any persons connected with them) received any remuneration during the year, none of them were reimbursed expenses. - 11 - ## **WIMBLEDON COMMUNITY ASSOCIATION** ## **NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)** _**FOR THE YEAR ENDED 31 MARCH 2023**_ ## **10 Employees** The average monthly number of employees during the year was: |**Employment costs**
Wages and salaries
Other pension costs|**2023**
**Number**
1
**2023**
**£**
16,278
311
16,589|**2022**
**Number**
1
**2022**
**£**
17,739
362
18,101| |---|---|---| The Charity employed one part time member of staff equivalent to 0.6 of a full time employee. There were no employees whose annual remuneration was more than £60,000. ## **11 Net gains/(losses) on investments** ||**Unrestricted**|Unrestricted| |---|---|---| ||**funds**|funds| ||**2023**|2022| ||**£**|£| |Revaluation of investments|(35,095)|
73,681| The historic cost of the investments is £600,000. ## **12 Fixed asset investments** ||**L isted**| |---|---| ||**investments**| ||**£**| |**Cost or valuation**|| |At 1 April 2022|927,427| |Valuation changes|(35,095)| |At 31 March 2023|892,332| |**Carrying amount**|| |At 31 March 2023|892,332| |At 31 March 2022|927,427| - 12 - ## **WIMBLEDON COMMUNITY ASSOCIATION** ## **NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)** _**FOR THE YEAR ENDED 31 MARCH 2023**_ |**12**
**Fixed asset investments**
**13**
**Debtors**
**Amounts falling due within one year:**
Prepayments and accrued income
**14**
**Current asset investments**
Unlisted investments
**15**
**Creditors: amounts falling due within one year**
Other taxation and social security
Other creditors
Accruals and deferred income|**(Continued)**
**2023**
**2022**
**£**
**£**
594
509
**2023**
**2022**
**£**
**£**
58,675
58,675
**2023**
**2022**
**£**
**£**
-
168
-
67
2,903
1,891
2,903
2,126| |---|---| ## **16 Related party transactions** There were no disclosable related party transactions during the year (2022 - none) . - 13 -