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2021-12-31-accounts

The Charitable Trust for the Tongabezi Trust School Trustees 2021 Annual Report

This Annual Report covers the period from 1[st] January 2021 to 31[st] December 2021

Section A Reference and Administration Details

A1. Charity’s Name : The Charitable Trust for the Tongabezi Trust School

A2. Registered Charity Number : 1096710

A3. Charity’s Principal Address : Flat 2 Albany Court, 225 Richmond Road, Kingston Upon Thames, KT2 5DF

A4. Charity Trustees :

Name Specific Expertise
David Fettes Finance
Julie Fewtrell HR in the Charity Sector
Glen Jones-Smythe Finance
Vanessa Parker Zambia & Tongabezi in particular
Marie Price Education in Performing Arts
Susannah Robert Education
Claire Quigley Fundraising

During 2021, there were no new Trustee appointments nor resignations.

A5. Trustee Tenure

The Charity Commission does not impose a mandatory time limit on trusteeship. The Board of Trustees has, and regularly considers, the skills, knowledge and experience it needs to govern, lead and deliver the charity’s purposes effectively. It reflects this mix in its trustee appointments, balancing the need for continuity with the need to refresh the board. To this end, one resignation and two new appointments are planned for 2022.

A6. Advisers: Independent Financial Adviser : The Charity appointed P.G. Fry & Company, Chartered Accountants of Hatherley House, Bisley Green, Bisley, Woking GU24 9EW as the Charity’s Independent Financial Assessor. The Company carried out the assessment on the Charity’s 2021 Accounts and Trustees 2021 Annual Report and approved them without qualification.

Section B Structure, Governance and Management

B1. The Charity’s Declaration of Trust was made on 31st December 2002 . This Deed (which is lodged with the Charity Commission) identifies how The Charitable Trust for the Tongabezi Trust School (hereinafter called “The Charity”) is constituted and stipulates that its property (the Trust Fund) shall be administered and managed by the Trustees.

The Charitable Trust for the Tongabezi Trust School 2021 Trustees Report www.tujatane.com

B2. Replacement Trust Deed . The Trustees have made various amendments from time to time to the Trust Deed. In May 2020, an amendment was resolved by Trustees to better reflect the new and wider objectives of The Charity (please refer to Section C1).

Section C Objectives and Activities of the Charity

C1. Summary of Objectives . The Trustees shall hold the Trust Fund and its income upon trust to apply for the following Objectives:

C2. Summary of the Main Activities Undertaken for the Public Benefit . The children of Tongabezi all live in rural Zambia and The School’s primary aim is to provide them with an appropriate education to enable them in adulthood to escape from the poverty trap into which they were born. Considerable investment has been made this year in 2021 to build a new Community Art Centre, which will benefit not only the pupils of The School but also the local community who will be able to use the Centre to make and sell their own local goods.

C3. Special Funds . The School has instigated various specific funds to benefit the children of Tongabezi and their families:

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Section D Achievements and Performance in 2021

D1. Total Income . Total income reduced by 19% to £198,519 (2020: £246,277). This was mainly driven by 2 factors:

D2. Fund Raising Events . The Charity received £12,014 from various organized events.

D3. Administration Costs . The Charity administration costs were 5.3% (2020: 1.7%) of all income received. The increase from the prior year is primarily due to Accountancy

The Charitable Trust for the Tongabezi Trust School 2021 Trustees Report www.tujatane.com

Fees: bookkeeping services are now undertaken by an external supplier. The Trustee, who had previously performed this service on a voluntary basis, resigned during 2020.

D4. Achievements.

At that point in time, nobody envisaged the incredible difference the school would make to so many lives. Over the last 25 years, the school has made incredible strides in education and it is all thanks to our amazing supporters and donors.

On Monday 24th May, a party was held to celebrate. Teachers had special birthday attire and students also got dressed up in their best outfits. Each grade put on an exciting presentation and even the teachers performed a song and a dance!

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Elizabeth is our most long-standing serving member of the team and this year will be her 21st year at the school. Elizabeth said: 'I first started at Tujatane as a volunteer in 1997 collecting rocks to build the second classroom. I then lent a hand cleaning and sweeping. In 2000, Vanessa offered me a full time contract and I have been here ever since. Tujatane helps people so much, I have learnt so much in my time here and Tujatane is my home. I can say that every parent wants to have their child here because Tujatane is the best!'

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b) Empowering Women: Meet Mary

Mary is digging the foundations of the Creative Centre Community Garden. Before being involved with the programme Mary and her husband, who has a disability, were struggling to make ends meet for themselves and their six family members. Three of Mary’s children were out of school because she could not afford schools fees. Through the income she earned from the Creative Centre she has been able to pay annual school fees for all six of her dependents and even open a small stand at her home to sell essential items.

In an uplifting example of women supporting women, Mary then inspired two other formidable women to get involved in the project, who have since become instrumental in the supply of garden soil. In a community that mostly survives on less than a dollar a day – this income generation from the soil collection goes a long way in improving their livelihoods. Through economically empowering members of the Simonga community we hope this will bring further social mobility to the individuals involved and their households.

c) COVID Food Relief Programme

We are pleased to disclose that the Covid-19 Food Relief Programme lasted the whole of 2021 and continues into 2022. As was the case in 2020, we continued to handout mealie meal, salt, sugar, vegetables, soya chunks and soap. Families in the community have been extremely grateful for this additional support, especially due to income and job dependence within a tourism area adversely impacted by the pandemic.

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d) Twaabane Creative Centre: First Graduation

The recently completed Twaabane Creative Centre is now a functioning social enterprise with a dedicated group of community members initially being trained in textiles; the profits will be used to expand into other artisanal fields.

We were delighted to celebrate the first graduation of the tailoring class in April 2022.

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Section E Financial Review of the Charity

E1. Income . The Charity continues to receive monthly (or annual) payments from around 300 generous individual or company donors, generally as contributions to either the ‘sponsoring a child programme’ or the ‘food programme’. The amount received of Restricted Funds from these donors in FY 2021 was about £176,000. Other one-off Unrestricted Fund contributions in FY 2021 varied from £10 to £3,000 and totalled £17,500. The Charity has an account with JustGiving.com to allow sponsors to donate online and also with Giveasyoulive.com, which relates to Internet shopping. The Charity has also arrangements with two other internet sites: Amazon Smile and Global Giving.

E2. Gift Aid . £28,586.74 of Gift Aid was reclaimed from HMRC on 13[th] April 2022 in respect of donations made in the tax year ending April 2021 by Sponsors who pay tax in the UK.

E3. Deposits in the UK . At the end of FY 2021, the Charity was managing £760,875 across ten separate UK financial institutions.

E4. Bank Interest . The Charity earned £5,384 interest on funds lodged in eight separate deposit bank accounts in the UK.

E5. Reserves Policy . The Charity’s reserves policy is to carry a minimum reserve of six months of The School’s running costs ( approximately £400,000 equivalent per annum ) and a maximum of twelve months. It is also a policy to spread the risk on deposits held in the UK by restricting any one bank deposit so that it does not exceed the limit of compensation covered by the UK Government’s Financial Services Compensation Scheme ( £85,000 during FY2021 ).

E6. Transfers to The School . During FY 2020 the Charity transferred £173,175 to the School’s bank account in Livingstone, Zambia. However, no funds were transferred during 2021; this was in accordance with advice received, due to excess funds held at the School bank accounts in Zambia which are not protected by a Government Guarantee scheme.

The Charity keeps a close eye on what funds are held locally to heed the following advice of the Charity Commission:

when deciding how much money to hold locally in the country you are working, you should think about what risks your charity is open to. You could lose money if the local banking system collapses, or the exchange rate drops, for example. You should aim to keep the smallest amount of local funds you will need .

It is anticipated the excess funds held in Zambia will be depleted in 2022 and if so, the Trustees expect to resume transfers during the year. In addition, the Trustees are considering transfers for significant infrastructure upgrades comprising class and staff room furniture, science laboratory apparatus, musical instruments, computer hardware,

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the Library and additional investment in professional development programmes for staff.

E7. Exchange Rate Fluctuation . The Zambian Kwacha exchange rate against the £Sterling at the beginning of FY2021 was ZK28.74 = £1. During the year, the Kwacha strengthened and ended FY2021 at ZK22.45 = £1. The School receives significant regular donations from both the UK and the US and keeps a careful watch on both the US$ and the £Sterling exchange rates before it chooses which currency to exchange into Zambian Kwacha.

E8. Obligations to meet The School’s Financial Requirements during FY2022 .

Section F Financial Review of Zambia

F1 Introduction - Basic Country Details

Zambia is a large, landlocked, resource-rich country with sparsely populated land in the centre of Southern Africa. It shares its border with eight countries (Angola, Botswana, Democratic Republic of Congo, Malawi, Mozambique, Namibia, Tanzania, and Zimbabwe) that serve as an expanded market for its goods.

Zambia is experiencing a large demographic shift and is one of the world’s youngest countries by median age. Its population, much of it urban, is estimated at about 17.9 million and is growing rapidly at 2.8% per year, partly because of high fertility, resulting in the population doubling close to every 25 years. This trend is expected to continue as the large youth population enters reproductive age, which will put even more pressure on the demand for jobs, health care and other social services.

The following sub-clauses are as reported by the most recent information published on the World Bank Group website.

F2 Economic Outlook

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The Zambian economy is expected to recover by 3.3 percent in 2021 following a historic contraction of 2.8 percent in 2020. The recovery is driven by high copper prices, improved post-election market confidence, and continued recovery in agriculture. Economic activity will gradually pick up, averaging 3.8 percent over 202225. However, risks stemming from prolonged debt negotiations and low COVID-19 vaccination rates will need to be managed.

Growth in the first three quarters of 2021 picked up to 4%, reflecting recovery in activities across all sectors except mining, which has been beset by COVID-related supply chain disruptions and excessive rainfall. High copper prices, improved market confidence following the August 2021 elections, and normal rainfall patterns are expected to buoy economic activity in 2022. Inflation has remained in double digits since mid-2019, reflecting exchange rate and food price pressures.

F3 Political Outlook

Zambia gained its independence in 1964, under the leadership of first President Kenneth Kaunda. The nation is considered a stable country with successful democratic elections held every five years. After many years of a one-party state, Zambia became a multi-party state in 1991.

Zambia’s democracy is evident by the nine Presidential elections and four different political parties that have so far ruled the country. Among them are the United National Independence Party (UNIP 1964-1991), Movement for Multiparty Democracy (MMD 1996-2011), Patriotic Front (PF2011-2021) and currently the United Party for National Development (UPND). The current President Hakainde Hichilema of the UPND was elected in August 2021, after defeating then-incumbent President Edgar Lungu of the Patriotic Front. The next presidential elections in Zambia will be held on August 12, 2026.

Section H Standard Questions and Answers as required by the Charity Commission for FY 2021

H1 Standard Questions and Answers. See Annex A

H2 Funds Donated from Overseas. See Annex B

Section I Declaration

The Trustees declare they have approved the above Trustees Financial Year 2021 Annual Report.

Signed on behalf of the Charity’s Trustees.

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Glen Jones-Smythe Trustee and Treasurer

26[th] August, 2022

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Charity Name No (if any) The Charitable Trust for the Tongabezi Trust School 1096710 Receipts and payments accounts CC16a For the period Period start date Period end date To from 01/01/2021 31/12/2021

Section A Receipts and payments Section A Receipts and payments Section A Receipts and payments
A1 Receipts Unrestricted
funds
to the nearest £
Restricted funds
to the nearest £
Endowment
funds
to the nearest £
Total funds
to the nearest £
Last year
to the nearest £

Regular Sponsorship
- 131,555 - 131,555 105,609
Lump Sum payments 14,537 10,355 - 24,892 44,350
Charitable Events 2,965 9,049 - 12,014 28,781
Specific Projects - 9,352 - 9,352 20,210
Bank Interest 5,384 - - 5,384 4,892
Tax Reclamed as Gift Aid - - 31,002
Food Programme - 9,270 - 9,270 9,483
Medical and Music Fund - 6,050 - 6,050 1,950
Sub total(Gross income for AR) 22,886 175,631 - 198,517 246,277
A2 Asset and investment sales,
(see table).
-
- -
Sub total - -
Total receipts
22,886 246,277

A3 Payments

A3 Payments
Contribution to management support 5,332 5,332 4,255
Trustees Insurance 643 643 492
Trustee Air Fare - -
Purchases to be reimbursed by School - 182
Administration 705 705 642
Transfer of Funds to Zambia - 173,175
Accountancy Fees 8,069 8,069 2,352
Advertising - 600
Other 577 577 15
Donation 500 500 -
- -
**Sub total ** 15,826 - - 15,826 181,713
A4 Asset and investment
purchases, (see table)
-
-
**Sub total ** - -
Total payments
Net of receipts/(payments)
A5 Transfers between funds
A6 Cash funds last year end
Cash funds this year end
181,713
7,060 64,564
- -
151,793 513,620
158,853 578,184

CCXX R1 accounts (SS) Section B Statement of assets and liabilities at the end of the period 1

03/09/2022

Categories
Signed by one or two trustees on
behalf of all the trustees
B1 Cash funds
B2 Other monetary assets
B4 Assets retained for the
charity’s own use
B5 Liabilities
B3 Investment assets
CAF Shawbrook
Signature
Redwood Bank
Cambridge & Counties Bank
United Trust Bank
Sponsor a Child / Food programmes
Teacher Training
Foreign exchange risk
TOTAL
Details
Details
National Westminster Bank
Hinckley & Rugby Building Society
Charity Deposit
Lloyds Bank
Hampshire Trust Bank
Details
Total cash funds
(agree balances with receipts and payments account(s))
Virgin Money
Details
Details
Unrestricted
funds
to nearest £
Unrestricted
funds
to nearest £
Restricted funds
to nearest £
Restricted funds
to nearest £
Endowment
funds
to nearest £
146,061 -
12,792 38,767 -
82,593 -
76,735 -
78,975 -
81,359 -
78,297 -
75,296 -
45,000
45,000 -
158,853 602,022 -
OK
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
Date of approval
GLEN JONES-SMYTHE 26/08/2022

CCXX R2 accounts (SS)

03/09/2022

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CHARITY (OMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Report to the trusteesl members of The Charitable Trust for the Tongabezi Trust School On accounts for the year ended 31° December 2021 Charity no {if any) 1096710 Set out on pages One and two. I report to the trustees on my examination ofthe accounts of the above charity I'the Trust.) for the year ended 3111212021. Responsibilities and basis of report As the charity's trustees, you are responsible for the preparation of the accounts in accordance with Ihe requirements of the Charities Act 2011 {'the Act.). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145{51{b} of the Act. Independent IThe charity's gross income exceeded £250,000 and l am qualified lo examiner's statement undertake the examination by being a qualified member of The Institute of Chartered Accountants in England and Wales. I have completed my examination. I confim that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect.. the accounting records were not kept in accordance with section 130 of the Charities Act., or the accounts did not accord with the accounting records", or the accounts did not comply with the applicable requirements oncerning the fomi and content of accounts sel out in the Charities (Accounts and Reports) Regulations 2008 other than any requiremenl that the accounts give a 'lrue and fair, view which is not a matter considered as part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a prop8r understanding of the accounts to be reached. Signed: Date: 22 Name: Peter Graham Fry Relevant professional qualification{s} or body (if any): Chartered Accountant IER Oct 2018

Address: Hatherley House, Bisley Green, Bisley, Surrey, GU24 9EW Section B Disclosure Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charrty accounts." directions and guidan￿ for examiners). Give here brief details of any items that the examiner wishes to disclose. IER Oct 2018

The Charitable Trust for the Tongabezi Trust School

Annex A

Standard Questions and Answers as required by the Charity Commission for FY 2021

3 Income and spending Income £198,517
Spending £15,826
4 For the period of this return, were there No
any serious incidents that the charity
failed to report to the commission?
5 Does your charity raise funds from the Yes
public?
6 Does your charity work with a No
professional fundraiser?
7 Does your charity have written N/A
agreements with all of its professional
fundraisers?
8 Does your charity work with a Yes
commercial participator?
9 Does your charity have written Yes
agreements with all of its commercial
participators?
10 Is grant making the main way your Yes
charity carries out its purposes?
11 During the financial period for this No
return, did your charity receive income
from contracts (other than grant
agreements) from central government
or a local authority?
12 How many contracts (other than grant N/A
agreements) did your charity have from
central government or a local authority?
13 What was the total value of the N/A
contracts held from central government
or a local authority?
14 During the financial period for this No
return, did your charity receive any No
grant funding from central government
or a local authority?
15 How many grants did your charity N/A
receive from central government or a
local authority?
16 What was the total value of the grants N/A
held from central government or a local
authority?
17 During the financial period for this Yes
annual return, did the charity receive
income from outside of the UK?
18 Select countries the charity received Australia, Belgium,

1

2

a) paid for being a trustee
b) paid for providing professional advice or
services to the charity
c) any other benefit from the charity
31 During the period covered by this annual No
return, did any of the trustees resign and
take up employment with the charity?
32 During the financial period for this annual N/A
return, did any of your charity's staff receive
total employment benefits of £60,000 or
more?
33 Enter the number of staff for each of the
following salary bands:
N/A
£60,000 - £150,000 (increments of
£10,000)
£150,001 - ££500,000 (increments of
£50,000)
Over £500,000
34 What was the value of the total employee
benefits provided by the charity to its

N/A
highest paid employee?
35 How many UK volunteers, excluding Zero
trustees, did your charity have during the
financial period?
36 During the financial period for this annual Yes
return, did your charity review its financial
controls?
37 Has the charity obtained a Disclosure and
The trustees do not have
Barring Service (DBS) check on all
trustees, employees and volunteers in
eligible positions?
one-to-one unsupervised
time with any of the
children at The School in
Zambia. The trustees have
therefore not deemed it
necessary for them to
undergo DBS checks.

GJS/September 2022

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The Charitable Trust for the Tongabezi Trust School Annex B Donations Received from Overseas during 2021

Country Donor Date Amount GBP Total Amount GBP Amount GBP Total Amount GBP
Australia Holt, L 01 06 2021 700.00
McCullagh, P 30 11 2021 1,776.00
Leach, S 05 01 2021 888.00
Sullivan, J 07 04 2021 999.25
Anonymous (Just Giving) 29 04 2021 87.61
Total Australia 4,450.86 4,450.86
Belgium Franklin, K Various 1,610.00 1,610.00
Germany Jaeger, A Various 1,683.39
Schroeter, S 27 02 2021 1,000.00
Lochbiler, P 29 03 2021 888.00
Anonymous (Just Giving) 27 02 2021 1,000.00
Total Germany 4,571.39 4,571.39
Hong Kong Tyler, A 26 01 2021 1,776.00 1,776.00
Netherlands Goldblum, A 18 01 2021 6,276.00 6,276.00
Poland Borrell, J 15 03 2021 360.00 360.00
South Africa Jost, M Monthly D/D 600.00 600.00
Switzerland Tschanz, S 28 05 2021 1,774.00 1,774.00
United States Anonymous (Just Giving) Various 638.30
Rogers, A 30 05 2021 176.31
Sattler, L 08 06 2021 14.37
Babl, J 25 11 2021 73.2
Total United States 902.18 902.18
Total Donations Received from Overseas during 2021 22,320.43