##
|Trustees|||P Essler||||
|---|---|---|---|---|---|---|
||||R Stinton|(resigned 6 February 2021)|||
||||SAzam||||
||||A Northage||||
||||R Lister||||
||||J Crouch||||
||||R Beattie||||
||||A Boston|(appointed|26 November|2020)|
|Principal|staff||A Taylor - Chief Executive||||
|Secretary|||A Taylor||||
|Charity number|||1096130||||
|Company|number||04578503||||
|Principal|and registered|office|31 Manor Row||||
||||Bradford||||
||||BD14PS||||
|Auditor|||Garbutt 8 Elliott Audit|Limited|||
||||33Park Place||||
||||Leeds||||
||||LS1 2RY||||
|Bankers|||Unity Trust Bank pic||||
||||4 Brindleyplace||||
||||Birmingham||||
||||B1 2HB||||
##
|||Page|
|---|---|---|
|Trustees'
report||1-7|
|Statement
oftrustees'|responsibilities||
|Independent
auditor's|report|9-12|
|Statement
offinancial|activities|13|
|Balance sheet||14|
|Statement
ofcash flows||15|
|Notes to the financial|statements|16-30|
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|||||Unrestricted|Restricted|Total|Total|
|---|---|---|---|---|---|---|---|
|||||2021|2021|2021|2020|
||||Notes||||f|
|Income from:||||||||
|Donations||||1,123||1,123|238|
|Charitable
activities|||3|1,557,163|867,708|2,424,871|2,482,573|
|Total income||||1,558,286|867,708|2,425,994|2,482,811|
|Ex enditure on:||||||||
|Charitable
activities|||4|1,356,409|867,708|2,224,117|2,328,002|
|Net income for the year||||201,877||201,877|154,809|
|Other recognised|gains and|losses||||||
|Actuarial
(loss)/gain|on defined|benefit pension||||||
|schemes||||(1,975)||(1,975)|1,856|
|Net movement
in funds||||199,902||199,902|156,665|
|Fund balances at 1|April 2020|||863,639||863,639|706,974|
|Fund balances at|31 March 2021|||1,063,541||1,063,541|863,639|
##
|||||2021||2020||
|---|---|---|---|---|---|---|---|
||||Notes|||f||
|Fixed assets||||||||
|Tangible assets|||||332,674||353,302|
|Current assets||||||||
|Debtors||||183,484||346,460||
|Cash at bank and|in|hand||882,795||339,783||
|||||1,066,279||686,243||
|Creditors: amounts||falling due within||||||
|one year|||10|(292,278)||(121,671)||
|Net current assets|||||774,001||564,572|
|Total assets less|current liabilities||||1,106,675||917,874|
|Creditors: amounts||falling due after||||||
|more than one year|||||(43,134)||(54,235)|
|Net assets|||||1,063,541||863,639|
|Income funds||||||||
|Unrestricted
funds|||||1,063,541||863,639|
||||||1,063,541||863,639|
##
||||||2021||2020||
|---|---|---|---|---|---|---|---|---|
|||||Notes|f||||
|Cash flows from operating|||activities||||||
|Cash generated||from/(absorbed
by)||16|||||
|operations||||||547,804||(25,202)|
|Investing|activities||||||||
|Purchase|oftangible
fixed assets||||(4,792)||||
|Net cash|used|in investing|activities|||(4,792)|||
|Net cash|used|in financing|activities||||||
|Net increase/(decrease)
in|||cash and|cash|||||
|equivalents||||||543,012||(25,202)|
|Cash and|cash|equivalents|at beginning|ofyear||339,783||364,985|
|Cash and|cash|equivalents|at end of|year||882,795||339,783|
##
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##
|||2021|2020f|
|---|---|---|---|
|Grants, contracts and fees||2,424,313|2,482,292|
|Other income||558|281|
|||2,424,871|2,482,573|
|Analysis
by fund||||
|Unrestricted
funds||1,557,163|1,717,942|
|Restricted funds||867,708|764,631|
|||2,424,871|2,482,573|
|Grants, contracts and fees||||
|BMDC Lot 1 (Equality Together)||23,400|25,992|
|BMDC Lot 2 (Family Action)||1,233|7,400|
|BMDC Lot 3||549,006|579,536|
|BMDC Lot 5||862,640|915,059|
|BMDC - OISC - Translation|||(11,047)|
|Money and Pensions Service Funded|Debt Advice Project|428,693|490,107|
|Legal Aid Agency||78,498|180,888|
|Universal
Credit: Help to Claim||250,549|266,962|
|NPG Energy Advice||15,406|7,562|
|EU Funding||25,375|5,625|
|Weymouth
Centre Outreach|||7,500|
|Community
Justice Fund||63,200||
|No Child Cold||85,186||
|The VCSAlliance||9,184||
|National
CA- Covid Capacity||8,710||
|Outreach
Services||5,625||
|Keighley Pathways||7,000|6,708|
|Other||10,608||
|||2,424,313|2,482,292|
##
##
|||||2021
f|2020f|
|---|---|---|---|---|---|
|Staff costs||||1,405,722|1,550,378|
|Other staff and volunteer costs||||12,316|24,652|
|Office costs||||68,724|68,250|
|Premises|costs|||91,253|114,532|
|Other||||114,841|77,837|
|Sub-contract||agency|services|362,632|320,750|
|||||2,055,488|2,156,399|
|Share of|support costs (see note 5)|||162,854|166,029|
|Share of|governance||costs (see note 5)|5,775|5,574|
|||||2,224,117|2,328,002|
|Analysis|by|fund||||
|Unrestricted||funds||1,356,409|1,551,692|
|Restricted|funds|||867,708|776,310|
|||||2,224,117|2,328,002|
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##
##
##
|||2021|2020|
|---|---|---|---|
|||Number|Number|
|||58||
|Employment|costs|2021|2020|
|Wages and salaries||1,276,028|1,426,377|
|Redundancy|costs|20,180||
|Social security costs||99,327|120,233|
|Other pension costs||57,280|59,787|
|||1,452,815|1,606,397|
##
|8|Tangible fixed assets|||||||
|---|---|---|---|---|---|---|---|
||||Freehold|land|Leasehold|Plant and|Total|
||||and buildings||improvements|equipment||
|||||f||||
||Cost|||||||
||At 1 April 2020||212,350||238,229||450,579|
||Additions|||||4,792|4,792|
||At 31 March 2021||212,350||238,229|4,792|455,371|
||Depreciation
and impairment|||||||
||At 1 April 2020||||97,277||97,277|
||Depreciation
charged|in the year|||23,823|1,597|25,420|
||At 31 March 2021||||121,100|1,597|122,697|
||Carrying
amount|||||||
||At 31 March 2021||212,350||117,129|3,195|332,674|
||At 31 March 2020||212,350||140,952||353,302|
||Freehold
land is not depreciated.|||||||
|9|Debtors|||||||
||Amounts
falling due|within one year:||||2021f|2020f|
||Trade debtors|||||137,227|290,595|
||Prepayments
and accrued income|||||46,257|55,865|
|||||||183,484|346,460|
|10|Creditors: amounts
falling due within one year|||||||
|||||||2021|2020|
|||||||F||
||Other taxation and social security|||||26,333|26,884|
||Trade creditors|||||53,635|23,269|
||Other creditors|||||197,697|57,330|
||Pension scheme deficit obligations|||||14,613|14,188|
|||||||292,278|121,671|
##
##
|||||2021f|2020|
|---|---|---|---|---|---|
|Pension|scheme|defict|obligations|43,134|54,235|
##
##
##
##
||||2021|2020|2019|
|---|---|---|---|---|---|
||||f000's|f000's|f000's|
|Present|value|ofobligation|58||83|
##
|12|Retirement
benefit schemes|Retirement
benefit schemes|Retirement
benefit schemes|||(Continued)|
|---|---|---|---|---|---|---|
||Reconciliation
ofopening||and closing provision||||
||||||2021|2020|
||||||f000's|f000's|
||Provision|at the start ofthe|year||68|83|
||Unwinding|ofdiscount|||2|1|
||Deficit contributions
paid||||(14)|(14)|
||Actuarial|re-measurements:|||||
||—Impact|ofany change
in|assumptions||||
||—Amendments
to the contribution|||schedule|||
||Provision|at end ofyear|||58|68|
||Amounts|falling due within|one year (note 10)||14|14|
||Amounts|falling due after more than one year (note 11)|||44|54|
||||||58|68|
||Income and expenditure||impact||||
||||||2021|2020|
||||||f000's|8000's|
||Interest expense||||||
||Actuarial|re-measurements:|||||
||—Impact|ofany change
in|assumptions||||
||—Amendments
to the contribution|||schedule|||
##
|facto|r noted below:||||
|---|---|---|---|---|
|||2021|2020|2019|
|||f000's|f000's|f000's|
|Year|1|14|14|14|
|Year|2|15|15|14|
|Year|3|15|15|15|
|Year|4|14|16|15|
|Year|5||13|16|
|Year|6|||13|
##
##
|Assumptions||||
|---|---|---|---|
||2021|2020|2019|
|Discount rate|0.66|||
##
|Restricte|d funds||||||
|---|---|---|---|---|---|---|
|||||Movement|in funds||
|Current|year||Balance at 1|Income|Expenditure|Balance at 31|
||||April 2020|||March 2021|
||||||F||
|Money and Pensions Service Funded||Debt advice|||||
|Project||||428,693|(428,693)||
|Universal|Credit: Help to Claim|||250,549|(250,549)||
|NPG energy advice||||15,406|(15,406)||
|The VCS allicance||||9,184|(9,184)||
|Access to Justice||||63,200|(63,200)||
|No Child|Cold|||85,186|(85,186)||
|National|CA- Covid Capacity|||8,710|(8,710)||
|Other||||6,780|(6,780)||
|||||867,708|(867,708)||
##
##
|||||||
|---|---|---|---|---|---|
|Restricted|funds||||(Continued)|
||||Movement|in funds||
|Prior year||Balance at 1|Income|Expenditure|Balance at 31|
|||April 2019|f||March 2020|
|Money Advice Service - Debt Advice Project|||490,107|(490,107)||
|Universal|Credit: Help to Claim - Setup grant|11,679|266,962|(278,641)||
|NPG energy advice|||7,562|(7,562)||
|||11,679|764,631|(776,310)||
##
##
##
|Analysis ofnet ass|ets between funds||||||
|---|---|---|---|---|---|---|
||Unrestricted|Restricted|Total Unrestricted||Restricted|Total|
||funds|funds||funds|funds||
||2021|2021
F|2021|2020|2020f|2020|
|Fund balances at 31 March 2021:|||||||
|Tangible assets|332,674||332,674|353,302||353,302|
|Current assets/|||||||
|(liabilities)|774,001||774,001|564,572||564,572|
|Long term liabilities|(43,134)||(43,134)|(54,235)||(54,235)|
||1,063,541||1,063,541|863,639||863,639|
||under non-cancellable
operating
le|ases,|w|hich
fall due as follows:|||
|---|---|---|---|---|---|---|
||||||2021|2020|
||Within one year||||53,900|57,149|
||Between two and five years||||103,555|176,224|
||In over five years|||||29,064|
||||||157,455|262,437|
|16|Cash generated
from operations||||2021|2020|
||Net income before other recognised|gains||/ (losses)|201,877|154,809|
||Depreciation
and impairment
oftangible||fixed assets||25,420|23,823|
||Adjustments
for the defined
benefit|pension||scheme|(12,651)|(12,752)|
||Decrease/(increase)
in debtors||||162,976|(139,678)|
||Increase/(decrease)
in creditors||||170,182|(51,404)|
||Cash generated
by/(used
in) operations||||547,804|(25,202)|
|17|Analysis ofchanges
in net funds||||||
##
|18|Comparative
Statement|Comparative
Statement|of Financial Activities||||
|---|---|---|---|---|---|---|
|||||Unrestricted|Restricted|Total|
|||||funds|funds|2020|
||||||f||
||Income from:||||||
||Donations|||238||238|
||Charitable
activities|||1,717,942|764,631|2,482,573|
||Total income|||1,718,180|764,631|2,482,811|
||Ex enditure on:||||||
||Charitable
activities|||1,551,692|776,310|2,328,002|
||Net income/(expenditure)||for the year|166,488|(11,679)|154,809|
||Other recognised|gains|and losses||||
||Actuarial
gain on defined||benefit pension schemes|1,856||1,856|
||Net movement
in funds|||168,344|(11,679)|156,665|
||Fund balances at 1 April||2019|695,295|11,679|706,974|
||Fund balances at|31 March 2020||863,639||863,639|