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2025-12-31-accounts

– CREAMER Fund 2025 AGM report

Enhancing Healthcare for Our Local Community

March 2026

This year The CREAMER Fund is embracing evolving technologies. I must credit Alex Cox and Sarah McCarthy who are dragging me into a new technological era.

CREAMER is now focusing mainly on helping to provide diagnostic services at Freshwell Health Centre. It has already provided funding for 24 defibrillators and 7 bleed management kits in the community. It is happy to provide funds for more if needs are identified.

The diagnostic services (X-rays, ultrasound scans, heart echocardiograms, “osteoporosis” bone scans and heart/blood pressure monitoring devices) enable patients within the community to be investigated and managed closer to home and more quickly. The cost is considerable (£50,000) but inestimable.

Income from various fundraising activities are greatly appreciated and I must thank Chris and Jane Blewett, Ines Warner and Debbie Rogers for their help with the books; Rosalie Wyatt, Sylvia Gould and her helpers with raffles and Glenis Ashby, Brian and Lorraine Patient and Ann Woodcock with the collecting tins. These fundraising activities all promote CREAMER throughout the community involving many people.

Several very generous legacies have been received for which we are extremely grateful. These legacies are enabling CREAMER to continue its activities.

CREAMER continues to evolve and we hope will enable improving health care for this community for years to come.

We must give credit to all the staff at the Health Centre: all the doctors, nurses and other health care professionals as well as David Sheddon’s ancillary staff backing them up. The practice is consistently voted in the top echelon in the county and country.

I would like to thank all my fellow trustees for all their help - in particular our secretary, Sarah McCarthy, treasurer, Debbie Rogers, and vice chair Chris Blewett.

REAMER FUND - INCOME 2025

CREAMER FUND - INCOME 2025

COLLECTING BOXES

DATE BANK NO DETAIL AMOUNT
15.01.25 500523 88 FHC Green CollectingTin 136.00
21.01.25 500525 88 FHC Green CollectingTin 91.20
06.02.25 500526 89 FHC Green CollectingTin 35.00
03.03.25 500529 90 FHC Green CollectingTin 175.00
08.04.25 500753/4 91 CommunityCollectingTins 75.96
09.04.25 500531 91 CommunityCollectingTins 250.00
07.05.25 500534 92 FHC Green CollectingTin 210.00
29.05.25 500755 92 CommunityCollectingTins 109.00
23.06.25 500535 114 FHC Green CollectingTin 163.00
04.07.25 94 CommunityCollectingTins - GA 73.30
08.07.25 500538 115 FHC Green CollectingTin 140.00
10.07.25 500756 94 CommunityCollectingTins - BP 29.22
15.07.25 FP 94 Pannell - books 2.00
21.07.25 FP 94 Blewett - books 6.77
29.07.25 500539 115 FHC Green CollectingTin 70.00
05.08.25 500757 95 CommunityCollectingTins - BP 19.79
27.08.25 FP 95 Pannell - books 10.00
02.09.25 500749 96 CommunityCollectingTins - BP 78.64
01.09.25 500541 117 FHC Green CollectingTin 134.00
10.09.25 FP 96 Dalziel - Books 5.00
23.09.25 FP 96 Pannell - Books 3.00
01.10.25 FP 97 Skedd - Books 2.00
08.10.25 500543 118 FHC Green CollectingTin 217.95
22.10.25 FP 97 Pannell - Books 4.00
13.11.25 500761 98 CommunityCollectingTins - BP 93.40
27.11.25 500546 98 FHC Green CollectingTin 229.50
17.12.25 500547 99 FHC Green CollectingTin 95.00
TOTAL: 2,458.73
£

CREAMER FUND - INCOME 2025

DONATIONS

DATE **BANK NO ** BANK REF TYPE DETAIL AMOUNT
02.01.25 88 FP Finbow 10.00
02.01.25 88 FP Ruston 25.00
02.01.25 88 FP Maidman 20.00
15.01.25 500522 88 Cq Walker 50.00
15.01.25 500522 88 Cq Ruston 100.00
15.01.25 500522 88 Cq Stacey 49.00
17.01.25 88 FP King 20.00
17.01.25 88 FP Askew 10.00
27.01.25 88 FP Knowles 30.00
30.01.25 88 FP Stuttle 10.00
31.01.25 500524 88 Cq Mills 20.00
31.01.25 500524 88 Cq Chandler 100.00
31.01.25 500524 88 Cq Birt 300.00
31.01.25 88 FP Frost 10.00
03.02.25 89 FP Ruston 25.00
03.02.25 89 FP Benevity /CitiBank re match funding 395.88
03.02.25 89 FP Maidman 20.00
06.02.25 500527 89 Cq Stevens 10.00
17.02.25 89 FP Holmes and Hills re Cox 50,000.00
17.02.25 89 FP King 20.00
17.02.25 89 FP Askew 10.00
26.02.25 89 FP Knowles 30.00
28.02.25 89 FP Stuttle 10.00
03.03.25 90 FP Maidman 20.00
03.03.25 90 FP Ruston 25.00
03.03.25 90 FP Frost 10.00
03.03.25 500529 90 Cash Bardfield Carpet Bowls 50.00
12.03.25 90 FP Tobell 40,000.00
17.03.25 90 FP King 20.00
17.03.25 90 FP Askew 10.00
26.03.25 90 FP Knowles 30.00
31.03.25 90 FP Stuttle 10.00
31.03.25 90 FP Frost 10.00
01.04.25 91 FP Maidman 20.00
01.04.25 91 FP Ruston 25.00
01.04.25 91 FP Tyler 100.00
02.04.25 91 FP Newlands/Underwood 80.00
09.04.25 500531 91 FP Blewett 35.00
09.04.25 500532 91 FP Loftus 20.00
17.04.25 91 FP King 20.00
17.04.25 91 FP Askew 10.00
28.04.25 91 FP Shalford Village Hall 30.00
28.04.25 91 FP Knowles 30.00
30.04.25 91 FP Stuttle 10.00
01.05.25 92 FP Ruston 25.00
01.05.25 92 FP Maidman 20.00
01.05.25 92 FP Frost 10.00
19.05.25 92 FP King 20.00
19.05.25 92 FP Askew 10.00
20.05.25 92 FP Watson 100.00
27.05.25 92 FP Knowles 30.00
30.05.25 92 FP Stuttle 10.00
02.06.25 93 FP Maidman 20.00
02.06.25 93 FP Frost 10.00
05.06.25 93 FP Avalon Bloods 200.00
17.06.25 93 FP King 20.00
26.06.25 93 FP Knowles 30.00
30.06.25 93 FP Stuttle 10.00
23.06.25 500535 93 VE DayCelebration 87.00
01.07.25 94 FP Maidman 20.00
01.07.25 94 FP Frost 10.00
07.07.25 94 FP BDC Grant 500.00
17.07.25 94 FP King 20.00
28.07.25 94 FP Knowles 30.00
30.07.25 94 FP Stuttle 10.00
31.07.25 94 FP Frost 10.00
01.08.25 95 FP Maidman 20.00
04.08.25 95 FP Roberts 100.00
18.08.25 95 FP King 20.00
26.08.25 95 FP Knowles 30.00
01.09.25 96 FP Stuttle 10.00
01.09.25 96 FP Maidman 20.00
01.09.25 96 FP Frost 10.00
01.09.25 96 FP Doherty 250.00
17.09.25 96 FP King 20.00
26.09.25 96 FP Knowles 30.00
30.09.25 96 FP Stuttle 10.00
01.10.25 97 FP Maidman 20.00
01.10.25 97 FP Frost 10.00
08.10.25 500543 97 Cash Rook Hall Barn Sale 14/9(teas & coffee) 137.05
08.10.25 500543 97 Cash Talk Like a Pirate Day19/9 150.00
17.10.25 97 FP King 20.00
21.10.25 500544 97 Cq Brent-Marshall 500.00
23.10.25 97 FP French 135.00
27.10.25 97 FP Knowles 30.00
30.10.25 97 FP Stuttle 10.00
31.10.25 97 FP Frost 10.00
03.11.25 98 FP Maidman 20.00
17.11.25 98 FP King 20.00
18.11.25 98 FP Holford 20.00
26.11.25 98 FP Knowles 30.00
27.11.25 500546 98 98 Cash Wethersfield Club 60.00
03.12.25 Mobile Cr 99 99 Cq Tanners 1,000.00
01.12.25 99 FP Shalford Parish Council 200.00
01.12.25 99 FP Frost 10.00
01.12.25 99 FP Stuttle 10.00
01.12.25 99 FP Maidman 20.00
17.12.25 99 FP King 20.00
17.12.25 99 FP White & Frost 50.00
23.12.25 9 FP Warner 50.00
29.12.25 99 FP Knowles 30.00
30.12.25 99 FP Stuttle 10.00
31.12.25 99 FP Frost 10.00
TOTAL: 96,143.93
£

CREAMER FUND - INCOME 2025

DONATIONS - IN MEMORY

DATE BANK NO BANK REF TYPE DETAIL AMOUNT
15.01.25 500522 88 Cqvia Co-op Sharpre Turner 25.00
15.01.25 500522 88 Cqs via Daniel Robinson Re John Clarke 145.05
21.01.25 88 FP Aldred re S Underwood 25.00
27.01.25 88 FP Millard re S Underwood 20.00
31.01.25 500524 88 Cqs via Daniel Robinson Re John Whittaker 5.00
06.02.25 500526 89 Cash Re Ridgewell(church collection) 440.00
06.02.25 500527 89 cq Re Ridgewell(church collection) 20.00
10.02.25 89 FP Hodgson re Underwood 20.00
17.02.25 89 FP Much Loved 315.74
03.03.25 500529 90 Cash Re Sunderwood 100.00
03.03.25 500530 90 Cqvia G Hardy Re Lee 91.00
14.03.25 90 FP Much Loved 201.87
07.05.25 500533 92 Cqvia G Hardy Re Finbow 675.00
07.05.25 500533 92 Cqvia G Peasgood Re Underwood 30.00
24.06.25 500536 93 Cqvia G Hardy Re Bishop 36.00
09.07.25 500537 94 Cqs via Daniel Robinson Re Smith 301.85
09.07.25 500537 94 Cqvia G Hardy Re Bird 25.00
15.07.25 94 FP Much Loved 82.97
29.07.25 500539 Cash Re Tom Cooper 100.00
15.08.25 95 FP Much Loved 242.77
01.09.25 500540 96 Cq Easton Re Meddle 50.00
01.09.25 500541 117 Cash Re Meddle 50.00
15.09.25 96 FP Much Loved 23.62
08.10.25 500542 97 Cqvia G Hardy Re Woolner 102.00
21.10.25 500544 97 Cqs re Janet Davies Re Meddle 432.50
03.12.25 Mobile Cr 99 Cqs via G Hardy Re C Threadgold 368.95
TOTAL: £3,929.32

CREAMER FUND - INCOME 2025

CAR PARKING

DATE BANK NO DETAIL AMOUNT
15.01.05 500523 88 FHC 1.00
07.05.25 500534 92 FHC 5.00
23.06.25 500535 93 FHC 5.00
01.09.25 500541 117 FHC 6.00
27.11.25 500546 98 FHC 5.50
TOTAL: £22.50

CREAMER FUND - INCOME 2025

GIVING PLATFORMS

DATE BANK NO TYPE DETAIL AMOUNT
03.02.25 88 FP Just Giving 61.13
03.03.25 90 FP Just Giving 25.35
31.03.25 90 FP Just Giving 28.48
28.04.25 91 FP Just Giving 28.00
02.06.25 93 FP Just Giving 37.50
30.06.25 93 FP Just Giving 18.48
07.07.25 94 FP Benevity /CitiBank 556.42
14.07.25 94 FP Just Giving 53.43
04.08.25 95 FP Just Giving 34.28
26.08.25 95 FP Just Giving 127.69
01.09.25 96 FP Just Giving 1.66
29.09.25 96 FP Just Giving 25.43
08.10.25 97 Cq Charities Aid Foundation 200.00
21.10.25 97 FP Just Giving 67.91
03.11.25 98 Cq Charities Aid Foundation 100.00
01.12.25 99 FP Just Giving 26.71
01.12.25 99 FP Benevity /CitiBank 170.00
15.12.25 99 FP Just Giving 500.76
22.12.25 99 FP Just Giving 22.34
TOTAL: £2,085.57

CREAMER FUND - INCOME 2025

FUND RAISING

DATE BANK NO DETAIL AMOUNT
15.01.25 500523 88 FHC Raffle 2024 1,168.00
21.01.25 500525 88 FHC Raffle 2024 13.80
03.11.25 FP 98 BP Wethersfield Event - Armark Goup 1,000.00
04.11.25 FP 98 BP Wethersfield Event - Esco 100.00
10.11.25 FP 98 BP Wethersfield Event - KP deposit 2,218.00
11.11.25 500760 98 BP Wethersfield Event 20.00
TOTAL: £4,519.80

CREAMER FUND - INCOME 2025

GIFT AID CLAIMS

DATE BANK DETAIL AMOUNT
28.07.25 94 Claim to 31.08.25 471.26
TOTAL: £471.26

CREAMER FUND - INCOME 2025

MISC INCOME

DATE BANK NO TYPE DETAIL AMOUNT
22.10.25 97 FP Stambourne PC - re Bleed Management Kit 370.00
TOTAL: £370.00

CREAMER FUND - INCOME 2025

CHARITY COMMISSION INVESTMENTS DEPOSIT FUND

DATE INTEREST
03.01.25 534.80
04.02.25 534.51
04.03.25 471.67
02.04.25 583.47
02.05.25 691.28
03.06.25 695.66
02.07.25 642.57
02.07.25 22.05
04.08.25 682.61
02.09.25 663.93
02.10.25 635.25
04.11.25 653.20
02.12.25 629.92
TOTAL: 7,440.92
£

CREAMER FUND - INCOME 2025

LLOYDS BANK INTEREST

DATE BANK NO TYPE DETAIL AMOUNT
09.01.25 88 Interest 6.79
10.02.25 89 Interest 1.42
10.03.25 90 Interest 31.95
09.04.25 91 Interest 40.82
09.05.25 92 Interest 25.76
09.06.25 93 Interest 20.03
09.07.25 94 Interest 17.72
11.08.25 95 Interest 20.32
09.09.25 96 Interest 10.22
09.10.25 97 Interest 9.35
10.11.25 98 Interest 10.77
09.12.25 99 Interest 11.71
TOTAL: 206.86
£

CREAMER FUND - INCOME 2025

SICK POOR FUND - RING FENCED INCOME

DATE BANK NO TYPE DETAIL AMOUNT
0.00
TOTAL: 0.00

REAMER FUND EXPENDITURE- 2025

CREAMER FUND - PURCHASES 2025

DATE BANK NO TYPE DETAILS NOTES AMOUNT
21.01.25 109 FP Freshwell Health Centre - Inv 9/1 ECG MonthlyRental : 10 - 12/24 204.00
21.01.25 109 FP Freshwell Health Centre - Inv 9/1 Perpetual Desk Calendar 22.60
07.02.25 110 FP RM Design 11228369 Bramble Site 34.80
03.04.25 112 FP Roche 6572100962 D-dimer strips 120.42
06.05.25 113 FP Freshwell Health Centre - Inv 30/4 Examination Light 535.00
06.05.25 113 FP Freshwell Health Centre - Inv 30/4 ECG MonthlyRental - 01-03/25 204.00
10.08.25 116 FP Freshwell Health Centre - Inv 9/1 ECG MonthlyRental : 04 - 06/25 204.00
19.08.25 116 FP Roche 6572193910 D-dimer strips 124.63
13.11.25 119 FP Roche 6572243332 D-dimer strips 124.63
10.12.25 120 FP Freshwell Health Centre - Inv 30/9 ECG MonthlyRental : 07/25 - 09/25 204.00
16.12.25 120 FP RM Design 11552627 Book Marks 117.60
TOTAL: 1,895.68
£

CREAMER FUND - PURCHASES 2025

BRITISH OXYGEN

DATE BANK NO TYPE INVOICE NOTES AMOUNT
21.01.25 109 FP Freshwell Health Centre Inv 9/10-12/24 598.14
06.05.25 113 FP Freshwell Health Centre Inv 01/25 - 03/25 632.98
10.08.25 116 FP Freshwell Health Centre Inv 04/25 - 06/25 633.88
10.12.25 120 FP Freshwell Health Centre Inv 07/25 - 09/25 640.93
TOTAL: 2,505.93
£

CREAMER FUND - PURCHASES 2025

SERVICE AND MAINTENANCE CONTRACTS

DATE BANK TYPE DETAILS INVOICE NOTES AMOUNT
21.01.25 109 FP Numed 428630 24hr BP Contract C20423 19/2 - 18/2-26 242.52
22.09.25 117 FP Numed 469027 24hr BP Contract C14140 C17034 17/10 - 116/10/26 550.46
21.10.25 118 FP Numed 475073 Clinical Integration Sorftware 18/11/25 - 17/11/26(BP & ECG) 132.00
20.11.25 119 FP Numed 479581 Service Cover ECG 16/12/25 - 15/12/25 298.92
TOTAL: 1,223.90
£

CREAMER FUND - PURCHASES 2025

RADIOLOGY USS & XRAY (PAID TO FHC)

DATE BANK NO TYPE DETAILS NOTES AMOUNT
12.01.25 109 FP Freshwell Heath Centre USS FEES 01/10/24 - 31/12/2024 6,215.00
12.01.25 109 FP Freshwell Heath Centre XRAY FEES 01/10/24 - 31/12/2024 3,109.62
12.01.25 109 FP Freshwell Heath Centre Landauer Radiation Protection 28.50
12.01.25 109 FP Freshwell Heath Centre Pukka 1,108.20
06.05.25 113 FP Freshwell Heath Centre USS FEES 01/01/25 - 31/03/2025 5,335.00
06.05.25 113 FP Freshwell Heath Centre XRAY FEES 01/01/25 - 31/03/2025 2,791.40
06.05.25 113 FP Freshwell Heath Centre Landauer Radiation Protection 10.00
10.08.25 116 FP Freshwell Heath Centre USS FEES 01/04/25 - 30/06/2025 5,280.00
10.08.25 116 FP Freshwell Heath Centre XRAY FEES 01/04/25 - 30/06/2025 1,240.76
10.08.25 116 FP Freshwell Heath Centre LOCUM FEES 01/04/25 - 30/06/2025 1,149.99
10.08.25 116 FP Freshwell Heath Centre Landauer Radiation Protection 90.63
10.08.25 116 FP Freshwell Heath Centre PLH Annual Support 800.00
10.08.25 116 FP Freshwell Heath Centre SECTRA Annual Service 2,514.79
10.12.25 120 FP Freshwell Heath Centre USS Fees 01/07/25 - 30/09/2025 5,005.00
10.12.25 120 FP Freshwell Heath Centre USS Fujifilm Maintenance Contract 1,845.50
10.12.25 120 FP Freshwell Heath Centre XRAY Fees 01/07/2025 - 30/09/2025 3,667.00
10.12.25 120 FP Freshwell Heath Centre XRAY Landauer Radiation Protection 30.21
10.12.25 120 FP Freshwell Heath Centre XRAY Pukka Annual Support Contract 1,693.30
TOTAL: 41,914.90
£

CREAMER FUND - PURCHASES 2025

SICK POOR FUND

DATE BANK NO TYPE DETAILS NOTES AMOUNT
12.01.25 109 FP Freshwell Health Centre DEXA Costs 1/10/25 - 31/12/24 278.44
06.05.25 113 FP Freshwell Health Centre DEXA Costs 1/01/25 - 31/03/25 148.60
10.08.25 116 FP Freshwell Health Centre DEXA Costs 1/04/25 - 30/06/25 659.13
10.12.25 120 FP Freshwell Health Centre DEXA Costs 1/07/25 - 30/09/25 858.34
10.12.25 120 FP Freshwell Health Centre Vertex DEXA Annual Service Contract 1,726.12
TOTAL: £3,670.63

CREAMER FUND - PURCHASES 2025

COMMUNITY HEARTBEAT

DATE BANK NO TYPE DETAILS NOTES AMOUNT
16.10.25 118 FP 12630 2x Bleed Management Kits - Stambourne 760.00
TOTAL: 760.00
£

CREAMER FUND - PURCHASES 2025

BANK CHARGES

DATE BANK NO TYPE DETAILS NOTES AMOUNT
TOTAL: -
£

CREAMER FUND - PURCHASES 2025

STATIONERY / MISCELLANEOUS ETC

DATE BANK NO TYPE DETAILS NOTES AMOUNT
19.06.25 114 Debit card Reimburse DSR re Gift 30.00
13.11.25 119 FP Reimburse DSR re bank cash bags 6.59
13.11.25 119 FP Reimburse DSR re Stamps 13.92
13.11.25 119 FP Reimburse DSR re Ink 20.00
17.12.25 FP Reimburese ACCH regift 20.00
TOTAL: 90.51
£
tsAlANCEB/FD L48,059.41
!NCOIVIE:
coLLECTTNG BOXES/BOOKSALES 2,458.73
DONIATIOruS 95,143.93
INMEMORY 3,929.32
CARPARKING 22.s4
GIVINGPLATFORMS 2,085.57
FUNDRAISING 4,519.80
GIFTAID 4VL.76
MISCELLANEOUSINCOME 370.00
INTEREST CCLA 7,M0"97
INTERESTLLOYDS 206.85
SUBTOTAL: 1L7,648.89
TOTALTNCOMEPLUSB/FWD: 255,708.30
EXPENDITURE:
PURCHASES 1,895.68
BOC 2,505.93
SERVICE&MAINTENANCE 1,223.90
UI-TRASOUND&XRAY 41.,9t4.94
SICKPOOR FUND 3,670"53
HEARTBEAT 760.00
BANKCHARGES 0.00
STATION ERY/MISCELLANEOUS 90.51
TOTALEXPENDITURE 52,tI61,55
EXPENDITUREFROM INCOME: 2L3,@,6.75
LLOYDS CHARTTYAlC 00273747 t,442.5L
LLOYDSBUSTNESSBANKTNSTANTAIC 07072348 12,462.75
ccLA 199,727.30
CASHINHAND 1.4.L9
fzL?,646.75
SickPoor FundReserve f24,670,74
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