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2025-03-31-accounts

REGISTERED COMPANY NUMBER= 03794933 (En&Tland and Wales) REGISTERED CHARITY NUMBIR: 1094620 CHARIIY COMMISSION RF.PORT OF THE TRUSTEF.S AND UNA DITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 20215 FOR BRIGHTON AND HOVE CITIZENS ADVICE BUREAU FI CRT Limited Flat 24 Wellin¢itoiiia Court Laine Close Bribihton ast Si1&Sex BNI 6TD

IIRIGHTON AIYD HOVI CITIZENS ADVICE BU RF.AU CONTENTS OF THE FINANCTAL STATEMII NTS FOR THE YEAR F.NDED 31 MARCH 2025 Pa¥¢ Rcport of the Trust¢¢s Indcpcndent Examiner's Report Statcment oFFin*neial Ac¢ivili¢s Bulanle Sheet 9 to 10 Cash Flow SIAtement Lyotes to the Cash ri(bw Statement 12 Note$ to the Financial Statements 13 10 25

BRtGHTON AND HOVE CITIZENS ADVICE BUREAU RFPORT OF THE TRUSTEFS FOR THF. YEAR ENDED 31 MARCH 2025 The tn]stees who are also directors of the charity foT the PLtrposes of the Companies Act 2006, present their rei)ort with the financial statements of the charity for the year ended 31 March 2025. The trustees have adopied ilie provisiun5 of Accounting7 and Reporting by Charities- State￿ellt of Recommended Practice applicable to cliaritics prbpariiig t11eir accounts lll accordance with the Financial Reporting Stsnd8rd 8pplicable i)) the UK aud Republic of IiLland (FRS 102) (efIective l January 2019). OR]fCTIVES AND ACTivrrtES Objectives and aims Objcctives: Citizcns Advice BriJo ton and Hove's ob.IL￿1Ves are to offer any charitsble s¢rvice to benetit the public throuoh: providing infoTm4itioD, advice and educarion. helping ivith living bealthily and well ￿ld helping with low iniome aDd poverty. Thi8 is for anyone and especialty the communities of BriJo lon and Hove and surroundllig areas. Tlie vision of Citizens Advice Brighton and Hove is to give Feople the knowl￿1¢ UDd die coiifideiice they iieed to f￿d tIILir way forward- wboever they are and whatever their i&5ue. The alms of Citizens.Advice Brighton and HOVL (CABH) are". (I..) to provide rhe advice people need Èor the problerns they face. and (2) io irnPTOve the policies and prdC(ices that a(lect people's lives. Our mtssloD: Ciii£Lms Advice Brigvhton alld Hove works to%¥ards the%e aims by providiDgi free, independent, impartial and confidential advict on any subject. We ￿her infomiation aiK)ui our clienL%' i.%sues and the adviLe we pi'ovido and use that inforjiiation to campaign and iDfluénce policies and other changes io'Smpr()vc ihe lives. of ftur Lliciiis and IhL local coinmunty. Our walues: We value diversity, promo quality and cballenbie discIiD]inalion. Our seivice provides a¢fvice to everyone without judbiement. We offer help to all clieiits and &iyone who needs ljelp, rigardl¢ss of their age. class, race. religion, gender, disabl￿ty or sexualty. All OUT advice w0￿erS. whether paid or voluntary..are prOf￿%10￿a]IY trained io provide a quality service to our clients. We try to have staff and Irarns that represent the communilios we advis< 5UPPOrt and are part of. Citizens Advico Brighton and Hove holds th¢ Advicc Quality Standard for advice, telephoiie advice lliid ddviGe witli asewotk in benefrts. PublRe benefii. _ how we help vur clients and communitlos We foLloiY the Charity Commission's guidance iYb'¢n reviewing and plamiing wh we do. Our Irusiees consider how QILr planned artiviifies are in line wilh our aims and objectives. Our charity'¥ purpv>¢s are set out in a docuineiit called our Trrfemoranduni djid Articl¢s of Ass￿1811011., Thcsc pui'poses are 'Lo promote any Charilable purpose for the public benefjt by 'th¢ advancem•)t of cducalion, il)e protection and pres¢rvatioii of heahb and the relief of povertyi . sickness and distress in parti¢ulur, wiihout Ilmilaiion, lor the benefit ol t'he rothnbunity in Bri&htOD & Hove and surroundillg areas., Our aims, listed above. upbold the founding purposcs of ollr charity. W¢ Tevi¢w oiid plan whal WL do every year to malce SUT¢ it always refl¢clS OUT piirposes. This review looks at wh& wc aihiivcd arid thc outtsomes ol oiir work in the last year. The r¢view look5 al the Success of all our activities ai)d dié b￿)erits Ihey bave brought to ow Llients. The revi.ew alio helps make sure we are fully tocussed on thc pu]poses we have a5 a chuTIty. Research and (￿MpaIgn$ Oiir advisers colled evidence from c￿S tliey I￿ve NVOLked on and we use thls itsformalion lo influence policyinakcrs LO improve services. We Share anonymous inft)rniation about advice issues ivitli Cilizens Advice natiiinally I'o get a picture of what s happenivig all ovLr England and Wales. We work with them on national itstsues and camp&Etsns. We also carry out local research and work with other charities and organisations on IOLSI policy issues.

BRIGHTON AIYD HOVE CITIZENS ADVICE BUREAU REPORT OF THE TRusfEES FOR THF YEAR ENDED 31 MARCH 2025 OBJECTIVES AND ACTIVITIES Volunteers Like many charilie& we rely on voltmteers io the day tt) day running of the organisation. To dclivLr a high qual7ty service for cjients. we arc always delivering trdilling and devcloptng how we do things. We put lots of tiine illto upportin&T vojunleers who come trom a range of different backgmunos lo delivcr lh¢ ￿$( advi¢¢ <U]d f¢¢1 Pillt of <1 yuppurtive and professional organisation. Through VoluDto¢ri￿fj M'e help people to develop Ihcyr abilities and the way that they feel about th¢ll￿tIveS, tbeir skills and their comrnunity. "fhis hav¢ a big injpact on the voluntCLrs' live5, for example: iaiuing practical skills increasillg their employability - llicreasillg their sense of piirpos¢ or self ese li&viii&i a p9Sitive effecr on Ihejr healdi - lieiri&i rriorfr ellgaged with their iomniunity Duri￿, th'e year 2024-25 we wntinu¢d to develop clear pathways of developmeni for voluniCe￿ who want to move into paid advi¢e work.within Clti£ens Advice FlrigyhtL)n and Hove. ACHTEVEMENT &IYD fERFORMANCE ChaVltable'a¢tivities 2024-25 sam, the office receplion area open daily, with the coniinuaAion of dropin advice added tc) plioii.o, ¥inail and lace to face ￿p￿OIntments. This has meant that cltents now havL'IyiDT¢'OPtions to use our ¥efviL'es Ihrou&Fh nul. IiicrcasLd contacts ¥Yliich rose bv 210/0 During ihe year 2024-25, we belped 6,794 individual clients wilh 23.109 dirrcreii( issiies. This is a 1711/0 iLicrease in Wiiilst it is grLAt Io See that w¢ hiive been uble to help even Jnoie clienLg this year we kno1¥ d￿t there AS illDTe to do us we colltitiue to receive'ffedback Ir()m Ihose who are unablv tv acce&s us de5Plte the iucrease in adviser LUP¢lLliy abri)% the year. .ThÈ incrf4se in thc niimber'of" issues we advise on sub&iests tliat each client 15 COTltinuirlgy t() PLfiLncc multiple arid mare compl¢x Issues, needing more activity to resulve these (3.4 issues per client Comp￿ed [0 3.& 8nd 2.9 issues In '21124 and'22123 respèctively). lThis, iu turn, takes more adviser time, affecting the amvunt of cliei [5 we &r¢ ble Lo skc. We will contTnue to strive to increase our volunteer advice capacity dyrllln ?02_5126 to addrvss thi ' sliDitsall by reiiewing our fmks w'ith students at t￿e universities 8nd liddinby a- further trairiit¥ cohurf to our voluni¢e trairting rounds. Our top 4, enquiry areas during 2024-25. were: beoefits and ￿ credits, Housin& Vtililies ￿)d con1￿unI b¢n¢fits and Uhiversaj credit5. tion aiid Citizens Advice. Brighton and Flove also'd¢livÈrs specialist advjce projects that !1È1p. tss tti deiiek oh our Ji year 202'4'.25 tbese ivere: - Molley and FcDsion Scrvice Debl Advlce project: Provides debt advice and Case￿Ork - Muim iJlan HOri7￿)n C¢n¢re: Welfare bepefits advice service for people affected by ￿]cer In IJri¥h - Major Trauhja bhi¢: Welfare b¢nefits advice se￿1¢e for patieiits ivbo have suttered a fe¢¢nt ttxum 'Mon¢yivorks: titizens Adv5¢e Briuiton and Hove lead this partnership H,bich pi'ovides fina ¥dLicalion aLross ihti City Advlce MAtlers: Cirlzerts Advice Brlghron a￿d Hove. leAd this parrp:ersliip ivb"i¢h,- delivets pcr.40 comjllunity-focmèèd and tlexible advice services with the aim of imptovmg tbe lieaIth and. i¥ellb¢in of Bri Hove residents - Gamble Awarc: Provides debi aDd Lriony. i￿an￿rement adtrice for i)eople i]1 recthve ' from gah)blAiig harms - £nerdyworks: provides advice on energy tssues including? warni homes and C￿lIactI￿o cnLrg¥ providers CABH. adi'iee in Trvwll Trust foodbanks: Pr()vi(its key advice'oh'tht ￿0￿nd al ? Trussèll Trust food baAic8 across thc cily? ¥UPlX)rting'¢lieftts with. a rantre of issucs (o help maximise their intome and reauce tE)eir need ltir lood batik qLipport. Ageillg Well: Provides advice up. to cas.¢wO￿ level for p￿)p.]e over i5 in need to support cliiniTng l)enefit& ill order tu Inaximise dieir income and live a tnore comfortable and securé lite ' Outreach advice snd 'Advice First Aid,: Trdining in basic adwice foi CO]n￿wity. and voluntL'eT groups so enablc better signp,ostino of individuals at the.ir first willt of collfaci Advice bused ip. outreach communittes across thL ciL>' .' 111 ¢hL li apd cial su port and -cetitded, hton and Page 2

IIRIGHTON AM) HOVE crrizENs ADiryCE BUREAU . REPORT OF THE TRusfEES FOR THI YEAR EI¥DED 31 MARCH 2112) FINANCIAL RFVIEW Financial position Durin(r the year fu￿dS totalling £830,707 (202A.: £872,6J7} were teceived, comprisill t income £797:731 (2024.. £848,J35) and other income £32,986 (including donations and interest). Restricted fimds received in the year totalled £461, j.33 and unrestricted funds L369.174. Operationa] exp¢ndilur¢ in th¢ year was £1,272.716 (2024: £81 i,722) compri5iDg expenditur¢ on ¢hwitable aLtivitiv4 ()f £8J8,021, ¢xpenditur¢ on fund raising of £346 alld SUPPOTI costs of £414.350. li should IK. notL¥d IhL supporl Costs for 24125 include a onc off chaTge to th¢ arxounts of £405,c￿ ￿ a iesuh of us leaving th¢ leg￿Y East ,Susqex Couiity Council Pension Schem¢. Before the one-off impaci of leaving the East Sussex County CounLiI P¢n5ivn Svh¢me, this reprLenLs a net siii'plus tor the year of £5219 on unrestricted aclivities (20d4- qUTpILL8 £20,617). Wilh ihe impac¢ this IL'prC.￿l7lS a sliortfaJL of ,£397,156. At 31 March 2025 unrestrlcted reserves shou, a balance of £658,670 (2024. £1.058,451 including pellsion asset) Oryier thp'year ¢here was a shorttsll on resiricied lunds 01. £42,228 and this has beL¥n iakcn lyom Ihe reserve brought forward, 2024 of £43.ension fund ( Llie Fufi4),'decided io, lèave the Fund: As a ré¥!IL oiir participatign in (aDd ongoin¥i respoDsibi!ilies t()5 ihe Fiilld I11)ished, with all QnLj)in{F respohsièility for the deferred thethbeTS and peJ)sloners movingvlo the'1)vstees uf the.l."und. A.q ai Lhc cnd ol"the.1&st accounts, our ¢sti￿al￿ Nc( PLmsion A8scl within th¥ fund amounted to £726,(M)O. On our ¢xit froffi ihe Fun(i the T￿$￿￿8 trystallise the &s%eL¥ Te4uirc(I' to covet the remaIni￿g liabilities on a conservRLive basis. This liahility w'as calculated by the aciu8rio% '￿ bc'£l.'894.000.' Ai that tiLne. the assdt5 of 'oLir section ot the Fknid stiiod at £2,215,OLX) . ity Deceinber 2024, the Trkn#l¢es of tAe Fuhd a8recd to use their disctetilin ana lirovide tss'wilh Exii Credit of th gLitpltis of'432J.O(X)."'" PriLnarily due to this change in &wimptions over the liability calculation b&sTrs. the 2412.5 ￿unts .show a ol￿-Off exceptjonal cosl of £405.(KlQ: rcllcciing the impact ot this cxiL Althou81) this is chaTLed aciainyt'oui Unrestricted Funds the preious surplus cnuld iinly be realised Ihr(iuglF employer contribuLiOD bolidays and Lould',alAo b¢ ¢agily10st through chaiigcs in th¢ valu¢ of th¢ ass¢ts ti) th¢ liabiliti¢s of tb¢ bi￿OI1C cmploy¢cs w'itknin Ilie Fwi(L jnv¢¥liil¢nl pvlicy vbj¢ctiv Citizens Aavic¢ Brighion'& Hnve invcsts surpliis fiinas in low risk dep.osit accounts via iiii Jnwestmi>i)I plattorin; This allows lls lo Inbeaso Iho ifj(er¥'St paid on"surplus hnds and imwove our lll)auciat positio Reserves polScy Th¢ trusl¢es'alth iii hold'frcc liquid réstrves qual to three'inonths unrèslricted exi)ef4d51uk a( an> one tÉtiie. The trustees arÈ delermided tu ensure the fiiianLial susiainabiilty of th'e.orw.isation and Ib thal end a thtee.year $trate&Tj¢ 'Biisiness and P¢vel()prtwnt Plan"has beert aeveloped. Fhe trusteps have sj r¢serv¢s ￿)I1¢Y whi¢h strtes (hat we should hold f￿ancial reserves in ordcr to ensure that tbe charity c￿1 continue lo operale an orderly manner in the eTrgnt of ￿nforeSeen and p(Ilthitially fioancially ddinaÈing circurnstarices. Tbe trustees consider th it would be prudent io'aet aside an anloutsi e4uivalenl lo t11￿ mond)s' expeiiditur¢ lil.. ljxed El]Id col'e ¢osi$, ityhich amounts to £216'30J (2024r25) compared with £203;4)0 (2023124).

BRICYHTON ARYD HOVE CITIZEIYS ADVICE BUREAU REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025 FUTURE PLANS Tlie BO￿"d reviews the th￿e year BusI￿esS and Devcloprnent Plan aDnuaIly with Ènte.rim perfOrnI￿C£ rcpoi'ls Inade to the board quarterty. Our focus ft.or 2024r25 is on securing a stable financial future for the OTg8nisation through a targeteJ fundinly stt'atetrry, b}, secllriiig funding for our core delivery and Continuing to enstue a face ￿ f8ee service for ttiose less able to engaoe with us digitslly. W¢ also aim to focus on the trainTn¥, developni¢nt and well￿]ng of ouv Staff aiid volunteer teams a5 our rnost valuable assL. 'I'he Business PJaD for ?02) - 2028 identif￿5 the following objectiv l. Me¢ting needs- Meeting unrn¢r need through widening our rL￿ch and extending access 2. stability and sustainabilily - IncTeax the diversty of our incomL to SUPFrf)rt gro￿￿, and nurture a stable and well stat'ted leam 3. Qualjty - Iligh pert'orniing7 so clieots get a great ¥rvice 4. Influence - Intlu¢ntia] so we can belp improve live.8 of rnor¢ p￿pIe 5. Culture - Ensure an inDovalive and Iligh pertomiing service. with equajity, diversity and Anclusioii at its Iieart As a resi)It of.our exil from the Penston Scheme. we received an EXIT Credit of £321,iJ)O. The Trustees are in the process of deciding the beyt way of using this reserve to further meet our objectives ￿)d in the meautilne have placed it w.ithin a DesigDaied Fund help irdtk TIS impacL STRUCTURE, COVERNANCE AND MANAGEMENT Governing do¢umeDI The comp￿1¥ was iDcorporaled as a Company Limited by Guarathteé ori ihe 24"June 1999 and is goiieriied by its memoi.1￿aUth aod Articles ofAssi)ciaiion (&% ain¢nded by SF¢ciaL resolutions 01) 29 May 2002 ￿}d 17 Fcbrnary 2016). It took over tlie assets and undertaking of Citizenb Advice BriJTh lon & 14ove (an unincorwrated cliai'ity) on I I Deceinbcr 2(M)2. Orgsnllatlonal struclure Tbe Charity is" govemed by a Board of Triistees that ovcr5ees thc strAtegic dc?Iv"lupment of th¢ Chffjty incliiding thc adoption of the three-year husiness plan. The Board has the following sl8nding sulKominiilees: Human Resources. FiDallce & Risk and Fundrdising. FAch of thL%¢ LOTnTnittee5 contaills a Jnixture ol. Trnslees and senior paid 6taff, and ¢aLb sub-committee prodiices reptirts tor cory%idedtion by the Boatd. The Board also oversees tiie work of lie Chief ExecLltivt oificer who is responsible for the day-t(Fday managernent of the charity. wthich ihclu'des die deliv8ryi of the busine55 plan. In addition to this general role the 8uurd may delcgale specifjc resw)nsibililies to tlie Cliief K2CUtive ot'licer iri Ord¢r.to pioJ¢ss "on¢ off. il¢ms of work CABI.[ ha$ 50 plus voluDt¢er5 alld 26 paid staff (including managcrs) all offering advice on 8 widc lange t advice mattcrs. The Chief Executive 0￿(C¢r line manages the OpLTations Manai Jer, the Pailnerships Mllnagw, Ih Projects Manager an(1 the En¢r¥y Advice Manager. The Projecrs m￿ager overs¢¢s th¢ d¢liv¢ry vf Ilie speLiulist advicé projects 11101udiftg Debt, Benefits aud Health advlce. The Operations ManagLf i>versee5 the Gi>ncral Help Unil. inclyding line aJ]aging the AdvicL' Sc$$ion Sup¢r¥isots and enSur1￿r volunteer welfare ￿ld traiiiing. The Operations M¢ikngTer also ovetsees the premiscs, utilities.'aod I'l. services. The Pattuer5hips Manager coordiDates Moneyworks ond Advigb MutteTS and attends nelwork meetin45 aLI'0&S the Lity and also Leads on our Research and Campaigiis activity . The CILief Executive Officcr pr(Kluces Than4r¢ment perfonnaDce ￿pOrts for Ibe Boanl. Thb Tru%tees ar¢ aprM)inted in accordance with Clause 37 of Ihe Memorn)dum and Articles of Association. Tli, Board undLrtakcs an annual skills and ttainina audit to identify any P￿¢￿tta1 skills gaps. '1 i'iLStee Kcy management remtshératlon Citizens Advice Brlghton & Hove has a Human Resources SUI￿grouP of the trustre'board Tliis group is responsible foi. reviewin&T arid settillg levels of pay using natlonal scales and market'ralcs. Page 4

BIUGHTON ALYD HOVE crrizENS ADVICE BURL4U REPORT OF TFIE TRUSTEES FOII THE YEAR ENDED 31 MARCH 2025 STRUCTURE, GOVERNANCE AIYD fvIANAGEtIlENT Wider netw(hrk CABH is a member of Citizens Advice: the national Ixjdy lor all local Citizens Advice offices (LCAts). Citizens Advice provides all LCAS with policies and procedures for the recnLitmenL iDth]ction and trnining of Trnstees. These policies are re￿IlarlY updated to take accouttt of change5 in legislation and be￿ practice. li is a requii"exnent of belug a Local Citizens Advice that thLX plicies be followe(L These ry)licies are accessed via citi￿￿5 Advic¢'s intrand. Citizens Advice BrightOD & Hoi'¢ is a coowletcly independent Ic>cal charity but Jnust ad￿¢￿ to the CitizeD'5 AdviLe priiicipl¢s of service and pass a regular ￿em]berS￿lP at]d qiiality of advice audil. The organisatiollal audit and quality ol. advic¢ ¢ibSessJnenl look place in Dec 2023. The outcome showed thal we had achieved a green SWT¢ f()r ¢qualily leadeT8hip, and <1 &Jreen foT leadership. We revisit these Scores annualty with a cjear plaD for continuous impr()vcineiit. We are a leading member of the local Advice Partnership H'hich is a group of local advice providers and stalceholders who work toward the aim of the city's Sustainable Cornrnunities S￿￿gy. C2lBH Is olso a mernber of the l(Kal Advice Services Nenvork, the Welfare Reforni group. dje Fuel Poverty Affordable Warinth steering grciup. the Community Works Reps Council and FOCKI Parli)ership meeliugs as i¥ell as Ilie #¥w VCSE alliance working io enable conDe¢livity and connections betsveen heahb and care partners across suv3ex. Rlsk ￿Anagement Tlie trustees, have a duty 10 ideDtify and review the risks to which the charlty. is exposed und to Lnsiire approp,riate coiitrols are in pla￿ to provide reasonable &g51iranLe against risks inLludin41 frdud aiid Lni)r. CABH undertakes strategic tisk assessmeni ea¢h.qudrtet. This is overse¢n by the Finance & Ri5l sub . (Jroup of th¢ TrusiLC Board and in accordance with Citizens Advice guidance. The results are used to itifoym finanL)al and business plwining as well as consider a]iy appTopriaLc conlingLncy planning. REFERENCE AND'ADMINISTRATIVE Dtl TAIIS Reglstered Company number 03794933 (England and Wales) Registcrcd Charity llumber 1094620 Reglstered olflce IIove Town Flall Tisbury Road Offices Tisbury Road Hove F.88t SuBsex 13N3 3BQ trustees N Meager (Chait) ' S W F BlakeD¢y ('frea¥uT¢r) Clork .M l Green MIB r s Harrison Qi Longfoot Ms K Stipala F Woodward T M Aknied {appointed 9.1.25) Bennan (appointed 9.1.25) Wang (dPÈiOintLd 9.125) Ms H GamE)er (resigned 17.425) Ms B Tatton (resigned 17.425) Ms A HowaTd-Macey (resigned 17.4.25}

BRTC.HTON AND HOVE CITIZENS ADVICE BUREAU REPORT OF THE TRUSTEES FOR THE Y EAR EI¥DED 31 MARCH 2025 REFERFNCE AND ADMINISTRATIVE DETA TLS Independeni Examiner Christophcr Robert Tyler TrCA l￿bA FC'tE FI CRT Limttcd Elat 24 Welliiigtonia Court Laine Close Brighton Easl Suss¢x BNI 6TD Bankers Charil'iLS Aid Foimdation PO Box 289 WLSI Malliiig Keiit ME19 4TA ChlEf Ex¢c¥¢ive 0(r￿er mSJCard￿.. FbNDS HELb ASCUSTODIAN FOR QTHERS As at J l Match 2025 the Bureth hLld £l1.549 on behall'of oth￿. STATEMENT OP TRUSTEE￿ RESPONSVBILrrTES The trustees (wbo are also the directors of Brighton and Hove CitizEns AdvAce Bureau for tlie purposes (>l' company law) are responsible for preparin¥ the Report of the Thistees and 11)e fJnaDcial ststemeDts ID acLordaDLe wiLlI applicable law ￿ld United Kingdom Accounting Standards (United Kin8doJn Generalty Accepted AccouiitiLigi PractlL¥). Conipany law requires thc trnsiekn"S to prepare financial statements tor each financial year whickn gTrive a ti'iie aiid fair view of'the stale of affairs of the charitable comwy and of the incoining resources aiid application ol". i"esources, illcludiiig the income and expenditure. of the cliaritable company for that pori(xL In prepaiing diose tinallciaI statemeThts' ttie twstees are required to s¢lect syitable accounting poiicÉes aud then apply theTr. wJ)sist¢DIIy: obserN'e th£ inelhods and principles iii the Charity SORP,. make J￿dgeMentS and estimotes that are rea.qonablc and pwdenL prepate th'¥ flriaricial'51aietnents on the going concern l)asis unlcss it i.s inappropriate lo presuine that thL Charilable olnpaby will ¢ontlniie in business. 'rii¥ trustees aT¢ rea4pviisible for l(e¢Ping proper accounting records which disclose ivith reasondble a￿uracY at any time th¢ fjnaftcial position of Ihe ¢har:lable ¢(impaiiy and to enable them lo ensure that Ille fllwicial slalcments coinpjy witli Llib Companics Acl 2006. They are also responsible for safeguarding the &5s¢ts of th¢ charithble conw8ny aiid ,￿￿¢L lor taking Ye&sonable for the preveniion aod detection of fraud and other i￿e.￿Ul%￿ll1eb. ApprLbved by, ord¢é vf the board of trustLX'S on ....:. .... . . . . and s5gDed on its behaTI'by' S W'F Blakeney Page 6

INDEPFNDFNT ExA￿liNER's REPORT TO THE TRUSTEES OF BRIGHTON AND HOVE CTfizENS ADVtCE BUREAU Independent examiner's report to the tnEsttrs of Brighton and Hove Citi￿nS Advice Bureau (Ithe Comp2ny') I report to ihe charity trustees on my exaffll[￿tton of the accounts ot the Company for the year ended 3 l March 2025. Re.8pon8ibilitie2> and basi5 of rcport As the cliarity's trustees of the Comptwy (and also its director5 for the pwp05es of company law) you are regpongible for ilie preparation of the accounts in accordance with the requiretnents of the Companie5 Act 2006 (Ihe ?006 Act,). I-laving satisfied mysclf that the accounts or the Company arc noi rcquittxl to be audiied und¢r Part 16 of the 2006 Act and are ¢ligi7)l¢ for ind¢p¢nd¢nt examination. I report ill r¢spe£t of MJJ examinaiion of your ¢liarity's a￿OW7t￿ (15 carri¢d out under Section 145 of tli¢ Charities Act 2011 Ctlie 201 l ACV). JD caryinu oul rny eX￿InatIon I have t'ollowed tlje Direclians gii'Ln by lh¢ Charity Comrnission under Section 145(5) 0)) of thL 2011 A Tndependent examèner's Mth¢¢meot Siiice your Lhmbcr of a lisd body. I can confiTm that l am ClUilified to UDdertake the examindtiOD b¢¢'aLLse T aTn a member of the Instiiulc of Cl)artered Accountants in England and Wales, which is one of the lisied Trx)dies. T havc. complelcd my cxaminaiion. I confmn that no matters have come lo my attenrioii in cfjnnLction with the examinacjon giving me Cause (o believ¢: ccount5ng'records were not kept An respect of the Company a5 required by Sectithn 386 of the 2006 Aèt,. C)T the accounis do not accord with those records; or the accoullls do not comply with tEie accountinLY re4uirernents of Sectii)n 396 of die 2006 Act otlier than any requirement that the accounts give a true and fair view which is not a matter consideted parl D'l an independeDI examirtalion; Or. the accouDÉs have noi been prepared in aclorddnce with thc incthods ￿ld prillciples of th¢ 8lalcnieiit ot Recollllnended Practice for accounting and Tcporling by charities (applicable to chJriti¢s preparing their a¢¢ouiii$ in accordance wilh Ihe Finaritial Reportin(y Standarfi applicable iri th¢ IJK and Republic of Ireland (FRS 102))., I have no LOhLernS and have come ft¢ross no other matters in connection Miith the examjnatioii whitli attention should be drawll in this rewrt in urder to enable a proper understandins ot the accounts to be rvdLhed: QYistophei Robert Tyler FCA DCiL4 FLIE FI CRT Limited Flat 24 Wellillgtonia Court Laine CJ05e Brighton East Sussex BNI 6TD Date.. Page 7

BRIGHTON AND HOVE CITIZENS ADVICE BUREAU STATEMENT OF FINANCtAL AcrtVITILS FOR THE YEAR ENDED 31 MARCH 2025 2025 2024 Unrestricted funds UtLrestricted fund Restrict£d nds TOL fiinds Tot fullds Notes INCOME AND ENDOWMEYfs FROM Donations and legacies 11,060 2,689 13.749 6,540 Charitable acthTr-ities Advice 3i8,877 458,844 797.721 848,335 Other trading activities Inv¢sty]ent illcomf i,93) 17.304 1,933 17,304 Total 369,174 461,ii3 830,707 872 637 EXPENDITURE ON Raising funds 340 346 Charltable aelfvfilfies Advice PeLision Exit 360,984 405,000 2.625 iQ3,761 867,370 813,72? 766 50.3 76L a6 813 722 ET INCOMÈ/(EXPENDITURE) Tran5fer5 bclwq¢p. luiid Other recognlsed Eginsl(losses) Actuarial gains on defined b¢nefit sche￿eS (397,156) {319,880) (2.625) 319,880 (42,228) {442,009) 58,915 16 Net movement in funds {7l7.030) 317255 (42,228) (442.009) 153.915 REcoNC￿lATION OF Toial. ￿ndS brousht.forward 1,026,836 31.615 43.025 1,101,476 947,.563 TOTAL FULYDS CARRIED FORWAIiD 309.800 .148,870 797 1101478 The Dotes fiKip. part of these fjnaTbcial stalements.. Page 8

BRIGHTON AM) HOVE crrJzENS ADVtCE BUREAU BALANCF SHFET 31 MARCH 2025 2025 2024 lJnTcstriLtii tllnds. dcsignaltd Unrestricted fllnd Restricted fvnds Total fuiids Total funds Notes CURRENT ASSETS Debtors Cash al bank and in hand 14 I60,230 379,1 ?7 160230 728.794 102.586 512.507 i48,870 797 539J57 348,870 797 889,024 6L5,093 CREDftOKS Arnounts fallinbN due within oiie year .(229,5i8) (229.538) (239,617) NET CUkRÉIYT ASSETS 348.870 797 659.466 375 476 TOTAL ASSFTS LESS CURKF,NT LIARILATAF.S 309,799 348.870. 797 659,466 375,476 PF,LYSION ASSET 17 726,boo ET ASSETS , J48,870 79.1 6.i9.466 I,101 FUIYDS Uiirestricted fuDd5 GenvT&il unrF5tricl¢d funds Dcsign4t¢d. f.und8, l6 309,799 1,026,8J6 658.661) 1,058,4f I R¢5triited fim(b , 797 TOI'AL FUIYDS . 659,466 I IDI 476 'The charitablo company is enlirled to exemption from audTt under s￿til￿ 477 of the Coinpanies A¢t 2006 to¥ the year ended 31 March.2025. 'rh¢ members have noi rLquired the coinpany to obtain an audit of it8 financial statemeni5' for ifre yp,ar ended 3.1 Marcli 2025 in a¢¢ordaii¢e with Section 476 of Ihe Lon]panies ALt 2(X16. Tho Srpsl¢e¥ acknowledge their responsibiliiies for (a) , ¢nsyring that tbe chariiable company keeps accounting records coinply witli Seclions 3a6 aiid 387 ()1: Ilie Companies Acl 2006 and . pre￿.ring5. fin'ahcial staiemcnts which give a true and fair view of ihe Sta￿ of affairs ot tbe ¥ha*iiabl? company a4 at the end of cach linancial year and of its sU￿lUS or defiLii lor each f￿all¢la1 year in &Lcordance with I'he TeqiLiwtYnenL% of Sections i94 and 395 and H'hi¥h othLfw15L compty Ivitb the requiYemLnts ()f the Lompanies Act 2006 relating to tinancftal statements, so far as applicable to the cl)aritable comp¢iny. The notes fomi part of these tmanci81 statements Conti￿ued...

IIRIGHTON AND HOVE CITIZENS ADVICE BUREAU BALANCE SHEET - continued 31 MARCH 2025 These finit ncial 8tatements have been prepared in accoTdance wiith the prOv￿10￿S applicable to charitable Lump(￿]eS Sllbject to the small compatiies re￿ts e. The fi ancial stht cnts wLre approved by the 13oard of Tnlstees and authorised foi. issue and were Si￿led on its behalf by: S W F Blakeney- usie The notcs form part of financial statements Page 10

BRIGHTON ARYD HOVE crrIzENS ADVICE BU RFAU CASH FLOW STATEMKNT FOR THE YEAR ENDED 31 MAKCH 2025 ?0?) 2024 Notes Cash flows from operaling activitie5 Cash £Tener<lted from operations 203.648 NL)t cash provldcd bj op¢raLing activities 203,648 18,310 Cash flnws from ini'esting a¢tivlties Tnterest r¢ceived 12,639 Net ¢asli PToyided b) investi]g activities ¢hange eagh aDd casb equivaltnts in tlie reportlllg p¢riod Cash and cash equivalcllts at the beglnnlng of Ihe reportin¥ period 216.287 30,321 512.507 482 186 Cagh and e29h,equfvalenls at Ibe end of the r¢portlng porlod 512 507 The notes ft)nn part of these financial statements Page 11

RIGHTON AND HOVE CITIZENS ADVICE BU REAU NOTES TO THE CASH FLOW STATEMEKr FOR TIIE YEAR F,NDED 31 MARCH 2025 RECONCILTATTON OF (EXPEIYDITUREYINCOME TO NET CASH FU)W FROM OPERATINC AcrtVlTtES 202) 2L124 Net (vApenditure)fmcome for the reporting perTrnd (as per Ibc Statemenl of Finallci21 Activities) Adjustments lor TnteJEst reL¢ived Poiisioft scheme a55et Tn¥rease in debtors (Deueaseyi]]crease in creditors Difference bets¥eeD pension charge and caslt contributions (442.010) 58,913 (12.6i9) 726,000 (i7.644) (10,059) (12,011) (57,?08) 3.f,616 7,000) , Nct psb p.rovided by oper8tlons 203,648 'AI4ALYSIS UF CHANGES IN NET FUY4DS At 1.4.24 Cusli flow AL31.3.25 Net eash Cash ￿ bgnk and in bynd: .512.507 216287 72& 794 512 507 216. 728,794 512 507 16. 728,794 The notes form part ot these financial state]nents Page 12

JIRIGHTON AfiD HOVE crrizENS ADVtCE BUREAU NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 ACCOUI¥4TING POLtciEs Basis (bf preparing the financial statements ThL fin8nLial slatements of the chdritsble comp8ny.. which is a public bcnefit enlity under FRSI 02, have beeii prepared in accordance with the cI￿LtieS SORP (FRS102) 'Accounting and ReportKng b) Chciritie.%: SI2L lement of Recommended Practice appIl￿ble to chartties preparing their accounts with the Financi(Il Kepoi'lin(r Standard applicable in the UK and Republic of Ir¢IatLd {FRS102) (effective l JaDuary 2019),, kinanciic l R¢porting Standard FRS102 Th¢ Financial Reporting Standard applicable in th¢ UK 8Dd R¢public of Ir¢laiid' ttiid Uio Cornpanies Act 2006. The financial statements have been prepared under the histoiical c05t ￿liVentIon. Th¢ acuounts arL' prepared in sierlin& which is the tunctional wrrency of the cbarity. Mvnetaiy amouiits itj these lijiancial ￿a1¢mi￿ts arc roundcd to the nearest £. The trusteesldirectors. consider that there 4re no material UDLertainties about the con)pangs ability to Loiitiiiue as a going concern.. Inconle ' Incotne is recognised on a receivable basis exccpL lor incorne Irom the Legal Services Fian¢111SL (LSF). Tbe LSF changed their fuDdingi arraniiem¢nt last year Irorn paying on an hourly rate basis ¢0 payin8 oiily cases cleared. Due to ihe falt that m¢asuremeni of the amount due to Brighton and Huve Cili£L'ns Advi¢e Bui'eau canDOI be readity assessed ￿ll11 cases are closed this inc(Jme has been included on a reLeipts. ba81S. Granks ate recognised oll an accrua15 Imsis, a￿oUn￿d for in relation lo the period io which they relate. Where grants have been received for Lapital projLxLS the cosis have been Capitali7￿'0n thc Balance Sl)eet and depietia¢S011: in accordaiicv with the aLcounfing policitts, has been charged agFaiiist tliai inconie. b)Lo)ne is only def¢rred when: . The donor specifith thai the grant or donation must onl). be used in fulure accounting periods. c>1" 'llie donor has imposed conditions which must be met tKfoTe die cllarity has unconditional etLtirlemLnt. Donatcd assets are recorded as tK)th Incoming R&5vufLes and addilions to Fixed Assets whLrc a n7￿"ket vulue can be estimated at tbe dale the donation is made. Donatsd serviceg art llot reco&inised. penditur¢ Ll&ibililies are recogni8ed &s expenditure as soon a5 there is a Icgal or coDstruclive obliuiatic)n CoiwDLtting￿ tIiL harity lo that expenditure. it l5 probable that a tr2nsf¢r of economic beuefits will l)¢ required in 5ettlqfflLnt and the amount of the oblibiation can be measured reliably. Expenditur¢ is accounicd lor on an uccrua14 baslg and ba5 been classified under headings that aggregate all Cost Telaled Iv'lhe cAgoty. Where costs ￿nn0t bp dir¢LtIy attributed to parti¢ular h¢ading the). have been allo¢al¢d 10 a¢tivilics on a basi5 cvDsi$Lm( IlTjth ie use o'l resources. Resources expended are accouoled for on an acmials basi¥ and include dttiibuiable VAT Iwh7¢1i #aniiot be recove￿. i) Chaiituble Aetivities comprises all expendikn dircctly re]￿Ing fo the Tunning of the bureau and iiiclude5 support costs relating to projecl maDagrem¢nt. li) Support Costs include those incurred in the &ioveniance ()f the charity and its as8els arid al'e primarily assbciaied with ¢oDslilUlional and sta(utory ￿quiremenL8.JTh 2025 support costs incliide the one ()i.r',cliarge of £405,01)O for exilingi ihe P¢nsion Scheme. Tallglble fixed assets Peprecialion is provid￿ at the followillg allnual rall￿ in order to write off asset over its C.%tiinaled useful life,, Office equipment and illllliwre Computer equipment AO oncost 33 % on rost Only assets over £500 are capifalise Page 13 continuod...

ERIGHTON AfiD HOVE crrIzENS ADVtCE BLI REA U NOTES TO THE FINANCIAL STATEMENTS - tontinued FOR THE YII AR ENDED 31 MARCH 2025 AccouiYriNC POLICtES- cofitinued Taxation The charity is considered -LO pa&s the tests set out in Pryrydph I Schedule 6 Financc Act 2010 aiid ihcrcl()rc it _eetS khe dcfinilion of a charitable COTDpany for UK Corporatiob Tax pllrp(￿. Accordingly the charitsr is potentialty exempt from th￿Ton irt respecL of incotne or capital gains received categories covered by Chapter 3 Part I I Con)oration Tax Act 201 O or Section 256 of the T￿￿10n of Charg¢abl¢ (Fauis A.¢t 1992, to the extent thal such income or gains arc applicd cxclusivejy to charitable puryxws. Fund ac¢ounling The ¢haiily has various fuods for wtsicb it is r&sponsilJle: Unrestricted fuDds - these funds are for use on the general cbaritable objectives of the clwty. RcsLIiLltd funds - these fun(is are for ￿se as directed by the donor. .Designated Tmnds - these fundg are imre*ricted funds that the Tn￿lee5 have ts) sei Bsidc for a sptcitic purpose Pension schem¢s The chariiy operales No pei)sion schemes . a),Defnib<l Benefit S¢hémè. Éligiblè employees may Particl￿e in ihe East Sus5cx County ¢ouncil Pension Fund, p￿t of the Lo¥al Gokethm¢nr Pensions SLheme, a'd¢fined benefiL 5tglQti)ry %cheme. The fiind. is adniinislered by Rasi Su8%cx Couthy CouhLYl and details of the s¢heme ean bc found in niiti. J7. For defjntd bènefit schcme% the amounts charged in resources Èxperfded are the currehl setvice co4l$ aiid gains nd'loase$ on settlements and curtailments. Tl)ey are included as 'part of staff costs. Wast. s&rvict costs are r¢cognised immediately in the profit and lo&s accoiillt it the benefits liave vested. Jf the bencliig have not vested imrnudiatcly.. the costs are recognised over the period iiThtil vestingy occurs. 'Ihe inleresl cos(i and the expected ¢cturn oh'&slets are shown as a nel ainouLIt of other fill￿1Cc costs 01 creijits adjacciil. In ill￿reSt. Actuai'iul gaiiis ana losses are recognised immediately in die 'OthEr reLognis¢d and1088L"S'. i)efined b4mclit schcmes fundéd. whh the assets of the scheTne h¢ld %Lyar￿ClY from thdse of thL LvfDUP, il) sèpatate IrUsle¢-athninis￿red funds. 'PensLDll Scheme assets, mé8sufL(] ￿ fair Valué';knd li&Q)iiities are e¢fSUTed on an aLlI￿rial basis using the projected unit melliod and di5Luunted al ll rate equiv.aleiit',tu thL current tate ()n retum on a high-quality cotporate bond of equivalvnt LUTrency and lerni to the sclieine li&bilities.The arial valuatiorfs are obtain¢d aDDually and arc updatcd at each balance sheet dale. Tl)¢ resulting, defiijcd bellefit ass¢t or liability. net of the ielated dclcrred tay, is Presented separately aftef oiher ￿et assets ull Ihc tace bf the balanrx sheet. Followln8 th< exh of the last two mi>fflbcts r)f the FunLL our partitiprfioh and oPlig&tiOub'tg the fund rifiislied. }.Def￿ed ContributioJ] S¢'h¢m¢. ¢ cbarity contribules to a &ry(iup ￿rsOna1,#enSion scheme'adminiSiered by ScoiiislI Widow:5, '1'litr a4pets of the cheme are.. lield Sep￿telY. froni Ihose of the charit),,. Tlie annuyl conrribullori Payin¢nl¥ Ibre, cpai. talement ot f￿andIa1 a¢tiviti&S: 'otr'detihed contrlbthion scheiney the ariiount charged to the statemen( Trf financial aLtiwili¢s ijii l.espeot ol: eiisioil COS￿ and other posl-reiiremènt lienefsts is the contributiODS payable ih Ihe year. Diffbrence'g betw¢en ¥￿itrIbutionS payable in the year and Lonml)utions aclljally paid are shown as eitl)er 4cCT￿lI cir pr¥pa rnttnl's in he balance sbeet. In the year under review the employer contributibn ivas P/ Pa¥e 14 coDtinLILd...

BRIGHTON MD HOVE crrizENS ADVtCE BURFAU FIOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCFt 21J25 DO]YATIONS AI¥D LEGACIES 2024 Donations Einployment allowance Misc¢llan¢ous incom¢ 5.000 5.000 1.50 6,540 OTHER TRADING AcfIviTIES 2025 2024 Fundraising ¢vents 1,933 1,557 , INVESTMF.NT INCOMF. . 2024 Rents received De￿￿11 account intLrest 4,665 4,194 ILYCOMF FROM CHARITABLE Acr[V￿TEs 202.1 2024 Activity ' A¢wice Gronts 797 721 848 33 ln additi(w the following arnout￿ have b¢ai deferr￿ lo 2025￿6- 2Q2. 2024 Gamble Awareness BrigFLton and Hove City Council- En¢ru Works Money Advice Service Lhalk Cliff Trust SGN

2,343 461 6,983 5,586 5.PQQ J,l81 Grants recei%¥d, iDcluded in the abovc, are as follows: 2D25 2024 Aging Well Brigbton and Hove City Coun¢il -.Advice Matters Brighton <￿d Hove City CoiincAI'_.Ènergy Works Brightots and l.love City Coiincil- Energy Work5 Plus Brighton and l.love City Coiincil - Moneyworks Cardinal MaJ)ag)ement LitizeD¥ Advice Ilureall- C(k%t ofiiiiillg Crisis itizeDS Advice Bureuu- Debi Modernisation Citizens Advice Bur¢au- Outreach Advice C,itiz,o)s Adtri¢e Bureau- SGN CJ2rnble Aiw4renè&s 3.1.998 133,136 ,103,fj31 61,930. 51,654 21,051) 41),Iln6 375,614 418,398 Pag¢15 cotttinued...

BIUGHTON AND HOVE CITIZENS ADVICE BUIIKAU NOTES TO THE FINANCtAL STATF.MFNTS - continued FOR THE Y£4 AR ENDED 31 MARCH 2025 INCOME FROM CIIARtTABLE ACTIVITIES- continued 2025 2024 Brought forv+'ard J.lastings Citi2ens Advice Bureau Macinillan Money Advice S¢rvic¢ Redr¢ss Truss¢ll Trust University of Suss¢x 37_i,614 438,i98 13,8?0 82.498 111,441 167,890 30,988 84,327 229,8iO 21.072 797,721 848 335 RAISTNC FUNDS Ra14jTrg donaÉions and le¥a¢ies 2024 Fundrnisiog expenses 346 CHAIUTABLE ACTIVITAES COSTS Direct Costs (see note 8) Suppoit Losts (s¢e note 9) Totals Adtrice Pension Exit 858,021 867,371 405,000 858021 414 3.50 1272 371 DIRECf COSTS OF CHARITABLE ACTIVITIE&• 2025 2024 Sajary ¢osts SlafF¢osls Office ¢osls Premis¢s ¥o$ts 659,864 8,319 636,i82 L5,333 153,736 2k.909 858021 834 560 continued...

BRIC:HTON ALW HOVE crrizENS ADVICE BURL4U r4oTES TO THE FINANCIAL STATFMENTS - continued FOR THE YEAR ENDED 31 MARCH 2025 SUPPORT COSTS Gower[L￿]ce Losts Advice Pension Exit 9,350 405,000 414,i50 Support costs. IDcliided in the above. are as tollows: 2025 Totsl activities 2024 'I'()tal a¢liviLio, Pension Exii Advice Jnterest payable aDd similar charses idepelldent examiners fee AccouDtancy E>it !roAn pension. scheme (30,000) 2,QOO 7,164 2,000 7.350 2,000 7,i50 405 OJO 40.S.(KIO 9.350 405.000 414,350 20 836) io, TRIISTF.ES' REMUNERATION ANI) BF.NFFITS Thtre ivtrt no trusl¢L'y' remunerntic)n or other benefits for the year ended 31 March 2025 nor for tl)L' y¢ai' elided 31 March 2024. T.ru¥lees' expcu5es There wer¢ no 31 March 2024. truslees, expcnscs paid tor the year ended 31 March 2025 nor foi" IhL )itrar ended STAFF COSTS . The tolal ernoluments of all employees during th¢ ye•T were as follows: 2025 2024 Salaries and Wages Social Security C05t5 Pension Costs RS17 P'en5iOD Stheme Adju5tm¢Dt 569,097 47.499 25.84) 549,756 44,413 14.295 21,000 Tbt Dumber of employees during the year w&$ 25 (2024 26). No employee received remuneratAOll (gross pay) in exc￿ of £61).1)00 (2024 none). Th¢'key management persojthel of the'LharTty comprise the trustees and the chièf execu17ve oficer. I'lie tolal employee'benefrts {gross pay plus emplovers national insurance and pension ¢oniribiitions) of tlio key managemenz personnel were £6i.348 (2024 £52,071). contiiiued..

BRIGHTON AND HOVE crrizENS ADVICE BUREAU NOTES TO THE FINA]YCIAL STATEMENIS - coutinued FOR THE YFAR ENDED 31 MARCH 2025 12. COMPARATIVES FOR THF. STATEhlEIYT OF FINANCIAL AcfiviTIES 2024 Unrestricted UnrestTicÉed fuDd Restricted funds Total funds dcsignatsd JNCOME AND ENDOWMENTS FROM Donulions and IcgaciL 6,537 6,537 Ch¥tritable ttctivvtieS Advice 303,566 544,77l 848,337 Otber trading activitie5 InvestsneDI income J.)57 16.?05 1,557 Total 327.86) 544,77l 872 636 EXPENDITURE ON Ch￿lÉO￿le aclivlties 288,135 506,472 813,721 NEI T INCOME/(FXPEIYDATUR£) Transfyrs betwepn fufjds Other reeognlsed gains1{lu&s¢sj Actuarial gaiiys on d¢￿ed bellefit schemes 39.730 (4.110) (19,114) 4.110 511,91.f Net ￿0vement in lunds 130,620 (15.004) 1$3,915 RECQNCILI4TION OF FUNDS Total tiinds broLinht forwai 96.214 46,62 i 4,728 147,56) TOTAL FUNDS CARRIED FOKWARD 1.026 834 13. '.rANGIBLE FiX£D ASSETS oirice iipinent Computer equip.ment fi)rniture otals, At l April 2Q24 i l Marcli 202.$ bEfRECiATION . It l AprAJ 2024 and 31 March 2025 4,545 .NET BOOK VALUE Ai 31 March 2025 At 31 'Mai¢h 2024 P4el8

BRIGHTON ALND HOVE crrizENS ADVICE BUREA U NOTES TO THE FINANCIAL STATEIIIENTS - Continu￿1 FOR THE YEAR ENDED 31 MARCH 2025 14. DEBTORS: AMOiJNTS FALLINC. DUE wrrHtN ONE YEAR 2024 Trade debtors Prepaymenls 151,3?0 95,28.f 7,301 160,230 l Q2,586 IS. CREDITORS: AMOUNTS FALLING DUE WtTUIN ONE YEAR 2025 2024 Trade ¢rediÈors .VAT Accruals Defeywd in¢ome , Amounls beld on behalf of others 197,250 17i,050 829 10,287 5,802 13,767 1,549 25,664 229 558 239 617 6. MOVEMENT IN FUNDS Net Inovemeiil in fujids Trausfers l)etsveeii funds At 1.4.24 31.3.25 Unrcslricted funds Un[￿strIcted lunds L¥enernt Desiylated Fund - IT Eqipment Desigllated FuDd - Pension D¥bi¥naled Fund - 'I'raininii Dosigna*d Fiind - Digital Designated Fund- CEO D,esigna¢¢d flind- SGN Dosignated fund - Peiiding Project Fund 1,026,836 3.710 16.537 8,863 2,505 ()97,157) (319,880) 92 (16,537) (2.496) 309,799 3,1102 6,367 (2,505) (120) 8.69U 9.13l 8.57D 321 OOD l.058.451 (399.782) 658.669 Restricted funds Atrints Well Bi'i&iht()n and Hovv City Cvun¢il - Mon¢ywOrk8 ' Gamble Awareness Outtrarh Advic¢ 9,744 (9,744) 797 8.918 23,566 797 (8.918) 43.025 T.nTAL FUNIKS 101476 442 010) 659,466 Pagc 19 Lonlinued...

BRIC HTOD4 AND HOVE crrizENs ADVICE BUREAU NOTES TO THE FINANCIAL STATEM ENTS - continued FOR THE Y EAR ENDED 31 MARCA 2(12> 16. MOVEMENT IN FUNDS - continued Net movemcnt in fund5". included in alh)vc 2rÈ a5 follows: Incoming r¢sourc¢s Resourccs eX￿￿ded Moveimenl in tiinds Unreslric*¢d lunds Ufii'L%tri¢ted funds general Designated Fund- Digital DESI￿￿e￿ Fund - CEO 369,173 (766,.130) (2,505) (i?0) (397,157) (2,505) (i?0) 369.] 73 (768.Q$5) (399,782) Restrict¢ql fvnds .11.998 ,(41.742) (9,744) Briiihion and HOVÈ Cit), Coun&il - Advi¢¢ 120.013 {.120,013) ' Brighton'aD(l.Hove City Council -.Encrgy Works Bi'igllion and Hove Cty Coimcil - Energy Works Plus Brighioi)-and Hove Cty Coiincil- Moi)eyworks Goinble Aivareness Money Advice Service OLLireqch ALlvice SGN Tnissell Trust. 20.304 (20,304) 61,930 {61.930) 51,6.$4 34,250 84,327. 16,IU8 19,878 1.$1,654) '{43,168}. '{84,327) {39.674') {19,878)' 21.072J (8,918) (23,566) 461,534 03 762} TOTAL FU.NDS 830 707 '442 01.0) PagL 20 LOOllliued...

BRIGHTOIY AND HOVF crrizENS ADVICE BUREAU IYOTES TO THE FINAIYCIAL STATEMEKfs - continuLxI FOR THE YFAR ENDED 31 MARCH 202) 16. MOVEMENT IN FUNDS- contillucd Comparatives for funds Net Dwvement in fi]nds Transfets between funds At 31,3.24 At 1.4.23 Unreslrict¢d funds Ut￿¢Stricted fiinds generdl Designaled Fund- IT Eqiprnent Designat¢d Fund- Pensivn Designfiicd Fund - I riiitsing, Designated Fund - Digiial 896214 i.O(iO iO.CH)O 12.000 21.621 134,7)2 (ajio) 710 6.5i7 (3.137) 1,026.836 3.710 16.5i7 19 116) 2.505 ' Restrideil fuiids ,Aging Ivell BiTrJts ion a])d Hove Cty Council- Molleyworks Briiihton and Hove City Council- Warnith .Foi' Wellbeino Ciii2¢ll$ AdviLe Biireath- BEIS Ganible AwarL'llLSS Ouireach Advice 942,835 J15.616 I,058,4.f I 9,744 9,744 797 797 (3,786) (145) 8,9'18 145 8,918 23,.$66 4,728 TOTAL rtIN]is 15) 913 1 101476 Pa￿t 21 c()nli11ucd...

BRIGHTON AND HOVE CITIZENS ADVICE BUREAU NOTE4 S TO THE FIIYANCIAL STATEMENTS - continu FOR TH E YF.AR ENDED 31 MARCH 202) 16. MOVEMENf IN Fti]WS- continued Compardtive net movement in fimds, inclllded in the above are as follow5: ITtcomiDg resourc£s Gain% and losses Movement tn fLinds ¢Ypended Unrcstricted funds Unirstricl¢d funds genernl Desi&¥nated Fund - Digttai 327,866 (288.134) (19.11 950(X) 134.732 19,116) 327.866 (307250) 115,616 Restricted funds . Aging Well Brighton and Hove City Council - AdvT¢e Matter BriJ(I tou'and Hove City Council -. Ener Works Brighton gnd Hove City Council- Moneyworks Brighton and Hove City Council - Warmth for Wellbeing Cit12ens Advice Burefiu - BEIS Citizens Advi￿ Biireau - Debt Modernisaiion Gamble AWarL￿L$s Money Advice ServAce Outreach A'dvice Trussell Tillst 27,933 (18,189) J33,136 (133,136) J Tr3.631 (103,631) 57.396 {57,396) (3.786) {145) (3,786) (145) 4251 35.188 Jii,441 40.806 30.988 (4,251 j (26,270) (115.441) (17.24Q) 30.988) 8,918 23,.$66 3R,297 TOtAL FUNDS 872 636 813 723) 153 913 ReS0￿￿e¢S expended (202)) The Tcsourccs expended of £766.330 includes the c04ts in the Exit fr()rn th¥ Pension Scliomc of £405.000. Rcstri¢t¢d Eunds The income ￿ndS ot. the Brighton and Elove CstiZ£4)s Advice Bureau ll)clude the followi])&v fun<L8 K,liere grants are for spe¢itic purposes . l.Ageing Well - AdviFe for older people in the city. 2,Advice Matters - (ieneralist Advice of benefits, debl housinkn employin¢nt, Immi￿1Th1 and fatnily. 3.Money%Yorks - Debt <tnd Money advicc. 4.EneDgy Works- Energy advice- Att person alld over the telephone. 5.Energy Works Plus - Enew advice and incorne maxirnisatiim. 6.(iamble Aware- Debt and general ad14ice by those affrLied by gambling and affected others. 7.hSoney Advice Service- tkbt Advire, ¥.Outreach Advice - Advice in the collwllunity for those who find lis hard to reach. conti Llèd...

BRIGHTON AND HOVE CITIZENS ADVICE BUREAU NOTES TO THE FtNANCIAL STATEiKENTS - continllcd FOR THE YEAR ENDED 31 MARCH 2(125 16. MOVEMENT IN FUNDS- coptinued 9.SCIN - Energy advice- outrcach. 10.Trnss¢ll Tru5t- FoThl baok supporL 17. EMPLOYEE BENEFIT OBLiGATIONS SorrLe employees may patricipate in the East Sussex County Council Pe]Lsivn fuiid: part uf Ilie Local Government Pensions Scheme, a defined bcnefil Starntory scheme. The fi￿d is ddniinistered by E189t Sussex County Council in accordance with the ￿)Cal Governtnenl Pensions Regulion5 1997 as &nend¢d. Foljowing the cxil of the last rwo active mejnbers of thL BTighion aDd Hove CAB section of tlie Pellsion FLLttd , our parti¢ipaiion and oblibaiions to'the-Fulld finished. Oll ¥it'kom ihe Fund, ￿e dwity rcceived an Exit CTeilit o1"£i21,c￿. The amouDts reco￿0 ised in the Slatement ofFinancial Activilies are &8 follows: Defined benefit pension plaiis 2025 2024 Curretti gervice co%1 Net interest from nei d¢fined benefit assetlliability Past service cost 20,000 (30,000) i o,000} Artuaj r£turn on plan asscls 161000 Changes in th¢ pres￿1 value of the d¢fmed benefrt oblytivn arL' as follows: Defined beiiefit pension plans 2025 2024 OpeDing defin¢d bLefit obligation Current servi¢¢ cosl Contributions by scheme pariicipants Tnterc81 cost Acluarial lossesl(&¥ain¥) Beuefils Pdid Curtaikn¢JJt Remeasurements: Actuarial (gaiDS)Ilosses from chanrtes in demographlc assuinptions A¢warial (gains)Ilosses from changes in rinancial assumptions 1.424.000 1,408,000 20,OOQ s,ooo 67,QOQ 3,000 (45,000) (1,424,000) (16,000) (20 000) 1424.000 Pag.¢ 23 Lulltinued... con iiiue