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2021-09-30-accounts

REGISTERED CHARITY NUMBER: 1094325

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 30 September 2021

for

Elem Charitable Trust

Martin+Heller 5 North End Road London NW11 7RJ

Elem Charitable Trust

Contents of the Financial Statements for the Year Ended 30 September 2021

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Notes to the Financial Statements 6 to 11
Detailed Statement of Financial Activities 12

Elem Charitable Trust

Report of the Trustees for the Year Ended 30 September 2021

The trustees present their report with the financial statements of the charity for the year ended 30 September 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The charity's object and principal activity continues to be that of the promotion of the Orthodox Jewish Faith and relief of poverty.

Public benefit

The trustees confirm their compliance with the duty to have regard to the Public Benefit guidance published by the Charity Commission when reviewing the Charity's aims and objectives in planning future activities.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The trustees consider that the performance of the charity this year has been most satisfactory. Substantial funds have been granted to institutions during the period from investment income.

FINANCIAL REVIEW

Reserves policy

The charity does not maintain a reserve policy, as reserves are distributed when they become available, at the trustees' discretion. The present level of funding is adequate to support the continuation of its objects and the trustees consider the financial position of the charity to be satisfactory.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

Risk management

The trustees have identified and reviewed the major risks to which the charity is exposed. Both manual and automated checks are regularly invoked, particularly those relating to the operations and finance of the charity. The trustees are satisfied that these systems and procedures mitigate any perceived risks.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1094325

Principal address

38 Windsor Court Golders Green Road London NW11 9PR

Trustees

Mr A M Cohen Mrs C E Cohen Mr L Feiner Mrs M Feiner Mr S Feiner

Page 1

Elem Charitable Trust

Report of the Trustees

for the Year Ended 30 September 2021

REFERENCE AND ADMINISTRATIVE DETAILS Independent Examiner Mr A Heller FCA Martin+Heller 5 North End Road London NW11 7RJ Approved by order of the board of trustees on ............................................. and signed on its behalf by:

........................................................................ Mr S Feiner - Trustee

Page 2

Independent Examiner's Report to the Trustees of Elem Charitable Trust

Independent examiner's report to the trustees of Elem Charitable Trust

I report to the charity trustees on my examination of the accounts of Elem Charitable Trust (the Trust) for the year ended 30 September 2021.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mr A Heller FCA

Martin+Heller 5 North End Road London NW11 7RJ

Date: .............................................

Page 3

Elem Charitable Trust

Statement of Financial Activities for the Year Ended 30 September 2021

30.9.21
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Investment income
2
43,127
EXPENDITURE ON
Charitable activities
Grants to institutions
64,237
Other
3,027
Total
67,264
Net gains on investments
119,999
NET INCOME
95,862
RECONCILIATION OF FUNDS
Total funds brought forward
1,044,250
TOTAL FUNDS CARRIED FORWARD
1,140,112
30.9.20
Total funds
£
70,489
60,085
960
61,045
-
9,444
1,034,806
1,044,250

The notes form part of these financial statements

Page 4

Elem Charitable Trust

Balance Sheet 30 September 2021

30.9.21
Unrestricted
fund
Notes
£
FIXED ASSETS
Investments
Investments
7
246,000
Investment property
8
558,000
804,000
CURRENT ASSETS
Investments
9
395,000
Cash at bank
27,014
422,014
CREDITORS
Amounts falling due within one year
10
(85,902)
NET CURRENT ASSETS
336,112
TOTAL ASSETS LESS CURRENT
LIABILITIES
1,140,112
NET ASSETS
1,140,112
FUNDS
12
Unrestricted funds
1,140,112
TOTAL FUNDS
1,140,112
30.9.20
Total funds
£
243,770
499,667
743,437
345,000
30,815
375,815
(75,002)
300,813
1,044,250
1,044,250
1,044,250
1,044,250

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. Mr S Feiner - Trustee

The notes form part of these financial statements

Page 5

Elem Charitable Trust

Notes to the Financial Statements for the Year Ended 30 September 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Investment property

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in the Statement of Financial Activities.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. INVESTMENT INCOME

Rents received
Syndicate income
Deposit account interest
Loan interest received
30.9.21
£
7,350
13,229
104
22,444
43,127
30.9.20
£
5,448
38,780
300
25,961
70,489

Page 6

continued...

Elem Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 30 September 2021

3. GRANTS PAYABLE

GRANTS PAYABLE
Grants to institutions
Total grants paid to institutions is comprised as follows:
30.9.21
£
64,237
30.9.20
£
60,085
Achisomoch Aid Company 7,000
Derech Chochmoh 7,000
Tiferes High School Ltd 4,000
Give Youth A Break 8,000
London Gemach 4,000
Chesed Charity Trust 8,000
Seret Vishnitz 5,800
Yeshivas Ohr Reuven 7,000
Other donations less than £4,000 13,437
64,237

4. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 30 September 2021 nor for the year ended 30 September 2020.

Trustees' expenses

There were no trustees' expenses paid for the year ended 30 September 2021 nor for the year ended 30 September 2020.

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Investment income 70,489
EXPENDITURE ON
Charitable activities
Grants to institutions 60,085
Other 960
Total 61,045
NET INCOME 9,444
RECONCILIATION OF FUNDS
Total funds brought forward 1,034,806

continued...

Page 7

Elem Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 30 September 2021

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued

TOTAL FUNDS CARRIED FORWARD
6.
NET GAINS/(LOSSES) ON INVESTMENTS
Net gains/(losses) on investments is split as follows:
Surplus on revaluation of investment property
Net gain on disposal of investment property
7.
FIXED ASSET INVESTMENTS
MARKET VALUE
At 1 October 2020
Additions
At 30 September 2021
NET BOOK VALUE
At 30 September 2021
At 30 September 2020
Unrestricted
fund
£
1,044,250
Unrestricted
fund
£
1,044,250
1,044,250
30.09.2021 30.09.2020
£ £
58,333 -
61,666 -
119,999 -
Unlisted
investments
£
243,770
2,230
246,000
246,000
243,770

Investment assets held in the UK amounted to £144,604. Investment assets held outside the UK amounted to £101,396.

8. INVESTMENT PROPERTY

FAIR VALUE
At 1 October 2020
Disposals
Revaluation
At 30 September 2021
NET BOOK VALUE
At 30 September 2021
At 30 September 2020
£
499,667
(8,333)
66,666
558,000
558,000
499,667

continued...

Page 8

Elem Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 30 September 2021

8. INVESTMENT PROPERTY - continued

Fair value at 30 September 2021 is represented by:
Valuation in 2016
Valuation in 2021
Cost
9.
CURRENT ASSET INVESTMENTS
Unlisted investments
10.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other creditors
11.
LOANS
An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Other creditors-Feiner loans
12.
MOVEMENT IN FUNDS
At 1/10/20
£
Unrestricted funds
General fund
1,044,250
TOTAL FUNDS
1,044,250
Net movement in funds, included in the above are as follows:
Incoming
Resources
resources
expended
£
£
Unrestricted funds
General fund
43,127
(67,264)
TOTAL FUNDS
43,127
(67,264)
30.9.21
£
395,000
30.9.21
£
85,902
30.9.21
£
83,762
Net
movement
in funds
£
95,862
95,862
Gains and
losses
£
119,999
119,999
£
325,394
58,333
174,273
£
325,394
58,333
174,273
558,000
30.9.20
£
345,000
30.9.20
£
75,002
30.9.20
£
73,762
At 30/9/21
£
1,140,112
30.9.20
£
75,002
30.9.20
£
73,762
1,140,112
Movement
in funds
£
95,862
95,862
95,862

continued...

Page 9

Elem Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 30 September 2021

12. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

At 1/10/19
£
Unrestricted funds
General fund
1,034,806
TOTAL FUNDS
1,034,806
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
70,489
TOTAL FUNDS
70,489
Net
movement
in funds
£
9,444
9,444
Resources
expended
£
(61,045)
(61,045)
At 30/9/20
£
1,044,250
At 30/9/20
£
1,044,250
1,044,250
Movement
in funds
£
9,444
9,444
9,444

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At 1/10/19
£
1,034,806
1,034,806
Net
movement
in funds
£
105,306
105,306
At 30/9/21
£
1,140,112
1,140,112

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Gains and Movement
resources expended losses in funds
£ £ £ £
Unrestricted funds
General fund 113,616 (128,309) 119,999 105,306
TOTAL FUNDS 113,616 (128,309) 119,999 105,306

continued...

Page 10

Elem Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 30 September 2021

13. RELATED PARTY DISCLOSURES

Transactions with trustees during the year were as follows:

S Feiner:
2021 2020
£ £
Balance b/f 73,762 73,762
Movement in year 10,000 -
Balance c/f 83,762 73,762

Page 11

Elem Charitable Trust

Detailed Statement of Financial Activities for the Year Ended 30 September 2021

INCOME AND ENDOWMENTS
Investment income
Rents received
Syndicate income
Deposit account interest
Loan interest received
Total incoming resources
EXPENDITURE
Charitable activities
Grants to institutions
Other
Accountancy
Legal fees
Support costs
Finance
Bank charges
Total resources expended
Net (expenditure)/income before gains and
losses
Realised recognised gains and losses
Realised gains/(losses) on fixed asset investments
Net income
30.9.21
£
7,350
13,229
104
22,444
43,127
43,127
64,237
900
2,073
2,973
54
67,264
(24,137)
53,333
29,196
30.9.20
£
5,448
38,780
300
25,961
70,489
70,489
60,085
900
-
900
60
61,045
9,444
-
9,444

This page does not form part of the statutory financial statements

Page 12