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2020-09-30-accounts

REGISTERED CHARITY NUMBER: 1094325

Report of the Trustees and Unaudited Financial Statements for the Year Ended 30 September 2020

for

Elem Charitable Trust

Martin+Heller 5 North End Road London NW11 7RJ

Elem Charitable Trust

Contents of the Financial Statements for the Year Ended 30 September 2020

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Notes to the Financial Statements 6 to 10
Detailed Statement of Financial Activities 11

Elem Charitable Trust

Report of the Trustees for the Year Ended 30 September 2020

The trustees present their report with the financial statements of the charity for the year ended 30 September 2020. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The charity's object and principal activity continues to be that of the promotion of the Orthodox Jewish Faith and relief of poverty.

Public benefit

The trustees confirm their compliance with the duty to have regard to the Public Benefit guidance published by the Charity Commission when reviewing the Charity's aims and objectives in planning future activities.

ACHIEVEMENT AND PERFORMANCE Charitable activities

The trustees consider that the performance of the charity this year has been most satisfactory. Substantial funds have been granted to institutions during the period from investment income.

FINANCIAL REVIEW

Reserves policy

The charity does not maintain a reserve policy, as reserves are distributed when they become available, at the trustees' discretion. The present level of funding is adequate to support the continuation of its objects and the trustees consider the financial position of the charity to be satisfactory.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

Risk management

The trustees have identified and reviewed the major risks to which the charity is exposed. Both manual and automated checks are regularly invoked, particularly those relating to the operations and finance of the charity. The trustees are satisfied that these systems and procedures mitigate any perceived risks.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1094325

Principal address

38 Windsor Court Golders Green Road London NW11 9PR

Trustees

Mr A M Cohen Mrs C E Cohen Mr L Feiner Mrs M Feiner Mr S Feiner

Page 1

Elem Charitable Trust

Report of the Trustees for the Year Ended 30 September 2020

REFERENCE AND ADMINISTRATIVE DETAILS Independent Examiner

Mr A Heller FCA 5 North End Road London NW11 7RJ

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

........................................................................ Mr S Feiner - Trustee

Page 2

Independent Examiner's Report to the Trustees of Elem Charitable Trust

Independent examiner's report to the trustees of Elem Charitable Trust

I report to the charity trustees on my examination of the accounts of Elem Charitable Trust (the Trust) for the year ended 30 September 2020.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mr A Heller FCA 5 North End Road London NW11 7RJ

Date: .............................................

Page 3

Elem Charitable Trust

Statement of Financial Activities for the Year Ended 30 September 2020

Notes
INCOME AND ENDOWMENTS FROM
Investment income
2
EXPENDITURE ON
Charitable activities
Grants to institutions
Other
Total
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
30.9.20
Unrestricted
fund
£
70,489
60,085
960
61,045
9,444
1,034,806
1,044,250
30.9.19
Total
funds
£
63,239
60,657
960
61,617
1,622
1,033,184
1,034,806

The notes form part of these financial statements

Page 4

Elem Charitable Trust

Balance Sheet 30 September 2020

Notes
FIXED ASSETS
Investments
Investments
6
Investment property
7
CURRENT ASSETS
Investments
8
Cash at bank
CREDITORS
Amounts falling due within one year
9
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
11
Unrestricted funds
TOTAL FUNDS
30.9.20
Unrestricted
fund
£
243,770
499,667
743,437
345,000
30,815
375,815
(75,002)
300,813
1,044,250
1,044,250
1,044,250
1,044,250
30.9.19
Total
funds
£
233,259
499,667
732,926
345,000
32,782
377,782
(75,902)
301,880
1,034,806
1,034,806
1,034,806
1,034,806

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. Mr S Feiner - Trustee

The notes form part of these financial statements

Page 5

Elem Charitable Trust

Notes to the Financial Statements for the Year Ended 30 September 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Investment property

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in the Statement of Financial Activities.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. INVESTMENT INCOME

INVESTMENT INCOME
30.9.20 30.9.19
£ £
Rents received 5,448 2,679
Syndicate income 38,780 41,151
Deposit account interest 300 509
Loan interest received 25,961 18,900
70,489 63,239

Page 6

continued...

Elem Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 30 September 2020

3. GRANTS PAYABLE

30.9.20
£
Grants to institutions
60,085
Total grants paid to institutions is comprised as follows:
Achisomoch Aid Company
Derech Chochmoh
Community Services Trust
Woodstock Sinclair Trust
Yeshivas Ohr Reuven
Other donations less than £4,000
30.9.19
£
60,657
4,180
4,000
10,000
11,600
4,000
26,305
60,085

4. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 30 September 2020 nor for the year ended 30 September 2019.

Trustees' expenses

There were no trustees' expenses paid for the year ended 30 September 2020 nor for the year ended 30 September 2019.

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Investment income
EXPENDITURE ON
Charitable activities
Grants to institutions
Other
Total
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
fund
£
63,239
60,657
960
61,617
1,622
1,033,184
1,034,806

continued...

Page 7

Elem Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 30 September 2020

6. FIXED ASSET INVESTMENTS

6. FIXED ASSET INVESTMENTS
Unlisted
investments
£
MARKET VALUE
At 1 October 2019 233,259
Additions 12,424
Disposals (1,913)
At 30 September 2020 243,770
NET BOOK VALUE
At 30 September 2020 243,770
At 30 September 2019 233,259
Investment assets held in the UK amounted to £142,374. Investment assets held outside the UK amounted to
£101,396.
7. INVESTMENT PROPERTY
£
FAIR VALUE
At 1 October 2019
and 30 September 2020 499,667
NET BOOK VALUE
At 30 September 2020 499,667
At 30 September 2019 499,667
8. CURRENT ASSET INVESTMENTS
30.9.20 30.9.19
£ £
Unlisted investments 345,000 345,000

Investment assets held in the UK amounted to £142,374. Investment assets held outside the UK amounted to £101,396.

continued...

Page 8

Elem Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 30 September 2020

9. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Other creditors
10.
LOANS
An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Other creditors-Feiner loans
11.
MOVEMENT IN FUNDS
Unrestricted funds
General fund
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
TOTAL FUNDS
Comparatives for movement in funds
Unrestricted funds
General fund
TOTAL FUNDS
At
1/10/19
£
1,034,806
1,034,806
Incoming
resources
£
70,489
70,489
At
1/10/18
£
1,033,184
1,033,184
30.9.20
£
75,002
30.9.20
£
73,762
Net
movement
in funds
£
9,444
9,444
Resources
expended
£
(61,045)
(61,045)
Net
movement
in funds
£
1,622
1,622
30.9.19
£
75,902
30.9.19
£
73,762
At
30/9/20
£
1,044,250
1,044,250
Movement
in funds
£
9,444
9,444
At
30/9/19
£
1,034,806
1,034,806

continued...

Page 9

Elem Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 30 September 2020

11. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 63,239 (61,617) 1,622
TOTAL FUNDS 63,239 (61,617) 1,622

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At
1/10/18
£
1,033,184
1,033,184
Net
movement
in funds
£
11,066
11,066
At
30/9/20
£
1,044,250
1,044,250

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 133,728 (122,662) 11,066
TOTAL FUNDS 133,728 (122,662) 11,066

12. RELATED PARTY DISCLOSURES

Transactions with trustees during the year were as follows:

S Feiner:

Balance b/f
Movement in year
Balance c/f
2020
£
73,762
-
73,762
2019
£
73,762
-
73,762

Page 10

Elem Charitable Trust

Detailed Statement of Financial Activities for the Year Ended 30 September 2020

30.9.20 30.9.19
£ £
INCOME AND ENDOWMENTS
Investment income
Rents received 5,448 2,679
Syndicate income 38,780 41,151
Deposit account interest 300 509
Loan interest received 25,961 18,900
70,489 63,239
Total incoming resources 70,489 63,239
EXPENDITURE
Charitable activities
Grants to institutions 60,085 60,657
Other
Accountancy 900 900
Support costs
Finance
Bank charges 60 60
Total resources expended 61,045 61,617
Net income 9,444 1,622

This page does not form part of the statutory financial statements

Page 11