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2023-12-31-accounts

Stourbridge Navigaton Trust Ltd.,

Chairman’s Annual Report for 2023

As required,the Trusthas met six times in 2023 to discuss business,and all meetings have been well attended.

Towards the end of 2022 the new heating system installation in the Warehouse was completed but the system was not optimised. Subsequently, with much persistence from Heide and Steven, the system is now operating well and is no doubt more economical and definitely more reliable to operate than the previous system.

After giving us problems for a couple of years, it was finally confirmed that the repeated incidences of blockages from the Elsan were attributable to several fractured pipe joints under Canal Street. The Trust decided on the option to repair the pipe in situ opposed to digging up the road and relaying the pipes, which would be a much more expensive task. As it transpired the damage was greater than estimated and required considerably more work to effect a repair. Currently we are assessing whether the repair has been a total success, but it is a timely reminder that the Trust is working with very old structures and infrastructure that can without notice, adversely affect our operations.

This year we have invested in a high quality CCTV system which monitors our main buildings, Car Park and Street. Apart from its presence of contributing to the general security of the above areas, it has also proved a useful tool for our Manager who can monitor external activity in the area from both the Office and remotely if required.

The Manager’s Office also benefitted from a new computer system to cope with the greater demands on it, namely running upgraded Office applications, supporting our local Wi-Fi, and operating a more effective back-up system. I am most grateful to Malcolm for sourcing and installing the new system and his persistence in ensuring the system was correctly set-up.

Our main sources of charitable income from room bookings and moorings have been handled effectively by Heide Barratt, our Trust Manager. Income from room bookings during 2023 were good.Weretainedthe majority of our regular organisations,and overall produced a similar out-turn to 2022, which itself was considered a good year. Income from moorings was also on a par with 2022 despite a greater turn-over of boats on site, requiring careful oversight to maximise available space.

Fellows, Morton and Clayton Ltd., (FMC) our wholly owned trading company, experienced a very good operating seasonthrough the efficient management of our Trip-boat Manager, Ken Bywater. Prior to the commencement of the season, work on NB Black Country Man included repairing the gunwales and rebuilding the toilet compartments. At the start of the season, the boat passed its annual mandatory out of water MCA inspection. Sadly Ken tendered his resignation from his position as Trip Boat Manager at the end of 2023. The Board however is grateful for the contribution he has made to FMC and the Trust as a whole, both in providing high quality Boat Trips and elevating the reputation of the Trust. To help with continuity, Ken has kindly agreed to stay on in a consultative position until his replacement commences and becomes fully operational into 2024.

The Tuesday Club continued operations throughout 2023 providing an invaluable service to the Trust in maintaining and upgrading its buildings, the surrounding site, preparation for

bookings and assisting with work on the Trip Boat. The Tuesday Club were also invaluable in assisting with the set-up and the running of the Open Weekend. Thanks must go to David and Malcolm for coordinating this small but efficient group of volunteers, and of course the Tuesday Club Volunteers themselves.Numerous maintenance tasks were undertaken,and of significance this year was the complete refurbishment of the Coffee Lounge Kitchen to bring it up to current standards. In addition Malcolm ensured that our water and electrical systems were tested throughout the site as required to meet statutory requirements.

In addition to undertaking statutory testing on a periodic basis managed by Malcolm and Heide, wehave ensured the Trust operates from a robust base bycontinuing ourpolicy review process led by Nic Barlow. This year we have written a new Health and Safety Policy Statement, and a Data Protection Policy and updated our Child and Vulnerable Adult Protection Policy, together with writing and reviewing supporting risk assessments.

The 2023 Open Weekend in October, again was a great success for the Trust,proving very popular with boaters, traders and the general public alike. Much of the success of the event was again attributable to the planning and organising of Heide and Pauline for the Traders, and David for the visiting Boats. Notable too was the support from Ken in running the VIP Trip and Steven and Judith for VIP catering.

In parallel with the Open Weekend was the successful inauguration of the SNT Honours Board and the supporting Publication which recognises and documents significant contributions of specific volunteers to the Trust since its inception. Such recognition, both then and now, is important as the Trust is dependent on individuals generously giving of their time and skills to furthering the aims of the SNT. I would like to thank David for pursuing his idea to fruition, and Della Sadler-Moore for her assistance with this project.

The Financial out-turn for 2023 shows that we continue to be in a financial position that enables us to fulfil our responsibilities as a Trust. This is mostly credited to the careful work and financial planning and monitoring put in by Chris and supported by Trustees and Managers in adopting a prudent approach to operations.

The Stourbridge Navigation Trust also made a significant financial contribution to the Birmingham Canals Navigation Society appeal, to support the successful refurbishment of their work-boat NB Phoenix. This is in line with the objectives of the SNT as the work-boat is used to maintain canals in the vicinity, including the Stourbridge Town Arm.

I would like to formally recognise all the hard work contributed by our Board Members who take an active role in both overseeing the operation of the Trust, and taking part in numerous ways to support Stourbridge Navigation Trust both directly and indirectly. In addition I would like to thankHeide, Christina and Ken for the support and advice they have provided throughout the year.

With the recent planning application submitted for Canal Street, 2024 will no doubt prove to be a challenging year and I will be looking towards our Board Members for continued support and action.

Sadly Lance Cartwright resigned from the Board prior to this AGM. I thank him for his contribution to the Trust as a Board Member over the last nine years, which includes managing the SNT Website and Social Media.

The duties of a Trustee are regulated by law and have to be taken seriously. Trustees are open to interview by the Charities Commissioners, should they choose to do so, on any relevant matter and Trustees are expected to be knowledgeable on all aspects of the Trust. They are also expected to take an active role in the running of the Trust not just to attend six meetings a year. Trustees should also ensure that any conflict of interest is declared openly.

We are grateful to all our founder members who had the foresight to undertake and succeed with such a challenging project, and we endeavour to maintain their enthusiasm and ambition to forward the objectives of Stourbridge Navigation Trust.

Ian Cowdale

Chairman

Company registration number: 04459611 Charity registration number: 1094294

Stourbridge Navigation Trust Limited

(A company limited by guarantee)

Annual Report and Financial Statements

for the Year Ended 31 December 2023

Stourbridge Navigation Trust Limited

Contents

Reference and Administrative Details 1
Trustees' Report 2 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 to 15

Stourbridge Navigation Trust Limited

Reference and Administrative Details

Chairman IJ Cowdale Trustees IJ Cowdale CF Dyche DM Caunt PH Collins S Gray JA Pollard MJ Perks CM Polychronakis NA Barlow PR Hooper L Cartwright Secretary CM Polychronakis Charity Registration Number 1094294 Company Registration Number 04459611

The charity is incorporated in England. Registered Office Company Offices Canal Street Stourbridge West Midlands DY8 4LU Independent Examiner Jordan & Company Knighton House 62 Hagley Road Stourbridge West Midlands DY8 1QD

Page 1

Stourbridge Navigation Trust Limited

Trustees' Report

The trustees, who are directors for the purposes of company law, present the annual report together with the financial statements of the charitable company for the year ended 31 December 2023.

Objectives and activities

Objects and aims

The principal aim of the charity continues to be to promote and enhance its conservation area, buildings and canal.

Public benefit

Our main activities and who we try to help are described below. All of our charitable activities are undertaken to promote and enhance the conservation area, buildings and canal.

The local community benefits from this as the area is a more pleasant place to take walks and use the facilities.

The trustees confirm that they have complied with the requirements of section 17 of the Charities Act 2011 to have due regard to the public benefit guidance published by the Charity Commission for England and Wales.

Use of volunteers

The Board would like to express its gratitude for the continuing support of a small group of regular volunteers.

Achievements and performance

The charity continues to be self supporting, with no external funding received.

Adding value

The charity is pleased to note that the on-going maintenance and investment in its conservation area is effectively adding value. The charity has continued to make improvements to the dry docking area during the year.

Fundraising activities

The charity holds three major fundraising activities each year which are also intended to provide "quality time" for residents in the local area.

Financial review

The financial results for the year are detailed in the Statement of Financial Activities.

Policy on reserves

The level of reserves is maintained with a view to on-going maintenance obligations regarding the "Grade Listed" buildings, together with the need to provide adequate funding for future expansion aspirations of the charity.

Plans for future periods

Aims and key objectives for future periods

The charity aims to continue to promote the fullest use of the canal by waterborne traffic.

Page 2

Stourbridge Navigation Trust Limited

Trustees' Report

Trustees and officers

The trustees and officers serving during the year and since the year end were as follows:

Trustees: IJ Cowdale CF Dyche DM Caunt PH Collins S Gray JA Pollard MJ Perks CM Polychronakis NA Barlow PR Hooper L Cartwright Chairman: IJ Cowdale Secretary: CM Polychronakis

Statement of trustees' responsibilities

The trustees (who are also the directors of Stourbridge Navigation Trust Limited for the purposes of company law) are responsible for preparing the trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland". The report and accounts have been prepared in accordance with the provisions in the Companies Act 2006 relating to small companies.

Company law requires the trustees to prepare financial statements for each financial year. Under company law the trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including its income and expenditure, of the charitable company for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records that can disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 3

Stourbridge Navigation Trust Limited

Trustees' Report

The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company's website. Legislation governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

Small companies provision statement

This report has been prepared in accordance with the small companies regime under the Companies Act 2006.

The annual report was approved by the trustees of the charity on 12 January 2024 and signed on its behalf by:

......................................... CF Dyche Trustee

Page 4

Stourbridge Navigation Trust Limited

Independent Examiner's Report to the trustees of Stourbridge Navigation Trust Limited ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 December 2023.

Responsibilities and basis of report

As the charity’s trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’).

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner’s statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of Stourbridge Navigation Trust Limited as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair view' which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities [applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)].

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

...................................... Mark A Jordan FCA

Knighton House 62 Hagley Road Stourbridge West Midlands DY8 1QD

12 January 2024

Page 5

Stourbridge Navigation Trust Limited

Statement of Financial Activities for the Year Ended 31 December 2023 (Including Income and Expenditure Account and Statement of Total Recognised Gains and Losses)

Note
Income and Endowments from:
Donations and legacies
3
Charitable activities
4
Investment income
5
Total income
Expenditure on:
Charitable activities
6
Total expenditure
Net income
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
14
Note
Income and Endowments from:
Donations and legacies
3
Charitable activities
4
Investment income
5
Total income
Expenditure on:
Charitable activities
6
Total expenditure
Net expenditure
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
14
Unrestricted
funds
£
13,864
83,482
2,588
99,934
(74,504)
(74,504)
25,430
25,430
100,139
125,569
Unrestricted
funds
£
2,908
82,702
485
86,095
(144,068)
(144,068)
(57,973)
(57,973)
158,112
100,139
Total
2023
£
13,864
83,482
2,588
99,934
(74,504)
(74,504)
25,430
25,430
100,139
125,569
Total
2022
£
2,908
82,702
485
86,095
(144,068)
(144,068)
(57,973)
(57,973)
158,112
100,139

All of the charity's activities derive from continuing operations during the above two periods. The funds breakdown for 2022 is shown in note 14.

The notes on pages 8 to 15 form an integral part of these financial statements. Page 6

Stourbridge Navigation Trust Limited

(Registration number: 04459611) Balance Sheet as at 31 December 2023

Note
Fixed assets
Investments
10
Current assets
Stocks
11
Cash at bank and in hand
12
Creditors: Amounts falling due within one year
13
Net current assets
Net assets
Funds of the charity:
Unrestricted income funds
Unrestricted funds
Total funds
14
2023
£
5
3,000
132,141
135,141
(9,577)
125,564
125,569
125,569
125,569
2022
£
5
7,462
101,718
109,180
(9,046)
100,134
100,139
100,139
100,139

For the financial year ending 31 December 2023 the charity was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

These financial statements have been prepared in accordance with the special provisions relating to companies subject to the small companies regime within Part 15 of the Companies Act 2006.

The financial statements on pages 6 to 15 were approved by the trustees, and authorised for issue on 12 January 2024 and signed on their behalf by:

......................................... CF Dyche Trustee

The notes on pages 8 to 15 form an integral part of these financial statements. Page 7

Stourbridge Navigation Trust Limited

Notes to the Financial Statements for the Year Ended 31 December 2023

1 Charity status

The charity is limited by guarantee, incorporated in England, and consequently does not have share capital. Each of the trustees is liable to contribute an amount not exceeding £Nil towards the assets of the charity in the event of liquidation.

The address of its registered office is: Company Offices Canal Street Stourbridge West Midlands DY8 4LU

These financial statements were authorised for issue by the trustees on 12 January 2024.

2 Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)) (issued in October 2019) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

Basis of preparation

Stourbridge Navigation Trust Limited meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes.

Going concern

The trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern nor any significant areas of uncertainty that affect the carrying value of assets held by the charity.

Income and endowments

All income is recognised once the charity has entitlement to the income, it is probable that the income will be received and the amount of the income receivable can be measured reliably.

Page 8

Stourbridge Navigation Trust Limited

Notes to the Financial Statements for the Year Ended 31 December 2023

Grants receivable

Grants are recognised when the charity has an entitlement to the funds and any conditions linked to the grants have been met. Where performance conditions are attached to the grant and are yet to be met, the income is recognised as a liability and included on the balance sheet as deferred income to be released.

Expenditure

All expenditure is recognised once there is a legal or constructive obligation to that expenditure, it is probable settlement is required and the amount can be measured reliably. All costs are allocated to the applicable expenditure heading that aggregate similar costs to that category. Where costs cannot be directly attributed to particular headings they have been allocated on a basis consistent with the use of resources, with central staff costs allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use. Other support costs are allocated based on the spread of staff costs.

Charitable activities

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Support costs

Support costs include central functions and have been allocated to activity cost categories on a basis consistent with the use of resources, for example, allocating property costs by floor areas, or per capita, staff costs by the time spent and other costs by their usage.

Government grants

Government grants are recognised based on the accrual model and are measured at the fair value of the asset received or receivable. Grants are classified as relating either to revenue or to assets. Grants relating to revenue are recognised in income over the period in which the related costs are recognised. Grants relating to assets are recognised over the expected useful life of the asset. Where part of a grant relating to an asset is deferred, it is recognised as deferred income.

Taxation

The charity is considered to pass the tests set out in Paragraph 1 Schedule 6 of the Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes. Accordingly, the charity is potentially exempt from taxation in respect of income or capital gains received within categories covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes.

Page 9

Stourbridge Navigation Trust Limited

Notes to the Financial Statements for the Year Ended 31 December 2023

Fixed asset investments

Fixed asset investments, other than programme related investments, are included at market value at the balance sheet date. Realised gains and losses on investments are calculated as the difference between sales proceeds and their market value at the start of the year, or their subsequent cost, and are charged or credited to the Statement of Financial Activities in the period of disposal.

Unrealised gains and losses represent the movement in market values during the year and are credited or charged to the Statement of Financial Activities based on the market value at the year end.

Stock

Stock is valued at the lower of cost and estimated selling price less costs to complete and sell, after due regard for obsolete and slow moving stocks. Cost is determined using the first-in, first-out (FIFO).

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Trade creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the charity does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Trade creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

Fund structure

Unrestricted income funds are general funds that are available for use at the trustees discretion in furtherance of the objectives of the charity.

Financial instruments

Debt instruments

Debt instruments are measured at amortised cost using the effective interest method.

Page 10

Stourbridge Navigation Trust Limited

Notes to the Financial Statements for the Year Ended 31 December 2023

Investments

Investments in non-convertible preference shares and non-puttable ordinary or preference shares (where shares are publicly traded or their fair value is reliably measurable) are measured at fair value through profit or loss. Where fair value cannot be measured reliably, investments are measured at cost less impairment.

Investments in subsidiaries and associates are measured at cost less impairment. For investments in subsidiaries acquired for consideration including the issue of shares qualifying for merger relief, cost is measured by reference to the nominal value of the shares issued plus fair value of other consideration. Any premium is ignored.

Derivative financial instruments

The charity uses derivative financial instruments to reduce exposure to foreign exchange risk and interest rate movements. The charity does not hold or issue derivative financial instruments for speculative purposes.

Derivatives are initially recognised at fair value at the date a derivative contract is entered into and are subsequently remeasured to their fair value at each reporting date. The resulting gain or loss is recognised in statement of financial activities immediately unless the derivative is designated and effective as a hedging instrument, in which event the timing of the recognition in statement of financial activities depends on the nature of the hedge relationship.

Fair value measurement

The best evidence of fair value is a quoted price for an identical asset in an active market. When quoted prices are unavailable, the price of a recent transaction for an identical asset provides evidence of fair value as long as there has not been a significant change in economic circumstances or a significant lapse of time since the transaction took place. If the market is not active and recent transactions of an identical asset on their own are not a good estimate of fair value, the fair value is estimated by using a valuation technique.

3 Income from donations and legacies

Regular giving and capital donations
Total for 2023
Total for 2022
Unrestricted
funds
General
£
13,864
13,864
2,908
Total
funds
£
13,864
13,864
2,908

Page 11

Stourbridge Navigation Trust Limited

Notes to the Financial Statements for the Year Ended 31 December 2023

4 Income from charitable activities

Charitable activities
Total for 2023
Total for 2022
5
Investment income
Other investment income
Total for 2023
Total for 2022
6
Expenditure on charitable activities
Note
Charitable activities
Allocated support costs
7
Total for 2023
Total for 2022
Unrestricted
funds
General
£
83,482
83,482
82,702
Unrestricted
funds
General
£
2,588
2,588
485
Unrestricted
funds
General
£
71,944
2,560
74,504
144,068
Total
funds
£
83,482
83,482
82,702
Total
funds
£
2,588
2,588
485
Total
funds
£
71,944
2,560
74,504
144,068

Page 12

Stourbridge Navigation Trust Limited

Notes to the Financial Statements for the Year Ended 31 December 2023

7 Analysis of support costs

Support costs allocated to charitable activities

Charitable activities
Support costs allocated to charitable activities
Charitable activities
Charitable activities
Governance
costs
£
2,560
Total
2023
£
2,560
Governance
costs
£
2,560
Governance
costs
£
2,300
Total
2022
£
2,300
Total
2023
£
2,560
Total
2022
£
2,300

8 Trustees remuneration and expenses

No trustees, nor any persons connected with them, have received any remuneration from the charity during the year.

9 Taxation

The charity is a registered charity and is therefore exempt from taxation.

10 Fixed asset investments

----- Start of picture text -----
2023 2022
£ £
Other investments 5 5
11 Stock
2023 2022
£ £
Stocks 3,000 7,462
----- End of picture text -----

Page 13

Stourbridge Navigation Trust Limited

Notes to the Financial Statements for the Year Ended 31 December 2023

12 Cash and cash equivalents

12 Cash and cash equivalents
Cash on hand
Cash at bank
13 Creditors: amounts falling due within one year
Trade creditors
14 Funds
Balance at 1
January 2023
£
Incoming
resources
£
Unrestricted funds
General
100,139
99,934
Balance at 1
January 2022
£
Incoming
resources
£
Unrestricted funds
General
158,112
86,095
2023
£
147
131,994
132,141
2023
£
9,577
Resources
expended
£
(74,504)
Resources
expended
£
(144,068)
2022
£
112
101,606
101,718
2022
£
9,046
Balance at 31
December
2023
£
125,569
Balance at 31
December
2022
£
100,139

15 Analysis of net assets between funds

Fixed asset investments
Current assets
Current liabilities
Total net assets
Unrestricted
funds
General
£
5
135,141
(9,577)
125,569
Total funds
at 31
December
2023
£
5
135,141
(9,577)
125,569

Page 14

Stourbridge Navigation Trust Limited

Notes to the Financial Statements for the Year Ended 31 December 2023

Fixed asset investments
Current assets
Current liabilities
Total net assets
Unrestricted
funds
General
£
5
109,180
(9,046)
100,139
Total funds
at 31
December
2022
£
5
109,180
(9,046)
100,139

16 Analysis of net funds

Cash at bank and in hand
Net debt
Cash at bank and in hand
Net debt
At 1 January
2023
£
101,718
101,718
At 1 January
2022
£
159,837
159,837
Cash flows
£
30,423
30,423
Financing
cash flows
£
(58,119)
(58,119)
At 31
December
2023
£
132,141
132,141
At 31
December
2022
£
101,718
101,718

Page 15

Stourbridge Navigation Trust Limited

Statement of Financial Activities by fund for the Year Ended 31 December 2023

Unrestricted Funds

Total Total
Unrestricted Unrestricted
Funds Funds
2023 2022
£ £
Income and Endowments from:
Donations and legacies 13,864 2,908
Charitable activities 83,482 82,702
Investment income 2,588 485
Total income 99,934 86,095
Expenditure on:
Charitable activities (74,504) (144,068)
Total expenditure (74,504) (144,068)
Net income/(expenditure) 25,430 (57,973)
Net movement in funds 25,430 (57,973)
Reconciliation of funds
Total funds brought forward 100,139 158,112
Total funds carried forward 125,569 100,139

This page does not form part of the statutory financial statements. Page 16

Stourbridge Navigation Trust Limited

Detailed Statement of Financial Activities for the Year Ended 31 December 2023

Income and Endowments from:
Donations and legacies (analysed below)
Charitable activities (analysed below)
Investment income (analysed below)
Total income
Expenditure on:
Charitable activities (analysed below)
Total expenditure
Net income/(expenditure)
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
Total
2023
£
13,864
83,482
2,588
99,934
(74,504)
(74,504)
25,430
25,430
100,139
125,569
Total
2022
£
2,908
82,702
485
86,095
(144,068)
(144,068)
(57,973)
(57,973)
158,112
100,139

This page does not form part of the statutory financial statements. Page 17

Stourbridge Navigation Trust Limited

Detailed Statement of Financial Activities for the Year Ended 31 December 2023

Donations and legacies
Donations
UK Government grants
Charitable activities
Mooring fees
Room bookings
Client catering
Investment income
Bank interest receivable
Charitable activities
Staff salaries and wages
Rent
Water rates and charges
Light and heat
Insurance
Repairs and maintenance
Central heating installation
Car park and footpath repairs
Telephone and internet
Copier lease and printing
Computer software and maintenance costs
Other office expenses
Accountancy fees
Professional fees
Cleaning
Caretaking
Bank charges
Credit card charges
Governance costs - financial advice
Trustees expenses
Total
2023
£
13,864
-
13,864
34,703
46,995
1,784
83,482
2,588
2,588
(21,235)
(9,036)
(2,216)
(7,011)
(5,164)
(12,130)
-
-
(884)
(487)
(756)
(6,000)
(1,140)
(240)
(2,515)
(3,555)
(67)
(888)
(180)
(1,000)
(74,504)
Total
2022
£
1,908
1,000
2,908
32,582
49,044
1,076
82,702
485
485
(19,600)
(8,590)
(2,107)
(7,926)
(9,341)
(12,655)
(48,392)
(24,600)
(735)
(468)
-
(243)
(1,080)
(240)
(2,353)
(3,852)
(67)
(839)
(180)
(800)
(144,068)

This page does not form part of the statutory financial statements. Page 18

Company registration number: 04459611 Charity registration number: 1094294

Stourbridge Navigation Trust Limited

(A company limited by guarantee)

Annual Report and Financial Statements

for the Year Ended 31 December 2023

Stourbridge Navigation Trust Limited

Contents

Reference and Administrative Details 1
Trustees' Report 2 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 to 15

Stourbridge Navigation Trust Limited

Reference and Administrative Details

Chairman IJ Cowdale Trustees IJ Cowdale CF Dyche DM Caunt PH Collins S Gray JA Pollard MJ Perks CM Polychronakis NA Barlow PR Hooper L Cartwright Secretary CM Polychronakis Charity Registration Number 1094294 Company Registration Number 04459611

The charity is incorporated in England. Registered Office Company Offices Canal Street Stourbridge West Midlands DY8 4LU Independent Examiner Jordan & Company Knighton House 62 Hagley Road Stourbridge West Midlands DY8 1QD

Page 1

Stourbridge Navigation Trust Limited

Trustees' Report

The trustees, who are directors for the purposes of company law, present the annual report together with the financial statements of the charitable company for the year ended 31 December 2023.

Objectives and activities

Objects and aims

The principal aim of the charity continues to be to promote and enhance its conservation area, buildings and canal.

Public benefit

Our main activities and who we try to help are described below. All of our charitable activities are undertaken to promote and enhance the conservation area, buildings and canal.

The local community benefits from this as the area is a more pleasant place to take walks and use the facilities.

The trustees confirm that they have complied with the requirements of section 17 of the Charities Act 2011 to have due regard to the public benefit guidance published by the Charity Commission for England and Wales.

Use of volunteers

The Board would like to express its gratitude for the continuing support of a small group of regular volunteers.

Achievements and performance

The charity continues to be self supporting, with no external funding received.

Adding value

The charity is pleased to note that the on-going maintenance and investment in its conservation area is effectively adding value. The charity has continued to make improvements to the dry docking area during the year.

Fundraising activities

The charity holds three major fundraising activities each year which are also intended to provide "quality time" for residents in the local area.

Financial review

The financial results for the year are detailed in the Statement of Financial Activities.

Policy on reserves

The level of reserves is maintained with a view to on-going maintenance obligations regarding the "Grade Listed" buildings, together with the need to provide adequate funding for future expansion aspirations of the charity.

Plans for future periods

Aims and key objectives for future periods

The charity aims to continue to promote the fullest use of the canal by waterborne traffic.

Page 2

Stourbridge Navigation Trust Limited

Trustees' Report

Trustees and officers

The trustees and officers serving during the year and since the year end were as follows:

Trustees: IJ Cowdale CF Dyche DM Caunt PH Collins S Gray JA Pollard MJ Perks CM Polychronakis NA Barlow PR Hooper L Cartwright Chairman: IJ Cowdale Secretary: CM Polychronakis

Statement of trustees' responsibilities

The trustees (who are also the directors of Stourbridge Navigation Trust Limited for the purposes of company law) are responsible for preparing the trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland". The report and accounts have been prepared in accordance with the provisions in the Companies Act 2006 relating to small companies.

Company law requires the trustees to prepare financial statements for each financial year. Under company law the trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including its income and expenditure, of the charitable company for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records that can disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 3

Stourbridge Navigation Trust Limited

Trustees' Report

The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company's website. Legislation governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

Small companies provision statement

This report has been prepared in accordance with the small companies regime under the Companies Act 2006.

The annual report was approved by the trustees of the charity on 12 January 2024 and signed on its behalf by:

......................................... CF Dyche Trustee

Page 4

Stourbridge Navigation Trust Limited

Independent Examiner's Report to the trustees of Stourbridge Navigation Trust Limited ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 December 2023.

Responsibilities and basis of report

As the charity’s trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’).

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner’s statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of Stourbridge Navigation Trust Limited as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair view' which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities [applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)].

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

...................................... Mark A Jordan FCA

Knighton House 62 Hagley Road Stourbridge West Midlands DY8 1QD

12 January 2024

Page 5

Stourbridge Navigation Trust Limited

Statement of Financial Activities for the Year Ended 31 December 2023 (Including Income and Expenditure Account and Statement of Total Recognised Gains and Losses)

Note
Income and Endowments from:
Donations and legacies
3
Charitable activities
4
Investment income
5
Total income
Expenditure on:
Charitable activities
6
Total expenditure
Net income
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
14
Note
Income and Endowments from:
Donations and legacies
3
Charitable activities
4
Investment income
5
Total income
Expenditure on:
Charitable activities
6
Total expenditure
Net expenditure
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
14
Unrestricted
funds
£
13,864
83,482
2,588
99,934
(74,504)
(74,504)
25,430
25,430
100,139
125,569
Unrestricted
funds
£
2,908
82,702
485
86,095
(144,068)
(144,068)
(57,973)
(57,973)
158,112
100,139
Total
2023
£
13,864
83,482
2,588
99,934
(74,504)
(74,504)
25,430
25,430
100,139
125,569
Total
2022
£
2,908
82,702
485
86,095
(144,068)
(144,068)
(57,973)
(57,973)
158,112
100,139

All of the charity's activities derive from continuing operations during the above two periods. The funds breakdown for 2022 is shown in note 14.

The notes on pages 8 to 15 form an integral part of these financial statements. Page 6

Stourbridge Navigation Trust Limited

(Registration number: 04459611) Balance Sheet as at 31 December 2023

Note
Fixed assets
Investments
10
Current assets
Stocks
11
Cash at bank and in hand
12
Creditors: Amounts falling due within one year
13
Net current assets
Net assets
Funds of the charity:
Unrestricted income funds
Unrestricted funds
Total funds
14
2023
£
5
3,000
132,141
135,141
(9,577)
125,564
125,569
125,569
125,569
2022
£
5
7,462
101,718
109,180
(9,046)
100,134
100,139
100,139
100,139

For the financial year ending 31 December 2023 the charity was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

These financial statements have been prepared in accordance with the special provisions relating to companies subject to the small companies regime within Part 15 of the Companies Act 2006.

The financial statements on pages 6 to 15 were approved by the trustees, and authorised for issue on 12 January 2024 and signed on their behalf by:

......................................... CF Dyche Trustee

The notes on pages 8 to 15 form an integral part of these financial statements. Page 7

Stourbridge Navigation Trust Limited

Notes to the Financial Statements for the Year Ended 31 December 2023

1 Charity status

The charity is limited by guarantee, incorporated in England, and consequently does not have share capital. Each of the trustees is liable to contribute an amount not exceeding £Nil towards the assets of the charity in the event of liquidation.

The address of its registered office is: Company Offices Canal Street Stourbridge West Midlands DY8 4LU

These financial statements were authorised for issue by the trustees on 12 January 2024.

2 Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)) (issued in October 2019) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

Basis of preparation

Stourbridge Navigation Trust Limited meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes.

Going concern

The trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern nor any significant areas of uncertainty that affect the carrying value of assets held by the charity.

Income and endowments

All income is recognised once the charity has entitlement to the income, it is probable that the income will be received and the amount of the income receivable can be measured reliably.

Page 8

Stourbridge Navigation Trust Limited

Notes to the Financial Statements for the Year Ended 31 December 2023

Grants receivable

Grants are recognised when the charity has an entitlement to the funds and any conditions linked to the grants have been met. Where performance conditions are attached to the grant and are yet to be met, the income is recognised as a liability and included on the balance sheet as deferred income to be released.

Expenditure

All expenditure is recognised once there is a legal or constructive obligation to that expenditure, it is probable settlement is required and the amount can be measured reliably. All costs are allocated to the applicable expenditure heading that aggregate similar costs to that category. Where costs cannot be directly attributed to particular headings they have been allocated on a basis consistent with the use of resources, with central staff costs allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use. Other support costs are allocated based on the spread of staff costs.

Charitable activities

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Support costs

Support costs include central functions and have been allocated to activity cost categories on a basis consistent with the use of resources, for example, allocating property costs by floor areas, or per capita, staff costs by the time spent and other costs by their usage.

Government grants

Government grants are recognised based on the accrual model and are measured at the fair value of the asset received or receivable. Grants are classified as relating either to revenue or to assets. Grants relating to revenue are recognised in income over the period in which the related costs are recognised. Grants relating to assets are recognised over the expected useful life of the asset. Where part of a grant relating to an asset is deferred, it is recognised as deferred income.

Taxation

The charity is considered to pass the tests set out in Paragraph 1 Schedule 6 of the Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes. Accordingly, the charity is potentially exempt from taxation in respect of income or capital gains received within categories covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes.

Page 9

Stourbridge Navigation Trust Limited

Notes to the Financial Statements for the Year Ended 31 December 2023

Fixed asset investments

Fixed asset investments, other than programme related investments, are included at market value at the balance sheet date. Realised gains and losses on investments are calculated as the difference between sales proceeds and their market value at the start of the year, or their subsequent cost, and are charged or credited to the Statement of Financial Activities in the period of disposal.

Unrealised gains and losses represent the movement in market values during the year and are credited or charged to the Statement of Financial Activities based on the market value at the year end.

Stock

Stock is valued at the lower of cost and estimated selling price less costs to complete and sell, after due regard for obsolete and slow moving stocks. Cost is determined using the first-in, first-out (FIFO).

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Trade creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the charity does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Trade creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

Fund structure

Unrestricted income funds are general funds that are available for use at the trustees discretion in furtherance of the objectives of the charity.

Financial instruments

Debt instruments

Debt instruments are measured at amortised cost using the effective interest method.

Page 10

Stourbridge Navigation Trust Limited

Notes to the Financial Statements for the Year Ended 31 December 2023

Investments

Investments in non-convertible preference shares and non-puttable ordinary or preference shares (where shares are publicly traded or their fair value is reliably measurable) are measured at fair value through profit or loss. Where fair value cannot be measured reliably, investments are measured at cost less impairment.

Investments in subsidiaries and associates are measured at cost less impairment. For investments in subsidiaries acquired for consideration including the issue of shares qualifying for merger relief, cost is measured by reference to the nominal value of the shares issued plus fair value of other consideration. Any premium is ignored.

Derivative financial instruments

The charity uses derivative financial instruments to reduce exposure to foreign exchange risk and interest rate movements. The charity does not hold or issue derivative financial instruments for speculative purposes.

Derivatives are initially recognised at fair value at the date a derivative contract is entered into and are subsequently remeasured to their fair value at each reporting date. The resulting gain or loss is recognised in statement of financial activities immediately unless the derivative is designated and effective as a hedging instrument, in which event the timing of the recognition in statement of financial activities depends on the nature of the hedge relationship.

Fair value measurement

The best evidence of fair value is a quoted price for an identical asset in an active market. When quoted prices are unavailable, the price of a recent transaction for an identical asset provides evidence of fair value as long as there has not been a significant change in economic circumstances or a significant lapse of time since the transaction took place. If the market is not active and recent transactions of an identical asset on their own are not a good estimate of fair value, the fair value is estimated by using a valuation technique.

3 Income from donations and legacies

Regular giving and capital donations
Total for 2023
Total for 2022
Unrestricted
funds
General
£
13,864
13,864
2,908
Total
funds
£
13,864
13,864
2,908

Page 11

Stourbridge Navigation Trust Limited

Notes to the Financial Statements for the Year Ended 31 December 2023

4 Income from charitable activities

Charitable activities
Total for 2023
Total for 2022
5
Investment income
Other investment income
Total for 2023
Total for 2022
6
Expenditure on charitable activities
Note
Charitable activities
Allocated support costs
7
Total for 2023
Total for 2022
Unrestricted
funds
General
£
83,482
83,482
82,702
Unrestricted
funds
General
£
2,588
2,588
485
Unrestricted
funds
General
£
71,944
2,560
74,504
144,068
Total
funds
£
83,482
83,482
82,702
Total
funds
£
2,588
2,588
485
Total
funds
£
71,944
2,560
74,504
144,068

Page 12

Stourbridge Navigation Trust Limited

Notes to the Financial Statements for the Year Ended 31 December 2023

7 Analysis of support costs

Support costs allocated to charitable activities

Charitable activities
Support costs allocated to charitable activities
Charitable activities
Charitable activities
Governance
costs
£
2,560
Total
2023
£
2,560
Governance
costs
£
2,560
Governance
costs
£
2,300
Total
2022
£
2,300
Total
2023
£
2,560
Total
2022
£
2,300

8 Trustees remuneration and expenses

No trustees, nor any persons connected with them, have received any remuneration from the charity during the year.

9 Taxation

The charity is a registered charity and is therefore exempt from taxation.

10 Fixed asset investments

----- Start of picture text -----
2023 2022
£ £
Other investments 5 5
11 Stock
2023 2022
£ £
Stocks 3,000 7,462
----- End of picture text -----

Page 13

Stourbridge Navigation Trust Limited

Notes to the Financial Statements for the Year Ended 31 December 2023

12 Cash and cash equivalents

12 Cash and cash equivalents
Cash on hand
Cash at bank
13 Creditors: amounts falling due within one year
Trade creditors
14 Funds
Balance at 1
January 2023
£
Incoming
resources
£
Unrestricted funds
General
100,139
99,934
Balance at 1
January 2022
£
Incoming
resources
£
Unrestricted funds
General
158,112
86,095
2023
£
147
131,994
132,141
2023
£
9,577
Resources
expended
£
(74,504)
Resources
expended
£
(144,068)
2022
£
112
101,606
101,718
2022
£
9,046
Balance at 31
December
2023
£
125,569
Balance at 31
December
2022
£
100,139

15 Analysis of net assets between funds

Fixed asset investments
Current assets
Current liabilities
Total net assets
Unrestricted
funds
General
£
5
135,141
(9,577)
125,569
Total funds
at 31
December
2023
£
5
135,141
(9,577)
125,569

Page 14

Stourbridge Navigation Trust Limited

Notes to the Financial Statements for the Year Ended 31 December 2023

Fixed asset investments
Current assets
Current liabilities
Total net assets
Unrestricted
funds
General
£
5
109,180
(9,046)
100,139
Total funds
at 31
December
2022
£
5
109,180
(9,046)
100,139

16 Analysis of net funds

Cash at bank and in hand
Net debt
Cash at bank and in hand
Net debt
At 1 January
2023
£
101,718
101,718
At 1 January
2022
£
159,837
159,837
Cash flows
£
30,423
30,423
Financing
cash flows
£
(58,119)
(58,119)
At 31
December
2023
£
132,141
132,141
At 31
December
2022
£
101,718
101,718

Page 15

Stourbridge Navigation Trust Limited

Statement of Financial Activities by fund for the Year Ended 31 December 2023

Unrestricted Funds

Total Total
Unrestricted Unrestricted
Funds Funds
2023 2022
£ £
Income and Endowments from:
Donations and legacies 13,864 2,908
Charitable activities 83,482 82,702
Investment income 2,588 485
Total income 99,934 86,095
Expenditure on:
Charitable activities (74,504) (144,068)
Total expenditure (74,504) (144,068)
Net income/(expenditure) 25,430 (57,973)
Net movement in funds 25,430 (57,973)
Reconciliation of funds
Total funds brought forward 100,139 158,112
Total funds carried forward 125,569 100,139

This page does not form part of the statutory financial statements. Page 16

Stourbridge Navigation Trust Limited

Detailed Statement of Financial Activities for the Year Ended 31 December 2023

Income and Endowments from:
Donations and legacies (analysed below)
Charitable activities (analysed below)
Investment income (analysed below)
Total income
Expenditure on:
Charitable activities (analysed below)
Total expenditure
Net income/(expenditure)
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
Total
2023
£
13,864
83,482
2,588
99,934
(74,504)
(74,504)
25,430
25,430
100,139
125,569
Total
2022
£
2,908
82,702
485
86,095
(144,068)
(144,068)
(57,973)
(57,973)
158,112
100,139

This page does not form part of the statutory financial statements. Page 17

Stourbridge Navigation Trust Limited

Detailed Statement of Financial Activities for the Year Ended 31 December 2023

Donations and legacies
Donations
UK Government grants
Charitable activities
Mooring fees
Room bookings
Client catering
Investment income
Bank interest receivable
Charitable activities
Staff salaries and wages
Rent
Water rates and charges
Light and heat
Insurance
Repairs and maintenance
Central heating installation
Car park and footpath repairs
Telephone and internet
Copier lease and printing
Computer software and maintenance costs
Other office expenses
Accountancy fees
Professional fees
Cleaning
Caretaking
Bank charges
Credit card charges
Governance costs - financial advice
Trustees expenses
Total
2023
£
13,864
-
13,864
34,703
46,995
1,784
83,482
2,588
2,588
(21,235)
(9,036)
(2,216)
(7,011)
(5,164)
(12,130)
-
-
(884)
(487)
(756)
(6,000)
(1,140)
(240)
(2,515)
(3,555)
(67)
(888)
(180)
(1,000)
(74,504)
Total
2022
£
1,908
1,000
2,908
32,582
49,044
1,076
82,702
485
485
(19,600)
(8,590)
(2,107)
(7,926)
(9,341)
(12,655)
(48,392)
(24,600)
(735)
(468)
-
(243)
(1,080)
(240)
(2,353)
(3,852)
(67)
(839)
(180)
(800)
(144,068)

This page does not form part of the statutory financial statements. Page 18