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2025-04-30-accounts

REGISTERED CHARITY NUMBER: 1092201

REPORT OF THE TRUSTEES AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 APRIL 2025

FOR

THE GEORGE'S GARAGE (GEORGE AND MAISIE BLACKBURN) CHARITABLE TRUST

Rushtons Chartered Accountants Shorrock House 1 Faraday Court Fulwood Preston Lancashire PR2 9NB

THE GEORGE'S GARAGE (GEORGE AND MAISIE BLACKBURN) CHARITABLE TRUST

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 APRIL 2025

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5 to 6
Notes to the Financial Statements 7 to 12
Detailed Statement of Financial Activities 13

THE GEORGE'S GARAGE (GEORGE AND MAISIE BLACKBURN) CHARITABLE TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 APRIL 2025

The trustees present their report with the financial statements of the charity for the year ended 30 April 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objects of the trust, as set out in the terms of the will, are to apply the income and capital for the furtherance of such charitable objects or purpose in such proportions as the trustees shall from time to time think fit. The charity invites charitable organisations to apply for grants, which are awarded at the trustees' discretion. The Trustees seek to support charitable organisation for the benefit of children and young people in the South Fylde areas. The trustees confirm that they have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing the Trust's aims and objectives and in planning future activities and setting the grant making policy for the year.

ACHIEVEMENTS AND PERFORMANCE

Charitable activities

Details of the grants made during the year in the furtherance of these objectives are set out in the notes to the accounts.

FINANCIAL REVIEW

Financial position

The details of the charity's income and expenditure for the year and its net assets at 30 April 2025 are on statement of financial activities and balance sheet of the accounts. There are no restrictions on the charity's power to invest. The investment strategy is reviewed regularly by the trustees and takes account of demand for funds.

Reserves policy

The reserves policy is to hold the original capital received under the terms of the will and to generate an appropriate level of investment income to be applied for the provision of grants and to cover annual management and administration costs.

At 30 April 2025, £1,564,979 was held in the capital account to generate future investment income. At 30 April 2025 £146,194 was held in the income fund to be used to fund future grant applications and management and administration costs.

FUTURE PLANS

The trustees plan to apply income for the provision of grants for charitable objects or purposes as appropriate. Local charitable organisations have been made aware of the availability of grants for appropriate projects and an increase in applications is expected as this becomes more widely know. The trustees wish to distribute the accumulated income within the coming year but have in the past been unable to so do because of the limited number and nature of applications.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

Page 1

THE GEORGE'S GARAGE (GEORGE AND MAISIE BLACKBURN) CHARITABLE TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 APRIL 2025

The Trust was established on 2 November 1999 under the terms of the last will of George William Blackburn dated 5 May 1998. The Trust is subject to the Standard Provisions of the Society of Trust and Estate Practitioners (1st Edition). the residue of the estate was transferred to the Trust in January 2006 and was subsequently invested.

Recruitment and appointment of new trustees

In identifying and appointing trustees the existing trustees approach prospective candidates which are resident in the communities which are primarily served by the Trust, who have appropriate business or professional experience in management and administration, and also are already engaged in public service. Before appointments they are asked to supply a CV and are interviewed before an invitation is made. Thereafter, appropriate identification checks for anti-money laundering and other purposes are concluded before appointment is ratified.

Risk management

The trustees have assessed the major risks which may arise in the conduct of the charity and will monitor these annually.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1092201

Principal address

C/O Harrison Drury Assembly Rooms Dicconson Terrace Lytham Lancashire FY8 5JY

Trustees

J D G Hinchliffe E Townsend C R Dickson

Independent Examiner

Rushtons Chartered Accountants Shorrock House 1 Faraday Court Fulwood Preston Lancashire PR2 9NB

21/11/2025 Approved by order of the board of trustees on ............................................. and signed on its behalf by: A_~ ..........................................................

C R Dickson - Trustee

Page 2

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE GEORGE'S GARAGE (GEORGE AND MAISIE BLACKBURN) CHARITABLE TRUST

Independent examiner's report to the trustees of The George's Garage (George and Maisie Blackburn) Charitable Trust

I report to the charity trustees on my examination of the accounts of The George's Garage (George and Maisie Blackburn) Charitable Trust (the Trust) for the year ended 30 April 2025.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Christopher Calvert ACA

Rushtons Chartered Accountants Shorrock House 1 Faraday Court Fulwood Preston Lancashire PR2 9NB 10/12/2025 Date: .............................................

Page 3

THE GEORGE'S GARAGE (GEORGE AND MAISIE BLACKBURN) CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 30 APRIL 2025

Notes
INCOME AND ENDOWMENTS FROM
Investment income
3
EXPENDITURE ON
Raising funds
4
Charitable activities
Grants
Other
Total
NET INCOME/(EXPENDITURE)
Other recognised gains/(losses)
Gains on revaluation of fixed assets
Net movement in funds
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
2025
2024
Unrestricted
Total
funds
funds
£
£
46,278
42,201
14,383
13,574
40,650
12,580
3,151
5,606
58,184
31,760
(11,906)
10,441
12,795
119,646
889
130,087
1,710,284
1,580,197
1,711,173
1,710,284
2025
2024
Unrestricted
Total
funds
funds
£
£
46,278
42,201
14,383
13,574
40,650
12,580
3,151
5,606
58,184
31,760
(11,906)
10,441
12,795
119,646
889
130,087
1,710,284
1,580,197
1,711,173
1,710,284
13,574
12,580
5,606
31,760
10,441
119,646
130,087
1,580,197
1,710,284

The notes form part of these financial statements

Page 4

THE GEORGE'S GARAGE (GEORGE AND MAISIE BLACKBURN) CHARITABLE TRUST

BALANCE SHEET 30 APRIL 2025

Notes
FIXED ASSETS
Investments
8
CURRENT ASSETS
Cash at bank
CREDITORS
Amounts falling due within one year
9
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
2025
2024
Unrestricted
Total
funds
funds
£
£
1,566,230
1,568,714
153,760
155,142
(8,817)
(13,572)
144,943
141,570
1,711,173
1,710,284
1,711,173
1,710,284

The notes form part of these financial statements

Page 5

continued...

THE GEORGE'S GARAGE (GEORGE AND MAISIE BLACKBURN) CHARITABLE TRUST

BALANCE SHEET - continued 30 APRIL 2025

FUNDS 10
Unrestricted funds:
Unrestricted income
146,194 150,645
Unrestricted capital 1,564,979 1,559,639
1,711,173 1,710,284
TOTAL FUNDS 1,711,173 1,710,284

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by: 21/11/2025

............................................. J D G Hinchliffe - Trustee

............................................. E Townsend - Trustee ............................................. C R Dickson - Trustee

The notes form part of these financial statements

Page 6

THE GEORGE'S GARAGE (GEORGE AND MAISIE BLACKBURN) CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 APRIL 2025

1. LEGAL FORM

The trust is a registered charity, established under the last will of George William Blackburn.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

The financial statements are prepared on a going concern basis. The trustees are required to assess whether the use of going concern is appropriate, i.e. whether there are any material uncertainties related to events or conditions that may cast significant doubt on the ability of the charity to continue as a going concern. The Trustees make this assessment in respect of a period of at 12 months from the date of authorisation of the accounts, The majority of the expenditure of the charity is at the discretion of the Trustees and the charity also has sufficient reserves to offset any potential reduction in investment income. The Trustees have considered the level of funds held and the expected level of income and expenditure for 12 months from authorising these financial statements. The budgeted income and expenditure is sufficient with the level of reserves for the charity, therefore the Trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Taxation

The charity is exempt from tax on its charitable activities.

Page 7

continued...

THE GEORGE'S GARAGE (GEORGE AND MAISIE BLACKBURN) CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 APRIL 2025

2. ACCOUNTING POLICIES - continued

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Investments

Investments are stated at market value as provided by Canaccord Genuity Wealth Management.

Investment income is credited to the income fund on an accrual basis.

3. INVESTMENT INCOME

Deposit account interest
Dividend income
Investment interest
4.
RAISING FUNDS
Investment management costs
Portfolio management
5.
GRANTS PAYABLE
Grants
2025
£
2,720
43,358
200
46,278
2025
£
14,383
2025
£
40,650
2024
£
2,542
38,890
769
42,201
2024
£
13,574
2024
£
12,580

Page 8

continued...

THE GEORGE'S GARAGE (GEORGE AND MAISIE BLACKBURN) CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 APRIL 2025

5. GRANTS PAYABLE - continued

2025 2024
£ £
Freckleton Music Festival 650 -
AKS Lytham Foundation 35,000 -
Fylde Mayoral Charities 5,000 4,000
Fylde District Scout Council - 2,000
Freckleton Parish Council - 6,580
40,650 12,580

In considering grant applications the Trustees have sought to benefit all sections of the community in South Fylde and all age groups but with particular emphasis on the Warton and Freckleton area in accordance with wishes expressed by the late George Blackburn. The grants therefore support particular activities or interest groups as well as benefiting the community as a whole in the provision of community facilities and in the support of the Mayoral nominated charities for the year, all of which benefit the wider community.

6. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 30 April 2025 nor for the year ended 30 April 2024.

Trustees' expenses

There were no trustees' expenses paid for the year ended 30 April 2025 nor for the year ended 30 April 2024.

7. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Investment income
EXPENDITURE ON
Raising funds
Charitable activities
Grants
Other
Total
Unrestricted
funds
£
42,201
13,574
12,580
5,606
31,760

Page 9

continued...

THE GEORGE'S GARAGE (GEORGE AND MAISIE BLACKBURN) CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 APRIL 2025

7. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued

NET INCOME
Other recognised gains/(losses)
Gains on revaluation of fixed assets
Net movement in funds
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED
FORWARD
Unrestricted
funds
£
10,441
119,646
130,087
1,580,197
1,710,284

8. FIXED ASSET INVESTMENTS

Market
Value at 1
May 2024
Additions Disposals/
reorganisa
tions
Change
in Value
Market
Value at
30 April
2025
Cost at30
April 2025
Portfolio
UK
Equities
478,118 - (15,150) 20,261 483,229 282,084
Domestic
Bond
Collectives
223,135 57,000 (18,020) 6,111 268,226 265,552
Foreign
Equity
Collectives
210,607 - 37 1,000 211,644 98,727
Real
Estate
8,606 - - 1,261 9,867 9,742
Investment
Trusts
603,649 85,049 (103,502) (16,562) 568,634 392,476
Sub Total 1,524,116 142,049 (136,635) 12,071 1,541,600 1,048,582
Cash
Balance
44,598 24,630 24,631
1,568,714 1,566,230 1,073,213

Page 10

continued...

THE GEORGE'S GARAGE (GEORGE AND MAISIE BLACKBURN) CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 APRIL 2025

9. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Other creditors
10.
MOVEMENT IN FUNDS
Unrestricted funds
Unrestricted income
Unrestricted capital
TOTAL FUNDS
At 1.5.24
£
150,645
1,559,639
1,710,284
1,710,284
2025
2024
£
£
8,817
13,572
Net
movement
At
in funds
30.4.25
£
£
(4,451)
146,194
5,340
1,564,979
889
1,711,173
889
1,711,173
2025
2024
£
£
8,817
13,572
Net
movement
At
in funds
30.4.25
£
£
(4,451)
146,194
5,340
1,564,979
889
1,711,173
889
1,711,173
2024
£
13,572
1,711,173
1,711,173

Net movement in funds, included in the above are as follows:

Incoming Resources Gains and Movement
resources expended losses in funds
£ £ £ £
Unrestricted funds
Unrestricted income
46,278 (50,729) - (4,451)
Unrestricted capital - (7,455) 12,795 5,340
46,278 (58,184) 12,795 889
TOTAL FUNDS 46,278 (58,184) 12,795 889

Page 11

continued...

THE GEORGE'S GARAGE (GEORGE AND MAISIE BLACKBURN) CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 APRIL 2025

10. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
Unrestricted income
Unrestricted capital
TOTAL FUNDS
At 1.5.23
£
132,587
1,447,610
1,580,197
1,580,197
Net
movement
At
in funds
30.4.24
£
£
18,058
150,645
112,029
1,559,639
130,087
1,710,284
130,087
1,710,284
Net
movement
At
in funds
30.4.24
£
£
18,058
150,645
112,029
1,559,639
130,087
1,710,284
130,087
1,710,284
1,710,284
1,710,284

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
Unrestricted income
Unrestricted capital
TOTAL FUNDS
Incoming
resources
£
42,201
-
42,201
42,201
Resources
expended
£
(24,143)
(7,617)
(31,760)
(31,760)
Gains and
losses
£
-
119,646
119,646
119,646
Movement
in funds
£
18,058
112,029
130,087
130,087

11. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 30 April 2025.

Page 12

THE GEORGE'S GARAGE (GEORGE AND MAISIE BLACKBURN) CHARITABLE TRUST

DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 30 APRIL 2025

INCOME AND ENDOWMENTS
Investment income
Deposit account interest
Dividend income
Investment interest
Total incoming resources
EXPENDITURE
Investment management costs
Portfolio management
Charitable activities
Grants to institutions
Support costs
Finance
Bank charges
Governance costs
Accountancy and legal fees
Total resources expended
Net (expenditure)/income
2025
£
2,720
43,358
200
46,278
46,278
14,383
40,650
-
3,151
58,184
(11,906)
2024
£
2,542
38,890
769
42,201
42,201
13,574
12,580
65
5,541
31,760
10,441

This page does not form part of the statutory financial statements

Page 13