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2020-12-31-accounts

THE REDEEMED CHRISTIAN CHURCH OF GOD CITY OF DAVID

Charity reg. no.1091990

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

THE REDEEMED CHRISTIAN CHURCH OF GOD -CITY OF DAVID

CONTENTS

Admin details 1
Trustees' report 2 - 4
Independent examiner's report 5
Statement of financial activities 6
Balance sheet 7
Notes to the financial statements 8 - 11
Detailed statement 12 - 13

THE REDEEMED CHRISTIAN CHURCH OF GOD - CITY OF DAVID

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 DECEMBER 2020

General Overseer Pastor E. A. Adeboye
Parish Pastor Pastor Segun Kingsley
Trustees ODAUDU Samuel Adah
AKINDUTIRE Damola
ALLI Adewale Toareed
ALABI Olufemi
BANKOLE Tokunbo
Charity registration Number 1091990
Principal Office 46 Lowfield Street
Dartford
DA1 1HJ
Independent Examiner Tunji Ogedengbe
36 Daffodil Close
Hatfield
Hertfordshire
ALI0 9FF
Bankers NatWest Bank Plc

Page 1

THE REDEEMED CHRISTIAN CHURCH OF GOD - CITY OF DAVID

TRUSTEES' REPORT FOR YEAR ENDED 31 DECEMBER 2020

The trustees present their report and accounts for the year ended 31 December 2020

The accounts have been prepared in accordance with the accounting policies set out in note 1 to the accounts and comply with the charity's trust deeds, the Charities Act 2011 and the Statement of Recommended Practice, Accounting and Reporting by Charities, issued in March 2005.

Structure, governance and management

The charity was established by a charitable trust deed dated 30th August 2002 and it is a registered charity.

The trustees who served during the year were:

ODAUDU Samuel Adah AKINDUTIRE Damola ALLI Adewale Toareed ALABI Olufemi BANKOLE Tokunbo

Trustees are familliar with the workings of the church having been drawn from long-standing church members that have the skill-set to offer an empathy with the charity's core values.

New trustees are invited and encouraged to attend training courses led by the chair and also read guidelines and publications issued by the Charity Commission eg. 'the Essential Trustee,' copies of which are given to new trustees.

The church is organised so that the trustees meet regularly to manage her affairs. There is a full time office administrator who manages the day to day administration of the church.

The Trustees have assessed the major risks to which the charity is exposed, in particular those related to operations and finances of the charity, and are satisfied that systems are in place to mitigate our exposures to the major risks.

Related party relationships

RCCG - City of David is a member of the Redeemed Church of God (RCCG) which has parishes all over the world. The relationship is governed by an 'Agreement for common purposes' between the parishes and RCCG.

Risk management

The trustees have assessed the major risks to which the charity is exposed, and are satisfied that systems are in place to mitigate exposure to the major risks.

Objectives and activities

The charity's objectives are - (a) The advancement of the Christian faith worldwide, and

(b) Relief of poverty.

Volunteers

The trustees are grateful for the members who rendered various services to the Church voluntarily during the year.

Page 2

THE REDEEMED CHRISTIAN CHURCH OF GOD - CITY OF DAVID

TRUSTEES' REPORT FOR YEAR ENDED 31 DECEMBER 2020

Achievements and performance

The trustees are pleased to report that the church continued to be successful spiritually by ministering to many people in the following ways:

(i) The pandemic was a challenging period for the church

(ii) The church services was presented mainly online via zoom, and other social media handles. It engaged with the community through the food bank and city pantry initiatives by providing food parcels to the community throughout the pandemic and continues to do so. etc

(iii) The church is growing its online membership and physical membership as well.

Financial review

The total incoming resources for the year amounted to £433,267 (2019 - £396,564) and the total resources expended amounted to £225,537 (2019- £260,633) leaving a net surplus for the year of £207,731 (2019 surplus £135,931).

The balance of fund as at 31 December 2020 was £1,141,435 (2019 £766,335).

Reserves Policy

It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure. The trustees considers that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the charity’s current activities while consideration is given to ways in which additional funds may be raised. This level of reserves has been maintained throughout the year

Future Developments

The charity continues to explore various ways of spreading the gospel of Christ in an effective manner. The charity is also looking to grow in membership and continue to develop its members to make life-changing impact in society.

Page 3

THE REDEEMED CHRISTIAN CHURCH OF GOD - CITY OF DAVID

TRUSTEES' REPORT FOR YEAR ENDED 31 DECEMBER 2020

STATEMENT OF TRUSTEE'S RESPONSIBILITIES

The trustees are responsible for preparing the annual report and financial statements in accordance with applicable laws and United Kingdom Generally Accepted Accounting Practice.

Charity law requires the trustees to prepare financial statements for each financial year. Under that law the trustees have elected to prepare the financial statements for each year which will give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing these financial statements, the trustees are required to:

, • Select suitable accounting policies and then apply them consistently; Observe the methods and principles in the Charities SORP;

, • Make judgement and estimates that are reasonable and prudent;

, • Prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in operation.

The trustees recognise their responsibilities to keep proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charity Act 2011. They are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

The appended financial statements have been prepared on the accruals basis and have been examined by an independent examiner, whose report is also appended.

Approved by the Trustees on 19th Oct 2021 and signed on their behalf by:

Trustee Trustee

Pastor Femi Alabi Mr. Adewale Alli

Page 4

THE REDEEMED CHRISTIAN CHURCH OF GOD - CITY OF DAVID

INDEPENDENT EXAMINER'S REPORT FOR YEAR ENDED 31 DECEMBER 2020

TO THE TRUSTEES OF THE REDEEMED CHRISTIAN CHURCH OF GOD - CITY OF DAVID

I report on the accounts for the year ended 31 December 2020 set out on pages 5 to 9.

RESPECTIVE RESPONSIBILITIES OF THE TRUSTEES AND THE EXAMINER

The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

(i) examine the accounts under section 145 of the 2011 Act;

(ii) to follow the procedures laid down in the general Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act; and

(iii) to state whether particular matters have come to my attention.

BASIS OF INDEPENDENT EXAMINER'S REPORT

My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as Trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a "true and fair" view and the report is limited to those matters set out in the statements below.

INDEPENDENT EXAMINER'S STATEMENT

In connection with my examination, no matter has come to my attention:

(a) which gives me reasonable cause to believe that in any material respect the requirements:

(i) to keep accounting records in accordance with section 130 of the 2011 Act; and

(ii) to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act;

have not been met.

(b) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Tunji Ogedengbe 36 Daffodil Close Hatfield Hertfordshire AL10 9FF

Date: 19th Oct 2021

Page 5

THE REDEEMED CHRISTIAN CHURCH OF GOD - CITY OF DAVID STATEMENT OF FINANCIAL ACTIVITIES FOR YEAR ENDED 31 DECEMBER 2020

Notes
INCOMING RESOURCES FROM GENERATED FUNDS
Voluntary Income
2
Total incoming resources
RESOURCES EXPENDED
Charitable activities
Governance costs
Total resources expended
4
Net (Outgoing)/Income resources for year
Fund balances at 1 January 2020
Prior Year Adjustment
Fund balances at 31 December 2020
2020
2019
Total
Total
Funds
Funds
£
£
433,267
396,564
433,267
396,564
213,819
234,927
11,718
25,706
225,537
260,633
207,730
135,931
902,265
766,335
31,439
1,141,435
902,265

Page 6

THE REDEEMED CHRISTIAN CHURCH OF GOD - CITY OF DAVID Balance Sheet

At 31 December 2020

Notes
FIXED ASSETS
Tangible assets
8
CURRENT ASSETS
Debtors: Gift aid receivable
9
Cash at bank and in hand
CREDITORS
amounts falling due within one year
10
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
CREDITORS
Amounts falling due after one year
11
NET ASSETS
INCOME FUNDS
Unrestricted funds
TOTAL FUNDS
£
£
2,993,870
85,000
73,003
158,003
104,735
-
3,047,137
3,047,137
1,905,703
-
1,905,703
-
1,141,435
1,141,435
1,141,435
2020
£
£
2,993,870
85,000
73,003
158,003
104,735
-
3,047,137
3,047,137
1,905,703
-
1,905,703
-
1,141,435
1,141,435
1,141,435
2020
£
£
2,993,870
-
7,080
7,080
104,735
-
2,896,214
2,896,214
1,993,949
-
1,993,949
-
902,265
902,265
902,265
2019
£
£
2,993,870
-
7,080
7,080
104,735
-
2,896,214
2,896,214
1,993,949
-
1,993,949
-
902,265
902,265
902,265
2019
158,003
104,735
-
1,905,703
-
7,080
104,735
-
1,993,949
-
3,047,137 2,896,214
1,905,703
-
1,993,949
-
1,141,435 902,265
1,141,435 902,265
1,141,435 902,265

Page 7

THE REDEEMED CHRISTIAN CHURCH OF GOD -CITY OF DAVID

Notes to the Financial Statements For the year ended 31 December 2020

1 ACCOUNTING POLICIES

1.1 Basis of preparation

The accounts have been prepared under the historical cost convention.

The charity has taken advantage of the exemption in Financial Reporting Standard No 1 from the requirement to produce a cash flow statement on the grounds that it is a small charity.

The accounts have been prepared in accordance with applicable accounting standards, the Statement of Recommended Practice, "Accounting and Reporting by Charities", issued in March 2005 and the Charities Act 2011.

1.2 Incoming resources

Income is mainly from voluntary donations received from members and it is recognised when received by the charity.

1.3 Tangible fixed assets and depreciation

Tangible fixed assets are stated at cost less depreciation. Depreciation is provided at rates calculated to write off the cost less estimated residual value of each asset over its expected useful life, as follows:

Fixtures, fittings & equipment 20% straight line Motor vehicles 20% straight line

2
DONATIONS, LEGACIES AND SIMILAR INCOMING RESOURCES
Tithes & Offerings
Gift Aid receivable
Total
Funds
Total
Funds
2020
2019
£
£
348,267
319,335
85,000
77,229
433,267
396,564

Page 8

THE REDEEMED CHRISTIAN CHURCH OF GOD -CITY OF DAVID

Notes to the Financial Statements - continued For the year ended 31 December 2020

4 TOTAL RESOURCES EXPENDED
Charitable activities
Governance costs
£
£
213,819
234,927
11,718
25,706
225,537
260,633

5 TRUSTEES

None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the year.

Page 9

THE REDEEMED CHRISTIAN CHURCH OF GOD -CITY OF DAVID

Notes to the Financial Statements - continued For the year ended 31 December 2020

8 TANGIBLE FIXED ASSETS

COST
At 01 January 2020
Additions
Disposals
At 31 December 2020
DEPRECIATION
At 01 January 2020
Charge for year
At 31 December 2020
NET BOOK VALUE
At 31 December 2019
At 31 December 2020
9 DEBTORS
Gift aid receivable
0 CREDITORS: AMOUNT FALLING DUE WITHIN ONE YEAR
Independent examination accrual
Loan from RCCG COD Cambridge
Loan from pastor
Loan from Shepherd hill
Building
Furniture &
Fittings &
equipments
£
£
2,993,870
92,768
-
-
-
Motor
Vechicles
Total
Expenditure
£
£
99,731
3,186,369
-
-
-
-
2,993,870
92,768
-
92,768
-
99,731
3,186,369
99,731
192,499
-
-
-
92,768
2,993,870
-
99,731
192,499
-
2,993,870
2,993,870
-
-
2,993,870
2020
2019
£
£
85,000
-
2020
2019
£
£
450
450
28,000
28,000
15,000
15,000
61,285
61,285
104,735
104,735

10 CREDITORS: AMOUNT FALLING DUE WITHIN ONE YEAR

Page 10

THE REDEEMED CHRISTIAN CHURCH OF GOD -CITY OF DAVID

Notes to the Financial Statements - continued For the year ended 31 December 2020

11 CREDITORS: AMOUNT FALLING DUE AFTER ONE YEAR
Mortgage outstanding
Loan 1
Loan 2
2020
2019
£
£
1,005,703
1,093,949
500,000
500,000
400,000
400,000
1,905,703
1,993,949

The loan was advanced to the Church towards securing its permanent site. It is currently unsecured and interest free.

12 RELATED PARTY TRANSACTIONS

During the year, the church paid instutional grants to other RCCG organisations such as the World Evangelism Mission.

13 STAFF COST AND NUMBERS

STAFF COST AND NUMBERS
Wages and salaries
The average number of employee during the year was as follows
Pastoral
Charity administrations
2020
2019
£
£
44,754
67,375
44,754
67,375
Year ended
Year ended
2020
2019
No.
No.
2
2
2
2
4
4

Employees received remuneration in the year.

14 NET INCOMING RESOURCES/(RESOURCES EXPENDED)

NET INCOMING RESOURCES/(RESOURCES EXPENDED)
This stated after charging
Independent examiners's fees
Year ended
Year ended
2020
2019
£
£
450
450
450
450

Page 11

THE REDEEMED CHRISTIAN CHURCH OF GOD -CITY OF DAVID

Detailed Statement of Financial Activities For the year ended 31 December 2020 2020 2,019

INCOMING RESOURCES
Tithes & Offerings
Gift Aid
Charitable Activities
Protocol Expense
Honorarium
Music charges
Children & Teenage department
Training & Conference
Premises Cost & Rent
Mortgage Interest
Staff salaries
Printing, Postage and stationary
Telephone
Insurance
Travel Expenses
Bank Charges
Admin and Office Expense
Electricity, Gas & Fuel
Vehicle Expenses
Streamline Charges
Volunteers Exp
Repairs & Maintenance
Books
Office Equipment
Adverts and Publicity
Hospitality
Waste Disposal
Pension
Choir
Business Rates
Other
Expenditure c/f
£
348,267
85,000
£
319,335
77,229
396,564
670
7,476
-
1,029
5,407
188
63,631
67,375
1,226
3,829
6,220
18,939
2,518
3,430
1,040
6,991
-
11,115
685
80
685
1,959
2,948
1,079
2,196
344
4,800
5,874
204,539
221,733
204,539
433,267
1,068
9,874
500
293
2,488
-
49,243
72,218
791
3,267
6,572
6,468
728
1,231
2,941
5,378
127
8,980
6,331
150
3,592
2,159
1,942
3,603
3,614
541
6,080
4,360
221,733
204,539
221,733

Page 12

THE REDEEMED CHRISTIAN CHURCH OF GOD -CITY OF DAVID

Detailed Statement of Financial Activities For the year ended 31 December 2020

Brought forward
Donations
Welfare
Province
Projects
Total Charitable activitities
GOVERNANCE COSTS
Independent Examination
Professional fees
Legal Fees
Total resources expended
Net income
2020
2019
£
£
204,539
221,733
4,360
6,570
1,872
1,300
-
975
3,048
4,350
213,819
234,927
450
450
11,268
25,256
-
-
11,718
25,706
225,537
260,633
207,730
135,931

Page 13