## **Trustees’ Annual Report for the period**
**From 01/01/24 To 31/12/24 Period Start date Period End date**
**Charity name: Muslim Women’s Welfare Assoc.**
## **Charity registration number: 1091931**
## **Objectives and Activities**
|**Objectives and Activities**|**Objectives and Activities**|**Objectives and Activities**|
|---|---|---|
|SORP reference|||
|Summary of the purposes of
the charity as set out in its
governing document
Para 1.17
To organise and promote educational
activities for women/young Muslim girls, and
to provide facilities for religious education in
Islamic teachings, computer training and the
teaching of English as a foreign language.|||
|Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or services
identified in the accounts.
Para 1.17 and
1.19
To organize and promote educational
activities, health living activities, computer
literacy, ESOL classes, dressmaking
classes, domestic violence awareness,
heritage awareness, supporting homeless
people and general advisory services to the
community. Weekly ladies club and drop-in
services for disabled, elderly, isolated, lonely
and depressed women in the Redbridge
area.|||
|Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|Yes the trustees confirm|
## **Additional information (optional)** You may choose to include further statements where relevant about:
|SORP reference|SORP reference|SORP reference|
|---|---|---|
|Policy on grant making
Para 1.38
none|||
|Policy on social investment
including program related
investment
Para 1.38
none|||
||Para 1.38|Six volunteers give 2 hours each whenever it
is necessary|
Contribution made by volunteers Other
## **Achievements and Performance**
**----- Start of picture text -----**
SORP reference
Providing a safe and conducive platform as
**----- End of picture text -----**
|**Achievements and Performance**|**Achievements and Performance**|**Achievements and Performance**|
|---|---|---|
|SORP reference|||
|||Providing a safe and conducive platform as|
|Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|a weekly drop-in for the isolated, elderly,
disabled and depressed women in the
Centre.
Beneficiaries enjoy their special time, relax,
chat, befriend and have a hot lunch together.
These sessions improve and maintain their
mental/physical well-being.|
## **Additional information (optional)** You may choose to include further statements where relevant about:
|Achievements against
objectives set|Para 1.41||
|---|---|---|
|Performance of fundraising
activities against objectives
set|Para 1.41||
|Investment performance
against objectives|Para 1.41||
|Other|||
## **Financial Review**
|Review of the charity’s
financial position at the end
of the period|Para 1.21|Positive reserves held at year end.|
|---|---|---|
|Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|Reserves held at year end due to some
projects spanning the year and into future
periods.|
|Amount of reserves held|Para 1.22|17,507 GBP carried forward|
|Reasons for holding zero
reserves|Para 1.22|n/a|
|Details of fund materially in
deficit|Para 1.24|none|
|Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|none|
|**Additional information (optional)**
You may choose to include further statements where relevant about:
The charity’s principal
sources of funds (including
any fundraising)
Para 1.47
Grants
Trusts
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
none
A description of the principal
risks facing the charity
Para 1.46
none
Other|**Additional information (optional)**
You may choose to include further statements where relevant about:
The charity’s principal
sources of funds (including
any fundraising)
Para 1.47
Grants
Trusts
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
none
A description of the principal
risks facing the charity
Para 1.46
none
Other|**Additional information (optional)**
You may choose to include further statements where relevant about:
The charity’s principal
sources of funds (including
any fundraising)
Para 1.47
Grants
Trusts
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
none
A description of the principal
risks facing the charity
Para 1.46
none
Other|**Additional information (optional)**
You may choose to include further statements where relevant about:
The charity’s principal
sources of funds (including
any fundraising)
Para 1.47
Grants
Trusts
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
none
A description of the principal
risks facing the charity
Para 1.46
none
Other|
|---|---|---|---|
||The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|Grants
Trusts|
||Investment policy and
objectives including any
social investment policy
adopted|Para 1.46|none|
||A description of the principal
risks facing the charity|Para 1.46|none|
||Other|||
## **Structure, Governance and Management**
|Description of charity’s
trusts:|||
|---|---|---|
|Type of governing document
(trust deed, royal charter)|Para 1.25|Memorandum and Articles of Association|
|How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|Registered Charity|
|Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|Management Committee|
## **Additional information (optional)** You may choose to include further statements where relevant about:
|Policies and procedures
adopted for the induction and
training of trustees|Para 1.51||
|---|---|---|
|The charity’s organisational
structure and any wider
network with which the
charity works|Para 1.51|Project Manager runs day to day
organisational activities with admin and
volunteers. She is answerable to the
management committee.|
|Relationship with any related
parties|Para 1.51||
|Other|||
## **Reference and Administrative details**
**----- Start of picture text -----**
Charity name Muslim Women’s Welfare Assoc. Ltd
Other name the charity uses MWWA
Registered charity number 1091931
Charity’s principal address 102 The Drive
Ilford
Essex IG1 3JH
**----- End of picture text -----**
## **Names of the charity trustees who manage the charity**
**----- Start of picture text -----**
Dates acted if not for whole Name of person (or body) entitled
Trustee name Office (if any)
year to appoint trustee (if any)
1 Neelofar Iqbal Chair
2 Aneela Ahmed Executive member
3 Nasreen Azra Executive member
4 Razia Qudratullah Executive member
5 Nupur Bose Secretary
6 Shagufta Mian Executive member
7
8
9
10
11
12
13
14
15
16
17
18
19
20
**----- End of picture text -----**
– Corporate trustees names of the directors at the date the report was approved
## **Director name**
Name of trustees holding title to property belonging to the charity
**Trustee name Dates acted if not for whole year**
## **Funds held as custodian trustees on behalf of others**
Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets
## **Additional information (optional)**
## **Names and addresses of advisers (Optional information)**
|**Type of**|**Name**|**Address**|
|---|---|---|
|**adviser**|||
**Name of chief executive or names of senior staff members (Optional information)**
## **Exemptions from disclosure**
Reason for non-disclosure of key personnel details
## **Other optional information**
Declaratlons
tnwt••s d•cl•r• thal th•y hav• approv•d th• trusi••s' rvport abov•.
Slgn•d on b•hall of th• chartty's trusloos
Slgnaturn(s)
Full namds)
P051tlon (•g S•cr•tary.
Chalr. •tc)
rs. Neelofar Iqbal
Chair
## **MUSLIM WOMEN'S WELFARE ASSOCIATION LTD (Limited by Guarantee)**
**Company No. 03855083 Charity No. 1091931**
## **UNAUDITED FINANCIAL STATEMENTS**
**FOR THE YEAR ENDED**
**31 DECEMBER 2024**
## **Muslim Women's Welfare Association (Limited by Guarantee) Contents**
||**Page**|
|---|---|
|Trustees' annual report (incorporating the director's report)|1|
|Independent examiner's report to the trustees|4|
|Statement of financial activities (including income and expenditure account)|5|
|Statement of financial position|6|
|Notes to the accounts|7 - 11|
## **Muslim Women's Welfare Association (Limited by Guarantee)**
## **Trustees' Annual Report (Incorporating the Director's Report) Year ended 31 December 2024**
**Registered charity name** Muslim Women's Welfare Association **Charity registration number** 1091931 **Company registration number** 03855083 **Principal office and registered** 102 The Drive **office** Ilford Essex IG1 3JH England **Trustees** Razia Qudratullah Nasreen Azra Shagufta Mian Neelofar Iqbal Aneela Ahmed **Company secretary** Nupur Bose **Independent examiner** Z F Begg - ACCA Begg Williamson & Co Chartered Certified Accountants 24 Church Road Crystal Palace London ENGLAND SE19 2ET
Page: 1
## **Muslim Women's Welfare Association (Limited by Guarantee) Trustees' Annual Report (Incorporating the Director's Report) (continued) Year ended 31 December 2024**
## **Structure, governance and management**
Charity Constituted by way of Limited Company by guarantee Trustees are appointed/elected as per Charity Commission guidelines Governing Document: MEMORANDUM AND ARTICLES INCORPORATED 07 OCT 1999
## **Objectives and Activities**
The aims and objectives of the Muslim Women's Welfare Association is to organise and promote educational activities, health living activities, computer literacy, ESOL classes, dressmaking classes, domestic violence awareness, heritage awareness, supporting homeless people and general advisory services to the community. The charity also offers a weekly ladies club and drop-in services for disabled, elderly, isolated, lonely and depressed women in the Redbridge area.
## **Public Benefit**
` The Trustees confirm that they have complied with the duty in Section 4 of the Charities Act 2006 to have due regard to the Charity Commission's general guidance on public benefit Charities and Public
In setting and reviewing Muslim Women's Welfare Association's strategic objectives, the charity has had due regard for the Charity Commission's guidance on public benefit. The guidance sets out the requirement that all organisation wishing to be recognised as charities must demonstrate, explicitly, that their aims are for the public benefit
In delivering its objectives, Muslim Women's Welfare Association provides the following identifiable public benefits: To help equip women, regardless of creed and race with the appropriate vocational skills in order to make use of the opportunities in their environment and to be aware of their role in a multi-faith and multi-cultural society.
Page: 2
Muslim Women's Welfare Association
(Limited by Guarantee)
Trustees. Annual Report (Incorporating the Director's Report)
(continued)
Year ended 31 December 2024
Achi8vam8nts and performance
Muslim Women's Welfare Association continued to successfully provide a safe and supportiv8
environmenl for all beneficiaries in need. Special attention went into succesfully equipping
beneficaries with computer skills al a time where many daily tasks are being moved online.
Yoga and English classes were carried out throughout the year, many bèneficiaries stated how
much this weekly interaction assisted with their mental and physical wellbeina.
Financial Revlew
Income of the charity was received by way of grants from charitable foundations and trusts. At
the end of the Financial year, Muslim Women's Welfare Association had income of £42,033
and expenditure of £32,474.
Resenoe Polley
The trustees aim to maintsin free reserves in unrestricted funds at a level which eauates to 3
months of unrestricted charitable expenditure which we believe is sufficient.
Small company provisions
This renort has been oreoared in accordance with the orovisions appli¢able to ¢omDani8S
entitled to the small companies exemptson.
The trustees, annual report was approved on S September 2025 and signed on behalf of the
board of trustees bv
ileelofar Iqbal - Chair
Nupur Bos8
Trustee
Charity Secretary
Date:
519/%ts-
Date..
5/g/JC
Page". 3
## **Muslim Women's Welfare Association (Limited by Guarantee) Independent Examiner's Report to the Trustees of Muslim Women's Welfare Association Year ended 31 December 2024**
I report to the trustees on my examination of the financial statements of Muslim Women's Welfare Association ('the charity') for the year ended 31 December 2024.
## **Responsibilities and basis of report**
As the trustees of the company (and also its directors for the purposes of company law) you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006 ('the 2006 Act’).
Having satisfied myself that the accounts of the company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of the charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.
## **Independent examiner's statement**
- ` I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:
1.accounting records were not kept in respect of the charity as required by section 386 of the 2006 Act; or
- 2.the financial statements do not accord with those records; or
3.the financial statements do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination; or
4.the financial statements have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Z F Begg - ACCA Independent Examiner
Begg Williamson & Co Chartered Certified Accountants 24 Church Road Crystal Palace London ENGLAND SE19 2ET
Page: 4
## **Muslim Women's Welfare Association (Limited by Guarantee)**
## **Statement of Financial Activities (including Income and Expenditure Account for the year ended 31st December 2024**
|**Note**
**Restricted**
**funds**
**Unrestricted**
**funds**
**£**
**Income and endowments**
Grants and funding
42,033
-
Individual donations
-
-
**Total income**
42,033
-
**Expenditure**
Expenditure on charitable activities
32,474
-
**Total expenditure**
32,474
-
**Net income/(expenditure) and net**
**movement in funds**
9,559
-
**Reconciliation of funds**
Total funds brought forward
6,801
1,147
**Total funds carried forward**
16,360
1,147
**2024**|**Total funds**
42,033
-
42,033
32,474
32,474
9,559
7,948
17,507|**2023**
**Total funds**
**£**
39,029
407
39,436
39,116
39,116
320
7,628
7,948|
|---|---|---|
The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.
Page: 5
Muslim Women's Welfare Association
(Limited by Guarantee)
Statement of Financial Position as at 31 st December 2024
2024
2023
Fixed Assels
Tangible fixed assets
2,OJ9
2,039
2,b40
2,548
Current Assets
Cash at bank and in hand
15,468
15,468
5,400
5,400
Current Liabilitigs
Creditors - amounts falling due within one year
Net Curront Assets
15,468
5,400
Total Assets less Current Llabllltles
Represented by
Restricted funds
Unrestricted funds
16,360
1,147
6,801
1,147
Total charlty funds
17 507
For the year ending 31 December 2024 the charity was entitled to exernption from audit under section 477
of the Companies Act 2006 relating to small ¢ompanies.
Diréclors, responsibilities..
.The members have not required the company to obtain an audlt of Its financial statements for the year in
question In accordance with section 476.,
.The directors acknowledge their responsibilities for complying with the quirementS of the Act with
respect to accounting records and the preparation of financial statements.
These financial statements have been prepared in accordance with the provisions applicable to companies
subject to the small companies, regime.
These financial statements were approved by the board of trustees and authorised for issue on 5
September 2025 and are signed on behalf ofthe board by..
ar Iqba
Trustee
Company No. 03855083
Page: 6
# **Muslim Women's Welfare Association (Limited by Guarantee) Notes to the Financial Statements for the year ended 31st December 2024**
## **1. General information**
The charity is a public benefit entity and a private company limited by guarantee, registered in England and Wales and a registered charity in England and Wales. The address of the registered office is 102 The Drive, Ilford, Essex, IG1 3JH, England.
## **2. Statement of compliance**
These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Companies Act 2006.
## **3. Accounting policies**
## **Basis of preparation**
The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.
The financial statements are prepared in sterling, which is the functional currency of the entity.
## **Going concern**
There are no material uncertainties about the charity's ability to continue.
## **Fund accounting**
Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes.
Designated funds are unrestricted funds earmarked by the trustees for particular future project or commitment.
Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds.
Page: 7
# **Muslim Women's Welfare Association (Limited by Guarantee) Notes to the Financial Statements for the year ended 31st December 2024 (continued)**
## **3. Accounting policies (continued)**
## **Incoming resources**
All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:
· income from donations or grants is recognised when there is evidence of entitlement to the gift, receipt is probable and its amount can be measured reliably.
· legacy income is recognised when receipt is probable and entitlement is established.
· income from donated goods is measured at the fair value of the goods unless this is impractical to measure reliably, in which case the value is derived from the cost to the donor or the estimated resale value. Donated facilities and services are recognised in the accounts when received if the value can be reliably measured. No amounts are included for the contribution of general volunteers.
· income from contracts for the supply of services is recognised with the delivery of the contracted service. This is classified as unrestricted funds unless there is a contractual requirement for it to be spent on a particular purpose and returned if unspent, in which case it may be regarded as restricted.
## **Resources expended**
Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:
· expenditure on raising funds includes the costs of all fundraising activities, events, non-charitable trading activities, and the sale of donated goods.
· expenditure on charitable activities includes all costs incurred by a charity in undertaking activities that further its charitable aims for the benefit of its beneficiaries, including those support costs and costs relating to the governance of the charity apportioned to charitable activities.
· other expenditure includes all expenditure that is neither related to raising funds for the charity nor part of its expenditure on charitable activities.
All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.
Page: 8
## **Muslim Women's Welfare Association (Limited by Guarantee) Notes to the Financial Statements for the year ended 31st December 2024 (continued)**
## **3. Accounting policies (continued)**
## **Tangible assets**
Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the fair value at the date of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses.
An increase in the carrying amount of an asset as a result of a revaluation, is recognised in other recognised gains and losses, unless it reverses a charge for impairment that has previously been recognised as expenditure within the statement of financial activities. A decrease in the carrying amount of an asset as a result of revaluation, is recognised in other recognised gains and losses, except to which it offsets any previous revaluation gain, in which case the loss is shown within other recognised gains and losses on the statement of financial activities.
## **Depreciation**
Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:
Office equipment 20% reducing balance Books 20% reducing balance
## **Impairment of fixed assets**
A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date.
For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cash-generating unit to which the asset belongs. The cash-generating unit is the smallest identifiable group of assets that includes the asset and generates cash inflows that largely independent of the cash inflows from other assets or groups of assets.
For impairment testing of goodwill, the goodwill acquired in a business combination is, from the acquisition date, allocated to each of the cash-generating units that are expected to benefit from the synergies of the combination, irrespective of whether other assets or liabilities of the charity are assigned to those units.
Page: 9
## **Muslim Women's Welfare Association (Limited by Guarantee) Notes to the Financial Statements for the year ended 31st December 2024 (continued)**
## **3. Accounting policies (continued)**
## **Impairment of fixed assets**
A financial asset or a financial liability is recognised only when the charity becomes a party to the contractual provisions of the instrument.
Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.
Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.
Debt instruments are subsequently measured at amortised cost.
## **Limited by guarantee**
Muslim Women's Welfare Association ltd is a private company limited by guarantee without share capital.
## **4. Tangible Fixed Assets**
|**Office Equipment**
**£**
**Cost**
At 1 January 2024
24,140
Additions
At 31 December 2024
24,140
**Depreciation**
At 1 January 2024
21,596
Charge for the year
509
At 31 December 2024
22,105
**Net Book Value**
At 31 December 2024
2,035
At 31 December 2023
2,544|**Books**
**£**
1,297
1,297
1,292
1
1,293
4
5|**Total**
**£**
25,437
0
25,437
22,889
510
23,398
2,039
2,548|
|---|---|---|
Page: 10
## **Muslim Women's Welfare Association (Limited by Guarantee)**
## **Notes to the Financial Statements for the year ended 31st December 2024 (continued)**
|**5.**
**Creditors: Amounts falling due within one year**
Accruals
Social security and other taxes|**2024**
**£**
-
-
-|**2023**
**£**
-
-
-|
|---|---|---|
## **6. Reserves**
|At 1 January 2023
Retained deficit for the financial year
At 31 December 2023
Retained profit for the financial year
At 31 December 2024|**£**
Restricted fund
6,888
(87)
6,801
9,559
16,360|**£**
Unrestricted fund
740
407
1,147
-
1,147|**£**
Total fund
7,628
320
7,948
9,559
17,507|
|---|---|---|---|
Page: 11
Muslim Women's Welfare Association
(Limited by Guarantee)
Independent Examiner's Report to the Trustees of Muslim Women's
Welfare Association
Year ended 31 December 2024
I report to the trustees on my examination of the financial statements of Muslim Women's
Welfare Association ('the charity,) for the year ended 31 December 2024.
Responsibilities and basis of report
As the trustees of the company (and also its directors for the purposes of company law) you
are responsible for the preparation of the financial statements in accordance wth the
requirements of the Companies Act 2006 {'the 2006 Act,).
Having satisfied myself that the accounts of the company are not required to be audited under
Part 16 of the 2006 Act and are eligible for independent examination. I report in respect of my
examination of the charity's accounts as carried out under section 145 of the Charities Act 2011
I'the 2011 Act,). In carrying out my examination I have followed the Directions given by the
Charity Commission under section 14515){b) of the 2011 Act.
Independent examinerfs statement
I have completed my examination. I confimi that no matters have come to my attention in
connection with the examination giving me cause to believe=
1.accounting records were not kept in respect of the charity as required by section 386 of the
2006 Act; or
2.the financial statements do not accord with those records- or
3.the financial statements do not comply with the accounting requirements of section 396 of
the 2006 Act other than any requirement that the accounts give a 'true and fairf view which is
not a matter considered as part of an independent examination.. or
4.the financial statements have not been prepared in accordance with the methods and
principles of the Statement of Recommended Practice for accounting and reporting by charities
applicable lo charities preparing their accounts in accordance with the Financial Reporting
Standard applicable in the UK and Republic of Ireland (FRS 102).
I have no concerns and have come across no other matters in connection with the examination
to which attention should be drawn in this report in order to enable a proper understanding of
the accounts to be reached.
Z F Begg - ACCA
Independent Examiner
Begg Williamson & Co
Chartered Certified Accountants
24 Church Road
Crystal Palace
London
ENGLAND
SE19 2ET
Page: 4