CHARITY COMMISSION FOR ENGLAND AND WALES Trustees, Annual Report for the period From 01101123 Period Start date To 31112123 Period End date Charity name: Muslim Women's Welfare Assoc. Charity registration number: 1091931 Objectives and Activities SORP referenc* Summary ofthe purposes of the charity as set out in its governing document Para 1.17 To organise and promote educational activities for womenlyoung Muslim girls, and to provide facilities for religious education in Islamic teachings, computer training and the teaching of English as a foreign language. Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or servI￿S identified in the accounts. Para 1.17 and 1.19 To organize and promote educational activities, health living activities, computer literacy, ESOL classes, dressmaking classes, domestic Violen￿ awareness, heritage awareness, supporting homeless people and general advisory services to the community. Weekly ladies Club and drop-in services for disabled, elderly, isolated, lonely and depressed wornen in the Redbridge area. Statement confirming whether the trustees have had regard to the guidan issued by the Charity Commission on public benefit Para 1.18 Yes the trustees confimi Additional infomiation (optional) You ma choose to include further statements where relevant about: SORP reference Para 1.38 none Policy on grant making none Para 1.38 Policy on social investment including program related investment Six volunteers give 2 hours each whenever it is necessary Para 1.38 Contribution made by volunteers Other Achievements and Performance SORP reference Providing a safe and conducive platform as a weekly drop-in for the isolated, elderly, disabled and depressed wornen in the Centre. Beneficiaries enjoy their special time, relax, chat. befriend and have a hot lunch together. These sessions improve and maintain their mentallphysical well-being. Summary of the main achievements of the charity, identifying the differen￿ the charity's work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole. Para 1.20 Additional information (optional) You ma choose to include further statements where relevant about.. Achievements against objectives set P8Ta 1.41 Perfonnance of fundraising activities against objectives set Para 1.41 Investment perfornian against objectives Para 1.41 other Financial Review Review of the charity's financial position at the end of the eriod Statement explaining the policy for holding resenies statin are held Amount of reserves held Reasons for holding zero reserves Details of fund materially in deficit Explanation of any uncertainties about the charity continuing as a going concern Para 1.21 Positive reserves held at year end. Para 1.22 Reserves held at year end due to some projects spanning the year and into future eriods. 7,948 GBP carried forward nla Para 1.22 Para 1.22 Para 1.24 none Para 1.23 none Additional infonnation (optional) You ma choose to include further statements where relevant about". Grants Trusts The charity's principal sources of funds (including any fundraising) Para 1.47 none Investment policy and objectives including any social investment policy adopted Para 1.46 none A description of the principal risks facing the charity Para 1.46 other Structure, Governance and Management Description of charity's trusts: Type of governing document trust deed, ro al charter How is the charity constituted? (e.g unincorporated association, CIO) Trustee selection methods including details of any constitutional provisions e.g. election to post or name of any person or body entitled to appoint one or more trustees Para 1.25 Memorandum and Articles of Association Para 1.25 Registered Charity Para 1.25 Management Committee Additional information (optional) You ma choose to include further statements where relevant about: Policies and Pro￿dureS adopted for the induction and training of trustees Para 1_51 Project Manager runs day to day organisational activities with admin and volunteers. She is answerable to the management committee. The charity's organisational structure and any wider network with which the charity works Para 1.51 Relationship with any related parties Para 1.51 Other Reference and Administrative details Charit name Other name the charit uses Re istered charit number Charity's principal address Muslim Women's Welfare Assoc. Ltd MWWA 1091931 102 The Drive Ilford Essex IG13JH Names of the charity trustees who manage the charity Dates acted if not for whole ear Trustee name Office {ifany Name of person {or body) entitled toa oint trustee ifan Neelofar Iqbal Aneela Ahmed Chair Executive member Nasreen Azra Executive member Razia Qudratullah Nupur Bose Shagufta Mian Executive member Secretary Executive member 10 12 13 14 15 16 17 18 19 20 Cor orate trustees - names of the directors at the date the re Director name ortwasa roved Name of trustees holding title to property belonging to the charity Trustee name Dates acted if not for vthole ear Funds held as custodian trustees on behalf of others Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity's objects Details of arrangements for safe custody and segregation of such assets from the charity's own assets Additional infomiation {optional) Names and addresses of advisers (Optional information) Type of Name Address adviser Name of chief executive or names of senior staff members (Optional information) Exemptions from disclosure Reason for non-disclosure of ke ersonnel details other o tional information Declarations The trustees declare that thèy have approved the trustees, report above. Signed on behalf of the charity's trustees Signature{s Full name(s) Positlon (eg Secretary. Chair, etc) Mrs. Neelofar Iqbal Chair Date 14.oq gy MUSLIM WOMEN'S WELFARE ASSOCIATION LTD (Limited by Guarantee) Company No. 03855083 Charity No. 1091931 UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023 Muslim Women's Welfare Association (Limited by Guarantee) Contents Page Trustees, annual report (incorporats"ng the dire¢toVs report) Independent examinerfs report to the trustees Statement of financial activiiies (including income and expenditure account) Statement of financi21 position Notes to the accounts 7-11 Muslim Women's Welfare Association (Limited by Guarantee) Trustees. Annual Report (Incorporating the Director's Report) Year ended 31 December 2023 Registered charity name Muslim Women's Weware Association Charity registration number 1091931 Company registration number 03855083 Principal office and registered office 102 The Drive Ilford Essex IG1 3JH England Trust Razia audratullah Nasreen Azfa Shagufta Mian Neelofar Iqbal Aneela Ahmed Company secretsry Nupur Bose Independent examiner Z F Begg - ACCA Begg Williamson & Co Chartered Certified Accountants 24 Church Road Crystsl Palace London ENGLAND SE19 2ET Page.. 1 Muslim Women's Welfare Association (Limited by Guarantee) Trustees. Annual Report (Incorporating the Director's Report) (continued) Year ended 31 December 2023 Structure, govemance and management Charity Constituted by way of Limited Company by guarantee Truslees are appointedlelected as per Charsty Commission guidelines Governing Document. MEMORANDUM AND ARTICLES INCORPORATED 07 OCT 1999 Objectives and Activities The aims and objectwes of the Muslim Women's Wettare Ass(xiation is to organise and promote educational activities, health living activities, computer lrteracy. ESOL classes, dressmaking classes, domestic wolence awareness, herrtage awareness, supporting homeless people and general adwsory setvices to the communty. The charty also offers a weekly ladies club and drop in ServI￿S for disabled, eldedy, isolated. lonety and depressed women in the Redbridge area. Public Benefft. The Trustees confim that they have complied wth the duty in Section 4 of the Charities Act 2006 to have due regard to the Charity Commission's general guidance on public benefit Charrties and Public In setting and reviewng Muslim Women's Welfare Association's strategic objectives, the charity has had due regard forthe Charity Commission's guidan￿ on public benefit. The guidance sets out the requirement that all organisation wshing to be recognised as charities musl demonstrate. explicitly, that their aims are for the public benefit In delwering its objectives, Muslim Women's Welfare Association provides the followng identffiable public benefrts.. To help equip women, regardless of creed and race wrth the appropriate vocational skills in order to make use of the opportunilies in their environment and to be aware of their role in a multi-faith and multi-cullural s¢xiety. Page.. 2 Muslim Women's Welfare Association (Limited by Guarantee) Trustee.s' Annual Report (Incorporating the Director's Report) (continued) Year ended 31 December 2023 Achievements and performance Muslim Women's Welfare Association continued to successfully promde a safe and supportive environment for all beneficiaries in need. Special attention went into succesfully equipping beneficaries wth computer skills al a lime where many daity tssks are being moved online. Yoga and English classes were carried out throughout the year, many beneficiaries ststed how much this weekly interaction assisted wth their mental and physical wellbeing. Financial Review Income of the charity was received by way of grants from charitable foundations and trusts. There was a small amount of donations from indi)riduals. At the end of the Financial year, Muslim Women's Welfare Associth'on had income of £39,436 and expenditure of £39,116. Reserve Policy The trust*s aim to maintain free reserves in unrestricted funds at a level which equates to 3 months of unrestricted charttable expenditure which we believe is sufficient. Small company provisions This report has been prepared in accordance wrth the provisions applicable to companies entitled to Ihe small companies exemption. The Irustees. annual report was approved on 14 September 2024 and s￿ned on behaff of the board of trustees by ar Iqbal- Chair Nupur Bose Trustee Chanty Secretary Date.. Page.. 3 Muslim Women's Welfare Association (Limited by Guarantee) Independent Examinerfs Report to the Trustees of Muslim Women's Welfare Association Year ended 31 December 2023 I report to the trustees on my examination of the financial statements of Muslim Women's We￿are Association {Ihe chanw) for the year ended 31 December 2023. Responsibilities and basis of report As the trustees of the company (and also rts directors for the purposes of company lawl you are responsible for the preparation of the financial statements in accordan￿ wtth the requirements of the Companies Ad 2006 ('the 2006 Act'}. Having satisfied myself that the accounts of the company are not required to be audrted under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of the charity's accounts as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'l. In carying out my examination I have followed the Directions given by the Charty Commission under section 145{5}{bl of the 2011 Act. Independent examinerfs statement I have completed my examination. I confimi that no matters have come to my attention in connection wth the examination giwng me cause to believe.. 1.accounling records were not kept in respect of the charity as required by section 386 of the 2006 Act.. or 2.the financial ststements do not accord wih those records,. or 3.the financial statements do not comply wth the accounting requiremenls of section 396 of the 2006 Acl other than any requirement that the accounts give a 'true and fairf wew which is not a matter considered as part of an independent examination: or 4.the financial statements have not been prepared in accordance with the methods and principles of the Statement of Recommended practi￿ for accounting and reporting by charities applicable to charities preparing their accounts in accordan￿ wth the Financial Reporting standard applicable in the UK and Republic of Ireland {FRS 102). I have no cOn￿mS and have come across no other matters in connection wth the examination to which attention should be drawn in this report in order lo enable a proper understanding of the accounts to be reached. Z F Begg - ACCA Independent Examiner Begg Williamson & Co Chartered Certified Accountants 24 Church Road Crystal Palace London ENGLAND SE19 2ET Page.. 4 Muslim Women's Welfare Association (Limited by Guarantee) Statement of Financial Activities (including Income and Expenditure Account for the year ended 31st December 2023 Note 2023 Restricted Unrestricted funds funds 2022 Total funds Total funds Income and endowments Grants and funding Individual donations 39,029 39,029 407 11,842. 407 Total income 39,029 407 39,436 11,842 Expenditure Expenditure on charttable arAivf(ies 39,116 39,116 14,784 Total expenditure 39.116 39,116 14,784 Net incomellexpenditurel and net movement in funds 87 407 320 Reconclllatlon of funds Total funds brought forvrdrd Total funds carried foTh¥ard 6.888 740 7,628 10,570 The statement of financial actiwties indudes all gains and losses recognised in the year. All income and expenditure dertve from continuing aclivities. Page.. 5 Muslim Women's Welfare Association (Limited by Guarantee) Statement of Financial Position as at 31st December 2023 Note 2023 2022 Fixed Assets Tangible fixed assets 2.548 2.548 2,635 2,635 Current Assets Cash at bank and in hand 5,400 5,400 4,993 4,993 Current Llabllities Creditors - amounts falling due thithin one year 4.993 Net Current Assets 5.400 Totsl Assets less Current Liabillties Represented by Restricted funds Unrestiicted funds 6,801 1,147 6,888 740 Totsl charlty funds For the year ending 31 December 2023 Ihe charity was enb'lied to exemption from audit under section 4T7 of the Companies Act 20(￿ relating to small companies. Directors. responsibilth'es: .The members have not required the company to obtain an audit of its financial statements for the year in question in accordance ￿ryth section 476: .The directors acknowledge their responsibilities for complying wth the requirements of the Act wth respect to accounting records and the preparats'on of financial statements. These financial ststements have been prepared in accordan￿ thith the provisions applicable to wmpanies subject to the small companies, regime. These financial statements vRre approved by Ihe board of tDJstees and authorised for issue on 14 September 2024 nd are signed on behalf of the board by. 14,09, J7 Neelofar Trustee qbal Company No. 03855083 Page.. 6 Muslim Women's Welfare Association (Limited by Guarantee) Notes to the Financial Statements for the year ended 31st December 2023 General information The charity is a public benefft entty and a private company limtted by guarantee, registered in England and Wales and a registered charity in England and Wales. The address of the registered office is 102 The Drive, Ilford, Essex, IG1 3JH, England. Statement of compliance These financial ststements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland,, the Statement of Recommended Practice applicable to charities preparing their accounts in accordan￿ )Mth the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) {Charities SORP (FRS 102)) and the Companies Act 2006. Accounting policies Basis of preparatlon The finanual statements have been prepared on the historical cost basis, as modified by the revaluation of certain finanaal assets and liabilities and investment properties measured at fair value through income or expenditure. The financial statements are prepared in sterling, vknich is the functional cu￿encY of the entity- Going concem There are no material un￿rtaintieS about the chartys ability to conb'nue. Fund accounting Unrestrided funds are available for use at the discretion of the trustees to further any of the charitys purposes. Designated funds are unrestricted funds eaTharked by the tnjstees for particular future project or commitment. Restricted funds a￿ subjected to restn"ctions on their expenditure dedared by the donor or through the ternis of an appeal, and fall into one of IV￿ sukFdasses: restricted income funds or endowment funds. Page.. 7 Muslim Women's Welfare Association (Limited by Guarantee) Notes to the Financial Statements for the year ended 31st December 2023 (continued) Accounllng policies (continuedl In￿mIng resources All incoming resources are included in the statement of financial activities ￿en entitlement has passed to the charity., it is probable that the economic benerrts assoaated with the transaction Mitll flow to the charity and the amount can be reliably measured. The followng specTfic policies are applied to particular categories of income- income from donations or grants is recognised vthen there is evidenc£ of entitlement to the gift, re￿Ipt is probable and its amount can be measured reliably. . legacy income is recognised ￿en receipt is probable and entitlement is established. income from donated goods is measured at the fair value of the goods unless this is impractical to measure reliably, in case the value is derived from the cost to Ihe donor or the estimated resale value. Donated facilities and services are rec(gnised in the accounts ￿en received if the value can be reliably measured. No amounts are induded for the contrbbution of general volunteers. income from contracts for the supply of services is recognised wth the delivery of the contracted seTvice. This is dassified as unrestricted funds unless Ihere is a contractLJal requirement for it to be spent on a particular purpose and retumed if unspent. in vknich case tt may be regarded as restricted. Resources expended Expendrture is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is dassified under headings of the statement of finanual activibes to it relates.. expenditure on raising funds indudes the costs of all fijndraising acttvities, events, non-charitable trading activities, and the sale of donated goods. expendf(ure on charrtable activities indudes all costs incurred by a charily in undertaking activities that further its charitable aims for the benefit of r(s benefiaaries, including those support costs and costs relating to the g0Veman￿ of the chanty apportioned to charitable activities. other expenditure includes all expenditure that is neither related to raising funds for the charity nor part of its expenditure on charitable activities. All costs are allocated to expenditure categories reftecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activty. Shared costs are apportioned between the activities they conlritrMJte to on a reasonable, justifiable and consistent basis. Page.. 8 Muslim Women's Welfare Association (Limited by Guarantee) Notes to the Financial Statements for the year ended 31st December 2023 (continued) Accountlng policies {continued Tanglble assets Tangible assets are initially recorded at cost, and subsequendy stated at cost less any accumulated depreciation and impaimient losses. Any tangible assets carried al revalued amounts are recorded at the fair value at the date of revaluation less any subsequent accumulated depreciats.on and subsequent accumulaled impaimient losses. An increase in the carrwng amount of an asset as a result of a revaluation, is recognised in other recognised gains and losses, unless it reverses a charge for impaim)ent that has previously been recognised as expenditure y￿thIn Ihe slatement of financial activities. A decrease in the caryng amount of an asset as a result of revaluation, is recognised in other recognised gains and losses. except to which it offsets any prewous revaluation gain, in vthich case the loss is Sho￿ wthin other recognised gains and losses on the statement of financial activities. Depreciatlon Deprecration is calcajlated so as to ffte off the cost or valuation of an asset, less its residual value, over the useful economic lrfe of that asset as follovts" Office equipment Books 20% reducing balance 20% reducing balance Impalrnient of fixed assets A review for indicators of impaimient is carried out at each reporbng date, v￿th the recoverable amount being esi'mated ￿ere such indicators exist. Where the carying value exceeds the recoverable amount, the assel is impaired accordingly. Prior impaimients are also reviewed for possible reversal at each reporting date. For the purposes of impaimient tesling, ￿en it is not possible to estimate Ihe recoverable amount of an individual asset, an estimate is made of the recoverable amounl of the cash-generating unit lo which the asset belongs. The castrFgenerating unit is the smallest identifiable group of assets that includes the asset and generates cash infiows that largely independent of the cash inflows from olher assets or groups of assets. For impaimient testing of goo￿.11. the goothll acquired in a business combination is, from the acquisition date, allocated to each of the cash-generating units that are expected to benefit from the synergies of the combination, i￿espective of thether other assets or liabiltties of the charity are Aqqinnp.d In thn_qg. Ejnitq Page.. 9 Muslim Women's Welfare Association (Limited by Guarantee) Notes to the Financial Statements for the year ended 31st December 2023 (continued) Accounllng policies (continuedl Impalmient of fixed assets A financial asset or a financial liability is recognised only N*hen the charity becomes a paty to the Contractual provisions of the instrument. Basic financial instruments are initially recognised at the amount receivable or payable induding any related transaction costs. Current assets and current liabiliti'es are subsequently measured at the cash or other consideral.on expected to be paid or received and not discounted. Debt instruments are subsequently measured at amortised cost. Llmited by guarantee Muslim Women's Weware Association Itd is a private company limited by guarantee wthout share capital. Tangible Fixed Assets Olfice Equipment BOOKS i otai Cost At 1 January2023 Additions At 31 De￿mber 2023 23,590 550 24.140 1.297 24,887 550 25,437 1,297 Depreciation At 1 January 2023 Charge for the year At 31 December 2023 20,960 636 21,596 1,292 22,252 637 22,889 1,293 Net Book Value At 31 De￿mber 2023 2,548 At 31 December 2022 2,630 Page.. 10 Muslim Women's Welfare Association (Limited by Guarantee) Notes to the Financial Statements for the year ended 31st December 2023 (continued) 2023 2022 5. Credltors: Amounts falling due within one year Accruals Social security and other taxes 6. Reserves Restricted fund 9.830 2,942 6,888 87 Unrestricted fund 740 Total fund 10,570 2,942 7,628 320 At 1 January 2022 Relained deficit for the financial year At 31 December 2022 Relained profit for the financial year At 31 De￿mber2O23 740 407 Page. 11 Muslim Women's Welfare Association (Limited by Guarantee) Independent Examinerfs Report to the Trustees of Muslim Women's Welfare Association Year ended 31 December 2023 I report to the trustees on my examination of the financial statements of Muslim Women's We￿are Association {Ihe chanw) for the year ended 31 December 2023. Responsibilities and basis of report As the trustees of the company (and also rts directors for the purposes of company lawl you are responsible for the preparation of the financial statements in accordan￿ wtth the requirements of the Companies Ad 2006 ('the 2006 Act'}. Having satisfied myself that the accounts of the company are not required to be audrted under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of the charity's accounts as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'l. In carying out my examination I have followed the Directions given by the Charty Commission under section 145{5}{bl of the 2011 Act. Independent examinerfs statement I have completed my examination. I confimi that no matters have come to my attention in connection wth the examination giwng me cause to believe.. 1.accounling records were not kept in respect of the charity as required by section 386 of the 2006 Act.. or 2.the financial ststements do not accord wih those records,. or 3.the financial statements do not comply wth the accounting requiremenls of section 396 of the 2006 Acl other than any requirement that the accounts give a 'true and fairf wew which is not a matter considered as part of an independent examination: or 4.the financial statements have not been prepared in accordance with the methods and principles of the Statement of Recommended practi￿ for accounting and reporting by charities applicable to charities preparing their accounts in accordan￿ wth the Financial Reporting standard applicable in the UK and Republic of Ireland {FRS 102). I have no cOn￿mS and have come across no other matters in connection wth the examination to which attention should be drawn in this report in order lo enable a proper understanding of the accounts to be reached. Z F Begg - ACCA Independent Examiner Begg Williamson & Co Chartered Certified Accountants 24 Church Road Crystal Palace London ENGLAND SE19 2ET Page.. 4