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2025-05-31-accounts

REGISTERED CHARITY NUMBER: 1091867

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MAY 2025

FOR

KOLEL BYS SHLOME ARYE TRUST

Venitt and Greaves Chartered Accountants 115 Craven Park Road South Tottenham London N15 6BL

KOLEL BYS SHLOME ARYE TRUST

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MAY 2025

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Statement of Financial Position 5 to 6
Statement of Cash Flows 7
Notes to the Statement of Cash Flows 8
Notes to the Financial Statements 9 to 15

KOLEL BYS SHLOME ARYE TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MAY 2025

The trustees present their report with the financial statements of the charity for the year ended 31 May 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The relief of poverty, sickness and infirmity amongst persons of the Jewish faith, advancement of Orthodox Jewish religious education and Jewish faith.

Significant activities

The financial results of the Company's activities for the period ended 31 May 2025 are fully reflected in the attached financial statements together with the notes thereon.

The trustees are satisfied with the results and activities of the company for the period and do not anticipate any significant changes in the forthcoming period.

Public benefit

The Trustees have taken due heed of their obligations relating to Public Benefit Duty affecting charities, as well as to their obligations under the Equalities Act 2010. The Trustees are satisfied that they meet their obligations.

Grantmaking

Grants are made at the discretion of the trustees and in accordance with the objectives of the charity.

ACHIEVEMENTS AND PERFORMANCE

Charitable activities

During the period the charity continued its activities and maintained its support of religious educational and other charitable institutions in England and abroad. The charity is dependent on income from voluntary donations. The charity's incoming resources during the period were £818,406 (2024: £854,690) and grants paid amounted to £620,548 (2024: £578,880).

FINANCIAL REVIEW

Reserves policy

The reserves policy is to ensure that there is a sufficient stream of income to meet the ongoing calls made on the charity including the possibility of providing capital assets for the needs of charitable institutions.

Going concern

The Trustees plan to continue to make distributions in accordance with their grant making policy and to ensure that an appropriate level of reserves is maintained.

FUTURE PLANS

The charity intends to carry on its policy of making grants in pursuant of its objects, and continue its activities, as outlined above, for the foreseeable future.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a declaration of trust and constitutes an unincorporated charity.

Recruitment and appointment of new trustees

It is not currently the intention of the trustees of the charity to appoint new trustees. Should this situation change in the future, the trustees will apply suitable recruitment and training procedures.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

Page 1

KOLEL BYS SHLOME ARYE TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MAY 2025

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number 1091867

Principal address

43 ST. KILDA'S ROAD LONDON N16 5BS

Trustees

I ECKSTEIN P GOLDSTEIN S B KRAUSZ MRS Z KRAUSZ

Independent Examiner

M A Venitt, A.C.A Venitt and Greaves Chartered Accountants 115 Craven Park Road South Tottenham London N15 6BL

Approved by order of the board of trustees on 26 March 2026 and signed on its behalf by:

S B KRAUSZ - Trustee

Page 2

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF KOLEL BYS SHLOME ARYE TRUST

Independent examiner's report to the trustees of KOLEL BYS SHLOME ARYE TRUST

I report to the charity trustees on my examination of the accounts of KOLEL BYS SHLOME ARYE TRUST (the Trust) for the year ended 31 May 2025.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

M A Venitt, A.C.A

Venitt and Greaves Chartered Accountants 115 Craven Park Road South Tottenham London N15 6BL

26 March 2026

Page 3

KOLEL BYS SHLOME ARYE TRUST

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 MAY 2025

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
Investment income
3
Total
EXPENDITURE ON
Raising funds
4
Charitable activities
5
General
Other
Total
Net gains/(losses) on investments
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
31.5.25
Unrestricted
fund
£
818,406
38,800
857,206
41,389
970,342
1,680
1,013,411
-
(156,205)
962,764
806,559
31.5.24
Total
funds
£
854,690
27,207
881,897
2,161
846,006
1,440
849,607
(100,000)
(67,710)
1,030,474
962,764

The notes form part of these financial statements

Page 4

KOLEL BYS SHLOME ARYE TRUST

STATEMENT OF FINANCIAL POSITION 31 MAY 2025

Notes
FIXED ASSETS
Tangible assets
10
CURRENT ASSETS
Debtors
11
Cash at bank
CREDITORS
Amounts falling due within one year
12
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
13
NET ASSETS
31.5.25
Unrestricted
fund
£
3,216,687
-
1,055
1,055
(11,183)
(10,128)
3,206,559
(2,400,000 )
806,559
31.5.24
Total
funds
£
3,216,703
1,138
29,254
30,392
(10,479)
19,913
3,236,616
(2,273,852 )
962,764

The notes form part of these financial statements

Page 5

continued...

KOLEL BYS SHLOME ARYE TRUST

STATEMENT OF FINANCIAL POSITION - continued 31 MAY 2025

FUNDS
15
Unrestricted funds
TOTAL FUNDS
806,559
806,559
962,764
962,764

The financial statements were approved by the Board of Trustees and authorised for issue on 26 March 2026 and were signed on its behalf by:

S B KRAUSZ - Trustee

Z KRAUSZ - Trustee

I ECKSTEIN - Trustee

P GOLDSTEIN - Trustee

The notes form part of these financial statements

Page 6

KOLEL BYS SHLOME ARYE TRUST

STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 MAY 2025

Notes
Cash flows from operating activities
Cash generated from operations
1
Interest paid
Net cash (used in)/provided by operating activities
Cash flows from investing activities
Purchase of tangible fixed assets
Interest received
Net cash provided by/(used in) investing activities
Cash flows from financing activities
New loans in year
Loan repayments in year
Net cash provided by/(used in) financing activities
Change in cash and cash equivalents in
the reporting period
Cash and cash equivalents at the
beginning of the reporting period
2
Cash and cash equivalents at the end of
the reporting period
2
31.5.25
£
119,060
(274,164)
(155,104)
-
415
415
174,744
(48,597)
126,147
(28,542)
29,254
712
31.5.24
£
314,318
(227,389)
86,929
(10,526)
882
(9,644)
(50,000)
(9,330)
(59,330)
17,955
11,299
29,254

The notes form part of these financial statements

Page 7

KOLEL BYS SHLOME ARYE TRUST

NOTES TO THE STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 MAY 2025

1. RECONCILIATION OF NET EXPENDITURE TO NET CASH FLOW FROM OPERATING ACTIVITIES

Net expenditure for the reporting period (as per the Statement of
Financial Activities)
Adjustments for:
Depreciation charges
Losses on investments
Interest received
Interest paid
Decrease in debtors
Increase in creditors
Net cash provided by operations
2.
ANALYSIS OF CASH AND CASH EQUIVALENTS
Notice deposits (less than 3 months)
Overdrafts included in bank loans and overdrafts falling due within one year
Total cash and cash equivalents
3.
ANALYSIS OF CHANGES IN NET DEBT
At 1.6.24
£
Net cash
Cash at bank
29,254
Bank overdraft
-
29,254
Debt
Debts falling due after 1 year
(2,273,852 )
(2,273,852 )
Total
(2,244,598 )
31.5.25
£
(156,205)
17
-
(415)
274,164
1,138
361
119,060
31.5.25
£
1,055
(343)
712
Cash flow
£
(28,199)
(343)
(28,542)
(126,148)
(126,148)
(154,690)
31.5.24
£
(67,710)
19
100,000
(882)
227,389
48,862
6,640
314,318
31.5.24
£
29,254
-
29,254
At 31.5.25
£
1,055
(343)
712
(2,400,000 )
(2,400,000 )
(2,399,288 )

The notes form part of these financial statements

Page 8

KOLEL BYS SHLOME ARYE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MAY 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Governance costs

Governance costs are associated with the governance arrangements of the charity and relate to the general running of the charity. These costs include audit, legal advice for Trustees and costs associated with meeting constitutional and statutory requirements such as the cost of Trustee meetings and the preparation of the statutory accounts.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

continued...

Page 9

KOLEL BYS SHLOME ARYE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MAY 2025

2.
DONATIONS AND LEGACIES
Donations
3.
INVESTMENT INCOME
Rents received
Deposit account interest
4.
RAISING FUNDS
Investment management costs
Legal and professional fees
Insurance
5.
CHARITABLE ACTIVITIES COSTS
General
6.
GRANTS PAYABLE
General
Direct
Costs
£
17
Grant
funding of
activities
(see note
6)
£
620,548
31.5.25
£
818,406
31.5.25
£
38,385
415
38,800
31.5.25
£
39,220
2,169
41,389
Support
costs (see
note 7)
£
349,777
31.5.25
£
620,548
31.5.24
£
854,690
31.5.24
£
26,325
882
27,207
31.5.24
£
-
2,161
2,161
Totals
£
970,342
31.5.24
£
578,880

continued...

Page 10

KOLEL BYS SHLOME ARYE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MAY 2025

7. SUPPORT COSTS

Other resources expended
General
Governance
Finance
costs
£
£
-
1,680
349,777
-
349,777
1,680
Totals
£
1,680
349,777
351,457

8. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 May 2025 nor for the year ended 31 May 2024.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 May 2025 nor for the year ended 31 May 2024.

9. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Donations and legacies
Investment income
Total
EXPENDITURE ON
Raising funds
Charitable activities
General
Other
Total
Net gains/(losses) on investments
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
fund
£
854,690
27,207
881,897
2,161
846,006
1,440
849,607
(100,000)
(67,710)
1,030,474
962,764

continued...

Page 11

KOLEL BYS SHLOME ARYE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MAY 2025

10. TANGIBLE FIXED ASSETS

Freehold
property
£
COST OR VALUATION
At 1 June 2024 and 31 May 2025
3,216,593
DEPRECIATION
At 1 June 2024
-
Charge for year
-
At 31 May 2025
-
NET BOOK VALUE
At 31 May 2025
3,216,593
At 31 May 2024
3,216,593
Cost or valuation at 31 May 2025 is represented by:
Freehold
property
£
Valuation in 2019
1,702,025
Valuation in 2020
47,975
Valuation in 2022
1,556,067
Valuation in 2023
10,526
Valuation in 2024
(100,000)
3,216,593
11.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Prepayments
Fixtures
and
fittings
£
487
377
16
393
94
110
Fixtures
and
fittings
£
487
-
-
-
-
487
31.5.25
£
-
Totals
£
3,217,080
377
16
393
3,216,687
3,216,703
Totals
£
1,702,512
47,975
1,556,067
10,526
(100,000)
3,217,080
31.5.24
£
1,138

continued...

Page 12

KOLEL BYS SHLOME ARYE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MAY 2025

12.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.5.25
£
Bank loans and overdrafts (see note 14)
343
Other creditors
10,840
11,183
13.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
31.5.25
£
Bank loans (see note 14)
2,400,000
14.
LOANS
An analysis of the maturity of loans is given below:
31.5.25
£
Amounts falling due within one year on demand:
Bank overdrafts
343
Amounts falling due between two and five years:
Bank loans - 2-5 years
-
Amounts falling due in more than five years:
Repayable by instalments:
Bank loans more 5 yr by instal
2,400,000
Repayable otherwise than by instalments:
Bank loans more 5 yrs non-inst
-
15.
MOVEMENT IN FUNDS
Net
movement
At 1.6.24
in funds
£
£
Unrestricted funds
General fund
962,764
(156,205)
TOTAL FUNDS
962,764
(156,205)
Net movement in funds, included in the above are as follows:
Incoming
Resources
resources
expended
£
£
Unrestricted funds
General fund
857,206
(1,013,411 )
TOTAL FUNDS
857,206
(1,013,411 )
31.5.24
£
-
10,479
10,479
31.5.24
£
2,273,852
31.5.24
£
-
27,500
1,003,852
1,242,500
At
31.5.25
£
806,559
806,559
Movement
in funds
£
(156,205)
(156,205)

continued...

Page 13

KOLEL BYS SHLOME ARYE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MAY 2025

15. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
General fund
TOTAL FUNDS
At 1.6.23
£
1,030,474
1,030,474
Net
movement
in funds
£
(67,710)
(67,710)
At
31.5.24
£
962,764
962,764

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
881,897
881,897
Resources
expended
£
(849,607)
(849,607)
Gains and
Movement
losses
in funds
£
£
(100,000)
(67,710)
(100,000)
(67,710)
Gains and
Movement
losses
in funds
£
£
(100,000)
(67,710)
(100,000)
(67,710)
(67,710)

A current year 12 months and prior year 12 months combined position is as follows:

At 1.6.23
£
Unrestricted funds
General fund
1,030,474
TOTAL FUNDS
1,030,474
Net
movement
in funds
£
(223,915)
(223,915)
At
31.5.25
£
806,559
806,559

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
1,739,103
1,739,103
Resources
expended
£
(1,863,018 )
(1,863,018 )
Gains and
losses
£
(100,000)
(100,000)
Movement
in funds
£
(223,915)
(223,915)

continued...

Page 14

KOLEL BYS SHLOME ARYE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MAY 2025

16. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 May 2025.

Page 15