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2021-05-31-accounts

REGISTERED CHARITY NUMBER: 1091867

REPORT OF THE TRUSTEES AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MAY 2021

FOR

KOLEL BYS SHLOME ARYE TRUST

Venitt and Greaves Chartered Accountants 115 Craven Park Road South Tottenham London N15 6BL

KOLEL BYS SHLOME ARYE TRUST

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MAY 2021

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Statement of Financial Position 5 to 6
Statement of Cash Flows 7
Notes to the Statement of Cash Flows 8
Notes to the Financial Statements 9 to 14

KOLEL BYS SHLOME ARYE TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MAY 2021

The trustees present their report with the financial statements of the charity for the year ended 31 May 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The relief of poverty, sickness and infirmity amongst persons of the Jewish faith, advancement of Orthodox Jewish religious education and Jewish faith.

Public benefit

The Trustees have taken due heed of their obligations relating to Public Benefit Duty affecting charities, as well as to their obligations under the Equalities Act 2010. The Trustees are satisfied that they meet their obligations.

Grantmaking

Grants are made at the discretion of the trustees and in accordance with the objectives of the charity.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

During the year the charity continued its activities and maintained its support of religious educational and other charitable institutions in England and abroad. The charity is dependent on income from voluntary donations. The charity's incoming resources during the year were £450,418 (2020: £548,302) and grants paid amounted to £370,244 (2020: £407,476).

FINANCIAL REVIEW

Reserves policy

The reserves policy is to ensure that there is a sufficient stream of income to meet the ongoing calls made on the charity including the possibility of providing capital assets for the needs of charitable institutions.

Going concern

The Trustees plan to continue to make distributions in accordance with their grant making policy and to ensure that an appropriate level of reserves is maintained.

FUTURE PLANS

The charity intends to carry on its policy of making grants in pursuant of its objects, and continue its activities, as outlined above, for the foreseeable future.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a declaration of trust and constitutes an unincorporated charity.

Recruitment and appointment of new trustees

It is not currently the intention of the trustees of the charity to appoint new trustees. Should this situation change in the future, the trustees will apply suitable recruitment and training procedures.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1091867

Principal address

43 ST. KILDA'S ROAD LONDON N16 5BS

Page 1

KOLEL BYS SHLOME ARYE TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MAY 2021

Trustees I ECKSTEIN P GOLDSTEIN S B KRAUSZ MRS Z KRAUSZ

Independent Examiner

M A Venitt A.C.A Venitt and Greaves Chartered Accountants 115 Craven Park Road South Tottenham London N15 6BL

Approved by order of the board of trustees on 27 May 2022 and signed on its behalf by:

S B KRAUSZ - Trustee

Page 2

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF KOLEL BYS SHLOME ARYE TRUST

Independent examiner's report to the trustees of KOLEL BYS SHLOME ARYE TRUST

I report to the charity trustees on my examination of the accounts of KOLEL BYS SHLOME ARYE TRUST (the Trust) for the year ended 31 May 2021.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a registered member of _ which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

M A Venitt A.C.A Venitt and Greaves Chartered Accountants 115 Craven Park Road South Tottenham London N15 6BL

27 May 2022

Page 3

KOLEL BYS SHLOME ARYE TRUST

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 MAY 2021

31.5.21
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
450,418
Investment income
3
313
Total
450,731
EXPENDITURE ON
Charitable activities
4
General
391,476
Other
36,954
Total
428,430
NET INCOME
22,301
Other recognised gains/(losses)
Gains on revaluation of fixed assets
-
Net movement in funds
22,301
RECONCILIATION OF FUNDS
Total funds brought forward
614,166
TOTAL FUNDS CARRIED FORWARD
636,467
31.5.20
Total
funds
£
548,302
107
548,409
473,708
1,609
475,317
73,092
47,975
121,067
493,099
614,166

The notes form part of these financial statements

Page 4

KOLEL BYS SHLOME ARYE TRUST

STATEMENT OF FINANCIAL POSITION 31 MAY 2021

Notes
FIXED ASSETS
Tangible assets
9
CURRENT ASSETS
Debtors
10
Cash at bank
CREDITORS
Amounts falling due within one year
11
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
12
NET ASSETS
31.5.21
Unrestricted
fund
£
1,750,179
-
66,682
66,682
(2,400)
64,282
1,814,461
(1,177,994)
636,467
31.5.20
Total
funds
£
1,750,211
2,520
37,358
39,878
(1,200)
38,678
1,788,889
(1,174,723)
614,166

The notes form part of these financial statements

Page 5

continued...

KOLEL BYS SHLOME ARYE TRUST

STATEMENT OF FINANCIAL POSITION - continued 31 MAY 2021

FUNDS
14
Unrestricted funds
TOTAL FUNDS
636,467
636,467
614,166
614,166

The financial statements were approved by the Board of Trustees and authorised for issue on 27 May 2022 and were signed on its behalf by:

S B KRAUSZ - Trustee

Z KRAUSZ - Trustee

I ECKSTEIN - Trustee

P GOLDSTEIN - Trustee

The notes form part of these financial statements

Page 6

KOLEL BYS SHLOME ARYE TRUST

STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 MAY 2021

Notes
Cash flows from operating activities
Cash generated from operations
1
Interest paid
Net cash provided by operating activities
Cash flows from investing activities
Interest received
Net cash provided by investing activities
Cash flows from financing activities
New loans in year
Loan repayments in year
Net cash provided by/(used in) financing activities
Change in cash and cash equivalents in
the reporting period
Cash and cash equivalents at the
beginning of the reporting period
Cash and cash equivalents at the end of
the reporting period
31.5.21
£
61,436
(35,696)
25,740
313
313
50,000
(46,729)
3,271
29,324
37,358
66,682
31.5.20
£
113,525
(43,983)
69,542
107
107
-
(42,421)
(42,421)
27,228
10,130
37,358

The notes form part of these financial statements

Page 7

KOLEL BYS SHLOME ARYE TRUST

NOTES TO THE STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 MAY 2021

1. RECONCILIATION OF NET INCOME TO NET CASH FLOW FROM OPERATING ACTIVITIES OPERATING ACTIVITIES
31.5.21 31.5.20
£ £
Net income for the reporting period (as per the Statement of Financial
Activities) 22,301 73,092
Adjustments for:
Depreciation charges 32 37
Interest received (313) (107)
Interest paid 35,696 43,983
Decrease/(increase) in debtors 2,520 (2,520)
Increase/(decrease) in creditors 1,200 (960)
Net cash provided by operations 61,436 113,525

2.

ANALYSIS OF CHANGES IN NET DEBT

Net cash
Cash at bank
Debt
Debts falling due after 1 year
Total
At 1.6.20
£
37,358
37,358
(1,174,723)
(1,174,723)
(1,137,365)
Cash flow
£
29,324
29,324
(3,271)
(3,271)
26,053
At 31.5.21
£
66,682
66,682
(1,177,994)
(1,177,994)
(1,111,312)

The notes form part of these financial statements

Page 8

KOLEL BYS SHLOME ARYE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MAY 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, as modified by the revaluation of certain assets.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings - 25% on cost

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. DONATIONS AND LEGACIES

Donations

31.5.21 31.5.20
£ £
450,418 548,302

continued...

Page 9

KOLEL BYS SHLOME ARYE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MAY 2021

3. INVESTMENT INCOME

Deposit account interest
4.
CHARITABLE ACTIVITIES COSTS
General
5.
GRANTS PAYABLE
General
The total grants paid to institutions during the year w
Grants to institutions
6.
SUPPORT COSTS
Other resources expended
General
Direct
Costs
£
20,032
s as follows:
Finance
£
35,696
-
35,696
31.5.21
£
313
Grant
funding of
activities
Support
(see note
costs (see
5)
note 6)
£
£
370,244
1,200
31.5.21
£
370,244
31.5.21
£
57,145
Governance
Other
costs
£
£
1,258
-
-
1,200
1,258
1,200
31.5.20
£
107
Totals
£
391,476
31.5.20
£
107
Totals
£
391,476
a 31.5.20
£
407,476
31.5.20
£
94,100
Totals
£
36,954
1,200
38,154
Totals
£
36,954
1,200
38,154

7. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 May 2021 nor for the year ended 31 May 2020.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 May 2021 nor for the year ended 31 May 2020.

continued...

Page 10

KOLEL BYS SHLOME ARYE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MAY 2021

8. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Donations and legacies
Investment income
Total
EXPENDITURE ON
Charitable activities
General
Other
Total
NET INCOME
Other recognised gains/(losses)
Gains on revaluation of fixed assets
Net movement in funds
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
9.
TANGIBLE FIXED ASSETS
COST
At 1 June 2020 and 31 May 2021
DEPRECIATION
At 1 June 2020
Charge for year
At 31 May 2021
NET BOOK VALUE
At 31 May 2021
At 31 May 2020
Freehold
property
£
1,750,000
-
-
-
1,750,000
1,750,000
Fixtures
and
fittings
£
487
276
32
308
179
211
Unrestricted
fund
£
548,302
107
548,409
473,708
1,609
475,317
73,092
47,975
121,067
493,099
614,166
Totals
£
1,750,487
276
32
308
1,750,179
1,750,211

continued...

Page 11

KOLEL BYS SHLOME ARYE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MAY 2021

10. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.5.21 31.5.20
£ £
Other debtors - 2,520
11. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.5.21 31.5.20
£ £
Other creditors 2,400 1,200
12. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
31.5.21 31.5.20
£ £
Bank loans (see note 13) 1,177,994 1,174,723

Included within creditors due after more than one year is the amount of £50,000 received under the Bounce Back Loan Scheme (BBLS). The loan is unsecured, guaranteed by the government, and attracts an interest rate of 2.5% after the interest free period in the first year.

13. LOANS

An analysis of the maturity of loans is given below:

Amounts falling due between two and five years:
Bank loans - 2-5 years
Amounts falling due in more than five years:
Repayable by instalments:
Bank loans more 5 yr by instal
14.
MOVEMENT IN FUNDS
Unrestricted funds
General fund
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
TOTAL FUNDS
At 1.6.20
£
614,166
614,166
Incoming
resources
£
450,731
450,731
31.5.21
£
50,000
1,127,994
Net
movement
in funds
£
22,301
22,301
Resources
expended
£
(428,430)
(428,430)
31.5.20
£
-
31.5.20
£
-
1,174,723
At
31.5.21
£
636,467
636,467
Movemen
in funds
£
22,301
22,301
22,301

continued...

Page 12

KOLEL BYS SHLOME ARYE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MAY 2021

14. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
General fund
TOTAL FUNDS
At 1.6.19
£
493,099
493,099
Net
movement
in funds
£
121,067
121,067
At
31.5.20
£
614,166
614,166

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
548,409
548,409
Resources
expended
£
(475,317)
(475,317)
Gains and
Movement
losses
in funds
£
£
47,975
121,067
47,975
121,067
Gains and
Movement
losses
in funds
£
£
47,975
121,067
47,975
121,067
121,067

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At 1.6.19
£
493,099
493,099
Net
movement
in funds
£
143,368
143,368
At
31.5.21
£
636,467
636,467

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
999,140
999,140
Resources
expended
£
(903,747)
(903,747)
Gains and
Movement
losses
in funds
£
£
47,975
143,368
47,975
143,368
Gains and
Movement
losses
in funds
£
£
47,975
143,368
47,975
143,368
143,368

continued...

Page 13

KOLEL BYS SHLOME ARYE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MAY 2021

15. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 May 2021.

Page 14