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← Reaching The Unreached

2025-03-31-accounts

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2025 ANNUAL REPORT

Annual report and financial statements for Reaching the Unreached for the year ending March 2025

Registered charity no: 1091295 Company Registration No 04217700

Charity No 1091295

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CONTENTS

Chair’s Introduction ……………………………………………………………………………………. 3
Aims and objectives …………………………………………………………………………………… 4
Structure, governance and management …………………………………………………… 5
Review of developments, activities and achievements ………………………………. 7
Working with other organisations………………………………………………………………. 12
Working with RTU in India…………………………………………………………………………… 13
Building support in the UK…………………………………………………………………………… 14
Plans for the future………………………………………………………………………………………. 15
Finances, investment and reserves policies………………………………………………….. 16
Responsibilities of the trustees …………………………………………………………………… 19
Independent examiner’s report to the trustees…………………………………………… 20
Statement of financial activities…………………………………………………………………… 21
Balance sheet ………………………………………………………………………………………............ 22
Statement of cash flows ....................................................................................................... 23
Notes to the accounts ………………………………………………………………………………….. 24

ADMINISTRATIVE DETAILS

Registered office 16 Glasshouse Studios, Fryern Court Road, Fordingbridge, Hants, SP6 1QX Telephone 01425 657321 Email info@rtu.org.uk Web www.rtu.org.uk

_£ Pacebind us o n el

Independent Jeremy Kitson, Prime Accountants, Corner Oak, 1 Homer Road, Solihull, B91 3QG Examiner

Bankers Unity Trust Bank, 9 Brindley Place, Birmingham, B1 2HB

DIRECTORS AND OFFICERS

Reaching the Unreached in the UK (RTU-UK) is a company limited by guarantee (No 4217700) and has adopted the Memorandum and Articles of Association Model of the Charity Law Foundation. It was incorporated on 16[th] May 2001 and obtained charitable status on 21[st] March 2002 (Charity No 1091295). In 2002 it took over all of the operations of the unincorporated Charity of the same name established in 1983. The directors of the Charitable Company (the Charity) are its trustees for the purpose of charity law and throughout this report are collectively referred to as the trustees. The trustees during the year and since the year end are as follows:

Amy Anderson (resigned 24 November 2024) Ian Brady Chair and Executive Group Member Kenneth Brackenridge Margaret Davies Executive Group Member John Deeney Sean Henry Treasurer and Executive Group Member Andrew Moore Max Philbrick James Playfair Executive Group Member Scott Preston Safeguarding Lead and Executive Group Member Thomas Williams Vice Chair and Executive Group Member

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CHAIR’S INTRODUCTION

Reaching the Unreached in India (RTU-I) has served the poorest rural communities in Theni and Dindigul Districts, north-west of the city of Madurai, in Tamil Nadu, South India for 47 years.

Since it was founded in 1978, RTU-I has been providing safe, loving homes for thousands of orphaned and abandoned children. Many of these children require expert support to recover from trauma, and through our funding, RTU-I employs highly trained counsellors, foster mothers, and teachers who help these children thrive in the secure environments of RTU’s Children’s Villages.

Education is a key focus of our work. Our support helps RTU, and other local partners provide extra tuition and specialised teaching for vulnerable children, both in their own schools and at local government schools. This additional support helps ensure that as many children as possible stay in fulltime education, breaking the cycle of poverty that might otherwise trap them in adulthood.

Alongside this core work with children, our funding assists various rural development programmes. These initiatives, implemented by RTU and our other partners, offer hope for a better life to the most vulnerable local families and communities, particularly focussing on those with chronic illnesses, those with a disability, lone women/widows, children with grandparent carers and the elderly.

Most of the people we support come from Scheduled Castes (also known as Dalits) and other marginalised communities. Our work aims to address the systemic inequalities these groups face, providing opportunities for education and development that might otherwise be out of reach.

The ethos established by RTU's founder, Brother James Kimpton, of combining immediate practical solutions with long-term planning, guides our approach to all our partnerships in India. As a UK charity, we strive to embody this philosophy in our fundraising and support efforts.

This is my last year of being Chair of RTU in the UK and part of the trustee board as I retire to spend more time helping to review and develop one of RTU’s key programmes. My successor, Margaret Davies, will be formally appointed at the AGM in November 2025 and I am happy in the knowledge that I will leave the UK charity in the very capable hands of her and the other trustees. It has been an incredibly rewarding experience, and I would like to thank all the trustees who have provided me with so much support over the years.

On behalf of the trustees, I also want to express our deepest gratitude to Father Antony Paulsamy, Director of RTU in India, and to the leaders and staff of all our partner organisations. Their on-theground work transforms the support we provide into real-world change.

To our UK-based supporters - individuals, church groups, charitable trusts and other organisations - your generosity is the lifeblood of our charity. Every donation, no matter the size, contributes to the lifechanging work of RTU and our other partners in India.

As we reflect on the past year and look to the future, we remain committed to supporting initiatives that reach the unreached and transform lives across rural India. Thank you for being an essential part of this journey. Together, we are making a difference.

Ian Brady, Chair

The trustees are pleased to present their report for the year ended 31st March 2025.

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AIMS AND OBJECTIVES

Charitable aims and objectives

The purpose of the Charity, as laid out in the Memorandum and Articles of Association, is to relieve poverty, advance education and protect health amongst people living in under-developed countries, particularly in respect of refugees and those living in rural areas.

The key objectives of the Charity are:

How RTU achieves its objectives

The Charity achieves its objectives primarily through the funding and support of a wide range of services at Reaching the Unreached in India (referred to in much of this report as RTU-I), a fully independent sister organisation located under the Palani Hills in the state of Tamil Nadu, South India, which was registered as a Society in 1978. We also provide support to other local partners undertaking similar work in South India, namely Jeevan Jyothi Hospice, Arogya Agam and the Rural Area Development Trust (RUADT).

RTU in India (RTU-I) is a highly successful and far-reaching grassroots organisation, providing a range of services in south India to empower some of the most marginalised and disadvantaged people from scheduled castes, and particularly focusing its services on children. It is a secular charity founded on Christian principles and it is fully inclusive, providing support to those in need irrespective of their background and faith.

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RTU-I obtains direct funding from international grant-making organisations, together with donations from individuals, foundations, and corporates in India and overseas. It uses the money raised by the Charity in the UK to fund new initiatives and the ongoing provision of services not covered by other funding sources. The UK trustees work closely with RTU-I and have an in-depth knowledge of its work.

Achieving public benefit is a fundamental driver of the way the trustees approach their work. The trustees have due regard to guidance published by the Charity Commission on this and recognise that, as the actions to improve the lives of beneficiaries take place in India, they are required to adopt a particular approach to ensure that the funds devoted to achieving the Charity’s objectives are used effectively.

The trustees confirm that they have complied with the duty in Section 17 of the Charities Act 2011 with due regard to the public benefit guidance published by the Charity Commission.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Organisational structure

The trustees work closely with RTU-I to provide strategic and fiduciary oversight and guidance. They have appointed an Executive Group of trustees responsible for the management of the Charity and the approval of unbudgeted expenditure up to an agreed limit. They also oversee communication between RTU and other partner NGOs in India.

The Executive Group holds meetings several times a year and reports to the trustees. Full trustee meetings are held twice a year. Day-to-day work is subcontracted to the UK Co-ordinator, Mo Houlden, with help from specialist freelancers as and when needed.

Recruitment, appointment and induction of trustees

The trustees regularly scrutinise the range of skills and experience the trustee board is able to offer. New trustees are appointed with this in mind to ensure the board has the appropriate range of expertise to meet the needs of RTU and its strategic aims.

The induction process for new trustees includes an information pack and briefings covering the Charity’s history, finances, long-term strategies and governance arrangements, as well as the roles and responsibilities of trustees. New trustees are encouraged to make a visit to our partners in India within a year of their appointment.

Trustees serve an initial 10-year term on their first appointment, and then 5-year terms on any subsequent reappointment(s). The Chair and other office-bearers are appointed for 5-year terms, which take precedence over (i.e. allow an extension of) a term as trustee.

During the year, the Chair announced his intention to resign as a trustee after 15 years to devote more time to a major review and development project with RTU-I. The two Vice Chairs undertook an individual review with all the trustees to look at the role of the Chair and, as a result, one of the existing trustees, Margaret Davies, has agreed to take on the role of Chair at the AGM in November 2025. A new Vice Chair has also been appointed.

In addition, two new trustees have attended trustee meetings as observers, and will also be formally appointed at the AGM in November 2025.

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Risk review

Each year the trustees review and update the Charity’s risk register, which identifies all the key perceived risks to the organisation and notes the actions required to mitigate these risks. The last review took place in November 2024. The trustees are satisfied that the Charity has addressed the major risks it faces within the UK, and those of partner NGOs it funds, and that adequate operating systems and procedures are in place.

The trustees are confident that the financial procedures and accountancy standards of the Charity’s partners are of the highest standard, and that anti-fraud and corruption measures are strictly adhered to. The Treasurer reports on invested reserves, cashflow and exchange rate movements at each trustee meeting and makes recommendations as appropriate.

Other risks are mitigated by matching the Charity’s vision and objectives to those of RTU-I in India and the need of the people it serves; reviewing its governance and structure to ensure the board of trustees continues to be effective; ensuring RTU-I’s safeguarding and anti-bribery policies and procedures, and those of the other local partners we fund in India remain fit for purpose.

The trustees are in close contact with RTU-I and with other local partners. The Director of RTU in India, Father Antony Paulsamy, regularly attends online meetings and the trustees visit India to monitor the projects of all our local partners. There were three visits by trustees during the year.

Related Parties

Transactions involving trustees are detailed in note 5. There were no other dealings with related parties during the year that are required to be disclosed in these accounts.

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REVIEW OF DEVELOPMENTS, ACTIVITIES AND ACHIEVEMENTS

843 124 1,834 100% 169 28 29,769 1,629 £464,035 children were children children of pupils at students new Consultations women was donated cared for in supported at were RTU were houses at RTU’s belonged to RTU-UK by RTU’s home were educated at schools supported at built for medical to 110 individual Children’s able to RTU schools passed college and 118 family centre Self-Help supporters Villages year attend school and evening their 12[th] 37 members Groups in and local study standard graduated 28 villages groups centres exams

RTU’s work in India

RTU-I works tirelessly to improve the lives of the most disadvantaged people, especially children, living in the poorest rural areas of South India. Many of the people it helps are from scheduled castes (sometimes known as Dalits or untouchables) and tribal communities living in remote rural areas, reliant on daily wage agricultural work. The low social status of these people means they are often marginalised, discriminated against and have difficulty accessing Government schemes and other support.

Children’s Villages

Rooted in its origins in the late 1970s, when Brother James Kimpton established the first Children’s Village for orphaned and abandoned children, RTU-I now has four Children’s Villages. Younger children live in small family houses with ‘foster’ mothers. They receive a high-quality education at RTU-India’s schools and counselling and free healthcare.

At around the age of 13, children move into single sex hostels, supervised by a warden, to give them greater independence as they grow up.

843 children and teenagers had a safe, loving home at RTU at year end

This year, RTU-I finished the replacement of 15 of the Children’s Village houses at Sirumalar Children’s Village built over a period of three years. The original village houses were old and needed a lot of maintenance. The new houses are a larger and have much updated bathroom and kitchen.

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Education

Schools

The children who are in the care of RTU-I receive an excellent education at RTU’s schools. There are six balwadies (pre-schools), three primary and middle schools and a higher secondary school. 1,478 children attended RTU-India’s schools, including the children from the most disadvantaged families who all receive free uniforms, schoolbooks and nutritious school meals.

Pupils aspire to high academic standards leading to qualifications that enable them to enter further education and secure well-paid employment. The schools further enrich the children’s lives with a wide range of extracurricular activities including school parliaments, trips, sports days, exhibitions and competitions, and participation in district and state sports and dance events.

After completing the State 10[th] , 11[th] and 12[th] standard exams, students are funded to attend college and gain academic and professional qualifications, until they are able to support themselves and live independently. A scholarship scheme additionally helps the most able local children to enter further education.

1,478 children attended RTU’s schools and 169 were supported to study at college

Educational outreach

Evening study centres

RTU runs eleven evening study centres in rural villages to lift the educational attainment of the most disadvantaged children who attend poor, rural government schools. Open five evenings a week and on Saturday afternoons, they are a quiet place to study, with teachers on hand to provide extra tuition and encouragement where needed. The children who use the centres also receive a nourishing snack and are given free school materials when they attend. Parents are encouraged to become involved in their children’s learning.

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Using play, songs and Tamil and English word games in their lessons, RTU’s experienced teachers engaged the children in enjoyable activities that help them to feel secure and happy and help them with their homework.

356 children attended RTU’s study centres

Mobile science laboratories

RTU-I’s three mobile laboratories, run by six highly qualified science teachers, regularly visit poor rural government schools to provide pupils with invaluable hands-on science and technical experiments in line with the Tamil school curriculum. All the laboratory teaching uses the latest innovative materials and methods.

6,090 children at 96 government schools received practical science lessons

Mobile IT laboratory

In January 2025, RTU-I launched its first Mobile IT lab to bring digital skills to children in poor rural government schools to increase their educational opportunities and improve employment prospects. It currently visits 13 schools with laptops, and all the connectivity needed plus chairs and tables, and two specialist IT teachers deliver training to all the children in 8[th] standard over the whole of the academic year. As well as online safety, the course covers components of a PC, software and hardware, search engines, Word, Excel, and children are able to take a

recognised qualification at the end of the year.

731 children at 13 government schools received IT lessons from the mobile IT lab

Home Support scheme

RTU-I’s Home Support scheme provides monetary assistance to some of the most disadvantaged local families, to help feed and clothe their children and send them to school.

In the most recent academic year, nearly all the children in families receiving Home Support and attending school passed their 10[th] standard exams (equivalent to GCSEs) and 12[th] standard exams (equivalent to A- levels).

124 children received assistance from RTU’s Home Support scheme and were able to go to school

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House building

In rural communities in South India, many poor families live in dangerous sub-standard housing, often at risk of fire, prone to vermin and easily damaged by monsoon rains. RTU-I’s house building programme provides families living in low quality accommodation, with safe, secure housing. Widows/lone women, older people, people who are HIV+ or have a longterm health problem or disability are given priority.

All the doors, frames, windows, and roofs are concrete and are made at RTU’s block construction plant. The houses are weather-proof to withstand the monsoon rains and also have a shady veranda for shelter from the extreme heat. Each house has a living room, kitchen area, and a toilet/washing area. Where possible, the homes also have an electricity supply. RTU has built over 9,000 homes.

28 families in 9 villages moved into a new home built by RTU benefitting 118 people including 60 children

Borewell drilling

Clean water is vital to protect community health and limit the incidence of water-borne diseases that can lead to malnourishment, disease and fatalities amongst young children. RTU’s well-drilling programme provides people living in rural villages with reliable supplies of safe, clean water.

RTU-I drilled one new borewell benefitting 365 xL:a| families and equipped them with electric pumps and water tanks

Health

RTU-I delivered free medical care and physiotherapy to over 24,000 people include children and vulnerable elderly people. Without RTU’s clinics, services, and health outreach, many families and vulnerable individuals, especially children, those who are affected by HIV/AIDS, people with a disability, and many others with common but often devastating illnesses, would have no free access to the treatment and care they need.

RTU-I’s Pushparani Medical Centre, Mobile Clinics and Physiotherapy Unit all provide access to medical treatment and ongoing care for vulnerable local people who cannot afford healthcare, even in remote rural areas.

In partnership with hospital doctors and the local Primary Healthcare Centre, RTU-I carries out regular general medical tests, dental check-ups and eye tests. It also runs ‘health camps’ in local villages, the Children’s Villages, hostels, and schools, identifying common diseases and conditions and making referrals for further investigation and treatment.

Children receive immunisations and iron tablets, and fortified high-nutrition flour is given to those who are malnourished. Counselling is available to children to help them overcome issues like trauma and abandonment, that many of them have sadly experienced.

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This year marked a significant milestone for RTU-I’s health programme, with the opening of their rebuilt Pushparani Medical Clinic to replace the first basic building built over 50 years ago. It has state-of-the art health facilities not usually available to people from the lowest castes, with a new physiotherapy suite, an onsite lab and a pharmacy. Commonly treated conditions include ear, nose and throat issues, infections, diarrheal diseases, tuberculosis, and wound dressings. People will receive physiotherapy, helping those with long-term disabilities such as cerebral palsy walk again, or supporting a stroke survivor return to work quicker, reducing the financial burden on their family.

There were 29,769 consultations at treated in RTU-I’s medical centre

Women’s empowerment

Self-Help Groups

RTU-I’s women’s empowerment programme provides services and resources for women in rural villages so that they can start their own Self-Help Groups. They are encouraged within the group structure to build economic independence and self-reliance, supported to set up their own income generating initiatives and micro-finance schemes and to work collectively to bring about positive change in their communities.

RTU also provides regular training for women on issues such as health awareness, enterprise, cattle-rearing, domestic violence, access to Government schemes and legal aid entitlement.

1,629 women were members of 110 RTU’s Women’s Self-Help Groups in 28 villages

Mobile tailoring training

RTU has three mobile training centres delivering accredited six-month tailoring courses to women living in rural villages. Once qualified, they are well-placed to earn a regular income and set up their own businesses so that they can become self-reliant and support their families independently. RTU-I has delivered training to over 3,000 women to date.

158 women from five villages completed one of RTU’s tailoring training courses

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Support for the elderly

RTU provides regular, nutritious food from its kitchen, and a pension for a number of older people living locally. Some have chronic, long-term illnesses such as TB or are cured leprosy patients who have been ostracised by their communities. RTU’s practical support helps them to maintain their dignity and independence for as long as possible in later life.

81 vulnerable older people received direct support from RTU to help them retain their independence

In the last financial year, all the services at RTU were provided on a revenue budget of just INR 11.1 crore which, at year end exchange rates, is just over £1m. Further information about the work carried out, together with the RTU Annual Review and Financial Statements are available on our website at www.rtu.org.uk.

WORKING WITH OTHER ORGANISATIONS

Last year, the trustees were also delighted to be able to provide grants to three other local partner NGOs who have close links with RTU-I:

Jeevan Jyothi Hospice provides in-patient care for people who are HIV+ including children in RTU’s care if they become ill or face a negative reaction to ART drug therapy. The Hospice is 25km from RTU and has 40 beds. Children stay at Jeevan Jyothi until they are well enough to return to their home in the Children’s Villages. As well as providing a service for children and adults at the hospice, Jeevan Jyothi meets the needs of people with HIV in the surrounding villages and has an outpatient clinic and an extensive outreach programme, ensuring that people with HIV/AIDS maintain the drug therapy they need and receive good nutrition.

The Rural Area Development Trust (RUADT) supports

children and young people with disabilities and their families, providing a range of services including special schools and rehabilitation centres. We support their vocational training programme, giving young adults with learning difficulties vital skills to enable them to earn a living, and also two village rehabilitation programmes, providing physiotherapy and support to people of all ages.

We also support their Self-Help Groups for the parents/carers of children with disabilities and provide training to help families improve their economic wellbeing and enable them to come together to support each other.

During the previous year, we were able to help RUADT purchase a plot of land to build a new special school for children with disabilities. Unlike their other special schools which are purpose-built, this school is currently being run by RUADT in a cramped rented building with no outdoor space following the closure of two other special schools in the area following safeguarding concerns. We are also helping to raise funding towards the construction of the new school which will start in the current financial year.

Arogya Agam is a rights-based organisation working in a different area of Tamil Nadu with the most disadvantaged people, including people living with HIV, tuberculosis and leprosy; women in prostitution, transgendered people, sexual minorities, children at risk and people with a disability.

During the year we helped submitted a successful application to The Mercury Phoenix Trust which provided funding for a two-year HIV awareness and prevention project. As a result, Arogya Agam has delivered training to 5,109 people in Tamil Nadu, distributed 41,745 condoms, and tested 1,837 people for HIV. They worked

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with extremely vulnerable groups including young men engaging in non-heterosexual sex, young men who had run away from home, tribal communities, and people who are gay, bisexual and transgender.

WORKING WITH RTU IN INDIA

Governance

The trustees prioritise the provision of sufficient funding and support for RTU-I’s work in India and those of our other partners. RTU is an independent organisation registered as a ‘Society’ in Tamil Nadu, and we have procedures here in the UK to ensure that formal arrangements are in place, particularly in respect of funding requests and their evaluation. Long historical links between our local partners, together with the personal involvement of the trustees over the years, has led us to being particularly proactive.

There is frequent communication and liaison between trustees and our partners online and through visits made to India. These trips are funded at the trustees’ own expense and timed to coincide with RTU-I’s Board Meetings and AGM, which we attend as an observer. This style of co-operation works well and ensures the trustees in the UK remain well-informed about developments and issues at RTU-I and our other partners, and are able to assure that our funding achieves the desired public benefit.

The relationships between the organisations are formalised in a Memorandum of Understanding which sets out the framework of the working relationship between the Charity in the UK and our partners in India and ensures clarity of roles and responsibilities on both sides.

The trustees also provide management and strategic support where appropriate and have been involved in developing policies at RTU, including safeguarding, discrimination in the workplace and other governance issues.

Safeguarding

The trustees take the issue of safeguarding extremely seriously and are committed to promoting the rights of children and vulnerable adults, including their right to be protected from harmful influences, abuse and exploitation. We have a safeguarding policy that is subject to frequent review and there are procedures in place to ensure that the same is true of the organisations we work with.

At RTU, a Home Management Committee operates involving senior RTU staff, the District Children Protection Officer, the President of the District Child Welfare Committee, the Government Medical Officer and other local officials, to oversee safeguarding issues in the Children’s Villages and schools. This committee meets quarterly.

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Regular training is used to increase awareness of the importance of safeguarding for both beneficiaries and staff, and to ensure any breaches of best practice are reported and addressed.

Fundraising in India

We in the UK and RTU-I have been working together for some years to build fundraising capacity at RTU, to implement a fundraising strategy and to increase in-country financial support. With the assistance of a Tamilspeaking consultant based in Chennai who is funded by the Charity and following a successful pilot, RTU is now in the sixth year of a project to target Indian foundations and corporate social responsibility (CSR) opportunities. New grants have been secured for capital projects and revenue funding has been obtained for RTU’s schools.

BUILDING SUPPORT IN THE UK

The trustees are very grateful to all our loyal and highly-engaged supporters – individuals, churches, schools, and other organisations – who have made donations, organised fundraising events in their areas and acted as ambassadors in their churches, schools and communities to maintain awareness of RTU’s work.

The majority of income received by the Charity last year was thanks to those who made regular donations or supported our child and student sponsorship schemes. Many donors also fundraise collectively through community initiatives and in memoriam contributions. These activities often succeed in raising enough money to pay for new houses and wells in their entirety.

Our supporters tend to be long-standing and loyal, reassured by our very strong links with RTU in India that their contributions are making a significant, direct difference on the ground.

Our income from individual supporters has decreased marginally this year, whilst our legacy income has increased considerably, and we have continued to see a steady growth in grants from new charitable trusts. The income from our supporters and grants from charitable trusts needs to be sustained and developed in the current year as the need for funds from our partners in India to enable them to run and develop their services is likely to increase.

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PLANS FOR THE FUTURE

India continues to present a picture of stark contrasts. While emerging as one of the world's fastest-growing economies, with annual GDP growth of 6.5% to 7%, it grapples with inequality. There is an expanding middle class and significant urban migration. However, the benefits of this growth are unevenly distributed. People from scheduled castes or Dalits currently make up 25% of India’s population and suffer from discrimination and disadvantage purely as a result of their birth. One in 25 of the world’s population are Dalits.

India's achievements in space exploration, nuclear capabilities, and information technology stand in sharp contrast to persistent social challenges. The country is home to one-third of the world's malnourished children, with 44% of children under 5 underweight and 65% of deaths in children under 5 due to nutrition. 15% of people live below the official poverty line. Additionally, 11 million people are trapped in various forms of exploitation, the highest number in any country.

Gender inequality remains a critical issue, with India ranking 131st out of 146 countries in the UN Gender Inequality Index. Women face disparities in education, pay, healthcare access, and representation in political and social spheres. Literacy for women stands is 65% compared to 82% for men due to parents’ perceptions that education for girls is a waste of resources as daughters eventually live with their husband’s families. Discrimination against women also contributes to wage gaps, with women earning on average 64% of what their male counterparts earn.

Despite these challenges, numerous community-based organisations, such as the local partners that we work with, are working to support the most marginalised people. There has been greater investment in infrastructure, health and education by the Tamil Nadu State Government. However, in the remote rural villages where RTU works, large numbers of the rapidly increasing population continue to live in severe poverty.

RTU-I is the largest and most wide-reaching registered NGO in the area, and few of the well-recognised larger development agencies or overseas agencies work in the area where our local partners are based. RTU has good links with smaller NGOs and other stakeholders in the area, and there is huge potential to have a greater impact in collaboration with these and other organisations.

The main priorities for the Charity in the UK in the forthcoming year are:

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FINANCES, INVESTMENTS, AND RESERVES POLICY

Results for the year

Cash grants, donations and regular giving from supporters to the Charity in the UK have decreased slightly over the previous year and at the end of the year stood at £464,035 compared to £479,946. Legacy income showed a large increase, and grants from charitable trusts increased which meant that overall, income was up by £190,054 to £773,110.

RTU-UK has a Legacy Fund and has adopted a policy whereby, on receipt, a legacy is placed in the Fund with a planned but flexible drawdown depending on the nature and size of the legacy. We had considerable legacies in the last year which unexpectedly increased our reserves. Legacies received this year were to the value of £181,939 (2024: £10,469). The Legacy Fund brought forward was £145,985, and the carried forward balance is £236,283 which means that over £91,000 was utilised to cover grants to India.

A total of £577,860 (2024: £525,672) was transferred to our partners in India the year. This amount would have been much higher had it not been for the beneficial exchange rates. Of the grants, 11% (2024: 20%) was spent on schools and education; 35% (2024: 45%) on childcare and the Children’s Villages; 9% (2024: 1%) on tertiary education to support children through college; 14% (2023: 6%) on healthcare and HIV/AIDS prevention and support; 17% (2024: 17%) on community development and women’s Self-Help Groups; and 13% (2024: 12%) on housing and well-drilling. In addition, capital funding of £53,730 was granted for the building of two new Children’s Village houses, and for the new medical centre building.

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Although most of our funding goes to support RTU-I, £41,140 (2024: £14,716) was given to Jeevan Jyothi Hospice, £15,779 (2024: £30,584) to RUADT and £6,590 (2024: 0) to Arogya Agam.

The Statement of Financial Activities shows the operating results of the Charity for the year, and the Balance Sheet shows its state of affairs at 31 March 2025. The trustees consider this to be satisfactory a position from which to meet the Charity’s commitments for the foreseeable future.

Currency fluctuations

The trustees follow the policy of committing funds each year to partner NGOs in Indian rupees (INR). This has simplified financial planning for our partners but has meant that we take the full exchange rate risk. As the strength of both sterling and INR has fluctuated, in some years our commitments have cost less than anticipated at the start of the year while in other years expenditure has been higher than planned. However, throughout the year, exchange rates were in the Charity’s favour and have continued to rise throughout 2025 which has meant that it has cost less than anticipated to meet our INR commitments. The trustees mitigate risk by transferring funds at the best exchange rates, forward purchasing currency and taking regular advice. The trustees wish to maintain the practice of committing in INR to our partners, and do not currently see the need for any change.

Reserves

The Charity’s Reserves Policy is set to protect the work in India from the risk of disruption at short notice due to a lack of funds, whilst at the same time ensuring that we do not retain income for longer than required.

The Reserves Policy has been set to cover between six to twelve months of projected expenditure and is reviewed on a regular basis and adjusted as risk perceptions and other factors change. Central to the trustees’ considerations in setting the policy is the responsibility to ensure that when a child enters the Children’s Villages at RTU there is a safe, supportive, and stable environment that will allow the child to grow to maturity and lead an independent life. As this will need to be maintained for a significant number of years, the trustees have used nine years as the average period of commitment. The trustees have therefore set aside a designated fund for this called the New Generation Fund which is currently set at £350,000.

The trustees also want to maintain sufficient reserves to respond to any emergency needs in India, to help provide vital new services to the beneficiaries and to help our partners with capacity building.

The charity’s unrestricted reserves not including the designated New Generation Fund at 31[st] March 2025 were £325,601 (2024: £211,790) which equates to 5.5 months running costs, based on our 2025/26 projected expenditure. Our total reserves increased by £66,409 in the financial year due to unexpected legacies of £181,939, which are designated in our Legacy Fund.

Annual report and financial statements for the year ended 31 March 2025 17

Charity No 1091295

Free reserves at 31 March 2025 were £74,927 (2024: £50,068). The total funds held by the Charity were £777,585 (2024: £711,176), of which £101,984 (2024: £149,386) is held in restricted reserves, mainly for capital building projects.

Investment Powers

Under the Memorandum and Articles of Association, the trustees have the power to make any investment they see fit subject to taking advice from a specialist in the field. The reserves are invested with a view to maintaining their capital value in real terms and, if possible, to generate a return. Funds are invested in interest yielding accounts pending their being sent to India or put into special reserve.

In April 2010, trustees placed £150,000 on term deposits and £200,000 was placed with Brewin Dolphin for investment in bonds and equities. A further £50,000 was placed with Brewin Dolphin in 2023. The portfolio is managed on a diversified risk basis and this year its value increased from £332,417 at 31 March 2024 to £346,547 at 31 March 2025. In addition, it generated income of £16,073 (2024: £14,545). As these investments are held against long-term needs, fluctuations are to be expected, and the trustees do not intend to vary their policy in light of short-term fluctuations.

Annual report and financial statements for the year ended 31 March 2025 18

Charity No 1091295

RESPONSIBILITIES OF THE TRUSTEES

The trustees (who are also directors of Reaching the Unreached for the purposes of company law) are responsible for preparing the trustees’ Annual Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the trustees to prepare financial statements for each financial year, which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping adequate accounting records that disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

This report has been prepared in accordance with the special provisions for small companies under Part 15 of the Companies Act 2006.

Registered office: Signed on behalf of the trustees: 16 Glasshouse Studios Fryern Court Road Fordingbridge, Hants SP6 1QX Ian Brady - Chair

Approved by the trustees on 15 November 2025

Annual report and financial statements for the year ended 31 March 2025 19

Charity No 1091295

INDEPENDENT EXAMINER’S REPORT TO THE TRUSTEES

I report on the accounts for the year ended 31[st] March 2025, which are set out on pages 21 to 33.

Responsibilities and basis of report

As the charity trustees of the company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’).

Having satisfied myself that the accounts of the company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your company’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Since the company’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am member of The Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair view’ which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities [applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Jeremy Kitson FCA Prime Chartered Accountants Corner Oak 1 Homer Road Solihull West Midlands B91 3QG

15 November 2025

Annual report and financial statements for the year ended 31 March 2025 20

Charity No 1091295

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING THE INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 MARCH 2025

Year to 31.03.2025 Year to 31.03.2025 Year to 31.03.2025 Year to 31.03.2024 Year to 31.03.2024
Unrestricted Restricted Unrestricted Restricted
Note Funds Funds Total Funds Funds Total
£ £ £ £ £ £
Income from:
Donations 198,738 265,297 464,035 198,899 281,047 479,946
Trusts and foundations 23,254 81,270 104,524 5,000 65,774 70,774
Legacies 181,939 - 181,939 10,469 - 10,469
Income from trading activities 6,539 - 6,539 7,322 - 7,322
Investments:
Interest receivable 2 5,809 - 5,809 6,661 - 6,661
Investment income 2 10,264 - 10,264 7,884 - 7,884
------------ ------------ ------------ ------------ ------------ ------------
Total income 426,543 346,567 773,110 236,235 346,821 583,056
======= ======= ======= ======= ======= =======
Expenditure on: 3
Raising funds
Raising donations and legacies 22,233 - 22,233 16,798 - 16,798
Costs of trading activities 1,350 - 1,350 3,418 - 3,418
Investment management costs 3,316 - 3,316 3,088 - 3,088
Charitable activities 142,262 533,609 675,871 158,691 457,836 616,527
------------ ------------ ----------- ------------ ------------ ------------
Total expenditure 169,161 533,609 702,770 181,995 457,836 639,831
======= ======= ======= ======= ======= =======
Net gains/(losses) on
investment assets		 (3,931) - (3,931) 15,202 - 15,202
----------- ------------- ------------ ------------ ------------- ------------
Net (expenditure)/income for 4 253,451 (187,042) 66,409 69,442 (111,015) (41,753)
the year
Transfers between funds (139,640) 139,640 - (200,650) 200,650 -
------------ ------------- ------------ ------------ ------------- ------------
Net movement in funds 113,811 (47,402) 66,409 (131,208) 89.635 (41,573)
Reconciliation of funds
Funds brought forward 561,790 149,386 711,176 692,998 59,751 752,749
------------ ----------- ------------ ------------- ----------- ------------
Funds carried forward 675,601 101,984 777,585 561,790 149,386 711,176
======= ======= ======= ======= ======= =======

All activities are of a continuing nature.

The statement of financial activities includes all gains and losses recognised in the year.

Annual report and financial statements for the year ended 31 March 2025 21

Charity No 1091295

____________________

BALANCE SHEET AT 31 MARCH 2025 ~~[~~

BALANCE SHEET AT 31 MARCH 2025
~~[~~		 ~~[~~ ~~[~~ ~~[~~
Notes 2025 2024
£ £
FIXED ASSETS
Tangible fixed assets 7 119 -
Investments 8 346,547 332,417
------------- -------------
346,666 332,417
CURRENT ASSETS
Debtors 9 48,491 43,791
Cash at bank and in hand 398,912 352,884
------------ ------------
447,403 396,675
CREDITORS:Amounts falling due within one year 10 (16,484) (17,916)
------------ ------------
Net Current Assets 430,919 378,759
-------------- --------------
NET ASSETS 777,585 711,176
======== ========
CHARITY FUNDS 12 & 13
Restricted Funds 101,985 149,386
Unrestricted Funds
Designated
Brother James Tribute Fund 14,390 15,737
New Generation Fund 350,000 350,000
Legacy Fund 236,283 145,985
General 74,927 50,068
------------------- --------------
TOTAL CHARITY FUNDS 777,585 711,176
========== ========

The directors are satisfied that the company is entitled to exemption from the provisions of the Companies Act 2006 (the Act) relating to the audit of the financial statements for the year by virtue of section 477, and that no member or members have requested an audit pursuant to section 476 of the Act.

The directors acknowledge their responsibilities for:

These financial statements have been prepared in accordance with the provisions applicable to companies, subject to the small companies’ regime. This report was approved and authorised for issue by the trustees on and signed on their behalf by:

Sean Henry - Treasurer Ian Brady - Chair

The notes on pages 24 to 33 form part of these financial statements.

Annual report and financial statements for the year ended 31 March 2025 22

Charity No 1091295

STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 MARCH 2025

2025 2024
£ £
Cash flow from operating activities 51,510 (45,411)
======= =======
Cash flow from investing activities
Interest received 5,809 6,661
Investment income received 10,264 7,884
Purchase of investments (21,670) (70,749)
Sale of investments 3,610 45,362
Investment management fees (3,316) (3,068)
Fixed asset additions (179) -
------------ ------------
Net cash flow from investing activities (5,482) (13,930)
======= =======
Net (decrease)/increase in cash and cash equivalents in the 46,028 (59,341)
year
Cash and cash equivalents at the beginning of the year 352,884 412,225
------------- -------------
Total cash equivalents at the end of the year 398,912 352,884
======== ========
Cash and cash equivalents consist of:
Cash at bank and in hand 398,912 352,884
======== ========
Reconciliation of net income to net cash flow from operating activities
Net movement in funds 66,409 (41,573)
Depreciation 60 -
Interest receivable (5,809) (6,661)
Investment income (10,264) (7,884)
Investment management fees 3,316. 3,088
(Gains)/losses on investment assets 3,930 (15,202)
(Increase)/ decrease in debtors (4,700) (4,700)44,184
(Decrease)/increase in creditors (1,432) (21,363)
------------- -------------
Net cash from operating activities 51,510 (45,411)
======== ========

Annual report and financial statements for the year ended 31 March 2025 23

Charity No 1091295

NOTES TO THE ACCOUNTS TO 31 MARCH 2025

1 ACCOUNTING POLICIES

(a) Basis of Accounting

Reaching the Unreached (RTU-UK) is a registered charity in the United Kingdom, limited by guarantee and registered in England and Wales. The address of its principal office is given in the charity information on page 2 of these financial statements. The nature of the charity’s operations and principal activities are given on pages 7-11 of these financial statements.

The charity constitutes a public benefit entity as defined by FRS 102. The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102), the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102), the Charities Act 2011 and UK Generally Accepted Accounting Practice as it applies from 1 January 2019.

The significant accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all years presented unless otherwise stated.

The accounts have been prepared in sterling (£) which is also the functional currency of the entity.

(b) Going Concern

These financial statements have been prepared on a going concern basis as the trustees believe that no material uncertainties exist. The trustees have considered the level of funds held and the expected level of income and expenditure for twelve months from authorising these financial statements. The budgeted income and expenditure are sufficient with the level of reserves for the charity to be able to continue as a going concern.

(c) Incoming Resources

Income is recognised in the Statement of Financial Activities when the charity has entitlement to the funds, any performance conditions attached to the item(s) of income have been met, it is probable that the income will be received, and the amount can be measured reliably. The following specific policies are applied to particular categories of income:

Annual report and financial statements for the year ended 31 March 2025 24

Charity No 1091295

(d) Expenditure recognition

All expenditure is accounted for on an accruals basis and has been classified under activities that aggregate all costs related to any particular activity. Expenditure is recognised where there is a legal or constructive obligation to make payments to third parties; it is probable that the settlement will be required, and the amount of the obligation can be measured reliably. It is categorised under the following headings:

Irrecoverable VAT is charged as an expense against the activity for which expenditure arose.

(e) Support costs

Support costs are those that assist the work of the charity but do not directly represent charitable activities and include premises costs, office costs, governance costs and administrative costs. They are incurred directly in support of expenditure on the objects of the charity. Where support costs cannot be directly attributed to particular activities, they have been allocated to expenditure on a basis which may be based on activity as represented by direct costs expended on that activity or based on a proportion of staff costs. The analysis of these costs is included in Note 3.

(f) Fund accounting

Funds held by the Charity are either:

Annual report and financial statements for the year ended 31 March 2025 25

Charity No 1091295

Transfers between funds are made to cover deficits on individual restricted funds and to recognise fixed assets acquired with restricted income, but with no further restriction on use, within unrestricted funds.

(g) Legacy Fund

The trustees have established a Legacy Fund into which any legacy received by the Charity will be placed on receipt. Transfers out of the fund to general funds are at the discretion of the trustees and will be made having regard to the charity’s general policy on reserves.

(h) Investment Income

Material amounts of income arising from investments earmarked against any particular fund are added to that fund. Otherwise, income from investments is allocated to the general fund.

(i) Depreciation

Depreciation is calculated to write off the cost of an asset, less its estimated residual value, over the useful economic life of that asset as follows:

(j) Foreign exchange

Transactions denominated in foreign currencies are initially translated into sterling at the exchange rates ruling at the date of the transactions. Monetary assets and liabilities denominated in foreign currencies at the balance sheet date are translated into sterling at the exchange rates ruling at the year end. Foreign exchange differences are dealt with in the income and expenditure account and allocated directly to activities where appropriate to do so.

(k) Fixed Asset Investments

Fixed asset investments are recognised initially at fair value which is normally the transaction price including transaction costs. Subsequently, they are measured at fair value with changes recognised in ‘net gains/(losses) on investments’ in the SOFA if the shares are publicly traded or their fair value can otherwise be measured reliably. Other investments are measured at cost less impairment.

(l) Debtors

Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

(m) Cash at bank and in hand

Cash at bank and cash in hand includes cash and short term highly liquid investments with a short maturity from the date of acquisition or opening of the deposit or similar account.

(n) Creditors and provisions

Annual report and financial statements for the year ended 31 March 2025 26

Charity No 1091295

Creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

(o) Impairment

Assets not measured at fair value are reviewed for any indication that the asset may be impaired at each balance sheet date. If such indication exists, the recoverable amount of the asset is estimated and compared to the carrying amount. Where the carrying amount exceeds its recoverable amount, an impairment loss is recognised in profit or loss unless the asset is carried at a revalued amount where the impairment loss is a revaluation decrease.

(p) Financial Instruments

The charity has only financial assets and liabilities of a kind that qualify as basic financial instruments. These basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value.

Annual report and financial statements for the year ended 31 March 2025 27

Charity No 1091295

2 INVESTMENT INCOME

INVESTMENT INCOME
2025 2024
£ £
Income from investments listed on a recognised stock exchange 10,264 8,376
Interest receivable 5,809 6,169
------------ ------------
16,073 14,545
======= =======

3 TOTAL RESOURCES EXPENDED

See appendix A

4 NET INCOME/(EXPENDITURE) FOR THE YEAR

NET INCOME/(EXPENDITURE) FOR THE YEAR
2025 2024
£ £
This is stated after charging:
Depreciation of tangible fixed assets 60 -
Independent examiner’s remuneration 3,000 3,000
==== ====

5 TRUSTEES REMUNERATION AND EXPENSES

There were no employees during the year, nor the previous year.

The constitution forbids any trustee to be remunerated.

In 2025 2 trustees (2024: 2) had travel expenses of £454 (2024: £932) paid to them.

6 TAXATION

The company is a registered Charity and it is considered that its operations are conducted such that no taxation liability will arise.

7 TANGIBLE FIXED ASSETS

Office Equipment

£

TANGIBLE FIXED ASSETS
Office Equipment
£
Cost
At 1 April 2024 263
Additions 179
At 31 March 2025 442
====
Depreciation
At 1 April 2024 (263)
Charge for year (60)
At 31 March 2025 (323)
====
Net Book Value
At 31 March 2025 119
====
At 31 March 2024 -
====

Annual report and financial statements for the year ended 31 March 2025 28

Charity No 1091295

8 FIXED ASSET INVESTMENTS

FIXED ASSET INVESTMENTS
£
Listed investments:
Market value at 1 April 2024 332,417
Sales in year at market value (4,619 )
Additions in year at cost 21,670
Net increase on valuation at 31 March 2025 (2,921)
--------------
Carrying value (market value) at 31 March 2025 346,547
========
Listed in the UK 70,600
Listed outside the UK 275,947
-------------
346,547
========

These investments are held primarily for an investment return.

9 DEBTORS

9 DEBTORS
2025 2024
£ £
Gift aid recoverable 31,890 35,267
Currency forward purchased 9,571 2,071
Prepayments 5,783 5,103
Accrued income 1,247 1,350
------------ ------------
48,491 43,791
======= =======

10 CREDITORS: Amounts falling due within one year

2025 2024
£ £
Trade creditors 4,778 20
Accruals 11,706 17,896
------------- -------------
16,484 17,916
======= =======

11 CAPITAL

The company has no share capital being limited by guarantee. There are 11 members of the company each of whom has committed to contribute £1 in the event of the company being wound up. There is no one controlling party of the Charity.

Annual report and financial statements for the year ended 31 March 2025 29

Charity No 1091295

12 ANALYSIS OF NET ASSETS BETWEEN FUNDS

For the year ended 31 March 2025

Unrestricted Funds Restricted Funds Total
£ £ £
Tangible fixed assets 119 --- 119
Investments 346,547 -. 346,547
Debtors 48,491 -. 48,491
Bank balances 296,927 101,985 398,912
Creditors (16,484) -. (16,484)
------------- ------------ -------------
675,600. 101,985. 777,585
======== ======= ========

Comparative for the year ended 31 March 2024

Unrestricted Funds Restricted Funds Total
£ £ £
Tangible fixed assets - -. -
Investments 332,417 -. 332,417
Debtors 43,791 -. 43,791
Bank balances 203,498 149,386 352,884
Creditors (17,916) -. (17,916)
------------- ------------ -------------
561,790 149,386. 711,176
======== ======= ========

Annual report and financial statements for the year ended 31 March 2025 30

Charity No 1091295

13 MOVEMENT IN FUNDS

Movement in Funds – for the year ended 31 March 2025

At 1 Apr Incoming Outgoing At 31 Mar
2024 Resources Resources Transfers 2025
£ £ £ £ £
Restricted funds
Administration - 1,125 - (1,125) -
Childcare - 151,468 (162,392) 10,924 -
Community buildings 66,563 24,320 (53,730) - 37,153
Community Outreach & Self-Help - 30,377 (80,249) 49,872 -
Groups
Disability - 75 (15,779) 15,704 -
Education - 66,077 (49,406) - 16,671
Housing 39,665 38,485 (53,075) - 25,075
Medical - 2,093 (66,359) 64,266 -
Tertiary education 22,528 31,327 (40,492) - 13,363
Water resources 20,630 1,220 (12,128) - 9,722
----------- ---------- ----------- ------------ ------------
Total restricted funds 149,386 346,567 (533,610) 139,641 101,984
Unrestricted funds
Designated funds
Brother James Tribute Fund 15,737 3,787 (5,133) - 14,391
Capacity and Contingency Fund 350,000 - - - 350,000
Legacy Fund 145,985 181,939 - (91,641) 236,283
------------- ---------- ----------- ------------ -------------
Total designated funds 511,722 185,726 (5,133) (91,641) 600,674
General funds 50,068 240,817 (167,958) (48,000) 74,927
------------- ----------- ------------- ------------ ------------
Total unrestricted funds 561,790 426,543 (173,091) (139,641) 675,601
------------ ------------ ------------ ------------ ------------
Total funds 711,176 773,110 (706,701) - 777,585
======= ======= ======== ======= ========

In the trustees’ opinion, there were sufficient resources held to enable each fund to be applied in accordance with the restrictions imposed by donors.

Transfers of £139,641 (2024: £200,650) were made between unrestricted and restricted funds to cover deficits on restricted funds that cannot be recovered through future income on the projects concerned.

.

Annual report and financial statements for the year ended 31 March 2025 31

Charity No 1091295

13 MOVEMENT IN FUNDS (continued)

Movement in Funds – comparative for the year ended 31 March 2024

At 1 Apr Incoming Outgoing At 31 Mar
2023 Resources Resources Transfers 2024
£ £ £ £ £
Restricted funds
Administration - 1,125 -. (1,125) -
Childcare - 133,213 (180,963) 47,750 -
Community buildings - 74,295 (25,732) 18,000 66,563
Community Outreach & Self- - 25,515 (69,555) 44,040 -
Help Groups
Disability - 75 (16,443) 16,368. -
Education - 5,664 (81,910) 76,246. -
Housing 36,340 44,873 (37,548) (4,000). 39,665
Medical - 33,251 (36,622) 3,371. -
Tertiary education - 24,351 (1,823) - 22.528
Water resources 23,411 4,459 (7,240) -. 20,630
----------- ----------- ----------- ----------- -----------
Total restricted funds 59,751 346,821 (457,836) 200,650 149,386
Unrestricted funds
Designated funds
Brother James Tribute Fund 16,446 - (709). - 15,737
New Generation Fund 350,000 - -. -. 350,000
Legacy Fund 273,351 10,469 (60). (137,775) 145,985
----------- ----------- ----------- ----------- -----------
Total designated funds 639,797 10,469 (769). (137,775). 511,722
General funds 53,201 225,766 (166,024) (62,875) 50,068
----------- ----------- ----------- ----------- -----------
Total unrestricted funds 692,998 236,235 (166,793) (200,650) 561,790
----------- ---------- ----------- ----------- -----------
Total funds 752,749 583,056 (624,629) 711,176
====== ====== ====== ====== =====

Purposes of Restricted Funds

Administration To provide income to meet the Charity’s UK running costs.

Childcare To provide for orphaned and destitute children and young people in the Children’s Villages.

Community buildings To support the construction of school classrooms, nursery schools, hostels and other facilities.

Community Outreach To provide assistance to destitute elderly or infirm people; to provide support for children in need in their home environment.

Self Help Groups To support micro finance schemes to enable women to set up their own income generating initiatives.

Disability To support services for disabled beneficiaries.

Annual report and financial statements for the year ended 31 March 2025 32

Charity No 1091295

13 MOVEMENT IN FUNDS (continued)

Education To support the education of the poorest children and villagers, through the provision of schools and evening study centres including meeting the costs of teachers’ salaries. Housing To support the construction of low-cost village houses for homeless families. Medical To provide a medical clinic, including work with people who are HIV+ or have AIDSrelated illnesses. Tertiary education To support young people through tertiary education or vocational training after completing school. Water resources To provide essential water supplies, especially through the drilling of borewells.

Purpose of Designated Funds:

Brother James This fund was previously called the Brother Lionel Fund and was established to Tribute Fund provide a special fund available to James Kimpton, the founder of RTU in India, to allow him to exercise his discretion within the Objects of the charity to support initiatives of his choosing within RTU in India. On his death in October 2017, the trustees launched a Tribute Fund in his memory and transferred the existing funds from the Brother Lionel Fund into this new fund.

New Generation The New Generation Fund and other designated funds have been established in Fund order to be able to commit to support any child brought into RTU’s care for the full period of their dependency. The Fund has also been established to meet any emergency need in India and to invest in capacity building in our partner agencies and in the UK. That limit has currently been set at £350,000 by the trustees.

Legacy Fund The Legacy Fund has been established for legacies received to allow a controlled release of funds to RTU in India and for planned programme developments.

14 RELATED PARTY TRANSACTIONS

There were no related party transactions during the year to 31 March 2025 nor during the year to 31 March 2024 requiring disclosure in these financial statements.

Annual report and financial statements for the year ended 31 March 2025 33

REACHING THE UNREACHED

APPENDIX A (NOTE 3) TOTAL RESOURCES EXPENDED FOR THE YEAR ENDED 31 MARCH 2025

Costs directly allocated to activities:
Payments to project partners:
(A) Reaching the Unreached of Village India (RTU-I):
Core funding
Children
Community buildings
Community outreach
Educational programme
Housing
Medical programme
Tertiary education
Water resources
Total Gifts to Reaching the Unreached
(B) Payment to Project Partner Jeevan Jyothi
(C) Payment to Project Partner RUADT
(D) Payment to Arogya Agam
Total Grants Payable
Outgoing resources:
Costs met for RTU India
Cost of raising funds
Costs of goods sold
Costs of supporter trips to India
Total Outgoing Resources
Support costs:
Salaries and administration fees
Premises costs
Office costs
Miscellaneous costs
Professional costs
Communications costs
Travel costs
Finance costs
Governance costs
Investment management costs
Total Support Costs
Total Costs before Governance cost allocation
Governance cost allocation
Total Costs		 Basis of Allocation
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Staff time
Staff time
Staff time/Direct
Direct
Staff time/Direct
Direct
Staff time/Direct
Staff time/Direct
Staff time/Direct
Direct
Usage		 Fundraising Costs
£
-
-
-
-
-
-
-
-
-
-----------
-
-
-
-
-----------
-
======
-
22,233
1,350
-
-----------
23,583
6,941
2,174
18,454
2,079
1,176
2,772
191
426
136
3,316
-----------
37,665
-----------
61,248
8,697
------------
69,945
=======		 Support for India
£
-
162,392
53,730
80,249
49,406
53,075
18,628
40,492
12,128
------------
470,100
41,140
15,779
6,590

--------------
533,609
========
44,251
-
-
-
-----------
44,251
31,755
2,108
6,914
3,213
278
1,848
(182)
203
131
-
------------
46,268
-------------
624,128
8,697
--------------
632,825
=======		 Governance
Total
£
£
-.
-
-.
162,392
-
53,730
-.
80,249
-.
49,406
-.
53,075
-.
18,628
-.
40,492
-.
12,128
-----------
-.
--------------
470,100
-.
41,140
-
-.
-
15,779
6,590
-----------
-.
======
--------------
533,609
========
-.
44,251
.-.
22,233
-.
1,350
-.
-
-----------
-.
--------------
67,834
10,598
49,294
1,493
5,775
777
26,145
40
5,332
197
1,651
-
4,620
66
75
144
773
4,079.
4,346
-.
3,316
-----------
17,394
--------------
101,327
-----------
17,394
---------------
702,770
(17,394)
-
------------
-.
======
---------------
702,770
========		 Year to 31.03.2024
£
-
180,963
11,591
69,555
81,910
37,548
21,906
1,823
7,240
--------------
412,536
14,716
30,584
-
--------------
457,836
========
67,836
16,796
3,418
-
--------------
88,050
55,516
4,656
8,447
1,189
1,134
11,283
2,363
827
5,439
3,088
--------------
93,942
---------------
639,830
-
---------------
639,830
========

REACHING THE UNREACHED

APPENDIX A (NOTE 3) TOTAL RESOURCES EXPENDED COMPARATIVE FOR THE YEAR ENDED 31 MARCH 2024

Costs directly allocated to activities:
Payments to project partners:
(A) Reaching the Unreached of Village India (RTU):
Core funding
Children
Community buildings
Community outreach
Educational programme
Housing
Medical programme
Tertiary education
Water resources
Total Gifts to Reaching the Unreached
(B) Payment to Project Partner Jeevan Jyothi
(C) Payment to Project Partner RUADT
Total Grants Payable
Outgoing resources:
Costs met for RTU India
Cost of raising funds
Costs of goods sold
Costs of supporter trips to India
Total Outgoing Resources
Support costs:
Salaries and administration fees
Premises costs
Office costs
Miscellaneous costs
Professional costs
Communications costs
Travel costs
Finance costs
Governance costs
Investment management costs
Total Support Costs
Total Costs before Governance cost allocation
Governance cost allocation
Total Costs		 Basis of Allocation
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Direct
Staff time
Staff time
Staff time/Direct
Direct
Staff time/Direct
Direct
Staff time/Direct
Staff time/Direct
Staff time/Direct

Direct
Usage		 Fundraising Costs
£
-
-
-
-
-
-
-
-
-
-----------
-
-----------
-
-
-----------
-
======
-
16,798
3,418
-
-----------
20,216
7,606
1,753
4,743
239
963
7,841
438
455
108
3,088
-----------
27,234
-----------
47,450
9,745
------------
57,195
=======		 Support for India
£
-
180,963
11,591
69,555
81,910
37,548
21,906
1,823
7,240
------------
412,536
------------
14,716
30,584
--------------
457,836
========
67,836
-
-
-
-----------
67,836
35,961
1,699

3,234

949

100

3,442
1
1,815
208

105
-
------------
47,513
-------------
573,185
9,450
--------------
582,635
=======		 Governance
Total
£
£
-.
-
-.
180.963
-
11,591
-.
69,555
-.
81,910
-.
37,548
-.
21,906
-.
1,823
-.
7,240
-----------
-.
-----------
--------------
412,536
--------------
-.
14,716
-.
30,584
-----------
-.
======
--------------
457,836
========
-.
67,836
.-.
16,798
-.
3,418
-.
-
-----------
-.
--------------
88,052
11,949
55,516
1,204
4,656
470
8,447
1
1,189
71
1,134
9 ---
11,283
110
2,363
164
827
5,226.
5,439
-.
3,088
-----------
19,195
--------------
93,942
-----------
19,195
---------------
639,830
(19,195 )
-
------------
-.
======
---------------
639,830
========		 Year to 31.03.2023
£
-
147,268
11,052
55,174
75,157
47,837
25,391
76,173
4,273
--------------
442,325
--------------
23,193
21,329
--------------
486,846
========
69,967
8,896
1,825
6,894
--------------
87,582
43,855
2,664
10,946
278
151
9,850
1,684
895
4,419
2,777
--------------
77,519
---------------
651,947
-
---------------
651,947
========