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2025-03-31-accounts

Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

CONSOLIDATED FINANCIAL STATEMENTS

FOR THE

YEAR ENDED 31 MARCH 2025

COMPANY NO: 04328611

CHARITY NO: 1091280

COHEN ARNOLD

Chartered Accountants & Registered Auditors New Burlington House 1075 Finchley Road London NW11 0PU

Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

FINANCIAL STATEMENTS

YEAR ENDED 31 MARCH 2025

CONTENTS PAGES
Legal and Administrative details 1
Report of the Trustees 2
Report of the Auditors 6
Consolidated Statement of Financial Activities 10
Consolidated Balance Sheet 11
Charity Balance Sheet 12
Consolidated statement of cash flows 13
Notes to the Financial Statements 14

Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

YEAR ENDED 31 MARCH 2025

LEGAL AND ADMINISTRATIVE DETAILS

Name: Latate Limited
Status: Incorporated registered charity
Company No. 04328611
Charity No. 1091280
Registered and Principal Office Address: 82 Bewick Road
Gateshead
Tyne & Wear
NE8 1RS
Charity Trustees: Mr H Emanuel
Mrs A Schleider
Mr S Schleider
Mr Y Schleider
Mrs M Silver
Mr L Wittler
Secretary: Mr S Schleider
Auditor: Cohen Arnold
New Burlington House
1075 Finchley Road
London NW11 0PU
Bankers: Lloyds Bank

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE) COMPANY LIMITED BY GUARANTEE

TRUSTEES’ ANNUAL REPORT

YEAR ENDED 31 MARCH 2025

The Trustees, who are also directors for the purposes of company law, have pleasure in presenting their Annual Report together with the Consolidated Financial Statements of the Charity for the year ended 31 March 2025.

REFERENCE AND ADMINISTRATIVE DETAILS

Reference and administrative details are shown in the schedule of members of the board and professional advisers on page 1 of the financial statements.

Trustees

The trustees who served the charity during the period were as follows:

Mr H Emanuel Mrs A Schleider Mr S Schleider Mr Y Schleider Mrs M Silver Mr L Wittler

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing Document

As the Charity is a Company limited by guarantee, its governing documents are its Memorandum and Articles of Association.

The Trustees of the Charity are legally responsible for the overall management and control of the Charity and meet regularly. None of the Trustees have any beneficial interest in the Charity.

All Trustees give their time voluntarily and no benefits or expenses were paid to them during the year.

New Trustees are appointed based on personal competence, specialist skills, availability and knowledge of and contact with institutions professing and teaching the principles of traditional Judaism and the advancement of religion in accordance with the Jewish faith. New Trustees are inducted into the workings of the Charity by the existing Trustees and are given access to the Charity Commission publications.

Group Structure and Relationships

The charity has the following non-charitable subsidiary:

Company
Gateshead Bayis Limited (reg No 07737841)
82 Bewick Road, Gateshead
Tyne & Wear NE8 1RS
Percentage
Nature of Business
Holding
Property Investment
100%

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE) COMPANY LIMITED BY GUARANTEE

TRUSTEES’ ANNUAL REPORT (Continued)

YEAR ENDED 31 MARCH 2025

During the year, Latate Limited received donations of £163,00 (2024: £150,000) from Gateshead Bayis Limited.

OBJECTIVES AND ACTIVITIES

The charity is established to further those purposes both in the United Kingdom and abroad recognised as charitable by English Law particularly the advancement of education and religion in accordance with the Orthodox Judaism and the relief of poverty.

The charity receives income mainly from its investment properties, its subsidiary undertaking and by donations from persons and entities connected to the trustees which it utilises in the provision and distribution of grants and donations. The aim is to distribute these profits to organisations that fall within the objectives of the Charity. The charity’s principal activity throughout the year was the provision and distribution of such grants and donations, and no change is envisaged in the immediate future.

The Charity is organised so that the trustees meet regularly to manage its affairs. The charity does not employ any staff or use voluntary assistance. Administration of the charity is dealt with by the trustees.

The Trustees confirm their compliance with the duty to have due regard to the public benefit guidance published by the Charity Commission when reviewing the Charity’s aims and objectives and in planning future activities.

ACHIEVEMENTS AND PERFORMANCE

During the year the Charity continued its philanthropic activities in support of religious, educational and other charitable institutions and the aggregate of donations made by the charitable group was £919,596 (2024: £596,027). The benefits that these charities provide include the provision of financial support and basic necessities to the poor, Jewish education and places of worship for the Orthodox Jewish Community.

No change in activities is envisaged in the immediate future.

The financial results of the Charity and its Subsidiary Undertakings for the year ended 31 March 2025 are fully reflected in the attached Financial Statements together with the Notes thereon.

FINANCIAL REVIEW

Reserves Policy

The Charity maintains Reserves in order to ensure that it is in a position to continue its grant-making activities and cover contingencies of additional calls being made upon the Charity for support of organisations or institutions in times of need.

As at 31 March 2025, the Charity has total funds of £10,688,587 (2024: £11,201,281), the vast majority of which was invested in line with its investment policy. The reserves of the Charity are reviewed periodically by the Trustees.

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LATATE LIMITED (LIMITED BY GUARANTEE) COMPANY LIMITED BY GUARANTEE

TRUSTEES’ ANNUAL REPORT (Continued)

YEAR ENDED 31 MARCH 2025

Investment Policy

Under the Memorandum and Articles of Association, the charity has the power to make any investment, which the Trustees see fit. The Trustees regularly review the Charity's position and needs in respect of the investment policy.

The Charity's Investment Policy is to make investments of its free funds which provide a secure stream of income with potential for increases in capital growth with particular preference for low risk secure property investments.

Grant Making Policy

The policy is to assist in the furtherance of Jewish education and religion, relieve poverty, assist with those in need of medical help and to alleviate hardship wherever possible. All applications and requests are considered on their own merit and in conjunction with the objectives of the charity.

Risk Management

The Trustees have assessed the major risks to which the Charity is exposed, in particular those related to the operations and finance of the Charity, and are satisfied that systems are in place to mitigate its exposure to those risks.

PLANS FOR FUTURE PERIODS

The Trustees plan to continue to make distributions in accordance with their grant making policy and ensure that the ability to generate sufficient income is maintained to achieve that end.

TRUSTEES' RESPONSIBILITIES STATEMENT

The Trustees are responsible for preparing the Trustees’ Annual Report and Financial Statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the Trustees to prepare Financial Statements for each financial year which give a true and fair view of the state of affairs of the Charitable Company and the group and of the incoming resources and application of resources, including the income and expenditure of the charitable group for that period.

In preparing these Financial Statements, the Trustees are required to:

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE) COMPANY LIMITED BY GUARANTEE

TRUSTEES’ ANNUAL REPORT (Continued)

YEAR ENDED 31 MARCH 2025

TRUSTEES' RESPONSIBILITIES STATEMENT ( Continued)

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Charity’s transactions and disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the Financial Statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the Charity and the group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Each of the persons who is a Trustee at the date of approval of this report confirms that:

SMALL COMPANY PROVISIONS

This report has been prepared in accordance with the provisions applicable to companies entitled to the small companies exemption.

Registered office: Signed by order of the trustees 82 Bewick Road Gateshead[Sdurider] Tyne & Wear |[Shamai] 6910A902C6454FB...DocuSigned by: NE8 1RS S SCHLEIDER Company Secretary

……………………22/12/2025

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF LATATE LIMITED

YEAR ENDED 31 MARCH 2025

OPINION

We have audited the financial statements of Latate Limited (the ‘parent charity’) and its subsidiary (the ‘group’) for the year ended 31 March 2025 which comprise the Consolidated Statement of Financial Activities, the Consolidated and Parent Charity Balance Sheets, the Consolidated Cash Flow Statement and notes to the financial statements, including a summary of significant accounting policies. The Financial Reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

BASIS FOR OPINION

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

CONCLUSIONS RELATING TO GOING CONCERN

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group and parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

OTHER INFORMATION

The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. The trustees are responsible for the other information. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF LATATE LIMITED (cont.)

YEAR ENDED 31 MARCH 2025

OPINION ON OTHER MATTER PRESCRIBED BY THE COMPANIES ACT 2006

In our opinion, based on the work undertaken in the course of the audit:

MATTERS ON WHICH WE ARE REQUIRED TO REPORT BY EXCEPTION

In the light of the knowledge and understanding of the group and parent charity and its environment obtained in the course of the audit, we have not identified material misstatements in the trustees' report.

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

RESPONSIBILITIES OF TRUSTEES

As explained more fully in the trustees' responsibilities statement, the trustees (who are also the directors for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the group and parent charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the group or the parent charity or to cease operations, or have no realistic alternative but to do so.

AUDITOR'S RESPONSIBILITIES FOR THE AUDIT OF THE FINANCIAL STATEMENTS

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF LATATE LIMITED (cont.)

YEAR ENDED 31 MARCH 2025

identified frameworks amongst our audit team and remained alert to any indications of noncompliance throughout the audit. We ensured that the engagement team had sufficient competence and capability to identify or recognise non-compliance with laws and regulations.

Owing to the inherent limitations of an audit, there is an unavoidable risk that we may not have detected some material misstatements in the financial statements, even though we have properly planned and performed our audit in accordance with auditing standards. For example, the further removed non-compliance with laws and regulations (irregularities) is from the events and transactions reflected in the financial statements, the less likely the inherently limited procedures required by auditing standards would identify it. In addition, as with any audit, there remained a higher risk of non-detection of irregularities, as these may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal controls. We are not responsible for preventing noncompliance and cannot be expected to detect non-compliance with all laws and regulations.

As part of an audit in accordance with ISAs (UK), we exercise professional judgment and maintain professional scepticism throughout the audit. We are also:

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF LATATE LIMITED (cont.)

YEAR ENDED 31 MARCH 2025

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

USE OF OUR REPORT

This report is made solely to the parent charitable company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company's members those matters we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and the charitable company's members as a body, for our audit work, for this report, or for the opinions we have formed.

New Burlington House 1075 Finchley Road London NW11 0PU

BENNY BRENIG (Senior Statutory Auditor) For and on behalf of COHEN ARNOLD Chartered Accountants & Statutory Auditor

………………………. 22/12/2025

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

CONSOLIDATED STATEMENT OF FINANCIAL ACTIVITIES

YEAR ENDED 31 MARCH 2025

(INCORPORATING THE CONSOLIDATED INCOME AND EXPENDITURE ACCOUNT)

2025 2024
Unrestricted Funds Unrestricted Funds
Note £
£
£ £

INCOME & ENDOWNMENTS:
Donations & legacies 3 50,000 12,500
Investments 4 1,231,522 1,215,210
------------------------------------------------ ------------------------------------------------
TOTAL 1,281,522 1,227,710
EXPENDITURE ON
Raising funds:
Investment management costs 5 (525,659) (595,632)
Charitable Activities 6 (939,437) (615,745)
------------------------------------------------ ------------------------------------------------
TOTAL EXPENDITURE (1,465,096) (1,211,377)
------------------------------------------------ --------------------------------------
NET INCOMING/(OUTGOING) RESOURCES (183,574) 16,333
Net gains/(losses) on investments 8 (329,120) 272,063
------------------------------------------------ --------------------------------------
NET (EXPENDITURE)/INCOME BEFORE
TAXATION (512,694) 288,396
Taxation 9 - 52,500
------------------------------------------------ ------------------------------------------------
NET (EXPENDITURE)/INCOME FOR THE
YEAR AND MOVEMENT IN FUNDS (512,694) 340,896
Reconciliation of funds:
Total funds brought forward 11,201,281 10,860,385
------------------------------------------------ ------------------------------------------------
TOTAL FUNDS CARRIED
FORWARD 10,688,587 11,201,281
=============================================== ===================================================

None of the Group's activities was acquired or discontinued during the financial year or in the previous year.

The group has no recognised gains or losses other than those reflected in the above statement of financial activities for the financial year or for the previous year.

The notes on pages 14 to 26 form part of these financial statements.

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

CONSOLIDATED BALANCE SHEET

AS AT 31 MARCH 2025 31 MARCH 2025
2025 2024
Note £ £ £ £
£
FIXED ASSETS
Investments 10 16,065,000 16,215,000
CURRENT ASSETS
Debtors 11 769,955 802,022
Cash at bank 248,345 884,338
–––––––––––––––––––––––– ––––––––––––––––––––––––
1,018,300 1,686,360
CREDITORS: Amounts falling due CREDITORS: Amounts falling due
within one year 12 (1,233,718) (1,230,003)
–––––––––––––––––––––– –––––––––––––––––––––
NET CURRENT
ASSETS/(LIABILITIES) (215,418) 456,357
–––––––––––––––––––––––– ––––––––––––––––––––––––
TOTAL ASSETS LESS CURRENT LIABILITIES 15,849,582 16,671,357
CREDITORS: Amounts falling due CREDITORS: Amounts falling due
after more than one year 13 (4,681,761) (4,990,842)
PROVISIONS 14 (479,234) (479,234)
–––––––––––––––––––––––– ––––––––––––––––––––––––
NET ASSETS 10,688,587 11,201,281
================================================= ==================================================
FUNDS
Unrestricted income funds 15 10,688,587 11,201,281
--------------------------------------------------- ---------------------------------------------------
TOTAL FUNDS 10,688,587
===================================================
11,201,281
===================================================

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the Board on ……………… and signed on its behalf by: 22/12/2025

[Sdurider] |[Shamai] DocuSigned by:

S SCHLEIDER

Trustee

Company Registration No: 04328611

The notes on pages 14 to 26 form part of these financial statements.

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

BALANCE SHEET

AS AT 31 MARCH 2025

2025 2024
Note £ £
£
£ £
£
FIXED ASSETS
Investments 10 12,905,239 13,085,617
CURRENT ASSETS
Debtors 11 748,715 751,425
Cash at bank 210,750 864,527
--------------------------------------------- ---------------------------------------------
959,465 1,615,952
CREDITORS: Amounts falling due
within one year 12 (406,335) (419,905)
---------------------------------------------- ---------------------------------------------
NET CURRENT ASSETS 553,130 1,196,047
--------------------------------------------------- ---------------------------------------------------
TOTAL ASSETS LESS CURRENT LIABILITIES TOTAL ASSETS LESS CURRENT LIABILITIES 13,458,369 14,281,664
CREDITORS: Amounts falling due
after more than one year 13 (2,769,782) (3,080,383)
--------------------------------------------------- ---------------------------------------------------
NET ASSETS 10,688,587 11,201,281
=================================================== ===================================================
FUNDS
Unrestricted income funds 15 10,688,587 11,201,281
--------------------------------------------------- ---------------------------------------------------
TOTAL FUNDS 10,688,587
===================================================
11,201,281
===================================================

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the Board on ……………… and signed on its behalf by: 22/12/2025

[Sdurider] |[Shamai] DocuSigned by:

S SCHLEIDER

Trustee

Company Registration No: 04328611

The notes on pages 14 to 26 form part of these financial statements.

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

CONSOLIDATED STATEMENT OF CASH FLOWS

YEAR ENDED 31 MARCH 2025

2025 2024
Unrestricted Funds Unrestricted Funds
Note £ £ £ £
Cash Flows from Operating Activities:
Net Cash Used in Operating Activities 18 (869,437) (653,245)
Cash Flows from Investing Activities
Dividends, Interest and Rents from
Investments 1,106,325 928,781
Proceeds from Sale of Investments - -
Decrease/(Increase) in Loan Investments - 220,000
Purchase of Investments (179,120) (892,937)
---------------------------------------------- ----------------------------------------------
Net Cash Provided by Investing
Activities 927,205 255,844
Cash Flows from Financing Activities
Repayments of Borrowing (330,511) (59,463)
Interest Paid (363,250) (389,477)
---------------------------------------------- ----------------------------------------------
Net Cash Received/(Used) in Financing
Activities (693,761) (448,940)
---------------------------------------------- ----------------------------------------------
CHANGE IN CASH AND CASH
EQUIVALENTS IN THE YEAR (635,993) (846,341)
CASH AND CASH EQUIVALENTS
AT 1 APRIL 2024 884,338 1,730,679
---------------------------------------------- ----------------------------------------------
CASH AND CASH EQUIVALENTS
AT 31 MARCH 2025 19 248,345 884,338
============================================== ==============================================

The notes on pages 14 to 26 form part of these financial statements.

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS

YEAR ENDED 31 MARCH 2025

1. ACCOUNTING POLICIES

The financial statements have been prepared in compliance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

The Consolidated Financial Statements incorporate the results of the charity and its subsidiaries for the year ended 31 March 2025. These are adjusted, where appropriate, to conform to group accounting policies.

The following accounting policies have been used consistently in the preparation of the Group's Financial Statements.

1.1 BASIS OF ACCOUNTING

The Financial Statements have been prepared under the Historical Cost Convention, as modified by the inclusion of fixed asset investments at fair value, and in accordance with Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (“FRS 102”), the Companies Act 2006 and the SORP 2015.

The financial statements are prepared in sterling (rounded to the nearest pound), which is the functional currency of the entity.

The trustees have concluded that it is appropriate for the financial statements to be prepared in accordance with the accounting principles appropriate to a going concern, as the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future by meeting its liabilities and commitments as they fall due, based on the net current asset position of the group and available support and sources of finance.

The trustees believe that there are no material uncertainties about the charity’s ability to continue.

Judgements made by the Trustees, in the application of these accounting policies that have significant effect on the financial statements and estimates with a significant risk of material adjustment in the next year are discussed in Note 17.

The Company meets the definition of a public benefit entity under FRS 102.

A separate Statement of Financial Activities, or Income and Expenditure Account for the Company itself is not presented in accordance with Section 408 of the Companies Act 2006.

1.2 INCOMING RESOURCES

This includes income from bank deposit accounts, rentals received from property assets (net of VAT), and grants and donations received by the Group. The abovementioned items are included in the Financial Statements on an accruals basis.

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

1 ACCOUNTING POLICIES ( Continued

1.3 PROPERTY OUTGOINGS

Property outgoings are recognised in the consolidated statement of financial activities in the year in which they are incurred.

1.4 GOVERNANCE COSTS

Governance costs include costs of the preparation and audit of financial statements and the cost of any legal advice to Trustees on governance or constitutional matters.

1.5 INVESTMENT GAINS AND LOSSES

This includes any gains or losses on the sale of investments and any gains or losses resulting from revaluing investments to fair value at the end of the year.

1.6 DEFERRED TAX

Deferred tax is provided on timing differences which arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in the financial statements. The following timing differences are not provided for: differences between accumulated depreciation and tax allowances for the cost of a fixed asset if and when all conditions for retaining the tax allowances have been met. Deferred tax is not recognised on permanent differences arising because certain types of income or expense are non-taxable or are disallowable for tax or because certain tax charges or allowances are greater or smaller than the corresponding income or expense.

Deferred tax is provided in respect of the additional tax that will be paid or avoided on differences between the amount at which an asset (other than goodwill) or liability is recognised in a business combination and the corresponding amount that can be deducted or assessed for tax.

Deferred tax is measured at the tax rate that is expected to apply to the reversal of the related difference, using tax rates enacted or substantively enacted at the balance sheet date.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

There are no deferred tax provisions for the parent Charity; it is exempt from tax due to its charitable status on the basis all income and gains will be applied solely for qualifying charitable purposes.

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328 LATATE LIMITED (LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

1 ACCOUNTING POLICIES ( Continued )

1.7 INVESTMENT PROPERTY

Investment properties are properties which are held either to earn rental income or for capital appreciation or for both. Investment properties are recognised initially at cost. Subsequent to initial recognition investment properties are held at fair value.

Investment property fair value is based on an open market valuation by the Trustees who have extensive experience in the field of property investment and valuation accumulated over a considerable period of time. Any gain or loss arising from a change in fair value is recognised in the Statement of Financial Activities (SOFA) and taken to Unrestricted Funds.

No depreciation is provided in respect of investment properties applying the fair value model.

1.8

DISPOSALS OF PROPERTIES

The Group generally holds its properties for the long term in order to generate rental income and capital appreciation although in the right circumstances any property could be available for sale. When an outright sale does occur the resulting surplus based on the excess of sales proceeds over valuation is included within the Group's profit on ordinary activities, and taxation applicable thereto is shown as part of the taxation charge. Disposals are recognised on the date the significant risks and rewards of ownership have been transferred.

1.9 INVESTMENTS IN SUBSIDIARY UNDERTAKINGS

Shareholdings acquired are initially recorded at cost and subsequently included at Trustees’ best estimate of fair value (in accordance with the SORP 2015) based on the net asset value. The net asset values of the subsidiary undertakings reflect fair values of their underlying properties held for investment; any surplus or deficit on revaluation is recognised in the SOFA and taken to Unrestricted Funds.

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

1. ACCOUNTING POLICIES ( Continued )

1.10 FINANCIAL INSTRUMENTS

The Charity has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value.

Rental and other debtors are recognised initially at transaction price plus attributable transaction costs. Subsequent to initial recognition they are measured at amortised cost using the effective interest method, less any impairment losses. If the arrangement constitutes a financing transaction, for example if payment is deferred beyond normal business terms, then it is measured at the present value of future payments discounted at a market rate for a similar debt instrument.

Rent in advance and other creditors are recognised initially at transaction price less attributable transaction costs. Subsequent to initial recognition they are measured at amortised cost using the effective interest method. If the arrangement constitutes a financing transaction, for example if payment is deferred beyond normal business terms, then it is measured at the present value of future payments discounted at a market rate for a similar debt instrument.

Cash and cash equivalents comprise cash balances and call deposits. Bank overdrafts that are repayable on demand and form an integral part of the group’s cash management are included as a component of cash and cash equivalents for the purpose only of the cash flow statement.

1.11 LIABILITY RECOGNITION

1.12 FUND ACCOUNTING

Unrestricted Funds are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and in accordance with relevant law.

Designated Funds are Unrestricted Funds, which have been set-aside at the discretion of the Trustees for specific purposes. There are no designated funds as at the balance sheet date.

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

1. ACCOUNTING POLICIES ( Continued )

Non-Charitable Funds are Unrestricted Funds and comprise the net aggregate reserves of the Charity’s subsidiary computed by reference to the accounting policies of the subsidiaries.

Restricted Funds are funds subject to specific restricted conditions imposed by donors. There are no Restricted Funds as at the Balance Sheet date.

2. GROUP FINANCIAL STATEMENTS

These financial statements consolidate the results of the charity and its subsidiaries.

During the year the parent charitable company had gross income including donations of £1,074,371 (2024: £1,011,902) and net deficit in funds of £512,694 (2024: £340,896 surplus).

3. INCOME FROM DONATIONS AND LEGACIES

Donations and legacies relate to amounts received from entities connected to the trustees.

4. INVESTMENT INCOME

4. INVESTMENT INCOME
2025 2024
£ £
Income from UK investment properties 1,180,189 1,150,441
Interest receivable 51,333 64,769
─────── ──────
1,231,522 1,215,210
──────────── ────────────
5. INVESTMENT MANAGEMENT COSTS
2025 2024
£ £
Investment property costs 154,269 191,484
Interest payable and similar charges 362,245 391,033
Investment management costs 9,145 13,115
─────── ──────
525,659 595,632
─────── ──────
6. COSTS OF CHARITABLE ACTIVITIES BY ACTIVITY TYPE
Grant Support Total Total
funding Costs Funds Funds
activities 2025 2024
£ £ £ £
Charitable donations 919,596 1,041 920,637 596,945
Governance costs - 18,800 18,800 18,800
─────────── ───────────
────────────
──────────
919,596 19,841 939,437 615,745
=========================================== ========================================== ============================================ ====================================

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

6. COSTS OF CHARITABLE ACTIVITIES BY ACTIVITY TYPE ( Continued)

All charitable activities relate to unrestricted funds.

All donations were paid to charitable institutions whose objects are in line with the objects of the charity which include the relief of poverty, the advancement of education and the furtherance of religion.

The following donations were made during the year ended 31 March 2025:

Yad Moshe Ltd (120371)
Chasdei Sholom (1142505)
Mifal Hachesed Vehatzdokoh (1139320)
Clapton Support And Advice (1172663)
College for Higher Rabbinical Studies (803466)
Sows Charity (1197951)
Chevras Mo’oz Ladol (295818)
Bait Limud Vchesed (1174642)
Tzidkas Yermiyuhi Ltd (1197739)
Friends of Yeshiva Daas Sholem Shotz (1070789)
Partio Charitable Trust (1115637)
Other donations below £20,000
400,000
59,000
58,000
50,000
38,000
28,000
25,100
25,000
25,000
25,000
25,000
161,496
919,596

7.1 GOVERNANCE COSTS

Auditors' Remuneration

2025 2024
£ £
18,800 18,800
──────────── ────────────
18,000 18,800
============================================== ==============================================

7.2 STAFF COSTS AND EMOLUMENTS

No salaries or wages have been paid to any employee or Trustee by the Charitable Company or any subsidiary undertaking. No Trustee expenses have been incurred.

8. NET GAINS/(LOSSES) ON INVESTMENTS

2025 2024
£ £
Losses on disposal of investments - -
Unrealised gains/(losses) on investments (329,120) 272,063
------------------------------------------------ --------------------------------------
(329,120) 272,063
============================================== ==============================================

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Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

9. TAXATION

Major components of tax expense

Major components of tax expense
2025 2024
£ £
Deferred tax:
Origination and reversal of timing differences - (52,500)
Impact of change in tax rate - -
---------------------------------------------- ----------------------------------------------
Taxation -
==============================================
(52,500)
==============================================

All tax is recognised in the Consolidated Income and Expenditure Account.

Reconciliation of tax expense

The tax assessed on the net income for the year is lower than the standard rate of corporation tax in the UK of 25% (2024: 25%).

2025 2024
£ £
Net income/(expenditure) before tax (512,694) 288,396
============================================== ==============================================
Net income/(expenditure) by rate of tax (128,174) 72,099
Income exempt from (Expenses not deductible for)/tax 149,958 (42,721)
Timing difference on unrealised gains - (52,500)
Gift aid paid post year end (21,784) (29,378)
---------------------------------------------- ----------------------------------------------
Taxation -
==============================================
(52,500)
==============================================

10. INVESTMENTS

Investment
Group Properties Total
£ £
FAIR VALUE
At 1 April 2024 16,215,000 16,215,000
Additions 179,120 179,120
Disposals - -
Revaluation (329,120) (329,120)
---------------------------------------------- ----------------------------------------------
At 31 March 2025 16,065,000 16,065,000
----------------------------------------------
---------------------------------------------- ---------------------------------------------- ----------------------------------------------
Historical cost at 31 March 2025 16,121,805 16,121,805
Historical cost at 31 March 2024 15,942,685 15,942,685
============================================== ======================================================

- 20 -

Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

10. INVESTMENTS (Continued)

Investments
Investment in Subsidiary
Charity Properties Undertakings Total
£ £ £
FAIR VALUE
At 1 April 2024 11,000,000 2,085,617 13,085,617
Additions 179,120 - 179,120
Disposals - - -
Revaluation (329,120) (30,378) (359,498)
- ---------------------------------------------- ---------------------------------------------- ----------------------------------------------
At 31 March 2025 10,850,000 2,055,239 12,905,239
---------------------------------------------- ---------------------------------------------------- ---------------------------------------------- ------------------------------------------------
Historical cost at 31 March 2025 13,177,715 1 13,177,716
Historical cost at 31 March 2024 12,998,595 1 12,998,596
============================================== ============================================== ==============================================

The aggregate amount of assets, liabilities and funds of the subsidiary undertakings are as follows:

Fixed Assets Net Current Long Net
Liabilities Term Assets
£ £ Liabilities
£ £
Gateshead Bayis Limited 5,215,000 (768,548) (2,391,213) 2,055,239

- 21 -

Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

10. INVESTMENTS (Continued)

Summary profit and loss account of the active subsidiary undertakings

Gateshead
Bayis Limited
£
Net rental income 287,462
Administrative expenses (9,145)
Net valuation gains/(losses) on investment property -
––––––––––––
OPERATING PROFIT/(LOSS) 278,317
Interest payable (145,695)
––––––––––––
PROFIT/(LOSS) BEFORE TAXATION 132,622
Taxation -
––––––––––––
PROFIT/(LOSS) FOR THE YEAR 132,622
Charitable Donations to Parent Charity (163,000)
––––––––––––
TOTAL COMPREHENSIVE INCOME/(DEFICIT)
FOR THE YEAR (30,778)
===============

11. DEBTORS

The Group The Group The Charity The Charity
2025 2024 2025 2024
£ £ £ £
Trade debtors 48,521 105,198 39,257 62,097
Other debtors 721,434 696,824 709,458 689,328
–––––––––––––––––––––– –––––––––––––– –––––––––––––– ––––––––––––––––––––
769,955 802,022 748,715 751,425
============================================ ================== ================== ================

12. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

The Group The Group The Charity The Charity
2025 2024 2025 2024
£ £ £ £
Bank loans and overdrafts 123,121 149,100 100,000 129,000
Amounts due to group undertakings - - - -
Taxation 24,559 22,037 19,995 19,448
Accruals and other creditors 1,086,038 1,058,866 286,340 271,457
–––––––––––––––––– ––––––––––––––––––––– ––––––––––––– ––––––––––––––––––––
1,233,718 1,230,003 406,335 419,905
====================================== ================= =========== ==============_

- 22 -

Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

12. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR (Continued)

Accruals and other creditors includes the following amounts due to companies of which some of the Trustees of this charity are amongst the Directors:

The Group The Group The Charity The Charity
2025 2024 2025 2024
£ £ £ £
Greenbale Limited 210,000 210,000 - -
Deanmoor Limited 57,000 57,000 - -
Dyce Limited 112,500 112,500 12,500 12,500
Wolsey Investments Limited 30,000 42,500 - 12,500

13. CREDITORS: Amounts falling due after more than one year

The Group The Group The Charity The Charity
2025 2024 2025 2024
£ £ £ £
Mortgage loans 4,676,702 4,985,783 2,769,782 3,080,383
Other creditors 5,059 5,059 - -
----------------------------------------- ----------------------------------------------- ---------------------------------------- -----------------------------------------------------
4,681,761 4,990,842 2,769,782 3,080,383
======================================= =================== ============================================ ===================

The above mortgage loans are secured by legal charges over some of the group’s properties.

Included within creditors: amounts falling due after more than one year is an amount of £Nil (2024: £1,568,879) in respect of liabilities payable or repayable by instalments which fall due for payment after more than five years from the reporting date.

14. PROVISION FOR LIABILITIES

The movement in the deferred taxation provision during the year was:

Investment
Group Property
Total
£ £
At 1 April 2024 479,234 479,234
Movements during the year - -
---------------------------------- ----------------------------------
At 31 March 2025 479,234 479,234
=============== ===============

- 23 -

Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

15. UNRESTRICTED INCOME FUNDS

UNRESTRICTED INCOME FUNDS
Non
Charitable Charitable Total
Group Funds Funds Funds
£ £ £
Balance at 1 April 2024 9,115,664 2,085,617 11,201,281
Net income/(expenditure) for the year (482,316) (30,378) (512,694)
---------------------------------------------- ---------------------------------------------- ----------------------------------------------
Balance at 31 March 2025 8,633,348 2,055,239 10,688,587
============================================== ============================================== ==============================================
Charitable Total
Charity Funds Funds
£ £
Balance at 1 April 2024 11,201,281 11,201,281
Net income/(expenditure) for the year (512,694) (512,694)
---------------------------------------------- ----------------------------------------------
Balance at 31 March 2025 10,688,587
==============================================
10,688,587
==============================================

16. ANALYSIS OF NET ASSETS BETWEEN FUNDS

Net
Fixed Current Long Term
Group Assets Liabilities Liabilities Total
£ £ £ £
Unrestricted Income Funds 16,065,000 (215,418) (5,160,995) 10,688,587
---------------------------------------------- ---------------------------------------------- ---------------------------------------------- ----------------------------------------------
Total Funds 16,065,000 (215,418) (5,160,995) 10,688,587
============================================== ============================================== ============================================== ==============================================
Net
Fixed Current Long Term
Charity Assets Assets Liabilities Total
£ £ £ £
Unrestricted Income Funds 12,905,239 553,130 (2,769,782) 10,688,587
---------------------------------------------- ---------------------------------------------- ---------------------------------------------- ----------------------------------------------
Total Funds 12,905,239 553,130 (2,769,782) 10,688,587
============================================== ============================================== ============================================== ==============================================

- 24 -

Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328

LATATE LIMITED (LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

17. ACCOUNTING ESTIMATES AND JUDGEMENTS

(i) Property valuation

The valuation of the group’s property portfolio is inherently subjective, depending on many factors, including the individual nature of each property, its location and expected future net rental values, market yields and comparable market transactions (as set out in Note 10). Therefore, the valuations are subject to a degree of uncertainty and are made on the basis of assumptions which may not prove to be accurate, particularly in periods of difficult market or economic conditions. As noted in Note 1.7 above, all the group’s properties are valued by the Trustees who have extensive experience in the field of property investment and valuation.

(ii) Trade debtors

Management uses details of the age of trade debtors and the status of any disputes together with external evidence of the credit status of the counterparty in making judgements concerning any need to impair the carrying values.

18. RECONCILIATION OF NET INCOME TO NET CASH USED IN OPERATING ACTIVITIES

2025 2024
£ £
Net income/(expenditure) for the year (512,694) 340,896
Adjustments for:
(Gains)/losses on investments 329,120 (272,063)
Interest payable 362,245 391,033
Dividends, interest and rents from investments (1,068,108) (1,010,611)
(Increase)/decrease in debtors 20,000 (50,000)
Increase/(decrease) in creditors - -
(Decrease)/increase in provisions for liabilities - (52,500)
---------------------------------------------- ----------------------------------------------
Net cash used in operating activities (869,437)
==============================================
(653,245)
==============================================

19. ANALYSIS OF CHANGES IN NET DEBT

At 1 April 2024
£
Cash at Bank
884,338
_
Total cash and cash equivalents
884,338
Debt due within one year
(149,100)
Debt due after one year
(4,985,783)
_

Total
(4,250,545)
Cash Flows
£
(635,993)
_
(635,993)
25,979
309,081
_

(300,933)
At 31 March 2025
£

248,345
_

248,345
(123,121)
(4,676,702)
_

(4,551,478)

- 25 -

Docusign Envelope ID: B9BD2D82-8AB7-4EF6-9AD1-9A6E3804F328 LATATE LIMITED (LIMITED BY GUARANTEE)

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2025

20. RELATED PARTY TRANSACTIONS

There are no related party transactions other than as disclosed in the notes to the financial statements.

- 26 -