CHARITY REGISTRATION NUMBER: J090784
THE ZECHARIA CHARJTABLE TRUST
Unaudited Financial Statements
For the year ended
31 March 2025
COHEN ARNOLD
CHARTERED ACCOUNTANTS
LONDON NWI I OPU

THE ZECHARIA CHARITABLE TRUST
Financi¢il Statements
Year ended 31 March 2025
PAGES
Trustees, Aiiiiiial Report
I to2
Ijidependent exaininer's report to the trustees
Statement of Financial Activities
Statement of Financial Positio
Notes to the Financial Statements
6t012

THE ZEI CHARJA CHARITABLE TRUST
Trustees, Annual Report
Yelir ended 31 M4Tr1"ch 2025
The trLlStees pi-esent theii- i-epoit and the iiiiaudited fiiiaiicial statements of the cliarity for the yeai- elided
31 Marcli 2025.
RL.ference 2nd administrative details
The 7ecliaria Charilable Tiust
Reuistered charity name
Charity registration number
Princip21 office
1090784
141 B Upper Clapton Road
London
E5 9DB
The trustees
Mr E Englander (Chairnjan)
Mr J L Weiss
Mr P N Bra]Jder
Independent exan]iner
Asher Sternlicht FCA
CoheJ] Arnold
Chartered Accountants
New Burlington House
1075 Finchley Road
London
NWII OPU
Structure) govei-nance And management
Governing Document
The charity is governed by a Trust Deed dated 14 September 2001.
Appointment 2nd Recruitment of Trustees
Tlie Trustees adniinister the day-to-day affairs of the charity. Every Trustee liolds offjce until helshe
sliall die or sl)all cease to liold offjce by virtue of the Tnist Deed.
None of tlic trustees liave aiiy beneficial interest in the charity-
Where there is a requirement for new I rustees, Ihcse would be identifIed aiid appointed by tlie remaiiiino
Ti-uslees. I"hc Cliairmaii of the Trustees would be responsible for tlie induction of any new "frustee,
which involves awai-eiiess of a TTustee's i-esponsibil ities, tlie oovern iiio dociir]ienl, adm inistralivc
procedui-es: the Iiistory aiid philosophical appJ-O¢ich of the Charity. A iiew Triistec would receive copies
of the pi-cvious year's annual report and accounts witli detailed explanation tliereof.
Risk Mana(vement
Tlie trustees have identified and reviewed the major risks to whicli the Cliarity is exposed, in particular
those related to tlie opei-ations aDd fijiaiice of the Charity arjd are satisfied tliat syslei)Is are iii place to
IT] itioate those risks.
It is i-ecooiiised ihat systeiT]s cali only provide reasoiiable biit not Ic bsolute assuraiice tliat major i-isks
l)ave been 41dequately iiianaged.

TF.IE ZECHARIA CHARITABLE TRUST
Trustees, Annu491 Report (coJJiiiiiiL'IlJ
Ye&ir ended 31 March 2025
Objeclives and activities
Tlie Charity is establislied to furtliei- those purposes botli iii the Uii ited Ki112doiii aiid abi-oad i-ecoonised
as cliaritable by Engl ish Law. Pui-suant lo ihe objects and Iiaviiig regard to tlie gLI idance of ihe Chai-ity
Conimissioii relating to Pliblic Beiiefit, the Truslees made orants to reliLTiOUS, ediicatioi)al and
oroanisation foi. the relief of poveity.
Groni Making Policy
The Trustees are approached for donations by a wide variety of charitable institutioy)s operating in tlie
Uiiited Kin¢ydoJJ) and abroad. The Triistees consider all i-equests whicli tliey receive and make donations
based on the level of fuiids available.
Grants aT)d donations iii tlie year totalled £66,000 (2024: £76,750)-
Financial review
Income from donations and iiivestments aggregated £54,920. Total resources expeT)ded were £86,318
resulting in net deficit of £31,398.
The Charity"s StateiTJent of FiT]ancial Activities shows a net deficit of £31,398 (2024: £26,023 deficit)
aiid total reserves of £731,893 (2024: £763,291).
The financial results of the Cliarity's activities for ihe year to 31 Marcli 2025 are fully reflected in the
attached Financial Statements togeilier with the Notes thereon.
Reserves Policy
The Reserves Pol icy of the Trustees is to Tnaintain unrestricted fuiids, wliicli aj-e tlie free reserves of the
Charity, at a level they coiisider appropriate to tlie Cliarity's iieeds taking into accouiit likely future
requirements.
P12ns for future periods
The Trustees plaT] to continue making disti-ibutioiis in accordaiice witli their grant-making policy aiid to
ensure Iliat tlie ability to oenerate siiffJcRent income is Inaintaiiied to achieve tliat end.
The ti"ustees' annlial report was approved on £1 .￿.4￿LA£y. lo26 and signed on belialf of ihe board of
trustees by..
Mr E Englander
Trustee

THE ZECHARIA CHARITABLE TRUST
Independent Ex4Trminer's Report to the Trustees of
The Zech<?ria Ch4iritable Trnst
Ye41r ended 31 March 2025
I report to the ti-ustees oji iny exaiiiiT)ation of tlje financial stateineiits of The Zecliaria Chai-ilable Ti'LisI
('Ihe cliarity,) for the year elided 31 Marcli 2025.
RESPONSIBILITIES AND BASIS OF REPORT
As the trustees of tlie cliarity you are i-esponsible for the preparation of the fiTJancsal stateirjents in
accordance witli the requirements of the Charities Act 2011 ('the Act,).
I report iii respect of my examination of tlie charity's finaiicial statements carried out under sectioii 145
of tlie 2011 Act and in carryiiig out my examination I have followed all the applicable Directions given
by the Charity Commission under section 145(5)(b) of the Act.
INDEPENDENT EXAMINER'S STATEIVIEf4T
I have completed my examination. I confirm that no Inaterial matters have come to my attention in
connection with the examination giving me cause to believe that in any material respect-
accountin(y records were not kept in respect of the charity as required by section 130 of ihe
the financial statemenls do not accoTd witl) those records. or
the finar]cial statemeiits do not comply with the applicable requirements concernsng the form
and coiitent of accounts set out in tlie Charities (Accounts and Reports) Regulatioiis 2008
otlier thali aiiy requiremeiit that the accouiits give a 'true and fair, view wliich is not a IiiiL ttei.
considered as part of an independeiit examination.
I have no concei-ns aiid liave come across no otlier matters in connection with the examination to whicl)
attentloii should be drawn iii this i-eport in order to enable a proper LinderstaT]diiig of the accoiiiits to be
reached.
Asher Steriiliclit FCA
Independent examiiiei-
COHEN ARNOLD
Cliartered accountants
New Burlinutoii House
1075 Finchley Road
LONDON
NWI I OPU
2q
Dale:
2026

THE ZE4 CHARIA CHARITABLE TRUST
Statement of Financial Activities
31 March 2025
2025
Unrestricted
funds Total funds Total funds
2024
Note
Income and endowments
Investmey]t income
54,920
54,920
59,545
Tot21 income
54,920
54,920
59,545
Expenditure
Expendittlre on raising funds:
Investment management costs
Expeiiditure on charitable activities
Total expenditure
(19,178)
(67,140)
(86,318)
(19,178)
{67,140)
(86,318)
(7,677)
(77,891)
(85,568)
Net gains on investments
Net expenditure and net movement ij) funds
(31,398)
(31,398)
(26,023)
Reconciliation of funds
Total fui)ds brought forward
Total funds carried forward
763,291
763,291
731,893
789,3J4
731,893
763,291
Tlie statement of financial activities includes all cTains and losses recognised in the year.
All income and expenditiire derive from continuing activities.
Tlie notes on p-Iges 6 1(> 12 forin p:Irl of tl)ese fin?ncii1 stitem ents.

THI ZECHARIA CHARITABLE TRUST
Statement of Finlincial Position
31 March 2025
2025
2024
Fixed assets
Iiivestmerjts
12
755,000
755,000
Current 2ssets
Debiors
Cash at bank and in hand
13
9,463
9,559
7,988
28,787
19,022
36,775
Creditors: amounts falling due
within one year
Net current (liabilities) l assets
Total assels less eurrent liabilities
14
(42,129)
(28,484)
(23,107)
731,893
8,291
763,291
Net assets
731,893
763,291
Funds of the charity
Unrestricted funds
731,893
763,291
Total charity funds
15
731,893
763,291
These fii)ancial statements were approved by the board of trustees and authorised for issue on
29 JWknF4Èy2oL and are signed on behalf of the board by:
MI'EEn
Trustee
l(Inder
The noits 011 paoes 6 10 12 form piri of these fin.g nciRI 5tiiemcnts.

THE ZECHARJA CHARITABLE TRUST
Notes to the Financi21 Statements
Year ended 31 March 2025
General information
Tlie charity is registered charity iii En(yland and Wales and is uniiicorporated. The address of the
principal office is 141B Upper Clapton Road, London, E5 9DB.
Statemerlt of compliance
T]iese financial stateinents have been prepared in conipli¢iiice willi FRS I O? 'Tlie fiiiaiicil¢1
Reportino
Standard applic1£ ble in ihe UK aiid tlie Rcpublic of Irelajid,, tlie Stalen)ciil otr-
Recommended Practice app l iLable to Lharities prLpl¢ l-ill c) Iliei r ilLcoLiiils in accordince Nviili Ilie
Financial Reporting Staiidard applicable in the Uk aiicl Republic ol" IrLland (FRS I U!
l (Cliai-i LILS
SORP (FRS 102)) and the Cliarities Act 2011.
Accountin
t> policies
Basis of preparation
The financial statements have been prepared on the Iiistorical cost basis, as modifjed by the
revaluation of certain fiiiancial assets and liabilities ￿]d investment properties measured at fair
value through income or expenditure.
The financial stateinents are prepared in sterling, wliich is the functional curr¢FJcy of the entity.
Judgements and key sources of eslimation uncertainty
In tlje application of the charity's accounting policies, the ti-ustees are required to make judgemeiits,
estimates aTyd assiimptions abolit the carrying ainoiints of assets and liabilities that are not readily
apparerjt from otlier sources. The esliinc?IL's aiicl associated <lS%IIIT)Ptions are bascd on lii£iofic¢11
experience and other factors tliat are coiibi(ILI'Ld to be relevant. ALILial results may clil-lcr fi-oiii IIIL'.%L
estimates.
The estimates and underlyin(y assumptions are r¢viewed oil an ongoing basis. Revisions to
accounting estimates are recognised iii the period in which the estimate is revised if tl)e revision
affects only tliat period, or in ilie period of the revisioii aiid future periods if the revision affects
botl) Clirrent and futui'e periods.
The valuatioii of investmeni properties is inherently subjective, depending oji many factors,
iiicludinu tlie individlial iiature of cach property, its locat joll £iiicI LNpeLlccl fiiliii'e iiel i-Llltal VL11Lies:
market yields and coinparable market transactions. Thei-efc)rc IIIL Vlc ILinlioiis I'c siil)jeLt to a dcoi-ee
of iincertainty and are Imade on the basis of assumptions which may not prove to be acclirate,
particiilarly in periods of difficult market or economic conditions.
Income tax
Tlie charity is not l iable to direc( taxation on its income or oasns, whether realised or not, as it falls
within tlie various exernptioiis liable to registcred cliarities. Accordingly. the charity does Jiot
recogiiise aiiy deferi-ed t£1X liability on revaluations of investmenls as iio tax would be due in the
event of a disposal as tlie chai-ity would benefit from ihe relevant exemptions, as it will apply all
fiiiids for qLialifyin(y cliarltable piirposes.

THE ZECHARJA CHARITABLE TRUST
Notes to tl)e FinThncial Stlé temenls (c'épniiiiiiéél)
Year ended 31 M1¥ 1.ch 2025
Accounlin(y policies (eoiiiiniieil)
Investmenl Properties
Investmeiit propeities are properties wliicli are held either to earn rental income or for capital
appreciatioii or for botli. Investmeiit properties are recognised initially at cosl.
Subsequent to initial recogTJition
(i) InvestiT)ent properties whose fair value can be measured reliably wtthout undue cost or effort
are held al tair value. Any (yains or losses arisiiig from changes in the fair value are recoLFnised in
the incoine Éind expenditure account in tlie period tl)at they arise; and (li) No depirciation is
provided in respeci of investment properties applying ih¢ fair value model.
Investment property fair valiie is detern)ined by tlie trustees based on professional valuations, their
understandin(y of property mai-ket conditions and the specific pi'operties concenied using a sales
valuation approach, derived froni recent comparable transactions on the market, adjusted by
applying discoiints to reflect status of occiipation and cor)dition.
Acquisitions and disposals of properlies
Acquisitions and disposals of properties are considered to take place at the legal completion and
are included in Il)e financial statenienls accordingly.
Trade debtors
The tnistees use details of the aoe of irade debtors and the slatus of any disputes togetl)er witji
external evldeiice of the credit siatus of the counterparty in inaking judgements concerning any
need to impair the carrying values.
Fund accountino
Geiici',I11111resli-icted I'iinds coinprise tl)e acciimulated sui'pliis or deficit on i iicome aiid CXPL'nclilLII'e
aCLOIITII. '"I-IILV are IlVLiilable for use at the discretion ol. Ilie ti'iistcis in furilier11)Le of ilic gciici-al
objectives of the cliarity.
Restricted funds are fuiids siibject to specific resti-icted conditions imposed by donors. There are
no resti-icted fiinds as at tlie Balance Sheet date.
Designated funds are funds wh icli liave been set aside at tlie discretioii of tlie trustees for specifjc
purposes. Tl)ere are no desigiiated fiinds as at the Balance Sheet date.
Incoming resources
All iiicom ing resoiirces are iiicluded iii tlie statement of financial activities when eT]litleiT]enl lias
PaSSLd to tl)e iliai-ity; it is pt'obable tliat the ecuiii)Inic beiiefi Is associiilLcl Kvitli tl)L transaclloii will
floiv t() the c111( rilv ¢iiid the ainolint can be reliably iYLasui-Ld. The fol Ioiviii ij SPLcific policies are
applied to particular cateoories of iiicoine=
income froin donalior]s or gi-<inls is recogiiised wheji there is evidence of eiititlement to (he
jft, receipt is probable aiid its ainolinl cali be measured i-el iably.
legacy income is recogn ised Th,l)en i-eceipi is probable and eiitiilemeT]l is established.
iiicome froiii donated ooods is Ineasured at tlie fair valLJe of the aoods unless tliis is
impractical to IneasLlI-e reliablv: iii wl)icli case the valiie is dei'ived froiii the cost to ilie doi)or
oi- ilie estimated resale valLie. Doiialed facilities <iiid seivices are recorjiiised iii the accounls
wlieii received if ihe value cali be I'eliably nieasui'ed. No anioiiiits clre iiicliided for tlie
coiiiribLltion of aeiiei-<l I volLiiiieei's.

TFIE ZECHARIA CHARITABLE TRUST
Notes to the Financial St4ltementS (conliiiii¢il)
Year ended 31 March 2025
Accounting policies (¢oJiiiiiiiefl)
Incoming resouj'ees (Coiilinuec4
income from contracts for the supply of services is reco(ynised with the delivery of the
coiitracled service. This is classified as Linrestricted fiinds unless there is a contractual
requirement for it to be spent on a particular purpose and returned if unspent, in which case
it may be reoarded as restricled.
Resources expended
Expenditure is recognised oJ] ali accriials ba515 as a liability is incLirred. Expenditure includes any
VA fwhich cannot be fully recovered, and is classified under headings of the statement of financial
activities to which it relates-.
expenditui'e on raisiiig fiinds iiicludes the costs of all fuiidraising activities, events, J]on-
Iiaritable tradin (r activities, and the sale of donated goods.
expenditure oil charitable activitTres includes all costs incurred by a charity in undertaking
activities that further its charitable aims for the benefjt of its beneficiaries, includiDg those
support costs aTJd costs relatii)g to the governanc¢ of the cliarity apportioned to charitable
activities.
other expenditiire iiicludes all expenditure tliat is neither related to raising funds for the
charity nor part of its expenditure on cliaritable activities.
All costs are allocated to expenditure categories reflecting the use of tlie resource. Direct cosls
attributable to a single activity al-e allocated directly to tliat activity. Shared costs are apportioned
between th¢ activities they coy)Iribute to on a reasonabl¢, justifiable and consistent basis.
Gr3nts payable
These are oiily recounised iii the accoui)ts when a commitment has been made and there are no
Conditions to be met relating to the (Fraiit which remair) in the control of the charity.
Financial instruments
A finaiicial asset or a finaiicial liability is recognised only wheii tlie entity becomes a party to the
contractual provisi0115 of the iiistruiTJent.
Basic financial instruillents are inilially recoTrnised at the amount receivable or payable includijig
any related transaction casts: uiiless the arraii(yemenl conftitules a fiiiaiicing transaction, where it
is recogiiised at the pi-esent value of tlie fiitiire payments discoiinted at a niarket rate of interest for
a sim ilar debt instninieiit.
Current assets and current liabilities are subsequently measured at the cash oi. oiher consideralion
expected to be paid or received and not discounted.
Debt instrumeiits are subsequeiitly measured at amortised cost.
FiT]aiicial assets tliat are Ineasured at cost oi- ainorlised cost al-e i-evieived for objective evidence of
impairinent at tlie end of each reporting dale. If iliei-e is objective evideiice of impaij-ment, an
iin pairinent loss is recogiiised linder tlie appropi-iate headiiio jii the statement of financial activities
iii whicli the iiiili81 gain was reco1711ised.
Aiiy i-evei-sals of impaii'ine31t are i-ecooiiised imined lately, lo tlie extent tliat the reversal does iiot
resiilt iii a cai-rvii]o aiiioiint of ilie fiiiic iicial asset tliat exceeds wliat tlie cai-ryiiio amoiiiil WOLild have
beeli hild tlie impa iriiieiil Iioi previoiislv beeii i-econnised.

THE ZECHARJA CHARITABLE TRUST
Notes to the Financial Statements (coNiiniie¢l)
Yeai. ended 31 March 2025
Investment income
Unrestricted Tot21 Funds Unrestricted Total Funds
Funds
2025
Funds
2024
Income from UK investment
properties
Interest receivable
54,641
279
54,641
279
58,703
842
58,703
842
54,920
54,920
59,545
59,545
Investment management costs
Unrestricted Total Funds Unrestricted Total Funds
Funds
2025
Funds
2024
Investment property mana(ye)J)ent
costs
19,178
19,178
7,677
7,677
Expenditure on charitable activities by fund type
Unrestricted Total Funds Unrestricted Total Funds
Funds
2025
Funds
2024
Doiiations Paid
Support costs
66,000
1,140
67,140
66,000
1,140
76,750
76,750
3,141
67,140
77,891
77,891
Expenditui"e on charitable aclivities by aclivity type
Grant
fiindiiig of
aclivities
Support Total funds Total funds
costs
2025
2024
Donations Paid
Governance costs
66,000
66,000
1,140
76,750
1,141
77,89
,140
1,140
66,000
67,140

THE ZECHARIA CHARITABLE TRUST
Notes to the Financial St4TrtementS (cohrinite(l)
Year ended 31 March 2025
Analysis of grants
2025
2024
Grants to institutions
Donations Paid
66,000
76,750
76,750
Total grants
66,000
All donations were made to charities whose objectives are in line witli the objectives of the charity.
The composition of donations is shown below.
01am Chessed Yiboneh
VHLT Limited
50,000
16,000
66,000
Net income
Net income is stated after charging:
2025
2024
Fees payable to the ijjdependent exaiT)iner for-
Snd¢pendent examination of the financial statements
1,005
1,005
10. Staff costs
No salaries or wages have been paid to employees during the year.
No staff were employed by the charity during ihe reporting period
I l. Trustee remuneralion 2nd expenses
No s(111¢ ries or WiL gyes have betiii paid to employees, includin4J the trustees, during the yL'ar. The
chari ty (l lil not ii)Lci aiiy indiv iÉlLial expeiises incuj-red by the trustees for services proviclo(I to the
cliarity-

THE ZECHARIA CHARITABLE TRUST
Notes to the Financial Stailements (coiiiiniieil)
Year ended 31 rch 2025
12. Investments
Investment
properties
Total
Valuation
At I April 2024 aJid at 31 Marcli 2025
755,000
755,000
CarryTrn(F amollnt
At 31 March 2025
755,000
755,000
At 3 1 March 2024
755,000
755,000
The charity's investment properties were valued by the trustees at 31 March 2025 based on
th¢ ti-ustees, understanding of property ]narket conditioF]s and the specifjc properties
concerned, using a sal¢s valuation approach, derived from recent comparable transactions on
the market, adjusted by applying discounts to reflect status of occupation and condition.
b. The historical cost of the properties is £1,004 (2024: £1,004)-
13. Debtors
2025
2024
Rents and charoes receivable
Other debtors
6,863
2,600
9,463
5,288
2,700
7,988
14. Creditors: amounts falling due withirl one year
2025
2024
Trade creditors
Otlier creditors
9,240
32,889
42,129
10,121
18,363
28.484
15. Analysis of charitable funds
Unrestricted funds
At I
April
2024
At31
Mareh
2025
Income Expendilure
General fliiids
763.291
54,920
(86,318)
731,893
Atl
Api-il
A131
Marcl)
2024
Incoine Expend itiire
Geiiei-al fLiiids
789.J14
59,545
(85,568)
763,291

THE ZECHARJA CHARITABLE TRUST
Notes to the Financial Statements (ct>iiiiJiii¥fl)
Year ended 31 March 2025
16. Analysis of net assets between funds
Uiirestricted Total Funds Uiirestricted Total Funds
Funds
2025
Funds
2024
Investments
Current assets
Creditors less than one year
Net assets
755,000
19,022
{42,129)
731,893
755,000
19,022
(42,129)
731,893
755,000
36,775
(28,484)
763,291
755,000
36,775
(28,484)
763,291
17. Related parties
There have been no related party transactions in the reporting period that require disclosure.