2022-03-31-accounts

CONTENTS		Page
Introduction	and Chairman's Report
Report ofthe	Trustees	1-7
Report ofthe	Independent Auditors	8-11
Consolidated	Statement ofFinancial Activities
Consolidated	and Purest Charity Balance Sheets	13
Consolidated	Statement ofCash Flows	14
Notes to the Financial Statements		15-26

CONSOLIDATED STATEME Expenditure Account) FORTHEYEAR ENDED 31MARCH 2022	NT OF	FINANCIAL ACi	5v/ITIES (inclu	ding Consolidated	income snd
					Total		Total
		Unrestricted	Designated	Restricted	Fuuds		Funds
	Note	Funds	Funds	Funds	2022		2021
		g		K
Income snd Endowments
Donations and						'
legacies		47,447			47,447		23,488
income from charitable
activities:
Grants from public
authorities and other
grants Welfare services		102,962 1,037,572		168,433	271,395 1,037,572		373,246 886,977
Incon2epom other trading
activities:
Trading subsidiary
Other non charitable
trad!ng Fund raising activities		12,159			12,159		40,269 172
Investment income	3	20			20		47
Total income and endowments		1 160		168+33	~368.593		1324.199
Expenditure
Expenditure on raising
funds
Trading subsidiary
Other non charitable
trading	7	13478 13,4'/8			13,478 13,478		13,344 13,344
Expenditure on charitable activities	8	1,162,533		168,498	14331,031		1,210,605
Total expenditure		1,176,011		165498	136S515		~3323 49
Net income/(expenditure)		24,149		(65)	24,084		100,250
Transfers between funds:
Net movement in funds for the year		24,149		(65)	24,084		100,250
Reconciliation offunds
Total Funds brought forward at 1 April 2021		241,617		4,097	245,714		145,464
Total Funds carried forward March 2022	at31	265766		4,632	2469,798		245714

BALANCE SHE	ET	S AS AT31MARC	H 2022
						Churl
				2022	2021	2022
				8	8
Fixed Assets
Investments			2			1		1
Tangible assets			14	15,680	21,810	15,680		21,810
		Total Fixed Assets		15,680	21,810	15,681		21,811
Current Assets
Stocks			15	4,134	6,791	4,134		6,791
Debtors			16	165,703	139,145	166,170	147,326
Cash on short tenn deposit
Cash at bank and in	hand			142735	141031	142268	132850
	Total Current Assets			312,572	286,967	312,572	286,967
Liabilities
Creditors falling due	within one year		17	56,634	51,921	56634		51 921
Net Current Assets				255,938	235,046	255,938	235,046
Total assets less current liabilities				271,618	256,856	271,619	256,857
Creditors: falling due		after more	18	1,820	11,142	1,820		11,142
than one year
Net Assets				269,798245714		269799	245715
The funds ofthe charity:
Umestricted income	funds		20	265,766	241,617	265,767	241,618
Designated funds			19
Restricted income funds			19	4,032	4,097	4,032		4,097
Total charity funds				269798	245,714	269799	2	715

			Note	2022	2021
Cash used in operating activities			21	4,906	57 08
Cash flows from investing	activities
luteresi income				20	47
Purchase oftangible fixed assets			14	(3322)	(8,283)
Cash provided hy (used in) investing
activities				3 02	823
Cash flows from financing	activities
Increase (decrease) in cash	and cash
equivalents in the year				1,704	49,172
Cash aud cash equivalents	at the
beginning ofthe year				141,031	91,859
Total cash and cash equivalents		at
the end ofthe year				142735	141031

Depreciation
Depreciation is provided	at the following rates to write offall tangible assets over their useful lives.
Computer hardware Computer software Office equipment Other equipment Leasehold	25% StraightLine 33%StraightLine, 10%StraightLiue 25% Straight Line Duratiou ofLease
improvements

				2022	2021
Profit and loss account:
Turnover
Salaries, National Insurance	and peusion
Travel and subsistence
Stafftraining and recruitment
Rent, cleaning and utilities
Telephone, postage, stationery		and IT
Repairs, renewals and insurance
Depreciation
Miscel1aneous
Publicity
Audit Fees
Operating profit
Gifi Aid paid to Age UK Bedfordshire			Ltd
Profit / Loss for the year
Profit and loss account brought		forward
Profit and loss account carried		forward
Balance Sheet
Current assets:
Debtors
Cash at bank and in hand				467	8,181
Current Liabilities:
Intercompany account				466)	(8,180)
Represented by:
Share capital
Profit and loss account

Income from donations and legacies:	Income from donations and legacies:				Unrestricted	Restricted	Total	Total
					Funds	Funds	2022	2021
								8
Donations Legacies					6,467 40 980		6,467 40980	16,357 ~7131
					47,447		47,447	23,488
Other non charitable trading income:
					Funds	Funds	2022	2021
							8	8
Other income					12,159		12,159	40,269
					rr 159		12,159	40,269
Grants fram government or public					Unrestricted	Restricted	Total	Total
authorities and other grants received:					Funds	Funds	2022	2021
							8	8
Bedford Borough Council Social Services						14,355	14,355	14,352
Central Bedfordshire Social Services						29,785	29,785	29,785
Age UKEon Infonuation and Advice Project								15,252
Age UK Handyperson Pmject						11,389	11,389	8,816
Central Bedfordshire Council TFN						8,500	8,500	8,500
Bedford Borough Council - TFN						8,000	8,000	8,000
Henry Smith Charity								25,500
Age UK Covid Appeal Funding								32,398
Armed Forces Covenant Fund								19,218
The Clothworkers' Foundation - Equipment			Grant					5,000
Bedfordshire Police								25,000
Bedfordshire and Luton Community	Trust							7,000
Lottery COVID-19 Response								10,000
Groundwork UK - Tesco								500
HMRC Coronavirus Job Retention	Scheme					4,779	4,779	81,372
Age UKEmergency Appeal Funding								32,055
Bedford Borough Council COVID	Grants				3,162		3,162	20,098
Bedford Borough Council Infection	Control		Grant		12,000		12,000	3,000
Central Bedfordshire Infection Coauol Grant					54,800		54,800	27,400
Bedford Bomugh Council Vaccine	inequalities			Grant		4,930	4$30
Central Bedfonishire Vaccmations	Grant					1,800	1,800
Central Bedfordshire British Red Cross		Handover				17,013	17,013
Central Bedfordshire A dt EReduction						33,196	33,196
The Wixamtree Trust						10,000	10,000
Groundwork UK One Stop Community		Partnership				1,000	1,000
NHS Link Project						22,186	22,186
Anglian Water Priority Services Register						1,500	1,500
Bedford Borough Council - Ageing	Well				8,000		8,000
Bedford Borough Council - Hot Boxes					10,000		10,000
Central Bedfordshire Council - Hot	Boxes				10,000		10,000
Sainsburys The Neighbourly -Hot	Boxes				1,000		1,000
Age UKWinter Health Grant					2,000		2,000
Age UKExtretae Weather Grant					2,000		2,000
					102,962	168,433	271,395	373,246

	Resources expended	Resources expended	on	nou	nou
	charitable					Unrestricted		Designated	Restricted	Total	Total
	activities:					Funds		Funds	Funds	2022	2021
	Salaries, National	Insurance			and
	pension					13,478				13,478	13,344
	Travel snd subsistence
	Rent, cleaning and utilities
	Food - Sandy lunch club
						13,478				13,478	13,344
	Resources expended		on
	charitable					Unrestricted		Designated	Restricted	Total	Total
	activities:					Funds		Funds	Funds	2022	2021
								g
	Salaries, National	Insurance			and
	pension					243,143			84,067	327310	320,289
	Welfare services - workers'
	wages					639,316			41,706	681,022	598,161
	Stafftraining and	recruitment				9,378			1,592	10,970	4,811
	Travel and subsistence					79,336			5,303	84,639	75,644
	Rent, rates, cleaning and			utilities		44,371			18,276	62,647	59,742
	Telephone, postage, stationery
	and IT					39,881			9,856	49,737	44,968
	Repairs, renewals	tk insurance				12445			3,442	15,687	21,338
	Depreciation					6,026			2,197	8223	8,823
	Bad debts					4,709			272	4,981	4,815
	Miscellaneous					18,915			1,273	20,188	11,950
	Publicity					1,922			514	?9436	2,050
	Governance costs	(see note			9)	63 291				63,291	58,014
						1.16253			168498	1,331,031	1.210.605
	Analysis ofgovernance			eostst						2022	2021
										g
	Salaries, National	Insurance			aud
	pension									36,186	38,880
	Travel and subsistence									344	175
	Audit fees and other professional
	charges									13,609	7,156
	General ofFice									10,265	9,226
	Depreciation									1,130	1,195
	Bank charges									1,374	1,017
	Subscriptions									383	365
	Room hire
										63 291	58.014
10	Net Incoming Resources									2022	2021
											g
	This is stated atter charging:
	Depreciation									9,352	10,018
	Auditor's remuneration									7,416	5,970
							20

11	StaffCosts	and Trustees' remuneration	and Trustees' remuneration	2022	2021
	Wages aud	salaries		1,023,775	923,449
	Employer's	National Insurance		26,848	22/54
	Pension costs			7274	24,872
				1,057.097	970675
	One employee received emoluments		off60,000 or over (2021:Nil)
	The average	number ofemployees	was;	2022	2021
				Number	Number
	Welfare services workers			110	105
	Welfare services staff
	Information	and advice
	Administration
				1'.10	126
	Full time
	Part Time			122	121
				130	126

	Tangible Fixed
4	Assets
		Leasehold	Computers	Ofgce	Other
		Improvements	&Software	Equipmeot	Equipment		Total
	Cost
	At beginning of year Additions	45,588	78,780	32,680 588	26,748 2,634	7,194	190,990 3,222
	Disposals			(340)			(340)
	At eud ofyear	45 588	78,780	32928	29382	7,194	193072
	Depreciation At beginning of year Charge for year Disposals	43,043 392	70,342 3,518	28,914 1,171 (340)	20,046 3,912	6,835 359	169,180 9,352 (340)
	At end ofyear	43,435	73,860	29,745	23,958	7,194	178,192
	Net BookValue at
	end ofyear	2,153	4,920	3,183	5,424		15,680
	Net Book Value at
	beginning ofyear	2,545	8,438	3,766	6702	359	21 810
15	Stock			Grau		Charitv
				2022	2021	2022	2021
						g
	Christmas cards			488	478	488	478
	Postage stamps Keysafes Uniforms			137 735 2,694	181 2,603 3,363	137 735 2,694	181 2,603 3,363
	Aids			70	97	70	97
	Personal Alarms			10	69	10	69
				4 134	6.791	4 134	6 791
16	Debtors			Grou		Cba
				2022	2021	2022	2021
					5	g
	Trade debtors:					136,48
	welfare services			136,484	117,506	4	117,506
	Prepayments and accrued income			29219	21 639	29,686	29820
						166,17
				165,703	139,145	0	147,326

17	Creditors - Amounts	falling due	Group		Chari
	within one year		2022	2021	2022	2021
						0
	Accruals		9,600	13,732	9,600	13,732
	Other taxation and Social Security		12,014	6,622	12,014	6,622
	Other creditors		35,020	31,567	35,1126	31 567
			56634	51.921	56634	51921
18	Creditors - Amounts	falling due atter	Group		Cbari
	more than one year		2022	2021	2022	2021
	Pension deficit		1.829	11 142	1,820	11,142

funds was as follo	w	s:-
									At
						At 1.4.21	incoming	Outgoing	31,3,22
People Fund						2,006			2,006
Advice services							91,984	(91,984)
Welfare services							76,449	(76,449)
Warmer/Healthy		Homes	Hardship		Fund	1,824		(65)	1,759
Fund for Disadvantaged						267			267
Total Restricted		Funds				4,097	168433	~168,498	4,032
									At
						At 1.4.20	Incoming	Outgoing	31.321
						g			g
People Fund						2,006			2,006
Advice services							220,394	(220,394)
Welfare services							70,299	(70,299)
Wanner/Healthy		Homes	Hardship		Fund	2,200		(376)	1,824
Fund for Disadvantaged						267			267
Total Restricted		Funds				4473	290,693	7291,11697	4097
Designated Funds
										At
						At 1.4.21 f	Incoming g	Outgoing	Transfers	313.22
Pension Fund
Age UK Buckinghamshire				Acquisition
Total Designated		Funds
										At
						At 1.4.20	Incoming	Outgoing	Transfers	31.3.21
						g	g
Pension Fund						10,000		(10,000)
Age UK Buckinghamshire Total Designated Funds				Acquisition		10,000		~30 000
Unrestricted Funds - Group
										At
						At 1.4.21	Incoming	Outgoing	Transfers	312.22
						g
Accumulated	Trust Fund					241,617	1,200,160	(1,176,011)		265,766
Ncn-charitable	trading		fund
						241 617	1,200, 160	~1.776,011		~265 766
										At
						At 1.4.20	Incoming	Outgoing	Transfers	31,3.21
							g
Accumulated	Trust Fund					130,991	1,033,506	(922,880)		241,617
Non-charitable		trading	fund			130991	1 D33.9D6	~922,000		241,617

	Unrestricted Fun	ds - Charity
								At
			At 14t.21	Incoming		Outgoing	Transfers	31.3.22
					f.
	Accumulated	Trust Fund	241,618	1,200,160		(1,176,011)		265,767
			241 618	1,20D	160	~))76011)		265,767
								At
			At 1.4.20	Incoming		Outgoing	Transfers	31.3.21
					8
	Accumulated	Trust Fund	130,992	1,033,506		(922,880)		241,618
			130,992	1,033,306		~922,080)		241,618
20	Analysis ofNet Assets Between Funds
						2022
			Unrestricted			Designated	Restricted	Total
				Funds		Funds	Funds
							8
	Tangible Fixed Assets			15,680				15,680
	Net Current Assets Creditors ofmore than one year		251,906 ~)820)				4,032	255,938 ~),820
				265,766			4032	269,798
						2021
			Unrestricted			Designated	Restricted	Total
				Funds		Funds	Funds
				g
	Tangible Fixed Assets			21,810				21,810
	Net Current Assets Creditors ofmore than one year		230,949 ~))142				4,097	235,046 ~)) 142
				241,617			4,097	245,714
21	Reconciliation	ofnet movement	in funds tonet	cash flow from		operating activities

		2022	2021
Net movement in funds		24,084	100,250
Add back depreciation charge		9,352	10,018
Add back loss on disposal
Deduct interest income shown in
investing activties		(20)	(47)
Decrease (increase) in stock		2,657	(2,265)
Decrease (increase) in deb'ters Increase (decrease) in creditors		(26,558) ~44,609	(17,999) ~32,349)
Net cash used in operating actvities		4,906	57,408
	25

	Annual	Annual			Years	Year 1
		commitment			left	2022	Yrs 2to5		Year 5+
				f.	g
Photocopier			1,181		2.00	1,181	1181
Franking machine			1,493		1.00	1,493
Properly			53,063		2.00	53,063	54,688
						55737	55,869
CONSOLIDATED STATEMENT			OF	FINANCIAL ACTIVITIES (including				Consolidated		Income	and
Expenditure Account) FORTHE YEARENDED						31MARCH	2021
											Total
					Unrestricted		Designated		Restricted		Funds
						Funds	Funds		Funds		2020
Income and Endowments
Donations and legacies						23,488					23,488
Incontepam charitable acttvtttatt
Grants from public authorities grants Welfare services		and other				82,553 886,977			290,693		373,246 886,977
IncomePom other trading activities:
Other uon charitable trading Fund raising activities						40,269 172					40,269 172
Investment income						47					47
Total income and endowments						1,033			2900693		1,324,199
Expenditure
Expenditure on raising funds Other non charitable trading						13344					13,344
						13,344					13,344
Expenditure on charitable	activities					909,536	10,000		291,069		1,210,605
Total expenditure						92211011	10000		291069		1,223,949
Net income/(expenditure)						110,626			(376)		100,250
Transfers between funds
Net movement in funds for the year						110,626	(10,000)		(376)		100/50
Reconciliation offunds
Total Funds brought forward		at 1 April		2020		130,991	10,000		4,473		145,464
Total Funds carried forward at31March
2021						241612			4,097		245,714