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2025-08-31-accounts

Charity number: 1089107

REDEMPTION CHURCH

UNAUDITED

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 AUGUST 2025

REDEMPTION CHURCH

CONTENTS

Page
Reference and Administrative Details of the Charity, its Trustees and Advisers 1
Trustees' Report 2 - 3
Independent Examiner's Report 4 - 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 - 13

REDEMPTION CHURCH

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 AUGUST 2025

Trustees

Mark George Neale Bridget Boulton Christopher John Wakeling Sandra Neale

Charity registered number

1089107

Principal office

Low Farm Waresley Road Gamlingay SANDY Bedfordshire SG19 3NZ

Page 1

REDEMPTION CHURCH

TRUSTEES' REPORT FOR THE YEAR ENDED 31 AUGUST 2025

The Trustees present their annual report together with the financial statements of the REDEMPTION CHURCH for the year 1 September 2024 to 31 August 2025. In setting objectives and planning for activities, the Trustees have given due consideration to general guidance published by the Charity Commission relating to public benefit, including the guidance 'Public benefit: running a charity (PB2)'.

Objects of the Charity

The objects of the charity are to advance the Christian faith and to provide charitable support consistent with the charity’s governing document.

Activities and Achievements

During the year the charity continued its ministry activities through:

The trustees are grateful for the continued support received and believe that these activities have furthered the charity’s objectives.

Financial Review

The charity’s income for the year was £28,575. Total expenditure for the year was £34,068 The trustees are satisfied that the charity remains financially stable and able to continue its activities.

Future Plans

The charity intends to continue developing its online ministry, supporting Christian leaders, and providing charitable assistance where resources permit.

Page 2

REDEMPTION CHURCH

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2025

a. Going concern

After making appropriate enquiries, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the accounting policies.

Structure, governance and management

a. Constitution

REDEMPTION CHURCH is a registered charity, number 1089107, and is constituted under a Trust deed.

b. Methods of appointment or election of Trustees

The management of the Charity is the responsibility of the Trustees who are elected and co-opted under the terms of the Trust deed.

Statement of Trustees' responsibilities

The Trustees are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the Charity and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Charity's transactions and disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the Trust deed. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the members of the board of Trustees and signed on their behalf by:

Sandra Jane Neale

Date: 15 June 2026

Page 3

REDEMPTION CHURCH

INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 31 AUGUST 2025

Independent Examiner's Report to the Trustees of REDEMPTION CHURCH ('the Charity')

I report to the charity Trustees on my examination of the accounts of the Charity for the year ended 31 August 2025.

Responsibilities and Basis of Report

As the Trustees of the Charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the 2011 Act').

I report in respect of my examination of the Charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent Examiner's Statement

Your attention is drawn to the fact that the Charity has prepared the accounts in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has been withdrawn.

I understand that this has been done in order for the accounts to provide a true and fair view in accordance with the Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Charity as required by section 130 of the 2011 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

This report is made solely to the Charity's Trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. My work has been undertaken so that I might state to the Charity's Trustees those matters I am required to state to them in an Independent Examiner's Report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the Charity and the Charity's Trustees as a body, for my work or for this report.

Page 4

REDEMPTION CHURCH

INDEPENDENT EXAMINER'S REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2025

Signed:

Dated: 15 June 2026

Kolade Andrew Alli ACMA

The ARK Financial Management Consultancy Ltd

10 Gatcombe Gardens West End Hampshire

SO18 3NA

Page 5

REDEMPTION CHURCH

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 AUGUST 2025

Note
Income from:
Donations and legacies
2
Total income
Expenditure on:
Charitable activities
Total expenditure
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Unrestricted
funds
2025
£
28,575
28,575
34,068
34,068
(5,493)
5,923
(5,493)
430
Total
funds
2025
£
28,575
28,575
34,068
34,068
(5,493)
5,923
(5,493)
430
Total
funds
2024
£
23,848
23,848
22,145
22,145
1,703
4,220
1,703
5,923

The Statement of Financial Activities includes all gains and losses recognised in the year.

The notes on pages 8 to 13 form part of these financial statements.

Page 6

REDEMPTION CHURCH

BALANCE SHEET AS AT 31 AUGUST 2025

Fixed assets
Note
Current assets
Debtors
6
Cash at bank and in hand
Current liabilities
Creditors: amounts falling due within one
year
7
Net current assets
Total assets less current liabilities
Net assets excluding pension asset
Total net assets
Charity funds
Restricted funds
8
Unrestricted funds
8
Total funds
-
1,288
1,288
(858)
2025
£
-
430
430
430
430
-
430
430
2,854
3,591
6,445
(522)
2024
£
-
5,923
5,923
5,923
5,923
-
5,923
5,923

The financial statements were approved and authorised for issue by the Trustees on 15 June 2026 and signed on their behalf by:

Sandra Jane Neale

The notes on pages 8 to 13 form part of these financial statements.

Page 7

REDEMPTION CHURCH

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

1. Accounting policies

1.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair' view. This departure has involved following the Charities SORP (FRS 102) published in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

REDEMPTION CHURCH meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

1.2 Income

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

1.3 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Charity's objectives, as well as any associated support costs.

All expenditure is inclusive of irrecoverable VAT.

1.4 Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

1.5 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

Page 8

REDEMPTION CHURCH

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

1. Accounting policies (continued)

1.6 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance Sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the Statement of Financial Activities as a finance cost.

1.7 Financial instruments

The Charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

1.8 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.

2. Income from donations and legacies


Restricted
Unrestricted
funds
Total
Total
funds General 2025
2024
£ £ £
£
Donations 0 10,520 10,520
2,120
Gifts 0 3,250 3,250
0
Education Services 0 14,774 14,774
21,708
Investment Interest 0 10 10
20
Other Income 0 21 21
0
0 28,575 28,575
23,848

Page 9

REDEMPTION CHURCH

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

3. Expenditure on charitable

activities

3. Expenditure on charitable
activities
Restricted Unrestricted
funds
Total Total
funds General 2025 2024
£ £ £ £
Charitable Grants paid 0 9,063 9,063 4,285
Fund Generation Costs 0 1,339 1,339 0
Travel, Subsistence & Entertaining 0 179 179 92
Stationery & Resources 0 854 854 0
Telephone & IT 0 119 119 181
Salaries & Wages 0 20,228 20,228 16,445
Professional Fees 0 1,763 1,763 1,118
Bank & Finance Costs 0 73 73 24
Independent Examiners Fees 0 450 450 0
0 34,068 34,068 22,145

3. Independent examiner's remuneration

2025 2024
£ £
Fees payable to the Charity's independent examiner for the independent
examination of the Charity's annual accounts 450 -

4. Trustees' remuneration and expenses

During the year, no Trustees received any remuneration or other benefits (2024 - £NIL)

During the year ended 31 August 2025, Trustee George Neale received remuneration of £7,261, this is in relation to ministry work done on behalf of the church.

Page 10

REDEMPTION CHURCH

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

5. Debtors

Due within one year
2025
£
Other debtors
-
-
2024
£
2,854
2,854

7. Creditors: Amounts falling due within one year

Other creditors
Accruals and deferred income
2025
£
408
450
858
2024
£
522
-
522

Page 11

REDEMPTION CHURCH

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

8. Statement of funds

Statement of funds - current year

Balance at 1 Balance at
September 31 August
2024 Income Expenditure 2025
£ £ £ £
Unrestricted funds
General Funds 5,923 28,575 (34,068) 430

Page 12

REDEMPTION CHURCH

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

8. Statement of funds (continued)

Statement of funds - prior year

Balance at
Balance at 31 August
1 April 2023 Income Expenditure 2024
£ £ £ £
Unrestricted funds
General Funds 4,220 23,848 (22,145) 5,923

Page 13